user: Can you tell me about the types of aid I can get from FAFSA?[NEWLINE]agent: FAFSA can give you aid in the form of free money such as a grant or scholarship.[NEWLINE]agent: or a loan that you have to pay back. Is a loan what you are aiming for?[NEWLINE]user: I think so, yes.[NEWLINE]agent: then if you have already decided on the aid you really need, you then just need to respond to the school's aid offer within the deadline set by the school.[NEWLINE][BOUNDARY][NEWLINE]user: That's logical. I've asked this before, but I'd like you to elaborate: what if I'm an undergraduate student who is completing the entrance therapy to get a loan?[NEWLINE]agent: Then the entrance counseling will fulfill counseling requirements for Direct Subsidized Loans and Direct Unsubsidized Loans.[NEWLINE][BOUNDARY][NEWLINE]user: Where can I get more information about this Aid  offers?[NEWLINE]agent: You can learn more about on our website.[NEWLINE][BOUNDARY][NEWLINE]user: Good to know. Another thing What information does a SAR contain? If my SAR application is complete, what should appear?[NEWLINE]agent: If your application is complete, an Expected Family Contribution EFC will appear in the upper right corner of your SAR.[NEWLINE][BOUNDARY][NEWLINE]user: What does the FAFSA application means to me in the future, aside from the financial aid I've got?[NEWLINE]agent: It can also be used in determining your eligibility for certain state and school financial aid.[NEWLINE][BOUNDARY][NEWLINE]user: If I'm selected for verification, do I need to provide my tax information to my school?[NEWLINE]agent: In certain cases, your school may ask you to provide your IRS tax transcript or a signed copy of your income tax return as part of the verification process.[NEWLINE][BOUNDARY][NEWLINE]user: How can I know how much aid I could get?


user: I want to know how to make an update to my Federal Student Aid file.[NEWLINE]agent: Are you attempting to correct an error?[NEWLINE]user: Yes I am.[NEWLINE]agent: If your application has already been processed, you can correct your FAFSA form online or on paper.[NEWLINE][BOUNDARY][NEWLINE]user: What information can I change on my form?[NEWLINE]agent: While most information can not be changed on the FAFSA form, some information must be updated if it changes. We have relevant information on the difference and how to update FAFSA information.[NEWLINE][BOUNDARY][NEWLINE]user: In addition, I need to find out about renewing my FASFA form.  In a hypothetic scenario, how would I do a renewal to change information on my form?[NEWLINE]agent: No problem. Just Login into your account and select FAFSA renewal once there. It all will develop  automatically.[NEWLINE]user: You mean i just sign in there after that, all i have to do is submit the form?[NEWLINE]agent: That's correct. Only log in, sign after you filled the form and submit.[NEWLINE]user: Then, to resume, i just follow the instructions and then i'll be able to renew, right?


user: I want to know how you pay us the financial aid[NEWLINE]agent: Have you accepted financial aid that was offered?[NEWLINE]user: no[NEWLINE]agent: Is this your first time working with a federal student loan?[NEWLINE]user: no, I've looked into it but never finished everything[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me more about the student aid report?[NEWLINE]agent: Yes, we can help you find out more about the SAR, its purpose, and what you should do with the SAR.[NEWLINE][BOUNDARY][NEWLINE]user: I'd like you to clarify on what are the requirements if I'm an undergraduate student who is finishing the entrance counseling in order to get a loan?[NEWLINE]agent: Then the entrance counseling will fulfill counseling requirements for Direct Subsidized Loans and Direct Unsubsidized Loans.[NEWLINE][BOUNDARY][NEWLINE]user: OK thank you. I would also like to find out the loan counseling requirements. when will I receive it?[NEWLINE]agent: You can learn more on how the method you use to file your FAFSA form determines when you will get the SAR[NEWLINE][BOUNDARY][NEWLINE]user: What if I have more something to ask with this financial aid offer?


user: I need to correct my financial aid application and submit it right[NEWLINE]agent: Filling out and submitting your FAFSA form is an important step in the journey to paying for college[NEWLINE][BOUNDARY][NEWLINE]user: can I check how my application is going?[NEWLINE]agent: Did you submit it online or on the myStudentAid mobile app?[NEWLINE]user: no I sent it in the mail so now what[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: how can I correct my application?[NEWLINE]agent: Once your application has been processed you can correct your FAFSA form online or on paper[NEWLINE][BOUNDARY][NEWLINE]user: Can you walk me through the steps for calculating the net price of each school when selecting a school aid offer?[NEWLINE]agent: You must follow a few simple steps to calculate your net price, or net cost, for each school.[NEWLINE][BOUNDARY][NEWLINE]user: One more thing to know about the financial assistance. Do I need to contact my school's financial aid office?[NEWLINE]agent: You should keep in touch with your school's financial aid office so that you understand the whole process of receiving your aid[NEWLINE][BOUNDARY][NEWLINE]user: This reminds me of having enough Social Security credits. There are also various services available, right?


user: how should I decide on what school aid to use?[NEWLINE]agent: You need to find out if you can get free money such as a grant or scholarship, or if you will need a loan.[NEWLINE]user: what do I do next if I need that loan?[NEWLINE]agent: Decide what aid you really need, and then respond to the school’s aid offer within the deadline set by the school.[NEWLINE][BOUNDARY][NEWLINE]user: Do I get the school money in a check or debit card?[NEWLINE]agent: Have you been offered financial aid that you accepted?[NEWLINE]user: yes, I will get help[NEWLINE]agent: The financial aid staff at your college will explain exactly how and when your aid will be paid out.  If you are receiving a federal student loan for the first time you should expect to be required to sign a promissory note and go through entrance counseling[NEWLINE][BOUNDARY][NEWLINE]user: Yes, of course. Now I have to inquire about renewal. After logging in to fafsa.gov, what should I do?[NEWLINE]agent: You have to select FAFSA Renewal. If you do it through the app then the FAFSA renewal form should display automatically if you are eligible for renewal.[NEWLINE]user: just to be sure, to log in to fafsa.gov I should use my FSA ID, right?


user: How can I correct my FAFSA application?[NEWLINE]agent: We can guide you on how to review and correct your FAFSA application whenever you need to.[NEWLINE]user: How can you help me with this?[NEWLINE]agent: We'll walk you through the actions you need to take to successfully accept and receive your aid.[NEWLINE][BOUNDARY][NEWLINE]user: Are there any media than I can read or watch to know more about what's next after the FAFSA?[NEWLINE]agent: Yes, you can watch our video on youtube about "After the FAFSA: What happens next?".[NEWLINE][BOUNDARY][NEWLINE]user: How can I make sure my FAFSA form was processed?[NEWLINE]agent: Did you already submit your FAFSA form online or through the myStudentAid app?[NEWLINE]user: Yes, I did.[NEWLINE]agent: Then you can check its status immediately through the fafsa.gov website or to the app.[NEWLINE][BOUNDARY][NEWLINE]user: I was wondering on why does fafsa.gov allows me to renew my FAFSA form application?


user: Hello, I would like to know, what actions can I take to be eligible to receive a Direct PLUS Loan?[NEWLINE]agent: Do you have an adverse credit history and agree to pay the loan if you do not pay it?[NEWLINE]user: this action does not apply to me[NEWLINE]agent: Do you want to be an applicant for the Direct PLUS Loan?[NEWLINE]user: yes i want to be[NEWLINE]agent: in this case you may be eligible to receive a Direct PLUS Loan[NEWLINE][BOUNDARY][NEWLINE]user: That's helpful to hear. Are you also aware of the Direct PLUS Loan Application? Who receives the information that  I entered into the application?[NEWLINE]agent: It will be sent to the school that you select, and they will use the information collected to determine your eligibility for a Direct PLUS Loan and process your application.[NEWLINE]user: when will I do the promissory note?[NEWLINE]agent: You can complete the Direct PLUS Loan MPN after you complete the Direct PLUS Loan Request.[NEWLINE]user: does the info on the application only go to who I want?


user: Hello, I would like to know what extenuating circumstances allow you to qualify for a loan.[NEWLINE]agent: Do you want to know the mitigating circumstances?[NEWLINE]user: not all[NEWLINE]agent: Do you think your situation presents a situation that otherwise qualifies for extenuating circumstances?[NEWLINE]user: I don't think I have a mitigating circumstance[NEWLINE]agent: Have you already had a review? although this does not guarantee approval[NEWLINE]user: if they already did the review[NEWLINE]agent: you should very well provide a statement containing an explanation of the circumstances of your mitigation and the appropriate applicable documentation to support your claim[NEWLINE][BOUNDARY][NEWLINE]user: That makes sense to me. What if, instead, I'm completing entrance counseling to borrow a loan as a graduate or professional student?[NEWLINE]agent: In that case the entrance counseling will fulfill counseling requirements for Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans.[NEWLINE]user: That makes sense. I've asked this before, but I need you to elaborate on it: what if I am completing the entrance counseling to get a loan as an undergraduate student?


user: I'm here because of the Direct PLUS Loan Application for Graduate students[NEWLINE]agent: Did you want more information about the Direct PLUS Loan Application for Graduate/Professional Students?[NEWLINE]user: no I know about it but i had other questions[NEWLINE][BOUNDARY][NEWLINE]agent: Did you want to apply for a PLUS Loan?[NEWLINE]user: yes I do[NEWLINE]agent: I can help you LOG IN to start the application.[NEWLINE][BOUNDARY][NEWLINE]user: Yes of course I can help you to enter and I will pass the data to you, but while I look for them. Is the information in the Document correct to the satisfaction of the United States Department of Education?[NEWLINE]agent: no, the information causing the adverse credit decision is incorrect[NEWLINE][BOUNDARY][NEWLINE]user: can you give me a description of the borrower[NEWLINE]agent: in the case of the borrower has a state, county or federal tax lien in the last five years prior to the date of the credit report, regardless of the date of the file[NEWLINE][BOUNDARY][NEWLINE]user: What are the Mitigating Circumstances Test?


user: Hi there. I'm looking information about the contact ways there is with you, and I heard something about virtual assistant and things like that.[NEWLINE]agent: Yes, you are talking about aidan our virtual assistant that can answer question about the federal student aid.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you know the tasks with aidan can help you with?[NEWLINE]user: Yes, I have an idea about it. I guess it can help with questions about the loans and stuff like that.[NEWLINE][BOUNDARY][NEWLINE]agent: That's right. You can test it at any time. Do yo have any common financial question right now?[NEWLINE]user: That's pretty great. But no, I don't have any common question right now.[NEWLINE][BOUNDARY][NEWLINE]agent: Great. you know that our assistant can help you find things in our site too?[NEWLINE]user: Great. So he can serve has a guide too. That's pretty awesome.[NEWLINE]agent: Yes. You just need to type "where is" anything you need and Aidan will tell you.[NEWLINE][BOUNDARY][NEWLINE]user: The assistance also can help to find stuff like the balance of the loan or finding contact information?[NEWLINE]agent: Yes, that's right. Aidan is here to help you to find the answers.[NEWLINE][BOUNDARY][NEWLINE]user: For example, if I'm looking for my balance, how do I have to do the question?


