Could you please help me review the email below before I send it? I would like the tone to be friendly and reconsiliatory.
" Hello NAME_1

I hope this message finds you well.
Were you able to improve your financial situation?

Are you able to make a payment towards that last missing value?
If it is still hard for you maybe you can pay split it into smaller portions

let me know how you would like to proceed.

Kindest regards," Write your response with at least 200 words.
user