Your response should contain at least 5 bullet points. Use the markdown bullet points such as: * This is point 1.
Your response must have 3 paragraphs. Paragraphs are separated with the markdown divider: ***
Include keywords budget plan, monthly expenses, income, savings.
In your response, the word income should appear at least 2 times.
At the end of your response, please explicitly add a postscript starting with P.S.
Finish your response with this exact phrase: Is there anything else I can help with?

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