Do you want to file for retirement benefits, disability benefits, or Medicare?


Yes, I would like to apply for at least one of those benefits.


Then you can always complete your application online.


What if you cannot process my request?


You would be able to contact us by phone or schedule an appointment if you cannot process your request.


What if I am the spouse of a retired or disabled worker?


You should fill out your application for monthly benefits or just Medicare online within 3 months of age 62 or older and must meet certain criteria.


Would I still qualify for benefits if I never worked under Social Security?


Are you a spouse of a retired worker?


Yes, I am a spouse of a retired worker.


Then you qualify for spouse's' benefits.


What about survivors benefits?


You can use our Survivors Planner to learn about your benefits.


I am not sure if I should apply for Medicare.


I understand. It's important to consider that Medicare usually starts when you reach age 65.


Are you planning to delay starting your benefits?


Yes, I was thinking about doing just that. You know, my current situation made me think a delay might be a good idea.


In that case be sure to contact Social Security about 3 months before you turn age 65 to check about applying for Medicare.


What if my widower remarries later and wants to apply for spouse's benefit on their record? What happens if the amount they receive is higher than the benefits they receive on my record?


In this case, your widower would receive a combination of benefits from you and his new spouse that equals the higher amount.


Do you have any suggestions on when should I apply for Medicare? I believe my wife is eligible to receive benefits on my record. What can you advise me to do?


If your wife qualifies for benefits from your record, the value of her benefits, added to your own, may help you decide if taking your benefits sooner is your best choice.


In addition, I'd like to learn more about the special Lump-Sum Death Payment. Is there a chance I'll get a lump sum payment?


the lump - sum can be paid to the worker 's child or children if , during the month the worker died , the child


If I have health insurance at my current job, will my Medicare benefits affect me? I can't get both Insurance?


Even if you have health insurance through a current or former employer or as part of your severance package, you should still check to see whether you need to sign up for Medicare. Some health insurance plans change automatically at age 65.


Will do. So tell me, could I also choose to get my retirement benefits earlier?


That is possible, you may choose to start receiving retirement benefits earlier.


Well, I'm just thinking here. About life expectation and all. What good is retirement if I don't live to see it?


Allow me to ease your fears: about one out of every four 65-year-olds today will live past age 90. One out of 10 will live past age 95.


Do I need a Diesel Opacity Emission for my out of state registered vehicle? It is a model year 1996.


No, you don't need an inspection, however please note if your vehicle is greater than 8,500 lbs, the NY State Police or the NY Departments of Transportation and Environmental Conservation may request an inspection.


What happens if it fails inspection?


Then a traffic ticket may be issued.


How much is the ticket?


That information is not provided.


What do I need to buy to become a diesel emissions inspection station?


You would need to purchase a smokemeter that is approved by the DMV.


Then I could perform inspections?


As long as you are licensed for that specific type of vehicle.


Do I need to submit proof that I bought the smokemeter?


Yes, you would mail in a copy of your paid invoice.


My emissions certificate expired. What do I need to do?


Do you have an existing certificate on the vehicle?


Yes, and it is expired.


My vehicle is over 8,500 pounds. Do I need to have it inspected annually?


No, but please note that you may be subject to a random insection at any time.


what can you tell me about Returning IDR Applicants


I file an annual recertification of your income


not


you want to Recalculate your monthly payment


yes


your income or family size has changed


you can request that your income - driven payment be re - calculated to reduce your current monthly payment


I'd like to ask you if is it necessary to take entrance counseling before requesting assistance for my loan?


Exactly, it is important for your first subsidized direct loan, or unsubsidized direct loan as a college student.


When can you ask for advice?


Can you complete the assessment at any time?


just wanted to know about getting financial aid


Okay, don't forget to try and accept the financial aid funds you won't have to pay back


Has your school financial aid office sent you an aid offer?


no, haven't asked yet


Unfortunately, no relevant information is found.


what about loans, any tips?


Make a budget so you borrow only what you need


what does a promissory note do?


If you sign it you are promising to repay your student loan.


what do I do when they offer me financial aid?


You might have to sign the offer and mail it back to the school


About receiving financial aid, do I have to request the payments from the school or do they do the process themselves?


The school must do the payments directly to you at least you ask for a different method of payment.


Hi, who did you provide Social Security benefits to?


One of the things you should be clear about is being retireable.


Perfect, what else do I need to know?


Social Security can provide benefits to several of your family members.


Where can I find more information?


You can visit us and look for more information on the subject.


What is the Retirement Planner?


It is used more mind to learn more about the subject.


Can I use the benefit calculators to qualify the benefits?


Sure, it's important for that purpose.


Does insurance protect my family members?


Sure, they perceive the benefits.


How to Become a Driving Instructor What tests do I have to pass?


The is similar to the vision test you must pass to qualify for , or renew , your driver s license . You can take the vision test at DMV , or you can have your eye doctor or physician conduct this test and complete the Vision Test Report form MV-619


did you not pass this test?


yes


you will have to submit a new application including photos and $ 10 fee


can you give me details of About Your Driving School Instructor Certificate


you pass all tests?


not


Unfortunately, no relevant information is found.


Do I have to have a valid driver's license to operate in New York State?


yes, that has been valid for at least 2 years preceding application in the class of vehicle that the instructor intends to teach in


If a customer or DMV employee asks to see the certificate


you must be able to present it


What do I have to complete for the instructor certificate?


Before your Driving School Instructor Certificate can be renewed , you must also complete a course in driver training and traffic safety , approved by the Commissioner , consisting of at least 30 hours known as the This 30-hour course is taught by various community colleges and driving schools that have been approved by DMV to provide this course


What if I lost my job and cannot make my monthly student loan payment?


Are you not able to make your payment at this time?


Yes, I am not able to make my student loan payment.


You should contact your loan servicer as quick as possible and they could help you with options at this time.


Could I just let the delinquency or default notices alone until I can pay it?


It is smart to never ignore your delinquency or default notices from your loan servicer.


What about my promissory note?


You should always read your promissory note because it is a legal document and once signed it means you are legally responsible to repay your loan according to the terms.


I see. Let me ask another question. How much is the extension if I cannot pay with that 15% of my salary? . Ok, but do you have any advice on how to avoid the garnishment of 15% of my disposable salary?


You can negotiate repayment terms acceptable to ED or the private collection agent and ensure that ED receives the first payment no later than 30 days from the day the garnishment notice was sent.


cool. Can you tell me more about what should I do if I'm contacted by anyone that's not the Default Resolution Group about fees for getting my student loan out of default?


Sure. You can read our blog post "Don't Be Fooled: You Never Have to Pay for Student Loan Help". You can find very useful information in that post.


I would like to know what happens after passing my road test.


You will receive from our license examiner an interim license that allows you to drive. Please, keep the interim license with your photo learner permit. You will receive your photo driver license in the mail in about 2 weeks.


What are the steps if I am 17 years old?


If you are 17 years old and you have a Class DJ, MJ or DJMJ driver license, you must obey the restrictions for junior drivers. For more information you can see "Graduated Driver License GDL Law and restrictions on drivers under age 18".


How can I get a Pre-Licensing Course Certificate MV-278?


For more information about it, see "Prepare for your road test". The fee for up to two road tests for a non-commercial license is included in your $10 driver license application fee. The earliest date is within three to five weeks.


What if I fail my road test?


Don't worry about it, you can pay for additional tests online or by phone.


My learner permit will expire 2 weeks before my road test, is that a problem?


Yes, you must get a new learner permit. For more information about it, please, see "Get a learner permit".


I want to get VA disability


Okay, we can help you find out if you are eligible for VA disability benefits for a presumptive disability or other service-connected condition .


Would you like to find out what happens after you file for VA disability compensation ?


no I need other info


Would you like to find out how to prepare and file a claim for disability compensation?


no I think I know how


Would you like to find out if you are eligible for VA disability benefits for a presumptive disability or other service-connected condition?


yes, I want to get VA disability benefits if I can


can I check on it after I do the application?


Yes, we can help you check your VA claim status.


can you help with my disability rating too?


I got it. Another question about free application for federal student aid. Will I have to provide all the information about my parents on my form?


Yes, look for your highest disability rating in the left column and your lowest rating in the top column and your combined rating is the number where the two intersect , rounded to the nearest 10%.


Yes, we have more information on how we assign disability ratings and effective dates , and what to do after you get your rating .


On a similar note regarding  disability compensation, what kinds of persons are eligible for VA disability benefits,?


VA disability compensation offers a monthly tax-free payment to Veterans who got sick or injured while serving in the military and to Veterans whose service made an existing condition worse. You may qualify for VA disability benefits for physical conditions and mental health conditions  that developed before, during, or after service.


I want to open up a driving school and I have a few questions about applying.


I can help you with that. Have you received approval of your business name from DMV?


No, I haven't yet.


Do you have employees that will be working at your business?


No, it will just be me for now.


Have you completed Personal History form MV-521.1 for each owner, partner, corporate officer, agent, employee, and major stockholder 20 % or more of stock listed on your Driving School Application MV-521?


Yes, I have completed this.


Do I need to fill out any forms to show that I don't have employees?


Yes, you will need to submit a CE-200, which is available from the NY State Worker's Compensation Board. This form is very important because it shows the government agency that Workers Compensation and Disability Benefits insurance are not required.


So, I don't have to get Disability Benefits insurance?


