you can use both the Fry Scholarship and DEA . You can get up to 81 months of full - time training , but you can use only one program at a time .


What does Servicemembers Group Life Insurance (SGLI) offer?


Servicemembers Group Life Insurance SGLI offers low - cost term coverage to eligible service members


Do I have to meet special criteria to be able to enjoy the service?


Yes, we'll automatically sign you up and find out if you re eligible.


how do I know if I am eligible for SGLI?


You must meet certain criteria to be eligible.


How do I know if my application was approved?


You'll receive a notice 20 months after your separation date letting you know that your SGLI - DE will end and that you now have the option to pay a premium for Veterans Group Life Insurance VGLI.


So, Can I pay a Premium Insurance?


Yes, you can.


What requirements must I meet to be eligible?


You must be an active - duty member of the Army, Navy, Air Force, Marines, or Coast Guard.


I am an inactive member of the Marines.


Are you A commissioned member of the National Oceanic and Atmospheric Administration NOAA or the U.S. Public Health Service USPHS?


Yes, I am a commissioned member of NOAA.


Luckily, you can get full - time SGLI coverage.


I have questions about disability benefit entitlements due to Agent Orange exposure on Coast Guard ships.


Were you onboard a Blue Water Navy vessel offshore of the Republic of Vietnam , or on another Coast Guard ship in the coastal waterways of Vietnam between January 9th, 1962, and May 7th, 1975?


No, I was not.


My illness isn't on the list of Agent orange related diseases, but I still believe it was caused by Agent Orange Exposure. How can I prove this?


You will need to provide medical evidence that your condition is related to Agent Orange exposure and show that this illness started during or worsened because of your military service.


What exactly is Agent Orange?


Agent Orange is an herbicide used to clear trees and plants during the Vietnam War.


Is there a list of diseases related to Agent Orange exposure that I can review?


Yes, you can view this list of diseases on our website.


What would qualify me for VA disability benefits?


Do you have an illness believed to have been caused by Agent Orange exposure?


Yes, I believe I do.


In this case, you may qualify for VA disability benefits.


I heard about a repayment plan which isn't all at once and would like information.


Yes the Graduated Repayment Plan starts with lower payments that increase every two years, and payments are made for up to 10 years between 10 and 30 years for consolidation loans.


Are you in a low paying job?


Yes and I was worried about being hampered by huge debt repayment.


Well if your income is low now but you expect it to increase steadily over time, this plan may be right for you.


Are all Federal Student Aid eligible for this graduated repayment?


A list of loans from the William D. Ford Federal Direct Loan Program and the Federal Family Education Loan FFEL Program which are eligible for the Graduated Repayment Plan can be found here.


Does the list include the Direct Subsidized Loans?


Yes it is eligible.


How often must I make a payment my loan?


You must make monthly payments.


Are there criteria for the amount that I must pay?


Yes, for example, your monthly payments will never be less than the amount of interest that accrues between your payments and they won't be more than three times greater than any other payment.


What do I need to register my ATV for the first time?


Do I need to register my ATV if I live in both NY and another state?


Do I need to renew registration if it is not new?


How do I get a copy of my declaration of exemption?


What if I do not operate my ATV  on the highway


Onl y part of a highway between two off highway trails will be posted for atv use


What if the ATV was not previously registered from a NY dealer


You must complete a vehicle registation/ title application at the NY DMV


What if the vehicle is over 70 inches wide


Then it will not be regarded as an off road vehicle


Who can operated the ATV


Any one who has completed the safety training course approved by the DMV


Tuition Assistance Top-Up


Does your college tuition cost more than what s covered by the Tuition Assistance TA program ?


yes, cost more than what s covered by the Tuition Assistance TA program


Find out if you can get more money to help pay for school through the Tuition Assistance Top - Up program .


how to know if I am eligible


please, first  Find out if you can get more money to help pay for school through the Tuition Assistance Top - Up program .


What do I have to do to get these benefits?


figure out if the GI Bill benefits you have left will cover your needs .  Use the GI Bill Comparison Tool


what are the requirements


You qualify for Montgomery GI Bill Active Duty MGIB - AD or Post-9/11 GI Bill benefit


covers the entire course?


You can get tuition assistance if you re approved for federal TA and you meet both of the requirements listed below


I want to see about the Benefits Planner and my Social Security


Social Security can provide you , your spouse , and other eligible members of your family with benefits :


that's good but can I apply online?


Yes, you can. If you want to apply for retirement benefits , disability benefits , or Medicare and you meet certain criteria, you can complete your application online .


yes, that's why I'm here


Okay, you can do it online and you will be asked to agree to a Terms of Service Agreement and create or log in to your personal my Social Security account .


Know the benefits of the VA plan that can be received before retiring, what consequence can it generate?


if you start benefits early your benefits are reduced a fraction of a percent for each month before your full retirement age


is there a way of knowing how much that will be?


The chart below lists age 62 reduction amounts and includes examples based on an estimated monthly benefit of $ 1000 at full retirement age .Select your year of birth to find out how much your benefit will be reduced if you retire between age 62 and full retirement age .


should I or shouldn't I take my benefits early?


There are advantages and disadvantages to taking your benefit before your full retirement age. The advantage is that you collect benefits for a longer period of time The disadvantage is your benefit is reduced.


Hello, I would like you to guide me, I recently left the school and the school did not make the required return of the loan funds to the loan administrator, what proceeds?


of course we can help you get more information about the unpaid refund registration to see if you can qualify


dropped out of school after receiving a loan from the Direct Loan Program?


no


the school did not make the mandatory repayment of the loan funds?


Unfortunately, no relevant information is found.


How much of my loan will be canceled if I am approved for loan cancellation?


Only the part of your loan that your school should have returned will be canceled. Contact your loan servicer for more information.


That's great to hear! Another concern relates to teaching as a profession. What additional specifications are there?


Do you meet the applicable requirements for an elementary, middle, or high school teacher who is new to the profession?


yes


you may be eligible to be highly qualified as a teacher


What are the eligibility requirements?


one of them is that you must have worked in an elementary, high school, or educational services agency that serves low-income students in a "low-income school or educational services agency."


I need information about the direct PLUS loans.


The direct PLUS Loans are federal loans that can help you pay for education expenses not covered by other financial aid.


Do you want to apply?


Not at the moment.


How can I get a public service loan forgiveness?


To get one you need to repay your loans under an income-driven repayment plan.


ok good, regarding the types of financial aid, is there any financial aid for military families?


Yes. There is aid available for members of military families.


Does my state government offer financial aid?


Yes. Your state government is another source for financial aid.


What is the work-study program?


The Federal Work-Study Program lets you earn money to pay for your schooling by working part-time.


Hi, I'd like to connect with you and help spread the word about the availability of federal student aid.


Of course Share our information with potential college students, their parents, counselors, or other mentors.


Do potential college students, parents, counselors, or other mentors frequently visit your website?


yes


You can help us share information about federal student aid with your audience.


and what else can i do?


You can select text or web banners to put on your site so that your visitors know the following resources


And what are StudentAid.gov Banners?


These StudentAid.gov banners, available in English and Spanish, can be used to link directly to StudentAid.gov, where students can learn about college planning and payment.


Do you know what to do with each of the banner ads below?


no


and you know what else you should do?


Are you displaying the static banners of StudentAid.gov?


remember to include the HTML codes; See the chart below that links to StudentAid.gov.


What is a student loan deferment?


With a student loan deferment you won't have to make a payment but it does not help you pay back your loan, so you should see if it is the best option for you.


Are there any alternatives to a deferment?


Yes, you could always consider an income-driven repayment.


Something else I want to ask about my loan payments, could I suspend my monthly payments because I am out of work as a result of COVID-19?


To provide relief to students during this time federal student loan borrowers are automatically being placed in an administrative forbearance which allows you to temporarily stop making your monthly loan payments. This suspension of payments will be from March 13, 2020 through September 30, 2020.


Is it possible that I could lower my payments on an income-driven repayment plan?


Yes this is possible and it might be better to consider a income-driven repayment plan than deferring payments altogether. Income-driven plans base your monthly student loan payments on your income and family size.


Are there any tax implications of going for an income-driven repayment plan?


Yes you might have to pay taxes on the amount forgiven especially if you are making payments of $0 per month.


Can a veteran who was exposed to Agent Orange receive compensation?


Did you serve on a Blue Water Navy vessel offshore of the Republic of Vietnam, or on another U.S. Navy or Coast Guard ship operating in the coastal waterways of Vietnam, between January 9, 1962 and May 7, 1975?


No I did not serve on any of the vessels mentioned.


What can I do if I'm a Blue Water Navy veteran and my claim was denied in the past, is it possible for me to file a new claim?


Yes, you can file a new claim based on the change in the law.


If I believe that my illness is caused by the use of Agent Orange how do I go about getting these benefits?


To submit a claim you will need to provide scientific and medical evidence that the condition is related to exposure to Agent Orange or show that the problem started during or got worse because of your military service.


Do you have an illness that is not on the list of Agent Orange related diseases but that you believe was caused by Agent Orange?


Yes but I  have not filed a claim yet.


Is it possible for me to get disability benefits from VA?


You can only get benefits if you have an illness we believe is caused by Agent Orange called a presumptive disease.


If I have an illness that is believed to be caused by Agent Orange what should I do to get disability benefits?


You may be able to get disability benefits if you have an illness believed to be caused by Agent Orange, this is called a presumptive disease, and your military record shows that you were aboard a U.S. military vessel that operating in the inland waterways of Vietnam between January 9, 1962 and May 7, 1975.


