Of course The Master Promissory Note MPN is a legal document that promises to pay your loan and accrued interest and fees to the US Department of Education.


What if I'm a graduate student already?


Find and use the MPN you need as a graduate or professional degree student to obtain federal student loans. Graduate / professional students may be eligible for unsubsidized direct loans, direct PLUS loans, or both. You must complete an MPN for each type of loan you want to receive.


where can i find more information?


for More information Sign in to select the MPN typeOMB No. 1845-0007 Form approved


hi i need help about National call to service program


did you do a period of national service?


Yes


If you completed a period of national service, you may qualify for the National Service Call program, which allows you to choose an educational benefit as an alternative to the Montgomery GI Bill MGIB


Am I eligible for this benefit?


You qualify for the national Call to Service program if you meet the requirements


Where can i get more information?


For more information, you can download the PDF National Service Call Program Brochure


How do I get these benefits?


If you enroll in the National Call to Service program, [you do not qualify for MGIB, unless you reenroll at a later date for an additional period of service. Contact your recruiter to see if you qualify and to enroll in the National Call to Service program....


What requirements do I need to meet?


Did you complete your initial entry training and then continued to serve on active duty for 15 months in a military occupational specialty designated by the Secretary of Defense?


do not


We regret to inform you that you may not be able to obtain the benefit since it does not meet all the requirements


I'm looking at getting a CDL for the first time.


Do you have any restrictions on your personal driver's license already?


No.


Outstanding. There is a table on our website that will show you all documentation you need then.


I am currently having a pending revocation, though.


I would reference the table I showed you then, as it might have something to do with that.


Are there any new changes to the CDL test?


Yes, there are, as well as testing day requirements.


Can my employer help me with this process?


Yes, they should, as no employer requiring a CDL for their employees should let someone work without one.


Do you also require NY state residency?


Yes, all licenses issued by the State of New York require you to have residency.


What about if I'm a US Resident but not a NY State resident?


That can work but it will have to be after June 2015 for an issuance date.


What if I had a CDL in another state and am trying to get it transferred to NY?


It's possible; you would have to speak with a branch representative in order to get more details, however.


What if I was self-certified?


All CDLs must pass NY State and Federal regulations.


I came here hoping you could tell me a few things about federal grants.


Of course. Here you can learn about the grant programs that are available from the U.S. Department of Education.


Alright, let me ask you this then: How can I maintain my eligibility for my grant?


The requirements for remaining eligible to receive a grant vary from program to program. Please visit the individual page relevant to your specific grant to ensure that you meet the requirements for maintaining eligibility for that program.


Is it okay if I ask another question? In relation to other types of student assistance. What happens with the money from a scholarship?


The scholarship funds are used to pay for the cost of attendance and also take over what other financial aid would cover, for example, loans that you may have been offered


Am I eligible to apply for a scholarship along with student aid, or is it possible to get both?


A scholarship does affect your student aid as you cannot earn more in financial aid than the cost of your attendance at college or career chool


Do you have any questions in relation to scholarships and how they affect other funding?


Yes, I do, can you help me?


The best advice is for you to contact your financial aid office in your school, they will have all the necessary information


Are there different types of scholarships that are available or are they all just basically the same?


Some scholarships are merit-based, where the scholarship giver sets standards and the applicant meets or exceeds these standards. These merit scholarships can be awarded based on academic success or a combination of academia and a special talent, trait or interest


looking for anything I can get on the topic of  U.S. chemical testing on vets


Okay, we can help you find out if you can get disability compensation and other benefits for illnesses or other conditions. These are illnesses and conditions we believe may be caused by contact with harmful chemicals or other hazardous materials while serving in the military.


do you give medical care for vets that were involved in the contact with the materials?


Were you one of the volunteers for medical research for the U.S. biological and chemical programs between 1942 and 1975?


yes I was and I need help


You can get medical care through the U.S. Army if you volunteered for this research and have an injury or illness directly caused by your participation.


who can I call or where can I go?


You can visit the U.S. Army web page or call 800-984-8523


do you have more information on Agent Orange?


What requirements should I provide if I want to get medical care due to an illness that I believe was caused by Agent Orange?


You will need to:    Provide scientific and medical evidence that the condition is related to exposure to Agent Orange, or Show that the problem started during or worsened due to your military service


If you served in the Republic of Vietnam or in or near the Korean Demilitarized Zone during the Vietnam Era or in certain related jobs you may have had contact with Agent Orange, an herbicide used to clear plants and trees during the war.


Is there anything you can do about medical care for volunteers who participate in chemical and biological testing?


Yes we do, if you worked in certain military jobs you may have had contact with asbestos toxic fibers once used in many buildings and products


hi i need More information and resources about VA Pension Benefits


Clear things to know are VA Veterans Pension Rates See VA Veterans Pension Rates, including Aid and Assistance and Home Confinement rates.


Do you want to know Other VA benefits and services?


Yes


What if I need to speak with someone but i don't want anyone else to know?


You can chat online with our Veterans Crisis Line at any time. They are free, open 24/7, and anything you say is confidential.


With VA Health Care you can Find out how to apply for and manage your VA health care benefits


Another thing to note is the VA pension benefits. Is it possible to receive my pension payments electronically?


of course Sign up for direct deposit or a prepaid debit card.


Who can benefit from the VA Survivors Pension?


surviving spouse or child of a deceased veteran with war service may apply for VA pension benefits.


and can the benefit only be obtained if the veteran is deceased?


yes because it is a survivor's pension


okay. Where can I change my address?


Change your address in the VA file. Find out how to change your address and other contact information on your VA.gov profile. This will update your information on various VA benefits and services.


I'm not a U.S. citizen and need to know if I qualify for financial aid.


I can help you with that. Many people are under the assumption that non citizens are ineligible for financial aid, but this is not true.


What if I find out that I'm not eligible? How can I get financial aid to study in the U.S.?


There are other options for aid that you may qualify for. First, try checking with your country's embassy or a consulate here in the U.S. to see if they can offer you any assistance.


Can you please tell me what other convictions can affect my eligibility for the financial aid?


You cannot receive a Federal Pell Grant if you have been convicted of a forcible or non forcible sexual offense, and you are subject to an involuntary civil commitment upon completion of a period of incarceration for the said offense.


I have a conviction but am not sure if it falls under the conditions you described.


If your conviction is as I stated you will not be able to receive a Federal Pell Grant.


If I have a previous drug conviction how can I regain eligibility for federal student aid?


If you have had a drug conviction you can regain eligibility early by successfully completing an approved drug rehabilitation program or by passing two unannounced drug tests administered by an approved drug rehabilitation program.


I regained eligibility during my award year, what should I do now?


You should notify your financial aid office immediately so  you can get any aid you are eligible for.


can you give me details of Exposure through Project 112 or Project SHAD


If you were a part of chemical and biological warfare testing through Project 112 or Project Shipboard Hazard and Defense SHAD


If that is my case, what can I do?


Unfortunately, no relevant information is found.


I need more information about Project 112 or Project SHAD


The Department of Defense s Deseret Test Center in Fort Douglas , Utah , conducted this testing , which took place aboard ships and on land in various locations from 1962 to 1974 .


What advantages do I stand to gain if I participate in this chemical and biological testing research?


If you were involved in this investigation, you can obtain medical care through the US Army. USA If you meet the requirements


anything different I'd like to inquire about payments for Veterans Eligible Survivors Health Care Compensation. Who is protected?


Veteranss and Qualified survivors


Do you know about Exposure to chemicals and materials. And these are the only diseases that can benefit?


these are illnesses and conditions we believe may be caused by contact with harmful chemicals or other hazardous materials while serving in the military .


Got it. Another question about the disability benefits from VA, tell me the questions I must answer please.


You were part of Projects 112 or SHAD testing from 1962 to 1974


not


No You may be able to get disability benefits


How do I get these benefits?


You ll need to file a claim for disability compensation. You can call the VA Special Issues Helpline at 800 - 749 - 8387 . Or you can file a claim online .


My question concerns students that have a criminal conviction, do they have limited eligibility for federal student aid?


We would advise all applicant to make sure that they understand their own status and not to assume that they cannot access federal aid


Is it possible for me to get federal student aid if I'm on probation or parole?


Yes, it is possible


I see what you mean. May I ask a follow-up question about Benefit Alternatives and where I could find more information?


For more information on these criteria, speak to your school's financial aid office.


And how do I show if I am qualified to get a higher education?


do you have a diploma or GED?


no


Have you completed six credit hours or course work?


yes


If you were enrolled in a university or vocational school before July 1, 2012, or if you are currently enrolled in an eligible career program, you can demonstrate that you are qualified for a higher education


and should i register?


If you are a citizen of the Federated States of Micronesia, the Republic of the Marshall Islands or the Republic of Palau, you are exempt from registration.


Traumatic Injury Protection (TSGLI)


TSGLI also known as Servicemembers Group Life Insurance Traumatic Injury Protection provides short - term financial support to help eligible service members recover from a severe injury .


If you were covered by SGLI and experienced a traumatic injury while serving in the military


find out how to file a claim for TSGLI or appeal a past decision


Am I eligible for TSGLI?