That is correct. Since you will not have any employees, Disability Benefits insurance is not required.


What happens after I apply?


After your application is reviewed by the Albany DMV, it will be sent to your local DMV office. Your local DMV office will then schedule an inspection of your business.


Good morning. I was hearing the other day about things I'm supposed to do ti repay my student loans and heard bout something called MPN, what's that?


Yes. MPN stands for Master Promissory Note and is a legal document in which you promise to repay your loans plus any accrued interest and fees to the U.S. Department of Education. Besides that main purpose, it also explains your loan's terms and conditions.


Oh isee, so it's a kind of written guarantee, isn't? So, That applies for any type of Loan?


That's right. A MPN can be related to both Subsidized and Unsubsidized Loans alike, which are available to eligible graduate or professional students.


Oh, i see. And that's just for those kinds of loans only?


No, you also have a MPN related to loans from the Direct Plus kind.


Are you clear about who have to pass through this?


No, i'm not so sure about it,


O.k that's fine, we'll just review that in a moment. Are you aware about the time needed to complete a MPN?


Yes, i heard that takes like an hour or so. IS that right?


Oh , by the way, can you tell me about what i need to go ahead with the MPN?


Sure. First, let me correct you in something. Session to complete MPN must go for less than thirty minutes. Regarding on what you'll need, it is imperative than you have your verified username and password for your FSA ID, the school name and address and contact information.


How do I go about registering a moped?


Does yourmode of transportation have more than two or three wheels?


no


They are the same requirements as motocrycles


ok then that does not apply to me. Thank you


Did you complete the document guide?


I am sorry no I did not.


what are the requirements in obtaining a moped liscense?


There are permit restrictions to all permit classes


What if they are 16 years old?


If they are that age Junior operator restrictions apply to class DJ and MJ permits and driver licenses .


What is a limited use motocycle?


Good question! New York law defines limited use motorcycles , which are commonly called " mopeds " or " motor scooters " , as " limited use vehicles with two or three wheels .


I wonder when to start retirement benefits?


When to start collecting that benefit is a personal decision.


At what point do you start receiving benefits?


It is noteworthy that you will receive the full amount of your benefits.


What will happen to the unused money?


Primarily it goes to a Social Security trust fund that pays monthly benefits to you and your family.


What happens if you delay collecting benefits?


This retirement benefit will continue to increase until age 70.


Okay, what should I know?


The maximum retirement benefit of the Insurance depends on several factors.


Perfect, thanks for the information.


can i get More information about VA mental health services


sure I can help you. Get answers to other questions you may have about our services


do you qualify for va healthcare?


yes i do


Call our general VA hotline at 800 - 827 - 1000 to find out what your care options may be


I'd like to know if will I be eligible for VA health care benefits if I'm a current or former member of the Reserves or National Guard?


you must have been called to active duty by a federal order and completed the full period for which you were called or ordered to active duty


I'm looking for information on VA mental health programs. Is it true that mental health issues jeopardize security clearances?


no


What I need to do?


You need to sign up first and then get access to all the help we can provide you.


Do you know about how to register. What other resources and support outside the VA


Start an online chats    Or call 800 - 273 - 8255


are there websites to visit for support?


visit the Military OneSource website or call 800 - 342 - 9647 anytime , day or night


is there also a phone nyumber?


call 800 - 342 - 9647 anytime , day or night


what is the psychological health resource center?


The Psychological Health Resource CenterThe center works to improve the lives of Veterans , service members , and their families by advancing excellence in psychological health care , readiness , and prevention


I need help with the benefits planner for retirement.


Do you need to know about the Government Pension Offset or GPO?


Yes I need to learn about the GPO.


Will you receive a pension for work not covered by Social Security such as a government employee?


Yes, I will receive pension for work not covered by Social Security.


If that is the case, then any Social Security benefits you may be eligible for it will be reduced but you will still get some.


What do i need to do to estimate my future spouse's benefits under GPO?


You need the estimated gross monthly amount of your pension for your government job not covered by Social Security and the monthly amount of your Social Security benefit as a spouse before the effect of GPO.


Will I be eligible for Social Security retirement benefit based on my own earnings?


Do you have a higher benefit based on your spouse's earnings?


No my earnings are lower than my spouse's.


can you give me details of Computerized Vehicle Inspection System


Only stations that inspect group 1a vehicles are required to have a CVIS . Opus Inspection is the current vendor providing the equipment to New York State inspection stations .


Do you want to sign the station agreement and request equipment?


To sign the station agreement and order equipment visit www.nyvip.org  For additional information Opus Inspection can be reached at 866 623 - 8378 .


Unfortunately, no relevant information is found.


which is the topic


Inspection


What should I do to prepare a complaint against their company?


Keep a copy of all important paperwork in an easy-to-access location


what could happen if we go to a hearing?


The result of the hearing may be no action, a civil penalty, and/or a suspension or revocation of your ability to operate as a vehicle related business in New York State. You may also be offered the opportunity to pay restitution to the consumer in lieu of the fines and/or penalties, or to have the penalty reduced.


but before that we can try to resolve this right?


Yes, a Consumer Services Representative from the DMV will contact you in an attempt to resolve this complaint


How would I go about applying for a Total and Permanent Disability Discharge (TPD)?


You would need to complete a TPD discharge application and send it in along with any required documents to Nelnet, the TPD discharge servicer.


How can I learn more about applying for this TPD discharge and obtain an application?


You should take the time to visit our TPD Discharge website at disabilitydischarge.com and select "Application Process".


Also, I need to really find out how TPD works. Is there a minimum or maximum amount to be repaid if I am approved for a loan forgiveness?


Upon approval of a loan discharge, whatever balance is outstanding along with whatever repayments you made to the loan are refunded


Is it possible that a parent PLUS loan could be discharged?


Have you evidence that the school falsely certified the student's ability to benefit from its training?


No, I have no evidence as yet


Do you know if the student in question had a disqualifying status at the time that the school in question certified the eligibility to receive a parent PLUS loan?


I don't know the answer to this but will be making enquiries to find out


Is there any evidence available that the school signed your name on the promissory note or other loan documents without having your authorization?


No evidence to my knowledge, but again, I will be looking in to this


If none of the above criteria can be met, then you will not qualify for any discharge of your parent PLUS loan


Is there any career information that you can give me, I'm currently exploring all the different options that are available to me


I am going to share a link with you that will bring you to a lot of information in this regard


Is there a particular career that I could pursue if I love working with animals?


You will be able to find all possible careers on the link that I will share with you


What is the basis for getting a tuition fee discount?


Colleges and career schools may offer discounts on tuition if you are a child of an alumnus or alumna i.e., if your parent went to the school ; more than one family member is enrolled at the school ; you are a student government leader or the editor of the college newspaper or yearbook ; you are an older student ; your family s main wage earner is unemployed ; or you or a member of your family works at the school.


No, none of my parents did.


Is more than one family member enrolled at the school?


Yes, my cousin is.


In that case, colleges and career schools may offer discounts on tuition.


That's great to hear! I've also read about combined degrees, what about those?


Some schools offer combined degree programs or three-year programs that allow you to take all of the courses needed for graduation in three years, instead of four, thereby eliminating one year's educational expenses.


Hello, can you tell me what the Extended Payment Plan consists of?


One of the important things to note is that it will be paid during the 25 years.


There are various forms that can be considered for payments, such as the Standard Payment Plan.


Can monthly payments be made?


It is noteworthy that the payment plans are appropriate in his opinion.


This reminds me of considered for payments. I understand but if I have not filed a federal income tax return in the last two years?


In that case, alternative documentation of your income will be used to determine your eligibility and calculate the amount of your monthly payment.


Can you also please explain the Loan Simulator to me?


There are various agencies that can advise you to take the best payment plan that is best for you.


What should I do if I need more information about all of the federal student loans I've received?


You can visit My Federal Student Aid to get this information, where you will also find contact information for your loan servicer


In relation to the Extended Repayment Plan. What is the cost per month?


It consists of a monthly payment that can last 25 years.


Can you tell me what is the eligible Federal Loans?


There are various loan plans that are available for students.


What if you are a FFEL borrower? What influences the payments?


It consists of choosing the Extended Repayment Plan for your FFEL Program loans, but not for your Direct Loans.


Hello, hope you're doing well. What requirements do your home loan programs for veterans have?


You're in the right place. Here you can learn about VA home loan eligibility requirements for a VA direct or VA-backed loan, or find out how to apply for a Certificate of Eligibility COE to show your lender that you qualify based on your service history and duty status. Keep in mind that for a VA-backed home loan, you'll also need to meet your lender's credit and income loan requirements to receive financing.


Can I use a COE I used before?


Have you sold the home you bought with the prior loan and have paid that loan in full?


Yes. I used a loan, but I finished paying it back in full last year.


In that case you may be able to restore an entitlement you used in the past to buy another home with a VA direct or VA-backed loan if you meet at least one of the requirements.


Can you tell me the requirements then?


Yes, one of them is that you must be a U.S. citizen who served in the Armed Forces of a government allied with the United States in World War II.


I see. Well, what if I have received a bad conduct? Those were very turbulent times and everyone made mistakes.


In that case you may not be eligible for VA benefits.


And how can I apply for my COE?


You can apply online right now.


Right now? That's great. I might have to request an entitlement restoration though. How can I do that?


Simply fill out a Request for a Certificate of Eligibility VA Form 26-1880 and send it to the VA regional loan center for your state.