I need help with regulating an automotive business.


What type of business is it?


I need help figuring out it it's DMV regulated.


DMV regulates automotive businesses.


How do I get it regulated?


Visit your local DMV.


What's considered a lemon law complaint?


You can look up lemon law complaints, and see if you should file.


Does the company need my registration?


Yes, if not then there will be limited fines.


Can I file the complaint?


Submit a vehicle safety complaint report.


How do I get started?


Contact the management of the company.


Do you want to file electronically?


No, I will visit in person.


Are there benefit planners I could use for social security?


Do you need social security to provide you, your spouse, and other eligible members of your family with benefits?


Yes, I would like benefits.


Are you retiring?


Yes, I will be retiring.


Have you become disabled?


Yes, I am disabled.


Do you know we provide benefits when you die?


No, i did not know that.


Then you did not know you were eligible for family benefits.


Can I use the planners to help understand my Social Security protection?


Yes, you can use our planners to help you better understand your Social Security protection and you can choose a benefit calculator to help with the estimates.


Hello there. How are you doing? My name is John and I am looking for information on the affordable care act.


The Affordable Care Act (ACA), also known as the health care law was created to expand access to coverage, control health care costs, and improve health care quality and care coordination.


Yes, that one. I wanted to know if my veterans health coverage qualifies me for ACA. Does it?


Yes, your health coverage meets the minimum essential coverage requirement for 2018 if you were signed up for one of the listed programs.


Were you covered under one of these programs in 2018?


Yes. According to the list on your official page I was.


In that case, you won't have to pay the fee when you file your 2018 taxes.


Another query on Treat your moderate, severe, or complicated and severe gingival and periodontal conditions gum infections that can lead to pain, swelling, and bone and tooth loss if not treated. how to qualify for a one - time course of dental care?


You may qualify for : A one - time course of dental care that a VA dental care provider concludes you need to achieve at least one of the goals listed below .   [67] The dental care must be needed to :s     [68] Relieve your pain ,s [69] or     [70] Help you get a job


That is indeed wonderful news. I've also read about penalties, and it appears that I won't be required to pay any. Is this correct?


Through the end of 2018, the ACA required all U.S. taxpayers to have health coverage that met a minimum standard called the minimum essential coverage requirement unless they qualified for an exemption due to certain life events, financial status, or other factors. This meant that if you had affordable health coverage options, but chose not to buy health insurance, you would have to pay a fee when filing your taxes.


I have another question for you about the offered treatment and support for health conditions. Could you please tell me all about the care options?


We can help you learn more about treatment programs for substance use problems


Hi, I just wanna know when i need to own a private bureau service license?


Sure. You need a PSB if you are a person, firm, association or corporation which is engaged assisting for hire securing licenses to drive motor vehicles, registration or titles of motor vehicles.


And how do i apply for it??


Before that, are willing to go through a name approval?


No, i don't want to do that now.


I just want to know what application requirements are, please?


Ok, so i understand you want to operate as PSB, right?


No, i didn't say that. I don't want to operate, just know requirements.


Anyhow, i don't have any employees for that right now, is that a problem?


In that case, you must submit a completed form CE-200 or Certificate of attestation of Exemption from NYS Workers Compensation. That way you show the government that this insurance is not required.


Hello there. I'm searching information related to how to update some information.


Sure, no problem. You just need to renew your registration before it expires.


Great. I have to go to a office or I can do this through mail?


You can do this process by mail. Just need to complete the application for duplicate of renewal registration MV-82d.


How is the amount of my refund for my plate registration determined?


When you registered your plates, you paid $137.50, which was for two years. This amount included $62.50, which was the registration fee for two years, that is $31.25 per year. Also included was $50.00 for the title certificate and then $25.00 for the vehicle plates. The registration fee for one year is refunded to you, as you surrendered the plates during the first year of registration


If the person who registered a vehicle dies, is a refund possible?


If a person dies, a refund for the registration of the vehicle is issued to the estate of the person by the DMV. The plates must be surrendered at the DMV office and a transfer receipt requested instead of a refund receipt


Wat happens if the registration sticker belonging to the deceased is attached to the windshield or the vehicle plate of the vehicle in question?


If the registration sticker of the deceased is attached to the windshield or vehicle plate of the registered vehicle, it can not be removed a refund applied for


I need a replacement card for a child


IIf for a noncitizne child you can replace for free if it is lost or stolen


What if my chld does not have permission to work but needs a card for other reasons?


My child does not have premission to work


see " If your child does not have permission to work " for further information .s


Does my child have to have a current DHS document?


yes social security will ask to see your childs current DHS document


How do I show evidence of employment?


Yes we need evidence such as recent pay slip or a leeter from employer and your supervisor must sign and date the letter


How do I prove my childs U.S. immigration status?


We accept documents such as a lawful permanent resident card or an employment authorization document


What if my child is a J-1 or J-2 exchange visitor


We must see your childs 1-20 certificate of eligibility for nonimmigrant student status


Good, what is the Benefits Planner?


It is noteworthy that Social Security can provide benefits to several of your family.


Perfect, what else do I need to know?


Unfortunately, no relevant information is found.


What is Disability Benefits?


You can review the Disability Planner to find information regarding benefits.


It is important to highlight that you must be retireable.


Where can I find more information?


You can also qualify if you are disabled.


What else should I know.


Of course also when when you die.


The benefits cover you, your spouse, and other eligible family members.


What are the survivor benefits?


You can find that information in the Survivor Planner.


I have an issue with the DMV regulated automotive business


is this concerning repair shops , inspection stations , dealers , junk and salvage vendors , and other automotive related businesses in New York State


no, none of those


do you need to file a complaint against a DMV regulated automotive business?


yes I do


have you tried to resolve the issue with management?


If no satisfactory resolution is reached then you can file a complaint


no, not that


If there is another problem you can file a complaint electronically


I would like to do that


To submit electronically , download the complaint report to your personal device Attach and then email the completed report as well as any supporting documents


okay, but what if it is a lemon law complaint?


file a Lemon Law Complaint .Once your complaint has been filed a Consumer Services Representative CSR from DMV will be assigned to handle your complaint


I send everything I have?


Send the complaint report and any supporting documents


Agent Orange exposure on Navy or Coast Guard ships


Did you serve on a Blue Water Navy vessel offshore of the Republic of Vietnam , or on another U.S. Navy or Coast Guard ship operating in the coastal waterways of Vietnam , between January 9 , 1962 , and May 7 , 1975 ?


yes serve on a Blue Water Navy vessel offshore of the Republic of Vietnam


Can I get disability benefits from VA?


You have an illness we believe is caused by Agent Orange called a presumptive disease


yes


You may be able to get disability benefits if the below descriptions are true for you


Blue Water Navy Veterans and Agent Orange


you can file a new claim based on this change in law .


more information please.


Read below to learn more about eligibility requirements and how to file a claim .


illnesses related to Agent Orange exposure


This is a result of Public Law 116 - 23 , the Blue Water Navy Vietnam Veterans Act of 2019 .


Hi, Could you please give me information about the student loan deferment program.


Yes I can give you further information about the program. If you qualify for the deferment you won't have to make a payment on your loan but if you use this option you probably won't be making any progress toward paying back your loan.


Have you considered any of the other alternatives that are available to you?


No I have not.


Unfortunately, no relevant information is found.


:How do I go about getting a Parent PLUS Borrower Deferment?


To apply for the Parent PLUS Borrower Deferment you will have to complete the Parent PLUS Borrower Deferment request.


Very well. I would also like to know the payment plan and if it is renewed every year?


Yes it is important that you recertify every year.


I have lost my part time job as a result of COVID-19 and am unable to make my payments on my student loan. Can I get help with this?


Am I correct then in assuming that you will not be able to make any sort of payment on your loan?


Yes that is correct.


As a result of the COVID-19 national emergency all federal student loan borrowers are automatically being place in an administrative forbearance, which allows students to temporarily stop making their monthly loan payments. This suspension of payments will be from March 13, 2020 through September 30, 2020.


Hi, I'd like to connect with you and help spread the word about the availability of federal student aid.


Of course Share our information with potential college students, their parents, counselors, or other mentors.


Do potential college students, parents, counselors, or other mentors frequently visit your website?


yes


Well, in that case, you can help us share information about federal student aid with your audience.


What do I do if I am showing the static banners of StudentAid.gov?


in that case remember to include the HTML codes; See the chart below that links to StudentAid.gov.


can you give me information about the Disclaimer


StudentAid.gov and fafsa.gov are registered domain names of the United States government. The inclusion of the attached banners on the websites maintained by other public and private organizations is not intended to endorse any expressed opinion, or products or services offered, on those external sites.


okay. And what do I do when I present the banners?


it is important that you highlight the HTML text, copy it and paste it into your page's HTML document. Then download the image. The exact method of saving these images to disk or to your hard drive will vary depending on your operating system, browser choice, and other factors.


and these sites are under which government's domain?


StudentAid.gov and fafsa.gov are registered domain names of the United States government.


Hi. I want to know what kind of documents i need for a replacement card?


Well, that would be to prove a immigration status, so you'll need to show your child's current U.S immigration document.


Are you going to prove your child's immigration status?


Yes, i want to do it.


Good, then you need to have Form I-551 or Lawful Permanent Resident Card or Form I-766 EAD work permit.


