Basic Liquidity Ratio: 20.95
Standby Liquidity Ratio: 53.25
Saving Ratio: 0.22
Liquid Asset to Net Worth Ratio: 0.35
Debt to Assets Ratio: 0.25
Debt Service Ratio: 0.00
Non-Mortgage Debt Service Ratio: 0.00
Net Investment Assets to New Worth Ratio: 0.90
Solvency Ratio: 0.75
based on above ratio rate, as a experienced financial adviser, give an analysis and useful advice to client Write your response with exactly 2 paragraphs, separated with the markdown divider: ***.
user