112 THE SEVERE AND PERSI STENT MENTAL ILLNESS PROGRESS NOTES PLAN NER 5. Failure to Budge t (5) A. The client described a long-term lack of discipline and money management that has led to a failure to budget for basic financial responsibilities. B. The client described that his/her financial information is poorly organized, which results in unpaid bills and greater financial liability. C. The client has never established a budget with spending guidelines and savings goals that would allow for prompt payment of bills. D. The client has developed a budget and has begun to live within it, makin g timely payments of bills. 6. Lack of Entitlements (6) A. The client described a history of not applying for or accessing monetary entitlements or other available welfare benefits. B. The client displayed a lack of knowledge of the available monetary e ntitlements or other available welfare benefits. C. The client has been reluctant to access monetary entitlements or other welfare benefits due to his/her perceived stigma regarding these resources. D. The client has applied for and accessed monetary ent itlements or other available welfare benefits. 7. Illegal Activity (7) A. The client described a pattern of illegal activity used to meet his/her financial needs. B. The client described legal concerns due to his/her illegal activity. C. As the client has become more financially stable, he/she has discontinued his/her illegal activity. 8. Bad Credit (8) A. The client described his/her poor credit history. B. The client has attempted to qualify for credit but has been turned down. C. The client descr ibed a pattern of unpaid bills and outstanding debts, which have negatively affected his/her credit history. D. As the client has become more financially secure, he/she has taken responsibility for his/her bad debts and is improving his/her credit. INTERV ENTIONS IMPLEMENTED 1. Request Financial History (1) * A. The client was requested to relate his/her history or pattern of financial problems. B. The client was assisted in developing an understanding of his/her pattern of financial problems. * The numbers in parentheses correlate to the number of the Therapeutic Intervention statement in the companion chapter with the same title in The Severe and Persistent Mental Illness Treatment Planner, 2nd ed. (Berghuis and Jongsma) by John Wiley & Sons, 2008. 