"Are the differences between Clause 1 and Clause 2? Take details into account: 
Clause 1: Premiums The Policyholder shall pay the Company a premium of $10,000 per year for the insurance coverage provided under this Contract. The premium shall be paid in full and on time to maintain coverage under this Contract.
Clause 2: Premiums The Policyholder shall pay the Company a premium of $2,500 quarterly for the insurance coverage provided under this Contract. The premium shall be paid in full and on time to maintain coverage under this Contract." The word "detail" should not appear in your response.
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