user: What exactly are program reviews when carried out by Federal Student Aid?[NEWLINE]agent: Do you mean what duties the FSA have in overseeing their program and the reviewing of it?[NEWLINE]user: Yes, that is the question that I have[NEWLINE]agent: The FSA regularly carries out program reviews which confirms whether a school meets the requirements of the FSA for institutional eligibility, financial responsibility and administrative capability. During these reviews, the school's compliance with FSA requirements is measured. The reviews also assess liabilities for errors in performance that a school may have. Also included in the review is identifying the actions that a school must take to improve its future administrative capabilities.[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to learn more about FAFSA4caster as well. Is it suitable for older students?[NEWLINE]agent: Yes, adult students also can use FAFSA4caster[NEWLINE]user: what about freshmen?[NEWLINE]agent: Yes, they can use it. FAFSA4caster is a helpful tool for anyone who is not yet ready to submit a FAFSA form it is recommended for high school juniors, and even as early as middle school[NEWLINE]user: can our parents use it since they will help pay for school?[NEWLINE]agent: Yes, they can use it to receive early estimates, create scenarios based on future earnings, and then establish college funding strategies[NEWLINE][BOUNDARY][NEWLINE]user: so you will ask a lot of financial stuff?


user: I want to know about reviews on schools and aid[NEWLINE]agent: Would you like to know about oversight duties in these matters?[NEWLINE]user: yeah[NEWLINE]agent: As part of its oversight duties, Federal Student Aid routinely conducts program reviews to confirm that a school meets the requirements for institutional eligibility, financial responsibility, and administrative capability. During a program review, reviewers evaluate the school’s compliance with FSA requirements, assess liabilities for errors in performance, and identify actions the school must take to improve its future administrative capabilities.[NEWLINE]user: How do annual reports help?[NEWLINE]agent: Annual reports detail by frequency the most common findings identified in the annual compliance audits conducted by independent auditors, and identified through program reviews conducted by the Department of Education at institutions of higher education[NEWLINE][BOUNDARY][NEWLINE]user: One more thing for FAFSA Completion Data. Is there a reason why the number of older students at our school is so low?[NEWLINE]agent: We try to identify students that are likely seniors in high school. Most of the older students would likely not satisfy the age criteria requiring applicants to be less than 20 years of age at the cutoff date when we collect data.[NEWLINE][BOUNDARY][NEWLINE]user: why would a district be listed as having insufficient data?[NEWLINE]agent: Did the district in question merge or is it a new district created after 2009-10?[NEWLINE]user: it was created after 2010[NEWLINE]agent: The district would be listed as having insufficient data.[NEWLINE][BOUNDARY][NEWLINE]user: ok, also why are numbers different from year to year for the same data on seniors?


user: What are program reviews when pertaining to Federal Student Aid?[NEWLINE]agent: Do you mean as part of the oversight duties?[NEWLINE]user: Yes, as it pertains to oversight duties.[NEWLINE]agent: Federal Student Aid routinely has program reviews to make sure that a school meets FSA requirements for institutional eligibility, financial responsibility, and administrative capability.[NEWLINE]user: Very well. now about Federal Student Aid, what type of text or web banners can be placed on our site?[NEWLINE]agent: one is StudentAid.gov provides detailed information on federal student aid programs, applying for financial aid, and paying off student loans.[NEWLINE][BOUNDARY][NEWLINE]user: Can you give me details of the FAFSA Banners[NEWLINE]agent: These FAFSA banners, available in English and Spanish, can be used to link directly to fafsa.gov, where students can complete the Free Application for Federal Student Aid FAFSA[NEWLINE]agent: Do you want to choose one of the banner ads?[NEWLINE]user: It is not necessary[NEWLINE]agent: do you want to save the banner??[NEWLINE]user: yes


user: Hello, I would like to obtain information about Program Reviews[NEWLINE]agent: Do you want to know the supervisory functions of the federal Student Aid FSA?[NEWLINE]user: no thanks[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: What do the program reviews do?[NEWLINE]agent: During a program review, the reviewers assess the school's compliance with the FSA requirements, assess responsibilities for performance errors, and identify actions the school should take to improve its future administrative capabilities.[NEWLINE]user: and where are these letters of determination issued?[NEWLINE]agent: these determinations are issued every year from FY2014 onwards[NEWLINE]user: and what do they do after completing a program review?[NEWLINE]agent: After completing a program review, Federal Student Aid issues a final program review determination FPRD, which is a report that includes each finding identified in the program review report, the school's response, and the Department's final determination..[NEWLINE]user: and how do I access all the documents associated with centered?


user: What are program reviews for federal student aid?[NEWLINE]agent: Do you want to know about its oversight duties?[NEWLINE]user: Yes, what are the oversight duties of the program reviews?[NEWLINE]agent: FSA conducts program reviews to make sure a school meets FSA requirements for institutional eligibility, financial responsibility, and administrative capability.[NEWLINE][BOUNDARY][NEWLINE]user: Good. By the way, I have another question related to FSA conducts program. What should I do to avoid having non-compiance?[NEWLINE]agent: Take the time to fully understand your loan agreement and the types of loans you are receiving. It is also important that you do not borrow more than you need or more than you expect to be able to pay[NEWLINE][BOUNDARY][NEWLINE]user: If I don't make a payment on time, what happens?[NEWLINE]agent: Your loan is delinquent and late fees may be charged. Even if you are behind on your loan, you can still avoid default, so it is important that you contact your loan manager immediately.[NEWLINE][BOUNDARY][NEWLINE]user: What is simplifying repayment with consolidation?[NEWLINE]agent: You may want to combine your multiple federal student loans into a single direct consolidation loan to simplify repayment. There may be trade-offs, so understand the advantages and potential disadvantages of consolidation before submitting the application.[NEWLINE][BOUNDARY][NEWLINE]user: What steps should I take to successfully repay my federal student loan and avoid default?


user: Hey, I came here to learn more about program reviews. Perhaps you can explain some things to me.[NEWLINE]agent: Of course. Do you want to know what our duties are when it comes to reviews?[NEWLINE]user: No, I'm aware of that.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: Can I read about the final program review determinations for the fiscal year 2015 somewhere?[NEWLINE]agent: Yes, we have the information for the fiscal year 2015 here.[NEWLINE]user: How do I locate Final Program Review Determinations from completed third-party servicer program reviews?[NEWLINE]agent: Simply visit the "Third-party Servicer Program Reviews" page. An overview of the top program review and audit findings by fiscal year is also available.[NEWLINE]user: So what are those duties you mentioned before?[NEWLINE]agent: Federal Student Aid FSA routinely conducts program reviews to confirm that a school meets FSA requirements for institutional eligibility, financial responsibility, and administrative capability. During a program review, reviewers evaluate the school's compliance with FSA requirements, assess liabilities for errors in performance, and identify actions the school must take to improve its future administrative capabilities.[NEWLINE]user: I see. And what do your annual reports show?


user: Hello i would like to get information about Program Reviews[NEWLINE]agent: Do you want to know the parts of your supervisory functions?[NEWLINE]user: yes[NEWLINE]agent: As part of its supervisory duties, the Federal Student Aid FSA routinely conducts program reviews to confirm that a school meets the FSA's requirements for institutional eligibility, financial responsibility, and administrative capacity.[NEWLINE]user: How can I access all the associated documents?[NEWLINE]agent: To access all documents associated with Clery Act focused reviews, visit the "Clery Act Reports" page. "Clery Act Reports" page.[NEWLINE][BOUNDARY][NEWLINE]user: I am curious what college is like, can you tell me where I can get ideas regarding this?[NEWLINE]agent: Taking a look at the YouTube playlist will help you.[NEWLINE][BOUNDARY][NEWLINE]user: Are there checklists for parents?[NEWLINE]agent: Yes, we have checklists from elementary through high school for parents, such as how to support your child in their studies, where to set up a college savings account, and when to apply for financial aid.[NEWLINE][BOUNDARY][NEWLINE]user: Is there an 11th Grade checklist?


user: what are the program reviews for?[NEWLINE]agent: Did you want to know about the program oversight duties?[NEWLINE]user: no, just wanted to know what they are[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: can I look at some reviews?[NEWLINE]agent: You can visit the "Third-party Servicer Program Reviews" page.[NEWLINE]user: where can I get the Clery act reviews?[NEWLINE]agent: You can find those by visiting the "Clery Act Reports" page.[NEWLINE]user: what comes next after a program review is done?[NEWLINE]agent: Federal Student Aid will issue a Final Program Review Determination, which is a report that includes each finding identified in the program review report, the school's response, and the Department’s final determination.[NEWLINE]user: that's the FPRD?


user: What Program Reviews does federal student aid routinely do?[NEWLINE]agent: Do you mean as part of their oversight duties?[NEWLINE]user: No that is not what I mean.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: Does federal student aid issue a final report of the determination of the program review?[NEWLINE]agent: Yes, Federal Student Aid issues a Final Program Review Determination which is the report that has each finding identified in the review report, the school's response, and the Departments final determination.[NEWLINE]user: How do I locate Final Program Review Determinations from completed third-party servicer program reviews?[NEWLINE]agent: You would need to visit the "third-party Servicer Program Reviews page.[NEWLINE]user: What happens after completing the program review?[NEWLINE]agent: Federal Student Aid will issue a Final Program Review Determination which is a report that includes each finding identified in the program review report, school's response to the findings, and the Department's final determination.[NEWLINE]user: What else does the FPRD do?


user: Hello, what are the program reviews?[NEWLINE]agent: Its purpose is to supervise the different programs granted.[NEWLINE]user: What other roles do you have apart from supervision?[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: What does it take to do a focused review?[NEWLINE]agent: It is important that you review the Clery Act Reports.[NEWLINE]user: What you need to know To locate final program review determinations for full reviews.[NEWLINE]agent: Look for information related to Third-party service program reviews.[NEWLINE]user: What does FY2018 consist of?[NEWLINE]agent: Found Final Program Review Determinations and Expedited Determination Letters.[NEWLINE]user: What is Federal Student Aid issued by FPRD?


user: How can I receive a Student Aid Report[NEWLINE]agent: You should review your Student Aid Report carefully to make sure it is correct and complete.[NEWLINE][BOUNDARY][NEWLINE]user: If my SAR application is complete, what should it appear?[NEWLINE]agent: If your application is complete, an Expected Family Contribution EFC will appear in the upper right corner of your SAR.[NEWLINE][BOUNDARY][NEWLINE]user: Ok okay, now regarding reviewing my FAFSA application, is the way I receive my money by check or debit card?[NEWLINE]agent: Have you been offered financial aid that you accepted?[NEWLINE]user: yes, I will get help[NEWLINE]agent: The financial aid staff at your college will explain exactly how and when your aid will be paid out.  If you are receiving a federal student loan for the first time you should expect to be required to sign a promissory note and go through entrance counseling[NEWLINE][BOUNDARY][NEWLINE]user: when do I get the aid they promised?[NEWLINE]agent: The timing of the aid offer varies from school to school and could be as early as winter awarding for the fall or as late as immediately before you start school. It depends on when you apply and how the school prefers to schedule awarding of aid[NEWLINE][BOUNDARY][NEWLINE]user: do I have to keep my information updated so I don't lose aid?