I need to know what original documents that I need.


To prove immigration status, there are some specific documents you need.


Are you trying to prove your child's U.S. immigration status?


Yes I am


We will need your child's current U.S. immigration document, like a I-551 Lawful Permanent Resident Card, Machine Readable Immigrant Visa, I-766 Employment Authorization Document, EAD, or a work permit.


What if you are not a U.S. citizen?


Then Social Security will want to see a current DHS document like a I-551 Permanent Resident Card.


What about taxes?


You can apply for an Individual Taxpayer ID number


Can you get benefits and services without a SSN?


Yes, you do not need a number to conduct business with a bank, register for school, apply for educational tests, obtain private health insurance, apply for school lunch programs, or apply for subsidized houses.


Can you use a number to work?


No, you can't use it to work.


What happens if I work?


If you do, we will inform DHS.


I need more information on Driver Responsibility Assessments


Have you been convicted of a DWI or DWAI?


Yes a DWI


You will be required to pay a driver responsibility assessment each year for the next three years. For more information see Pay driver responsibility assessment


Where do I enroll?


our Order of Suspension or Revocation from the Department of Motor Vehicles DMV will indicate a nearby state or county motor vehicle office where you may enroll in the Impaired Driver Program and apply for a conditional license / privilege , if applicable


Can I get a conditional license with a DWI?


Your license or privilege to drive in New York State will be revoked or suspended. However you may be eligible for a conditional license or a conditional driving privilege if you participate in New York State s Impaired Driver Program IDP previously known as Drinking Driving Program DDP or an approved out - of - state program


Do I need to bring anything with me?


You must bring written permission from the sentencing court , or your probation officer , that allows you to apply for a license


When does the suspension begin?


our license suspension or revocation officially begins at your hearing or sentencing in court , unless the court gives you a Continuation of Driving Privileges MV-1192. Your credit for serving the suspension or revocation begins on the effective date of the order


Could I be eligible for a conditional license?


You may be eligible for a conditional license or a conditional driving privilege if you participate in New York State s Impaired Driver Program IDP previously known as Drinking Driving Program DDP or an approved out - of - state program


I'm looking for more information on disability because of mustard gas contact


We can help you. You can email us if you need help filing a disability claim. Do you need our email address?


not yet, maybe when I start filling out papers


Unfortunately, no relevant information is found.


I have a quick question before I ask what I came here to ask,  do you have numbers on how many veterans volunteered for chemical and biological testing?


As many as 60,000 Veterans volunteered for medical research for the U.S. Biological and Chemical Programs.


Also, for someone who has been exposed to Agent Orange. How do I apply for, and receive disability benefits?


You'll need to file a claim for disability compensation and show that you had exposure to Agent Orange while serving in the military.


I understand I will have to file that claim. Okay, so what does one of those Army vets need to get benefits?


Let me ask you some questions to see if you may be eligible for medical care. Did you volunteer for research involving chemical and biological testing between 1942 and 1975 ?


no , not me


You did not meet the requirements to get medical care through the U.S. Army


How would I get benefits for agent orange illness?


You would need to file a claim for disabillity compensation and submit the evidence you have.


How do I appy for retirement benefits?


Do you have a computer you can log on to SS office


Yes can I apply online?


SS has an online retirement application that you can complete in as little as 15 minutes easily


There are some information I want to know about the number of credits needed for disability benefits. Okay, but what if I´m statutorily blind?


In that case you must only meet the duration of work test.


How many credits do I need for retirement benefits if I was born in 1983?


You need 40 credits to qualify for retirement.


I see. Is there anything else you can tell me about the credits I need for retirement?


Were you born after 1928?


Yes, I said so before. In 1983.


In that case you need 40 credits to qualify for retirement.


Am I able to use the VA Appointments tools?


Yes, you can use these tools if you meet all the requirements.


How would I know if my VA health facility uses online scheduling?


You can check our list of VA facilities that use online scheduling tool and we hope to expand in the future.


Can I use secure messaging to schedule my appointments?


Yes, as long you use Secure Messaging with you VA health care team you maybe able to use this service to schedule and cancel appointments.


What must be true for me to use the VA appointments tools?


Are you enrolled in VA health care?


No, I am not enrolled in VA health care.


Then you are not able to use the VA appointments tools at this time.


What types of VA medical appointments are able to be scheduled online?


it all depends on your VA health facility has it?


What is the fasted way to make all VA appointments?


You should usually call to make all VA appointments because it is the fastest.


Hello, I  have a body shop and moved it to other address. What can I do for a new licence?


Did you report that to us?


Oh no, not yet


Ok so, you must preparea Statement of Ownership and/or Permission to Use Place of Business pdf


Is there anything else?


You can take form by calling DMV Office of Vehicle Safety and Clean Air.


Can you tell me the number of that place?


Ok please write. 1 - 518 - 474 - 4653


Is there anything else I must do?


Yes. your shop must also have Certificate of Occupancy.. For that please provide the Facility number of your shop


What is your mail adress?


For Consumer & Facility Services Application: NYS DMV Bureau of Consumer & Facility Services Application Unit P.O.s  Box 2700 Albany ,s NY 12220 - 0700


and finally anything else?


Yes If you also have an Inspection Station License ,  please check Inspection Station Cap Information


Hello, I would like to know Who is my student loan administrator?


Of course, we can also help you learn about the role student loan administrators play in the repayment process and which administrator handles your federal student loans.


Who should I contact for information on loans?


Is your loan for the current or next school year?


yes for the current school year


In that case contact your school's financial aid office directly for information on


Another question, these days a private company contacted me to ask me to pay the registration fees, is that normal?


in that case it is not us, you must withdraw it is a scam.


ok thanks for the warning, I'll keep that in mind. something else I would like to have more understanding of loan transfers, could you help me?


Of course In some cases, we need to transfer loans from one administrator to another administrator.


and can they transfer it to other administrators?


If we transfer your federal student loans from one administrator to another administrator, your loans will remain the property of ED. Transferring to another servicer simply means that a new servicer will provide the support you need to fully repay your loans


I want to find out if I can get VA pension benefits through my husband and how it works


A VA Survivors Pension offers monthly payments to qualified surviving spouses of wartime Veterans who meet certain income and net worth limits set by Congress. We can help you find out if you qualify and how to apply.


and it can offer help to the kids of veterans too?


Yes, unmarried dependent children of wartime Veterans who meet certain income and net worth limits set by Congress


can I go to your offices when I have time to do the application?


Yes, you can bring your application to a VA regional office near you . We can help you find a VA regional benefit office near you


what does the son of a veteran that has passed away need to be able to qualify for a VA survivors pension?


To be eligible for this benefit they must be unmarried and meet at least one of the requirements.


what are the requirements?


Is the child of the deceased wartime veteran under the age of 18?


no they are 19


Is the child of the deceased wartime veteran under age 23 and attending a VA-approved school?


no


Is the child of the deceased wartime veteran unable to care for himself due to a disability that happened before age 18?


yes he is disabled


The child may be eligible for a VA Survivors Pension


Is there a way to get temporary relief for my student loan payments?


Yes, you can get your payments for your student loans suspended for a short period.


Are you in a short-term financial bind?


Yes, I am temporarily laid off for four weeks.


You may actually qualify for a deferment or a forbearance and temporarily suspend your payments.


Could I qualify for loan forgiveness eventually?


Yes, you could qualify for loan forgiveness on our remaining balance if your loan is not paid in full after 20-25 years.


Is it better to get relief with lower payments through an income-driven repayment plan?


Yes, it might be a better option because your income-driven repayment base your monthly student loan payments on your income and family size and you could have a payment as low as zero each month.


What happens during the deferment or forebearance?


Interest will accrue during your period of deferment or forbearance except in cases like one offered as a result of COVID-19 national emergency.


Would it be best for me to consider other options besides deferment or forebearance first?


Yes, because your payments could be more affordable if you change to an income-driven repayment plan.


need to know the renewal fee


The renewal fee is on the renewal application we mail you and displayed before you pay online. We also have a chart for different types of licenses and I can link you to it.  The fees listed include the photo document fee and the supplemental Metropolitan Commuter Transportation District fee, if required.


Would you like to know about combined class fees?


no


Do you have info for vets that are renewing?


You can look at our military resources for more information on renewing, and thank you for your service


will my ticket go away if I renew and just got a ticket for an expired license?


If you drive with expired license and get a traffic ticket, you will receive fines and penalties


can I renew if I'm in Canada?


Yes, we recommend that you renew your NY driver license through the mail.


do I get the under 21 print on my license even if I won't be under 21 after some time?


If you renew more than 40 days before your 21st birthday, your license will have 'UNDER 21'


What is the Montgomery GI bill Active Duty?


The Montgomery GI Bill Active Duty MGIB - AD can help you pay for education and training programs .


Have you served at least 2 years active duty?


Yes


Great we can find out if you qualify for the MGIB-AD program.


Are you aware of the program's advantages? Finally, if I begin a training program, will I be required to attend in person?


Yes, but also if you attend it in person your housing stipend will be equal to the monthly military Basic Allowance for Housing for an E-5 with dependents, and this will be based on the zip code where your training takes place.


Also, would you like to find out if I am eligible for educational benefits through the MGIB-AD program?


You can get education benefits through this program if you were honorably discharged and you meet the requirements of one categories .


Is it possible for an approved representative to assist me in applying for educational benefits?