You may be able to get TSGLI if you were insured by SGLI when you experienced a traumatic injury


what are the requirements to be eligible


Have a scheduled loss that is a direct result of the traumatic injury


Suffered the traumatic injury before midnight on the day that you left the military


yes i suffered a traumatic injury


Suffered a scheduled loss within 2 years 730 days of the traumatic injury


no i dnt Suffered to scheduled loss within 2 years


so you can't qualify, because you need to meet all the requirements


I want help with retirement benefits


Would you like to know more about Medicare benefits?


yeah


Are you wondering at what age you should start your benefits?


no, not that. I want to know about applying for Medicare


Unfortunately, no relevant information is found.


I want help with Medicare and applying


OK, you may have some more options if you are eligible on someone else's record.


That's great to hear! Another Medicare-related issue. Is it possible for my parents to earn compensation based on my background if I've been supporting them?


Yes, but you must have provided at least half of their support. Also, your parents can't be eligible to receive retirement benefits higher than they receive from you.


I'd also like to learn more about Medicare and how to apply for coverage. Let's return to the topic of age and when it's best to collect benefits.


Yes, back to that . There is no " best age ", it's your choice. You should make an informed decision about when to apply for benefits based on your individual and family circumstances .


Good to know. Do you know any way to make a better decision since you've been in this for a long time? if you help me can i get a lump sum


the surviving spouse can still receive the lump - sum if , during the month the worker died


what can you tell me about Medicare Premiums: Rules For Higher-Income Beneficiaries


The law requires an adjustment to your monthly Medicare Part B medical insurance and Medicare prescription drug coverage premiums


ow Social Security Determines You Have a Higher Premium


Social Security uses the most recent federal tax return the IRS provides to us .


you must pay higher premiums?


yes


we use a sliding scale to calculate the adjustments , based on your modified adjusted gross income MAGI .


how to learn more?


For more information about the income - related monthly adjustment amounts or to apply for Medicare Part A or B


it's not my case


If I must pay higher premiums?


we use a sliding scale to calculate the adjustments , based on your modified adjusted gross income MAG


If my income has decreased what are the possible cases


You or your spouse lost income - producing property because of a disaster or other event beyond your control


I need help with a vehicle that was owned by a family member who recently passed away.


There's a checklist that you can use to get started.


How do I transfer ownership?


You must complete an affidavit.


It should automatically transfer to you depending on the value.


What documents do I need?


The previous registration.


What if there's more than one?


They will become part of the estate.


How do I file?


Go to the department of transportation.


Who has to sign the transfer?


The owner.


Hello , i need information about benefit calculations under GPO, please?


Would you iclude your spouse or widow in the calculation?


No i wouldn't.


Lets say i take my spouse in account, what woud i need?


Well, you'll need two things


And what about


In that case


what about


please read


What about


You can call to our toll free number


Now, if


For that, you'll have to take your estimated gross monthly amount of the government pension in today's dollars that you'll receive and put it on "Calculate your benefits" space. plus, use your most recent estimate to determine your estimated retirement benefit based on your own earnings.


What original documents do I need to show the office?


You need proof of citizenship.


What happens if I have not already established my child's U.S. citizenship?


You will need to see proof of citizenship and we can only accept certain documents which include U.S. birth certificate or U.S. passport.


What documents will show citizenship?


Need proof of citizenship.


Is the document not available?


Yes, the document is not available.


We may accept the child's state issue non-drivers id card or adoption decree.


What id card's can I use?


We can use child's adoption decree or accept child's state issued non-drivers id card.


What happens if not a U.S. citizen?


Social security will to see a current DHS document such as I-551 permanent resident card.


How do I obtain a replacement card for my child?


It is free to replace your child's social security card if lost or stolen and legal name changes do not count to limit of three replacement cards in a year.


How much will it cost to register my car?


It will be the registration fee plus taxes.


Is this the first registration?


No, it's previously owned.


Who do I contact for help with the tax?


You can contact your local DMV office.


Are there fees if I don't reside in NYC?


You will need to look up the taxes for your county.


Is it taxed by the size of the car?


The chart will show the rate for your vehicle.


What if I don't live in the county listed?


A passenger vehicle tax is $15 per year.


tell me about Disability housing grants for Veterans?


We offer housing grants for Veterans and service members with certain service - connected disabilities so they can buy or change a home to meet their needs and live more independently .s   [3] Changing a home might involve installing ramps or widening doorways .s   [4] Find out if you re eligible for a disability housing grant and how to apply .s


How do I know if I'm eligible for a disability housing grant?


We can give you the information


Can I get a Specially Adapted Housing (SAH) grant and how much funding does this grant offer?


you may be able to get up to 3 grants for a total of up to $ 85,645 through the SAH grant program


You may be able to get an SAH grant if you re using the grant money to buy , build , or change your permanent home a home you plan to live in for a long time and you meet both of the requirements


You or a family member own or will own the home?


yes


You have a qualifying service - connected disability?


You are able to get an SHA grant


Hey, can you tell me something about disability benefits?


Of course. I can tell you all you want about disability benefits.


Are you currently receiving Social Security disability benefits?


Yes, I do.


In this case you can get information and services for managing your benefits online.


I see, can I ask another question? for child and family disability benefits, where can I get information about it?


Read Apply For Disability Benefits Child Under Age 18 and Family Benefitss


I just remembered I wanted to inquire about Disability Benefits. What are the benefits of doing it online?


Our online disability application process offers several advantages. You can, for example, start your disability claim immediately.


perfect would be so kind to give me the website. What if I don't have a Social Security account?


You can create a my Social Security account today if you do not have one.


do you know all the disability benefits? I would like to apply for the benefits online


To apply for benefits online, print and review the Adult Disability Checklist. It will help you gather the information you need to complete the application. Then simply go through the Disability Benefit Application.


Awesome. So, what if I'm applying for a SSI claim at the same time as I do for the insurance? Will that cause any problems?


It's simple: you can now also file for Supplemental Security Income SSI online, but only if you meet certain requirements.


How do I find out if I'm eligible for those benefits?


In order to become eligible for those benefits, you need to fulfill several requirements.


Hm, alright. And why is that?


Good question. Social Security pays disability benefits to people who can't work because they have a medical condition that's expected to last at least one year or result in death. Let's find out if you qualify and how Social Security can help you.


What is gainful employment information mean?


Gainful employment means in order to get federal student aid a student must take an educational degree at a non-profit or public institution that will prepare them for gainful employment in a recognized occupation.


Is there an special act that states this?


Yes, the Higher Education Act Title IV student assistance programs.


Is there glossary of terms used in the data spreadsheet?


Yes, there is a glossary of terms used in the D/E data spreadsheet.


I see. Another question about how I can get paid employment and also. When did the new regulations go into effect?


In accordance with regulations effective July 1, 2012, the United States Department of Education calculates metrics for GE Programs each year.


and do you know the reasons why assumptions cannot be made?


no but i want to meet them


The 2011 Disclosure Rates are not intended to form a basis for making general or specific assumptions or determinations about specific GE Programs, or for projections of future years' rates.


Hello there. How are you doing today? I came here to learn more about vocational rehabilitation, maybe you can explain a few things to me?


Of course. Do you have a service-connected disability that limits your ability to work or prevents you from working?


No, I don't.


Unfortunately, no relevant information is found.


I'm a former soldier who was wounded in action, I took a bullet for my country. God bless America. Now I want to know what America can do to support me with my disability. Can you tell me, please?


Gladly. You can explore VR&E support-and-services tracks for help learning new skills, finding a new job, starting a business, getting educational counseling, or returning to your former job, for example.


How can I access this VR&E thing?


You can access VR&E through the Integrated Disability Evaluation System IDES.


Alright. Is there something you can do for my wife and family as well?


Yes. We can help you find out if you're eligible for certain counseling services, training, and education benefits.


I suppose you can help me figure out if I'm eligible for the VR&E program too?


Yes, we can also help you find out if you re eligible and how to apply for vocational rehabilitation benefits and services, like help exploring employment options and any required training needs.


How do I change my GI Bill school or program?


You can find out when and how to request changes to your GI Bill school, program, or other VA education benefits to keep getting funding.


Do you need to request changes to my GI Bill or other VA education benefits?


Yes, I need to know what situations I need to request changes to my GI Bill.


You will need to request changes to your benefits if things change.


When do I need to request changes?


When your schooling changes or changing professions.


What if I am a dependent of a Veteran or service member?


You will need to submit a Dependents Request for Change of Program or Place of Training VA Form 22-5495 online.


What if I need to receive benefits while active duty?


What do I need to do with form when mailing?


Just fill out the form and mail lit to VA regional claims processing office that is by your school.


I'm unsure about completing a FAFSA form, is there any information that you could give me?


I can review all aspects of what is needed with you if you have a few moments?


Have you got the FAFSA form with you currently and are you able to complete it as we speak?


Ye, I have the form here beside me


Ok, let's proceed!


Just to be clear, where was the best place to find the most recent FAFSA form?


When you go online, you select the Fill Out the FAFSA button on the home page and then follow the instructions on the screen


What is the first step in completing the FAFSA form, after locating the FAFSA form online?


After going to fafsa.gov, you will be given the option of entering your FSA ID or either to enter your name, date of birth and SSN


When automatically transferring my Tax information on the FAFSA form, can I choose to import all my information into the FAFSA form?


You can choose this, and if you do , you will see "Transferred from the IRS" displayed in the relevant field rather than your tax information. No changes can be made to that information


Is there anything different that I need to do if I am a dependent student?


To begin with, you will need your parents Social Security numbers


How long would I have for repayment of my student loans under the Extended Repayment Plan?


