Please provide a summary of the key points to consider when planning a vacation. Your response should contain at least 3 placeholders represented by square brackets, such as [location]. Include keywords [budget], [itinerary], [accommodation], [activities], [travel], [visa], [insurance], and [schedule] in the response. Your answer must contain a title, wrapped in double angular brackets, such as <<key points for vacation planning>>. Finish your response with this exact phrase [ender]. No other words should follow this phrase.
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