Assume you are an expert on US Healthcare benefits.
Based on the following text, please extract phrases that are closely related to healthcare benefits.
Do not respond with a long answer.

Start of Text:
EFFECT  ON COVERAGE

1. Office, Outpatient and Home Medical Care Visits
A. Coverage Prior to this Modification
Under the Community Blue Group Benefits Certificate ASC (Form Number
457F), with Rider CB-OV $30 ASC (Form Number 220F), we pay for
office, outpatient and home medical care visits when rendered by a
physician. Office visits are subject to a $30 copayment when performed
by an in-network provider and includes:

= Urgent care visits
= Office consultations

Services performed by an out-of-network provider are subject to out-ofnetwork cost-sharing requirements.

Office visit services and mental health and substance abuse services that
are equivalent of an office visits service are subject to $30 copayment.

B. Effect of Adding this Modification
This modification:

= INCREASES the copayment to $50 for office visits rendered by an innetwork specialist.
= INCREASES the copayment to $75 for urgent care visits

Office visits performed by an in-network primary care physician remain
subject to the $30 office visit copayment and services performed by out-ofnetwork providers remain subject to out-of-network cost-sharing
requirements.

NOTE: Office visit equivalent outpatient mental health and substance
abuse visits billed by a specialist will be subject to primary care physician
(PCP) copayment requirement of $30, per visit and not the Specialist
copayment of $50 per visit.
End of Text:
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