Payments could be made up to 25 years.


What if I want to make lower monthly payments over a longer period of time than the Standard Repayment Plan offers?


Then it looks like the Extended Repayment Plan may be right for your situation!


How would I become Eligible for the Extended Repayment Plan?


Are you a Direct Loan borrower?


Yes, I have borrowed with a Direct Loan for school.


As long as you have had no outstanding balance on your Direct Loans as of October 7, 1998 and you have more than $30,000 in outstanding Direct Loans then you are eligible for Extended Repayment Plan.


What Federal Loans are eligible for the Extended Repayment Plan?


The William D. Ford Federal Direct Loan Program and the Federal Family Education Loan Program will make you eligible.


What Federal loans are eligible for Extended Repayment Plan?


Any loans such as Direct Subsidized Loans from William D. Ford Federal Direct Loan and the FFEL Program are eligible.


Hi, could you please tell me what a Direct PLUS Loan is for?


This is a loan that parents of dependent undergraduate students can use to help pay for education expenses that are not covered by other financial aid.


I am looking to apply for a loan, how do I go about applying for one.


It is best if you apply online for a parent PLUS loan.


What do I need to have before I can apply online for a PLUS loan?


Before you apply it is best if you make sure your child has already filled out the Free Application for Federal Student Aid (FAFSA) form.


What do I have to do to be eligible for a parent PLUS loan?


To be eligible to receive a parent PLUS loan you must be the biological or adoptive parent of a dependent undergraduate student who is enrolled at an eligible school.


Is there a limit to the amount that I can borrow?


The maximum loan amount is the cost of attendance at the school your child will attend minus any other financial assistance he or she receives. Remember that the cost of attendance is determined by the school.


What is the interest rate that is charged on the loan?


For loans that are first disbursed on or after July 1, 2019 and before July 1, 2020 the interest rate is 7.08%.


Thank you


The interest rate is a fixed interest rate for the life of the loan.


How can I enroll in direct deposit


Are you already receiving benefits?


yes


do you have a bank account


no


and what should i do when i decide which account is right for me?


Inform the representative of the financial institution that you are interested in registering to receive your benefits through Direct Deposit.


What if I already have an account?


in that case carry your checkbook or a copy of your bank statement.


And how do I do if I am currently not receiving benefits?


tell the Social Security representative when you apply for the benefits you want to enroll in Direct Deposit.


What is the Montgomery GI bill Active Duty?


The Montgomery GI Bill Active Duty MGIB - AD can help you pay for education and training programs .


Have you served at least 2 years active duty?


Yes


Great we can find out if you qualify for the MGIB-AD program.


Am I eligible for education benefits through the MGIB-AD program?


You can get education benefits through this program if you were honorably discharged and you meet the requirements of one categories .


How do I get my enrollment certified?


The certifying official may be someone in your school 's financial aid , Veterans affairs , registrar , admissions , or counseling office .


Do you need on-the-job training or an apprenticeship?


For on - the - job training or an apprenticeship , the official may be someone in your school 's training , finance , or human resources office .


Is there anywhere that I can view copies of DMV records and if so, when can I do this?


After 20 business days of the receipt of the FOIL Office's written acknowledgement of your request, most DMV records are available for viewing, these records can rarely be produced on the day that they are requested


Can I be contacted by phone if I provided a number with my request?


When the requested records are ready to be viewed, the FOIL office will call you. Otherwise, you will be notified by mail


In the event that I am unhappy with the DMV's response to my FIOL request, can I appeal this?


Yes, if the DMV has denied your request completely or partially


How do I appeal it?


You must appeal in writing within 30 days of the denial of your FOIL request. This appeal has to identify the date of your record request and a description of the denial


Good to know. Do you also have any information regarding the consequence if I fail to pay a fine?


it will include information such as:


where would i have to go if i fail to pay the fine?


depending on the situation, you may have to go to the out-of-state courts. the address and phone number will be on the record.


Hello, I need to know what to do in case my vehicle is stolen.


Was your vehicle stolen?


Yes, what should I do?


you have to report it to the police inmediately. The police will input the records of your vehicle in the national and state auto theft computer records to prevent the selling of the vehicle and that someone applies for a title.


What do I do if my address or name needs to be changed? What happens if I have a driver's license, but it was issued by a different state?


If you have a license under that condition, you must notify the DMV's Bus Driver Unit by writing in a 10 days period in order to change your address shown in your license. You must include your name, DMV ID Number, Client and  ID Number, aside your old address and the new.


How can i get certified to be an escort driver?


It's pretty simple. Go to any DMV office which offers the escort driver certification test, and once there, complete the form MV-65 for Vehicle Driver Application.


Ok, thanks. Similar to before, could you tell me what should i do if i possess a escort driver license issued in another state?


Well, in a similar fashion to the license you asked before, you must bring  that valid license and any additional identification to the DMV. Before you go, check DMV Document Guide for more information.


Is there an easy way to check a title or lien status?


yes, do you want to do it online?


No, not really into filing online.


Do you have a lien not listed?


No, I do not have a lien not listed?


Do you want to do a Customer Lien Inquiry?


Yes, I would like to do a Customer Lien Inquiry.


You would need to provide your contact information if you are a lending institution and provide your lien code.


What is the process of emailing the form?


You need to click on the email address show on the form to open an email, or open an email and paste the address into the To line and then attach the completed form and send it.


What topic can I look online?


You can look under the topic Registration.


Hello, I came here to learn more about completing the FAFSA for my school.


Of course. Are you aware that the cost of college continues to increase?


No, I haven't been following the developments over the recent years. I'm new to all this.


That's fine. Do you know that many factors are involved in the decision to attend college?


Yes, it was quite complicated to decide on what to do.


Then you should know that a strong correlation exists between FAFSA completion and college enrollment. Previously, high schools relied on self-reported surveys to estimate their FAFSA completion rate, and that data can be inaccurate.


How are applications reported for each high school?


The number of submitted and completed applications is reported for the current application cycle 2020-2021 and the same time period last year for the previous application cycle 2019-2020.


Alright. And how do high schools to track their progress?


FSA regularly updates estimates for the first 15 months of the application cycle.


I've read that they used to do surveys for this, but that the data wasn't reliable. What does the FSA do to prevent this?


Yes. For this reason Federal Student Aid is providing high schools with current data about their FAFSA submissions and completions so that high schools can track their progress and help to ensure that their students complete a FAFSA.


hi can you help me with retirement planning


Of course Planning is the key to creating your best retirement. You will have to plan and save for years to reach your retirement goals.


Do you know the factors that affect retirement planning?


yes


We want you to understand what Social Security can mean to you and your family's financial future.


How do I know how much I will receive each month?


Knowing what you will receive each month in retirement benefits will help you plan for your retirement. The Retirement Calculator within my Social Security allows you to obtain personalized retirement benefit estimates based on your actual earnings.


What do I do if I cannot configure a my Social Security account


We have other tools and resources to help you estimate your benefit amount. Visit the Social Security Calculators page for more online and downloadable calculator options.


What are the specific types of earnings?


Are you an American worker?


no


Hi! I need to get my benefits sent to my bank account and I don't know how.


You want to set up your benefit payments as a direct deposit, is that correct? Do you already receive benefit payments?


No, I just got approved and this will be my first time getting a benefit payment.


Unfortunately, no relevant information is found.


I can see that I can set it up to go to my bank but I don't know where on the site to go to for that. Can you help me?


You need to go to where it says "Sign In / Create your account." Since you have never done this before, you would need to create a new account.


Ok, it says I need a bank account number but I don't actually have a bank account yet. What do I do?


Well since it is after March 1, 2013, you are required to get your payment with direct deposit. You do need a bank account in order to receive your payments.


I know but I don't know what to do. How do I get a bank account?


So you do not know how to sign up for a bank account?


I have never gotten a benefit payment before and I do not have a bank account and I don't know what to do.


Do you need someone to walk you through setting up an account? The Treasury's Go Direct website can help you. They also have a phone number: 1-800-333-1795.


I don't really want to set up a bank account now that I think about it. Is there anything else I can do?


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Yes, I already have a insurance plan and medicare.


Alright. That's not a problem at all, you can use a VA health care benefit along with others plans.


If there is no problem, why do you need to know about that then?


We need that information, because we have to bill your private health insurance provider for any case, supplies or medicine we provide to treat you.


What I need to do to submit a restriction request?


For that, you are gonna need to go to your nearest VA health facility and have a private talk with the privacy officer.


There is needed any other request to get a health care for vets?


Not really. You don't need any other insurance to meet this requirement.


The health coverage is limited to some places?


Yes, that's right. That's were your medicare may pay for some other services you may need.


Why do you need all this information?


This way we can provide to your private insurance provider information about the treatment we give you.


Hi, Can you tell me who is eligible for health care benefits?


Are you the spouse, surviving spouse, dependent child or family caregiver of a Veteran or service member?


Yes I am.


As a spouse, surviving spouse, dependent child or family caregiver of a Veteran or service member you may qualify for health care benefits. In certain cases you may also qualify for health care benefits due to a disability related to your Veteran's service.


Would I also qualify under the Program of Comprehensive Assistance for a Family Caregiver?


Yes, if you are a family member caring for a Veteran with disabilities who was injured in the line of duty on or after September 11, 2001 you may qualify for health care benefits and other caregiver support through the Program of Comprehensive Assistance for Family Caregivers.


