You must meet the following conditions:    the van does not have any commercials and is used exclusively for non-commercial purposes s    A camper cover that has one or more side windows completely encloses the truck bed, s    the pick-up truck has seats, seat accessories or camping equipment installed on the bed of the 'camping equipment' truck indicates that you have a bed, stove or refrigerator in the vehicle


which is the topic


Registration


What are the camping equipment that is installed behind the driver?


' camping equipment ' indicates that you have a permanent bed , a permanent stove , or a permanent refrigerator in the vehicle


I am looking for information regarding a replacement license


Your license or permit can be replaced if it is lost, stolen or destroyed. It cannot be replaced if it has expired


Are you turning 21 soon?


Yes I am


In this instance, if you are looking for a replacement of your license or permit, you should order the replacement within 40 days of your birthday


Okay good. I have another concern regarding my gender, how can I change this information on DMV ?


You have to visit your local DMV office and bring proof of the change.


Is there a way that I can have my replacement license sent to an alternative address rather than the address on my file?


You can seek a replacement to an alternative address by including an additional note with your application and clearly stating the alternative address. Do not include this alternative address on the form MV-44. This form must show the address that is already listed for you


Regarding online applications through MyDMV, what should I do if I don't have my documents and the request for their replacement has not yet arrived?


In that case you will need to wait for it to arrive before you can create a MyDMV account. You can still change your address, though.


I'd like to know if it is possible to get a replacement license at a DMV office and get an Enhanced or REAL ID?


You are not obliged to get an Enhanced or REAL ID but starting in October 2020, if you have a Standard license, you will not be allowed board a domestic flight unless you have your passport


Do you currently have a Standard license?


No I don't


Unfortunately, no relevant information is found.


What happens if I get a replacement Standard license by way of mail?


In this case, your new license will show "NOT FOR FEDERAL PURPOSES"


Hi, I would like to know if I can pay by mail a civil fine?


want to pay a civil penalty to the driver by mail for uninsured operation or uninsured accident?


do not


What is the main topic of this information?


Tickets


How much is the fine if the order was issued between September 1, 1983 and June 30, 1990?


the civil fine is $ 250


How much is the fine if the order was issued between July 1, 1990 and October 31, 1996?


the civil fine is $ 200


What if the order was issued between June 1, 1972 and April 30, 1989?


the civil fine is $ 300


What is some information I can find out about VA health care?


You can learn about VA health benefits and how VA health care works and which Veterans health care service we will cover.


How do I apply for VA health care online?


You can apply online with VA Form 10-10EZ.


Where should I go to find out about VA health care if I have already applied online with VA Form 10-10EZ?


Go to the nearest VA medical center or clinic. Bring a signed VA Form 10 - 10EZ Application for Health Benefits with you. Find a VA medical center or clinic near you


What should I do to update my personal information?


and what kind of attention do they offer?


If you need community care in a nursing home, home care, adult day care, geriatric evaluation, or respite care, you may need to complete a Request for VA Extended Care Services Form 10 - 10EC....


and where should i fill out my application in person?


To fill out your application in person, survey the nearest Veterans Medical Center in this league: Find the Veterans Center or Clinic closest to you OR you can help through your state's Department of Veterans. s Find your state's Veterans Department...


and what request should i bring?


VA Health Benefits Application Form 10 - 10EZ


can you give me details of Co-op training


A college or university co - op training program lets you get full - time work experience in between periods of going to school full time . You may be able to get help paying for some of your costs like books , tuition , and housing if you re part of a co - op . Find out if you can get these education benefits .


tell me the questions i must answer


You re using VA educational assistance


not


No You may be able to get disability benefits


What benefits can I get?


Help paying for tuition and Money for books and housing


If the program is at a private or foreign IHL?


we pay the lesser of the national maximum or the actual costs for in - state tuition and fees . We also pay for some of the cost of housing and books .


How much will I get if I join a co-op training program?


The amount we cover depends on the benefit you use . View current payment ratess The Post-9/11 GI Bill


Who s covered?


Veterans


I could use help with a loan that is giving me problems


Do you need help with your defaulted loan?


no I need more information on what I can do and such


how do I work on paying my defaulted Perkins loan?


You will need to make a full monthly payment each month, within 20 days of the due date, for nine consecutive months. Your required monthly payment amount is determined by your loan holder.


where do I go for more info on this?


I can show you where to go for information about your Perkins Loan


what about Direct Consolidation loans, can we choose our repayment plan on those?


Yes, if you make three voluntary, on-time, full monthly payments before consolidating, you can choose from any of the repayment plans available to Direct Consolidation Loan borrowers.


can we get more help since COVID-19 is affecting so many people and our finances?


Yes, the U.S. Department of Education has stopped collection activity on defaulted federally owned student loans and/or grant overpayments. Interest is temporarily set at 0% on defaulted federally owned student aid debt. This 0% interest and stopped collections period will last from March 13, 2020, through Sept. 30, 2020.


can I apply online for benefits?


Did you want to apply for retirement benefits, disability benefits, or Medicare?


retirement benefits


Yes, you can complete your application online


how do I know if I'm qualified?


Are you the spouse or divorced spouse of a retired worker?


I'm married to a retired worker


You qualify for benefits


Now I'll have to inquire about Divorced Spouse. Is it possible for an ex-wife to receive benefits?


They could get benefits if the marriage lasted 10 years or more


how soon can someone apply for the lump sum survivors benefits?


They must apply for a special lump sum death payment within two years of the date of death if they are not already receiving benefits


If I apply for a child (under 18 years old) for Disability benefits, what are the steps?


REVIEW the Child Disability Starter Kit . This kit answers common questions about applying for Supplemental Security Income SSI benefits for children , and includes a worksheet that will help you gather the information you need .


do you want to contact social security?


yes


Should I fill out a report?


If the Child Disability Report online. At the end of the report, we will ask you to sign a form that gives the child's doctor permission to give us information about your disability.


the doctor how long does the doctor take to give me that info? . Is there any other way to apply?


Of course. You can also apply by phone. Call us at 1-800-772-1213 from 7 a.m. to 7 p.m. Monday through Friday.


I see. And what exactly are the advantages of applying using the online disability application process?


There are several advantages our online disability application process offers. For example, you can start your disability claim immediately.


What if I want to apply using the phone, but I'm deaf or hard of hearing?


You can call us at TTY 1-800-325-0778 or visit us in person at your local Social Security office. Please call first to make an appointment.


Hello, I want to apply for the GI Bill.


Then you're in the right place. Here you can find out how to apply for the GI Bill and other VA education benefits as a Veteran, service member, or qualified family member.


Can someone help me with the application process? I'm a bit confused.


Of course, you can work with a trained professional called an accredited representative to get help applying for education benefits.


That's great. And I submit my application by mail?


Yes, please call 888-GI-BILL-1 888-442-4551, Monday through Friday, 8:00 a.m. to 7:00 p.m. ET, so we can send the application form to you.


Would you like to know what to do after we send the application form to you?


Yes, please.


After you receive the application form, you need to fill it out and mail it to the VA regional claims processing office that's in the same location as your school.


But wait. For career counseling benefits I need a different form, right?


Correct, you'll need to use a different application.


That's all a bit too confusing. I'm an old man. Is there a way we can do it in person?


Of course. Simply go to a VA regional benefit office and have a VA employee help you.


hello I need information about the clothing allowance for VA


Has your clothing been damaged by your prosthetic or orthopedic device such as a wheelchair or by the medicine you re taking for a skin condition ?


do not


Are you sure this is not the case?


I am sure that is not my case


What requirements must I have to obtain benefits?


Does your prosthetic or orthotic device or your skin medicine damage your clothes?


no they don't harm her


then it is not possible to get VA disability benefits


and what does this subsidy do?


With this grant, you can earn money each year to help you buy new clothes. This is a disability compensation benefit


I was wondering about ignition interlock device. What can you tell me about it?


It is a device to measures alcohol level and prevents the motorist to start the vehicle until an acceptable breath sample is provided.


The device can be ordered by a court to be installed.


What will happen if it is ordered by a court?


When that happens, the device will remain installed on any vehicles the motorist owns or operate for at least six months. In addition it will be added to the driver license record even if the license is revoked.


What happens when someone is convicted to Leandra's Law?


They will either enter a period of probation or to a conditional discharge. Ignition interlock device will remain at least  12 months in any owned or operated vehicle of this person.


Do the Leandra's Law contain different parts?


Yes. The law establishes a new Class E Felony which prevent any person to operate a motor vehicle under alcohol or drugs influence when a child 15 years old or younger is present in the vehicle as a passenger. Other than that, there is the part where the convicted person is sentence as described above.


When can i apply a new driver license without the ignition interlock restriction?


You can apply for a new document when your ignition interlock monitor give you a form that states that you do not need the device anymore. You need to take this form to a local DMV office to apply.


Could i get convicted under the Leandra's Law even if the child is already 16 years old this year but still not yet reach his or her birthday?


Yes the Leandra's Law still applied under those conditions.


You can tell me more about Traumatic Injury Protection insurance


TSGLI, also known as Servicemembers Group Life Insurance Traumatic Injury Protection, provides short-term financial support to help eligible service members recover from a severe injury.


Were you covered by SGLI and experienced a traumatic injury while serving in the military?


yes in the Army


Okay, we can help you file a claim or appeal a past decision


How do I get Traumatic Injury insurance?


You may be able to get TSGLI if you meet all of the requirements


can you tell me what the requirements are or are they a secret?


