Yes, I don't know the answer to some of them.


You can skip it and go back to it later.


Roger that, I would like to know if I should apply for medicare? And if I die, will my spouse receive all the benefits?


After full retirement age, your surviving spouse may receive your full benefit amount plus any accumulated delayed retirement credits.


Regarding applying for retirement online, at what time is it best to apply for benefits?


You can apply at any time, you just won't be able to check the status until 1 month before benefits start.


I have another concern about the advantages and disadvantages. What are the advantages?


The advantage is that you collect benefits for a longer period of time . The disadvantage is your benefit is reduced .


Now that I've answered all of the questions, what should I do?


Click on Submit Now


Is online the only way to apply?


You can also apply over the phone.


Can I check to see if I'm eligible under my spouse?


We will let you know if you are eligible under your spouse's record.


Hello, I would like to know what changes I should report


Has a change occurred in your life?


yes


When a change occurs in your life, letting us know ensures that your benefits and information are up to date. Remember to inform us whenever there is a change in the circumstances of your life that may affect your benefits....


Why do I need a Social Security account?


A free my Social Security account makes it easy to manage your information.


What resources do they have to save time?


There are many time saving options available to you. These are our most popular online services


Do you need help managing your benefits?


no thanks


What information about retirement is important for you to know?


Managing your retirement benefits effectively is an ongoing part of retiree life. A solid foundation for this includes understanding what you're entitled to, staying up-to-date on program changes, and making sure we have your current information....


What should I do if I dont receive my new photo document with the icons?


Has it been 2 weeks since you requested your photo document with DEC or Parks?


No, it has not been 2 weeks yet.


Are you a Boating Safety Certificate and Empire Passport holder?


No, I am not a Boating Safety Certificate or Empire Passport holder.


Are you a Lifetime Sportsman, Small/Big Game, Bow Hunting, Trapping, Muzzle Loading, or Fishing holder?


Yes, I am a Lifetime Sportsman holder.


Then contact them through www.dec.ny.gov


What are the different lifetime sporting.recreational licenses privileges or credentials can be added to my DMV issued photo document?


You are able to add icons for lifetime licenses such as Sportsman, Boating Safety, Small/Big Game, Fishing, Bow Hunting, Muzzle Loading, Trapping, and Empire Passport.


What if I decide later on I want the icons removed?


You can contact the agency Parks or DEC that issued the lifetime license, privilege or credential request to notify the DMV to remove the icons and there is no fee to do so.


Where do I go if I am looking for more information on the Direct PLUS loan Request relating to the William D. Ford Federal Direct Loan Program?


It's a request for more information in connection with an application that has been made for a Direct PLUS Loan through the William D. Ford Federal Direct Loan Program. Schools may differ in the way that they provide further information to their applicants in relation to these loans


Are you applying for a borrowing as a parent?


Yes, I am indeed


In this case, the Direct PLUS Loan Request allows some further concessions which I can go through with you if you would like?


What is the next step after I request supplemental information about the Direct PLUS Loan through the William D. Ford Federal Direct Loan Program?


Any information that you give us will be sent to the relevant school. The school will then use this information to determine your eligibility for a Direct PLUS Loan and will process your application for same


Where can I find out more about Direct PLUS Loan Applications for Graduate/Professional Students through the William D. Ford Federal Direct Loan Program?


Firstly, you must be logged into the system under your own personal log in credentials


Are there any special features associated with the Direct PLUS Loan Request?


Yes, there are. This request allows you, the applicant, to authorize your school to use your loan funds to satisfy other educationally related charges, apart from tuition and fees and room and board. You are not required to provide this authorization


Is there any information available to parents regarding the Direct PLUS Loan Request through the William D. Ford Federal Direct Loan Program?


Parents can log in to the website under their own log in credentials to access specific information relative to their own situation


how is the Vehicle registration and title


you want to change the name


yes


you want To update your legal name


bring these items to your local DMV office


Good to know! Another question related to local dmv. What if I no longer have that document?


Then you will need to wait for a new one to arrive before you can create a MyDMV account. You can still change your address, though.


Alright, then let's say I'm heading to a DMV office to change my address. What should I bring along?


You should bring a completed Address Change (MV-232) form with you.


What else should I know when I change my address for a vehicle registration?


You should know that we also update the title certificate record. You do not need to order new DMV documents with your new address. Updating your address for a traffic ticket does not update your address on other DMV records.


What is the Benefits Planner for Retirement?


Would you like to learn about the Government Pension Offset?


Yes, could you please tell me about it.


Will you receive a pension for work not covered by Social Security?


Yes, I would receive a pension not covered by Social Security?


That is ok but any Social Security benefits you would receive on your spouses record could be lowered.


Can I find out if I would be eligible for spouse's benefits and have access to your spouses estimate?


Do you know you can find the estimated amount of the retirement benefit your spouse would be eligible for at full retirement age?


No, I did not know that.


Do you know you can divide your spouses benefit in half and round to the nearest dollar?


No, I did not know I could do that to get an estimate.


then you would not have been able to find out the estimate as a spouse.


how is the VA clothing allowance system


Has your clothing been damaged by your prosthetic or orthotic device such as a wheelchair or by the medicine you are taking for a skin condition?


yes


You can get money each year to help you buy new clothes. This is a disability compensation benefit known as an annual clothing allowance. Find out if you can get this benefit.


I see. May I ask another question. for  disability compensation. Can I get disability benefits from VA?


You may be able to get disability benefits if one of the situations below describes your experience


what are the requirements to be eligible


You spent more than 21 days in a VA hospital or other approved hospital for a service - connected disability


yes i spent more than 21 days in a VA hospital


How do I get these benefits?


you ll need to give us your hospital discharge summary showing the length and cause of your hospital stay .


After i got out of the hospital


his disability rating went back to 40 %


Good morning. I'm looking for information about what is the so called affordable care act and how is related to my VA health coverage. Could you help me on that?


My pleasure. That act, the ACA, is also known as the health care law. and was created to expand access to coverage, control health care costs and to improve health care quality and care coordination.


Umm, Very useful information there. That makes me wonder, The health coverage through VA does match ACA's minimum essential coverage requirements for this year?  2018, i mean?


Nothing to worry about. This coverage do meets the minimum essential coverage requirement for 2018. That is, of course, if you were signed up for one of the programs which enlist this feature.


Were you under the coverage of one of these programs in 2018?


Yes, i was under one.


That's good news for you then, because you won't have to pay the fee when you file your 2018 taxes.


Might I ask another question about the protection of personal health information if I print or download something from the website?


you ll need to take responsibility for protecting that information .s   [48] Get tips for protecting your personal health information


I'd like to know : Does my health coverage through VA meet the ACA s minimum essential coverage requirement for 2018?


The Civilian Health and Medical Program of the Department of Veterans Affairs CHAMPVA , or CHAMPVA through the Program of Comprehensive Assistance to Family Caregivers , or The Spina Bifida Health Care Benefits Program. I'm pretty sure it's there, but is it possible that CHAMPVA will be one of the programs?


Also, I would like to know how long should I wait to have information once I send the documents for my application?


It'll take about 6 weeks after we get your package until you get your CHAMPVA ID card and related materials.


Hello, I would like to know what I do if I am already receiving social security benefits


already receive Social Security or SSI benefits and have a bank account?


yes


Have you already changed your Social Security online direct deposit benefits?


no


Have you contacted your bank, credit union, or savings and loan association?


and the Direct Express debit card works for me if I don't have an account?


The Direct Express card is a debit card that you can use to access your benefits. And you don't need a bank account


If I don't have an account?


You must open an account before you can sign up for Direct Deposit. You should compare prices in your area to find an account that has the features you want at a price you can afford.


If you still do not receive Social Security or SSI benefits, what should I do?


tell the Social Security representative when you apply for the benefits you want to enroll in Direct Deposit.


Hi, i need information about traffic violation tickets?


Have you been involved in any traffic violation lately?


No, i haven't.


Have you been issued a ticket?


No, neither.


Have you attended any hearing?


No, i haven't any of those in my record.


Have you filed any appeals?


Yeah, i filed one some months ago.


In fact, i'm waiting the resolution of it. What will happen if i'm found guilty in that appeal?


If you are found guilty you'll have your license suspended for 60 days. Besides, you can be suspended if you are found guilty for a more serious violation like racing or tailgating.


Can I get help to pay for my college at an international school through federal student aid?


Yes, many who study abroad get federal student aid to help pay for expenses.


How much can I receive in federal student loan funds for international study?


The annual limit for Direct Subsidized and Unsubsidized loans can be between $5500 and $20500.


Do you know the factors that might change your amount you get such as dependent or independent?


Yes, I know factors such as dependent or independent student will play a role in how much I get for my loan.


Direct PLus Loan amounts are figured out by minusing any other financial aid you are receiving from your total cost of attendance in the school.


What federal student aid would I be eligible for at an international school?


You can receive a federal student loan from William D. Ford Federal Direct Loan.


Can I find out what pass rates are in International Medical Schools?


Yes, International Medical Schools have things like pass rates on US Medical Licensing Exams, student loan debt, and completion rates.


Are there housing forms I should complete?


Yes, housing forms and should look into medical insurance.