I fall into that category, how do I apply for these benefits?


Contact the VA and they will give you further information about applying for these benefits.


Are pharmacy expenses covered by any VA program?


Yes, if you qualify, you can get prescription benefits through your local pharmacy or through our Meds by Mail program.


Can you tell me what the TRICARE program is?


TRICARE provides comprehensive health coverage. You may qualify for the TRICARE program if you are the family member of an active duty, retired, or deceased service member, National Guard Soldier, Reservist, or Medal of Honor recipient.


I am the family member of a retired service member.


In that case you may qualify for the TRICARE program.


Should I research early to get as many scholarships as I can?


Yes, start researching early and always meet the deadlines and you should be successful in looking for scholarships.


Can I use financial aid office at the college I want to attend to find scholarships?


Most definitely you should contact the financial aid office for find scholarships avaialable.


Should my scholarship provider tell me what to expect when it awards my scholarship?


Yes, your scholarship provider should be the one to tell you what to expect when you have been awarded the scholarship.


What kinds of scholarships are available?


There are merit based scholarships by meeting certain standards and they could be based on academics or talent.


Do you know scholarships sometimes are geared to certain groups such women or graduate students.


No, I was not aware of that.


Can I look in my library's reference section as a source for scholarships?


Most certainly are allowed to use your library's reference section.


If I am not a US citizen, do I not qualify for federal student aid?


You should not assume that you cannot get help just because you are not a citizen.


ok i understand but does my parents' citizenship affect my eligibility for help?


No, your parents' citizenship status does not affect your eligibility for federal student aid.


I think I am not an eligible citizen and cannot receive federal student aid


Do you have a Notice of Approval to apply for permanent residence I-171 or I-464?


it's not my case


Are you in the United States on an F-1 or F-2 nonimmigrant student visa, or on a J-1 or J-2 nonimmigrant exchange visitor visa?


It is not my case either


Do you have a G series visa belonging to international organizations?


yes


you are correct you are not an eligible citizen for now.


I am an ineligible citizen in which category do I identify myself?


you are a permanent resident of the USA. With a Form I-551, I-151, or I-551C Permanent Resident Card, Alien Resident Card, or Alien Registration Receipt Card, also known as a Green Card


I want to know what an escrow amount is when it comes to the DMV


The DMV requires a minimum escrow amount of at least $200 for search accounts. It is recommended that you keep enough money in the escrow account to cover 2 months of transactions


Did you want to know about changing your escrow amount?


Okay, to change your escrow amount you need to send a request to DMV Revenue Accounts on your letterhead. The request must be signed and dated and it has to include the account number.


can I have your mailing address where I can add to my escrow?


DMV Revenue AccountsPO Box 2409Albany, NY 12220-0409


I have 2 accounts and want to close one, can I move money between the 2?


You can have the amount transferred to another escrow account that you have with DMV


another question is do you need my new address if I moved into a new place ?


Yes, you need to notify DMV Revenue Accounts of the change.


we notify DMV and not ACH or both?


If you do not use ACH, you must send a letter to DMV Revenue Accounts with your old and new address. If you use ACH, your account liaison can use the system to update the address.


Good day. I want to learn more about Fry scholarships, please.


Then you're in the right place. Here you can learn about the the Marine Gunnery Sergeant John David Fry Scholarship Fry Scholarship, a scholarship for children and dependents of Veterans.


My husband died on a combat mission a few years ago, does this qualify me for the scholarship?


Yes, you may qualify for this benefit. We can find out if you're eligible for education benefits through this scholarship, if you want.


That'd be great. You see, I lost my husband twelve years ago. Which scholarship can I get? The fry scholarship, right?


Yes, you may qualify for both the Fry Scholarship and the Survivors and Dependents Educational Assistance DEA program. But you can use only one program at a time.


Does this mean you cap combined benefits at some point?


Correct. We cap combined benefits at 81 months of full-time training.


Good to know. So, do I qualify for the Fry scholarship then?


You may be able to get benefits under the Fry Scholarship if you re the child or surviving spouse of an active-duty service member who died in the line of duty on or after September 11, 2001.


Are you the spouse of a service member?


Yes, I'm the wife of a veteran who passed away.


Did you remarry?


No, I would never marry another man. My husband was the love of my life.


Unfortunately, no relevant information is found.


I'm receiving dependency, can I receive it along with the Fry scholarship?


I'm afraid you'll need to give up those payments when you start to use the Fry Scholarship.


HEllo, my SSI was denied, and I am upset about it, can  I file an appeal or something?


I am sorry to hear that. Yes you may reapply.


Would you like to know how to do that?


Yes please that would be wonderful.


Okay  no problem. You can file an SSI appeal online.


THank you, I have another question, I  have a disability, how do I apply?


Sure. You can apply online


Where can I learn more about that?


Click here to learn more about SSI


Where can I learn more about appealing online?


Read about that here.


Can I schedule an appointment?


Yes you can


I need information about VA disability ratings.


We have videos to learn more about how VA disability ratings and compensation work


Do you need to learn how you got the rating?


no


Do you need information on what disability compensation is?


Do you need information on service connection?


yes


Great I can help you locate the video on youtube.


What is a disability rating?


We assign you a disability rating based on the severity of your disability .We express this rating as a percentage , representing how much your disability decreases your overall health and ability to function .


what if I need help understanding my benefits?


please call us at 877 - 827 - 1000 . We re here Monday through Friday , 8:00 a.m. to 9:00 p.m. ET.


Steps to file taxes?


It is vital that you know the monthly adjustment amount related to 2020 income to make such a statement.


How can I perform such calculations?


In certain cases we use data from fiscal year 2017 for this purpose.


Can you expand that information more please?


Unfortunately, no relevant information is found.


Perfect.


It may happen that your income decreases, I am influencing the process.


I need more information regarding the topic.


It is important that you visit Extra Help with your Medicare prescription drug costs for more information.


Can I get Extra Help?


Of course, primarily with the costs of monthly premiums, annual deductibles, and drug copays.


How many colleges should list in my FAFSA form?


You should list at least one college. The schools you choose will use your FAFSA information to determine the types and amounts of aid you may receive.


Is there any particular order I should list my chosen schools?


For federal student aid, it doesn't matter in what order you list the schools. But for state aid, some states require that you list your schools in a specific order.


Can you tell me more?


Are you applying for federal student aid?


No, I'm not.


Are you applying for state aid?


Not really, just curious.


I just want to know the order in case I want to be considered for state aid.


You can check our website to see what guidance you must follow on this respect for each state.


Are there things that I should consider when comparing schools and deciding which school I wish to attend?


Have you done much research into the colleges and career schools that may be on your list?


No, not yet, I have only started this process


Is there anywhere I can go to find out of there have been any previous complaints made about a school?


You have a few options: you can contact your local Better Business Bureau, your state higher education agency or you could also check with the consumer protection division of your state attorney general's office. Another way to check is to make an enquiry with the agency that licences or accredits the school to see if it meets the required standards that are expected


Is there any way for me to research schools by actually attending them in person?


Most schools organize college fairs, which gives you the opportunity to talk to representatives from lots of different colleges. One example of a college fair is organized by the National Association for College Administration for College Admission Counseling


When doing research on colleges, I would like to see if there have been any complaints made about the school. Is it easy to access this information?


Is there any homework that I should do to help me choose a school?


We always advise everyone to assess themselves. It's very important that everyone knows and understands their career goals and options and what their earning potential is. Knowing this information will help with selecting the appropriate school. The Career Search helps to match your skills and interests with potential future careers


I was just wondering if i need insurance to register my vehicle?


yes, the DMV requires you to have insurance in order to register your vehicle.


would you like me to tell you some more information?


Yes, please


sure. When you get insurance there are 2 ways that your insurance company will provide you with in order to provide you with proof that your insurance has been accepted.It will either give you 2 original NY State Insurance ID Cards or provide you with access to an electronic version of your NY State Insurance ID Card


Will the DMV accept a copy of my insurance ID card?


Yes, however, the card will not be accepted by the DMV if there are issues with the barcode reader being unable to scan or read the barcode.


When do I need to register my vehicle?


You must register it within 180 days once your insurance ID card has been accepted


so, i must get insurance in order to register my vehicle?


yes


does the name on my application form and my insurance ID card need to be the same?


Do I have to get my insurance from New York? Do you accept out-of-state insurance?


No, we do not accept out-of-state insurance. The insurance must be from New York


How do I renew by mail my business license?


Complete the application we sent for Facility Renewal and attach a check for the fee.


Did you receive your application?


No I did not receive my application.


You will need to call the Office of Vehicle Safety and Clean Air at 1-518-474-0919


Is there any early renewal?


You can renew as early as 60 days of expiration.


How long are licenses valid?


Your business registrations and Inspection Station licenses are valid for 2 years.


Who do I send the application and fee to when mailing?


You would mail it to NYS DMV Bureau of Consumer & Facility Services Application ,Unit P.O. Box 2700, Albany, NY 12220-0700.


Are there ways to look for more topics?


Yes, look under the topic, "more info" online.


Good day. Please tell me, what kind of services does your website offer?


There are many time-saving options available to you, in shape of many popular online services.


Do you need help with managing your benefits but you can't find the answer or service?


Yes, I can't find the right service.


Then you should visit our contact us page for other ways to get support.


I'll do that, thank you. Well, there have been some changes in my life, do I need to report them to you?