user: Hello, can you tell me what co-debtor means?[NEWLINE]agent: Sure, spouse of an applicant who started an Income-Based Payment Plan Application.[NEWLINE]agent: It is noteworthy that you are not required to repay this loan by signing the borrower's IDR request.[NEWLINE]user: Can you explain more about the ones you just mentioned?[NEWLINE][BOUNDARY][NEWLINE]user: The FSA consists of the Joint Signature Code / Reference Number.[NEWLINE]agent: As requirements you need the Reference number / joint signature code.[NEWLINE]user: How do I verify the FSA?[NEWLINE]agent: You need to do an FSA verification.[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to know more about FSA. Could you please describe the borrower to me?[NEWLINE]agent: well the borrower has had a foreclosure in the last 5 years preceding the date of the credit report.[NEWLINE][BOUNDARY][NEWLINE]user: ok I understand and what is the required documentation?


user: Hello there. I'm looking information related to the types of aids that you bring.[NEWLINE]agent: Sure, no problem, we can help you with all the information you may need.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you know which are the grants?[NEWLINE]user: No, I don't really know what they are, I hope you can explain it to me. But later.[NEWLINE][BOUNDARY][NEWLINE]agent: What about scholarships, would you like to hear about it?[NEWLINE]user: Sure, I would love to.[NEWLINE]agent: Alright. It's a type of aid based on academic or other achievements, or on financial need, to pay for school.[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to know more information regarding the Federal Perkins Loan Program. What involves in this program?[NEWLINE]agent: This program involves providing money for college or vocational school for students with financial needs.[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to confirm if all students can apply for the Federal Perkins Loan Program?[NEWLINE]agent: Basically, yes. But is always necessary find out if you are eligible for it, that's when you check out your FAFSA4caster.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me on what are the requirements for the federal student aid in order to know if I'm eligible?


user: Hi, can you tell me how you can determine the amount of federal aid?[NEWLINE]agent: Various data are used to determine the amount of aid.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me what the COA is, please?[NEWLINE]agent: Sure, it's the amount it will cost you to go to school.[NEWLINE]agent: It is also worth noting that you must attend at least half time.[NEWLINE]user: Can you explain that procedure to me more?[NEWLINE]agent: It is noteworthy that COA is always an estimate.[NEWLINE][BOUNDARY][NEWLINE]user: Regarding informing my school about the aid that I will accept, what should I do if I am offered help through a printed offer?[NEWLINE]agent: You might have to sign the offer and mail it back to the school[NEWLINE][BOUNDARY][NEWLINE]user: I understand.  I have another question about the Direct PLUS Loans for Parents.  At what point would a parent on a Direct PLUS loan get the assistance money for their daughter's school?[NEWLINE]agent: The school will give out the loan money by crediting it to the child’s school account to pay tuition, fees, room, board, and other authorized charges.[NEWLINE]user: Another concern about student aid from the federal government. What is non-need-based assistance?[NEWLINE]agent: The person in charge of estimating how much you can receive is your school.[NEWLINE]agent: For example, suppose COA is $ 16,000 and you have been awarded a total of $ 4,000 in need-based aid and private scholarships.[NEWLINE]user: Excellent.


user: If an offer of school aid informs me what financial aid can I receive at a university, which should I be sure of?[NEWLINE]agent: have you applied to various schools?[NEWLINE]user: not[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: If I need to take out a larger amount of private loans in one school than in another, what should I present?[NEWLINE]agent: You should pay special attention to the terms and conditions of private loans so that you understand what your obligations would be. Read about federal loans versus private loans.[NEWLINE][BOUNDARY][NEWLINE]user: Can I ask something else? with respect to  types of loans. federal or private are better, what do I do when they offer me financial aid?[NEWLINE]agent: You might have to sign the offer and mail it back to the school[NEWLINE][BOUNDARY][NEWLINE]user: That's great to hear! Another concern to school financial aid. I get it, but how do I figure out the net price?[NEWLINE]agent: You must follow a few simple steps to calculate your net price, or net cost, for each school.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me what to do if I can't get the ISBN number for my books?[NEWLINE]agent: If you can't get the ISBN then you can ask the school for the author, title, publisher, and copyright date.[NEWLINE][BOUNDARY][NEWLINE]user: I understand as soon as I finish this conversation I will call the school to obtain the ISBN. ok and one of the steps is the cost of attendance, but does everything include it?[NEWLINE]agent: If you do not include it, request this figure from the financial aid office. Make sure it includes the amounts you will pay directly to the school, such as tuition and fees, as well as other costs, such as living expenses, books and supplies, and transportation.[NEWLINE]user: If I don't understand what's in your offer of help?


user: Hello, I would like you to guide me, I recently left the school and the school did not make the required return of the loan funds to the loan administrator, what proceeds?[NEWLINE]agent: of course we can help you get more information about the unpaid refund registration to see if you can qualify[NEWLINE]agent: dropped out of school after receiving a loan from the Direct Loan Program?[NEWLINE]user: no[NEWLINE]agent: the school did not make the mandatory repayment of the loan funds?[NEWLINE]user: no[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: How much of my loan will be canceled if I am approved for loan cancellation?[NEWLINE]agent: Only the part of your loan that your school should have returned will be canceled. Contact your loan servicer for more information.[NEWLINE][BOUNDARY][NEWLINE]user: That's great to hear! Another concern relates to teaching as a profession. What additional specifications are there?[NEWLINE]agent: Do you meet the applicable requirements for an elementary, middle, or high school teacher who is new to the profession?[NEWLINE]user: yes[NEWLINE]agent: you may be eligible to be highly qualified as a teacher[NEWLINE][BOUNDARY][NEWLINE]user: What are the eligibility requirements?


user: Hi, what if I don't certify my income and my family size before the annual deadline?[NEWLINE]agent: Please note that it is important that you certify your income and family size by the specified annual deadline[NEWLINE]user: Ok, I understand, but if I don't recertify my income before the deadline, what will I do?[NEWLINE]agent: it would have consequences but they vary according to the plan[NEWLINE][BOUNDARY][NEWLINE]user: I understand but if I have not filed a federal income tax return in the last two years?[NEWLINE]agent: In that case, alternative documentation of your income will be used to determine your eligibility and calculate the amount of your monthly payment.[NEWLINE][BOUNDARY][NEWLINE]user: I have a question about eligibility for the extended payment plan, how can I access this type of plan if I am a borrower of a Direct Loan Program?[NEWLINE]agent: To become eligible, you must have no outstanding balance on a Direct Loan as of October 7, 1998 or on the date you obtained a Direct Loan after October 7, 1998. You must also have more than $30,000 outstanding in a Direct Loan[NEWLINE]user: What options under the Extended Repayment Plan do I have I if I have more than $30,000 outstanding in an FFEL Program Loan?[NEWLINE]agent: In this instance, you can choose an Extended Repayment Plan for your FFEL Program Loan, you will not be eligible for the Plan if you have less than $30,000 in a Direct Loan[NEWLINE][BOUNDARY][NEWLINE]user: How can I utilize the Loan Simulator under the Extended Repayment Plan?


user: Hi I have a federal student loan and am wondering if I could repay it under an income-driven repayment plan?[NEWLINE]agent: You might be able to repayment it under an income-driven repayment plan but it depends on what type of loan you have.[NEWLINE]agent: Do you have a FFEL Program Loan or a Federal Perkins Loan?[NEWLINE]user: I have a FFEL loan.[NEWLINE]agent: You might be able to get a Direct Consolidation Loan and then you could repay under the REPAYE plan.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me if I'm eligible for any loan forgiveness program if I worked for a tribal government in the U.S.?[NEWLINE]agent: You may be eligible for the Public Service Loan Forgiveness Program. Read on to see if you can qualify.[NEWLINE][BOUNDARY][NEWLINE]user: OK good. What do I do if I want to apply for an Income-Driven Repayment Plan?[NEWLINE]agent: To apply for an Income-Driven Repayment Plan you will have to complete the paper application and provide a paper copy of your most recently filed federal income tax return or IRS tax return transcript.[NEWLINE][BOUNDARY][NEWLINE]user: I need to figure out who has to recertify or adjust their repayment plan. Who should be in charge of finishing this?[NEWLINE]agent: Borrowers currently on an IDR Plan who need to recertify or make changes to their repayment plan.[NEWLINE][BOUNDARY][NEWLINE]user: I see what you mean. I'd like to ask you another question. The REPAYE and ICE Plans. What does my REPAYE and ICR payments look like?[NEWLINE]agent: Your payment is always based on your income and family size, regardless of any changes in your income.[NEWLINE][BOUNDARY][NEWLINE]user: Is there somewhere where I can learn more about income-driven repayment plans?[NEWLINE]agent: You can browse our Income-Driven Plans question and answers page for more information.[NEWLINE]user: Thank you. Where can I find these pages?


user: How can I be a highly qualified teacher?[NEWLINE]agent: If you can be, you should only know that there are basic requirements that all teachers must meet to be considered highly qualified. There are also additional requirements that you must meet depending on whether you are a primary or secondary school teacher, and if you are new to the teaching profession.[NEWLINE][BOUNDARY][NEWLINE]user: What are the additional requirements for elementary school teachers who are new to the profession?[NEWLINE]agent: Are you an elementary school teacher who is new to the profession?[NEWLINE]user: yes[NEWLINE]agent: ok note that you must have demonstrated subject knowledge and teaching skills in reading, writing, math, and other areas of the elementary school core curriculum by passing a rigorous state test.[NEWLINE][BOUNDARY][NEWLINE]user: Sure, and can you please give me more information about the SSA documentation or doctor's certification?[NEWLINE]agent: you need to know the points that are related to SSA[NEWLINE][BOUNDARY][NEWLINE]user: Can I demonstrate that I qualify for a TPD download by providing documentation from one of three sources?[NEWLINE]agent: one point is that one of the sources is the United States Department of Veterans Affairs VA[NEWLINE]user: ok that point applies to me[NEWLINE]agent: may be eligible to qualify for a TPD download[NEWLINE][BOUNDARY][NEWLINE]user: can you tell me another point from the SSA Documentation


user: Hi, I have FFEL loan and am wondering how much loan forgiveness am I entitled to?[NEWLINE]agent: The maximum amount is either $17,500 or $5,000 depending on the subject area taught.[NEWLINE]agent: Do  you have loans under the Direct Loan Program or the FFEL program?[NEWLINE]user: No I only have a FFEL loan.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What are the basic requirements for all teachers?[NEWLINE]agent: If you are a teacher at a public charter school you are considered to have received full state certification as a teacher if you meet the requirements set forth in the state's public charter school law.[NEWLINE][BOUNDARY][NEWLINE]user: Are you aware of the Public Service Loan Forgiveness program? What if you've already made 120 eligible payments?[NEWLINE]agent: in this case, you must complete and submit the Public Service Loan Forgiveness Application: PSLF Forgiveness Application.[NEWLINE][BOUNDARY][NEWLINE]user: what are the resources of the PSLF?[NEWLINE]agent: one of them is Public Service Loan Forgiveness: Request for forgiveness[NEWLINE][BOUNDARY][NEWLINE]user: What do I have to be To qualify for PSLF[NEWLINE]agent: Are you employed by a United States federal, state, local, or tribal government or by a non-profit organization?[NEWLINE]user: it's not my case


user: I would like to know why I should go for Exit counseling, if it is important or can I skip it?[NEWLINE]agent: Do you know what Exit counseling is?[NEWLINE]user: No I don't have any idea what it is.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you know who should be going for exit counseling?[NEWLINE]user: No I have no idea.[NEWLINE][BOUNDARY][NEWLINE]agent: Have you any idea as to how long the counseling process takes?[NEWLINE]user: No I don't know.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you have a verified FSA ID?[NEWLINE]user: Yes I have a FSA ID.[NEWLINE]agent: Then you will be able to go for exit counseling.[NEWLINE][BOUNDARY][NEWLINE]user: How do I know if I have to complete exit counseling?