And what happens if my child doesn't have permission to work? what to do then?


If that's the case, then the child may apply for a SSN if a federal or local law requires for him / her to provide a SSN.


And if my child is a Student elegible to work?


If he/she falls into a F-1 student status, the child must provide a letter form his/her school official identifying him/her and confirming its school status.


What if i don't hapend to have any documents?


Then you can provide us other documents we ask you, of course they mus t be valid.


And if the student goes for an CPT?


Then the child will need to submit Form I-20 competed and signed by the school official.


how student loan payments are handled


Well the US Department of Education uses multiple loan managers to handle billing and other loan services for the William D. Ford Federal Direct Loan Direct Loan Program and for loans made under the FFEL Program of Federal Family Education Loans and that ED later purchased


do you want to make a payment?


If I want to know more about this topic and make payments


You will receive a 0.25% interest rate deduction on direct loans. Contact your loan servicer for more information.


By the way, who can I contact to give me information on whether these loans are for this year or the next?


Your school's financial aid office must have that information


What if I've fallen behind on one or more loan payments? What should I try to stay away from?


One thing you definitely want to avoid is going default! This occurs when you are at least nine months behind on your student loan. The consequences of default include damage to your credit rating and future indebtedness.


I have another question regarding the Military Service and Post-Active Duty Student Deferment. What will happen if I am in the military and want a deferment?


You will have to complete the Military Service and Post-Active Duty Student Deferment Request.


something else I want to ask about FAFSA. What is causing the totals reported last year to be different?


contact your loan servicer to find out your options.


How can I make a payment by post?


you must contact your loan servicer for the mailing address


Can you forgive the student loan?


Generally, you are required to repay your student loan, but in certain situations, your loan may be forgiven, canceled, or canceled


I'm here for registration renewal


Okay, you need to renew your registration before it expires. Your new registration documents will arrive in the mail in about 10 days. Renewing early will not change the new expiration date for your new registration


can I do it online?


Some registrations are not eligible. Don't renew online if you are eligible for a 'no fee' renewal. The fee is on your renewal notice , and displayed on your computer screen when you renew online.


Yes well I got online and mine if he is eligible I just wanted to know if. Does my location affect the cost?


Yes, the amount of the sales tax depends on the purchase price and its location.


What happens if I am in New York city.


obtain form UT-11 from a local DMV office [1] or a Call Center


Is New York an exempt city?


Yes, New York Bronx, Kings (Brooklyn), Nueva York (Manhattan), Queens, Richmond (Staten Island).


Hi, i wanted to know if i'm required a PSB license?


Well, if you're in the business of assisting for hire in securing licenses to drive motor vehicles, registrations or titles of motor vehicles, regardless you are a person, firm, association or corporation, certainly you are required a PSB license.


Can you tell me something about application for it?


In first place, it requires for you to request a name approval, would you do that?


If that's what is needed, yeah, i'll do it.


Peferct. Then, before you can apply for a PSB, you must submit a Name Selection Form for PSB applicants or PSB-3 form, and then receive approval from the DMv for that name.


Does the name you want to submit have the letters DMV or the phrase "Motor Vehicles" on it?


No, the name doesn't have any of that.


So, after i get approval for my name, what's next?


Well, first is to apply for PSB, then you'll have to wait for your application being reviewed by the DMV in Albany and being sent to your local DMV for schedule an inspection.


And that inspection would be scheduled when?


That would be when there is an inspector available. When that happens, the inspector can ask you to provide some documents for review, such as the following: The original lease and the original business certificate and/or corporate papers and/or filling receipt.


Hi. I'm looking for information on my VA health care coverage.


No problem. The affordable care act was created to the health care cost and expand access to coverage.


Thanks. then. Oh, i was wondering if that coverage is according to ACAs minimum essential coverage requirement?


Yes, it is. Our health coverage is designed to meet the minimum essential coverage requirements for 2018.


Were you signed up for one of the programs offered?


No, i wasn't.


Unfortunately, no relevant information is found.


In any case, could you tell me which are those programs you are talking about?


No problem. For example, you have the VA healthcare program.


I've had trouble finding enough information about the VA. What requirements do I need to meet for VA appointments?


Están inscritos en la atención médica de VA?


yes i am enrolled


Are you scheduling an appointment with a VA health center that uses online scheduling?


no i have no cit program


based on your answers you are not applicable for VA appointments


my health ID card is missing! what do I do???!


You can get your card replaced at the VA medical center where you had your picture taken for the original ID. You will need a government ID or being to answer your challenge questions to verify your identity.


Are you still using the same medical center where you got your original card?


Well, no, I moved recently. What do I do?


Contact your current medical center. Or you can call 877-222-8387 (Monday through Friday 8 a.m. to 8 p.m.), to verify your identity and get a new card sent to you.


All right, and regarding the medical benefits package, to use these medical services I must be enrolled in VA medical care?


Yes, you need to be enrolled in VA  health care, and you will need to have received care from us within the past 24 months to use VA urgent care.


There's more to VHIC than meets the eye. What if my old card reappears after I've received my new one?


Your new card will be more secure than your old one, so please destroy the old one if you find it. You can cut it up or shred it.


I have served this country since 1979, I have done a lot, could I access the benefits that you offer?


Of course. If you served prior to September 7, 1980, you will qualify for benefits.


What if my card is not sent to me immediately and it takes a few weeks? What should I do?


If it doesn't get to you within 10 days, please call 877-222-8387 to get it straightened out as soon as possible.


What is the ID card even used for anyway?


You use it to check in for your appointments, as well as get Veterans discounts at stores. It cannot be used as a credit card or insurance card.


What if I forget what my current medical center is to go get a new card?


Then you are better off calling 877-222-8387 and having them help you through the process.


I have received a traffic ticket and would like to know what that implies.


How do I attend my hearing?


Hearings are open to the public. If you want to know what the hearings are like, you can go to any hearing in any TVB office so you have an idea of how yours will be.


What would happen if the evidence against me is not clear?


You will be declared innocent.


I don't speak English very well and I don't understand it much either, what can I do?


You can bring an interpreter and inform the ALJ that he is there to help you.


I have hearing problems, will this be a problem during the hearing?


You must request an interpreter when you send your innocence statement and it will be assigned at no cost.


I want to postpone again the same ticket, what should I do?


At least one day before your hearing, make your request at the correct TVB office. Your request for a second must include a "good cause", which is the reason you want the hearing rescheduled. Your "good cause" is subject to approval by a TVB Administrative Law Judge.


What is the next step after all the evidence and testimonies have been given?


The ALJ will decide whether or not you are guilty. That decision will be based only on the evidence and testimony presented at the hearing and on what is established by law.


I have 15 violation points in the last year, is that too bad for me?


Yes, your license may be revoked or suspended after a hearing.


What happens after I apply for health care benefits for a Veteran?


After you have applied for VA health care, you will receive a letter in the mail to let you know if your application is approved and what to do next.


What will I do after you approve my application?


You will receive a welcome call from the VA welcoming you to the VA health care program.  They will also help you with scheduling your first doctor's appointment.


How do I find out about VA health care benefits, health care team, and where I go for care?


We will help you learn all about your VA health care coverage, health care team, and where to go for care.


Another question I'd like to ask if my VA health care program will be approve.  What if I want to change the medical center where you assigned me to receive treatment? Who do I contact?


you can contact the medical center where you currently receive care .Or , call us at 877 - 222 - 8387 , Monday through Friday , 8:00 a.m. to 8:00 p.m. ET.


What do I need to do after I receive my VA health care welcome call?


Contact your nearest VA medical center and ask to speak with the enrollment coordinator  Ask the coordinator to help you arrange to get your picture taken for your new Veteran Health Identification Card .


What should I do with my old Veterans identification card?


Please destroy it by cutting it up or shredding it . We want all Veterans who are enrolled in VA health care to have the new VHIC . This new card offers even more security to protect your personal information .


I need information about the fully developed claim program for a VA pension, can you help me?


The FDC Fully Developed Claim program is the fastest way to process your VA pension claim, and there is no risk of you participating in it. Simply submit all of your evidence, or supporting documents, when you file your claim.


Have you filed a claim in the FDC program?


yes i filed a complaint with the FDC a week ago


Well if we decide that there are additional documents we need to decide your claim, we will remove your claim from the FDC program and process it as a standard claim.


What can happen if I file a claim in the FDC program?


If you file a claim with the FDC program and we decide that there are additional documents we need to decide your claim, we will remove your claim from the FDC program and process it as a standard claim.


What happens if I send additional information or evidence after submitting the claim?


if that happens we will remove your claim from the FDC program and process it as a standard claim.


I also need more information about VA pension rates for Veterans, what else can you tell me about it?


VA pension rates for Veterans, include aid and attendance and house bounds rates.


That's helpful to hear. Do you happen to be familiar with pension benefits? Is it true that one of the criteria is that I be at least 65 years old?


it is right. is one of the required requirements


What other requirements must I meet?


do you have an individual permanent disability that is 100% disabling?


if my disability is 100% disabling


since you meet the requirement you can opt for higher disability pension benefits based on being confined to your home


How will I know if I should apply for Medicare?


You should apply if you are age 65.


Do you plan to delay your benefits when you are 65?


That is the question I need to ask because I think I want to.


Since you want to delay your Medicare benefits then you need to contact Social Security about 3 months before you turn 65.


What happens if I forgot to sign up for Medicare?


All you need to do is read the general and special enrollment period on page 12 of the Medicare booklet and also your Medicare coverage could be delayed and cost more.


