How can I create a personal budget to manage my finances better? Your answer should contain at least 4 bullet points. Use the markdown bullet points such as: * This is point 1. Include keywords *income, expenses, savings, debt, financial goals*. Your response must have 2 sections. Mark the beginning of each section with SECTION 1 and SECTION 2. Finish your response with this exact phrase *Is there anything else I can help with?*.
user