For the Medical Certification Requirements which are useful links


Enroll in MyDMV


want more information on the four types of management


yes


visit the FMCSA web site


can you give me details of Medical Certification Requirements


Federal regulations require that every commercial learner permit CLP holder or driver license CDL holder must certify to the type of commercial driving they currently perform or expect to perform


To avoid a reduction or cancellation of CDL / CLP what should I do


you must take this certificate to the DMV when you apply for your CLP / CDL , or fax / email it to the NY State DMV Medical Certification Unit .email it to the NY State DMV Medical Certification Unit .


what important information should i remember


Verify that your address is current on DMV records


If you have a class A commercial driver's license issued by the New York State DMV, what do I need to certify the most?


you must certify the type of driving you do anytime you perform a license transaction other than an address change , or duplicate license . You will be required to choose only one driving type from the four federal driving types listed below .


Hello I need information about How to renew a registration


You must renew your registration before it expires. Your new registration documents will arrive in the mail in approximately 10 days. Early renewal will not change the new expiration date of your new registration.


What if my address changed?


Your email address on DMV files must be current. You cannot change it during the transaction. First change your address online and then renew.


Do you want to apply to the US Postal Service?


do not


Unfortunately, no relevant information is found.


and can i renew by mail?


Send the bottom of your MV-3 or OP-3 renewal notice to the address on the notice. Include a personal check or money order made payable to the 'Commissioner of Motor Vehicles' for the fee.


relating to estimate registration fees and taxes, what about boat registration?


Boats are like trailers and use their own estimate calculator.


Can I estimate the registration taxes online?


Yes, you can estimate the taxes and fees online.


Do I have to pay the plate fees again if I transfer them to a different vehicle?


No, you won't have to pay plate fees again.


Is there a fee for the plates for my car?


Yes, there is a vehicle plate fee as well as a registration fee.


I am not sure if I should apply for Medicare.


I understand. It's important to consider that Medicare usually starts when you reach age 65.


Are you planning to delay starting your benefits?


Yes, I was thinking about doing just that. You know, my current situation made me think a delay might be a good idea.


In that case be sure to contact Social Security about 3 months before you turn age 65 to check about applying for Medicare.


What about my wife? I think she also qualifies for benefits from my record.


If your wife qualifies for benefits from your record, the value of her benefits, added to your own, may help you decide if taking your benefits sooner is your best choice.


Got it, but I do have health insurance at my current job. Does this impact my Medicare plans somehow?


Even if you have health insurance through a current or former employer or as part of your severance package, you should still check to see whether you need to sign up for Medicare. Some health insurance plans change automatically at age 65.


Will do. So tell me, could I also choose to get my retirement benefits earlier?


That is possible, you may choose to start receiving retirement benefits earlier.


Well, I'm just thinking here. About life expectation and all. What good is retirement if I don't live to see it?


Allow me to ease your fears: about one out of every four 65-year-olds today will live past age 90. One out of 10 will live past age 95.


Let me know more about VA benefits you can get while attending school out of the U.S.


Are you planning to study in a foreign school?


Yes


We can help you find out how you can use VA benefits to cover your tuition and fees


if i could really help? I would appreciate. What requirements have to comply?


Are you using VA educational assistance?


Yes, I am.


Are you enrolled at an approved Institution of Higher Learning (IHL)?


Yes, I'm currently enrolled in one.


Are you in an educational program that requires part-time study and part-time work or training?


In that case, you may be able to get money for books, tuition, and housing if you meet all of the requirements.


Are these all benefits I can get?


Yes, you can get help paying for tuition or money for books and housing.


Is there a way to spread the word about the availability of federal student aid for college?


You would have to link to us to share the information with potential college students, their parents, counselors, or other mentors.


Do you have potential college students, their parents, counselors, or other mentors that frequent your website?


No, I don't have all those people mainly college students.


Unfortunately, no relevant information is found.


What do I have to do to download a banner ad?


You should highlight the text of the HTML, copy it, and paste it into the HTML document on your page and you would have to download the image.


Now it's time to talk about IT Standards. Are there any student assistance services available here?


Yes, we have Federal Student Aid Specific Resources


and you can help with the federal guidelines?


The IT Standards Library highlights federal organizations involved in establishing and coordinating the implementation of federal laws , regulations , standards and guidelines applicable to information and information technology management. The standards and guidelines they promulgate apply to all federal agencies and departments .


Will you need more resources?


no you answered all my questions


I need help with student loan deferment


I can help you find out if a deferment is the best option for your situation


Would you like to know about an alternative if that is not for you?


not right now


can you tell me if I can get deferment for economic reasons?


Would you like to see if you qualify for an Economic Hardship Deferment?


yes


Are you receiving a means-tested benefit like welfare?


no I'm not


Do you work full-time but have earnings that are below 150% of the poverty guideline for your family size and state of residence?


no don't think so


Are you serving in the Peace Corps?


no , not serving in anything


I'm sorry but you do not qualify for an Economic Hardship Deferment.


Do you know about the COVID-19 National Emergency and the Automatic Suspension of Monthly Payments? Does this even refer to the current COVID crisis?


Yes, It also apply for it.


Regarding my student loan, what information can you give me that will help me to qualify for a PAYE and IBR Plan?


If your student loan debt is higher than your annual discretionary income or if it represents a significant portion of your annual income, then you can avail of one of these Plans


How will I know I have agent orange exposure from Navy or Coast Guard ships?


Did you serve on a Blue Water Navy vessel offshore of the Republic of Vietnam or another U.S. Navy or Cost Guard ship operating in the coastal waterways of Vietnam, betwee, January 9, 1962 and May 7, 1975?


No, I did not serve at that time.


How would I get benefits for agent orange illness?


You would need to file a claim for disabillity compensation and submit the evidence you have.


What must be true to get the disability benefits?


Do you have an illness caused by AGent Orange called a presumptive disease?


No, I do not have an illness caused by Agent Orange.


Then you are not able to get disability benefits.


What are Blue Water Navy Veterans entitled to with having Agent Orange?


Blue Water Navy Veterans are now entitled to a presumption of service connection for illnesses brought on by having Agent Orange exposure.  It is a result of Public Law 116-23, the Blue Water Navy Vietnam Veterans Act of 2019.


Did we deny your claim in the past?


No, I have never filed a claim for you to deny.


I'm having an issue with a DMV regulated business.


Is it a regulated, automotive business?


Yes, it is.


All automotive related businesses are regulated by the DMV.


How can I lodge a complaint against a DMV regulated business?


After you file the complaint, a representative from the DMV will be assigned to handle it.


What happens if the busoiness isn't registered?


There are limits on fines and penalties that can be given to unregistered businesses.


What happens if the CSR can't get my complaint resolved?


The case will be given to an Automotive Facilities Inspector for a formal investigation.


What should I do if I can't resolve the issue with the business?


Submit a Vehicle Safety Complaint Report to the DMV Consumer and Facilities Services Complaint Unit.


How can I find out more about complaints?


Contact the DMV Complaint Unit during their office hours.


How do I plan for Benefits ?


Social Security can provide you , your spouse , and other eligible members of your family with benefits


I need help planning for retirement benefits


se our Retirement Planner to find out how you qualify for Social Security retirement benefits


Son elegibles otros miembros de la familia? . ¿Mis beneficios afectarán la cantidad de otros?


Do you have minor or disabled children?


No I do not have minor or disabled children.


Unfortunately, no relevant information is found.


What happens if I am remarried before you reach age 60 or age 50 if disabled?


You cannot receive benefits as a surviving spouse while you are married.


Are other family members eligible?


Under certain circumstances, your stepchild, grandchild, step grandchild, or adopted child could receive benefits.


please show me information about Eligibility for VA disability benefits


Review VA disability benefits eligibility criteria to find out if you can get disability compensation for an illness or injury that was caused by or got worse because of your active military service .


Am I eligible for VA disability compensation?


You may be able to get VA disability benefits or compensation if you have a current illness or injury known as a condition that affects your body or mind and you meet at least one of the requirements listed


what are the requirements to be eligible


Served on active duty , active duty for training , or inactive duty training


yes.


Have a disability rating for your service - connected condition


I don't have a disability rating for my service


so you can't qualify, because you need to meet all the requirements


What conditions are covered by these benefits?


Chronic long - lasting back pain resulting in a current diagnosed back disability , Breathing problems resulting from a current lung condition or lung disease, etc


Who is allowed to operate an ATV?


Anyone over 16 can operate an ATV.  People under 16 can with restrictions.


Are you between 10 and 15?


My son is.  WHat restrictions will he have?


He would need to be supervised by an adult.


When do I need to register my ATV?


You must register your ATV before you take delivery.


Are there regsistration fees?


There is a plate fee of $12.50, then a registration fee of $12.50 per year.


Are there special restrictions for riding an ATV?


There are laws regarding ATV riding.


Do ATVs need to be registered?


Yes, they have to be registered with the DMV.


Can an ATV be operated anywhere?


No, they may not be operated on public land, except designated areas.


Hi there, i 'm trying to get some information about the benefits, please.


Well, benefits are something that social security can provide for you, your spouse and other members of your family if they are eligible.


Oh, i see. In that matter, the survivor benefits have significant importance?


You can be sure about that. Survivor benefits are meant to protect people in dire situations. Mostly, is a protection for young families with children, and for that every worker may have it.


Understood, I also require information on benefits for survivors or family members due to disability, my disability began on June 15, 2018, so when would my benefit begin?


Your first benefit would be paid for the month of December 2018, which would be six full month of disability.


How do I find out more information about the program?


You can go to the Medicare's webpage.


What are other payments that could affect my disability benefits?