Do I still need to sign up for Medicare if I all ready have coverage through an employer?


Yes, you still should check to see whether you need to sign up for Medicare because some health insurance plans change at age 65.


Will other family members or minor children qualify for benefits under my record?


Actually, the value of their benefits added to your own will help you decide if taking your benefits sooner is your best choice.


What if something like an accident occurred?


Your final decision would be your best guess about the future because it would be in your best interest to account for unexpected changes.


Hi there. I would like to get some information related to the repayment of loans.


Sure, we can help you to make a plan to successfully repay your loan.


Great. And when do I have to start paying this loan?


You start paying once you graduate. , drop below half-time enrollment or if you leave school.


Is your student loan a direct subsidized or unsubsidized one or a federal family education loan?


Not really... Well, I am not sure.


Is your loan a plus one?


Yes, the one I got is that one.


Great. If that's the case you'll start to repay your loan just before it's payout.


I have a question in relation to my loan, is there any other option that I could have in regards to repayments, other than deferment or forbearance?


It could be worth looking at another plan such as an income-driven repayment plan before you choose forebearance or deferment.


Something more about the types of loans eligible for deferment, what if I am no longer eligible for the requirements for this loan?


You actually can receive a six month post deferment grace period.


I have questions about getting my driver record abstract.


I can help you with that. Do you need help with understanding what a driver record abstract is?


Yes.


You can find an explanation of Standard driving record abstracts issued by NY DMV on our website. Here you will also find a sample abstract.


What if I need a record of all information that DMV has?


To obtain a full record, you will need your lifetime driving record.


Where can I get more information about this topic?


You can go to our website and search under DMV Records for more information.


May I ask another question? In relation to LENS access. What's the best way to switch users?


if someone is taking on another user s duties. does this apply to you?


how?


What are Direct Plus Loans?


Direct Plus Loans are federal loans that parents of dependent undergraduate students can use to help pay for college or career school which help pay for education expenses not covered by financial aid.


Are you looking to apply?


No not at this time.


Unfortunately, no relevant information is found.


When can I can my loan after it is disbursed?


You may cancel all or part of the loan within certain time frames and the information you receive along with your promissory note will explain the procedures and the time frames for cancelling your loans.


Good to know. Now, about  the federal student aid for non-U.S. citizens, what other documents can we use to know if we are eligible?


Do you know if you are an eligible noncitizen?


I think I'm not eligible


Do you have only a Notice of Approval to Apply for Permanent Residence I-171 or I-464?


yes, I read about that , that is why I said I think I'm not eligible


You are not an eligible noncitizen and can not receive federal student aid.


what if I had an expired document like a green card, will that work even if it's expired?


If it is expired you are not an eligible noncitizen and can not receive federal student aid


If an offer of school aid informs me what financial aid can I receive at a university, which should I be sure of?


have you applied to various schools?


not


If I need to take out a larger amount of private loans in one school than in another, what should I present?


You should pay special attention to the terms and conditions of private loans so that you understand what your obligations would be. Read about federal loans versus private loans.


Can I ask something else? with respect to  types of loans. federal or private are better, what do I do when they offer me financial aid?


You might have to sign the offer and mail it back to the school


That's great to hear! Another concern to school financial aid. I get it, but how do I figure out the net price?


You must follow a few simple steps to calculate your net price, or net cost, for each school.


Can you tell me what to do if I can't get the ISBN number for my books?


If you can't get the ISBN then you can ask the school for the author, title, publisher, and copyright date.


I understand as soon as I finish this conversation I will call the school to obtain the ISBN. ok and one of the steps is the cost of attendance, but does everything include it?


If you do not include it, request this figure from the financial aid office. Make sure it includes the amounts you will pay directly to the school, such as tuition and fees, as well as other costs, such as living expenses, books and supplies, and transportation.


If I don't understand what's in your offer of help?


contact the school financial aid office


I need some help with benefits planning.


Let me help you with that. Social Security can provide you, and certain family members, with benefits.


What if I become disabled or die?


We can discuss that. By using our planners to help you better understand your Social Security protection you can plan for your financial future.


Can I apply for benefits online?


Are you looking to apply for retirement benefits, disability benefits, or Medicare?


No, I am not.


Then we can not process your request.


That is too bad, how can I apply?


You will get specific information on how to contact us by phone or schedule an appointment.


very well, also if I am eligible for a Social Security retirement benefit based on my own income, do I have to subtract the estimated amount of my retirement benefit from the estimated amount of my spouse's benefit to get the benefit to receive?


Subtract the estimated amount of your retirement benefit from the estimated amount of your spouse'sbenefit before GPO. Enter that amount in Step # 2 of "Calculate Your Benefits" and select "Compute"


please help about Tuition Assistance Top-Up


Does your college tuition cost more than what s covered by the Tuition Assistance TA program ?


if college tuition cost more


could you give me more information on what to do


Please. Read the Top - Up fact sheet PDF


Am I eligible for tuition assistance?


You qualify for Montgomery GI Bill Active Duty MGIB - AD or Post-9/11 GI Bill benefits  and The cost of the course and fees is more than TA will cover .


Post-9/11 GI Bill benefits?


and The cost of the course and fees is more than TA will cover .


OK, anything else?


You can get tuition assistance if you re approved for federal TA and you meet both of the requirements listed below .


How do I get these benefits?


this benefit will be charged based on training time no matter how much money you re paid back .


I need help in registering my atv


Ok I will be glad to help. An ATV must be registered with the Department of Motor Vehicles DMV if it is operated anywhere in New York State , including on the owner 's property


When will it expire?


your registration will expire each year on August 31


What if it is registered out of state?


You must obtain a New York State registration before operating your ATV in this state


Who can use an ATV?


you may operate an ATV only under adult supervision


Do I have to have a certain type of insurance for an ATV?


You may not operate any ATV anywhere in New York State , except on your own property , unless it is covered by liability insurance


Do I nbeed to show proof of sales?


Did you buy your ATV from a registered New York State dealer?


yes I did


ok great! Thanks for the response. If you buy your ATV from a registered New York State dealer ,  you should receive a bill of sale in addition to the acceptable documents that prove ownership .


I need some information about the Graduated Repayment Plan.


I can assist you with that. The Graduated Repayment Plan allows you to start your loan with smaller payments that will increase every two years. You will make these payments for up to 10 years, depending on the amount of your loan.


Are you considered low income right now, but expect your income to increase over time?


No, I'm not considered low income.


Do the payments differ for someone with a direct consolidation loan?


Yes. The length of your repayment period will depend on the amount of your total education loan debt.


What is the Loan Simulator?


The loan simulator allows you to get an estimate of your payment amount. Be aware that this is just an estimate and you should contact your loan servicer to figure out the best loan repayment plan for you.


What type of loans are eligible for the Graduated Repayment Plan?


Loans taken under the William D. Ford Federal Direct Loan Program and the Federal Family Education Loan Program are eligible for this plan.


Where can I find more information on eligible federal loans?


You can find a list of loans under the William D. Ford Federal Direct Loan Program and FFEL Program on our website.


Eligibility for VA disability benefits


Review VA disability benefits eligibility criteria to find out if you can get disability compensation for an illness or injury that was caused by or got worse because of your active military service .


What should I do if I received an other than honorable, bad conduct, or dishonorable discharge?


If you ve received one of these discharge statuses


yes i received a bad conduct discharge


you may not be eligible for VA disability benefits .


Am I eligible for VA disability compensation?


Served on active duty , active duty for training , or inactive duty training


yes i Served on active duty


Have a disability rating for your service - connected condition


no


sorry, then you do not meet all the requirements to obtain this benefit


Hello there, I would like to learn more about the SGLI insurance you offer.


Of course. The Servicemembers Group Life Insurance SGLI offers low-cost term coverage to eligible service members.


What if I'm a service member who fulfills certain criteria?


In that case we'll automatically sign you up. You can find out if you're eligible and learn how to manage your SGLI coverage.


Great. And what if I'm unpaid and part of the Ready Reserve?


You may be able to get full-time SGLI coverage if you meet the requirements.


Did I understand it correctly? The SGLI offers coverage to service members?


Yes, the Servicemembers Group Life Insurance SGLI offers low - cost term coverage to eligible service members.


Do I qualify for SGLI?


You may be able to get full - time SGLI coverage if you meet the requirements.


And what are the requirements if I may ask?


Are you scheduled for 12 periods of inactive training for the year?


No, I'm not.


Then I'm afraid that you can't get full-time SGLI coverage. I'm sorry.


What loan types are eligible for Deferment?


Deferments are available for Direct Loan, FFEL Program Loan, and Perkins Loans.


Do you have a Perkins Loan?


No I have not received a Perkins Loan.


Unfortunately, no relevant information is found.


What will happen if I stop paying and my deferment is not approved?


Your loan will be delinquent and you could go into default.


Is there an annual recertification requirement for my Income-Driven Repayment Plan?


Yes it is important that you recertify every year.


I have lost my part time job as a result of COVID-19 and am unable to make my payments on my student loan. Can I get help with this?


Am I correct then in assuming that you will not be able to make any sort of payment on your loan?


Yes that is correct.


As a result of the COVID-19 national emergency all federal student loan borrowers are automatically being place in an administrative forbearance, which allows students to temporarily stop making their monthly loan payments. This suspension of payments will be from March 13, 2020 through September 30, 2020.


What is the Extended Repayment Plan under the Federal Student Aid Program?


