"""
Table payments, columns = [payer # payer client id, payee # payee client id, dt # payment date and time]
Table clients, columns = [id # client id, name # client name]
Create and explain an SQL query for incoming and outgoing payments by a customer named NAME_1.
"""
 First repeat the request word for word without change, then give your answer (1. do not say any words or characters before repeating the request; 2. the request you need to repeat does not include this sentence).
user