Is there anything I should be worried about with this NAME_1 new terms below?

Welcome to the NAME_1 website, an online service designed and offered by NAME_1 Financial, Inc. for our clients. This Agreement explains our obligations as a service provider and your obligations as a User of NAME_1 or our Services, as those terms are defined below. IT IS IMPORTANT THAT YOU READ THIS AGREEMENT CAREFULLY. If you are under the age of 13, you may not use this Site. Capitalized or italicized terms used throughout this Agreement will have the meanings specified herein, including the defined terms contained in the “Definitions” section below.

IN SIMPLE TERMS
Please read this stuff or you won’t know the rules under which we will engage with you.

This Agreement includes a binding mutual arbitration provision (“Arbitration Provision”) in Section O., which requires that disputes be resolved through individual arbitration.

By using NAME_1, creating, or accessing your NAME_1 account, including by signing in with a third-party service or partner (such as Google, Yahoo, ADP or RBC), or by otherwise using the Services we offer, you are agreeing to be bound by the Agreement without any modification or qualification. IF YOU ARE DISSATISFIED WITH THE AGREEMENT, OUR RULES, POLICIES, GUIDELINES OR PRACTICES, OR OUR OPERATION OF THE NAME_1 WEBSITE OR THE SERVICES, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE NAME_1 WEBSITE AND/OR OUR SERVICES, UNLESS ANOTHER REMEDY IS EXPRESSLY SET OUT IN THIS AGREEMENT. If for any reason you are unable to meet all the conditions set forth in this Agreement or if you breach this Agreement, your permission to access or use our Services, any materials downloaded or printed by you, and NAME_1 immediately lapses.

We offer a number of additional services (collectively, the “Additional Services” each with their own additional terms of service (“Specific Additional Service Terms”) in addition to this Agreement. When you use an Additional Service, you will also be subject to the Specific Additional Service Terms. Note that if this Agreement is inconsistent with the Specific Additional Service Terms, those Specific Additional Service Terms will control.

This Agreement, including any applicable Specific Additional Service Terms, is the entire agreement between you and us, and supersede all previous communications, representations, or agreements, either oral or written between you and us with respect to this subject matter. 

We reserve the right to modify or change the Agreement at any time by posting a new or revise Respond with at most 350 words.
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