user: Hi there. I would like to know when a repayment plan can start.[NEWLINE]agent: The repayment plans starts with a lower payment that increase every two years and this can goes for 10 to 30 years.[NEWLINE]agent: Do you have a low income that you think and it will be a problem for the repayment?[NEWLINE]user: NO, not really, my income is not so low, but I need to have this in consideration.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Great, thank you. But what can you tell me about the payments that I need to do every month?[NEWLINE]agent: Well, if you have a consolidation loan the monthly payments start out low and get increased every two years.[NEWLINE][BOUNDARY][NEWLINE]user: It seems unfair to me that after 2 years it increases, will there be a way to minimize that? Under what conditions would my AGI be used?[NEWLINE]agent: Have you filed a federal tax return in the past two years?[NEWLINE]user: no[NEWLINE]agent: your AGI cannot be applied at this time[NEWLINE][BOUNDARY][NEWLINE]user: What other options do I have if I need help paying my student loans?


user: Hi, I'm an undergraduate student and would like to preview the Direct Loan MPN. How do I go about finding this information?[NEWLINE]agent: You said you are an undergraduate student, it that correct?[NEWLINE]user: No that is not right.[NEWLINE][BOUNDARY][NEWLINE]agent: Are you a graduate/profession student with a subsidized or unsubsidized loan?[NEWLINE]user: No I'm not a professional student.[NEWLINE][BOUNDARY][NEWLINE]agent: Are you the parent of an Undergraduate Student?[NEWLINE]user: No I'm not a parent of an Undergraduate Student.[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Can you please explain to me what a Mater Promissory Note is?[NEWLINE]agent: A Master Promissory Note or MPN is a legal document in which you promise to repay your loan and any accrued interest and fees to the U.S. Department of Education.[NEWLINE]user: May I received more than one loan under a MPN?


user: who is the audience you are trying to reach with your sites?[NEWLINE]agent: You can share our information with potential college students, their parents, and counselors.[NEWLINE]agent: Do you have a website that gets a lot of traffic from any of those people I just listed?[NEWLINE]user: yep, our site is school related[NEWLINE]agent: You can share our information about federal student aid with them.[NEWLINE]user: what kind of information do you have to share?[NEWLINE]agent: On StudentAid.gov we provide in-depth information on federal student aid programs, applying for financial aid, and repaying student loans.[NEWLINE][BOUNDARY][NEWLINE]user: do you have banners that we can use?[NEWLINE]agent: Yes, we have FAFSA banners available in English and Spanish.[NEWLINE]user: How do we save it so we can use it?[NEWLINE]agent: Just highlight the text of the HTML, copy it, and paste it into the HTML document for your page. Then download the image.[NEWLINE][BOUNDARY][NEWLINE]user: Do you have something other than banners?


user: Hi, I want you to help me with information on the availability of federal student aid for college[NEWLINE]agent: Of course we would also like you to share our information with potential college students, their parents, counselors, or other mentors.[NEWLINE]agent: Do you frequently visit their website?[NEWLINE]user: yes[NEWLINE]agent: You can help us share information about federal student aid with your audience.[NEWLINE][BOUNDARY][NEWLINE]user: I am currently displaying the static banners from StudentAid.gov. What do you recommend me?[NEWLINE]agent: that good. remember to include the HTML codes, see the table below that links to StudentAid.gov.[NEWLINE]user: and what is the objective of these banners?[NEWLINE]agent: These StudentAid.gov banners, available in English and Spanish, can be used to link directly to StudentAid.gov, where students can learn about college planning and payment[NEWLINE]agent: are you currently showing banner ads?[NEWLINE]user: yes


user: I'm ready to link to you[NEWLINE]agent: Okay, you can share our information with potential college students, their parents, counselors or other mentors.[NEWLINE]agent: Is your website frequented by potential college students, their parents, counselors or other mentors?[NEWLINE]user: yes, we get a lot of them coming through[NEWLINE]agent: You are perfect to help us share information about federal student aid[NEWLINE]user: how can they benefit from your sites?[NEWLINE]agent: We provide in-depth information on federal student aid programs, applying for financial aid, and repaying student loans.[NEWLINE]user: What do you have for us to put on our site?[NEWLINE]agent: You can select text or web banners to put on your site to make your visitors aware of our resources[NEWLINE]user: what financial aid info do we link to?[NEWLINE]agent: You can link to fafsa.gov which is the official site of the Free Application for Federal Student Aid FAFSA form[NEWLINE][BOUNDARY][NEWLINE]user: what kind of text banners do you have?


user: asdfas[NEWLINE]agent: sadfa[NEWLINE]user: sadfsa[NEWLINE]agent: Sure, there is no problem about it. You can always share this kind of information with your web audiences.[NEWLINE][BOUNDARY][NEWLINE]user: Another issue with inadequate data. Okay, so these are the same reasons why certain districts on maps tend to be blank?[NEWLINE]agent: are different conditions but Districts are listed as missing data only under certain conditions[NEWLINE]user: What would those conditions be?[NEWLINE]agent: I would have to answer the following question:Are you missing the statutory adjusted cohort graduation rate? For example, if districts merged or a new district was created after 2009/10[NEWLINE]user: if it is correct we are missing[NEWLINE]agent: that is why it is shown as missing[NEWLINE][BOUNDARY][NEWLINE]user: If Yes, a FAFSA form is submitted but not completed, what does it say?


user: Hi, I'd like to contact you and help spread the word about the availability of federal student aid for college.[NEWLINE]agent: Of course Share our information with potential college students, their parents, counselors, or other mentors.[NEWLINE]agent: Do potential college students, parents, counselors, or other mentors frequently visit your website?[NEWLINE]user: yes[NEWLINE]agent: You can help us share information about federal student aid with your audience.[NEWLINE][BOUNDARY][NEWLINE]user: and what should i do?[NEWLINE]agent: click on an image you will see an option to "save" or "download" the "image" or "image". "save" or "download" the "image" or "image"[NEWLINE][BOUNDARY][NEWLINE]user: And what are StudentAid.gov Banners?[NEWLINE]agent: These StudentAid.gov banners, available in English and Spanish, can be used to link directly to StudentAid.gov, where students can learn about college planning and payment.[NEWLINE]agent: Do you have banner ads?[NEWLINE]user: no[NEWLINE]agent: you're right[NEWLINE]user: yes


user: Hi, I'd like to connect with you and help spread the word about the availability of federal student aid.[NEWLINE]agent: Of course Share our information with potential college students, their parents, counselors, or other mentors.[NEWLINE]agent: Do potential college students, parents, counselors, or other mentors frequently visit your website?[NEWLINE]user: yes[NEWLINE]agent: Well, in that case, you can help us share information about federal student aid with your audience.[NEWLINE][BOUNDARY][NEWLINE]user: What do I do if I am showing the static banners of StudentAid.gov?[NEWLINE]agent: in that case remember to include the HTML codes; See the chart below that links to StudentAid.gov.[NEWLINE][BOUNDARY][NEWLINE]user: can you give me information about the Disclaimer[NEWLINE]agent: StudentAid.gov and fafsa.gov are registered domain names of the United States government. The inclusion of the attached banners on the websites maintained by other public and private organizations is not intended to endorse any expressed opinion, or products or services offered, on those external sites.[NEWLINE][BOUNDARY][NEWLINE]user: okay. And what do I do when I present the banners?[NEWLINE]agent: it is important that you highlight the HTML text, copy it and paste it into your page's HTML document. Then download the image. The exact method of saving these images to disk or to your hard drive will vary depending on your operating system, browser choice, and other factors.[NEWLINE][BOUNDARY][NEWLINE]user: and these sites are under which government's domain?


user: Hi, I'd like to connect with you and help spread the word about the availability of federal student aid.[NEWLINE]agent: Of course Share our information with potential college students, their parents, counselors, or other mentors.[NEWLINE]agent: Do potential college students, parents, counselors, or other mentors frequently visit your website?[NEWLINE]user: yes[NEWLINE]agent: You can help us share information about federal student aid with your audience.[NEWLINE]user: and what else can i do?[NEWLINE]agent: You can select text or web banners to put on your site so that your visitors know the following resources[NEWLINE][BOUNDARY][NEWLINE]user: And what are StudentAid.gov Banners?[NEWLINE]agent: These StudentAid.gov banners, available in English and Spanish, can be used to link directly to StudentAid.gov, where students can learn about college planning and payment.[NEWLINE]agent: Do you know what to do with each of the banner ads below?[NEWLINE]user: no[NEWLINE]agent: and you know what else you should do?[NEWLINE]user: no[NEWLINE]agent: Are you displaying the static banners of StudentAid.gov?[NEWLINE]user: yes


user: Is there a way to spread the word about the availability of federal student aid for college?[NEWLINE]agent: You would have to link to us to share the information with potential college students, their parents, counselors, or other mentors.[NEWLINE]agent: Do you have potential college students, their parents, counselors, or other mentors that frequent your website?[NEWLINE]user: No, I don't have all those people mainly college students.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What do I have to do to download a banner ad?[NEWLINE]agent: You should highlight the text of the HTML, copy it, and paste it into the HTML document on your page and you would have to download the image.[NEWLINE][BOUNDARY][NEWLINE]user: Now it's time to talk about IT Standards. Are there any student assistance services available here?[NEWLINE]agent: Yes, we have Federal Student Aid Specific Resources[NEWLINE][BOUNDARY][NEWLINE]user: and you can help with the federal guidelines?[NEWLINE]agent: The IT Standards Library highlights federal organizations involved in establishing and coordinating the implementation of federal laws, regulations, standards and guidelines applicable to information and information technology management. The standards and guidelines they promulgate apply to all federal agencies and departments.[NEWLINE][BOUNDARY][NEWLINE]agent: Will you need more resources?