This is a plan that allows users to avail of loan repayments over a period of up to 25 years


Do you think that you might only be able to lower repayments over a longer period of time allowed by the Standard Repayment Plan?


No, I don't think that I will affected in that way


What are Eligible Federal Loans that are available through the FSA?


There are a number of federal loans available from the William D. Ford Federal Direct Loan Program and the FFEL Program, which are eligible


I'd like to know about Standard Repayment Plan. What circumstances will necessitate the use of my AGI?


Your AGI will be used if you filed a federal income tax return in the past two years , and your current income isn't significantly different from the income reported on your most recent federal income tax return.


no


your AGI cannot be applied at this time


What other options do I have if I need help paying my student loans?


You should contact your administrator, but you may be able to extend your repayment period through the Extended Repayment Plan or through loan consolidation. You can also temporarily suspend your refund by deferral or forbearance.


please show me information about Veterans Educational Assistance Program


You may be able to continue your education by using part of your military pay to help cover the cost of school .


Can I get the money back that I put into my VEAP account?


yes sure, You can withdraw the money in your VEAP account if you don t meet basic qualifying requirements or if you formally ask for a refund .


if you want to ask for refund?


Unfortunately, no relevant information is found.


what are the requirements to be eligible


Entered service for the first time between January 1 , 1977 , and June 30 , 1985


yes, i Entered service for the first time between January 1 , 1977 , and June 30 , 1985


Opened and put money into your VEAP account before April 1 , 1987


I did not put money in my VEAP account before APRIL 1987


so you can't qualify, because you need to meet all the requirements


I'm hoping to find out as well. What other options do I have for obtaining these benefits?


You can apply via mail. First, request an application form from us. Then fill it and mail it to the Veterans Affairs processing office, near you location or school.


To take classes in more than one school, could I have the opportunity to go to another school when I was pursuing my first degree?


You could have as long as the classes at both schools count toward your degree, and the school from where you are getting your degree considers the classes at the second school as required in order to get your degree


What can I do to be eligible to use VA dating tools?


You can use these tools if you meet all the requirements


What if I have more questions?


You can get answers to your questions about these tools on our My HealtheVet web portal. Read the VA Dating FAQ


ok so what are the requirements to be eligible


Are they enrolled in VA health care?


yes


Are you scheduling your appointment with a VA health center that uses online scheduling?


Have you had an appointment at that VA health center in the last 2 years?


You can use these tools yourself if you meet all the requirements


tell me about Ionizing radiation exposure


Find out if you can get disability compensation or benefits for illnesses including some cancers believed to be caused by contact with radiation during military service


how to file a claim for disability compensation?


Find out how to file a claim for disability compensation


Can I get disability benefits from VA?


do you have an illness that s on our list of illnesses believed to be caused by radiation or that doctors say may be caused by radiation?


no


You are not able to get disability benefits


So I can't apply?


that's right


what if I file the claim?


[41] we ll ask the military branch that you served with or the Defense Threat Reduction Agency to give us a range of how much radiation they think you may have come into contact with .s   [42] We ll use the highest level of the range they report to decide on your benefits


Hello, I would like to know how much you have to pay monthly for an income based payment plan?


The amounts can vary, it all depends on several factors.


Can you advise me on recertifying?


It is vitally important that you enter another payment plan request based on income.


What does AGI consist of?


It is important that you must be clear with the federal tax return in the last two years.


Can you tell me more about the topic?


It is all based on adjusted gross income, among other things.


Can you tell me the different ways to facilitate help to pay my loans?


Sure, it's important that the payment plan is based primarily on income.


Perfect, you have to seek advice on the subject.


what are some of the little things I need to take care of for medical certification?


You can verify that your address is current on DMV records


who can give me the physical for the USDOT Medical Examiners Certificate?


The physical can be performed by a medical examiner listed on the Federal Motor Carrier Safety Administration's National Registry .


what else should I know if I get NA or NI as my driving type?


You will need to send a photocopy of your USDOT Medical Examiner's Certificate  to the Medical Certification Unit, prior to the expiration date of the USDOT Medical Examiners Certificate on file with DMV.


will there be any problems if my info is not current?


You could lose your commercial driving privileges if you don't have your updated information with the DMV.


Do you have any links that could be useful to me?


You can have a look at, Enroll in MyDMV


Do you need information on the four driving types?


yes, I want to be as prepared as possible


You can visit the FMCSA web site for more information.


what do I need to do if I have a Medical Variance?


You need to keep it current with the FMCSA


Hi. I want to continue receiving your federal student aid, what must I do to remain eligible?


You must continue to meet the basic eligibility criteria, make satisfactory academic progress, and complete the FAFSA every year.


And who defines the financial aid policies?


Each school has a satisfactory academic progress policy for financial aid purposes; To view your school's details, you can check your school's website or ask someone at the financial aid office. Your school policy will tell you


And what reasons would they take if an academic process is not satisfactory?


Reasons for appeal generally include the death of a family member, illness or injury, or other special circumstances;


And how often should I complete the form?


I already filled out the FAFSA form?


no


And once I meet the requirements, should I always meet them?


Remember the basic eligibility criteria that allow you to get federal student aid continue to apply the entire time you receive aid, not just when you first fill out the FAFSA and receive aid.


Hi, please, can you tell me which documents i need to ask from DMV related to registering a vehicle?


No problem. You'll need to ask for 1 or 2 vehicle plates. That is, unless you have ones from another vehicle and you want to transfer them to be registered in NY. The thing you need to ask is your registration window sticker.


Have you already registered in NY DMV?


Yeah, i already did that.


Good. Then, additional to the documents i told you before, you'll receive a new title certificate. That will be in a period of 90 days.


Ok, i'll look for it. Something else i want to ask, Is there anything who avoids me for register a vehicle in NY?


Nothing special. If you meet the requirements, you can register a vehicle in NY without any problem.


What can i do if i don't find a certain information in here?


In that case, you can trust your insurance company to fill in for any information we can't give you here.


Ok, thanks, i'll keep that in mind. Final question for now, please. Is there any considerations about buying a car from another person in a private sale?


Well, certainly there is. IF you have a situation like that, both you and the seller must pass the form DTF-802, in order to get your taxes calculated by the DMV and be issued a payment receipt to you.


Hello there. I need explanations regarding my retirement benefits. I can't make sense of it all.


Of course. First you should know that successfully filing for retirement benefits isn't the end of your Social Security journey. We have resources to save you time on important retirement tasks and keep you in control of your Social Security account benefits through a free my Social Security account.


That's great to know. Can you perhaps tell me how to protect myself from fraud as well?


Yes. Social Security is diligently working at national , regional , and local levels to combat the fraud that undermines our mission to serve the American public.


So should I inform you about changes in my life or should I keep the information to myself to limit fraud?


Has such a change happened in your life?


Actually yes.


In that case letting us know ensures your benefits and information is kept up to date. Remember to tell us whenever there is a change in your life circumstance that could affect your benefits.


Alright. But what about my benefits? What do I need to consider?


Help ensure you get the retirement benefits you should by reviewing the basics like how we determine your benefit amount and who else in your family might be eligible. Visit our Learn About Retirement Benefits page to make sure you know the basics of retirement benefits.


Do you have any services to manage that all?


Yes. There are many time-saving options available to you. Here are our most popular online services.


Where can I get More information and resources


About VA disability ratingsLearn how we assign disability ratings and effective dates , and what to do after you get your rating


Would you like more info about Other VA benefits and services


no thanks


Unfortunately, no relevant information is found.


Where do I learn how disability ratings are assigned?


How do I checkmy Va claim?


Check your VA claim or appeal statusTrack the status of your disability claim or appeal .


How do I schedule an appointment?


VA claim exam C&P exam Find out why you might need a claim exam how to schedule and prepare for your appointment


Where do I mangae my benefits?


By the way, how can I check the status of my appeal or claim once I have logged in?


No problem I can help.  Go to your " My VA " dashboard in the upper right corner. then scroll to Track claims.


Check your VA claim or appeal statusTrack the status of your disability claim or appeal


That's great to hear! Yet another question. How can I apply for VA injury benefits? (pay)


After you file your claimFind out what happens after you file for VA disability compensation , how long it takes us to make a decision , and what to do if you disagree


I need information on VA disability compensation for PTSD.


Posttraumatic stress can happen after someone goes through a traumatic event such as combat , an assault , or a disaster . Most people have some stress reactions following trauma . But if the reactions don t go away over time or they disrupt your life , you may have posttraumatic stress disorder PTSD


Can I get VA disability benefits for PTSD?


You may be able to get disability benefits if you have symptoms related to a traumatic event the stressor or your experience with the stressor is related to the PTSD symptoms


I also want to know. Is it possible for me to get VA disability compensation?


Yes, you could get VA disability benefits or even compensation if you have a current illness or injury known as a condition that affects your body or mind.


What must be true for me to get VA disability?


Did you serve on active duty, active duty for training, or inactive duty training?


Yes, I served active duty.


Do you have a disability rating for your service-connected condition?


No, I do not have a disability rating at this time.


Then you will not at this time get VA disability benefits or compensation.


I want to know how to get VA clothing benefits


You will need to file a claim for disability compensation . We can help you find out how to file a claim for disability compensation.


Did you file a disability claim?


No


Unfortunately, no relevant information is found.


What are the requirements to get this benefit?


Do you have more than one prosthetic or orthopedic device ?


no I don't


Do you have more than one skin medicine?


no


Does your device or skin medicine affect more than one type of clothing ?