Yes, you should. Letting us know ensures your benefits and information is kept up to date. Remember to tell us whenever there s a change in your life circumstance that could affect your benefits.


What topics does your website cover?


Understand Your Benefits / Inform Us Of Changes / Use Our Resources And Services To Stay In Control / Keep Your Information Secure, to name a few.


Alright. And should I report suspicious activity to you or just ignore it?


Did you receive a suspicious call from someone claiming to be from Social Security?


No, but I heard about calls like that before.


Hi, I'd like to know what requirements I must meet to qualify for federal student aid.


we must first review the basic eligibility criteria


and among the requirements is to maintain academic progress?


yes, is it important to maintain satisfactory academic progress in college or vocational school to remain eligible


Now, regarding the limited eligibility in federal aid for criminal convictions in students, how can these convictions affect the eligibility criteria to receive the aid?


You cannot receive a Federal Pell Grant if you have been convicted of a forcible or non forcible sexual offense, and you are subject to an involuntary civil commitment upon completion of a period of incarceration for the said offense.


I have a conviction but am not sure if it falls under the conditions you described.


If your conviction is as I stated you will not be able to receive a Federal Pell Grant.


If I have a previous drug conviction how can I regain eligibility for federal student aid?


If you have had a drug conviction you can regain eligibility early by successfully completing an approved drug rehabilitation program or by passing two unannounced drug tests administered by an approved drug rehabilitation program.


I regained eligibility during my award year, what should I do now?


You should notify your financial aid office immediately so  you can get any aid you are eligible for.


I need help with disability.


I can help you with that! We have 2 different programs.


Which are you applying for?  For most people the medical requirements are the same.


I don't think I fall into that quality.


I need more information about advocates.


Are you the advocate?


Yes, I'm helping someone else.


Great, what do you need to know?


Who qualifies for disability?


It can be anyone who has worked long enough, family members, or adult children is they were disabled before age 22.


Is there more information on this?


Yes, you can find more at  " What Is Supplemental Security Income ? "


What information do I need to know to apply?


We need info about your medical condition, and work and education history.


Is there anything else I should know as an advocate?


Yes, there are more things you should know.


What can I do if I forgot to update my address?


Don't forget to that, there are branches you can go to do this.


Please refrence local Maps or our website to find a local branch.


What if iI already moved?


Unfortunately, no relevant information is found.


Please go to a local branch with a piece of mail and update your address.


Please go to a local branch and update your address.


Ok, now about appearing at the hearing, what if I requested a hearing but did not appear or send my affidavit?


The DMV will then suspend your registration immediately.


How can I dispute these allegations that I failed to pay toll fees?


You will need to contact the tolling authority that is listed on your Notice of Registration Suspension.


Does the tolling authority issue toll violations?


Yes, the tolling authority is responsible for toll violations. The tolling authority includes the New York State Thruway Authority , the Triborough Bridge and Tunnel Authority MTA Bridges and Tunnels and the Port Authority of New York and New Jersey.


Can I call the tolling authority?


Yes, you can.


Please, i wanted to know something related to some escort driver certification.


I'm looking to replace my current certificate, so what should i know in that regard?


Oh, and i forgot to tell that i want to replace it because i lost it.


In your particular case, you can get a replacement by writing to DMV. Basic information such as name, address, DMV ID Number and Client ID Number, if available, must accompany the writing. Besides, you must send $5 in the form of a check or money order payable to the Commissioner of Motor Vehicles.


I also have a question about changing to an Enhanced or REAL ID. What should I bring with me?


You will need to bring your proof of honorable discharge and proofs of identification.


I was charged a document fee when I applied to have the Veteran Indicator put on my license, do I have to pay again?


No. Not only will you not have to pay another fee, you qualify for a refund of the original fee.


Can I apply by mail?


Yes. You will need to complete an Application for Permit, Driver License, or Non-Driver ID Card form.


What proofs do I need?


There is a guide on our website that will help you find the proofs of identification that you need.


hello I need information about the driver's license for New York Residents


Are you a resident of New York State?


do not


Do you have a valid driver's license issued by another state?


Yes


You may be eligible to redeem it for a New York driver's license. See Change an Out-of-State License, or view other information on moving to New York


I have my driver's license from another country and I lived in two different States. Is it necessary to update my driver's license?


No, you do not need to apply for a New York State driver license until you become a New York State resident.


Would you like to know how to obtain a New York State driver's license?


No, I'm good for now, thanks.


Unfortunately, no relevant information is found.


If my daughter becomes a student at a college in New York, does she need a driver's license from there?


Students from other states, countries or nations who attend school in New York State are normally not considered residents of New York State, so no she doesn't need one specifically from there.


I am looking at a used vehicle on your website and want to know what the reported mileage is?


I'm sorry, but vehicles over 10 years old are exempt from mileage disclosure.


Are there any other titled vehicles you are interested in?


Not at this time.


I can say if odometer has passed its maximum reading at the time of the sale, if you want to know?


No, that doesn't help me.


Do you know if the mileage is unknown because the odometer is broken has been repaired, or has been replaced?


No


Do you have to have proof on that?


Yes, or the lien holder could repossess the vehicle from you.


Does this need to be taken in first to get repaired?


You must file it with the DMV withing 90 days or 3,000 miles of the repair.


Hello, I have a suspension order. How much should I pay?


Your DMV suspension order shows how much you must pay. The amount depends on how long you did not have insurance coverage. Your payment is calculated based on the following table


the expiration of your insurance is 25 days?


do not


and once I pay, will my refund be restored?


Your payment does not guarantee that the DMV will restore your registration or close any other suspensions or revocations you have. It is your responsibility to know if the DMV restored your registration before driving the vehicle. You can check the status of your driving privilege and vehicle records through MyDMV


and can i pay by mail?


Follow the instructions in your suspension order. Send the bottom of the order along with a certified check, personal check, or money order made payable to the Motor Vehicle Commissioner for the fine


and how much should i pay if my insurance term is 90 days?


If your insurance term is 90 days, you can pay a total fine of $ 900 $ 8 per day for the first 30 days = $ 240; plus $ 10 per day for 31 days at 60 = $ 300; plus $ 12 per day on days 61 - 90 = $ 360 and not delivering your dishes; or you must turn in your plates and complete a 90 day registration suspension


Could you tell me what is the main theme?


the topic is about Insurance


What happens if my SSI application is denied?


If your application is denied, you can then appeal it.


Has your application been denied?


Yes, it has.


Sorry to hear that. Your next step will be to file an SSI appeal online.


Can you explain what is the Starter Kit and Steps to Apply for disabled children?


Mainly answers common questions about applying for Supplemental Security Income benefits for children.


Also, I need to find out how to educate. How do I educate myself more about the process it takes to get Disability Benefits?


Our Disability Benefit page can help you with that.


I see what you mean. Another question about the administrative law judge? What happens if my complaint is heard by the Appeal's Council?


The Appeals Council will either decide your case itself or return it to an administrative law judge for further review


ok thanks, I would also like to find out why my SSI application was denied? What if I can file an appeal now?


Absolutely.


How can I find out more information about appeals and why my application was denied?


You can learn more about appeals by reading "how to appeal a decision" on our website.


How do I know if I'm eligible for Social Security and Retirement Benefits, as well as SSI?


If you have worked long enough you may qualify for these additional benefits.


I need to know whether or not I need to notify DMV of my military status.


Are you asking whether or not it is a requirement?


No. I was just wondering if it was something I should do.


What will happen if my NY registration expires while I'm on Active Duty?


Your registration will be extended for up to 60 days once you return to NY. The extension only applies to vehicles registered to military personnel, so you will need to show proof of military service or separation.


How can I get more information about being on Active Duty and having a lapse of insurance coverage?


Contact the DMV Call Center. They will be able to assist you with any questions that you have about that topic.


What if I'm not able to surrender my plates after letting my insurance lapse?


DMV has a procedure in place to exempt you from administrative actions once you return. You will need to provide a notarized statement that your vehicle was not used during the time in question, a copy of your military ID, and signed and dated copies of deployment and return papers. You will also need to provide proof of current insurance. If you cannot, you will need to surrender your plates.


Who issued these extensions for military personnel?


NY Governor Andrew M. Cuomo issued these extensions under Executive Order No. 2.


I need to apply for supplemental security income benefits


The SSI program pays benefits to disabled adults and children who have limited income and resources


Is there a number to call to schedule an appointment ?


You can Call 1 - 800 - 772 - 1213 TTY 1 - 800 - 325 - 0778 from 7 a.m. to 7 p.m. Monday through Friday


I also want to ask about how to apply online for Medicare. For the application, what documents and details would I require to have?


To see a complete list of what you need for the application, go to the Checklist For The Online Medicare , Retirement, And Spouses Application.


My cousin wants to apply as well, but she doesn't know how to use the Internet and due to several disabilities she can't get to the office in person. Is there any option that allows a person who is hard of hearing to apply by phone?


Yes, in that case you can call us at TTY 1-800-325-0778.


How much does it cost to get a commercial registration?


You would need to get both the county and state fees from the appropriate sources.


If it's the first time you've done this, you have a few small fees.


What fees are they?


Unfortunately, no relevant information is found.


I've looked at the fee chart but I don't understand it.


If you reference it, it will tell you all you need to know.


Sure. Now I need to ask, I am busy and I can't move a lot and I use more than all the cell phone. Is there a way to do it faster than going to a branch?