I'll ask you questions to find out if you are eligible.  Do you have a scheduled loss that is a direct result of the traumatic injury?


Yes, I am missing toes


Did you suffer the traumatic injury before midnight on the day that you left the Army?


yes it happened way before that day


Did you suffer a scheduled loss within 2 years, 730 days, of the traumatic injury?


No, it wasn't in that timeframe


It appears you are not eligible for TSGLI support


Why do I need to list schools on my FAFSA form?


Any school that is listed will use your FAFSA information and they then use this to determine what types of aid you receive and what amount


Do I need to list my schools in order of preference?


Are you applying for federal student aid?


Yes, I am currently in the process of applying


The order that you list your schools does not matter if you are applying for federal aid, hwoever, some states require that you list the schools in order. Please review the list of states on the website and the guidance supplied


Can I list any amount of schools on my FAFSA form or can I only list those schools that I have applied for admission to?


You can list any school on your FAFSA form, not just those you have applied to


I appreciate it.  I do also want to find out some information about information for parents of students entering college.  I am going to need assistance for my parents due to the fact that they are working on the FASFA form.


We can help you with some simple answers to questions like Can my parent and I share the same FSA ID.


What can I find out on this page?


You can find out any answers to questions for Parents.


hi i need the paid employment spreadsheet


The spreadsheet provides the public with information on educational programs among other things


In addition to publishing the informative rates.


At what time do they publish the informative rates?


Unfortunately, no relevant information is found.


I need to know when programs fail to meet debt measures they must provide debt warnings and may lose eligibility after failing three of four consecutive years.


These informative rates were prepared before the years when programs that did not meet debt measures.


Another question about federal loans, what are the requirements for parent PLUS loan eligibility?


To be eligible to receive a parent PLUS loan you must be the biological or adoptive parent of a dependent undergraduate student who is enrolled at an eligible school.


Is there a limit to the amount that I can borrow?


The maximum loan amount is the cost of attendance at the school your child will attend minus any other financial assistance he or she receives. Remember that the cost of attendance is determined by the school.


What is the interest rate that is charged on the loan?


For loans that are first disbursed on or after July 1, 2019 and before July 1, 2020 the interest rate is 7.08%.


Thank you


The interest rate is a fixed interest rate for the life of the loan.


what can you tell me about VMLI?


[2] Veterans Mortgage Life Insurance VMLI offers mortgage protection insurance to the families of Veterans with severe service - connected disabilities who ve adapted a home to fit their needs .s   [3] Find out if you qualify and how to apply and manage your coverage


Am I eligible for Veterans Mortgage Life Insurance?


We'll help you find out if you qualify and how to apply and manage your coverage


Okay, that's it. I'm still curious about VA life insurance. What do you tell me about getting an insurance policy?


The insurance you'll receive or you can apply depends on which do you qualify.


And there are more benefits?


Yes, there are benefits such as burial and memorial items, as the planning of a burial, order a headstone and any other memorial item you may need.


and how do I get this information?


You can get financial counseling and online preparation if you are enrolled in a VA life insurance plan.


I'm looking to register my snowmobile and need some help with understand what a NYSSA Snowmobile Club voucher ID number is.


Are you a current member of the NYSSA snowmobile club?


No, I'm not.


Do you have a current NYSSA voucher?


Yes, I do.


Great. You can enter the voucher ID number in the box provided on your registration form.


How do I find more information on this topic?


You can get more information on our website under Registration.


I have a question about the AVT, do I need a driver's license to drive this?


You do not need a driver license to drive an ATV, but restrictions apply to ATV drivers under the age of 16. Children 10 to 15 years of age can drive an ATV only.


Alright. Still, I need to visit the DMV. Can you give me a list of documents I need for the DMV?


You acceptable proof of ownership, for example. A full list of every document is available on our website.


How would I get help filing a claim or appeal?


Do you need help to file your claim?


Yes, I need help filing my claim.


The best way to file your claim would to work with an accredited attorney, claims agent, or a Veterans Service Officer or VSO because they are trained and certified in VA claims and appeals processes.


How does one become an accredited representative or a VSO?


Each accredited representative or a VSO needs to pass an exam and a background check.


Why is it best to use an accredited attorney?


It is best to use an accredited attorney because they are specifically trained and certified in teh VA claims process.


What do the VSOs do?


The VSOs work for the Veterans and service members as well as their dependents.


Does it cost alot to use an accredited representative or a VSO?


Actually, you are not charged a fee to help file your initial application for benefit; but can for unusual expenses.


Hello! I would like to obtain information


Do you have a problem with substance use?


Unfortunately, no relevant information is found.


Yes, I have had some related problems.


Can you give me information related to affiliated hospitals?


Is it possible for me to receive disability payments or benefits?


You may be able to get compensation, we can discuss how to get benefits more in depth if you would like.


Understood. Another question I have is there a Veterans Crisis Line? can you help me?


Yes, you can.


I'd like to ask you a question about military sexual trauma (MST). Is it possible for me to receive VA disability compensation (monthly payments) or other benefits?


You can t get compensation for the traumatic event itself  But you may be able to get disability compensation for conditions resulting from MST like PTSD the most common mental health condition linked to MST


About Posttraumatic stress disorder PTSD Depression, Is there a particular medication for depression that you have?


Yes, we can help you.


What kind of help can you give me?


We have multiple treatments.


Good day. As a Veteran who has been exposed to chemical weapons during service I have several questions about these hazards.


Of course. You might have had contact with certain environmental hazards while serving in Iraq, Afghanistan, and other areas.


Yes, that is correct.


You also may have illnesses or other conditions believed to be caused by these toxic chemicals in the air, water, or soil.


Okay, now with regards to VA disability benefits, what requirements must I have in order to access these benefits?


Were you part of the Projects 112 or SHAD tests from 1962 to 1974?


do not


We regret to inform you that you may not be able to obtain the benefit since it does not meet all the requirements


Where can i get more information?


see the declassified Department of Defense fact sheets. Obtain declassified data sheets from the Department of Defense


And who is covered in this program?


Veterans and Qualified Survivors


Hello, I have a question, I have a hearing at the DMV. Should I appear there?


I request a hearing as indicated in the Notice of Suspension of Registration?


I think I did not request it


do you have an affidavit?


Unfortunately, no relevant information is found.


How do I dispute a claim that a toll regulation was violated?


contact the toll authority listed in the Notice of Suspension of Registration.


Visit the EZPass website for information on how to pay a toll online. Online, you can also check the status of a violation or try to resolve a violation.


and where can i go?


ZPass New York / DMV Registration Suspension PO Box 149005 Staten Island, NY 10314 - 9005


Why must I list a least one college to receive my information when I am completing the FAFSA form?


The school or college information that you gove will be used to determine the types and amount of financial aid that you may need


And is there a maximum number of schools that I can list on the FAFSA form?


When using the myStudentAid app, you can list up to a maximum of schools. When using the PDF FAFSA form, you can list up to 4 schools. Please note that you may add more schools to your FAFSA form at a later date


When listing the schools on my FAFSA form, should I list in order of preference?


Are you hoping to receive federal student aid?


Yes, I am really hoping to


You do not need to list your schools in order of preference for the purposes of federal aid. However some states require that you list your schools in order of preference. You can find all state information on the website by clicking on the relevant state


Also, for FSA ID . I require assistance for my parents, who are completing the FAFSA form.


We can help you with some simple answers to questions like Can my parent and I share the same FSA ID.


What can I find out on this page?


You can find out any answers to questions for Parents.


can you tell me what is an ignition interlock device?


it connects to a motor vehicle and ensures the driver is not too intoxicated


sometimes the interlock device is ordered by a court, has yours been?


it hasnt been ordered by a court i dont think


how long has it been installed?


im not sure, is there any way i can remove the restriction from my license?


you need to apply for a seperate document


will they help me with the removal?


you need to ensure that you are no longer in need of this restriction


is there any specific information about this?


yes please read - See additional information about Leandra 's Law at the NY State Governor 's Traffic Safety Committee Alcohol , Drugs and Impaired Driving [ 1 ] page


what are the penalties for convictions?


A court that sentences a person for a conviction on or after August 15 , 2010 must impose a conditional discharge or probation ,


hi. please tell me How your benefits may change from year to year


Not always .


my school has an approved agreement


they must continue to offer the Yellow Ribbon benefits to you the next year as long as you meet all of the requirements listed


how often require a new yellow ribbon program agreement?


We require a new Yellow Ribbon Program agreement each year .


what are the requirements


Make acceptable progress toward completing your program according to your school


yes.


Stay enrolled in the school without a break following the school s policy


yes, I am also enrolled in the school without break


Have money left in your Post-9/11 GI Bill benefits


no i don't have money left in my post 9/11


so you can't qualify, because you need to meet all the requirements


Hello, how you doing? Please i need some guidance about the exit counseling option, because i'm on a Federal Loan program.


Greetings. Lets see. Do you know anything about Exit Couseling?


No, sorry, but i don't too much of it.


But you are aware about who are supposed to go through it?


Oh yeah, I was told that it goes for those who have a federal loan but has some kind of specifics conditions, is that right?


You're not mistaken. Effectively, Exit Counseling is reserved for those students who want to prepare themselves for repaying their loans, being these from federal programs. In any case, you must go through counseling each time you drop below half-time enrollment, you graduate or you leave the school.


Ah, so that is what entrance counseling is for. So, what if I'm completing entrance counseling to borrow a loan as an undergraduate student?