If you receive other government benefits, such as workers' compensation, public disability benefits, or pension based on work not covered by Social Security.


Will my payments be reduced or not get at all if I get workers' compensation?


I do not all ready have an estimate about how much I will receive, how do I figure this out?


You can get it online with your personal my Social Security account or use our Benefits Calculator.


Hi, what if I don't certify my income and my family size before the annual deadline?


Please note that it is important that you certify your income and family size by the specified annual deadline


Ok, I understand, but if I don't recertify my income before the deadline, what will I do?


it would have consequences but they vary according to the plan


I understand but if I have not filed a federal income tax return in the last two years?


In that case, alternative documentation of your income will be used to determine your eligibility and calculate the amount of your monthly payment.


I have a question about eligibility for the extended payment plan, how can I access this type of plan if I am a borrower of a Direct Loan Program?


To become eligible, you must have no outstanding balance on a Direct Loan as of October 7, 1998 or on the date you obtained a Direct Loan after October 7, 1998. You must also have more than $30,000 outstanding in a Direct Loan


What options under the Extended Repayment Plan do I have I if I have more than $30,000 outstanding in an FFEL Program Loan?


In this instance, you can choose an Extended Repayment Plan for your FFEL Program Loan, you will not be eligible for the Plan if you have less than $30,000 in a Direct Loan


How can I utilize the Loan Simulator under the Extended Repayment Plan?


The company that provides your federal student loan can help you choose whatever loan repayment plan that suits you best


You can help me with Direct PLUS loans


Okay, PLUS loans can help pay for education expenses not covered by other financial aid


Do you want to apply for a loan?


not yet, I want to learn more before I decide


Unfortunately, no relevant information is found.


If we go with a PLUS loan will the application be the same for all schools for a parent loan?


When you use our site to apply for a loan it will tell you about the application process for the school you have selected.  You can also check with the school’s financial aid office to find out how to request a parent PLUS loan.


I understand that I will receive a Report that summarizes the information provided by my application. What type of information does my SAR contain?


Your SAR will contain basic information about your eligibility for federal student aid and answers you gave to FAFSA questions.


How do I get another copy of my SAR if I need it?


You can contact the Federal Student Aid Information Center at 1-800-4-FED-AID to request a copy of your SAR by mail.


What happens if there is a mistake on my SAR?


Have you already reviewed your SAR?


No. I haven't received it yet.


who are we really dealing with when we get a direct loan?


The U.S. Department of Education uses several loan servicers to handle the billing and other services on loans for the William D. Ford Federal Direct Loan Program


Did you have any questions on automatic debits?


nope I will pay another way


Would you like to know how to make a payment by postal mail?


no I want to know more about loans


what other loans do other places handle for you?


The U.S. Department of Education also uses several loan servicers to handle the billing and other services on loans for that were made under the Federal Family Education Loan Program and that ED later purchased .


Would you like information on repayment plan options?


no you answered what I needed thank you


Can you give me more info about the General Forbearance? What is the significance of calling a general forbearance by a different name?


It is called a discretionary forbearance because the loan servicer can decide to grant the request.


Okay. Now in terms of loan eligibility and deferment, what loans are liable for non-payment during the post-deferment grace period?


There are several loan types that are eligible for deferment. One of them is the FFEL Program loan.


I need to get a hold of my driving record for a job


Would you like to know more about a standard driving record?


no, I want my driving record..


Would you like a Lifetime driving record and do you need more information about it?


no, just need the standard record for a new job


Will you need to know more about a CDL driving record?


no, you're a chat bot right....I need my driving record for a job!!!


Would you like to know more about getting your standard driving record online?


yes


You can safe and print a PDF version of your Standard driving record through MyDMV. You will have 5 days after your order to download it and the fee is $7.


Would you like to create a MyDMV account?


yes, if I will need it


To create an account you will need your most recent New York State driver license , permit , or non-driver ID


What would happen if there would be a change in the class or privileges of my NY state driver license?


the information will include the class/privilege the driver holds or has held and the effective date for each class/privilege


I got it. Another question about driving record. Will a summary I order online be the same as the one I get from a DMV office?


Yes. Your abstract will be the same whether you order it online, by mail, or at an office.


What things should I consider when palnning for retirement


Considering what age to start your benefits is something to think about


What age would be the best age?


It's best to delay receiving your retirement benefits until your full reitrement age or later


your retirement benefits will be higher


But when should I start?


There is no best age for everyone - you should make your decision based on your individual family circumstances


What if I plan to continue working


There are limits on how much you can earn each year between the age of 62 and full retirement and stil get all your benefits


The are limits on how much one can earn?


yes there are limits on earning and still get all your benefits


I applied for health care benefits and want to know what happens next


After you have applied for VA health care we will send you a letter in the mail to let you know if your application has been approved .


okay and where can I go for answers if I have them?


Contact your local VA medical center or clinic and ask for the enrollment coordinator or the urgent care clinic.


I was wondering when I should contact you if I have any questions about my VHIC?


We're here Monday through Friday, 8:00 a.m. to 8:00 p.m. ET.


Great. So what should I do, once I reported that my card is lost?


You can request a replacement card at the VA medical center where you had your picture taken. You'll need to bring your driver's license, passport, or other government ID or be able to answer a series of challenge questions so we can verify your identity before we give you a new card.


Have you changed your medical center since getting your original card?


No, I'm still at the same center as before.


Unfortunately, no relevant information is found.


Look, I'd love to do this over the phone but I'm hard of hearing. Do you have a number for that?


Of course. Simply call TTY: 711.


Will do, let me write down that number. One more question, if I may. I have never used my card, what can I use it for?


You'll use your Veteran Health Identification Card (VHIC) to check in to your appointments at VA medical centers. This secure ID card keeps your personal information safe while giving us the information we need to easily access your VA health record.


What do I do if I get a traffic ticket?


It will be handled by a New York State Department of Motor Vehicles DMV


This doesnt apply to me


This doesnt apply to you, so what else can I help you with?


Thank you, this applies to me. Tell me mroe


Please just follow the instructions on the ticket for the plea you wish to make


Have you answered to the ticket in the amount of time that was given to you?


No I have not


Can I bring witnesses with me?


Yes. You may present witnesses and evidence at a hearing


What if I dont show up?


You could be found guilty of the charge because of your failure to respond


Who tells me if im guilty or not?


The ALJ will decide whether or not your are guilty


I'm here to learn more about direct plus loans. What can you tell me?


PLUS loans can help pay for education expenses not covered by other financial aid.


a


Sure, and about the types of financial aid, the state of my government can give me this aid?


Yes, aid could be available through the state government.


What can you tell me about grants?


The share link will explain that a grant is a form of financial aid that will never have to be paid back unless you withdraw from school and owe a refund.


What types of loans are there?


The share link will be able to help you with loans that are considered student loans and will tell you that they have to be paid back.


Did you know that you have to pay back a student loan along with interest?


No, I did not know that along with the loan you have to pay back interest.


Hi I have a federal student loan and am wondering if I could repay it under an income-driven repayment plan?


You might be able to repayment it under an income-driven repayment plan but it depends on what type of loan you have.


Do you have a FFEL Program Loan or a Federal Perkins Loan?


I have a FFEL loan.


You might be able to get a Direct Consolidation Loan and then you could repay under the REPAYE plan.


Can you tell me if I'm eligible for any loan forgiveness program if I worked for a tribal government in the U.S. ?


You may be eligible for the Public Service Loan Forgiveness Program. Read on to see if you can qualify.


OK good. What do I do if I want to apply for an Income-Driven Repayment Plan?


To apply for an Income-Driven Repayment Plan you will have to complete the paper application and provide a paper copy of your most recently filed federal income tax return or IRS tax return transcript.


I need to figure out who has to recertify or adjust their repayment plan. Who should be in charge of finishing this?


Borrowers currently on an IDR Plan who need to recertify or make changes to their repayment plan.


I see what you mean. I'd like to ask you another question. The REPAYE and ICE Plans. What does my REPAYE and ICR payments look like?


Your payment is always based on your income and family size, regardless of any changes in your income.


Is there somewhere where I can learn more about income-driven repayment plans?


You can browse our Income-Driven Plans question and answers page for more information.


Thank you. Where can I find these pages?


On our website.


Hello, can you help me with the Benefits Planner, please?


Of course. As you might know, Social Security can provide you, your spouse, and other eligible members of your family with benefits.


That's nice and all, but what about benefits for a spouse?


Well, even if you never worked under Social Security, you may still qualify for benefits if you are the spouse or divorced spouse of a retired worker.


Yes, that is my understanding. But what about retirement benefits?


Our Retirement Planner will show you how you qualify for Social Security retirement benefits and about possible benefits you may be eligible for on someone else's record.


Is it also true that if the spouse also worked for Social Security, she has an effect on the benefit?


Yes, that is correct. His or her Social Security benefit on your record may be affected.


I see. And if she didn't work under Social Security that would not be an issue, right?


Yes, that is correct.


And when would benefits be payable for my spouse?


Benefits are payable for your spouse at age 62 or older.


I want to know about operating ATVs on private land


Do you want to operate your ATV only on private lands?


Yes, that's correct.


First of all, you must have the permission of the land owner or lessee.


Anything else I need to know?


after getting the permission, you should not drive your ATV beyond the boundaries of the property and respect andy restriction or request from the owner. You could lose your permission to ride on private property by littering, causing damage to the property or driving carelessly.