Yes, they can help you file your claim.


Good to know! thanks for helping me with that dim what do you need? . How do I get my registration certified?


The certifying official may be someone in your school 's financial aid , Veterans affairs , registrar , admissions , or counseling office .


Do you need on-the-job training or an apprenticeship?


For on - the - job training or an apprenticeship , the official may be someone in your school 's training , finance , or human resources office .


I'm planning to apply for social security and direct deposit and I need some information about the process.


Of course. Are you currently not receiving any Social Security or SSI benefits yet but are you planning to apply?


Yes, that'd be the case.


Then you should tell the Social Security representative when you apply for benefits that you want to sign up for Direct Deposit.


What if I already own a bank account?


Then you should bring your checkbook or a copy of your bank statement with you.


Will do. And what can you tell me about this direct express card I've read about?


The Direct Express card is a debit card you can use to access your benefits. And you don't need a bank account. With the Direct Express card program, we deposit your federal benefit payment directly into your card account.


Sounds great. How can I sign up for such a card?


It's quick and easy to sign up for the card. Call the toll-free Direct Express hotline at 1-800-333-1795. Social Security can help you sign up.


Alright. Back to direct deposit, what should I do next if I have an account?


Then should let the representative at the financial institution know that you are interested in signing up to receive your benefits by Direct Deposit.


i need help for tutorial assistance


Are you using VA educational assistance and struggling with the courses?


I am not using VA educational assistance yet


Unfortunately, no relevant information is found.


Would you like to know if I am eligible for VA educational assistance benefits?


ok answer the following questions Are you enrolled in a part-time or longer educational program?


yes


Are you taking a course that is difficult?


not


you cannot be eligible for this benefit


Okay, that's it. I'd also like to learn more about education benefits. What other GI Bill choices do I have?


You can use the GI Bill Comparison Tool or apply for education benefits.


I can't be on active duty because I'm sixty years old, but I still want to apply for this program. Is there any other way for me?


Of course, you can explain your case to program's director and maybe you can get an exception, remember that this is a five-year program and you can participate as long as it is available.


What original documents are needed?


We would need to have information about immigration status.


Do you need to know what documents needed to prove your child's U.S. immigration status?


No, I all ready have information to prove my child's U.S. immigration status.


What happens if I do not have the specific documents in the time period?


We will ask to see others documents that are not expired, have to show your name, and birth age and recent photograph.


What do I need if child does not have permission to work?


Lawfully admitted noncitizens can get many benefits and services without social security numbers.  You do not need a number to conduct business with a bank, register for school, or apply for educational test.


What happens if you are a J-1 student?


If you are a J-1 student you must provide a letter from your sponsor and should be on the letterhead of the sponsor with original signature that authorize employment.


What documents do I need to show child's U.S. immigration status?


You must provide your child's current U.S. immigration document such as I-551 Lawful Permanent Resident Card, Machine Readable Immigrant Visa or I-766 Employment Authorization Document, work permit.


I need standard driving record info


Do you need to know what a Standard driving record has in it?


yes


Standard driver records contain information related to your record for the past few years.


is there anyway to get records that go beyond a few years?


A lifetime driving record has all the information that the DMV has on you


Got it. Another question about applying for  automobile insurance, why do Insurance Companies need this information, I can give it to them myself?


If you apply for insurance online you would expect a rate quote within minutes. To do this insurance companies need to have access to your information instantly. To provide this kind of service insurance companies need access to DMV information so a direct pay-per-search service has been provided to companies. They are able to check your driving history and therefore provide you with a quote almost immediately.


What if my driving history is not correct?


If you feel the information is not correct you would have to purchase your driver record and send it to the insurance company before they could issue you with a quote. This practice would slow down the process and probably be very inconvenient.


Is it possible to get this information in person? If I visited your offices could I get this information immediately?


Yes, that is possible. You can visit the office and request the information at the counter. Anyone can visit the office and purchase a driver license record so long as the requestor provide sufficient identification and can identify one and only one record that is required.


What if I am a Hazardous Materials Driver?


The same rules apply to businesses transporting hazardous material. Most people would like to know that drivers hauling hazardous materials have the necessary license to do so as well at the necessary training for your safety as well as everyone elses'. NY State laws require hazardous meterial companies to only hire and employ drivers who are qualified and have valid licenses.


What are the waiver of premiums for policyholders who become totally disabled?


A waiver of premiums means you won't have to pay your life insurance premiums the monthly payments you make to hold your policy


You may be able to get a waiver of your life insurance premiums if you meet all of the requirements listed below


What are the requirements that I must meet to obtain it?


Unfortunately, no relevant information is found.


How do I apply  for benefits?


[39] fill out and sign a Claim for Disability Insurance VA Form 29 - 357 .s   [40] Mail it to the address listed on the form .   [41] Download VA Form 29 - 357 PDF


Okay. For more information and resources on VA life insurance. Can I get and save forms?


Yes you can download the forms you need to apply for and manage your life insurance benefits .


What is VA life insurance?


VA life insurance can offer financial security for Veterans , service members , and their spouses and dependent children .Explore your options , manage your policy , and file claims to get the insurance benefits you 've earned .


Are there other VA benefits and services available?


Yes, such as Get help planning a burial , order a headstone or other memorial item , and apply for survivor and dependent benefits .


Hello, do I need information related to the federal aid program?


In important highlight that federal student aid to pay your expenses.


What is the form of housing?


Are you interested in life insurance?


I wonder what kind of help can I ask for help?


You can get that information at the institution.


What student aid can you request for international studies?


Many international schools are offering help to students.


If you give me the help, what is the payment system?


The process involves electronically transmitting from the United States Treasury to the designated bank of the international school.


Also, if there is money left it is transferred to your account.


What does this procedure consist of?


It is noteworthy that the excess money will be given to you.


Hello, i need to get my own CDL driving record, what are the procedures to getting one?


Sure, but before proceeding, do you know how does a CDL work?


Can the CDL be made online? or is it strictly in an office


It can be made online through MyDMV


Is it free?


You have to pay a fee of $7.


What can i do if i ordered my CDL and i haven't received it yet?


Sadly, you only have the option of waiting for it to arrive. With that document you can create a MyDMV account.


What if i can't access MyDMV. What are other options to get my CDL?


You can mail a request for a Certified CDL Abstract PDF. The fee cost would be $10 instead of $7 or you can have your employer order your CDL through LENS.


What do i need to create an MyDMV account?


You will need a New York State license, permit or non - driver ID.


Hi, it has been some days since i was taken my photo for my veteran health card. I think it should have arrived already. could be a problem with it?


Standard waiting time is about 10 days. Have you been waiting for that time or more?


Um, no, now i think about it, but close. Anyway, there's some number i can call in?.


There is. Do you have any hearing impediment?


No, i don't have any of that.


Unfortunately, no relevant information is found.


Never mind. I have some other question. If i have my card and well, it get lost or worse, stolen, and lets say i'm getting treated in a different medical center rom that i said in my earlier request, what should i do?


Then you mus contact your current medical center or call us at 877-222-8387.


Can you please tell me in English how I would go about applying in person  if my card gets lost or stolen and I am not currently near my usual VA medical center?


Go to your nearest VA medical center or clinic. Bring a signed Application for Health Benefits which is VA Form 10-10EZ with you. We can help you find a VA medical center or clinic near you


Another query regarding the Veterans Identification Card. Can you tell me about the new card's benefits?


The new document has more features offered to you, because is more inclusive, using Braille language and depicting which branch you belong.


Yes, of course. I need to inquire about the Department of Defense Identification Card now. Is there a limit to the number of states you may have?


Depending on your status , the DoD issues either a Common Access Card CAC or a Uniformed Services ID Card USID


Hello, I would like to obtain information about retirement benefits


We want you to know what Social Security means to you and your family's financial future. In this section, you can learn how Social Security works, who is eligible for retirement benefits, and what to consider before applying. Read on to understand how Social Security fits into your retirement plan.


What is the full retirement age?


The full retirement age is the age at which you will be able to collect the full amount of your retirement benefit. The full retirement age is 66 if you were born from 1943 to 1954. The full retirement age increases gradually if you were born from 1955 to 1960 , until he turns 67 years old.


Were you born after 1960?


yes


For anyone born in 1960 or later, full retirement benefits are paid at age 67. You can find your full retirement age by year of birth in the full retirement age table.


what else should i do...


Set up your financial plan with Social Security


and all income is calculated the same?


there are some types of income that have additional rules


At what age should you start receiving benefits?


The age at which you start collecting your retirement benefit affects the amount you will receive. There are three important things you need to know about age when thinking about when to start your benefits.


Hi. I would like to know about the VA home loan programs for surviving spouses


To get a VA - backed home loan as the surviving spouse of a Veteran, you'll need a Certificate of Eligibility COE to show your lender that you qualify for this benefit


How do I know if I'm eligible?


[4] Find out if you can get a COE .s   [5] Keep in mind that you ll also need to meet your lender s credit and income requirements to get a loan.


ok, how can I get a COE?


[7] You may be able to get a COE if you re the spouse of a Veteran , [8] and at least one of the descriptions below is true for them .   [9] At least one of these must be true .r   [10] The Veteran :     [11] Is missing in action


no


The Veteran : Is a Prisoner of War POW?


Yes


If you re the spouse of a Veteran that is a Prisoner of War POW, Then you are able to get a COE


what do I have to do?