Then the entrance counseling will fulfill counseling requirements for Direct Subsidized Loans and Direct Unsubsidized Loans.


Makes sense. And how long is this supposed to take?


The entire counseling process must be completed in a single session. Most people complete counseling in 20 - 30 minutes.


I see, where can I find more information about that?


Simply return to the Counseling selection page to learn more.


hello I need information about VA medical care


If you have other forms of health care coverage, such as a private insurance plan, Medicare, Medicaid, or TRICARE?


Yes


then you can use VA health care benefits in conjunction with these plans.


Does the current status of my health insurance affect whether I can get VA health care benefits?


No. Whether or not you have health insurance coverage does not affect the VA health care benefits you can get.


Why does VA require me to provide information about my health insurance coverage?


We ask for this information because we have to bill your private health insurance provider for any care, supplies, or medications we provide to treat your non-service-related conditions, illnesses, or injuries that are not related to your military service.


Why does VA require me to provide information about the spouse's plan coverage?


for the same reason stated above. We ask for this information because we have to bill your private health insurance provider for any care, supplies, or medications we provide to treat your non-service-related conditions, illnesses, or injuries that are not related to your military service.


If I go to a non-VA care center, do they not pay for the services they provide me?


If you go to a care facility not authorized by VA or VA, Medicare may pay for other services you may need during your stay. If we only authorize some services in a non-VA location, then Medicare may pay for other services you may need during your stay.


What if I'm in one of the lowest priority groups that could happen?


you may lose your VA health care benefits in the future.


I need information about VA insurance options and eligibility.


I can help you  Find out which VA insurance programs may be right for you as a Veteran , service member , spouse , or dependent child .


What if I am ending my military tour of duty soon?


you ll need to get new coverage quickly . In some cases , you must act within 120 days of leaving the military to be sure there s no break in your coverage .


There is a time frame?


Yes  In some cases , you must act within 120 days of leaving the military to be sure there s no break in your coverage .


How do I know which life insurance program I m eligible for?


Different programs cover Veterans VGLI , service members SGLI , and family members FSGLI . You may also be able to get short - term financial coverage through TSGLI to help you recover from a traumatic severe injury .


Do you need VA life insurance options?


No


Unfortunately, no relevant information is found.


ARe there options for life insurance if I'm disabled?


Yes, if you re disabled because of an injury or illness caused or made worse by your active service , you may be able to get coverage through S - DVI to continue your life insurance beyond 2 years after you leave the military .


Survivors and Dependents Educational Assistance


Learn about the Survivors and Dependents Educational Assistance DEA program .


If you re the child or spouse of a Veteran or service member who has died , is captured or missing , or has disabilities


you may be able to get help paying for school or job training through the DEA program also called Chapter 35 .


If you re the spouse of a Veteran or service member


your benefits end 20 years from the date of death . You can get DIC payments from us and use DEA benefits .


Am I eligible for education benefits through the DEA program?


You may be able to get these benefits if both you and the Veteran or service member meet certain eligibility requirements


One of the descriptions below must be true


ok show me the descriptions


Is permanently and totally disabled due to a service - connected disability


yes


How do I get these benefits?


contact your school s certifying official to make sure your program is approved for VA benefits .


exit counseling info


Did you want to know what Exit Counseling is?


Exit counseling provides important information to prepare you to repay your federal student loan


Have you received a subsidized, unsubsidized or PLUS loan under the Direct Loan Program or the FFEL Program?


no, just wanted to be prepared


Unfortunately, no relevant information is found.


what will I need to have to do this counseling?


You will need a verified FSA ID


Are you familiar with the term "co-signer"? What if I don't have access to a reference number or a code for co-signing?


Then you should contact the IDR applicant because an email was sent to them containing the reference number or co-sign code.


I do not know where the reference number or co-sign code is, how can i get it?


Just ask your spouse because an email was sent to him or her and the IDR applicant can also access the number by logging in to StudentAid.gov.


Hi, I'd like to contact you and help spread the word about the availability of federal student aid for college.


Of course Share our information with potential college students, their parents, counselors, or other mentors.


Do potential college students, parents, counselors, or other mentors frequently visit your website?


yes


You can help us share information about federal student aid with your audience.


and what should i do?


click on an image you will see an option to "save" or "download" the "image" or "image". "save" or "download" the "image" or "image"


And what are StudentAid.gov Banners?


These StudentAid.gov banners, available in English and Spanish, can be used to link directly to StudentAid.gov, where students can learn about college planning and payment.


Do you have banner ads?


no


you're right


Is a student loan deferment something that would help me if I need additional time to make my payments?


If you choose to use a deferment you will not have to make a payment, but you also probably won't be making any progress toward forgiveness or paying back  your loan.


Is there an alternative solution to a student loan deferment?


You might want to consider income-driven repayment.


Regarding deferral or forbearance in loans, why compounding makes my interest go up?


that's because interest accrues on your principal balance, capitalization will cause more interest to accrue over time than if you had paid the interest. It will also increase your monthly payment on most payment plans


How to relieve student loan borrowers during the national COVID-19 emergency?


Federal student loan borrowers are automatically being placed in an administrative forbearance, which allow to temporarily stop making monthly loan payments. This suspension of payments will last from March 13, 2020 through Sept. 30, 2020,but you can still make payments if you choose.


How can I get relief with lower payments on an income-driven repayment plan?


It would be better to consider a different payment plan, such as an income-driven repayment plan. These plans base your monthly student loan payments on your income and family size. In some cases, the payment could be as low as $0 per month


I would like to lodge a complaint about an automative business, how do I proceed?


Is the business an automotive related business? and is the business located in New York State?


Not really, no.


Have you tried to resolve the question with the owner already?


Well no because the owner is forever unreachable it seems.


Who handles the investigation and how long does it take usually?


Generally an Automotive Facilities Inspector will launch a formal investigation and a hearing might also take place. This process can take several weeks to several months to resolve, depending on on the nature of the complaint.


Where do I lodge my Complaint?


The address is:Complaint UnitBureau of Consumer & Facility ServiceDepartment of Motor VehiclesP.O. Box 2700-ESPAlbany


Can I have a list of what types of businesses are covered by the DMV regulation?


It covers repair shops, inspection stations, dealers, junk and salvage vendors, and other automotive related businesses in New York State


And what if I don't agree with the outcome? Can i lodge a further complaint?


Yes there is the DMV Consumer & Facilities Services Complaint Unit. You must submit a Vehicle Safety Complaint Report PDF VS-35, downloadable from the link above, along with any supporting documents to them and your case will be reviewed.


I'm an Army vet and I want to look into help from the independent living track


Does your your service-connected disability limit your ability to perform daily living activities and you can’t return to work right away?


no, I think I could work but my activities are limited


so do I get independent living help?


you may qualify for independent living services through the Vocational Rehabilitation and Employment Independent Living track. You may also receive help as you work to find a job if that is a goal you and your Vocational Rehabilitation Counselor have created.


what if I am eligible , how would I get help?


A VRC would work with you to determine the severity of your service-connected disability, if you’re ready to work, and if you’ll benefit from independent living services. Your VRC will help you create a personalized, written independent living plan that meets your needs.


can we see about the other requirements?


Okay.  Do you have a serious employment handicap?


I think I do, depends on the job really


Do your disabilities prevent you from looking for or returning to work?


No, I think I could work and look for a job with a computer and that kind of thing


I'm sorry but you don't appear to be eligible for independent living services through VR&E


Hi, I need to Plan the benefits.


Several families of yours Social Security can provide benefits.


Perfect, what else do I need to know?


Sure when you retire.


Where can I find more information?


Also if you are disabled.


what else do I need to know?


Also when you die.


Benefits go to you, your spouse, and other eligible family members


How to know if you qualify?


Use our planners to help you better understand your Social Security protection, among other things.


can you give me details of The Affordable Care Act  and your VA health care coverage


The Affordable Care Act ACA also known as the health care law was created to expand access to coverage , control health care costs , and improve health care quality and care coordination . Find out what you need to know about the ACA and your health coverage .


Do I still have to pay a penalty if I don t have health insurance?


Congress changed this part of the law for plans starting in 2019 and after . The individual shared responsibility payment no longer applies starting in plan year 2019 for which you ll file taxes in April 2020


Does my health coverage through VA meet the ACA s minimum essential coverage requirement for 2018?


Your health coverage meets the minimum essential coverage requirement for 2018 if you were signed up for one of the programs listed below


you were covered under one of these programs in 2018


yes


you won t have to pay the fee when you file your 2018 taxes


tell me the questions i must answer


you must have been enrolled in one of these programs


I need more information


Find out what you need to know about the ACA and your health coverage


Morning! I just read about the PBS license on an article but I don't know what's that, and I couldn't found any information about that. Could you help me out a bit? I'm interested because I'm not sure if I should get a PBS license.


A Private Service Bureau PSB license is required of any person, firm , association or corporation engaged in the business of assisting for hire in securing licenses to drive motor vehicles , registrations , or titles of motor vehicles.


Are you engaged in that!? So I can tell you how you can Apply.


Yes, I'm engaged in that business.


What are the requirements?


You want to apply to operate a PSB license? .


Yes, I want to have a PSB license.


To apply for a license to operate a PSB, you must submit the NY State DMV: A) your form PSB-3 that shows your PSB name was approved by the DMV see aboveB) a photocopy of a valid NY State driver license or non - driver photo ID C)...I'll send you a document with the rest of the requirements so you can save it in your computer and check them whenever you want.ApplicationforPSB.pdf


Ok, I read it but it does not say anything if I don't have emplyees.


