Context: The amount of exposure, after considering the effect of the credit risk mitigation, under Chapters VI-IX, to a client or a group of connected clients shall not exceed 15% of the eligible capital of the bank.

19. The amount of the aggregate amount of exposures from credits to clients or a group of connected clients, which constitutes by size the first ten credit exposures, after considering the effect of credit risk mitigation, under Chapters VI-IX, shall not exceed 30% of the total amount of the bank’s loan book, after deducting credit losses for loans and conditional commitments to ten clients or a group of connected clients that constitute, by size, the first credit exposures, following the reduction with provisions for the respective conditional commitments. Whether the one and the same debtor is included in more groups of connected clients, for the calculation of this indicator, the exposure to this person shall be included just once, within the group that registers the largest exposure to the bank.  

20. For the purpose of paragraph 19, credit exposures include the balance of granted credits, the balance of receivables from financial leasing and contractual commitments to provide funds that include but not limited to the following: commitment to grant credits; commitment to perform payments (directly or indirectly) to a third party in case of failure to execute the payment commitments by the client of the bank under the provisions of the agreement between the client and the third party, or based There should be exactly 4 paragraphs separated by the markdown divider: ***.
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