What should I do if I have an accident with my ATV?


In case of an accident, you must give your name and address, and the name and address of the ATV owner and its plate number, to any injured person or the owner of any damaged property or the police. You also must show the proof of insurance to the person claiming to have suffered damage or injuries.


What if I can't locate the owner of the damaged property?


In that case, you must provide the information to the police as soon as possible.


Do I have to report any damage to the property immediately, or there is a limit?


In case the estimated damage is at least 600$, you have to report the damage immediately to the police.


Ok now, what is the required equipment for an ATV?


two of the required equipment are to have the brakes in good condition and that the ATV is in good operating condition and meets federal standards.


can I cross a highway with my ATV?


That is not recommended by the DMV unleast is absolutely necessary. If you have to cross a highway you must do it at an approximate angle of 90 degrees at a place free from obstructions to ensure a safe and quick crossing.


How can I be eligible for VA disability benefits?


You can get disability compensation for an illness or injury that was caused by or got worse because of your active military service.


where can I get more information?


Watch our Compensation 101 videos to learn more about how VA disability compensation works.


What is disability compensation?


Who is covered in this program?


Veterans and qualified dependents


what are the requirements to be eligible for VA disability compensation?


Have you served on active duty, active duty for training, or inactive duty training?


yes, I have served on active duty


Do you have a disability rating for your service-connected condition?


No, I do not.


Sorry, you're not eligible for VA disability compensation.


What will I find in the Compensation 10 videos?


Learn more about how VA disability compensation works.


I feel terrible, I got a traffic ticket. What do I do?


To confirm, you have received the ticket yourself?


Yes I did.


Was the ticket for a non-criminal moving violation in one of the five boroughs of New York?


No, not in New York.


Can someone come with me to the hearing? My English isn't great.


Yes just tell the ALJ before the hearing starts.


Who will handle my case?


The courts in the area will handle your criminal case.


How do I figure out what to do?


There are instructions on the ticket for how to enter your plea. Make sure you act promptly.


What happens if I'm found guilty?


You will have to pay a fine set by the judge. Depending on your driving record and the charge your license may be revoked.


Can I plead guilty by mail?


You will have to go in.


I applied for benefits and want some help


After you've applied for VA health care we'll send you a letter in the mail to let you know if your application has been approved .


will you also call me to tell me if I was approved?


we will send you a letter in the mail to let you know if your application has been approved .


I'd like to know on what are the conditions of VA health care to be able to use the VA Appointment tools?


Are they enrolled in VA health care?


yes


Are you scheduling your appointment with a VA health center that uses online scheduling?


Have you had an appointment at that VA health center in the last 2 years?


You can use these tools yourself if you meet all the requirements


What other things should I condisder when planning for reitirement


Some other things to consider is what the best age is to start your benefits


How do I know what the best age is?


I come from a long-lived family


you may need the extra money more in later years particularly if you may outlive your pensions or annuties


Should I apply for medicare if I start my benefits?


Before full retirement age?


What happens if I delay?


You may have additional options


What decisions should I make about what the best age to apply for benefits is?


Ultimately it is your choice. You should make a decision when to apply based on your individual and family circumstances.


What about the long term?


It is best to plan for the long term when you thing about retirement


How to get my own driving record


Do you want to know what is a standard driving record?


yes


See an explanation of ' Standard ' driving record abstracts [ 2 ] issued by the New York DMV , and a Description of Abstract of Driving Record PDF [ 3 ] DS-242.1 , which also shows a sample abstract


If i need a record of all information DMV has


it's not my case


Unfortunately, no relevant information is found.


What do the standard driver registers have?


Standard driver records contain information related to your record for the past few years


Are you familiar with the motor vehicle manufacturers? Is the knowledge shared by the DMV still used by automobile manufacturers?


Yes and it is a good example how the sharing programs play a critical role in improving public safety and make our life more convenient.


What else the benefits of the shared information?


Bus companies could check their bus drivers and confirm their ability to safely drive the school bus. Employers could check their workers records to be aware of anything suspicious that might cause safety problems and there are many more examples on how the shared information benefits our daily life.


Without the shared information, traffic safety and commerce would also be impacted negatively.


I never thought that it can also have impact on commerce.


Could I access the data for DPPA purposes?


Yes you may access it through pay - per - search service for a legitimate DPPA purposes. However, you must also sign an agreement identifying that the purpose is permissible under the DPPA.


What happens when an insurance company could not use the shared information programs?


When insurance companies could not conduct these searches, you will have to go through long and complicated process just to have a quote given to you. In addition, you will also unable to shop for affordable rates and there would be a potential increase in fraud and unreliable driver records.


What is something I should do before student loan repayment begins?


You should have a plan that would keep you on track to pay back your loan on time and in full before repayment begins.


Should I contact my loan servicer if I am struggling to make payments?


Yes, it is a wise decision to contact your loan servicer if you are struggling to make your payments.


What is the grace period for federal student loans?


For federal student loans the grace period is after you graduate, leave school, or drop below half-time, you would have a six month grace period and sometimes 9 months for Perkins Loans.


Is it possible to make a payment to another loan servicer if I don't want to use Great Lakes or Nelnet?


Yes you can. You can also get a 0.25% interest rate deduction when you  participate in automatic debit.


Where can I find out more about payments to Great Lakes or Nelnet?


If you have an account with Great Lakes or Nelnet visit your account dashboard for more information.


Is there a way that I can make sure that I never miss a payment of my loan?


Yes the best way is to sign up for automatic debit through your federal loan servicer to have your payments automatically taken from your account.


Do I need original documents to get a replacement social security card for a noncitizen child?


Yes, you will need original documents to verify their immigration status.


Are you able to prove your child's immigration status?


No, I am not able to supply this information.


Can you accept photocopies of the documents?


No, we can only accept the original documents, no photocopies or notarized copies.


Can my child get a social security card if they don't have permission to work?


If they don't have permission to work, they may only apply for a card if they meet certain requirements.


When must I present my work permit I-766?


You must present the work permit if you are an F-1 student.


Can a child who does not have permission to get work still get benefits?


Lawfully admitted noncitzens who can't work can obtain private health insurance, apply for school lunch programs, and subsidized housing.


What types of documentation prove immigration status?


You would need original documents such as a work permit or lawful permanent resident card.


Hello I need information about How to renew a registration


You must renew your registration before it expires. Your new registration documents will arrive in the mail in approximately 10 days. Early renewal will not change the new expiration date of your new registration.


but I have a situation, I don't know the correct amount that I should put in the check to renew, how do I do?


You can send a check payable to the 'Commissioner of Motor Vehicles', but do not write the amount


How do I request a refund? even so I changed my name


yes, you can. First, you have to surrender the vehicle plates at a DMV office and then request a transfer receipt, not a refund receipt. Secondly, you have to send some items to the address on the Request for Refund MV-215 form.


I have my unused registration sticker and stop and I got a refund for the second year of registration, can I get a refund for the first year?


Yes, you may be eligible to apply for the first year of the registration fee refund. You have a maximum 60 days after the date you got issued the registration to apply for the first year of the registration fee refund.


If the registrant died is it possible to get a refund?


Yes, in that case, the DMV will issue the refund to the name of the state. You'd have to surrender the vehicle plates at a DMV office and ask for a transfer receipt.


Hello, can you give me the email to Contact the Medical Certification Unit


protected email


Are you enrolled in MyDMV?


do not


and what regulations exist for the driver's license?


Federal regulations require that each business student permit the CLP holder or the CDL driver license holder must certify the type of commercial driving they currently perform or expect to perform. These requirements will affect all drivers who have, or apply for, a CDL commercial driver's license. A USDOT Medical Examiner Certificate will be required for some types of driving and must be presented to DMV before your current certification expires.


Where can i get more information?


You can contact us at the following numbers 518 - 486 - 4421 or 518 - 486 - 3260


What other reminders do you think is appropriate to give me?


Verify that your address is current in the DMV records.


and can I request any kind of management?


A USDOT Medical Examiner Certificate will be required for some types of driving and must be presented to DMV before your current certification expires.


Hey, finally can talk with you. I need some information about some financial aid, but for studies abroad, Can you guide me there?


With pleasure. Federal Aid for students who are planning to study abroad partially or for the total career is available from Federal Programs, so they can pay their expenses.


That's great. I was told that  could get that help and even went to an international student's office but i don't know where else to look for more information so, where do i find more about it?


You can always resort to our toll free numbers at 1-800-4-FED-AID or 1-800-433-3243 to get help for filling your FAFSA form.


Right, i guess any helps isn't that bad. Say, how much can i hope to get in financial aid?


You can get aid that goes from $5,000 up to $20,500. That is for Direct Subsidized Loans, plus Direct Unsubsidized Loans.


The can be affected for various factors so, Are you a dependent student?


No, i'm independent.


O.k, Thinking on another thing, how can i know what to expect in requirements for a school i like?


That should be available on the school's website. You go online and check it out so you can get an idea about their plans and opportunities.


I suppose that documentation is a must in these cases, like visas, for example?


That's correct. And that is just one of the things you'll need to put i a to-do list, being others for example, medical insurance.


Hello, I need some help with PBS licenses. I don't know if I need one, I'm engaged in the business of assisting for hire in securing licenses, should I get one?. I'd love if you can help me sort that out.


Yes, you certainly need one as you are a person engaged in the business of assisting for hire in securing licenses to drive motor vehicles.. .etc.