If you don't have any employees you must submit a completed Form CE-200 Certificate of Attestation of Exemption from NY State Workers Compensation. This is to show a government agency that NY State Workers Compensation insurance is not required


I need to renew my truck's registration.


I can help you with that. Please be advised that you must renew your registration before the expiration date.


Do I need a MV-3 or OP-3 to renew my registration at DMV?


It's best that you bring your renewal notice MV-3 or OP-3 with you when you renew, but if you don't have one, you can still renew your registration by completing the Application for Duplicate/Renewal Registration form.


What guidelines should I follow if the name of my street is too long and I can't place it in the field?


if the street name is a word that has an accepted abbreviation, use that abbreviation


And what do I do if I don't know any abbreviation for that street?


in that case omit the street type


What if someone doesn't have current proof?


in that case omit the voucher identification number section.


What is the topic about?


about the registry


I need help regarding a replacement card for a non-citizen child.


Of course. You can replace your child 's Social Security card for free if it is lost or stolen. However, you are limited to three replacement cards in a year and 10 during a lifetime. Legal name changes and other exceptions do not count toward these limits.


Does your child not have permission to work but does it need a Social Security number for other purposes?


Yes, that would be the case.


In that case you should see "If your child does not have permission to work" for further information.


Do you need proof of my identity?


Yes, we must see proof of your identity. An acceptable document must be current, not expired and show your name, identifying information date of birth or age and preferably a recent photograph.


What documents do I need to show you?


You must show us your child 's current U.S. immigration document. An I-551 Lawful Permanent Resident Card, Machine Readable Immigrant Visa or an I-766 Employment Authorization Document, EAD, work permit.


Alright, and what if I don't have one of these documents?


In that case we will ask to see other documents, for example an employee identification card. Any documents submitted, including the following, must be current, not expired and show your name, identifying information date of birth or age and preferably a recent photograph.


Can I use a taxpayer identification number to work, if I have one assigned for non-work purposes?


No, unfortunately you can not use it to work.


What about making payments?


The US Department of Education has several loan servicers that handle billing and other services on loans for William D. Ford Federal Direct Loans and for loans through FFEL and loans the ED later purchased.


Do you have automatic monthly debit of your loan payments?


No, I have not set up automatic monthly debit payments from my checking or savings account.


Do you need to make a payment by postal mail?


No, I do not mail my payment in.


Unfortunately, no relevant information is found.


Would I receive a discount for signing up for debit withdrawal of my payments?


Yes, you would receive .25% interest rate deduction on Direct Loans and you should contact your loan servicer for more information.


I have a concern about my student loan service. What if I have FFEL Program loans that is not owned by ED and I need to contact them?


Do you need to contact your FFEL Program loans not owned by ED servicer?


Yes, I do need to contact them about details.


Then you should contact the servicer about the payment options and tools.


How to get my own driving record


Do you want to know what is a standard driving record?


not


Do you want to know what is a lifetime driving record?


Do you want to know what a commercial driving record is?


yes


See an explanation of CDL driving record abstracts.  You can order them online or have your employer order them through the License Event Notification Service LENS


What is the procedure for the user change?


if someone is taking on another user s duties. does this apply to you?


how?


Hi, I need help with a retirement benefits planner.


Are you aware of the Government Pension Offset?


No, I don't know anything about the Government Pension Offset.


Do you need information on how to calculate your benefits if you are affected by the Government Pension Offset?


No, I don't think so.


Would you like information about if you will be eligible for the spouse's benefits?


Yes that would be helpful to know about.


Do you need to find the estimated amount of retirement benefit that your spouse would be eligible to receive at full retirement age?


No, I already know the estimated amount.


Ok, great. Now do you know that you have to divide this amount in half and round down to the nearest dollar?


Oh! Well I didn't know that, so that is really good to know.


Also, to get your estimate you will need the estimated monthly amount of your Social Security benefit as a spouse before the effect of the Government Pension Offset.


Now, lets say that I retire before my full retirement age, how will my benefit amount respond and was the reduction based on?


Your benefit amount as a spouse will be reduced and the reduction will be based on your date of birth.


There are some things about my social security benefits I would like to know.


Of course. Do you already receive Social Security or SSI benefits and do you have a bank account?


Yes, to both.


In that case you can sign up for Direct Deposit.


What if I want to open a bank account for direct deposit and I have decided on an account that is right for me?


Then you should let the representative at the financial institution know that you are interested in signing up to receive your benefits by Direct Deposit.


What if I don't have a bank account at all?


Then you must open an account before you can sign up for Direct Deposit. You should shop around in your area to find an account that has the features you want at a price you can afford.


I see. And what is this direct express card I've read about?


The Direct Express card is a debit card you can use to access your benefits. And you don't need a bank account. We deposit your federal benefit payment directly into your card account.


What if I don't receive any benefits yet?


If you're planning to apply, tell the Social Security representative when you apply for benefits that you want to sign up for Direct Deposit.


I am changing my university and I have to change my GI Bill info


Okay, we can help you learn about ways you can make GI Bill changes. Find out when and how to request changes to your GI Bill school, program, or other VA education benefits so you can keep getting funding to help pay for your education or training.


what do I need to do to make those changes or do I have to do it at all?


You will need to request changes to your benefits if you make certain changes to your education


I also need more information on what documents and information do I need to apply for the benefits.


can mail


If that is my case, what can I do?


in person then?


yes


Go to a VA regional benefit office and have a VA employee help you . Find a VA regional benefit office near you


and if I need the help of a trained professional


You can work with a trained professional called an accredited representative to get help applying for education benefits . Get help filing your claim


and how would it be by mail?


Fill it out and mail it to the VA regional claims processing office that s in the same location as your school . See a list of regional claims processing offices


sdfsdf


Are you interested into apply for this program?


Yes, if this is a good thing for me, I would love to.


Great this will depend of if you are a student or not, and if are a student you will need to log in into a account just for students.


I see. But there is also a loan program which is for parent, I mean through it the parents can manage some of the loans?


Yes, there is. It's the same program, but brings the parents an account for their involvement.


Do you have any more questions?


I still have some doubts, but not about what we were talking about.


I can give authorization to other people to manage this loans in case I can do it by myself?


Yes,, you can authorize your school to help you with the management.


So, this is not mandatory?


That's right. The authorization is given by you just if you think that could be needed.


I want to renew my license by mail


We may have important information for you


Are you renewing a standard license?


yeah


Okay, if you renew your Standard license by mail your new license will show, ' NOT FOR FEDERAL PURPOSES ' .


can I just walk in to an office and do this and will I get a temp license?


Yes, if you renew at an office you receive a temporary license to use until your new license arrives by mail within 10 business days


what will I need to bring with me if I go to a DMV?


We have a guide you can use so you know what you will need before you come to DMV. Some DMV locations might allow you to make a reservation.  You do not need a reservation t o visit the DMV


I have gotten renewal notices before from you guys, but not this time and I want to renew so what do I do?


You can use an Application for Permit, Driver License or Non-Driver ID Card MV-44


anything else I should know about my class C license before I go in?


If you have a Class C license with an endorsement of H or X, you must pass the hazardous materials knowledge test at a DMV office within 2 years before your renewal and pay an additional fee of $5 for the test.


Hello, i'm interested in changing my license from Class D to Class E, please.


Have you completed any procedures or applications yet?


No, i haven't.


Ok, have you at least verified what kind of identification you need to bring to the DMV?


Do i need to verify that before hand?


Yeah, that's the correct thing to do. Besides, you need to find your proofs also.


Would you want a printing in your license of "Not for Federal Purposes"?


No, don't think i will need that.


How do i know if my license is Enhanced or not? All i know it was issued in February 2017, can you clarify this to me, please?


Don't worry, sure i  can do that. Seeing that date, i have to inform you that license is just a standard one.


Ok, thanks for the clarification. Another question, a friend of mine is looking to get its first driver license, which type could be better for him?


If he's going to apply for the first time, a E type driver license could be just the better, instead a D type. That's because both license requires the same vision and share written and road tests.


I need to make a change of address


Do you want to report a change of business address?


No


What if the new location was previously registered as a repair shop?


Please provide the Facility number or name of that shop. This may be accepted as proof of zoning


What happens if I have an Inspection Station License?


Please see Inspection Station Cap Information for more details


Where can I call to get more information?


You can also call the DMV Office of Vehicle Safety and Clean Air at 1 - 518 - 474 - 4653 to get the form , or call 1 - 518 - 474 - 0919 to get more information


How long will it take to receive the replacement docs?


You will receive a replacement document in the mail in approximately 5 to 7 business days


How long does it take to process the application?


It will take 6 to 8 weeks for us to process your application


What form do I need to report a change of address?


You must complete a Statement of Ownership and/or Permission to Use Place of Business pdf VS-19


How can I be eligible for VA disability benefits?


You can review VA disability benefits eligibility criteria to find out if you can get disability compensation for an illness or injury caused by or got worse during active military service.


What are considered presumed disabilities?


Presumed disabilities are a chronic long-lasting  illness that first appears within one year after discharge or caused by contact with contaminants or other hazardous materials or an illness caused by time as a POW.


Will I be eligible for VA disability compensation?


Yes, you could get VA disability benefits or even compensation if you have a current illness or injury known as a condition that affects your body or mind.


What must be true for me to get VA disability?


Did you serve on active duty, active duty for training, or inactive duty training?