Note:   [20] A surviving spouse who remarried before December 16 , 2003 , and on or after their 57th birthday , must have applied no later than December 15 , 2004 , to establish home loan eligibility .   [21] We ll have to deny applications we received after December 15 , 2004 , from surviving spouses who remarried before December 16 , 2003 .


How do I apply for a COE if I'm not receiving DIC benefits?


[35] You ll first need to fill out an Application for DIC , Survivors Pension and/or Accrued Benefits VA Form 21P-534EZ .s   [36] Download VA Form 21P-534EZs   [37] You ll also need :     [38] The Veteran s DD214 or other separation papers if available , [39] and     [40] A copy of your marriage license , [41] and   [42] The Veteran s death certificate   [43] Get military service records online   [44] Submit the form and documents to the VA pension management center that serves your state .   [45] Find a VA pension management center


What exactly is Exit Counseling?


Has someone explained to you what Exit Counseling is pertaining to your federal student loan?


No one has explained to me what Exit Counseling is?


Do you know that you are supposed to complete Exit Counseling because you have received a subsidized, unsubsidized or PLUS loan under the Direct Loan Program?


No, I was never told about Exit Counseling and that I should complete it.


Do you know how long it would take for the entire Exit Counseling session?


No, I do not know how long the session would take.


Do you know what you need to complete the session?


Yes, I know I need my Verified FSA ID.


Yes, you are correct that you need a Verified FSA ID.


Who should complete the Exit Counseling?


Students who have received a subsidized, unsubsidized or PLUS loan under the Direct Loan Program or FFEL Program will have to complete the exit counseling the graduate, or leave the school.


Hi. I need help adding a dependent to my disability.


I can help you with that. The simplest method is to file online.


Can you help with that?


I can do that. It's important to start as soon as you can so that your compensation starts.


Can my wife collect?


Did you start collecting disability before your marriage?


No, I was hurt before my marriage, but I did not file until I returned from my honeymoon.


Okay. That may makes things more difficult.


What if they back paid to before my marriage?


That may help your case. Thanks for sharing this info. It could help.


Do you have anyone I can contact for help when I have a claim?


Yes, you should contact a VSO.


Hello there. I need to know if I'm eligible for VA DIC as the wife of a deceased veteran.


You may be eligible for VA benefits or compensation for surviving spouses if you meet the requirements. You'll also need to provide evidence with your claim showing that one of the descriptions below is true for the Veteran or service member. Evidence may include documents like military service records, doctor's reports, and medical test results.


Do you fulfill the requirements?


Yes. At least I think I do.


Have you married the Veteran or service member before January 1, 1957?


No, I married him after.


Have you married the Veteran or service member within 15 years of their discharge from the period of military service during which the qualifying illness or injury started or got worse?


Yes, I did.


What requirements do I need to meet?


Are you unmarried?


No, I said before that I was married.


*not possible to continue*


Something else about disability benefits, what requirements does my father need for him to apply?


Your father has to be diagnosed with an illness related to Agent Orange exposure to qualify.


fine, thanks. I would like to know the meaning of VSO has something to do with the military from what I have read in many documentaries


Veterans Service Officers who work for Veterans Service Organizations are called VSOs.


Can you please tell me about exit counseling?


Are you preparing to repay a federal student loan?


I am indeed preparing to pay off my loan.


Exit counseling provides important information to prepare you to repay your federal student loan.


Have you received a subsidized, unsubsidized or PLUS loan under the Direct Loan Program or the FFEL Program?


Yes, I have.


If you have received a subsidized, unsubsidized or PLUS loan under the Direct Loan Program or the FFEL Program you must complete the exit counseling.


How long does the counseling process take?


The entire counseling process must be completed in a single session and most people complete it in twenty to thirty minutes.


Do I need anything with me in order to complete the counseling?


You will need your verified FSA ID.


Who should complete this exit counseling?


It should be completed by students who have received subsidized, unsubsidized or PLUS loans under the Direct Loan Program or the FFEL Program each time they drop below half-time enrollment, graduate, or leave school.


Hello. Hope you're in good health. I came here to learn about any educational assistance you can provide to survivors.


Of course. Here you can learn about the Survivors and Dependents Educational Assistance DEA program.


Are you the child or spouse of a Veteran or service member who has died, is captured or missing, or has disabilities?


Yes, I am the spouse of a Veteran.


In that case you may be able to get help paying for school or job training through the DEA program also called Chapter 35. You can find out if you're eligible for this benefit.


Sure, that'd be great. Which programs can I learn about again?


You can learn about the Survivors and Dependents Educational Assistance DEA program.


What about the latter then? Do I qualify for education benefits through the DEA program?


Yes, you may be able to get these benefits if both you and the Veteran or service member meet certain eligibility requirements.


Does the Veteran fulfill the requirements?


Yes, at least I think so. Can we go over them?


Is the Veteran permanently and totally disabled due to a service-connected disability?


Yes. My husband was wounded on a combat mission and has been disabled ever since.


As the Veteran's wife, is there anything I should know regarding the benefits?


Yes, your benefits start on the date we conclude that you qualify or on the date of the Veteran's death, and last for 10 years.


Can I use VA health care with other forms of insurance?


Do you have a private insurance plan through an employer?


Yes, I have private insurance through my job.


You can use your private insurance in conjunction with your VA health care.


Will I have to pay out of pocket for services that aren't covered?


No, you won't have to pay any unpaid balance that is not covered by your health insurance provider.


Were you assigned to a priority group?


No, not to my knowledge.


Unfortunately, no relevant information is found.


Will I lose my VA health care coverage if I'm in one of the lower priority groups?


Yes, you may lose these benefits in the future.


Will my family still have coverage if I drop my private insurance plan?


No, they may not have coverage because we don't know if Congress will provide future funding to care for all of the veterans who are signed up for VA health care.


Is all of my health information kept private?


Yes, your private health information is protected.


Tell me about the program of comprehensive assistance for family caregivers please.


Are you a family member caring for a Veteran with disabilities?


Yes, I am. My husband is a veteran who ended up in a wheelchair after a grenade detonated right next to him.


In that case we want to support you. We recognize that family caregivers enhance the health and well-being of Veterans they care for in their home.


Great. As the primary caregiver, what benefits can you give me?


You may receive caregiver education and training or a monthly stipend payment, for example.


Does it actually matter if I'm the primary caregiver? What is the difference between primary and secondary caregivers?


Your Veteran can appoint 1 primary main caregiver and up to 2 secondary caregivers people who serve as backup support to the primary caregiver when needed. Your benefits will depend on whether you re the primary caregiver or a secondary caregiver.


I get that. So do I qualify for the benefits of this program?


You'll qualify for this program based on your Veteran s qualifications. You may be eligible if the Veteran you're caring for meets the requirements.


Ok, what are those requirements?


Does the Veteran have a serious injury including traumatic brain injury, psychological trauma, or other mental disorder that was caused or made worse by their active-duty service on or after September 11, 2001?


No, his injuries were caused before 2001.


Then I'm afraid you aren't eligible for the program.


I want help with PTSD matters


Posttraumatic stress can happen after someone goes through a traumatic event such as combat , an assault , or a disaster . Most people have some stress reactions following trauma , but if the reactions don't go away over time or they disrupt your life you may have posttraumatic stress disorder.


how can you help me with information?


We have made great progress in treating PTSD and have brought more mental health providers to VA medical centers to help give the best care to Veterans with PTSD  You can learn about our PTSD programs


what kind of disability benefits can I get?


You can get health care, compensation payments and treatment for PTSD


and I can get this from the VA?


You may be able to get disability benefits if you have symptoms related to a traumatic event or your experience with the stressor is related to the PTSD symptoms and you meet certain requirements


can you go through the requirements with me?


okay, do you have a stressor that happened during your service?


no it didn't


In that case you do not meet all the requirements to get disability benefits


hi could you help me how to update my FAFSA application


Of course, we can help you learn what types of corrections and updates you can do and how to do them.


What kind of changes can I make to my FAFSA form once it has been processed


did you make a mistake on the form?


yes


did you make a mistake in what you reported on the FAFSA?


no


Unfortunately, no relevant information is found.


And what are the questions on the form for?


Most of the questions on the FAFSA form want to know your situation from the day you sign the application.


Do I need to fill out the FAFSA form under any specific circumstances?


Not really. But if you use to have pop-up blocker in your browser, make sure it allow you to see the pop-ups from fafsa.ed.gov


Also, I need to find out  Do I need a particular condition or do I use something in particular when I fill out the form? How will I receive my SAR?


You will receive your SAR on paper. If you included an email in your application, you can also receive an online copy.


VR&E Self-Employment track


If you re a service member or Veteran with a service - connected disability and an employment barrier who has the strong desire , skills , and drive to run a successful business


you may be interested in the Vocational Rehabilitation and Employment VR&E Self - Employment track .


Can I get help starting my own business through the VR&E Self-Employment track?


You have an employment barrier or handicap


NO


you meet all of the requirements


tell me more


You may be eligible for these benefits if you re a service member or Veteran with a service - connected disability


i am readdy to apply


Perfect. Go to eBenefits to apply


I need PSLF information?


Do you have PSLF questions?


yes a few


You can have a look at the PSLF FAQ page


anything else in case I can't find what I need?


You can contact FedLoan Servicing at 1-855-265-4038.


do contractors qualify for the loan forgiveness?