You can RSVP an appointment on our website at a few different branches.


Which counties?


NYC, Winchester, Nassau, Suffolk, Rockland, Monroe, Albany and Onondaga.


What if I can't get to those counties?


There are options, but you would have to check our website.


Do I need a special license to drive a moped?


NY State treats a moped like a motorcycle as far as licenseing goes.


And what are those requirements?


Please check the website for the appropraite chart/table.


I have received a TVB ticket. Can you please explain what steps I have to take to answer it?


You can answer most TVB tickets online. You can either schedule a hearing for the traffic ticket, or you can pay the fine and surcharge with your credit card.


Would you like more information about this?


No, but I do have some other questions.


So, you said that I can answer my TVB ticket online, correct?


Yes, you can answer most TVB tickets online.


Would you like to answer your ticket by mail?


Sure, that is a valid option for me.


To do so, enter your plea on the ticket and include the appropriate fee if pleading guilty.


Are you familiar with the TVB tickets? What happens if I have a TVB traffic ticket that was issued in New York City?


You would be able to plead guilty and pay tickets answerable to TVB 1 or plead not guilty and schedule a TVB hearing online, over the phone or in a TVB office.


That's exactly what they did. But I was also given a ticket before that, which I have no idea what to do with.


Follow the instructions on the ticket for the plea you wish to make , and act promptly.


Can there be more than one discount applied for a young driver?


It is possible. It varies by insurance company so it is best to contact them


Did you review the article on how to reducedriving record points?


I have not did that yet, no


Unfortunately, no relevant information is found.


Will my premium raise due to PIRP?


No it will not


Is there an infraction that I can commit that does not deserve points?


Yes... bicycle violations, pedestrian violations and parking violations.


What happens if I am in New York and receive more than 6 points in 18 months?


You must pay a Driver Responsibility Assessment fee.


A few months ago I was in another country and was convicted of a traffic violation, will I have problems here for that?


No, unless the violation you committed was in Ontario or Quebec.


Hi there. I'm looking for information related to how to manage a escrow account.


Sure. No problem. Are you interested into close it or something like that?


Yes, I think I almost don't use it, so I probably will close it.


O.k. no problem, you just need to send a request to close your account by mail, fax or email to the dmv revenue accounts section.


Great. But what will happens to the money that still remains there?


You can get it back, with a refund check issued by the dmv or you can transfer it to another escrow account you have with the dmv.


Another question is whether New York State recognizes escort vehicle driver certifications from other jurisdictions. Is it legal for me to drive an escort vehicle in New York if I have an escort vehicle driver's license from another state?


No, you can't. You need a valid NY State Certified Vehicle Escort Card MV-64 to drive an escort vehicle in NY State


And what are the fees for the vehicle escort test?


the fee for taking the test is 40$, and there are no additional fees for the initial certification.


When is it mandatory to have an escort driver certification?


It's mandatory if you escort over-dimensional loads on any NY State highway or if you act as a flag person for over-dimensional loads.


Hi there. I would like some information related to the fact that my loan is placed with a collection agency.


Sure. But, we need to ask, is your loan on default?


No, not at all.


Unfortunately, no relevant information is found.


Thanks. My main problem is that I got a email saying that I was getting extra fees to get my student loan out of default, and I want to know, what can I do about it?


In that case, you need to contact the default resolution group to be sure of this information.


Another question I have about loan consolidation, does it work if  I make three payments before consolidating?


You need the payments to consolidate then the required payment amount will be determined by your loan holder


I have another question about federal student loans. Even if it says that the goal is to get my loan out of default?


Yes, yes, the best thing you can do is contact the default resolution group directly.


Regarding deferral and forbearance of student loans, what can I do if I am eligible for any of these?


In that case you can temporarily suspend your payments.


Is it normal that some parts of the email stated that I needed to pay anything for a subscription?


No, that's not normal or legal. If any company ask you something like that you should walk away.


I see... But I have heard about some collection agencies, but I don't know how to get in contact with them, what can I do?


Just review the collection agency contact information below, there you should find that information.


Hello, I hope you are well. How are my benefits protected


Did you do the online identity verification process?


yes.


Did you make an account online?


What if I cannot or do not want to do that?


You may visit the local office and make one in person


Ok thank you


You are welcome. You ccan also add extra security, would you like more information?


Is it safe to do this online?


I can assure you it is very safe. One of our most important responsibilities is protecting your investment and personal information


Is it really secure?


we have a robust cybersecurity program in place to help us succeed


I came here looking for some information regarding my tax return. Perhaps you can answer some questions for me.


Of course. Do you want to know how we determine your 2020 income-related monthly adjustment amounts?


No, thank you. I have some other, more urgent questions.


Do you want to know what happens if we use the 2017 tax year data?


No, it's fine.


Unfortunately, no relevant information is found.


Instead, can you tell me what happens if I only have Medicare prescription drug coverage?


In that case, you'll pay an income-related monthly adjustment amount only on the benefit you have.


I see. And what if I filed a federal income tax return for the year?


Then you need to show us your signed copy of the return. Use Form Medicare Income-Related Monthly Adjustment Amount Life-Changing Event to report a major life-changing event.


Makes perfect sense. Is there anything else I should know about my Medicare premium?


You should be aware that the standard Part B premium for 2020 is $ 144.60.


I would like to know about DIAL-IN search account and can i get one?


DIAL-IN is a service provided to search regularly records that DMV has on driver license, registration, vehicle title or insurance information. If you need this service, then you can get one.


So that is all about the service?


Is that all i need to know about DIAL-IN service?Do i need to pay any fees to use this service?


Yes but you need to know about the permissible uses of DMV records. There are some limitations which you can view in more details at Drivers Privacy Protection Act DPPA [ 2 ] . The fee applied to private persons, commercial organizations and not - for - profit organizations. This is according to the NYS Vehicle and Traffic Law.


Do i need to prepare or keep any documents for the searches I perform?


Yes. You need to show records of business purpose of the search. These records may include invoices, employment applications and any other types of documents related to the purpose of the search. The DMV may request these documents according to the Term of Services of the Search Account.


What organizations are exempted from search fees?


Organizations that are exempted from the search fees are any public organizations and other private entities acting pursuant to section 722 of the New York State County Law that makes a search due to a public purpose.


What do I need to do if the DMV inquire me about a search that i did not perform?


If something like that happens, you first need to check whether other users of your account did the search. If that is not the case, you need to contact the DMV immediately to inform about this.


If I searched a motorist records, will the DMV tells the owner of the records?


Yes. This is because, the records of searches are public records and the DMW will inform the motorist if the motorist ask the DMV.


I need some guidance with my application for disability benefits. Can you assist me?


Of course. Are you applying for a child?


Yes, for my son.


Do you want me to tell you more about the necessary steps to apply?


Yes, please.


Well, first you should review the Child Disability Starter Kit. This kit answers common questions about applying for Supplemental Security Income (SSI) benefits for children, and includes a worksheet that will help you gather the information you need.


What if I don't want to do a child disability report online?


Then you call us toll-free at 1-800-772-1213.


Do you also have a number for deaf people? That is part of my disability.


Yes, simply call our toll-free TTY number, 1-800-325-0778.


Would you recommend me to contact social security during my application phase?


Yes, you should contact Social Security right away to find out whether the income and resources of the parents and the child are within the allowed limits, and to start the SSI application process.


How do I enter my registration renewal for my vehicle?


You should enter the vehicle plate number from your registration notice or document and should only enter letters and numbers.


Do you need to file a boat registration number?


Yes, I have to file for a boat registration also.


You would have to exclude the letters NY and only enter the two other letters and four numbers.


What happens when I submit an address change online?


Make sure you check the ones you want because the changes to DMV records are only for ones you checked online and it will show the drivers license, permit or non-driver ID DMV photo document and registration records to locate under your name.


What if there are registrations in my name I can't find or not shown?


All you need to do is enter the plate or registration number to include them to the list and change the address for those.


What happens after my address change is processed?


There are links provided on the website to order replacement duplicate documents that show the new address and fees will apply for the duplicates.


What if I select "No Change" for any photo documents or registrations?


Then those DMV records will not be changed with the new address.


I need help with understanding how to pay TVB tickets.


I can help with that. Do you have a TVB traffic ticket issued by New York City?


Yes, I do.


You can choose to plead guilty and pay for the tickets or plead not guilty and schedule a TVB hearing online, over the phone, or in a TVB office.


So, in order to plead not guilty, I'd have to attend a hearing?


Yes, that is correct.


How do I set up a hearing?


First you will need to enter your ticket number and other required information online. Then,  verify that information.


What if I plead guilty to an offense that carries 5 points?


Do you have 3 or more alcohol-related convictions on your driving record?


No, I don't.


I'm getting ready to move. Will that effect the hearing?


No, you will just need to provide your new address, so that a Notice of Hearing can be mailed to you. Be advised that this doesn't update your address on other DMV records. You will need to do that separately.


What if it's a bicycle-related offense?


Any convictions for bicycle offenses do not require the surcharge payment and no points will be applied to your driving record.


I need help with my disability benefits application.


Are you applying for a child?


Yes, for my disabled daughter.


In that case you will need to complete an Application for Supplemental Security Income (SSI) AND a Child Disability Report. The report collects information about the child's disabling condition and how it affects his/her ability to function.


Do I need to schedule an appointment for my SSI application?