Yes, I served active duty.


Do you have a disability rating for your service-connected condition?


No, I do not have a disability rating at this time.


Then you will not at this time get VA disability benefits or compensation.


Am I in the right place to access a benefits planner?


Yes, you can access your social security benefits for you, your spouse, and other eligible family members.


Am I able to apply for benefits online?


If you meet certain criteria, you can complete your benefits application online.


Can I apply for retirement benefits online?


Yes, as long as you meet certain criteria, agree to a terms of service agreement, and create a personal social security account.


Oh, well, thanks for verifying what I already suspected. Is there a possibility that some other member of my family might profit from anything like this?


Yeah, under certain circumstances, certain family members are eligible, such as stepchild, grandchild, step grandchild or adopted child.


Who can get benefits from a worker?


Those benefits can be paid to the worker's children and spouse they can get them if the worker has credits at least for one-half year.


You said to me before that i should return the benefits of my deseaced spouse, is that right?


That's correct. You have to return them


Hi there. I would like to know when a repayment plan can start.


The repayment plans starts with a lower payment that increase every two years and this can goes for 10 to 30 years.


Do you have a low income that you think and it will be a problem for the repayment?


NO, not really, my income is not so low, but I need to have this in consideration.


Unfortunately, no relevant information is found.


Great, thank you. But what can you tell me about the payments that I need to do every month?


Well, if you have a consolidation loan the monthly payments start out low and get increased every two years.


It seems unfair to me that after 2 years it increases, will there be a way to minimize that? Under what conditions would my AGI be used?


Have you filed a federal tax return in the past two years?


no


your AGI cannot be applied at this time


What other options do I have if I need help paying my student loans?


You should contact your administrator, but you may be able to extend your repayment period through the Extended Repayment Plan or through loan consolidation. You can also temporarily suspend your refund by deferral or forbearance.


hi i need help about Benefits for spouses and dependents


I'm here to serve you want to know if you are eligible for VA DIC as a surviving spouse or dependent


yes. What requirements do I need to meet?


Were you married to the veteran or service member before January 1, 1957?


Yes


I would like to know if the veteran's eligibility was due to a service-related disability rated totally disabling?


they must have had this rating


About the information and documents I need to identify the deceased, what other documents do I need when I call the National Cemetery scheduling office?


If the person was married , you ll also need the surviving spouse s status as Veteran , service member , or family member


Is my surviving spouse or dependent eligible for VA DIC? What is the rating?


Since his release from active duty and for at least 5 years immediately before his death,o For at least 1 year before their death if they were a former prisoner of war who died after September 30, 1999Note: Totally disabling means that the veteran's injuries make it impossible for them to work.


Do you also know about Exposure to Agent Orange on Navy or Coast Guard ships, can they get disability compensation?


Blue Water Navy Veterans are now entitled to a presumption of service connection for illnesses related to Agent Orange exposure . This is a result of Public Law 116 - 23 , the Blue Water Navy Vietnam Veterans Act of 2019


I would like some information about the PLUS Loans program for education.


PLUS loans are in place to help parents pay for education expenses not covered by other financial aid


And how do I apply for one of these loans?


There is an online application for you to apply for a parent PLUS loan.


So I am an undergraduate student,  Am I eligible for Direct Subsidized Loans or Direct Unsubsidized Loans?  What else would you suggest to me?


it is important that you search More information on the page


ok, and could you give me more information about what is a Master Note?


The Master Promissory Note MPN is a legal document that promises to pay your loan and accrued interest and fees to the U.S. Department of Education.


and could I receive more than one loan?


You may receive more than one loan under an MPN over a period of up to 10 years to pay for your or your child's educational costs, provided the school is authorized to use the MPN in this manner and chooses to do so. The school will inform you what loans, if any, you are eligible to receive.


okay. And what about a graduate student?


Find and use the MPN you need as a graduate or professional degree student to obtain federal student loans. Graduate / professional students may be eligible for unsubsidized direct loans, direct PLUS loans, or both. You must complete an MPN for each type of loan you want to receive.


I'm confused about an inspection. Do I need a Diesel Opacity Emissions inspection for my vehicle that is driven mainly in NY, but is registered in New Jersey?


No, you don't need one because it's an out of state vehicle.


I heard there were random inspections at roadside stations. What happens if it fails?


If that happens, a traffic ticket may be issued.


Can I get other types of inspections at inspection stations?


It depends. If the vehicle needs the diesel emissions inspection, then they can't do any other inspections. Other than that though, the station can do other types of inspections.


I need to know where the diesel inspection happens, and also when does it happen?


Any diesel inspection station can do this. It happens at the annual safety inspection.


So if I have an expired inspection certificate, what do I do?


Is the vehicle outside the DEMA?


Yes, it is.


You can go to the DMV to apply for a VS-1078 which is a Temporary Waiver. It needs to be displayed on the vehicle next to the original safety certificate.


What about if I want to become an inspection station? What would I need?


You need a DMV approved smokemeter. For more information, you should call 1-518-474-0919.


What are the criteria for if the vehicle needs a OBDII inspection versus the emissions inspection?


If the vehicle weighs less than 8501 pounds, and was made in 1997 or newer, these get the OBDII and not the emissions inspection.


Hello. I am trying to get info about VA nursing homes.


Great. I can help you with that.


Thank you. Do I qualify?


Well, let's see if you are able to get residential health care through the VA.


What are the nursing homes like?


We have several different types of nursing home care.


How will VA health care help?


Well, if you have a disability, you can get help for your home.


How do I start those services?


Are you signed up for VA health care?


I have not signed up yet, no.


Oh no. That means you probably do not qualify.


Well, if I get any medical work done, who will pay for them?


You may need to use Medicaid, Medicare, or personal insurance.


If I have a defaulted loan, am I eligible for teacher loan forgiveness?


Are you currently in default with your loan?


Yes, unfortunately, I am


You will not be eligible for forgiveness of that loan unless you make satisfactory arrangements with the holder of the defaulted loan


What is one of the additional requirements of teacher loan forgiveness for elementary, middle or secondary school teachers who are not new to the profession?


One of the requirements is that the individual must be made available to the public upon request


What way do I go about applying for teacher loan forgiveness?


You need to submit a completed Teacher Loan Forgiveness Application to your loan servicer. You must have completed the required five consecutive years of qualifying teaching


I have loans with different loan servicers and am applying for forgiveness, will that cause a problem?


You will need to submit a separate form to each loan servicer


Is it possible to receive teacher loan forgiveness on PLUS loans or Federal Perkins Loans?


Federal Perkins Loans are not eligible for this type of forgiveness. There is a possibility that you could have a portion or all of the loan canceled based on your employment or volunteer service or even discharged under certain conditions


I need help regarding a replacement card for a non-citizen child.


Of course. You can replace your child 's Social Security card for free if it is lost or stolen. However, you are limited to three replacement cards in a year and 10 during a lifetime. Legal name changes and other exceptions do not count toward these limits.


Does your child not have permission to work but does it need a Social Security number for other purposes?


Yes, that would be the case.


In that case you should see "If your child does not have permission to work" for further information.


Do you need proof of my identity?


Yes, we must see proof of your identity. An acceptable document must be current, not expired and show your name, identifying information date of birth or age and preferably a recent photograph.


What documents do I need to show you?


You must show us your child 's current U.S. immigration document. An I-551 Lawful Permanent Resident Card, Machine Readable Immigrant Visa or an I-766 Employment Authorization Document, EAD, work permit.


Alright, and what if I don't have one of these documents?


In that case we will ask to see other documents, for example an employee identification card. Any documents submitted, including the following, must be current, not expired and show your name, identifying information date of birth or age and preferably a recent photograph.


Can I use a taxpayer identification number to work, if I have one assigned for non-work purposes?


No, unfortunately you can not use it to work.


what are the benefits for policy holders with terminal illness


Eligible veterans, service members, and covered spouses of service members can get expedited benefits. With expedited benefits, you can get up to 50% of the face value of your coverage in increments of $ 5,000 paid before death.


How can I get benefits early?


if i would like to know


Do you have SGLI, Family SGLI or VGLI life insurance?


yes


if you or your spouse can get benefits early


How can I get up to 50% of the face value of your coverage in increments of $ 5,000 paid before death?


If Explained To You Eligible Veterans, Service Members, and Covered Spouses of Service Members may obtain expedited benefits that apply to you


you are the holder of an SGLI or VGLI policy,


Agent Orange exposure from C-123 aircraft


If you flew on or worked with C-123 aircraft in Vietnam or other locations


no, i don't flew on c123 aircraft in vietnam


Unfortunately, no relevant information is found.


What if I need help filing my claim?


Call the C-123 hotline at 800 - 749 - 8387


Maybe an unrelated question now, what does it take to be an accredited representative or a VSO? Could I become a service officer myself? What are the requirements?


Accredited representatives and VSOs need to pass an exam and a background check.


Do you also know about this, about disability benefits for active duty members?


Please Check our list of military units and Air Force specialty codes to see if your unit had contact with affected C-123 aircraft .


please show me more information


Want to know more about C-123 aircraft Agent Orange claims ?


yes, please


For active-duty service members


You have an illness we believe is caused by contact with Agent Orange called a presumptive disease


yes


good. yes, You be able to get disability benefits


I need information from my driving school instructor certificate


passed all tests?


not


If a customer or DMV employee asks to see the certificate?


you must be able to present it.