You have to be directly employed by a qualifying employer for your employment to count toward PSLF


what can I do if I missed sending in some employment certification forms?


When you apply for forgiveness, you will be asked to submit an Employment Certification Form for each employer you worked for while making the required 120 qualifying monthly payments.


do we need to be employed at a federal job when we apply?


You must be working for a qualifying employer at the time you submit the application for forgiveness and at the time the remaining balance on your loan is forgiven.


Hello I need information about the changes in the IRP registry


Do you want to know what the common changes in IRP records include?


do not


Do you want to know how to make changes to your IRP record?


Yes


To make changes to your IRP record r   complete Schedule A and C pdf IRP-6 submit all changes listed above   provide proof of identity submit for all changes listed above   provide proof of ownership submit for all requests to add vehicles


and can now transfer plates?


if among the changes is the transfer of plates from one vehicle to another


and should I give proof of ownership?


if you must provide proof of ownership send for all requests to add vehicles


and can I make the changes in the DMV?


of course You can make changes to your IRP records in the


Hello there, can you tell me how much a VSO would cost me?


Of course. In general, no individual or organization may charge you a fee to help you file your initial application for benefits. But they may charge you for unusual expenses.


Do you believe a claims agent or attorney charged a fee that s too high?


No, I currently don't have any fees connected to such services.


Unfortunately, no relevant information is found.


How can I locate a VSO?


You can find an accredited representative or a VSO by going to eBenefits to find a local representative including a recognized VSO, an attorney, or a claims agent by state/territory, zip code, or the organization's name, for example.


And what should I do after I'm done filling out the forms?


After this you'll need to mail it to your nearest VA regional office. Please speak to the service organization or representative before you send your request.


That's good to know, I'll do that. And what exactly can a VSO do for me?


Accredited representatives and VSOs can help you understand and apply for VA benefits, for example financial support monthly payments or education.


I have another questions about that topic. Is it possible to challenge a fee a VSO charges for a service?


Yes, you can challenge any fee you are charged with.


Hi. I was looking for information around the substance use on treatment for veterans. Could you help me?


There is no problem. Are you having any struggles with substance right now?


No, not me. But I'm worry about that.


There are any plan or program to help veterans with this klind of problem?


Yes, there are. We can offer treatment and support for health conditions that can be related to substance use problems, like PTSD or depression.


There's more to VA PTSD than meets the eye. I've never sought PTSD assistance before, so where do I begin?


You can contact a VA PTSD program near you or get in touch with your local VA medical center.  You can also call our general information hotline at 800-827-1000


One more thing I'd like to know if I have substance use problems, how can I access the services to the VA PTSD program?


For that, you need to apply first for the VA health care.


I want to know about the veteran suicide prevention. How should I tell my child about a family suicide attempt?


Get tips for talking to children of different ages about suicide:   Preschool children   School-age children


How do I access VA services for substance use problems? I hope not to bother


There is no problem at all. But, the VA health care program covers services to help on the treatment for substance use problems. So it's becomes the best way to receive help from us.


OK, I have contact with a VA primary care provider.


That's great! That's a first step to get help, you can talk to your provider to get a screened for the substance use and know which kind of treatment and support you can get.


Could I be eligible to have all or part of my Federal Perkins Loan canceled?


Yes, it is possible and you would have to apply to see if you are eligible.


Is there Perkins Loan Teacher cancellation?


Do you know if you are eligible for Perkins Loan cancellation?


Yes, I think I am eligible.


Then you know that you qualify for up to 100% cancellation of Federal Perkins Loan if you have served full-time in a public or nonprofit elementary or secondary school system?


Yes, I know this information.


Do you work in a school serving students from low-income families?


No, I do not.


Are you a special education teacher?


No, I am not a special education teacher.


Are you in any of the fields of mathematics, science, foreign languages, or bilingual education that the state education agency has a shortage of qualifed teachers?


No, that is not the case.


Then you do not qualify for 100% cancellation of your Federal Perkins Loan.


we need help with a complaint filed against us


Are you trying to protect your facility license, registration or certification?


yes, we need to be ready for anything that comes up


have we done the basics right of registering?


To legally operate as such a business, you must have registered with DMV. If your application was approved you would have received a certificate from DMV.


what can you tell me about the complaint process?


Has a complaint been filed against you?


yes, our first one


You will have a Consumer Services Rep from DMV contact you in an attempt to resolve the complaint. The CSR will explain the nature of the complaint and will also inform you of your rights, responsibilities, and your liability.


what do you tell customers when they ask about filing complaints against businesses like ours?


Consumers who have a complaint against a dealer, inspection station, repair shop, or dismantler are advised to try to resolve their complaint with the business manager.


can we stay open if we lose our license?


Your facility license enables you to operate in New York State. Complaints filed and charges brought against you can result in the loss of your privilege to operate as a business in New York State.


Hi. I'm doing a research about if there any vocational rehabilitation program.


Yes there are vocational rehabilitation programs for those veterans with any disability that impact their ability to work.


Alright. And what does it do for the veteran?


We offer 5 support and services tracks to help you to find and keep a job.


I'm looking for a new job, were I need skills I don't jave.


We can help you in vocational training so you can develop new job skills.


Do you bring support along the whole process of return to civil life?


Reemployment track will help you to return to your old civilian job before you were deployed.


What happens if I can not return to work immediately?


Then we can offer you an independent living track so we can help you to live as independently as possible.


That's very kind from you. This is very useful.


No problem, we are here to help you.


Did the military purposely use agent orange?


Yes, during the Vietnam War the U.S. military used agent orange to help clear aways plants and trees.


Did you serve in the Vietnam War or near the DMZ?


Yes, I was in the army during the Vietnam War.


You may have had contact with dangerous chemical. You may be eligible to receive disability compensation and other benefits for illnesses that are believed to be caused by agent orange.


What should I do if I have an unofficial symptom of Agent Orange but I think that it was due to that chemical?


You will need to provide scientific and medical evidence that your condition is related to agent orange or show that your symptoms started during, or got worse, because of your military service.


Have you filed your claim yet on this matter?


Yes, I have already filed a claim.


Make sure that it included your medical record which shows your current disability and the connection between agent orange exposure and your current disability.


What are the requirements for getting disability benefits from the VA?


Do you have an illness that is believe to have been caused by exposure to agent orange?


No, my illness isn't listed as a specific cause of Agent Orange.


Then you would not be eligible to receive disability benefits.


How many colleges should list in my FAFSA form?


You should list at least one college. The schools you choose will use your FAFSA information to determine the types and amounts of aid you may receive.


Is there any particular order I should list my chosen schools?


For federal student aid, it doesn't matter in what order you list the schools. But for state aid, some states require that you list your schools in a specific order.


Now I'd like to ask for the Free Application for Federal Student Aid, Is it true that information about actual or foster parents is really needed?


It is. Whereas you have your real parents or you being adopted, that information is required. But, as said before, there are special circumstances that avoid entirely this requirement.


I see. Well, that makes kind of sense, in matter of fact. I suppose is the same if it something like my parents living outside U.S., is that right?


Kind of. Is that were your situation, you still should report your parent's information, but selecting the "Foreign Country" Option from the "state of Residence" section in your FAFSA form.


Umm, O.k, O.k. I see there is many options then. Look, I guess that required information touches that from taxes, I'm right?


That's correct. You need to clarify if they have filed taxes being outside U.S.


Hello, I would like you to help me choose the direct loan MPN


are you an undergraduate student?


yes


in that case Use this MPN for Direct Subsidized Loans or Unsubsidized Direct Loans available to eligible undergraduate students.


okay. and after logging in what should I do?


you must click on View demo


okay. And could you tell me what a Master Note (MPN) is?


The Master Promissory Note MPN is a legal document that promises to pay your loan and accrued interest and fees to the US Department of Education.


What is the initial fund for this type of program?


One last thing, regarding reviews of the external service providers program, is the US department of education supervising these providers?


How does the US Department of Education relate to program plans?


And how is it related to the institution?


It is related to its external administrator and / or its contractors whose responsibility is jointly with the institution.


hi i need help about How your benefits can change from year to year in VA


Not always. We require a new Yellow Belt Program agreement each year.


What if the school has an approved agreement with us and continues to participate in the program?


They should continue to offer you the Yellow Ribbon benefits next year as long as you meet all of the requirements listed below.


What if this is all true?


You make acceptable progress toward completing your program according to your school,


do not


since you do not meet all the requirements you will not be offered the benefits of Yellow Ribbon next year listed below


What does our school's agreement establish with you?


Your school's agreement with us states how much you will contribute and how much we will match. This amount constitutes all or part of the difference between what the GI Bill will pay after September 11 and tuition and fees not covered.


What if the school still offers the program?


If the school still offers the program, they should continue to provide you with funds as long as you meet all the requirements.


Hi. I wanted to know how the tutorial assistance works?


are you using VA educational assistance and you're struggling with the coursework?


yes, I am


we may help you pay for a tutor. Find out if you're elegible for this benefit


how do I know if I'm eligible?


[6] You can get this benefit if you re using VA educational assistance and you meet all of the requirements listed below .   [7] All of these must be true :r     [8] You re enrolled in an educational program for half - time or more ,p [9] and     [10] You re taking a course that s difficult , [11] and   [12] You have to take the course as part of your educational program


Yes, I'm enrolled in an educational program for half - time or more


Are You taking a difficult course ?