user: we might want to link your information on our site[NEWLINE]agent: That would be great, you can share our information with potential college students, their parents, counselors, or other mentors.[NEWLINE]agent: Is your website frequently visited by potential college students, their parents, counselors, or other mentors?[NEWLINE]user: yes we get a lot of them[NEWLINE]agent: You can help us share information about federal student aid with your audiences[NEWLINE][BOUNDARY][NEWLINE]user: null[NEWLINE]agent: When you right-click on an image banner you will see an option to "save" or "download" the "image" or "picture."[NEWLINE][BOUNDARY][NEWLINE]user: can we link to the department of education?[NEWLINE]agent: The Department of Education's link cannot appear on a web page with the primary purposes of marketing or ordering a product or service or on a web page urging readers to contact Congress or state legislators about pending legislation.[NEWLINE][BOUNDARY][NEWLINE]user: what type of text links do you have?[NEWLINE]agent: We have four text options. An example would be: For information about federal student aid from the U.S. Department of Education’s office of Federal Student Aid, visit StudentAid.gov.[NEWLINE][BOUNDARY][NEWLINE]user: any other info on links and such?


user: How can I share the voice about the availability of federal student aid for college or vocational school?[NEWLINE]agent: With us you will be able to share our information with potential college students, their parents, counselors, or other mentors.[NEWLINE]user: what can i do if they visit my website frequently[NEWLINE]agent: You can help us share information about federal student aid with your audience.[NEWLINE]user: Another question, about program reviews, what is the final program review determination?[NEWLINE]agent: FSA issues a Final Program Review Determination that is a report which includes the findings identified in the program review report, the school's actual response, and the Departments final determination.[NEWLINE]user: How do I locate the Final Program Review Determinations from the third-party servicer?[NEWLINE]agent:  Visit the "Third-party Service Program Reviews page which will give you an overview of the top program review and audit findings by fiscal year.[NEWLINE]user: What about FY2018?[NEWLINE]agent: You can access FY2018.[NEWLINE]user: How do I access all documents associated with focused-Clery Act reviews?


user: I need some information about entrance counseling, please.[NEWLINE]agent: Of course. Do you wish to know what Entrance Counseling is?[NEWLINE]user: Yes, please explain.[NEWLINE]agent: Have you NOT previously received a Direct Loan or Federal Family Education Loan FFEL?[NEWLINE]user: Yes, I have not received any of those.[NEWLINE]agent: In that case the Federal Government requires you to complete entrance counseling to ensure that you understand the responsibilities and obligations you are assuming.[NEWLINE][BOUNDARY][NEWLINE]user: Is the information in the Document correct to the satisfaction of the United States Department of Education?[NEWLINE]agent: no, the information causing the adverse credit decision is incorrect[NEWLINE][BOUNDARY][NEWLINE]user: can you give me a description of the borrower[NEWLINE]agent: in the case of the borrower has a state, county or federal tax lien in the last five years prior to the date of the credit report, regardless of the date of the file[NEWLINE][BOUNDARY][NEWLINE]user: What are the Mitigating Circumstances Test?


user: Can non-US citizens qualify to receive federal student aid?[NEWLINE]agent: Yes, non-US citizens qualify for federal student aid.[NEWLINE][BOUNDARY][NEWLINE]user: Would my parents citizenship affect my ability to get aid?[NEWLINE]agent: Absolutely not, you can still apply for aid.[NEWLINE][BOUNDARY][NEWLINE]user: How do I apply for federal student aid? . hi  Most male students must be registered with Selective Service to receive federal student aid. You must register if you are a male and are not currently on active duty in the U.S. armed forces.[NEWLINE]agent: hi[NEWLINE][BOUNDARY][NEWLINE]user: hi[NEWLINE]agent: hi[NEWLINE]user: No, sorry, but I don'y have neither of those.[NEWLINE]agent: Alright, then I must ask, Were you homeschooled?[NEWLINE]user: Yes, I was. My parents decided that was the better for me.[NEWLINE]agent: That's good then, because you don't need a completion credential to show that you're qualified.[NEWLINE][BOUNDARY][NEWLINE]user: That's cool, right?. Oh,I almost forgot, heard about something called ability to benefits, too?


user: If I am not a US citizen, do I not qualify for federal student aid?[NEWLINE]agent: You should not assume that you cannot get help just because you are not a citizen.[NEWLINE][BOUNDARY][NEWLINE]user: ok i understand but does my parents' citizenship affect my eligibility for help?[NEWLINE]agent: No, your parents' citizenship status does not affect your eligibility for federal student aid.[NEWLINE][BOUNDARY][NEWLINE]user: I understand well what else can be done just to say hi.[NEWLINE]agent: hi[NEWLINE][BOUNDARY][NEWLINE]user: hi[NEWLINE]agent: hi[NEWLINE]user: No, sorry, but I don'y have neither of those.[NEWLINE]agent: Alright, then I must ask, Were you homeschooled?[NEWLINE]user: Yes, I was. My parents decided that was the better for me.[NEWLINE]agent: That's good then, because you don't need a completion credential to show that you're qualified.[NEWLINE][BOUNDARY][NEWLINE]user: That's cool, right?. Oh,I almost forgot, heard about something called ability to benefits, too?


user: just wanted to know about getting financial aid[NEWLINE]agent: Okay, don't forget to try and accept the financial aid funds you won't have to pay back[NEWLINE]agent: Has your school financial aid office sent you an aid offer?[NEWLINE]user: no, haven't asked yet[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: what about loans, any tips?[NEWLINE]agent: Make a budget so you borrow only what you need[NEWLINE][BOUNDARY][NEWLINE]user: what does a promissory note do?[NEWLINE]agent: If you sign it you are promising to repay your student loan.[NEWLINE]user: what do I do when they offer me financial aid?[NEWLINE]agent: You might have to sign the offer and mail it back to the school[NEWLINE]user: About receiving financial aid, do I have to request the payments from the school or do they do the process themselves?


user: I am looking for further information on the Income-Sensitive Repayment Plan and am wondering where I could go to get this information[NEWLINE]agent: The main feature of these plans is that the payments increase or decrease based on your annual income[NEWLINE]agent: Do you think you may be seeking to make lower payments on your FFEL Program Loan?[NEWLINE]user: Yes, I am looking to do this[NEWLINE]agent: Well, in that case, this plan might just be for you[NEWLINE][BOUNDARY][NEWLINE]user: What are the consequence of these plans if I I don t recertify my income and family size by the annual deadline? What should I do regarding this?[NEWLINE]agent: it would have consequences but they vary according to the plan[NEWLINE][BOUNDARY][NEWLINE]user: What information could you give me about The Income Sensitive Payment Plan? how does it work? and how do i know if i qualify?[NEWLINE]agent: Yes, monthly payments are a feature[NEWLINE][BOUNDARY][NEWLINE]agent: Is your FFEL Program loan owned by the UD Department of Education?[NEWLINE]user: Yes, the ED own my FFEL Program Loan[NEWLINE]agent: So to further your queries in this regard, you are advised to contact your loan servicer[NEWLINE][BOUNDARY][NEWLINE]user: I have another question about FFEL Program Loan. I see, that sounds good. But this goes with the federal loans, right?


user: would you give me information from the Public Service Loan Forgiveness[NEWLINE]agent: Do you work for a US federal, state, local, or tribal government or a nonprofit organization?[NEWLINE]user: if i work for a federal government[NEWLINE]agent: in this case you may be eligible for the Public Service Loan Forgiveness Program[NEWLINE][BOUNDARY][NEWLINE]user: What happens if I enroll in Program A but then decide not to stick with it and move to Program B?[NEWLINE]agent: In that case as you were unable to complete Program B because the school close only the loans you received for Program B may be discharged.[NEWLINE][BOUNDARY][NEWLINE]user: If my school closes which loans are eligible for discharge?[NEWLINE]agent: Do you have a William D. Ford Federal Direct Loan, a Federal Family Education Loan (FFEL) or a Federal Perkins Loan?[NEWLINE]user: Yes I have one of those loans.[NEWLINE]agent: In that case you may be eligible for a 100 percent discharge of your loan if your school closes.[NEWLINE][BOUNDARY][NEWLINE]user: My school closes and I need a copy of my academic transcript. Where can I get this?


user: How can I get a Public Service Loan Forgiveness[NEWLINE]agent: Do you work for a US federal, state, local, or tribal government or a nonprofit organization?[NEWLINE]user: not for any work[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: how can i be eligible?[NEWLINE]agent: Good If your PSLF application is denied because some or all of your payments may be eligible for forgiveness through Temporary Expanded Public Service Loan Forgiveness.[NEWLINE][BOUNDARY][NEWLINE]user: Do you know of any other current plans for which I may be eligible? What other options do I have if I need financial assistance to repay my student loans?[NEWLINE]agent: You should contact your administrator, but you may be able to extend your repayment period through the Extended Repayment Plan or through loan consolidation. You can also temporarily suspend your refund by deferral or forbearance.[NEWLINE][BOUNDARY][NEWLINE]user: Yes, of course. Now I have to inquire about Public Service Loan Forgiveness Program. What if I went to work for a tribe in the United States?[NEWLINE]agent: You may be eligible for the Public Service Loan Forgiveness Program. Read on to see if you can qualify.[NEWLINE][BOUNDARY][NEWLINE]user: Who should complete the  Borrowers  currently on IDR Plan?[NEWLINE]agent: Borrowers currently on an IDR Plan who need to recertify or make changes to their repayment plan.[NEWLINE][BOUNDARY][NEWLINE]user: Another thing, about the Public Service Loan Forgiveness Program. What are the resources of the PSLF?[NEWLINE]agent: a PSLF Public Service Loan Forgiveness Help Tool[NEWLINE][BOUNDARY][NEWLINE]user: What do I have to do to qualify for PSLF?[NEWLINE]agent: you are employed by a federal, state, local or tribal government of the United States or by a non-profit organization?[NEWLINE]user: I have not worked on it


user: dfgsfsdfdfs[NEWLINE]agent: Sure thing, Do you have work or do any kind of service during your loan that could help you with this?[NEWLINE]user: Yes, I think I have what is needed for this.[NEWLINE]agent: Great. Have you worked or served as an early childhood education provider?[NEWLINE]user: No, I have none experience in that.[NEWLINE]agent: Have you been employed at a child or family services agency?[NEWLINE]user: No, not at all.[NEWLINE]agent: have you been a faculty member at a tribal college or university?[NEWLINE]user: Yes, I am working in a tribal college.[NEWLINE]agent: Great. That can help you to qualify for a full or partial perkins loan cancellation, depending on the type of loan you have.[NEWLINE][BOUNDARY][NEWLINE]user: Do you happen to be familiar with Discharge Process? I understand, and could you tell me more about the registration procedure?[NEWLINE]agent: You must contact your loan administrator about the application process for your loan to be canceled.[NEWLINE][BOUNDARY][NEWLINE]user: I have another question about You may be eligible for a discharge of your federal student loans and/or Teacher Education Assistance for College and Higher Education (TEACH) Grant service obligation if you are completely and permanently disabled. So, what is the value of a TPD update if you are totally and permanently disabled?