What is the Instruction behind the wheel in vehicles


carsstruckssbuses


if i driver license was issued from a state other than New York


you must include a certified copy of your driving record from the state agency that issued your license


what is the fee for an additional certificate?


There is no fee for an additional certificate as long as you have a valid certificate with another driving school .1. Unless the driving school you are employed bys is authorized by DMV to conduct these tests for their employees .


Please, I need some info about VA disability compensation for PTSD.


Post-traumatic stress can occur after someone goes through a traumatic event like a fight, an assault, or a disaster.Most people have some stress reactions after trauma.But if the reactions do not disappear over time or interrupt your life, you may have posttraumatic stress disorder PTSD.


Who is covered by this compensation?


Just veterans.


Regarding eligibility for VA disability compensation, what requirements do I have to meet to access the benefit?


Served on active duty , active duty for training , or inactive duty training


yes.


Have a disability rating for your service - connected condition


I don't have a disability rating for my service


so you can't qualify, because you need to meet all the requirements


What conditions are covered by these benefits?


Chronic long - lasting back pain resulting in a current diagnosed back disability , Breathing problems resulting from a current lung condition or lung disease, etc


I could use some help with retirement benefits


Do you need help with knowing more about what Government Pension Offset is?


no, other things


Do you need help to calculate your benefits if you are affected by the GPO?


yes sir


Are you trying to estimate your future spouse 's , widow 's , or widower 's benefits under the GPO?


yes I am


OK, you need two things :The estimated " gross " monthly amount of your pension from your government job not covered by Social Security . and, The estimated monthly amount of your Social Security benefit as a spouse , widow , or widower before the effect of GPO .


and what if my spouse already gets benefits?


ask them what their benefit would be if it started at their full or normal retirement age, Divide this amount in half and round down to the nearest dollar .This is your estimated spouse 's benefit if you retire at full retirement age


what happens to the benefit amounts if I retire before full retirement age?


Your benefit amount as a spouse will be reduced .The reduction will vary based on your date of birth. The maximum reduction for benefits starting at age 62 is 30 percent for someone born in 1946 .It will increase to 35 percent for those born in 1960 or later.)  For more information about your estimated benefit amount if you retire before reaching full retirement age , please call our toll free number at 1 - 800 - 772 - 1213 If you are deaf or hard of hearing , call our TTY number at 1 - 800 - 325 - 0778 or contact your local Social Security office .


Hey, how can I keep my personal information safe?


Identity theft affects millions of people each year and can cause serious financial and identity-related problems. Protect yourself by securing your personal information, taking the time to understand the threat of identity theft, and exercising caution.


How can I protect myself from fraud?


Social Security is diligently working at national, regional, and local levels to combat the fraud that undermines our mission to serve the American public.


Should I report suspicious activity, such as scams?


Did you receive a suspicious call from someone claiming to be from Social Security?


No, luckily I did not.


How do I know what benefits I qualify for?


We can help ensure you get the retirement benefits you should by reviewing the basics like how we determine your benefit amount and who else in your family might be eligible. Visit our Learn About Retirement Benefits page to make sure you know the basics of retirement benefits.


What should I do if something major changes in my life? Am I supposed to report that to you?


Yes, letting us know ensures your benefits and information is kept up to date. Remember to tell us whenever there s a change in your life circumstance that could affect your benefits.


hello I need information about Certification and driving types


If you have a Class A, B or C commercial driver's license or a CDL permit issued by the New York State DMV


do not


What can happen if I don't have my updated information?


If you do not keep the information current and up to date with the DMV, you will lose your commercial driving privileges.


and what exceptions are there for the commercial management operation


Commercial driving operation is permitted through state lines for excepted operations only and you are exempt from federal medical requirements.    Must be 18 years of age or older, 21 years of age or older when indicated for certain excepted operations s    you must have an Exempt A3 Med Cert restriction on your driver's license


If I have a HAZMAT H or HAZMAT / Tank X endorsement, can I request this type of commercial driving?


If you have a HAZMAT H or HAZMAT / Tank X endorsement, you can select this type of driving


What if I have a K CDL Intrastate Only restriction?


you must not have a K CDL Intrastate Only or A3 Med Cert Exempt restriction on your driver's license...


Why are Master Promissory Notes necessary?


An MPN is necessary because it is a legal document in which you promise to repay your loan plus accrued interest and fees to the U.S. Department of Education and it explains the terms and conditions of your loan.


Do I need a MPN for a Direct PLUS Loan?


Yes, you would use a MPN for a Direct PLUS Loans available to eligible graduate students.


Do you need to complete an MPN?


Yes, I do need to complete an MPN.


Do you know how long it takes?


Yes, I do.


Can I receive more than one loan under an MPN?


Yes, you might receive more than one loan under an MPN over a period of 10 years to pay for your educational costs; but you must be at a school that is authorized.


What types of loans use MPN?


Direct Unsubsidized Loans available to eligible graduate students and sometime for Direct PLUS Loans use MPN.


I came here to find out why could affect my retirement benefits. Can you tell me more about this?


Of course. Everyone's retirement is unique.


So what can affect my benefits?


Beyond deciding when to begin receiving retirement benefits, other factors that can affect your benefits include whether you continue to work, what type of job you had, and if you have a pension from certain jobs.


Ah, I see. Can you also tell me something about pensions?


Sure. Pensions and taxes have the potential to impact your retirement benefit. Review the resources on our website on pensions and other factors you should consider.


Say, what if I choose to keep working beyond my retirement age?


Then you can increase your future Social Security benefits.


That sounds great. How are my earnings affecting the amount of benefits? Are there certain jobs that count more toward that?


Are you aware that Social Security earnings are calculated the same way for most American workers?


Yes, but I still want to know.


Well, there are some types of earnings that have additional rules.


I need sales tax and registration help


Are you going to register a vehicle in New York at the DMV office?


yes


For the sales taxes you will have to pay the sales tax or prove that the sales tax was already paid.


do you have info on sales taxes? I had a lot of other things I wanted to look into


Would you like me to give you the link to a site where you can find more information?


no I'll just ask a few more questions


Can I get a break if I'm in the service and not living in New York now?


Yes, if you are a member of the U.S. Armed Forces and you do not reside in New York, you can defer your sales tax payment.


I don't reside in New York but I am a New Yorker, is that still for me?


The Sales Tax Exemption form provides information and the definitions to defer your sales tax. You must pay the sales tax when you leave the Armed Forces or you return to New York.


Hello i would like to get information about Master Promissory Note (MPN) for graduate students


The MPN is a legal document that promises to pay your loan and accrued interest and fees to the US Department of Education, it also explains the terms and conditions of your loan. Graduate / professional students may be eligible for both unsubsidized direct loans and direct PLUS loans, which have different MPNs.


And what should I use for direct PLUS loans?


Use this MPN for direct PLUS loans available to eligible graduate / professional students. You may also need to complete an MPN for unsubsidized direct loans.


and you know who should complete this?


no


want to know how long will it take?


and for unsubsidized loans?


Use this MPN for unsubsidized direct loans available to eligible graduate / professional students. You may also need to complete an MPN for Direct PLUS loans.


and what should i do?


Download PDF


How do I get these benefits?


You ll need to file a claim for disability compensation .


you ll also need to fill out this additional form: An Application for Annual Clothing Allowance VA Form 10 - 8678 Download VA Form 10 - 8678 PDF


what else should i fill


Application for Annual Clothing Allowance VA Form 10 - 8678 Download VA Form 10 - 8678 PDF


I also need more information on VA compensation. Is it possible for me to do if I fulfill the requirements?


You may be able to get compensation from VA if you suffered an added disability or your existing disability


Also, I need you to tell me what to do. how's the payment?


To get your yearly payment. you ll need to qualify by August 1 of that year .


I see. Regarding VA disability benefits, what if complications arise during surgery?


If Surgery resulted in serious problems, such as: not being completely healed or Surgical wounds can benefit


I also need to find out the VA benefits, if I qualify, when will I receive my money?


you ll receive payments between September 1 and October 31 .


what I have to take to the local VA medical center?


Bring it to the prosthetic representative at your local VA medical center .


You have more than one prosthetic or orthopedic device , ou have more than one skin medicine.


skin medicine affects more than one type of clothing?


You may be able to get more than one payment if you meet at least one of the requirements listed below


Can I be backed by a VA home loan if I do not quite meet my lender's credit requirements?


For a VA home loan you will also need to meet your lender's credit and income loan requirements to receive financing.


Can I get a Certificate of Eligibility as the spouse of a veteran?


You may be able to get a COE if you are the surviving spouse of a veteran or the spouse of a veteran who is missing in action or being held as a prisoner of war.


Can I use the same COE I used to purchase my current home if I am relocating?


You may be able to restore an entitlement you used in the past to buy another home with a VA direct or VA-backed loan if you meet certain requirements.


Does my current home need to be sold to re-use my COE or can I keep it and use it as a rental property?


You can re-use a COE if you've sold the home you bought with the prior loan and have paid that loan in full among other requirements.  If you wish to request an entitlement restoration, fill out a Request for Certificate of Eligibility VA Form 26-1880 and send it to the VA regional loan center for your state.


What are the requirements for re-using a COE?


Have you sold the home that you bought with the prior loan and paid that loan in full?


I have not sold the home.  I was wondering if I could keep it and use it as a rental property.


Is it possible that a qualified veteran-transferee would agree to assume your loan and substitute their entitlement for the same amount of entitlement that you originally used?


I do not understand what that means or how that would work.