Do you need help on know how to apply?


Yes, I need help. I don't know how to apply.


Did you request a name approval?


No I haven't requested a name approval. I don't know what to do


Well, before you can apply for a license to operate PSB, you have to first "request a name approval" you have to submit a Selection Form for PSB applicants, and then you will receive an approval from the DMV. Make sure to not use "DMV" or "Motor Vehicles" in your name since it won't be approved. Do you want me to tell  you all the requirements?


No, I'd be happy if you could send me a pdf .


BTW, I know there's a chance that the inspector visits your location. What should I expect from that?


They can ask you to provide some documents to review them. 1) The original leases2) The original business certificate and/or corporate papers and/or filing receipts3) A sample customer receiptIf you have all those documents up to date, there's nothing to worry about.


I'm not currently receiving benefits, but am looking for information about the direct deposit process. Can you answer me a few questions, please?


Of course. So you don't get Social Security or SSI benefits yet but are planning to apply?


No, I'm just looking for information.


Alright. Do you already have an account?


No, I don't have one and I don't need it.


Is an account needed to sign up for direct deposit?


Correct, you must open an account before you can sign up for Direct Deposit. You should shop around in your area to find an account that has the features you want at a price you can afford.


What if i have gotten such an account?


Then you should let the representative at the financial institution know that you are interested in signing up to receive your benefits by Direct Deposit.


That seems simple. What can you tell me about the Direct Express card?


The Direct Express card is a debit card you can use to access your benefits. And you don't need a bank account. With the Direct Express card program, we deposit your federal benefit payment directly into your card account.


Hello there, I came here to learn more about my health care coverage.


Of course. The Affordable Care Act (ACA) also known as the health care law was created to expand access to coverage, control health care costs, and improve health care quality and care coordination.


What requirements do I need to meet to qualify for it?


You must have been enrolled in one of several programs to qualify.


By the way, for the Affordable Care Act, what do I call if there is a hearing problem?


call TTY : 711 .


What should I do if my VHIC is lost or stolen?


You can request a replacement card at the VA medical center where you had your picture taken . You ll need to bring your driver s license , passport , or other government ID or be able to answer a series of challenge questions so we can verify your identity before we give you a new card .


Have you changed your medical center since getting your original card?


No I haven't


Unfortunately, no relevant information is found.


What do I need to take when I get my picture taken?


You ll need to show a current form of primary identification


How do I get my VHIC?


you ll need to be enrolled in VA health care .


Hello, can you tell me what is the Benefits Planner?


Can Social Security provide benefits to several of your family environment?


Perfect, what else can you tell me?


It is important to note that this occurs when you retire.


Ok, what else?


This benefit includes you, your spouse, and other eligible family members.


How many Social Security credits do you have to have to qualify?


Is it important that you use the Retirement Estimator to make the calculations?


About some other situations, what happens if they already receive retirement benefits, how do they do in this case?


You can only apply for benefits as a widower or widower if the retirement benefit you receive is less than the benefits you would receive as a survivor.


What benefit applies to the worker's family?


Benefits can be paid to the worker's children and the surviving spouse who cares for the children, even if the worker does not have the required amount of credits


I have a problem I'd like to report


What is a DMV regulated automotive business you wish to report?


Yes I want to report a business


The DMV regulates all repair shops , inspection stations , dealers , junk and salvage vendors , and other automotive related businesses in New York State


How do I place a complaint against a DMV regulated automotive business?


Report here and the case will be sent to an Automotive Facilities Inspector for a formal investigation and possibly a hearing  Depending on the complaint this process could take several weeks to several months to resolve


What happens if a resolution to my liking is not reached?


Y can file a complaint by submitting a Vehicle Safety Complaint Report PDF VS-35 along with any supporting documents to the DMV Consumer & Facilities Services Complaint Unit .To submit electronically, download the complaint report available at the link above to your personal device  Attach and then email the completed report as well as any supporting documents.


What do I do if the facility does not have a current registration


There are limitations on any fines and penalties that may be recovered. For additional information on the investigation and hearing process, please see our What to Expect if You File a Complaint Against a DMV Regulated Business


I have an NYS Lemon Law complaint


Please see Lemon Law Complaints. Once your complaint has been filed, a Consumer Services Representative CSR from DMV will be assigned to handle your complaint


How do I contact you


Contact us here.


Agent Orange exposure on Navy or Coast Guard ships


Did you serve on a Blue Water Navy vessel offshore of the Republic of Vietnam , or on another U.S. Navy or Coast Guard ship operating in the coastal waterways of Vietnam , between January 9 , 1962 , and May 7 , 1975 ?


no


Can I get disability benefits from VA?


You have an illness we believe is caused by Agent Orange called a presumptive disease


yes


You may be able to get disability benefits if the below descriptions are true for you


you may have had contact with Agent Orange , an herbicide used to clear trees and plants during the war . We refer to this as a presumption of contact .


If we denied your claim in the past


you can file a new claim based on this change in law .


and only Blue Water Navy Veterans apply for this benefit


Blue Water Navy Veterans are now entitled to a presumption of service connection for illnesses related to Agent Orange exposure .


Hey there, i'm in some situation and have to do something about my student loan. I heard i could deferment it, but i need guidance. Can you help me there, please?


You did right. It could be some considerations to be done before you choose a to do a deferment. With a deferment, you won't have to make any payment for your loan, but equally, any progress to pay back your loan will be halted, so it could be a risky choice.


Umm, yeah, and that could be bad. Can you give me an alternative to that, then?


Of course, no problem with that. You can always consider to use an income-driven repayment as a more healthy alternative, so you don't have to delay your payments.


I'm still interested in learning more about Mandatory Forbearance. What loans are qualified for mandatory forbearance?


eligility would only apply to Direct Loans and FFEL Program loans.


Is there any relief of student loans payment because of COVID-19?


Yes, federal student loan borrowers are automatically being placed in an administrative forbearance to temporarily stop making loan payments from March 13, 2020 to Sept. 30 2020.


Am I able to get a mandatory forbearance if I am in Medical or Dental Internship or Residency?


Yes, if you are serving in a medical or dental internship or residency program and meet other requirements.


What is the time frame of a mandatory forbearance?


Usually 12 months at a time is a mandatory forbearance.


we might want to link your information on our site


That would be great, you can share our information with potential college students, their parents, counselors, or other mentors.


Is your website frequently visited by potential college students, their parents, counselors, or other mentors?


yes we get a lot of them


You can help us share information about federal student aid with your audiences


When you right-click on an image banner you will see an option to "save" or "download" the "image" or "picture."


can we link to the department of education?


The Department of Education's link cannot appear on a web page with the primary purposes of marketing or ordering a product or service or on a web page urging readers to contact Congress or state legislators about pending legislation.


what type of text links do you have?


We have four text options. An example would be: For information about federal student aid from the U.S. Department of Education’s office of Federal Student Aid, visit StudentAid.gov.


any other info on links and such?


StudentAid.gov and fafsa.gov are registered domain names of the United States government. The inclusion of the enclosed banners on websites maintained by other public and private organizations is not intended to endorse any views expressed, or products or services offered, on those outside sites.


Can I get benefits if I volunteered for research involving chemical and biological testing?


As many as 60,000 Veterans volunteered for medical research for the U.S.


it's not my case


and if I was involved in this investigation


If that is my case, what can I do?


you can get medical care through the U.S. Army if you meet both of the requirements listed below


I'd like to know when the project SHAD conducted this testing and whether I was involved during those times so that I can apply for disability compensation.


from 1962 to 1974.


What requirements do I need to meet?


Were you part of the Projects 112 or SHAD tests from 1962 to 1974?


do not


We regret to inform you that you may not be able to obtain the benefit since it does not meet all the requirements


Where can i get more information?


see the declassified Department of Defense fact sheets. s [25] Obtain declassified data sheets from the Department of Defense...


You can help me with the online retirement benefits application


Okay, you start by selecting the " Apply for Retirement Benefits " button. You will be asked to create an account,  or sign in to your my Social Security account. Then you'll go through a series of screens that will ask you questions about yourself , your family , and your work . You can fill out the application in one sitting or come back later.


what if I get stuck and don't know what to enter or select?


If you get stuck on a question you can skip it and go back to it later. You will know at the end of the application if you still have any questions you may need to answer.


What about the benefits of retirement? How many credits will I need to retire?


Were you born after 1928?


Well, yes.


Then you need 40 credits to qualify for retirement.


How many credits can I earn per year?


You can earn up to a maximum of four credits per year.


If I earn more credits than needed, do I get a higher amount of benefits?


Your extra credits do not increase your benefit amount. The average of your earnings over your working years counts, not the total number of credits you earn.


what is Fully developed claim for a VA pension?


[2] The Fully Developed Claim FDC program is the fastest way to get your VA pension claim processed ,s [3] and there s no risk to your taking part in it .s   [4] Just send in all your evidence , or supporting documents , when you file your claim


what if I file a claim in the FDC program?


If you file a claim in the FDC program and we decide that additional documents exist that we need to decide your claim , [7] we ll remove your claim from the FDC program and process it as a standard claim


Do I need to request relevant records?


if we decide we need it for your claim   [92] Make every reasonable effort to request relevant records that you authorize us to get that aren t at a federal facility .s   [93] These may include records from state or local governments , documents from a private doctor , hospital records , or records from current or former employers .


what if I'm claiming increased disability pension benefits based on being housebound?


