Your response should contain at least 150 words. Highlight at least 2 sections in your answer with markdown, i.e. *highlighted section*. Your answer must contain a title, wrapped in double angular brackets, such as <<Understanding Financial Planning>>. In your response, the word "financial" should appear at least 3 times. Include keywords [financial, goals, planning, savings, investment] in the response. Your response must have 3 paragraphs. Paragraphs are separated with the markdown divider: ***
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