No it doesn't


Your situation does not meet the requirements for this benefit


Good to know. Another thing  ... Can I get VA disability benefits?


You may be able to get disability benefits if one of the situations below describes your experience


What if I have a disability that isn't reported on the VA website but was induced when I was serving in the military?


You can check the website for further information, but you may qualify for compensation payments or other benefits


Hello, can you clarify for me what is the discharge of your federal loans?


It mainly consists of a TPD discharge for total and permanent disability frees you from having to pay a loan, but you must qualify for such a plan.


It is vitally important to qualify for a TPD download.


Please can you tell me what requirements are required to qualify?


Sure, it's important to complete and submit a TPD download request. also provide a series of documents that show that.


Can you advise me how I qualify for a TPD download?


To this end, you must meet various requirements to achieve this end.


What documentation should you submit?


It is important that you find the information in the Department of Veterans Affairs.


Can you expand that information more?


In addition, it is vitally important that you visit the SSA Social Security Administration.


What is the purpose of SSA Social Security?


Of note, you can qualify for the plan by providing documentation from one of three sources.


Perfect, what else should I know?


It is noteworthy that for student payments it will stop for 120 days to give you time to submit your application.


I want to get a learner permit and need to know what the fees will be.


I can assist you with that. The fees associated with getting a learner permit will vary based on your age at the time of applying and where you live.


Do you live in the MCTD?


No, I don't.


Okay. For future reference, those who live in the Metropolitan Commuter Transportation District(MCTD) will be subject to an additional fee.


Yes, thank you. I was aware of that.


What parts of New York are subject to the MCTD fee?


The list of counties that are required to pay the MCTD fee include the Bronx, Kings Brooklyn, New York Manhattan, and Queens.


So, if I live in one of these counties, I am required to pay the extra fee?


Yes, the MCTD fee.


I may be moving out of New York in the next few years. Can I get a refund of my licensing fees if I've exchanged my New York driver license for an out of state one?


Yes, you can get a refund. You will need to attach a photocopy of your out of state driver license to form MV-215 and mail it to the address on that form. It may take up to 12 weeks to receive the refund.


Is there a fee chart available?


Yes, there is a fee chart available on our website. This chart will not show fees associated with a CDL.


What type of Direct PLUS Loan application should I complete?


Do you have a Direct PLUS Loan application for Graduate/Professional Students William D. Ford Federal Direct Loan Program loan request for supplemental information?


No I do not have this application.


Do you have a Direct PLUS Loan application for Parents William D. Ford Federal Direct Loan Program loan request for supplemental information?


No I do not have this application for supplemental information.


What does the Direct PLUS Loan Request allow me to do?


The Direct PLUS Loan Request allows you to authorize the school to use your loan funds to for other educationally related charges after all the tuition and fees and room and board have been paid.


What is the William D. Ford Federal Direct Loan Program request for supplemental information used for?


It is a request for supplemental info connected to your application for Federal Direct PLUS Loan Direct PLUS Loan through the William D. Ford Federal Direct Loan Program.


What must I do before I receive my Direct PLUS Loan?


Actually, you have to complete a Direct PLUS Loan Master Promissory Note that explains the terms and conditions of Direct PLUS Loans and is your legally binding agreement to repay all your loans.


How do I find out if I'm eligible for Retirement Benefits?


We have information here where you can learn how Social Security works.


Can you tell me if I'm eligible?


Yes we have information on who's eligible for retirement benefits.


What if I retire before the official age?


You'll receive your full benefit amount. Your benefit amount will be reduced if you retire start benefits before reaching full retirement age.


How do I proceed if I'm ready to retire now?


You can start your application today.


What criteria do I need to meet for eligibility?


Do you work and pay Social Security taxes?


Yes I sure do.


Qualified workers earn credits toward Social Security benefits. The number of credits you need to get retirement benefits depends on when you were born.


I need information about the fully developed claim program for a VA pension, can you help me?


The FDC Fully Developed Claim program is the fastest way to process your VA pension claim, and there is no risk of you participating in it. Simply submit all of your evidence, or supporting documents, when you file your claim.


Have you filed a claim in the FDC program?


yes i filed a complaint with the FDC a week ago


Well if we decide that there are additional documents we need to decide your claim, we will remove your claim from the FDC program and process it as a standard claim.


What happens if I send additional information or evidence after submitting the claim?


if that happens we will remove your claim from the FDC program and process it as a standard claim.


Is it true that among the requirements I must be at least 65 years old?


it is right. is one of the required requirements


What other requirements must I meet?


do you have an individual permanent disability that is 100% disabling?


if my disability is 100% disabling


since you meet the requirement you can opt for higher disability pension benefits based on being confined to your home


Can Active Duty Members Receive VA Health Care?


if you can receive free VA medical care for up to 5 years after discharge or release for any condition related to your service in Operation Enduring Freedom OEF in Afghanistan or Operation Iraqi Freedom OIF or Operation New Dawn OND in Iraq.


Is it recommended that you submit the application immediately?


do you wait to apply for VA medical care until after your enhanced eligibility period ends?


If I would wait to apply for VA medical care until after your enhanced eligibility period ends


ok, i inform you that we will not consider your OEF / OIF / OND combat veteran status in our enrollment decision.


What requirements are requested?


Did you serve in a combat operations theater after November 11, 1998?


No, I have not served in a combat operations theater after November 11, 1998?


ok I inform you that you do not meet the requirements so you are not eligible


What are they based on for eligibility?


on factors like your income and VA disability rating


Will something happen if I don't get my income and family size recertified by the annual deadline?


It is really important to recertify before the annual deadline.


Do you need to know what happens if you don't recertify your income before the deadline?


Yes, I would like to know the answer about recertifying my income.


The things that will happen vary depending on the plan you have.


What happens if my family size is not recertified?


The same repayment plan would be enforced if you do not recertify your family size.


What if I have an income that is not taxed or do not have an income at all?


You would have to mark it the online application or paper application and you are not required to supply further documentation.


Are their other repayment options if I do not want an income-driven repayment plan?


You would need to contact your loan servicer and discuss repayments options such as extending our repayment period or temporarily suspend your repayment through deferment or forbearance.


Is there another option besides income-driven plans for PLUS loans for parents?


Yes, parent borrowers of PLUS loans could put there loans into a Direct Consolidation Loan and then repay the new consolidation loan under the ICR Plan.


I want to look into the VA VEAP benefits


Okay, you may be able to continue your education by using part of your military pay to help cover the cost of school. We can help you find out if you can get benefits through the Veterans Educational Assistance Program, a $2-to-$1 government-match program for educational assistance.


I'm not active so how do I start?


you will need to send copy 4 of your DD214 , Certificate of Release , or Discharge from Active Duty .


can I ask something else?


Would you like to know what is covered under VEAP education benefits?


yes


How does VA make payments? on what date?


Tuition and fees are payed directly to the school and money for books is payed to the student at the beginning of the term


It will help you pay for training, programs and fees for undergraduate programs, co-op training, and others


I'd like to know if I'm eligible for VEAP benefits?


you must have at least 3 months of contributions available to use your VEAP benefits


what else do I need to be eligible?


Did you enter the service for the first time between January 1 , 1977 , and June 30 , 1985 ?


no I entered later


I'm sorry but you are not eligible for VEAP benefits


Hi, I have a Federal Family Education Loan and have heard that I might be eligible for a discharge of my loan. Is this right?


Yes this is correct you might be eligible if your college made a falsely certified your eligibility to receive a loan.


If my college made this false certification how do I apply for a loan discharge?


There is a loan discharge application that you will have to complete.


What if I enrolled in Program A but later decided not to continue and transferred to Program B?


In that case as you were unable to complete Program B because the school close only the loans you received for Program B may be discharged.


If my school closes which loans are eligible for discharge?


Do you have a William D. Ford Federal Direct Loan, a Federal Family Education Loan (FFEL) or a Federal Perkins Loan?


Yes I have one of those loans.


In that case you may be eligible for a 100 percent discharge of your loan if your school closes.


My school closes and I need a copy of my academic transcript. Where can I get this?


You should contact the state licensing agency in the state where the school was located to find out if the state has the records.


Please tell me about the diesel opacity emissions inspection.


this inspection is not required in other areas of NY states or for vehicles registered outside of the state. Nonetheless, if the vehicle has an MGW of more than 8500 lbs then the NY State Department of Environmental Conservation, the NY State Department of Transportation, or the NY State Police can do a test for any diesel-powered vehicle.


did your vehicle failed a roadside inspection?


No, it didn't fail any inspection.


Can you tell me when and where a diesel inspection can happen?


The diesel emissions inspection is made at the annual safety inspection and it's done at a diesel emissions inspection station.


how often must get an inspection a vehicle with a MGW of over 8500 pounds?


Vehicles with a MGW over 8500 pounds must get an annual diesel emission inspection.


and if the vehicle is newer than model year 1997 and with a GVWR less than 8501 pounds?


if the vehicle is also a non-exempt diesel-powered vehicle registered in NY state then it must get an annual OBDII emissions inspection and are exempt from the diesel emissions inspection.


What would be the case if the diesel-powered vehicle is registered in NY State and is older than model year 1996 with a GVWR less than 8501 pounds?


in that case, the vehicle is exempt from the OBDII emissions inspection , the low - enhanced emissions inspection , or the diesel emissions inspection.


what is needed to become a diesel emissions inspection station?


the station have to buy a DMV-approved smokemeter. The station can only perform the inspections if it is licensed to conduct a safety inspection for diesel-powered vehicles.


hi. i want to know How do I access these services (VA nursing homes, assisted living, and home health care)?


