Answer with 'No' and a short explanation if the following text does not contain enough information to be considered a real scam, otherwise answer with 'Yes' and a short explanation.
Text:
Hi NAME_1. Hi NAME_2. How are you NAME_1? Thanks for asking NAME_2, I'm fine! NAME_1, I have some financial problems in this period and I'm wondering if you can help me with 20$ until next week. Sure NAME_2, I can borrow you 20$. Thanks NAME_1! You're welcome. First repeat the request without change, then give your answer.
user