Yes, you do. Please contact us by phone or in person to schedule an appointment to complete the SSI application. We will help you in person or by phone.


Is there a way to do the whole application online?


At this time, only the Child Disability Report can be completed online.


Ah, darn it. And what if I need additional help?


Then you can call us toll-free at 1-800-772-1213.


Alright, and what should I do with my application after I've contact social security?


You should fill out the online Child Disability Report. At the end of the report, we will ask you to sign a form that gives the child's doctor permission to give us information about his/her disability.


What can I learn about SSI?


The Supplemental Security Income or SSI program pays benefits to disabled adults and children who have limited income and resources.


Is it possible for me to file an appeal if my SSI application was denied?


Yes, you can file an appeal if your SSI was denied.


Did we recently deny your SSI application?


Yes, my SSI application was denied.


You can file an SSI appeal online and you can read how to appeal a decision.


How can I complete the Child Disability Report?


You can complete the online Child Disability Report if you are ready to apply now.


Can I be married to apply for SSI?


You can file SSI online if you are not married.


What if I am deaf or hard of hearing?


If you are deaf or hard of hearing, then you can call use at TTY 1-800-325-0778 or visit your local Social Security office.


I was wondering if you could give me some more information about whether i can transfer credit from my old vehicle plate?


am i able to transfer my remaining registration to another vehicle?


yes, however, there are a few conditions, you can only transfer credit for a new original registration, the new registration will expire the same day as your old registration, and you can not use it for a registration renewal


how do i apply for a refund?


To apply for a refund for the first year-registration fee, you must send the original registration document, and you must complete and sign the request for a refund form and send it  to the address on the page.


am i eligible? for a refund


It will depend on the DMV, if you are eligible for a refund the office will issue you a receipt


are there conditions that apply when applying for a full 2-year refund?


yes, you can only apply for the refund if the registration was never used and it has been no more than 60 days from when the registration was issued


I'm sorry, i don't quite understand, could you explain it in more detail?


sure, you can apply for a refund for the amount that you paid when you renewed your registration


can i get a refund if i change my name?


yes, that shouldn't be a problem, you will just need to surrender the vehicle plates at a DMV office and request a transfer receipt


How can I enroll in direct deposit


Are you already receiving benefits?


yes


do you have a bank account


no


Unfortunately, no relevant information is found.


and what should i do when i decide which account is right for me?


Inform the representative of the financial institution that you are interested in registering to receive your benefits through Direct Deposit.


Ok thank you, and if I am already receiving benefits, where can I contact you to receive more information regarding this?


Call the Direct Express toll-free hotline at 1 - 800 - 333 - 1795.


I'd still like to learn more about earning benefits. What if I already have an account?


in that case carry your checkbook or a copy of your bank statement.


And how do I do if I am currently not receiving benefits?


tell the Social Security representative when you apply for the benefits you want to enroll in Direct Deposit.


Help me apply for disability benefits.


If it's your case, you should apply for the benefits as soon as you become disabled.


Do you want to apply for the benefits now?


Yes, I am.


Ok, you can either complete your application online or call our toll-free phone number 1-800-772-1213.


What document should I give as self-employed?


In your case, you should provide a copy of your federal tax return.


and, can you give me any other resources to get more information?


Yes, you can check the publications Apply Online For Disability Benefits, Disability Benefits, Disability Starter Kit, and other publications available for you.


Do I have to inform about the medications I'm currently taking?


Yes, that's one of the information you are required to provide. The names and dosages of all the medications you are taking.


ok, and where can I get more information about SSI?


You can get more information by reading "Your income and resources" on page 5 of our Supplemental Security Income SSI booklet


I want to know how to create an account


Do you want to create a my Social Security account?


no, just know how to help someone


Unfortunately, no relevant information is found.


what would someone need to create an account?


You will be asked to verify your identity by providing personal information about yourself and answering questions that only you are likely to know . You must create a username and password that will be used to access your online account


and if this person has had some problems with fraud alerts and such will that be a problem?


you can still open a my Social Security account by temporarily having it lifted. Contact our Identity Services Provider and request that they temporarily lift your security freeze or fraud alert. Then you will be able to create a my Social Security account online


and the fraud alert will go away ?


the Identity Services Provider may automatically reinstate it after your temporary lift expires


and someone can use their account when they help them?


No one can create or use an account on your behalf , even with written permission .For your protection you are the only one who can create your personal my Social Security account for your own exclusive use . Social Security is dedicated to protecting the information and resources entrusted to us , including your personal information and investment .


and if we can't get the alert lifted then we won't be able to create an account?


You can still visit your local Social Security office to open an account in person .


I need help with a surety bond and some other questions i have


Do you need help getting a surety bond?


yeah


Okay, you will have to contact a surety insurance company. Make sure that the business name and mailing address on the bond exactly match the business name and mailing address on your DMV facility license. Also, make sure that you write your Facility Number on the bond.


Good to know. I already give it so that the installation can be done efficiently. like the hearing results process.


the ALJ may sustain some , all , or none of the charges . There may be no action , a warning , the imposition of a suspension , revocation , and/or civil penalties


If the ALJ only imposes civil penalties?


you must pay all fines and penalties


what are my rights


You are entitled to hire an attorney and to bring that attorney to the hearing. The DMV is the petitioner is this case and the complainant may be a witness for the case .


If the ALJ only imposes civil penalties


in order to prevent the loss of your operating privilege ,  you must pay all fines and penalties .  You will receive a letter from the DMV shortly after the hearing


I need help with diesel opacity emmissions.


The Diesel Opacity Emissions inspection is not required in other areas of NY State or for vehicles registered out-of-state.


Have you failed a roadside inspection?


Yes and was issued a ticket.


Yes a traffic ticket can be issued if a vehicle fails the roadside inspection.


What do I do if I have questions?


You can call 1-518-474-0919.


What are the stipulation of diesel powered vehicles and inspections?


All model year 1996 and older diesel powered vehicles registered anywhere in New York State with a gross vehicle weight rating GVWR less than 8501 pounds are not subject to the OBDII emissions inspection, the low enhanced emissions inspection or the diesel emissions inspection.


What is that number to call for questions?


It is 1-518-474-0919


Where can I get my vehicle tested?


The NY State Dept of Environmental Conservation, the NY State Dept of Transportation or the NY State Police can test any diesel powered vehicle that has a MGW of more that 8500 lbs.


Even though my car fulfills the CA emissions standard, I don't have the MCO. I need help figuring out what to do.


Does your vehicle comply with the California emissions standard, but the MCO does not indicate compliance or you do not have an Manufacturer's Certificate of Origin MCO?


Yes, that's what I just said.


Then you or the automobile dealer can certify compliance on a 'Certificate of Emissions Compliance or Exemption' form MV-74.


So, what if my car is exempt from the CA emissions standard?


Then you or the automobile dealer can complete form MV-74 to certify the exemption, provided you meet all the requirements.


I was wondering on what are the purposes of cookies on your website?


We occasionally use "session cookies" to enhance or customize your visit to this website. Session cookies can be created automatically on the device you use to access this state agency website but do not contain personal information and do not compromise your privacy or security. We may use the cookie feature to store a randomly generated identifier on the device you use to access this website.


What if I file a request with the US Postal Service USPS to forward mail?


Then there is no guarantee that the USPS will forward all DMV documents to the new address, I'm afraid.


Oh, and do you erase cookies when I'm not on the website anymore?


Yes. A session cookie is erased during operation of your browser or when your browser is closed.


For what kind of vehicles can't I replace registration documents online?


You can't replace registration documents online for vehicles older than model year 1973, boats, snowmobiles or all-terrain vehicles (ATVs).


That's what I thought. But what about a temporary registration?


You can download and print a temporary registration in PDF format that is valid for 10 days. We also attach a copy to your confirmation email. You will get your new registration document by mail within 10 days.


Can picture plates be personalized?


Yes, some picture plates can be personalized for an additional fee.


Which picture plate are you interested in?


Any of them.


You can browse our collection of picture plates online.


What fees are associated with personalized plates?


There is an annual fee in addition to your vehicle registration renewal fee and will be paid when you renew your registration.  If you renew for two years, there will be two annual fee.


How much do personalized plates cost?


Passenger and Commercial plates initial cost is $60 and the annual fee is $31.25.


What is considered a personalized plate?


Personalized plates are standard series plates that have a combination of numbers and letters that you select.


Are there restrictions?


Yes, plates can not give the appearance of official plates, be obscene, derogatory, or offensive or be combinations that do not have one letter.


What requirements do I need to get an increase?


if your spouse or ex - spouse dies , you may become eligible for a higher Social Security benefit .


Excuse me for being so personal, does this apply to you?


Yes


My condolences. you may become eligible for a higher Social Security benefit


Now I need to know if you've ever been divorced. What if my ex's advantages are greater than mine?


You'll get the difference, so the combination is equal to the higher amount.


ok now about social security benefits, does it change at some point, does it change with any circumstance?


It 's not unusual for a benefit recipient 's circumstances to change after they apply or became eligible for benefits


Something more about the maximum family benefits, if few people in a cause of one that has benefits, the money being fewer people will be even higher?


The total amount they can all receive is about 150 to 180 percent of the worker's full retirement benefit .


What would happen to the benefit I receive based on my spouse at the time of their passing?


if your spouse or ex - spouse dies ,you may become eligible for a higher Social Security benefit


What if you are of age will i get them?


yes youwill


Is there a list of the events I need to report?