The evidence must show that you meet at least one of the requirements


If I'm claiming non-service-connected pension benefits I must be a patient in a nursing home for long term care?


at least one of these must also be true about your current situation .s   [43] You:     [44] Are at least 65 years old , [45] or     [46] Are a patient in a nursing home for long - term care , [47] or     [48] Receive Social Security disability benefits , [49] or     [50] Are unemployable because of a disability that doesn t go away , [51] or     [52] Have a disability that doesn t go away and that makes it impossible for you to work , [53] or   [54] Have a disease or disorder that we determine causes permanent and total disability


What are the requirements about my service?


Served on active duty for any length of time during a period of war and were discharged due to a service - connected disability?


yes


Your net worth and income are within certain limits?


can picture plates be personalized?


yes. some picture plates can be personalized for an additional fee in addition to your picture and regular registration fee


for personalized plate availability and pricing for the picture plate you are interested in. does this apply to you?


where can i see them?


what can i use for a personalized plate combination?


your requested plate combination is subject to review. the dmv is not required to issue your requested plate


can i use personalized plates on any kind of vehicle?


you can use personalized plates on passenger vehicles, commercial vehicles, motorcycles and trailers.


can i use a combination?


you can use personalized plates on passenger vehicles


what plate combinations are restricted?


personalized plates that give the appearance of an offical plate, combinations that are considere obscene, combinations that do not have one letter


what are the costs?


initial cost = $35.00, annual fee = $18.75


what are personalized plates?


personalized plates are standard series plates that have a combination of numbers and letters that you select


Hello, what are the low payments for federal loans?


Hay una tabla donde se relaciona el tipo de prestamo con los tipos de pagos basado en ingresos.


Puedes considerar un prestamo mediante el   programa FFEL o un préstamo federal Perkins.


En que cosiste este tipo de plan?


Tiene como objetivo el reembolsar el Préstamo de Consolidación Directa bajo el Plan REPAYE, PAYE e ICR.


En que consiste AGI?


It is important to note if you have filed a federal tax return in the past two years.


What is the federal tax return?


You have to report your current income.


Does the information in both scenarios have to match?


It is important to report adjusted gross income or alternative income documentation.


Do I need to know all the options to be able to cancel my aid loan?


Sure, an income-based plan is not recommended.


What does this plan consist of?


Contact your administrator to advise you on all the most feasible payment mechanisms for you.


Hello there. I hope you're having a great day. Can you tell me about enhanced eligibility for returning combat veterans?


Of course. You can receive free VA health care for up to 5 years after discharge or release for any condition related to your service in Operation Enduring Freedom OEF in Afghanistan or Operation Iraqi Freedom OIF or Operation New Dawn OND in Iraq. This is called an enhanced eligibility period.


Free health care sounds great. Should I apply right away or can it wait a while?


Are you planning to delay your application for VA health care?


No, I will apply as soon as possible.


Can I use your health care offer while I'm on active duty then?


Yes, you may be able to use VA health care under certain conditions.


That's good to know. But back to the enhanced eligibility, what are the requirements for that?


Have you served in a theater of combat operations after November 11, 1998?


No, I didn't.


Then I'm afraid you don't qualify for enhanced eligibility. I'm sorry.


That's quite a disappointment. But while I'm here, what were the conditions for VA health care on active duty?


*makes no sense*


please show me information about Veterans Educational Assistance Program


You may be able to continue your education by using part of your military pay to help cover the cost of school .


Am I eligible for VEAP benefits?


Entered service for the first time between January 1 , 1977 , and June 30 , 1985


no


so you can't qualify, because you need to meet all the requirements


One more question regarding Veterans Educational Assistance Program. What if on November 24, 2015, I was already enrolled in a school?


It conforms to this description if you were already attending a school or training program on November 24, 2015, or during the last semester, quarter, or term that ended before then.


OK well. and what requirements do i need to meet?


Do you have REAP Eligibility established before November 25, 2015?


do not


You cannot credit your REAP eligibility for your GI Bill Post-9/11 eligibility as you do not meet the requirements sorry


What do I do if I want to change my benefits?


If you want to change benefits, call 888-GI - BILL-1 888 - 442 - 4551, Monday through Friday, 8:00 a.m. at 7:00 p.m. we will gladly help you


I need to know more about VA clothing allowance


Has your clothing been damaged by your prosthetic or orthopedic device such as a wheelchair or by the medicine you re taking for a skin condition?


Yes


[4] you may be able to get money each year to help you buy new clothes .s   [5] This is a disability compensation benefit known as an annual clothing allowance .s   [6] Find out if you can get this benefit


Another query about disability benefits? Is it possible for me to receive VA disability benefits?


You may be able to get disability benefits if you meet some situations describe your experience


Do you meet any requirements to obtain disability benefits?


spent more than 21 days in a VA hospital because of a service-related disability?


if you spend more than 21 days in a VA hospital because of a disability


how to file a claim if you were not in a VA hospital?


When filing your claim, you will need to give us the hospital discharge report that indicates the duration and cause of your hospitalization.


Good morning. I'm looking to clear out some doubts about the benefit planner?


No problem, I assume that you know what a Government Pension Offset is?


No, i don't have the minimal idea about what that is.


It's a kind of reduction on your spousal benefits. If you are eligible for that, you may need to know hoe to calculate your benefits under that figure, Do you want to know information for that?


No, I don't think I need it right now.


O.K., even so, you could try to get some estimate. Do you have access to your spouse's estimate?


Yeah, I have access to that information.


O.k, that's good. Could you locate the estimated amount of the retirement benefit your spouse would be eligible to receive at full retirement age?


No, sorry, I don't think I'm able to find that.


I understand, Then I assume that you couldn't be able to make a simple divide and round operation then, right?


No, certainly not.


Then, I'm afraid I won't be able to help you to calculate an estimate for that benefit.


can you give me details of Vehicle registration and title


do you want to change your name?


yes


do you want to update your legal name?


not


Unfortunately, no relevant information is found.


how are the fees?


There is no fee to change your name on your registration documents and title certificate


Another question regarding can dealers find information. What resources are available to dealers for filing or removing liens?


See Remove or add a lienholder from a title


How can I correct an error in the registration of my title? Should I go to the DMV offices or can I do it online?


use the Ask DMV a Question service to request a correction .s   [99] We may be able to correct it without you coming a DMV office. There is no fee for a correction


Now I have a question about the Subscription Page. What will I do if I don't want to receive any more emails from the Dmv?


It's easy. You just will need to select the unsubscribe option on the subscription page.


I have questions about the William D. Ford Federal DIrect Loan Program.


You can request supplemental information in connection with your William D. Ford Federal Direct PLUS Loan application. However, the process for receiving this information may differ depending on the school.


Are you a parent borrower?


No. I'm the student.


How do I complete a Direct PLUS Loan Application?


Are you seeking a Direct PLUS Loan Application for Graduate/Professional Students under the William D. Ford Federal Direct Loan Program Request for supplemental information?


No.


Are you seeking the request application for parents?


Yes, my Mom needs to complete this.


Okay. Please advise your parent that they must be logged in to their own account to complete this application.


Do you have any questions about loan eligibility?


Yes. I need clarification on what loans I'm eligible for.


Your school's financial aid office will be able to assist you with this.


I just received a Notice of Registration Suspension and need to know if I have to attend the hearing.


Have you read the Notice of Registration Suspension?


Yes, I received it yesterday.


You can request an in-person DMV hearing or request a hearing by affidavit, which is a hearing on paper. This is up to you. Your Notice of Registration provides instructions about how to submit the affidavit to DMV.


So, if I submit the affidavit, I don't have to attend the hearing?


Yes, that is correct.


What if I don't request a hearing or send an affidavit?


The DMV will then suspend your registration immediately.


How can I dispute these allegations that I failed to pay toll fees?


You will need to contact the tolling authority that is listed on your Notice of Registration Suspension.


Does the tolling authority issue toll violations?


Yes, the tolling authority is responsible for toll violations. The tolling authority includes the New York State Thruway Authority , the Triborough Bridge and Tunnel Authority MTA Bridges and Tunnels and the Port Authority of New York and New Jersey.


Can I call the tolling authority?


Yes, you can.


under what circumstances are informed of changes


Has any change happened in your life?


yes


letting us know ensures your benefits and information is kept up to date . Remember to tell us whenever there s a change in your life circumstance that could affect your benefits


what can you tell me about Informar actividad sospechosa


you receive a suspicious call from someone claiming to be from Social Security?


not


you already receive Social Security benefits


you can update much of your information online with your personal my Social Security account


How do I understand my benefits?


Effectively managing your retirement benefits is an ongoing part of retired life .  A solid foundation for this includes understanding what you re entitled to , staying up to date on program changes , and making sure we have your current information


Hello, I would like to know what I must do to continue receiving federal student aid


Of course You must continue to meet the basic eligibility criteria, make satisfactory academic progress, and complete the FAFSA every year.


Should I continue to meet the basic eligibility criteria?


yes Remember the basic eligibility criteria that allow you to get federal student aid continue to apply the entire time you receive aid, not just when you first fill out the FAFSA and receive aid.


and Must I have satisfactory academic progress to continue receiving federal student aid?


You must make satisfactory academic progress to continue receiving federal student aid. In other words, you have to get good grades and complete enough classes (credits, hours, etc.)


and is it indispensable?


yes You must make satisfactory academic progress to continue receiving federal student aid.