user: I would like to know what are the employment or volunteer services that qualify for the cancellation of the Perkins loan[NEWLINE]agent: Do you want to opt for a Perkins loan?[NEWLINE]user: if I want to choose[NEWLINE]agent: you work as a provider of early childhood education?[NEWLINE]user: not related to that[NEWLINE]agent: Are you an employee of a children's or family services agency?[NEWLINE]user: no neither[NEWLINE]agent: Are you a faculty member at a tribal college or university?[NEWLINE]user: Yeah that's right[NEWLINE]agent: in this case if you may be eligible for a Perkins loan[NEWLINE][BOUNDARY][NEWLINE]user: What actions would they take if they decide that I am completely or permanently impaired based on the SSA's reports or a doctor's certification?[NEWLINE]agent: The first thing is to notify you that your loans or TEACH Grant service obligation have been canceled;[NEWLINE][BOUNDARY][NEWLINE]user: I have loans from the same school as well as loans from various programs. My school closed before I could complete all of the programs. In a situation like this, will I be eligible for a discharge of my federal student loan?


user: What is the Extended Repayment Plan under the Federal Student Aid Program?[NEWLINE]agent: This is a plan that allows users to avail of loan repayments over a period of up to 25 years[NEWLINE]agent: Do you think that you might only be able to lower repayments over a longer period of time allowed by the Standard Repayment Plan?[NEWLINE]user: No, I don't think that I will affected in that way[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What are Eligible Federal Loans that are available through the FSA?[NEWLINE]agent: There are a number of federal loans available from the William D. Ford Federal Direct Loan Program and the FFEL Program, which are eligible[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to know about Standard Repayment Plan. What circumstances will necessitate the use of my AGI?[NEWLINE]agent: Your AGI will be used if you filed a federal income tax return in the past two years, and your current income isn't significantly different from the income reported on your most recent federal income tax return.[NEWLINE]user: no[NEWLINE]agent: your AGI cannot be applied at this time[NEWLINE][BOUNDARY][NEWLINE]user: What other options do I have if I need help paying my student loans?


user: how long are extended repayment plans[NEWLINE]agent: Payments are made for up to 25 years[NEWLINE]agent: Would you like to make lower monthly payments over a longer period of time?[NEWLINE]user: no that is too long[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: what do I need to get on the extended payment plan?[NEWLINE]agent: Are you a Direct Loan borrower?[NEWLINE]user: no I haven't borrowed anything[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: what types of loans can we extend?[NEWLINE]agent: Loans from the William D. Ford Federal Direct Loan Program and the Federal Family Education Loan Program are eligible for the Extended Repayment Plan[NEWLINE]user: I see, that sounds good. But this goes with the federal loans, right?[NEWLINE]agent: Yes, that's for the william d ford federal direct loan program.[NEWLINE][BOUNDARY][NEWLINE]user: What If my payment would fall under the REPAYE and ICR Plans?


user: How long does the extended repayment plan allow you to pay your loan back?[NEWLINE]agent: You could make payments up to 25 years on the extended payments plan.[NEWLINE]agent: Would you like to make lower monthly payments over a longer period of time than under the standard repayment plan?[NEWLINE]user: Yes, I would like to make lower payments over a longer period of time.[NEWLINE]agent: That is great because the extended repayment sounds like it is right for you.[NEWLINE][BOUNDARY][NEWLINE]user: Do you know how many plans exist that best suit my situation? Could you give me information about this, and if up to the deadline I have not rectified my family's data, what would be the consequence?[NEWLINE]agent: it would have consequences but they vary according to the plan[NEWLINE][BOUNDARY][NEWLINE]user: By the way, for extended repayment plan, what are the eligible federal loans for it?[NEWLINE]agent: Direct Subsidized Loans is one of the eligible federal loans.[NEWLINE][BOUNDARY][NEWLINE]user: I have another question about consolidation loans, how are my monthly payments?[NEWLINE]agent: Well, if you have a consolidation loan the monthly payments start out low and get increased every two years.[NEWLINE][BOUNDARY][NEWLINE]user: there is something else about Plan Eligibility. What if I am a FFEL borrower, can I qualify for an extended repayment plan?[NEWLINE]agent: You must have more than $30,000 in outstanding FFEL Program loans and have no outstanding balance as of October 7,1998.[NEWLINE]user: What if I have $35,000 in outstanding FFEL Program loand and $10,000 in outstanding Direct Loans?[NEWLINE]agent: You would be able to choose the Extended Repayment Plan for your FFEL but not your Direct Loans.[NEWLINE][BOUNDARY][NEWLINE]user: What federal loans are eligible for the Extended Repayment Plan?


user: How long does the extended repayment plan let me pay back my loan?[NEWLINE]agent: You would be able to make payments up to 25 years.[NEWLINE]user: I really need to make lower payments over a longer period of time than the Standard Repayment Plan, is this possible?[NEWLINE]agent: Yes, you can with the Extended Repayment Plan and it sounds right for you.[NEWLINE][BOUNDARY][NEWLINE]user: How much do I need to have in FFEL Program Loans to qualify?[NEWLINE]agent: You would need to have $30,000 in outstanding FFEL Program Loans; but Direct Loans are not eligible.[NEWLINE][BOUNDARY][NEWLINE]user: What Federal loans are eligible for the Extended Repayment Plan?[NEWLINE]agent: The William D. Ford Federal Direct Loan and the Federal Family Education Loan are eligible for the Extended Repayment Plan.[NEWLINE][BOUNDARY][NEWLINE]user: How can I reduce the cost of college?[NEWLINE]agent: well you can consider living with your parents or other family.[NEWLINE]user: If my school is able to take a test outside of classes and I don't take a class, what consequences can I have?


user: Hello, I want information about the Extended Payment Plan[NEWLINE]agent: The first thing to know is that payments are made for up to 25 years.[NEWLINE]agent: Do you need to make lower monthly payments over a longer period of time than plans like the Standard Payment Plan?[NEWLINE]user: yes[NEWLINE]agent: then the Extended Payment Plan may be right for you[NEWLINE][BOUNDARY][NEWLINE]user: One thing about the eligibility for federal loans. Are there any loans that are subsidized?[NEWLINE]agent: Yes, there are, the kind of direct one.[NEWLINE][BOUNDARY][NEWLINE]user: Another concern about the Extended Repayment Plan that allows you to repay your loans over an extended period of time. Who can assist me in selecting the right plan?[NEWLINE]agent: Your loan servicer, the company that handles the billing and other services for your federal student loan, can help you choose the loan payment plan that is best for you.[NEWLINE][BOUNDARY][NEWLINE]user: Another question I have is what should I do to request an income-based payment plan?[NEWLINE]agent: To apply for an Income-Driven Repayment Plan you will have to complete the paper application and provide a paper copy of your most recently filed federal income tax return or IRS tax return transcript.[NEWLINE][BOUNDARY][NEWLINE]user: There's one more thing I'd like to say to about the Federal Loans. What types of loans are subsidized?[NEWLINE]agent: there are the federal subsidized Stafford Loans[NEWLINE][BOUNDARY][NEWLINE]user: And the company that handles billing can help me choose?[NEWLINE]agent: And the company that handles the billing and other services for your federal student loan can help you choose the loan payment plan that's best for you.[NEWLINE][BOUNDARY][NEWLINE]user: If I have $ 35,000 in outstanding FFEL Program loans and $ 10,000 in outstanding direct loans, which plan can I choose?


user: how long are payments extended on the extended repayment plan?[NEWLINE]agent: Payments are made for up to 25 years.[NEWLINE]user: so it's more time and the payments are lower?[NEWLINE]agent: The Extended Repayment Plan may be right for you if you want lower monthly payments.[NEWLINE][BOUNDARY][NEWLINE]user: can you show me what payments will look like so I get what I need?[NEWLINE]agent: Your loan servicer can help you choose a loan repayment plan that’s right for you.[NEWLINE][BOUNDARY][NEWLINE]user: May I also ask  about the Graduated Repayment Plan. That sounds good to me. But is this apply to federal loans as well?[NEWLINE]agent: Yes, that's for the william d ford federal direct loan program.[NEWLINE]user: And all the loans programs can be consolidated?[NEWLINE]agent: Yes, every program can be consolidated.[NEWLINE]user: There are any subsidized loans?


user: I need extended repayment plan help[NEWLINE]agent: The Extended Repayment Plan allows you to repay your loans over an extended period of time. Payments are made for up to 25 years.[NEWLINE]agent: Are you looking to make lower monthly payments over a longer period of time than under plans such as the Standard Repayment Plan?[NEWLINE]user: yes[NEWLINE]agent: The Extended Repayment Plan may be the right one for you.[NEWLINE][BOUNDARY][NEWLINE]user: If I am looking for more information on all the federal student loans I have received, where should I go?[NEWLINE]agent: You can visit My Federal Student Aid to get this information, where you will also find contact information for your loan servicer[NEWLINE][BOUNDARY][NEWLINE]user: Ok good, now regarding eligible federal loans, can a FEEL loan be eligible for an extended repayment plan?[NEWLINE]agent: Yes, FFEL Consolidation Loans are eligible for the Extended Repayment Plan[NEWLINE][BOUNDARY][NEWLINE]user: There's something else going on. Thank you so much. But what can you tell me about the monthly payments I have to make?[NEWLINE]agent: Well, if you have a consolidation loan the monthly payments start out low and get increased every two years.[NEWLINE][BOUNDARY][NEWLINE]user: I'd also like to know on what other loans are eligible to get extended payments?[NEWLINE]agent: Some loans from the William D. Ford Federal Direct Loan Program and the Federal Family Education Loan Program are eligible for the Extended Repayment Plan[NEWLINE]user: is the FFEL plus loan one of those loans that are eligible?[NEWLINE]agent: Yes, FFEL PLUS Loans are eligible for the Extended Repayment Plan[NEWLINE][BOUNDARY][NEWLINE]user: we need more than $30000 in loan debt to qualify right?


user: How long would I have for repayment of my student loans under the Extended Repayment Plan?[NEWLINE]agent: Payments could be made up to 25 years.[NEWLINE]user: What if I want to make lower monthly payments over a longer period of time than the Standard Repayment Plan offers?[NEWLINE]agent: Then it looks like the Extended Repayment Plan may be right for your situation![NEWLINE][BOUNDARY][NEWLINE]user: Do you know about the  Direct PLUS Loans, would I be eligible for a Parent PLUS loans?[NEWLINE]agent: There are some eligible guidelines you as a parent must have to get a parent PLUS loan.[NEWLINE][BOUNDARY][NEWLINE]user: Who makes the Direct PLUS loans?[NEWLINE]agent: The US Department of Education makes Direct PLUS loans to those eligible parents through schools that participate in the Direct Loan program.[NEWLINE][BOUNDARY][NEWLINE]user: What happens if any loan funds are left over?[NEWLINE]agent: Your child's school would give you the left over funds to help pay other education expenses or the school with your authorization would pay the remaining funds to the student.[NEWLINE][BOUNDARY][NEWLINE]user: What must I do to be eligible for a parent PLUS loan?[NEWLINE]agent: Are you the biological, adoptive, or stepparent of a dependent undergraduate student that is enrolled in school at least half-time?[NEWLINE]user: No, the student will be part-time?