If you could find a qualified veteran-transferee that would make that agreement, you could do that and then re-use your COE.


I want to know about enhanced eligibility for returning OEF/OIF/OND combat Veterans, please.


You can receive free VA medical care for up to 5 years after discharge for any condition related to their service in Operation Enduring Freedom (OEF) in Afghanistan or Operation Iraqi Freedom (OIF) or Operation New Dawn (OND) in Iraq.


How can I apply at this time?


Would you like to wait to apply for VA medical care until after your enhanced eligibility period ends?


Yes, I can wait, sure.


We will not consider your OEF / OIF / OND combat veteran status in our enrollment decision. Instead, we'll base your eligibility on factors such as your income and VA disability rating.


Have you served in a combat operations theater after November 11, 1998?


That's right.


Were you discharged or released from active duty as of January 29, 2003?


No, I'm active now


Then you don't qualify for enhanced eligibility.


Hi, I'd like to know where can I get more information about income-based payment plans?


Want more information about the income - driven repayment plans ?


yes


Explore our Questions and Answers page on Income Driven Plans


How long will I have a refund under each plan?


Income-based repayment plans have different repayment periods Under all four plans, any remaining loan balance is forgiven if your federal student loans are not paid in full at the end of the repayment period


very well and how do I calculate the amount of my payment?


You can Use our loan simulator. Loan Simulator provides a comparison of estimated monthly payment amounts for all federal student loan repayment plans, including income-based plans.


Will the ICR Plan give me benefits for PLUS loans?


The benefits of this plan will give you the only income-based repayment option available to major PLUS loan borrowers.


What would be the different payment periods?


Under all four plans, any remaining loan balance is forgiven if your federal student loans are not paid in full at the end of the repayment period.


information about Fully developed claim for a VA pension


Sure. The Fully Developed Claim FDC program is the fastest way to get your VA pension claim processed


what if i file a claim in the FDC program


we ll remove your claim from the FDC program and process it as a standard claim .


more about the FDC program


please send us all the supporting documents you have and provide information about supporting documents that you don t have .


I want to re claiming non service connected pension benefits


The evidence must show that you meet the requirements listed below : Your net worth and income are within certain limits And at least one of these must be true about your service .


what are the requirements


Served on active duty for any length of time during a period of war and were discharged due to a service - connected disability


what other requirements are there


Started on active duty before September 8 , 1980


and served at least 90 days ?


Your net worth and income are within certain limits .


hello I need information about the clothing allowance for VA


Has your clothing been damaged by your prosthetic or orthopedic device such as a wheelchair or by the medicine you re taking for a skin condition ?


do not


Are you sure this is not the case?


I am sure that is not my case


Unfortunately, no relevant information is found.


What requirements must I have to obtain benefits?


Does your prosthetic or orthotic device or your skin medicine damage your clothes?


no they don't harm her


then it is not possible to get VA disability benefits


Regarding individual VA unemployment due to not being able to work, what benefits could I access?


You ll need to file a claim for disability compensation. you ll have to provide evidence supporting documents like a doctor s report or medical test results showing that your disability prevents you from holding down a steady job


Is it possible for me to receive VA disability benefits if I have a disability due to my military service?


You may be able to get disability benefits if one of the situations below describes your experience .


Hello i would like to get information about Master Promissory Note (MPN) for graduate students


The MPN is a legal document that promises to pay your loan and accrued interest and fees to the US Department of Education, it also explains the terms and conditions of your loan. Graduate / professional students may be eligible for both unsubsidized direct loans and direct PLUS loans, which have different MPNs.


What I need?


first thing is verified username and password FSA ID


and can you receive more than one loan?


You can receive more than one loan under an MPN over a period of up to 10 years to pay your educational costs, as long as the school is authorized to use the MPN in this way and decides to do so.


and for unsubsidized loans?


Use this MPN for unsubsidized direct loans available to eligible graduate / professional students. You may also need to complete an MPN for Direct PLUS loans.


And what do I use for direct PLUS loans?


Use this MPN for direct PLUS loans available to eligible graduate / professional students. You may also need to complete an MPN for unsubsidized direct loans.


Who should complete this?


Do you want to do it in just 30 minutes?


no


I'm 17 and ready for a driver license


Would you like to know more about the Graduated license law?


nope, I just want a license


Did you want to know more about getting a senior driver license?


yes, vroom vroom let's go


so you are 17 years old, correct?


yes


Okay, you are eligible for a senior driver license,Class D or M, if you have a junior driver license or limited junior driver license and have completed a state-approved high school or college driver education course.


do you have more information on how to prepare for the road test?


Yes, I can link you to a page where you can learn how to prepare for your road test.


Is this info just for Americans because I'm Canadian and I want a license ASAP?


You can also use the info given. When you pass your road test, you must give your foreign driver license to the DMV road test examiner if you have one.


I have a lot of questions regarding my retirement benefits and it'd great if you could answer them.


Do you want to know what the maximum Social Security retirement benefit payable is?


No, thank you.


I'd rather know more about pensions. What can you tell me about pensions?


Pensions and taxes have the potential to impact your retirement benefit. Review our resources on pensions and other factors you should consider, you can find them on our website.


What other factors are there?


The Windfall Elimination Provision (WEP), for example.


Ah, okay. Say, is it possible to keep working beyond my retirement age?


Yes. You can choose to keep working beyond your full retirement age. If you do, you can increase your future Social Security benefits. Each extra year you work adds another year of earnings to your Social Security record.


Are you currently working beyond your retirement age?


Well, yes. I have to admit that I do.


That's great. Then you can increase your future Social Security benefits.


how to make a fully developed Claim for a VA pension


The FDC Fully Developed Claim program is the fastest way to process your VA pension claim, and there is no risk of you participating in it. Simply submit all of your evidence, or supporting documents, when you file your claim.


y If you file a claim in the FDC program and we decide that there are additional documents that we need to decide your claim that is appropriate in that case


We will remove your claim from the FDC program and process it as a standard claim.


ok y If I claim non-service pension benefits?


Served on active duty for any length of time during a period of war and was discharged due to a service-related disability


yes


Did you start active duty before September 8, 1980?


not


Did you start active duty after September 7, 1980?


ok you qualify Your net worth and income are within certain limits


I need help with understanding annual re-certification requirements on income and family size.


I can help you with that. It's very important that you re-certify your income and family size by the given annual deadline.


Have you recertified your income by the deadline?


Yes, I have.


Excellent. Those who don't re-certify would be subject to varying consequences depending on their plan.


What does applying for an income-driven repayment plan allow me to do?


Completing the application allows you to select an income-driven repayment plan by name or  request that your loan servicer determine what plan you qualify for. The loan servicer would then place you on the plan with the lowest monthly payment.


What if I have an outstanding balance on a Direct Loan?


If you have an outstanding balance on a Direct Loan or FFEL program loan when you received a loan on or after Oct. 1st 2007, you will not qualify for the PAYE plan.


How do REPAYE and ICR plans work?


Under these plans, your payment is always based on your income and family size, regardless of income changes. For example, if your income increases over time, your payment may be higher than the amount you would have to pay under the 10 year Standard Repayment Plan.


What repayment plan is available for FFEL program loans?


In this case, your only income-driven repayment plan option would be the IBR Plan.


please show me information about Enhanced eligibility for returning OEF/OIF/OND combat Veterans


You can receive free VA health care for up to 5 years after discharge or release for any condition related to your service in Operation Enduring Freedom OEF in Afghanistan or Operation Iraqi Freedom OIF or Operation New Dawn OND in Iraq .


I am interested in applying for benefits


If you wait to apply for VA health care until after your enhanced eligibility period ends


yes


we ll base your eligibility on factors such as your income and VA disability rating


show me information for Active-duty service members and VA health care


find out how to apply for VA health care once you ve received your separation or retirement orders .


what are the requirements to be eligible


Served in a theater of combat operations after November 11 , 1998


yes i served in combat operations after novenmber 11, 1998


Were discharged or released from active service on or after January 29 , 2003


no i was discharged or released from active service before january 2003


so you can't qualify, because you need to meet all the requirements


You tell me, I wanted to know what I need to be able to get approved. So how can you help?


We can help you learn about VA home loan eligibility requirements for a VA direct or VA-backed loan, we can help you find out how to apply for a Certificate of Eligibility to show your lender that you qualify based on your service history and duty status. Keep in mind that for a VA-backed home loan, you’ll also need to meet your lender’s credit and income loan requirements to receive financing.


ok, how do I go on with this if I had a VA loan before?


Have you sold the home you bought with the prior loan and have paid that loan in full ?


no that didn't happen


Will a qualified Veteran-transferee agrees to assume your loan and substitute their entitlement for the same amount of entitlement you used originally ?


no way, don't know anyone who would do that


Have you repaid your prior loan in full but haven't sold the home you bought with that loan ?


no I haven't


You will not be able to use a COE you used before.


I'd like to know if is it possible for my spouse to apply for the VA home loan program?


Possibly we can apply to see if you qualify.


Is it possible to avoid foreclosure? I was told, or so I thought, that I could sign over my house.


You might be talking about Deed in lieu of foreclosure, this plan lets you avoid the foreclosure process by signing over the deed to the home to your servicer. The home will then belong to the servicer.


What is there to know about Agent Orange exposure from C-123 aircraft?


Did you fly on or worked with C-123 aircraft in Vietnam or other locations?


No, I did not fly on C-123 aircraft in Vietnam.


Unfortunately, no relevant information is found.


What if I had contact with Agent Orange?