Do you want to see your school's data?


no


and for how long is the form you fill out valid?


When you complete the FAFSA, you are applying for help for a specific year. To get help next year, you'll need to submit next year's FAFSA form.


give me information about Certification and driving types


you have a commercial driver license , Class A , B or C or CDL permit issued by the NY State DMV?


not


give me information from federal regulations


Las reglamentaciones federales exigen que todo alumno comercial permita el titular de CLP o el titular de la licencia de conducir CDL debe certificar el tipo de conducción comercial que realizan actualmente o que esperan realizar


How to obtain a USDOT Medical Examiners Certificate


You must get a USDOT physical performed by a medical examiner listed on the Federal Motor Carrier Safety Administration s FMCSA National Registry


how to find an approved medical examiner


you can either go to the National Registry of Certified Medical Examiner Search, or call FMCSA at 202 366 - 4001 and ask to speak to a representative


If i fail to maintain current , updated information with the DMV


you will lose your commercial driving privileges


Good, what is the administration of your retirement benefits?


Importantly, we have resources to save you time on important retirement tasks and keep you in control of your Social Security account benefits through a free Social Security account.


What does maintaining control consist of?


There are several online services that can help you.


Everything is based on help to manage your benefits.


What if they can't help me?


What is the proof of income?


It is important that you get a proof of income letter.


What if there is a change in the circumstances of your life?


It is important that all benefits and information are kept current.


It is important that you visit our page Learn about retirement benefits.


It is noteworthy that obtaining must review retirement benefits as basic concepts, such as how we determine the amount of your benefit and who else in your family may be eligible.


What is PTSD?


Posttraumatic stress can happen after someone goes through a traumatic event such as combat , an assault , or a disaster . Most people have some stress reactions following trauma .  But if the reactions don t go away over time or they disrupt your life ,


Does the VA offfer disability benefits?


You may be able to get disability benefits if you have symptoms related to a traumatic event the stressor or your experience with the stressor is related to the PTSD symptoms ,and you meet all of the requirements


If I have a disease that injures my body or mind, can I qualify for VA disability compensation?


Yes, you could get VA disability benefits or even compensation if you have a current illness or injury known as a condition that affects your body or mind.


What must be true for me to get VA disability?


Did you serve on active duty, active duty for training, or inactive duty training?


Yes, I served active duty.


Do you have a disability rating for your service-connected condition?


No, I do not have a disability rating at this time.


Then you will not at this time get VA disability benefits or compensation.


Can you explain about the Agent Orange exposure from C-123 aircraft to me?


Did you fly on or work with C-123 aircraft in Vietnam or other location?


No, I did not fly on or work with C-123 aircraft in Vietnam.


Unfortunately, no relevant information is found.


What must be true for reservists to get disability benefits?


Do you have an illness caused by Agent Orange?


Yes, I have an illness caused by Agent Orange.


Were you assigned to flight, ground, or medical crew duties at one of these locations?


Yes, I was assigned to flight duties at the locations.


Then you should be able to get disability benefits.


What if I had contact with Agent Orange?


If you had contact with Agent Orange, which the U.S. military used as an herbicide to clear trees and plants during Vietnam War, which was sprayed from C-123 aircraft.


How am I able to get disability benefits from having Agent Orange?


You will be able to get disability benefits because of the Agent Orange.


How to know if I am eligible to use the VA Appointments tools


You can use these tools if you meet all of the requirements listed.


what are these requirements?


You can use these tools if you meet all of the requirements listed


Can I schedule appointments through VA Secure Messaging?


you may be able to use this service to schedule and cancel appointments


please tell me, Am I eligible to use the VA Appointments tools?


You Are enrolled in VA health care


What else is necessary?


Are scheduling your appointment with a VA health facility that uses online scheduling


nothing more?


Have had an appointment at that VA health facility within the last 2 years


and all these requirements are mandatory?


Yes, All of these must be true


I have a teacher loan forgiveness question on how much can be forgiven


If you qualify you may be be eligible for forgiveness of up to $17,500 on your Direct Subsidized and Unsubsidized Loans and your Subsidized and Unsubsidized Federal Stafford Loans.


Have you taught full-time for five complete and consecutive academic years in a low-income school or educational service agency?


no, but almost there so just need information


what else do I need to be eligible for the $17,500 forgiveness?


Are you a highly qualified full-time mathematics or science teachers who taught students at the secondary level?


no I teach English


Are you a highly qualified special education teacher at either the elementary or secondary level whose primary responsibility was to provide special education to children with disabilities?


no just an English teacher


You don't qualify for the full $17,500 loan forgiveness.


If the school I was teaching at was considered low-income for a short time but then it wasn't anymore how will my years be counted?


Your subsequent years of teaching at the school or educational service agency will still be counted toward the required five complete and consecutive academic years of teaching


can you give me details of Ionizing radiation exposure


Find out if you can get disability compensation or benefits for illnesses including some cancers believed to be caused by contact with radiation during military service


what should i do when i filed my claim


we ll ask the military branch that you served with or the Defense Threat Reduction Agency to give us a range of how much radiation they think you may have come into contact with . We ll use the highest level of the range they report to decide on your benefits


Can I get disability benefits from VA?


And you must have had contact with ionizing radiation in one of these ways while serving in the military .  Were part of atmospheric nuclear weapons testing


ok tell me the requirements?


You have an illness that s on our list of illnesses believed to be caused by radiation or that doctors say may be caused by radiation


yes


Your illness started within a certain period of time as shown along with the list of illnesses


if you may be able to get disability benefits if you did not receive a dishonorable discharge


I need a copy of a ticket.


Do you lose it?


No, I need to pay it.


Do you need a substitute ticket?


No, I want to look it up online.


How can I get a copy?


You can print it out.


Will it have the same information that the TVB office provides?


Yes, it has the exact information.


How do I replace it?


Go online and print it.


What will I need?


The ticket number.


How your benefits may change from year to year


We require a new Yellow Ribbon Program agreement each year .


what are the main requirements


they must continue to offer the Yellow Ribbon benefits to you the next year as long as you meet all of the requirements listed below .


yes tell me how to be eligible for this program


Make acceptable progress toward completing your program according to your school


yes, something else?


Stay enrolled in the school without a break following the school s policy


no i had a break following the school policy


they must continue to give you funding as long as you meet all of the requirements


the school still offers the program


so they must continue to give you funding as long as you meet all of the requirements


how is the decision waiting


Whether it has already enrolled the maximum number of students for the program period .


What is VA Disability Compensation for PTSD?


Post-traumatic stress can occur after someone goes through a traumatic event like a fight, an assault, or a disaster. Most people have some stress reactions after trauma. But if the reactions don't go away over time or disrupt your life,


ok but if the reactions don't go away over time or interrupt your life what happens


you may have PTSD post-traumatic stress disorder


When I file a disability claim what else should I bring


también deberá completar uno de estos formularios adicionales: s  [52] Una declaración en apoyo de la reclamación por conexión de servicio para el trastorno de estrés postraumático VA Form 21 - 0781. s[53] Descargar el Formulario VA 21 - 0781 PDF


Can I get disability benefits from VA?


You may be able to get disability benefits if you have symptoms related to a traumatic event, the stressor, or your experience with the stressor is related to the symptoms of PTSD, and you meet all of the requirements listed below.


you must answer all questions correctly


ok


Did the stressor occur during your service?


not


you do not meet all the requirements.


can you tell me how to update FAFSA


Of course, review how it works FAFSA


KNOW THE OPERATION OF FAFSA, NOW HOW I DO THE UPDATE


Perfect, before updating check the corresponding corrections


Okay, I will start making the respective corrections


watch for the information you put on the form


I am making the respective corrections


Unfortunately, no relevant information is found.


Check if you have any information supplied with errors


Check your SSN and correct if you have errors


Can you tell me what are the Dependency Status Question on the 2020 21 FAFSA  And how to fill up Form?


You are not a veteran if you 1 have never engaged in active duty including basic training in the U.S. armed forces , 2 are currently a Reserve Officers Training Corps ROTC student or a cadet or midshipman at a service academy, 3 are a National Guard or Reserves enlistee activated only for state or training purposes, or 4 were engaged in active duty in the U.S. armed forces but released under dishonorable conditions and should answer with "no".


What should I expect after I submit my FAFSA form?


The school you listed on your FAFSA form will use your information to determine your eligibility for federal and possibly nonfederal financial aid


hi


I would also like to find out if I have documentation that is not on the list above, does it mean that I am not eligible? Can't I get help?


Do you have a Notice of Approval to apply for permanent residence I-171 or I-464?


it's not my case


Are you in the United States on an F-1 or F-2 nonimmigrant student visa, or on a J-1 or J-2 nonimmigrant exchange visitor visa?


It is not my case either


Do you have a G series visa belonging to international organizations?


yes


you are correct you are not an eligible citizen for now.


I am an ineligible citizen in which category do I identify myself?


you are a permanent resident of the USA. With a Form I-551, I-151, or I-551C Permanent Resident Card, Alien Resident Card, or Alien Registration Receipt Card, also known as a Green Card


Hello, I have a question. Should I appear for the hearing?


Do you know what the Notice of Suspension of Registration indicates?


do not


Do you know what to do if you file the affidavit?


Unfortunately, no relevant information is found.


What happens if I request a hearing with the DMV?


If you request a hearing with the DMV, the suspension is put on hold pending the outcome of the hearing.