user: Hello, can you tell me what the Extended Payment Plan consists of?[NEWLINE]agent: One of the important things to note is that it will be paid during the 25 years.[NEWLINE]agent: There are various forms that can be considered for payments, such as the Standard Payment Plan.[NEWLINE]user: Can monthly payments be made?[NEWLINE]agent: It is noteworthy that the payment plans are appropriate in his opinion.[NEWLINE][BOUNDARY][NEWLINE]user: This reminds me of considered for payments. I understand but if I have not filed a federal income tax return in the last two years?[NEWLINE]agent: In that case, alternative documentation of your income will be used to determine your eligibility and calculate the amount of your monthly payment.[NEWLINE][BOUNDARY][NEWLINE]user: Can you also please explain the Loan Simulator to me?[NEWLINE]agent: There are various agencies that can advise you to take the best payment plan that is best for you.[NEWLINE]user: What should I do if I need more information about all of the federal student loans I've received?[NEWLINE]agent: You can visit My Federal Student Aid to get this information, where you will also find contact information for your loan servicer[NEWLINE][BOUNDARY][NEWLINE]user: In relation to the Extended Repayment Plan. What is the cost per month?[NEWLINE]agent: It consists of a monthly payment that can last 25 years.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me what is the eligible Federal Loans?[NEWLINE]agent: There are various loan plans that are available for students.[NEWLINE][BOUNDARY][NEWLINE]user: What if you are a FFEL borrower? What influences the payments?


user: The Extended Payment Plan for how long do you allow to pay the loans?[NEWLINE]agent: Payments are made for up to 25 years[NEWLINE]agent: Do you need to make lower monthly payments over a longer period of time?[NEWLINE]user: No, not for now[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: ok I have a problem If I am an FFEL borrower, but to qualify for this plan, must I not have had an outstanding balance on a FFEL Program loan?[NEWLINE]agent: Correct FFEL Program dates must be October 7, 1998, or the date you obtained a FFEL Program loan after October 7, 1998 and you must have more than $ 30,000 in outstanding FFEL Program loans.[NEWLINE][BOUNDARY][NEWLINE]user: Also, what is the interest rate? I don't want to be paying an exaggerated price. Are there other resources we can use to be prepared?[NEWLINE]agent: Do you want to know more about what college is like?[NEWLINE]user: no, I want financial aid know how[NEWLINE]agent: Would you like to view videos about preparing for college?[NEWLINE]user: no unless it's financial stuff[NEWLINE]agent: Would you like a tip about going to college?[NEWLINE]user: ok, why not[NEWLINE][BOUNDARY][NEWLINE]user: What kinds of checklist you got?


user: Hi there. I would like to get some help about loan application for parents.[NEWLINE]agent: Great. No problem. Do you know what is the direct plus loan application for parents?[NEWLINE]user: Yes, I have done some research about it.[NEWLINE]agent: Awesome, but you need to know that this loan will depend on every school.[NEWLINE]user: I was looking information related to a parent borrower. DO you have anything about this?[NEWLINE]agent: Yes, there is the possibility to be a parent borrower which allow you some benefits and possibilities.[NEWLINE][BOUNDARY][NEWLINE]user: I have another question on what's the best way to check the FSA?[NEWLINE]agent: You need to do an FSA verification.[NEWLINE][BOUNDARY][NEWLINE]user: What if I do not have the reference number / joint signature code?[NEWLINE]agent: If you do not have the verification elements, contact the IDR applicant.[NEWLINE]user: Can you give me the instructions to carry out such a process?


user: Hello, I wonder what is the Federal student loans for college?[NEWLINE]agent: You must request them and also pay them so you have to be sure.[NEWLINE]agent: Sure if you ask for the help.[NEWLINE]user: What are the steps to apply for financial aid?[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What is the Federal Perkins Loan Program?[NEWLINE]agent: This program involves providing money for college or vocational school for students with financial needs.[NEWLINE][BOUNDARY][NEWLINE]user: Do you need to be a graduate or a professional???[NEWLINE]agent: You can borrow up to $ 20,500 a year unsubsidized.[NEWLINE][BOUNDARY][NEWLINE]user: I'm still interested in learning more about private student loans. If I am awarded financial assistance, what form of loan will I be given?[NEWLINE]agent: It is quite likely that you will receive a student loan as part of the package. There are two types of student loans, federal and private and you should inform yourself of the differences between the two[NEWLINE]user: Who decides what type of student loan I am offered?


user: hi[NEWLINE]agent: hi[NEWLINE][BOUNDARY][NEWLINE]user: hi[NEWLINE]agent: hi[NEWLINE][BOUNDARY][NEWLINE]user: I would also like to find out if I have documentation that is not on the list above, does it mean that I am not eligible? Can't I get help?[NEWLINE]agent: Do you have a Notice of Approval to apply for permanent residence I-171 or I-464?[NEWLINE]user: it's not my case[NEWLINE]agent: Are you in the United States on an F-1 or F-2 nonimmigrant student visa, or on a J-1 or J-2 nonimmigrant exchange visitor visa?[NEWLINE]user: It is not my case either[NEWLINE]agent: Do you have a G series visa belonging to international organizations?[NEWLINE]user: yes[NEWLINE]agent: you are correct you are not an eligible citizen for now.[NEWLINE][BOUNDARY][NEWLINE]user: I am an ineligible citizen in which category do I identify myself?


user: I need to know what the requirements are to get financial aid[NEWLINE]agent: I can help you find out more about the basic eligibility criteria[NEWLINE][BOUNDARY][NEWLINE]user: will I need a diploma to qualify?[NEWLINE]agent: Do you have a high school diploma or a recognized equivalent like a GED certificate?[NEWLINE]user: no I don't have either[NEWLINE]agent: Have you completed a high school education in a homeschool setting approved under state law?[NEWLINE]user: no I never did home schooling[NEWLINE]agent: Are you in an eligible career pathway program and meeting one of the "ability-to-benefit" alternatives needed?[NEWLINE]user: no I'm not in that program[NEWLINE]agent: You don't appear to be qualified to obtain a college education and that is basic eligibility criteria that you need.[NEWLINE][BOUNDARY][NEWLINE]user: There's more to my parents' citizenship or immigration status than meets the eye. I understand, but does my parents' citizenship have an effect on my ability to receive assistance?[NEWLINE]agent: No, your parents' citizenship status does not affect your eligibility for federal student aid.[NEWLINE][BOUNDARY][NEWLINE]user: Another query about financial aid. Isn't this for anyone who applies?


user: help me file a complaint against my school[NEWLINE]agent: Do you believe your school is not administering federal student aid funds properly?[NEWLINE]user: no but I still think they messed my situation up[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: what do I do if I think they messed with me?[NEWLINE]agent: You can contact your school[NEWLINE]agent: Do you feel your school calculated your eligibility for federal student grants,, loans,, or work-study incorrectly?[NEWLINE]user: yes I do[NEWLINE]agent: Has your school paid out your aid incorrectly, at the wrong time, or not at all?[NEWLINE]user: I think it was in the wrong amount[NEWLINE]agent: You should submit a complaint to your school[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to ask another question about help estimation. So you're going to ask a lot of questions about money?[NEWLINE]agent: You will answer financial questions and some may ask you about your federal tax information or your bank statements[NEWLINE][BOUNDARY][NEWLINE]user: Another thing I'd like to ask, do you know about Types of Aid? I read something about loans somewhere.  Is it possible for you to tell me more about them?


user: How can I file a complaint about how my professional university manages my financial aid?[NEWLINE]agent: Do you think your school is not managing federal student aid funds correctly?[NEWLINE]user: not[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: How can I find out if my school violated its own federal policy or regulations in its administration of federal student aid programs?[NEWLINE]agent: if your school calculated your eligibility for federal student grants, loans or work - study incorrectly[NEWLINE][BOUNDARY][NEWLINE]user: very well. Now for DEA Survivors and Dependents Educational Assistance Program Am I Eligible for Educational Benefits?[NEWLINE]agent: Yes, adult students also can use FAFSA4caster[NEWLINE][BOUNDARY][NEWLINE]user: Wow, that sounds wonderful. But there's more to financial aid. Isn't this for anyone who applies?[NEWLINE]agent: Basically, yes. But is always necessary find out if you are eligible for it, that's when you check out your FAFSA4caster.[NEWLINE][BOUNDARY][NEWLINE]user: I have another question about FAFSA4caster that I'd like to ask. Is there anything else I should bear in mind?[NEWLINE]agent: also if your disbursed school paid your aid or credit balance incorrectly in the wrong amount, at the wrong time, or not at all[NEWLINE]user: that doesn't apply to school[NEWLINE]agent: Does your school not have a financial aid administrator but participate in federal student aid programs?[NEWLINE]user: no neither[NEWLINE]agent: Has your school or its representative made false or misleading statements about the school's educational programs?[NEWLINE]user: not


user: Why must I list a least one college to receive my information when I am completing the FAFSA form?[NEWLINE]agent: The school or college information that you gove will be used to determine the types and amount of financial aid that you may need[NEWLINE][BOUNDARY][NEWLINE]user: And is there a maximum number of schools that I can list on the FAFSA form?[NEWLINE]agent: When using the myStudentAid app, you can list up to a maximum of schools. When using the PDF FAFSA form, you can list up to 4 schools. Please note that you may add more schools to your FAFSA form at a later date[NEWLINE][BOUNDARY][NEWLINE]user: When listing the schools on my FAFSA form, should I list in order of preference?[NEWLINE]agent: Are you hoping to receive federal student aid?[NEWLINE]user: Yes, I am really hoping to[NEWLINE]agent: You do not need to list your schools in order of preference for the purposes of federal aid. However some states require that you list your schools in order of preference. You can find all state information on the website by clicking on the relevant state[NEWLINE][BOUNDARY][NEWLINE]user: Also, for FSA ID. I require assistance for my parents, who are completing the FAFSA form.[NEWLINE]agent: We can help you with some simple answers to questions like Can my parent and I share the same FSA ID.[NEWLINE][BOUNDARY][NEWLINE]user: What can I find out on this page?


user: what will the college do with the fafsa?[NEWLINE]agent: They will use the information to determine the types and amounts of aid you may receive[NEWLINE][BOUNDARY][NEWLINE]user: do we rank our preferred schools on top?[NEWLINE]agent: It does not matter in what order you list the schools for federal student aid. However, to be considered for state aid, some states require your schools to be listed in a specified order.[NEWLINE]user: Do I rank them in order for Oregon?[NEWLINE]agent: Do you want Oregon state aid?[NEWLINE]user: no just the federal financial aid[NEWLINE]agent: So you don't care about receiving state aid?[NEWLINE]user: yeah[NEWLINE]agent: Okay, but if you change your mind you could find out if your state requires that you list schools in a specified order.[NEWLINE][BOUNDARY][NEWLINE]user: I assume the necessary information on my FAFSA form about my parents has something to do with taxes, right?