The U.S. military used this herbicide to clear trees and plants during the Vietnam War.


Can I get disability benefits if certain things are true?


Do you have an illness we believe is caused by Agent Orange called a presumptive disease?


Yes, I have an illness believed to be caused by Agent Orange?


Were you assigned to flight, ground, or medical crew duties at certain locations?


Yes, I was assigned to flight crew duties at the selected locations.


You then may be able to get disability benefits.


I want information on fully disabled or terminally ill policyholders


do you have VA life insurance?


no I don't have VA life insurance


What benefits do I have if I am If you are the holder of an SGLI or VGLI policy?


yes, you can get benefits by downloading the accelerated benefits claim form


can I get a SGLI Disability extension?


if applicable for an SGLI Disability extension


You may be able to get a life insurance premium exemption if you qualify?


you have a mental or physical disability that prevents you from having a job?


No, I do not have a mental or physical disability that prevents you from having a job


According to the information provided, I told you that you are not eligible for a life insurance premium exemption.


If I am a Veteran, Can I Get Accelerated Benefits for Terminal Illness Policyholders?


if you can have your doctor fill out their part of the form and then submit the completed form in order to proceed


How do i get replacement card for a noncitizen child?


You can replace your child's Social Security card for free if it is lost or stolen.


Does your child not have permission to work but still needs a social security number for other purposes?


My child has permission to work.


Unfortunately, no relevant information is found.


What original documents do i need to prove my child's immigration status?


Need to show your child's current immigation status by using lawful permanent resident card, machine readable immigrant visa or employment authorization document.


Are you sure that is what I need to show as original documents?


Yes, you need to show your child's U.S. immigration document such as Lawful Permanent Resident Card or EAD.


Can I use the non-work number to work?


The non-work number is for other purposes; but not for working.


What can I use as proof of identity for social security?


You can always use your U.S. driver's license, state-issued non-driver identification.


What do I need if I am an F-1 student authorized to work in curricular practical training?


You will have to provide us with Form I-20 with the employment page completed and signed by your designated school official.


What documents do you need to see for children with work-authorization?


We only need to see an I-94 Arrival/Departure Record and some children must show their I-766 EAD.


I need to know if I'm teaching at a low-income school or educational service agency, please


The school or educational services agency must be listed in the Teacher Cancellation  Low Income (TCLI) Directory, published each year by the US Department of Education.


Have you found out if your school or educational services agency is classified as low income?


Not yet


Is the TCLI Directory available before May 1?


No, just after May 1


What if I am applying for forgiveness of loans that are with different loan servicers?


In that case, you must submit a separate form to each of them


I have taeaching full time for eight complete and consecutive academic years in a low-income school, am I eligible?


Yes, you may be eligible for forgiveness of up to $ 17,500 on your Direct Subsidized and Unsubsidized Loans and your Subsidized and Unsubsidized Federal Stafford Loans


Can I receive loan forgiveness under both the Teacher Loan Forgiveness Program and the Public Service Loan Forgiveness Program?


Yes, You can potentially receive forgiveness under both the Teacher Loan Forgiveness Program and the Public Service Loan Forgiveness Program , but not for the same period of teaching service.Any payments you made on your Direct Loans during that five - year period can not be counted toward the required 120 monthly payments for the Public Service Loan Forgiveness Program


I wanted to know how my Yellow Ribbon benefits may change


If your school has an approved agreement with us and continues to participate in the program, they must continue to offer the Yellow Ribbon benefits to you the next year as long as you meet all of the requirements


Does your school have an approved agreement with us and still participating in the Yellow RIbbon program?


no, that is why I wanted to know how my benefits may change


how much do we get in benefits if someone were to sign up now?


Some example are; schools could provide $ 1,000 for undergraduates , $ 1,500 for graduate students , and $ 2,000 for doctoral students. The school also could provide $ 1,800 for students in the school of engineering and $ 2,500 for students in the school of nursing .


what are the requirements for the program if you are new?


Are you making acceptable progress toward completing your program according to your school?


yes, it's going well


Have you stayed in school without a break and followed the school's policy?


no to that


You wouldn't meet the requirements for the benefits


what if I did have the benefits but I just took less classes?


we would pay less toward your tuition and feess, and your school would also reduce the amount they pay .


I need help with diesel opacity emmissions.


The Diesel Opacity Emissions inspection is not required in other areas of NY State or for vehicles registered out-of-state.


Have you failed a roadside inspection?


Yes and was issued a ticket.


Yes a traffic ticket can be issued if a vehicle fails the roadside inspection.


What do I do if I have questions?


You can call 1-518-474-0919.


What are the stipulation of diesel powered vehicles and inspections?


All model year 1996 and older diesel powered vehicles registered anywhere in New York State with a gross vehicle weight rating GVWR less than 8501 pounds are not subject to the OBDII emissions inspection, the low enhanced emissions inspection or the diesel emissions inspection.


What is that number to call for questions?


It is 1-518-474-0919


Where can I get my vehicle tested?


The NY State Dept of Environmental Conservation, the NY State Dept of Transportation or the NY State Police can test any diesel powered vehicle that has a MGW of more that 8500 lbs.


What is a Master Promissory Note (MPN) for graduate students?


The MPN is a legal document that you promise to pay back your loan and any accrued interest plus fees to the US Department of Education and it explains the terms of your loan.


Are there different MPNs for different types of loans such as Direct Unsubsidized and Direct PLUS Loans?


Yes, each type of loan has a different MPN that you have to sign.


When would I use an MPN for Direct PLUS Loans?


Use the MPN for Direct PLUS Loans which are available to those who are eligible.


Who should complete this DEMO?


Do you know it will take 30 minutes?


No, did not know that.


What do I need for access?


You would need a verified username and password FSA ID to access it.


can you give me details of The four federal driving types


you want to know what the interstate not excepted is


yes


Commercial driving operation is permitted across state lines , and you are required to meet the Federal medical requirements


commercial driving operation where it is restricted


Commercial driving operation is restricted to New York State only , and you are required to meet the Federal medical requirements .


where can i find an approved medical examiner


you can either go to the National Registry of Certified Medical Examiner Search , or call FMCSA at 202 366 - 4001 and ask to speak to a representative . Once your physical is complete , the medical examiner will give you a Medical Examiners Certificate Form MCSA-5876


What information can you give me about Federal regulations


Federal regulations require that every commercial learner permit CLP holder or driver license CDL holder must certify to the type of commercial driving they currently perform or expect to perform


which are the requirements


these requirements will affect all drivers who have , or apply for a commercial driver license CDLa USDOT Medical Examiner 's Certificate will be required for some types of driving and must be submitted to DMV before your current certification expires


Yes, well, I'm a bit confused. I don't know which life changes I need to report to you and which I don't need to report to you. Can you please help me figure this out?


Of course. Has a major change happened in your life?


Yes, you could say so.


In that case letting us know ensures your benefits and information is kept up to date. Remember to tell us whenever there's a change in your life circumstance that could affect your benefits.


What if I already receive social security benefits?


Then you can update much of your information online with your personal my Social Security account.


And if I need to make a change that can't be done via my social security? What should I do then?


Then you can contact us for additional support.


Good to know. Well, what is the best way to stay up to date with you?


Subscribe to our Social Security Matters blog to hear from us on tips, tools, and updates on Social Security issues important to you.


Do you offer any other services I could use?


There are many time-saving options available to you, we offer many popular online services.


Hi there. Need some info about the retirement thing, please.


Sure. Do you mean a Government Pension Offset?


Yeah, yeah, that's the one.


Perfect.That GPO refers to a pension that you'll receive for your work but is not covered by Social Security, that would be in the case of government employment. Is that your case?


Yeah, that's me.


Right. In that case, you must know that any SS benefits you may be eligible to receive on your spouse's record may be reduced.


Um, ok, didn't know that. Well, i'll deal with that. In any case, can you tell me what happens if i'm eligible for benefits and i happens to know my spouse's estimate?


A moment. IN that case, you'll need to find the estimated amount of the retirement benefit your spouse would be eligible to receive at full retirement age.


I see. i'll get to it asap. Say, is there a way to get a more precise estimate about the pension i could receive?


Sure. If you want to know a more precise estimate, do as follow: Find and enter the estimated gross monthly amount you'll receive and not covered by Social Security. Then enter it on calculator. Be aware you must use your most recent estimate to determine your future benefit.


Wow, that's a lot information to handle. It is possible for me to get more personalized help?. I was wandering about retirement before full age, for example.


No problem. Just look for our toll free numbers to get more help or contact your local SS office.


All right, i'll keep that on mind. Well, a last question, then. If i go under the GPO, what i need to estimate future benefits?


You'll need only two things: The estimated gross monthly amount of your pension from your job not covered by Social Security, plus the estimated amount of your Social Security benefit as spouse, widow or widower. That would be before the effect of GPO.


Hi, i need information about VA disability compensation for PTSD


Posttraumatic stress can happen after someone goes through a traumatic event such as combat , an assault , or a disaster .


How do I talk to someone right now?


Call 911 or Go to the nearest emergency room .


Good to know. Now, about VA disability benefits, will I be eligible for VA disability compensation?


Yes, you could get VA disability benefits or even compensation if you have a current illness or injury known as a condition that affects your body or mind.


What must be true for me to get VA disability?


Did you serve on active duty, active duty for training, or inactive duty training?


Yes, I served active duty.


Do you have a disability rating for your service-connected condition?


No, I do not have a disability rating at this time.