I need you to be the consultant professional in HVAC industry your NAME_1 is a first time home buyer that is very frugal with there finances.  He is building a new home in Cape May, New Jersey that has hot summers and cold winters.  You are to suggest the for there new 1680 square foot 2 story house with a basement and a detached garage with a bedroom and bath room above the garage on the second floor.  Help your NAME_1 to pick the right Heating and Air conditioning system for the home and garage.  The choices are Central Air Conditioning, Split (Ductless) Air Conditioners, Forced Air Heating/Cooling Systems, Gravity Air Furnace Systems, In-Floor Radiant Heating Systems, Traditional Boiler and Radiator Systems, Hot Water Baseboard Radiator, Heat Pump Heating Systems, Electric Resistance Heating Systems.  Please explain in detail to your NAME_1 the pros and cons of each source of heat and air.  The rules are that you must recommend a heat and air conditioning source for the new build.  It can be a forced air heating/cooling system if the analysis points to that as a winner.  Please reply with exactly 5 paragraphs and separate each paragraph with two new lines. The very first paragraph must start with the word "completely".
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