user: I want to fill out the FAFSA form to find out what I can get for financial aid, but I haven't applied to any schools yet because I don't know where I want to go and what I can afford. Can I leave the school part on the form blank?[NEWLINE]agent: Hello, I can certainly answer your question for you. You will need to list at least one school to help FAFSA calculate the types and amounts of financial aid you might receive.[NEWLINE][BOUNDARY][NEWLINE]user: Well, I know I want to stay in the my home state of Florida for school. Would that help?[NEWLINE]agent: To be eligible for state grant aid in the state of Florida, you must list at least one in-state college on your application in order to be considered.[NEWLINE]user: So I have to know what school I am going to before I fill out the FAFSA?[NEWLINE]agent: No, you have to list at least 1 but up to 10 colleges that you are interested in so they can help figure out what aid you might qualify for.[NEWLINE]user: Ok, I can do that then I guess. Do I have to put my favorites at the top of the list?[NEWLINE]agent: For federal student aid, the order of the schools on your list does not matter. In some states, there is a specified order, but in Florida, the order does not matter.[NEWLINE][BOUNDARY][NEWLINE]user: I see. Well, that makes kind of sense.So is it the same if my parents  is a noncitizen in the U.S. right? So how can I report my parent's information on my FAFSA form?[NEWLINE]agent: Kind of. Is that were your situation, you still should report your parent's information, but selecting the "Foreign Country" Option from the "state of Residence" section in your FAFSA form.[NEWLINE]user: Umm, O.k, O.k. I see there is many options then. Look, I guess that required information touches that from taxes, I'm right?


user: Hi there. I'm looking information related to how to fill the the fafsa form, and the information that I need to put on it.[NEWLINE]agent: Sure thing, no problem. You most be sure that you add at least one school on your fafsa form, so your information to helps to determinate the type and amounts of aid you may receive.[NEWLINE][BOUNDARY][NEWLINE]user: This also applies for the state of indiana?[NEWLINE]agent: Yes, it applies for every state, you just need a eligible school in state college to be considered for state grand aid.[NEWLINE]user: The order of the schools I list is important?[NEWLINE]agent: have you been filling your form considering the schools in a certain order?[NEWLINE]user: Yes, I have been putting my main chooses at the top of the application.[NEWLINE]agent: Alright. Well that's not really necessary. SOme states require it, but you need to check the list.[NEWLINE][BOUNDARY][NEWLINE]user: Could you please advise me on what questions about my parents' details might appear on my FAFSA form?[NEWLINE]agent: We can help you with some simple answers to questions like Can my parent and I share the same FSA ID.[NEWLINE][BOUNDARY][NEWLINE]user: What can I find out on this page?


user: I am wondering what information to include on my FAFSA form in relation to nominating a college to receive my information[NEWLINE]agent: Any school that you list on the FAFSA form will use the information from this form to determine the types and amounts of financial aid that you may receive[NEWLINE][BOUNDARY][NEWLINE]user: Is there a particular order that I must put my list of schools in on my FAFSA form?[NEWLINE]agent: The schools that you list must be in-state in order to be considered for state grant aid. There is no impact on your eligibility with the order that you give to these schools[NEWLINE]user: Should I list the schools on my list in my preferential order, or does this matter?[NEWLINE]agent: Are you looking to apply for federal student aid?[NEWLINE]user: Yes, I will be applying for federal student aid[NEWLINE]agent: For federal aid, the order of schools you provide does not matter. However, for state aid, some states require that your schools be listed in a specified order. The website will give you full information, state by state which you can use when completing your FAFSA form[NEWLINE][BOUNDARY][NEWLINE]user: I was wondering if you can help me regarding the information needed of my parents in my FAFSA form. Can you give me some questions on what to expect from this form?[NEWLINE]agent: We can help you with some simple answers to questions like Can my parent and I share the same FSA ID.[NEWLINE][BOUNDARY][NEWLINE]user: What can I find out on this page?


user: How many colleges should list in my FAFSA form?[NEWLINE]agent: You should list at least one college. The schools you choose will use your FAFSA information to determine the types and amounts of aid you may receive.[NEWLINE][BOUNDARY][NEWLINE]user:  Is there any particular order I should list my chosen schools?[NEWLINE]agent: For federal student aid, it doesn't matter in what order you list the schools. But for state aid, some states require that you list your schools in a specific order.[NEWLINE][BOUNDARY][NEWLINE]user: Now I'd like to ask for the Free Application for Federal Student Aid, Is it true that information about actual or foster parents is really needed?[NEWLINE]agent: It is. Whereas you have your real parents or you being adopted, that information is required. But, as said before, there are special circumstances that avoid entirely this requirement.[NEWLINE][BOUNDARY][NEWLINE]user: I see. Well, that makes kind of sense, in matter of fact. I suppose is the same if it something like my parents living outside U.S., is that right?[NEWLINE]agent: Kind of. Is that were your situation, you still should report your parent's information, but selecting the "Foreign Country" Option from the "state of Residence" section in your FAFSA form.[NEWLINE]user: Umm, O.k, O.k. I see there is many options then. Look, I guess that required information touches that from taxes, I'm right?


user: Why do I need to list schools on my FAFSA form?[NEWLINE]agent: Any school that is listed will use your FAFSA information and they then use this to determine what types of aid you receive and what amount[NEWLINE][BOUNDARY][NEWLINE]user: Do I need to list my schools in order of preference?[NEWLINE]agent: Are you applying for federal student aid?[NEWLINE]user: Yes, I am currently in the process of applying[NEWLINE]agent: The order that you list your schools does not matter if you are applying for federal aid, hwoever, some states require that you list the schools in order. Please review the list of states on the website and the guidance supplied[NEWLINE][BOUNDARY][NEWLINE]user: Can I list any amount of schools on my FAFSA form or can I only list those schools that I have applied for admission to?[NEWLINE]agent: You can list any school on your FAFSA form, not just those you have applied to[NEWLINE][BOUNDARY][NEWLINE]user: I appreciate it.  I do also want to find out some information about information for parents of students entering college.  I am going to need assistance for my parents due to the fact that they are working on the FASFA form.[NEWLINE]agent: We can help you with some simple answers to questions like Can my parent and I share the same FSA ID.[NEWLINE][BOUNDARY][NEWLINE]user: What can I find out on this page?


user: Why do I have to list schools or colleges on my FAFSA form?[NEWLINE]agent: The schools that you list use the information that you give on the FAFSA form which will determine what type of and what amount of financial aid you will receive[NEWLINE][BOUNDARY][NEWLINE]user: Should I list the schools in any particular order on my FAFSA form?[NEWLINE]agent: Are you applying for or will you be seeking federal student aid?[NEWLINE]user: Yes, I hope to[NEWLINE]agent: In this instance, it does not matter what order you list the schools in. If you want to be considered for school aid, some states require the schools to be listed in order of preference. There are a list of states on the website that you can look at which will give you the full information for each of those states[NEWLINE]user: Is it possible to update the list of schools that I put on my FAFSA form at a later date?[NEWLINE]agent: You can do this but you need to contact your state agency by using the Vermont Student Assistance Corporation Student Portal[NEWLINE][BOUNDARY][NEWLINE]user: I need to update the list of schools that I included on the FAFSA form. And I want to have information about the IDs that we have if we can share it?[NEWLINE]agent: We can help you with some simple answers to questions like Can my parent and I share the same FSA ID.[NEWLINE][BOUNDARY][NEWLINE]user: What can I find out on this page?


user: Is there a requirement for me to list any schools on my FAFSA form?[NEWLINE]agent: You need to list at least one school, and any school that you list will use your FAFSA information to calculate the type and amount of aid that you may receive[NEWLINE][BOUNDARY][NEWLINE]user: Is there a specific order required for this list of schools?[NEWLINE]agent: Before I answer that, will you be seeking federal student aid?[NEWLINE]user: No, I don't think I will[NEWLINE]agent: Are you hoping to be considered for state aid?[NEWLINE]user: No, I'm not planning on state aid either[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: How soon after I submit my FAFSA form will my list of schools have my information[NEWLINE]agent: Within a few days of submitting the form, your schools will have your information. They may not necessarily contact you directly with an offer of aid right away, there is more information available on the website[NEWLINE]user: Do you happen to know anything about FAFSA Application. Will you assist me with the steps I need to take?[NEWLINE]agent: Yes, we will help you through everything you need to do to fill out the application properly including accepting and getting your aid.[NEWLINE][BOUNDARY][NEWLINE]user: I have another question about Order of schools on your list. Is it possible for me to change my school list at a later date on my fafsa form?


user: Hello, can you instruct me in filling out the FAFSA form?[NEWLINE]agent: Does each school have your information to fill out the FAFSA?[NEWLINE][BOUNDARY][NEWLINE]user: How are schools ordered to apply for the aid plan?[NEWLINE]agent: This is to provide federal student aid.[NEWLINE]user: What requirements are needed to apply for federal aid?[NEWLINE]agent: You can consider other alternatives like state aid.[NEWLINE]user: What does state aid consist of?[NEWLINE]agent: It is important to note that for some states the order of listing of schools is paramount.[NEWLINE][BOUNDARY][NEWLINE]user: One more thing, to finish filling out the FAFSA form, can you help me with some questions since my parents have not answered yet[NEWLINE]agent: We can help you with some simple answers to questions like Can my parent and I share the same FSA ID.[NEWLINE][BOUNDARY][NEWLINE]user: What can I find out on this page?


user: Can I get any tax benefits from the IRS in relation to educational costs?[NEWLINE]agent: Yes, you can use tax benefits to get some money back that was used to pay for college expenses, for example tuition costs or loan interest costs[NEWLINE][BOUNDARY][NEWLINE]user: What types of tax credits are available for higher education expenses?[NEWLINE]agent: There are two tax credits that can be availed of which help offset the costs involved with tuition, fees, books, supplies or equipment. Thes credits reduce the amount of income tax that you pay[NEWLINE]agent: Have you regularly filed an income tax return in the past?[NEWLINE]user: No, I haven't as there was no need for me to do so[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: I have heard about a Qualified Tuition Program, what is this and would it be beneficial to me?[NEWLINE]agent: A QTP/529 Plan is a plan that is set up by your school that allows you to either prepay or save up to pay education-related expenses. When you start in college, you can then withdraw funds from this account and any withdrawals made are not subject to tax[NEWLINE][BOUNDARY][NEWLINE]user: Am I eligible for a parent PLUS loan?. To receive a PLUS parent loan, what do I have to do?[NEWLINE]agent: Are you the biological or adoptive parent or, in some cases, the stepfather of a enrolled dependent college student?[NEWLINE]user: I am the biological father[NEWLINE]agent: don't have an adverse credit history?[NEWLINE]user: that's right i don't have[NEWLINE]agent: Do you meet the general eligibility requirements for federal student aid?[NEWLINE]user: no I don't know them