Yes, I am


are you taking the course as part of your educational program?


No, I am not


Then you're not eligible for this benefit


Hello there. Can you please answer a few questions I have about Medicare premiums?


Of course. The law requires an adjustment to your monthly Medicare Part B medical insurance and Medicare prescription drug coverage premiums. This affects less than five percent of people with Medicare. Most people don't pay higher premiums.


And what if I amended my tax return?


If it changes the income to determine the income - related monthly adjustment amounts your MAGI, let us know. We'll take care of it.


How would my Medicare premiums be affected by amending my tax return if I am enrolled in Medicare?


Do you have Medicare already?


Well yeah, i'm already enjoying Medicare.


Good. In that case, you can get information and services online, an even find out how to manage your benefits.


O.k. Well, in any case, just want to confirm something. If someone wants to sign up in Medicare, it doesn't need to be ready to retire yet, isn't?


That's correct. They don't need to be on retirement plans to sign up. They can do this just for medical service.


Do you know where to find what documents and information you need?


No, i don't know.


Can you please help me find out about co-op training?


I certainly can.  A college or university co-op training program lets you get full-time work experience in between periods of going to school full time.   You may be able to get help paying for some of your costs like books, tuition, and housing if you are part of a co-op.


What education benefits can I get for co-op training?


You may be able to get money for books,tuition, and housing if you meet all of the requirements.


How much will I most likely get if I join a co-op training program?


The amount that is covered is based on the benefit that you use.


Can the benefit be used to help cover the expense of housing?


It can indeed be used for tuition, books, and housing, yes.


Who is this program for?


This is a program for veterans.


Are there any requirements that need to be met to qualify for the program?


Are you using VA educational assistance and enrolled at an approved Institution of Higher Learning and in an educational program that requires part-time study and part-time work or training?


I am not yet, no, but I would like to begin my education and this sounds like it may be very helpful.


If you are not meeting those criteria then you are not eligible for this veterans' benefit.


tell me about payments on the repayment plan


Payments will be fixed and made for up to 10 years, or between 10 and 30 years for consolidation loans.


no


Unfortunately, no relevant information is found.


can I do a standard repayment plan on a ffel plus loan?


Yes, the FFEL PLUS loan is eligible for the Standard Repayment Plan.


I got it. Another question about Eligible Federal Loans. Is this true for the unsubsidized stafford loan?


Yes, Unsubsidized Federal Stafford Loans are eligible for the Graduated Repayment Plan


how long will I have to make payments?


Monthly payments are made for up to 10 years for all loan types except Direct Consolidation Loans and FFEL Consolidation Loans


would a direct unsubsidized loan also be eligible for this repayment plan?


Yes, Direct Unsubsidized Loans are eligible for the Graduated Repayment Plan


what form do I need to mail in when I change the name on a lease I bought ?


You will need the Vehicle Registration/Title Application or the Application for Title


what types of proof do you accept for identity?


You will need proof of identity such as a copy of your NYS Driver License, Permit, or Non-Driver ID card.


Is there online info that shows how dealers can find information about filing or removing a lien?


On a somewhat related note about my transfer of title, should I keep a copy for my own records after I transfer it?


ou can transfer the title certificate and give the new owner the original proof that any lien listed on the title certificate was satisfied. Keep a copy of the proof for your records


We have a page that shows how to remove or add a lienholder from a title.


I see what you mean. Another DMV-related question. If I can go in instead of mailing it, what would I need


will you need to provide other kinds of proof when you come in?


yes, I might have to


We will accept documents such as a NYS License, Permit, or Non-Driver ID card that is current and not expired for more than 2 years


will I need the same form as when I do it by mail?


Yes, bring a completed Vehicle Registration/Title Application or Application for Title


Are there other ways to learn more about phishing?


Yes, you can learn more about phishing so that you can avoid security problems, do you have internet access?


No I do not have access to the internet.


Would you like to learn about phishing from non-internet sources?


No, thank you.


When will I be taken to an official social security site?


Links, logos, or photos in an official social security email will always direct you to an official social security website.


Will I be offered extra security for my account?


Yes, we now offer you the choice to add extra security when you create your online account.


What is the new identity verification process online?


The new process requires you to sign in with a username and password and to choose whether or not you want to add extra security measures.


How do I know if an email I received is legit?


Do not respond to emails that request personal information, reputable businesses never ask for personal info.


can you give me details of VA health care


About VA health benefitsLearn how VA health care works and which Veterans health care services we cover


I need more information and resources.


VA health care copay ratesView our current copay rates for different types of care , tests , and medications


What other VA benefits and services can I get?


I don't need that information


Unfortunately, no relevant information is found.


After the request, what should I do?


After you applyFind out when to expect a decision on your application , and what to do next


But what are the requirements I must meet? It's pointless for me to apply if my application is denied because of that.


Are you signed up for VA health care?


No.


Are you signed up for our Civilian Health and Medical Program also called CHAMPVA , a health insurance program for dependents of Veterans?


Yes, I've been in champva for a while now.


In that case, you may be able to buy dental insurance at a reduced cost through the VA Dental Insurance Program, VADIP, if you meet at least one of the requirements.


I'm looking for information on taxes and fees.


Are you looking to register a vehicle for the first time?


No, this isn't my first vehcile.


I bought this used.


Ok, will you be having a boat or trailer with it? They have additioinal fees.


Maybe. I hjave a boat trailer on another vehicle, already, though.


You can use the online calculator on our website to determine this then, though know it does not include sales tax.


Does it include all other fees/taxes besides sales?


Yes, it does, for a single registration.


What about making sure I can trail my boat on this vehicle as well as the original?


It would be the same price, or if the trailer is already registered, no cost as the trailer is already registered.


What about the difference between personal and commercial vehicles?


About County that uses taxes and supplemental fees. Is a vehicle use tax levied?


Residents of New York City and several counties in New York must pay a vehicle use tax when they register a commercial vehicle or renew a commercial vehicle registration.


There are separate tables and calculators for each.


I was wondering if there's a difference between the plate fee and registration fee?


Yes, please look at the appropraite table/calculator to see the individual costs and add them up together.


Can you folks help me register my pick-up truck?


Of course. Do you want to register your pick-up truck as a 'passenger' class vehicle?


No, that's not my intention.


Do you wonder how to determine your trucks unladen weight?


Nope. That's not what I want.


Are you wondering if passenger class change the MGW listed on registration documents?


Yeah. What about that? Does it change the MGW?


No. Passenger class plates on a pick-up truck do NOT change the maximum gross weight MGW listed on the registration documents or the unladen weight listed on the title certificate.


Something else I want to ask about Media Get Way, do I have to pay use tax?


For some counties outside of New York City, there is a use tax.  Refer to the chart.


Ok thank you.


Hope this has been helpful.


Hey, i was reading about the procedures to buy and sell a vehicle and wanted to know something extra about it.


Is your doubt aimed to name changing?


Oh, yeah, that one exactly.


IS your doubt is if you can change the name on the vehicle registration, the answer is no. That applies for the title certificate too. In any case, to get a different name on the registration, you mus transfer the ownership of the vehicle.


Umm, i see you're pretty specific on that one, huh?..If anyone want to have more information on buying a vehicle, what can be used?


You can refer to the following DMV documents: Let the Buyer Be Aware, and Q&A About your title certificate.


What can you tell me about possible damages to the vehicle?


IF you're buying, you can go online and check the National Crime Bureau database and see if a vehicle has flood damage. You must be aware that you need the Vehicle Identification Number to do that.


Umm, o.k that's useful information. Heh, say, do you happen to give information to register, i don't know, a snowmobile?


In fact, yes. You can look for information about that vehicle and how to register it.


Really?, That's nice!..What else can I register with you?


You can register a boat or an ATV or a trailer.


And for that, where i can get proofs?


You can request them from the seller.


Is there anything I need to know about appealing a decision?


Were you denied Social Security benefits or SSI?


No I was not recently denied these benefits.


How would a person go about checking the status of their reconsideration?


It doesn't matter if you applied online, by phone, or in the office; you still can check your status of disability or SSI reconsideration at my Social Security account.  It is very easy to do.


Can i request a non-medical hearing online?


Yes, you are able to request that hearing online.


Is it possible to create a my Social Security account today?


Yes, you can create one online today.


What happens if I do not agree with the hearing decision?


Then you have the right to request a review by Social Security Appeals Council online.


Hello I need information about How to get my own driving record


Do you want to know what is a standard driving record?


do not


Do you want to know what is a lifetime driving record?


Yes


See an explanation of the "lifetime" driving records issued by the New York DMV, and a Summary Description of the lifetime driving record PDF DS-242.3, which also shows a sample record.


What is a business driving record (CDL) (summary)?


See an explanation of CDL management record summaries. You can request them online or have your employer request them through the LENS Leave Event Notification Service.


What is a standard driving record?


See an explanation of the 'Standard' driving record summaries issued by the New York DMV, and a PDF Driving Record Summary Description DS-242.1, which also shows a sample summary.


And if I request the summary in an office or in the mail, is there a difference?


There is no difference between an abstract that you request online, in an office, or by mail. They are certified DMV records. All include a certification statement and the signature of the Commissioner of Motor Vehicles, as well as the same safety watermark.


Hi there. Can you help me to get more information about the health care for veterans?


Not a problem. The VA health care has a copay rate, which is used for differents types of care, test and medications.


Do you have any benefit for veterans already?


