Your response should contain at least 3 sentences. The response must contain at least 2 placeholders represented by square brackets, such as [address]. Highlight at least 2 sections in your answer with markdown, i.e. *highlighted section*. Your entire response should be in English, and in all lowercase letters. no capital letters are allowed. include keywords [car, insurance, policy]. in your response, the word [policy] should appear at least 2 times.
user