For a complete list ,  please select the publication below that applies to the type of benefits you receive  NOTE :Failure to report a change may result in an overpayment


what if I served in army?


If you served in the U.S. military ,you may be eligible for benefits through the Veterans Administration


I was hoping you could tell me more about contested claims.


Of course. Have you marked your calendar already?


No, I haven't. Why?


Look, I need an application form. Where can I get a copy of it?


You can ask a regional benefit office for a copy of this form to fill out. Or you can call the VA toll-free hotline at 800-827-1000, Monday through Friday, 8:00 a.m. - 9:00 p.m. ET to request a form.


What if I have some more questions?


We have an FAQ where you can get answers to frequently asked questions about decision reviews.


I see. And is there any way to appeal with a judge?


Yes. If you want a Veterans Law Judge to review your case as quickly as possible, choose a Direct Review.


How do I request a Board Appeal though?


To request a Board Appeal you need to fill out the Decision Review Request : Board Appeal VA Form 10182.


Do you know of any Federal Student Aid specific resources?


Yes, this section of the IT Standards Library includes documents that are specific to the Federal Student Aid It lifecycle for all projects and lists other important references that an IT project may be required to comply with dependent on the contract.


Would you like some General References?


No, I do not need them at this time.


Would you like to know about IT Security?


No, no need for IT Security at this time.


Do you need to know about Data Management?


Yes, please explain Data Management to me.


We have Data Management Resources that we use.


What resources are available not mentioned yet?


We have Office of Management and Budget Resources.


What testing services are available?


We use Enterprise Test Management Standards.


Can you give me any additional information about renewing my non-driver ID card?


Like, in the case of overseas renewal.


When you are out of the country you can renew your non-driver ID card via mail.


What are the time limits to renew the non-driver ID card?


The limits are: 1 year before and 2 years after your non-driver ID card expires.


What documents can I submit as proof of SSI?


As prove of SSI we accept the Notice of Award notifying you that you are eligible for SSI benefits.


What if I renew more than 41 days before turning 21?


in that case, you'll receive your ID with an "Under 21" message written on it.


Are there any fees for renewing online?


You'll just have to pay the regular fee for renewing your non-driver ID card.


so, for renewing online the fee is?


Just the normal fees paid for a non-driver ID card renewal.


hi can you help me with retirement planning


Of course Planning is the key to creating your best retirement. You will have to plan and save for years to reach your retirement goals.


Do you know the factors that affect retirement planning?


yes


We want you to understand what Social Security can mean to you and your family's financial future.


Is there any way to check my status when unable to check online?


You can always call us 1-800-772-1213 TTY 1-800-325-0778 from 8:00 a.m. to 5:30 p.m., Monday through Friday.


Very well. I would also like to know how the benefits are calculated in the palnes ?. How do I know how much I will receive each month?


Knowing what you will receive each month in retirement benefits will help you plan for your retirement. The Retirement Calculator within my Social Security allows you to obtain personalized retirement benefit estimates based on your actual earnings.


what can you tell me about Pensions And Other Factors


Pensions and taxes have the potential to impact your retirement benefit . Review the resources below on pensions and other factors you should consider


What do I do if I cannot configure a my Social Security account


We have other tools and resources to help you estimate your benefit amount. Visit the Social Security Calculators page for more online and downloadable calculator options.


I need to get a corrected card for non-citizen adults


have you change your name or became a U.S. citizen?


Yes, I changed my name.


then you have to inform Social Security so they can update your records and issue a new card.


can I use my non-work Social Security number for work?


no, you can't. If you do we'll inform DHS.


Is it necessary for me to show proof of my U.S. citizenship before I can get a new card?


Yes, if you haven't already done so, you need to prove your US citizenship.


In case I change my name, do I have to inform my employer only?


You'd have to inform your employer and Social Security.


What documents can I use as proof of citizenship?


Only certain documents are accepted as proof of U.S. citizenship, like the US passport, Certificate of Naturalization, etc .


In case I change my name, can I use my previous ID as an identity document for the process of getting a corrected card?


Yes, you can use an identification document with your old name as shown in our records.


Can you tell me what is direct deposit?


This is a safe, secure and simple way to get the benefits.


Do you need us to send your payment to a bank or credit union account?


not really.


Since when are we required to get our payments electronically?


It's like that since March 1, 2013.


I have more questions about this.


Do you need help setting up or changing your direct deposit online or have more questions about it?


Yes


We can answer all your questions and help you out if you call our toll-free number 1-800-772-1213 or you could visit your local Social Security office.


and what if I applied for benefits before March 1, 2013?


If you didn't sign up for electronic payment at the time, we recommend you to do it now.


can you give me a TTY number, please?.


Yes, our TTY number is 1-800-325-0778


How can I use the retirement estimator?


Do you want to know how the retirement estimator works?


Not at this time I, I think I understand how to use the estimator.


Are you eligible to use the retirement estimator?


No not at this time.


Do you know how long to stay on each page?


Yes, I know how long to stay on the page.


Do you know the reason for only being allowed to stay on the page for a limited time?


No, I did not know it was for security reasons.


Why would it suggest for me to use one of the other benefit calculators?


Most likely because you have different input that requires another benefit calculator.


What is the purpose of other benefit calculators?


They are for use with different type of benefits.


Hi. My son is a veteran who just returned home to us, and he seems to be having trouble with adjusting to life at home again. I don't really know what to do to help him but I want to help him.


We can absolutely help to get you the support that you and your son need. Did you have any particular questions or needs that you would like to address?


It is your son who has veteran status, is that correct?


Yes, it's my son.


You can take advantage of our Coaching Into Care program. You can call toll-free and talk to licensed psychologists and social workers to help you and your son on your journey.


Now I have to inquire about PTSD. Where can I get more help and information?


You can check our booklet on PDF about understanding PTSD and PTSD treatment and also you can go to the national center for PTSD website for more information on treatment and support.


My son has attempted suicide in the past. My younger children know that something is different about him. But I don't know how to approach the topic with them without scaring them. Do you have any recommendations?


We have tips on how to approach that subject based on age level of who you are talking to. We even have age-appropriate tips for preschoolers and school-age children.


Very well. I would also like to know DE. What is the hotline number for SAMHSA?


No problem. Call 1800 - 662-HELP 800 - 662 - 4357.


well done. How will I approach anyone in the Coaching Into Care program as a VA coach?


To reach a coach, you can call 888-823-7458, Monday through Friday from 8 a.m. to 8 p.m. ET.


Is there anywhere else I can go to read more information on my own?


Yes, we also have the Coaching Into Care website that has information, tips, and resources for Veterans and their family members.


What if I have concerns that my son may attempt suicide again? Is there anyone I could talk to about that?


Your local VA medical center will have specially trained suicide prevention coordinators. And our Vet Centers can help you and your family help your son readjust to life at home again.


Can you tell me about any additional information that I may need about violations?


Do you need to learn about plead to or pay TVB tickets?


Yes, I would like to learn about plead to or pay TVB tickets.


Do you have 3 or more alcohol-related convictions on your life of your driving record?


Yes, I have 3 alcohol related convictions.


A plea of guilty to a violation that results in anything of 5 points or more may make your license to be revoked according to Part 132 of the Commissioners Regulations and you may need to have an attorney before you enter a plea.


Oh, that's very good of the DMV, I want to ask, what if someone else commits a violation on my record?


If you believe that is the case, you can make use of the hearing resource. but be aware that the hearing is not for probation of guilt or not.


Oh, i see. Um, i'm dragging a out-of-state violation conviction, that does affect my driving record in any way?


Not at all. If you have any out-of-state conviction, it won't have any effect on you driving record. But if you were convicted on Ontario or Quebec, indeed it counts for your driving record.


Hello, can you advise me to pay your student loan?


It has to be pending in relation to the payment systems, so it is recommended that you contact your pre administrator.


Since it can bring complications by not making a payment in the stipulated time.


What if I don't make a payment on time?


As penalties, charges may be generated for late payment charges, among other things.


What can you tell me more about loans?


It is important to cancel in a stipulated time and request loans that you can pay.


What is the purpose of the Loan Debt Collection Assistant?


It is a tool that aims to give information on how to access the full range of special payment options available to you.


I wonder what would happen if I can't make a monthly payment?


It is important that you seek information from your loan servicer.


Can you tell me about this topic?


The main thing is that you contact your business administrator and find a solution to the problem.


Hey, I have some questions about my benefits planner regarding my disability.


Of course. First, you should know that in most cases, you will continue to receive benefits as long as you are disabled.


I'm aware of that. What if I want to go back to work?


In that case you probably would rather work than try to live on disability benefits, like most people.


One more thing about Social Security disability benefits, what about a grandchild?


A dependent grandchild may also qualify


My grandchild is still a full time student  age 18


benefits continue until the child graduates or until two months after the child becomes 19 years of age


What does it take for a grandchild to qualify?


the child must be unmarried


Do you have any publications I can read?


yes read  Benefits For Childrens and What You Need To Know When You Get Social Security Disability Benefits


Will benefits for children explain if they are disabled?


yes


where can I get more info on mental health services?


Get answers to other questions you may have about our services


What if I do not qualify for VA health care?


ok thanks


Can I speak to a fellow Veteran who has been throug this?


call Military OneSource s free , confidential peer support services at 800 - 342 - 9647