As long I can remember I don't have any benefits.


How do I know what's the status of my appeals?


For that you can always track the status pf an open VA health care appeal.


I see... But the health care is something general or it also covers specific cases?


The VA Health care also covers specific health needs and conditions, like women health.


That sounds great. But I be able to pay for something like that?


There is the affordable care act and your VA health care coverage.


There also compensation benefits for disability, right?


Yes there is a compensation pay. You can find how to apply for it and how to manage the disability benefits.


I need help applying for survivor benefits


OK, We need to be notified immediately when a person dies .you can not report a death or apply for survivors benefits online. You will need to call or visit a Social Security office.


Do you need more information on how to contact a Social Security representative?


yeah


OK, you can call 1 - 800 - 772 - 1213 or TTY 1 - 800 - 325 - 0778, and you can speak to a Social Security representative between 7 a.m. and 7 p.m. Monday through Friday .You can also visit your local Social Security office .


and I can't in anyway do the death reporting or application online?


That is true, you can not report a death or apply for survivors benefits online and we should be notified immediately when a person dies .


Okay and when I report a death I can start the benefits application?


Are you getting benefits on your spouse's or parent's record?


yes, on my spouse's record


I'd like to know information on what other factors can influence the benefits of a widow?


There are several factor that can affect widow/widower's benefits. One of these is if they remarry before they reach the age of 60.


You generally will not need to file an application for survivors benefits .We 'll automatically change any monthly benefits you receive to survivors benefits after we receive the report of death .We may be able to pay the Special Lump - Sum Death Payment automatically .


Alright. Regarding my application. What if I come in or call and I'm missing some documents?


You can go ahead and go in or call and we will help you get the information you need


I'm about to turn 16 and I need help with getting a learner permit.


I can help you with that. Obtaining a permit is your first step to getting a driver license. Once you turn 16, you can apply for your learner permit in person at a DMV office.


How do I get a driver license?


Once you have made it through all the requirements and have passed the road test, your examiner will give you an interim license that allows you to drive.


What should I do before I complete my road test?


Before you take your road test, you must have supervised driving practice and you'll be required to take a pre-licensing course or driver education course.


You said you were about to turn 16, is that right?


Ueah. I'm turning 16 in two weeks.


Okay. Since you are under 18, you will need to wait 6 months from the date you received your learner permit, before you can schedule your road test.


How can I find out what my local DMV office's hours are?


You can find office locations and their operating hours online at our website.


What should I do before I go to DMV to obtain my learner permit?


You should complete the guide found on our website to make sure you bring the documents and proofs of ID that you will need before going to DMV.


How doI apply for benefits?


If you need to report a death or apply for benefits , [6] call 1 - 800 - 772 - 1213 TTY 1 - 800 - 325 - 0778


Do you need to report a death?


No I do not


Unfortunately, no relevant information is found.


What if I cannot verify my info online?


we can still help you get the information you need


You generally will not need to file an application for survivors benefits


On a similar note. How many credits are needed to provide survivor benefits?


The number of credits needed to provide benefits for survivors depends on the worker's age when they die.  No one needs more than 40 credits or ten years of work to be eligible for any Social Security benefit.


You generally will not need to file an application for survivors benefits   We 'll automatically change any monthly benefits you receive to survivors benefits after we receive the report of death


I have another benefit-related issue. What documents would I require?


Please select the benefit you will be applying for from the list below to see what information and documents you may need when you apply


what if I do not have all the documents needed?


You would need to gather them as soon as possible


we want to open a snowmobile dealership


Would you like to know how to apply for a snowmobile dealer business certificate?


yeah


To apply for a snowmobile dealer business certificate you must use the Application for a Snowmobile Dealer Registration form.


Good to know, now, what will happen when I submit my application?


Your request is sent to your local DMV office and you'll be scheduled for an inspection.


And then, can i apply? How?


Do you mean after you receive approval for your business name?


Yeah, that exactly. What happens there?


If you get the approval, you must then submit a Form MV-299.3 or Request for Approval of Driving School where you got your name's approval, along with a completed Form MV-521 or Driving School License Application.


I see, it seems pretty easy. What about if i have some other questions?


Then please make use of the tool free 1.518-473-7174


Hello I need information about how to register a van as 'passenger' class vehicles


Do you want to know if you can register your van as a 'passenger' class vehicle?


do not


you want to know how can you find the unloaded weight of your truck?Enviar comentariosHistorialGuardadasComunidad


Yes


The unloaded weight of your truck is stamped on a metal plate located on the door of your vehicle. The curb weight is also listed on your certificate of title. The curb weight is different from the maximum gross weight MGW indicated in your registration documents.


I'd like to confirm if I don't respond to my parking tickets, will it will affect the renewal of my vehicle registration?


Certainly could cause you problems to do that. DMV can prevent your vehicle's registration renewal or even suspend such registration, until you are in order again. If that's your case, please take a look of local Traffic Courts.


Hum,  got it. Lastly, there is any special situations about vehicle registering in NYS?


Sure, there is. DMV has some topics under the special situations tag. There is special procedures for agricultural and farm vehicles, homemade vehicles and trailers, or the sad situation of an deceased owner.


Are there any advantages to having a federal student loan over a private student loan?


Will you be seeking to take out a loan to help pay for your college education?


Not at the moment, I am just looking for information


Unfortunately, no relevant information is found.


What are the actual differences between federal student loans and private student loans?


Federal student loans are offered by the Government. The terms and conditions of these loans are governed by the law. Benefits of these loans may include fixed interest rates and income-driven repayment plans which are not typically offered with private student loans. Private loans are offered by financial institutions and have their conditions governed by the lender themselves


Also, do you know if there is a fee for this loan? What are some significant dates that I should be aware of?


Loans first disbursed prior to Oct. 1, 2017, have different loan fees


I'd also like to learn more about private loans. Is there any way you could give me a rundown of the differences?


There is a chart on the website that provides a summary of both loans and how they differ


What should I keep in mind when applying for federal student loans? What happens when I sign my promissory note?


When you sign your promissory note, you agree to repay the loan in accordance with the terms of the note, even if you did not, or did not, get a job after completing the program. I don't like the education you received.


To borrow money to pay for college or career, is there a loan from  Direct Parent Loan?


Yes, these are known as Federal parent loans and are Direct PLUS Loans aimed at parents


Are there many differences between federal and private student loans?


Federal loans are offered by the Government whose terms and conditions are governed by law. Private loans are offered by financial institutions and are governed by the lenders themselves


and can i request by mail?


of course You must send a printed copy of your application, the associated documents and the fee


Do you want more information?


do not


and should i have a zoning test?


If you don't have proof of zoning, don't submit an application with the DMV yet!


Also, do you have any knowledge of the hearing procedure? What happens if my permission is revoked?


If you are revoked, you must surrender all supplies and cease to operate.


And what if the ALJ only imposes civil penalties?


To prevent the loss of your operating privilege, you must pay all fines and penalties and you will receive a letter from DMV after the hearing.


Do I need any special paperwork to apply?


Yes, depending on the type of benefit you are applying for.


Do you have all the documents you need?


Yes, I think so.  But I'm not sure.


That's okay, you need to apply now anyway.


What if you can't verify anything online?


That's fine, we can still help you get all the info you need.


What if I'm getting benefits from my husband?


We will help you! We will automatically change your monthly benefits as soon as we receive a report of his death.


Do I need to reapply?


You don't need to.  We will process that without a new application.


Can I talk to a live person on the phone?


Absolutely! Agents are available 7-7, Monday through Friday.


How can I report a death?


You can do it online.


What are the steps to apply for child disability?


First you should review the Child Disability Starter Kit because it will answer common questions  about applying for Supplemental Security Income benefits for children and it has a worksheet which is helpful when gathering info.


Do you know what to do if you do not want to do the report online or need help?


Yes, I know what to do.


The number to call us is toll free at 1-800-772-1213.


What time am I able to talk to a representative?


You can call a representative Monday through Friday from 8 a.m. to 5:30 p.m.


What if  I am deaf or hard of hearing?


You can call our toll-free TTY number at 1-800-325-0778.


How would I know if my income and resources are within the allowed limits?


You would need to contact Social Security right away to learn if your income and resources of the parents and the child are in the allowed limits.


Once we know if the income is in the limits what should we do?


You would be able to start the application process for SSI.


Hello there. What can you tell me about Co-op training?


A college or university co-op training program lets you get full-time work experience in between periods of going to school full time. You may be able to get help paying for some of your costs like books, tuition, and housing if you re part of a co-op.


Is this program available to me?


It might be. Here you can find out if you can get these education benefits.


Ok. Which requirements do I have to meet?


Are you using VA educational assistance?


Yes, I am.


Are you enrolled at an approved Institution of Higher Learning (IHL)?


Yes, I'm currently enrolled in one.


Are you in an educational program that requires part-time study and part-time work or training?


In that case, you may be able to get money for books, tuition, and housing if you meet all of the requirements.


Are these all benefits I can get?


Yes, you can get help paying for tuition or money for books and housing.


If I am unsure of what to do when completing the FAFSA form, is there somewhere I can get help with it?


I will go through with you now the information that is needed on the form


Are you in a position to complete the FAFSA form now?


Yes, I have it to hand as we speak


Ok, let's get started


There's one more thing about FAFSA. Can I get assistance with the FAFSA application process before I start?


Yes, we can help you with the FAFSA process before you begin.