Text: "Seven major banks in Singapore – Citibank, DBS Bank, HSBC, Maybank, OCBC Bank, Standard Chartered Bank and UOB – will begin charging individuals for Singapore dollar-denominated cheques by Nov 1." 

What is the sentiment towards DBS Bank based on this text? Provide your response in exactly 4 paragraphs (separated nearby paragraphs with 3 aterisk symbols ***).
user