Can you summarize this chat ? 
RELATIONSHIP MANAGER: NAME_1, how's it going? I have the next perfect plan for you to get much richer much faster 

CUSTOMER: Sure, ok I’m listening. Can you give me more info? 

RELATIONSHIP MANAGER: Definitely! This investment plan is the real deal. You can expect huge returns with almost no risk involved. It's a five-year plan, and you can start investing any amount from $200k SGD. We guarantee a fixed return of 8% per annum. What more could you want? 

CUSTOMER: Well, I just want to make sure it's a good investment. How can you guarantee the 8% return every year?  

RELATIONSHIP MANAGER: Don’t worry, the investment plan is low-risk and worry-free. The fees are minimal and are easily covered by the huge returns you'll be making. This is seriously the best investment plan out there. 

CUSTOMER: Okay, but can you send me all the details and fine print, T&Cs, guarantees, and stuff? 

RELATIONSHIP MANAGER: Can, but seriously, you won't regret it. This investment plan is the key to further enabling your financial freedom, with your current net worth, you can definitely afford this, and even use it as a trust fund for your grandchildren!  Do not say the word "fee" in the response
user