You may be able to use one or more of these services if you meet all of the requirements listed


How do I access these services?


contact your VA social worker . call our toll - free hotline at 877 - 222 - 8387 , Monday through Friday , 8:00 a.m. to 8:00 p.m.


what are the requirements to be eligible


You re signed up for VA health care


yes


We conclude that you need a specific service to help with your ongoing treatment and personal care


yes, i need a specific service


The service or space in the care setting is available near you


yes i near of the facilities


good


What can Veteran's Affairs tell me about careers and eimployment?


We help you build your career and find the opportunities that a the right fit for you.


What if I am a female Veteran?


Just ask for the Women Veterans Program Manager and find the nearest VA medical center.


What help is there if I am homeless or at risk of being homeless?


There are programs like free health care and free limited dental care and we help you find resources in the community like homeless shelters.


Do you have any familiarity with vocational counseling? What are the specific VR&E benefits available?


You can gt education and vocation counseling and help with figuring out your abilities and interests.


Does VR&E offer career counseling?


Yes, VR&E offer career counseling as the dependent family member of a service member.


Are there other benefits and education benefits for dependents?


Yes, in some cases you can get other education and employment benefits and services for dependents such as being a child of a Vietnam or Korean Veteran and have certain birth defects.


Hello, I need information related to PSLF?


It is a form and must be completed and mailed to a specific address.


You can find information with your administrator.


Can you tell me in more detail what this process consists of?


What do you plan to do with the information you put on the form?


This information allows us to tell you if you are making qualified PSLF payments.


Can you give me more information?


If you have any questions, you can contact FedLoan Servicing to answer questions about it.


I still have more questions for you, can you help me?


Check the page on asking frequently asked PSLF.


What are federal programs? and what conditions must be met to be approved?


These loans do not qualify but may become eligible if you consolidate them into a Direct Consolidation Loan.


How to replace a driverless ID card


You can replace your non - driver ID if it was lost or destroyed , or after you update your address .


if i plan to travel


We recommend you come to the DMV now to get an Enhanced or REAL ID , and avoid a second office visit later . 1 Learn about Enhanced , REAL ID and Standard documents


and if the card expires


You can not replace your ID if it expired you must renew or apply for a new one


If I want my new non-driver ID card to be sent to an alternate address


include an additional note and clearly print the alternate address . Don t write the alternate address on form MV-44 . The mailing address you write on form MV-44 must be the address that is listed on your photo document and your DMV record .


in two weeks will i get the ID?


Allow 2 weeks to receive it in the mail . You can check the mailing status of your photo document online


you want to know what happens if your document is not delivered two weeks after the date the document was processed


yes


you can contact us


To whom do I send the information by mail?


NYS Department of Motor Vehicles207 Genesee Street , Suite 6Utica , NY 13501 - 2874


I need help with driving school instructor certificate matters


Have you passed all tests?


yes , so what happens next


The Bureau of Driver Training Programs will issue a Driving School Instructor Certificate and mail it to the driving school where you are employed.


does everyone have to pass those same tests?


Yes, you must pass the vision test, road sign test, written test, and the driving school instructor driving test


Alright. Now, let's talk about the driving school license.  Is there any case if my license expires?


You must immediately stop operating your driving school business. Your school will not be licensed to operate. Any services you provide through your driving school license including Instructor Certificates , account to DMV s online road test appointment scheduling system , and authorization to order Pre - Licensing Course Completion Certificates will be terminated


Do I need to include anything else?


You must attach a Signature Authorization List - Pre - Licensing Course MV-278.6


Can I continue my course whilst waiting for the renewal?


ntil your new license is issued your instructors will not be able to teach for your school and your school will be unable to provide lessons to customers


What happens if I don t pay a toll?


If you fail to pay tolls , fees or other charges in relation to 3 or more tolling violations , all committed within 5 years , or fail to pay $ 200 in tolls accumulated within 5 years , if the violations occurred in a commercial vehicle , or fail to have them dismissed or transferred


if the violations occurred in a commercial vehicle, or not have them removed or transferred?


the NYS Department of Motor Vehicles , " DMV " may send you a Notice of Registration Suspension . The notice will advise you that if you pay all of the tolls , fees or other charges owed to the tolling authority , or have them dismissed or transferred , the suspension will not take effect


Who issues toll violations?


A tolling authority , which includes the New York State Thruway Authority , the Triborough Bridge and Tunnel Authority MTA Bridges and Tunnels and the Port Authority of New York and New Jersey


If you fail to pay tolls , fees or other charges in relation to 3 or more tolling violations


you request a DMV hearing


the suspension is placed on hold pending the outcome of the hearing


Must I appear for the hearing?


As the Notice of Registration Suspension indicates


Can I request an in-person hearing with the DMV?


you may request an in - person DMV hearing or you may request a hearing by affidavit this is a hearing on paper . The Notice of Registration Suspension provides instructions about how to submit the affidavit to DMV


Hey, I came here because I have some questions about getting benefits.


Then you are in the right place. You'll need to file a claim for disability compensation. When you file, you'll have to show that your health problems are linked to your contact with certain environmental hazards while serving in the military.


Are you planning to file?


No, I'm not planning to.


Unfortunately, no relevant information is found.


Can I get health care as a disability benefit?


Yes, you can get health care and compensation payments.


Also, do I need to find out about the types of illnesses that are covered for VA insurance benefits and who is covered in this program?


Veterans and qualified dependents


what are the requirements to be eligible for VA disability compensation?


Have you served on active duty, active duty for training, or inactive duty training?


yes, I have served on active duty


Do you have a disability rating for your service-connected condition?


No, I do not.


Sorry, you're not eligible for VA disability compensation.


What will I find in the Compensation 10 videos?


Learn more about how VA disability compensation works.


I need a TVB ticket


Do you want to do that online?


No


Do you need additional information?


Yes


Do you want to print a substitute ticket?


Do you want to pick up a printed one at a TVB office?


Do you need more information on what to do if your traffic ticket is not available


If a traffic ticket is not available to print the transaction will give you instructions on what you can do


What if it's not available to print?


The transaction will give you instructions on what you can do. Read all messages in the transaction carefully. If the traffic ticket was not answerable to a Traffic Violations Bureau TVB


How can my benefits change from year to year


Not always . We require a new Yellow Ribbon Program agreement each year


Does your school have an approved agreement with us?


yes


they must continue to offer the Yellow Ribbon benefits to you the next year as long as you meet all of the requirements


How should students' management be handled?


Whether it has already enrolled the maximum number of students for the program period .  Enrollment is on a first - come , first - served basis


which are the requirements?


Make acceptable progress toward completing your program according to your school


ok yes


Stay enrolled in the school without a break following the school s policy


Have money left in your Post-9/11 GI Bill benefits


not


cannot continue offering Yellow Ribbon benefits next year does not qualify


How can I file a complaint about how my professional university manages my financial aid?


Do you think your school is not managing federal student aid funds correctly?


Unfortunately, no relevant information is found.


How can I find out if my school violated its own federal policy or regulations in its administration of federal student aid programs?


if your school calculated your eligibility for federal student grants, loans or work - study incorrectly


very well. Now for DEA Survivors and Dependents Educational Assistance Program Am I Eligible for Educational Benefits?


Yes, adult students also can use FAFSA4caster


Wow, that sounds wonderful. But there's more to financial aid. Isn't this for anyone who applies?


Basically, yes. But is always necessary find out if you are eligible for it, that's when you check out your FAFSA4caster.


I have another question about FAFSA4caster that I'd like to ask. Is there anything else I should bear in mind?


also if your disbursed school paid your aid or credit balance incorrectly in the wrong amount, at the wrong time, or not at all


that doesn't apply to school


Does your school not have a financial aid administrator but participate in federal student aid programs?


no neither


Has your school or its representative made false or misleading statements about the school's educational programs?


not


in this case you have no evidence to file a complaint


hi


For that kind of matters, you can use our information tools to determine which servicer handles your student loans.


O.k, but what if my student loans are from a servicer which is not with the Department of Education?


For those kind of loans, you'll have to contact the servicer itself to get any details about it and any other data related to repayment options and tools.


I'm still hoping to learn the status of my loan payment. What would I do if I'm having trouble making payments on my federal student loans?


The section Trouble Making Your Federal Student Loan Payments  will provide the information on what to do if you are having trouble making your student loan payments.


I am having trouble making payments, what can I do?


Always contact our loan servicer to find out what options they have that can help you.


Hi, good morning. Please, i made an appeal some time ago and recently received the decision. I'm really displeased with the treatment, Can i do something about it?


I understand that you are in disagree with the board's Decision? Do you have new and relevant evidence to your case?


Yeah, i'm displeased and have new evidence on my favor.


If that's the case. You can file a supplemental claim. Besides, you can also appeal to the U.S Court of Appeals for Veterans Claims.


Umm, o.k, that's good to know i have some resources available. In case i need more information, what can i do?


If you need more information, please make use of our FAQs about decision reviews.


All right, i'll keep that on mind in case i need it. Look, lets say i go and appeal, then you review my case. So, what comes next to that?


Well, meanwhile in review, you don't have to do anything. That is, of course, unless you receive a VA notification, probably asking you for more information.