What is the purpose of a DMV hearing?


The purpose of the hearing is to determine if the toll authority notified you that it did not pay tolls, fees, or other charges related to or more violations of the Authority's toll collection regulations, all such violations committed within a period of 5 years period, or did not pay $ 200 in tolls accumulated within 5 years, if the violations occurred in a commercial vehicle, or were not discarded or transferred. At the hearing, you can NOT dispute whether you evaded a toll and / or did not pay tolls, fees, or other charges.


What would happen if I request a hearing with the DMV and my affidavit does not appear or present?


In that case your registration will be suspended immediately.


I would like to know about VR&E Self-Employment track


Are you a service member or Veteran with a service - connected disability and an employment barrier who has the strong desire , skills , and drive to run a successful business?


yes


you may be interested in the Vocational Rehabilitation and Employment VR&E Self - Employment track .s   [4] Find out if you can get help starting your own business


Can I get help starting my own business through the VR&E Self-Employment track?


You may be eligible for these benefits if you re a service member or Veteran with a service - connected disability ,s [7] and you meet all of the requirements


What kind of benefits can I get through the VR&E Self-Employment track?


Coordination services and help with developing a proposed business plansAnalysis of your business conceptsTraining in small - business operations , marketing , and finances


do you want to know what to do after you develop your business plan?


no


what are the requirements to be eligible for these benefits?


Do you have an employment barrier or handicap?


You are not eligible for these benefits


I am looking for help on benefits.


I can help with that.


Have you filed for your benefits yet?


I have not done that yet.


Can you help if I am disabled after dealing with toxic chemicals in Iraq?


Who is able to collect those benefits?


Veterans are covered.


OK good. Now, regardingW h k n.Okay. Now, about XXXX . What disabilities are offered?


We have health care and compensation benefits.


I'll have to inquire about Eligible Tuition Programs now. Is there a way to save money?


Chronic long - lasting back pain resulting in a current diagnosed back disability , Breathing problems resulting from a current lung condition or lung disease, etc


Can you tell me about my insurance options with you, please?


Of course. We can find out which VA insurance programs may be right for you as a Veteran, service member, spouse, or dependent child.


Well, that's great. Which life insurance program can I use?


Different programs cover Veterans VGLI, service members SGLI, and family members FSGLI. You may also be able to get short-term financial coverage through TSGLI to help you recover from a traumatic severe injury. And if you're disabled because of an injury or illness caused or made worse by your active service.


Are you ending your military tour of duty soon?


No, not soon.


Unfortunately, no relevant information is found.


Can give me more information about life insurance options for veterans?


Gladly. The Servicemembers Group Life Insurance (SGLI) provides you a group life insurance while you're serving, for example.


You asked if I was ending my military tour of duty soon. Would that have had an impact on my coverage?


Yes. In that case, you'd need to get new coverage quickly. In some cases, you must act within 120 days of leaving the military to be sure there's no break in your coverage.


Ah, I see. Can you tell me about another life insurance option, perhaps?


Of course. The Service-Disabled Veterans Insurance (S-DVI ) is of great help if you're disabled because of an injury or illness caused or made worse by your active service, you can continue your life insurance beyond 2 years after you leave the military.


Hey, what's going on?. Look a friend of mine told me about possible employment from VA. Where can i get more information?


Hi there. Those benefits are for those eligible veterans participating in the Voc Rehab program, and includes a certain amount of money for basic needs like food and clothing.


Beside this, are you interested in to know other VA benefits and services?


Yeah, that would be nice, thanks.


Good. On that regard, you have the GI Bill benefits to help you pay for school or training.


That sounds cool. Hey, i wanted to know, what about if i want to pursue a career?


Well, you would have to go and match your skills first. You can use Career Scope to do that online and see if you may enjoy and succeed in your career.


Terrific. Tell me more, please. What other things can you offer to me?


Sure, we have many other educational programs and assistance if you are a veteran, reservist or national guard who doesn't qualify for the post 9/11 GI Bill.


And if i have a disability?


: Got it. Another question that I have If I m a Veteran, am I eligible for Vocational Rehab and Employment? Can a Veteran be eligible for VR&E?


Yes, a Veteran can be eligible for VR&E benefits and services and you meet all of the requirements.


You may qualify for a benefit.


I have another question for you regarding VA benefits and services. What benefits include in those other program?


Yeah.


Hi! I am not a New York State resident. How can I get a temporary snowmobile record right away?


Is your snowmobile registered in its home state?


Yes


If your snowmobile is registered in your home state, you can use NY State's online registration for out-of-state snowmobiles to get a 15-day temporary registration to NY State and operate your snowmobile here immediately. If you have previously registered your snowmobile in New York, you can renew your registration. We will mail your regular registration to you.


I'd like to ask you another question about renewing registrations. If I am qualified for a 'no charge' registration, how do I go about registering?


You will need to renew at a DMV office and you will need to bring documentation to prove you are eligible for exempt status.


will there be a problem if I have a new name? can I still do it online or do I have to walk in to a DMV with proof?


You can still renew online but the new document will display your previous name. You won't be able to change your name during the online transaction, but we can give you information on how to change your name on a registration or title.


Did you know you will receive a temporary registration while you wait for your new registration documents to arrive in the mail?


yes


so I can't register online while I have an exempt registration fee?


You can not renew registrations online for vehicles that are exempt registration fees.  You will have to bring proof that the vehicle is eligible for exempt status to a DMV office.


Can I get any tax benefits from the IRS in relation to educational costs?


Yes, you can use tax benefits to get some money back that was used to pay for college expenses, for example tuition costs or loan interest costs


What types of tax credits are available for higher education expenses?


There are two tax credits that can be availed of which help offset the costs involved with tuition, fees, books, supplies or equipment. Thes credits reduce the amount of income tax that you pay


Have you regularly filed an income tax return in the past?


No, I haven't as there was no need for me to do so


Unfortunately, no relevant information is found.


I have heard about a Qualified Tuition Program, what is this and would it be beneficial to me?


A QTP/529 Plan is a plan that is set up by your school that allows you to either prepay or save up to pay education-related expenses. When you start in college, you can then withdraw funds from this account and any withdrawals made are not subject to tax


Am I eligible for a parent PLUS loan? . To receive a PLUS parent loan, what do I have to do?


Are you the biological or adoptive parent or, in some cases, the stepfather of a enrolled dependent college student?


I am the biological father


don't have an adverse credit history?


that's right i don't have


Do you meet the general eligibility requirements for federal student aid?


no I don't know them


you can't get a parent PLUS loan right now


How do I change the user for a task?


Are you taking on tasks that were assigned to someone else?


No, I've been doing them.


Can I use the same login for multiple people?


We can provide you with an additional ID and password, sharing is not allowed.


Can I remove a user that no longer works here?


Yes, you can login and remove them under User Profile Maintenance.


WHat do I need to do to get another ID?


Email us with your roster number and a picture of their driver's license.


Does everybody get their own login?


Yes, we assign a unique user ID and password to each person.


How do I change the users?


First register for LENS, then login.


How do I access these services?


You may be able to use one or more of these services if you meet all of the requirements.


please give me More details about my care options


you can get home - based health care as part of your benefits . The services that you qualify for will depend on your needs .


Does VA pay for these services?


Yes, Other services aren t covered under VA health care benefits .


please tell me more information about this


Home - based primary care A VA health care team ,  led by a VA doctor


How do I access these services? if i'm not currently in the va health program


you can apply for benefits now .


have to meet all requirements or some are optional


All of these must be true, First: You re signed up for VA health care


I'm not signed yet but I will


sorry, If you are not signed up for VA health care you do not meet the requirements to access this service


Hello, I would like to know what the Graduate Payment Plan is like


Of course Payments are made for up to 10 years between 10 and 30 years for consolidation loans


Your income is low now, but do you expect it to increase steadily over time?


no


Unfortunately, no relevant information is found.


and how are the monthly payments in this plan?


Under this plan, your monthly payments start low and increase every two years


another question for you regardingE l g b.Btw, for XXXX . what about direct subsidized loans?


Yes, they are eligible


how do I report school loans I want taken into consideration when my repayment period is worked out for a direct consolidation loan?


You need to list those loans on your consolidation application in the section for listing loans that you do not want to consolidate, but want to be considered in the determination of your repayment period.


what kind of loans can I list on there?


Any federal student loans that are not included in the consolidation loan, as well as private education loans that are not eligible for consolidation.


can you give me details of About VA insurance options and eligibility


Find out which VA insurance programs may be right for you as a Veteran , service member , spouse , or dependent child


my military duty shift ended soon


you will need to get new coverage quickly. In some cases, you must act within 120 days of leaving the military to make sure there are no breaks in your coverage.


How do I know which life insurance program I m eligible for?


Different programs cover Veterans VGLI , service members SGLI , and family members FSGLI .  You may also be able to get short - term financial coverage through TSGLI to help you recover from a traumatic severe injury . And if you re disabled because of an injury or illness caused or made worse by your active service ,


yes it is my case


you ll need to get new coverage quickly . In some cases , you must act within 120 days of leaving the military to be sure there s no break in your coverage


what are the VA life insurance options


Servicemembers Group Life Insurance SGLI Get group life insurance while you re serving


am i eligible for that program?


if you re disabled because of an injury or illness caused or made worse by your active service


How do I request a Board Appeal?


You need to request a board appeal?


I'm not sure


How do I get the form?