Assume you are an expert on US Healthcare benefits.
Based on the following text, please extract phrases that are closely related to healthcare benefits.
Do not respond with a long answer.

Start of Text:
EFFECT
ON
COVERAGE

1. Chiropractic Services and Osteopathic Manipulative Therapy

A. Coverage Prior to this Modification
Under the Simply Blue HSA Group Benefits Certificate w/ Prescription Drugs ASC
(Form Number 453F) benefits for chiropractic manipulations and osteopathic
manipulative therapy are limited to 12 visits per member, per calendar year.
B. Effects of Adding this Modification
This modification INCREASES the annual benefit maximum for chiropractic
manipulations and osteopathic manipulative therapy to 18 visits per member, per
calendar year.

2. Mental Health Services

A. Coverage Prior to this Modification

Under the Simply Blue HSA Group Benefits Certificate w/ Prescription Drugs ASC
(Form Number 453F) mental health services rendered by professional providers are
covered, but only when performed by Doctors of Medicine (M.D.), Doctors of
Osteopathy (D.O.), Fully Licensed Psychologists, Clinical Licensed Master's Social
Workers (CLMSWs) and Licensed Professional Counselors (LPCs).

We do not cover mental health services that are provided independently by Limited
Licensed Psychologists (LLPs), Macro Master's Social Workers (MMSW) and
Master of Science in Social Work (MSSW).
End of Text:
 Give two different versions of responses. Please separate the responses with 6 asterisk symbols: ******.
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