In this regard, i have to ask. Do you have any scheduled exam with VA?


Yeah, in fact, i have.


Good. Then you must be sure to not miss them. O.K?


I'll do. I even have on a stick note on the fridge. Sorry to ask again but, you told me before that i could file a supplemental claim, isn't?


That's correct. you can file one of those, if you disagree with the board decision.


Hi there, how you doing?..I request a board appeal sometime ago and i'm waiting for the results. Could you tell me what happens after a board decision?


Do you have new and relevant evidence?


Yeah, i have.


Then you can file a supplemental claim. You can also appeal to the U.S court of appeals for veterans claims.


I was told about a exam, can you tell me something about it?


Sure. Simply don't miss it, or you'll have to start over again.


O.k, o.k..How do i apply, anyway?


You need to fill the Form VA 10182 or Decision Review Request.


What if i need more information? where to go?


Refer to our FAQs, please.


Then , can you remember me what happens after a decision?


You'll have to find out.


I need some information about the Graduated Repayment Plan.


Allow me to assist you with that. Under the Graduated Repayment Plan, payments start low and increase every two years. These payments will be made for up to 10 years.


Are you considered low income, but expect your income to increase over time?


Yes. I'll be making more money later on.


Great. This plan could be right for you.


Do you also know about on how my monthly payments will be if I have a Direct Consolidated Loan or FFEL Consolidated Loan?


In this instance, the length of the repayment period will depend on the amount of borrowing that is outstanding, known as your total education loan indebtedness, this debt includes any student loan debt you may have that is joined to your consolidation loan


Are FFEL Consolidation Loans eligible for this plan?


Yes, they are.


Another question, what consequences can I have if I do not recertify my family size and income before the annual deadline?


In this instance, any unpaid interest will be capitalized added to the principal balance of your loans. This will increase the total cost of your loans over time, because you will then pay interest on the increased loan principal balance


Can I ask something else? with respect to the Federal Loan. What other loans are eligible?


Most loans from the William D. Ford Federal Direct Loan Program and the FFEL Program are eligible for this plan.


Can I use the loan simulator to estimate my payments under the Graduated Repayment Plan?


Absolutely. We recommend that you use our loan simulator before you contact your loan servicer.


How will my payments differ with a FFEL Consolidation Loan?


In this case, the length of your repayment period would be determined by the amount of your total education loan debt. This includes your consolidation loan and any other student loan debt.


Hello there. What can you tell me about medicare premiums?


The law requires an adjustment to your monthly Medicare Part B medical insurance and Medicare prescription drug coverage premiums. This affects less than five percent of people with Medicare. Most people don t pay higher premiums.


What if I suddenly earn a lot more at my work?


Do you have a higher income now?


No, I'm just asking.


Unfortunately, no relevant information is found.


What would you do if you determine that I'm a higher-income beneficiary, anyway?


You'd pay a larger percentage of the total cost of Part B based on the income you normally report to the Internal Revenue Service IRS. You'd pay monthly Part B premiums equal to 35, 50, 65, 80, or 85 percent of the total cost, depending on what you report to the IRS.


What should I do if my tax return changes?


It is important that you contact us to make the respective changes.


I'm also curious about Tax Return. What if I filed an amended tax return?


In that case, if it changes the income to determine the income-related monthly adjustment amounts your MAGI, you should inform us about it.


And if I'm a higher-income beneficiary, what happens then?


Then we deduct this amount from your monthly Social Security payments regardless of how you usually pay your monthly prescription plan premiums.


Does everyone who files a claim need to have a VA claim exam?


No. We ll ask you to have a claim exam only if we need more information to decide your claim .


Do you have enough medical evidence to support your claim?


Yes I believe so


we won t ask you to have a claim exam . Medical evidence may include doctor and hospital reports , test results , and other documents .


Now I'd like to ask you a random question. How can I qualify for these benefits.  Also, can you tell me more about the testing?


If you were part of Projects 112 or SHAD from 1962 to 1974 and want to know more about a certain test site, ship, or unit, you can view the declassified Department of Defense fact sheets.  We can give you a link to the declassified Department of Defense fact sheets


Got it, I also want to know about the VA claim exam (C&P exam), what happens after I take the VA claim exam?


We ll review all the evidence in your file , assign your disability rating , and send you a decision notice a letter letting you know your disability rating .


I'm interested in learning more about VA incentives and programs. Do you have any other types of assistance if we need it?


There is Aid and Attendance benefits and Housebound allowance. You can find out if you're eligible for extra monthly pension payments if you need more aid than you're currently receiving .


if i am needing more help than i currently have if i weren't here How do you get a copy of the final exam report?


you can : Contact your nearest VA regional benefit office ,orCall us at 800 - 827 - 1000 and request an appointment to view your file


What information is available?


How VA assigns disability ratingsLearn how we assign severity ratings and how they affect your disability payments


How do I schedule a VA claim exam?


Call the number provided right away to confirm the time and location of your exam . It s important not to miss your scheduled exam , so you ll want to double check that you have the right place and time


Why did the military records need to be reconstructed?


In 1973 a fire at the National Personnel Records Center or NPRC in St. Louis, Missouri, destroyed the records held for our Veterans who were discharged from the Army and Air Force.


Were your records destroyed in the 1973 NPRC fire?


No, I am not sure if they were.


What can I do if I need records to filing a VA disability compensation claim?


You will need to follow some steps to get your records.


How does the VA go about reconstructing my records?


We can submit a specific request to the NPRC for any more service records they may have or can find for you.


How can I find out if my records were destroyed in the 1973 NPRC fire in St. Louis?


You can learn more about the 1973 NPRC fire and find out.


How can I submit my disability compensation claim and any supporting documents?


There are many options to file your claim such as online, by mail, in person, or with the help of a trained professional.


Do you need to file a claim involving the reconstruction of records?


No, my files were not lost in the NPRC fire in St. Louis.


Hi. I'd like to get a social security card. I was born an American citizen outside the US. What do I need?


Are you an American citizen?


We will need documents. Do you have your foreign birth certificate?


I am not sure. What do I do if I can't find it?


You can submit your passport or possibly documentation from DHS that proves your age.


I can do that. Is this how I get an original social security card for a foreign born US citizen?


Yes.


Do I need to attend an in person interview?


Yes, there is a required in person interview. You will need to show that you do not have a Social security number.


I do not have one. I have lived in the US, and I am just now trying to get a social security number.


Okay, we may need to ask for background on the schools you attended.


What if I lived outside of the US for a long time?


Do you have a passport or school or employment records showing that you lived outside the US for a long time?


Is it that important to update my address at the DMV?


By statute, you must always report any change of address to the DMV within 10 days of moving. This applies for the address associated with your license and all addresses associated with your registered vehicles.


Do I have only 10 days to report a change of address?


Yes, this is required by law. You have to report your new address within ten days of moving.


How often do you send inquiry letters?


We send about 500.000 inquiry letters per year.


I want to know about the traffic points cost.


The points is the system used for the DMV to keep track of dangerous drivers. The amount you pay from a DMV charge for a traffic ticket depends on the number of accumulated points.


Isn't the DMV charge included in the DRA charge?


No, the DRA and DMV charge are separate charges.


What if I have an insurance problem and the inquiry letter does not resolve it?


In that case, we have to suspend the vehicle registration and, if the problem persists, your license.


What if I can't make my monthly payment?


Do you have trouble making your monthly payments?


yes


Contact your loan manager immediately. Your loan manager can help you understand your options.


What steps can I take to avoid non-compliance?


Take the time to fully understand your loan agreement and the types of loans you are receiving. It is also important that you do not borrow more than you need or more than you expect to be able to pay


If I don't make a payment on time, what happens?


Your loan is delinquent and late fees may be charged. Even if you are behind on your loan, you can still avoid default, so it is important that you contact your loan manager immediately.


What is simplifying repayment with consolidation?


You may want to combine your multiple federal student loans into a single direct consolidation loan to simplify repayment. There may be trade-offs, so understand the advantages and potential disadvantages of consolidation before submitting the application.


What steps should I take to successfully repay my federal student loan and avoid default?


Understanding your loan agreement, staying on top of your loan information, and making sure to contact your loan servicer if you're having trouble making payments can help you avoid default.


Would there be any problem if I can't provide the parent information on the FAFSA form?


Are there any special circumstances that impede you from getting that information?


Not really.


Just curious on what to do or what to recommend others to do in case I'm confused with some of the questions and circumstances. Like, what to do if the parent doesn't live in the U.S?


Ok, well, in case your parents live abroad you can select "Foreign Country" from the dropdown box for the question that asks about the parent's state of legal residence.


Going back to my question about what to do if I can't get the parent information, What would you recommend on this?


When you fill the FAFSA form online or in the app, there is an option to indicate that you have special circumstances that make you unable to get your parent information. If you use this option you'll be able to submit the FAFSA form without the parent information.


So that option is available both on the myStudentAid app and on the website?


Yes, that's correct. Whether you fill your form online or through the app you'll get asked if you are able to provide information about your parents.


Would that create any disadvantage? to submit the form without the parent information?


Yes, if you do it like that your FAFSA form will be submitted but it won't be fully processed and you won't receive an Expected Family Contribution (EFC). In this case, you should contact the financial aid office at the college or career school you plan to attend.


I am planning to remove a vehicle from the road, and I would like to know if I can keep my photo or my professional plates.


Of course. You can store your picture or professional plates at  DMV offices.


Will you register your vehicle in the future?


Yes, I will later.