OK thanks. I'd also want to find out that if I study at a college, I'll be able to make more money in the future?


Correct. A college education is a long-term investment. You can find the school and funding options that work best for your situation and put you on the path to success.


I see. You convinced me. So what should I do to prepare for college?


There's so much to consider when it comes to getting ready for college: where to go, what to study, how to apply, how to pay for it all, and more.


Do you have any information I could show to my parents?


Sure. You can review our resources for parents to learn more about saving early, finding tax breaks, and understanding parent loans to help support your child's college journey.


But I'm already 28 years old, isn't that too late for college?


It's never too early or too late to explore your options for college or career school. We'll walk through some key steps in preparing for college and provide resources that can help you along the way.


I need eligibility requirements for VA home loan programs.


I can give you that information.   Learn about VA home loan eligibility requirements for a VA direct or VA - backed loan . Find out how to apply for a Certificate of Eligibility COE to show your lender that you qualify based on your service history and duty status . Keep in mind that for a VA - backed home loan , you ll also need to meet your lender s credit and income loan requirements to receive financing .


So my credit will still play into my loan approval?


Yes, Keep in mind that for a VA - backed home loan , you ll also need to meet your lender s credit and income loan requirements to receive financing .


What requirements must be met to use a COE I used before?


Have you sold the home you bought with the  prior loan and have paid that loan in full?


yes, I have sold and paid that loan in full.


You may be able to restore an entitlement you used in the past to buy another home with a VA direct or VA - backed loan


Can I apply for my COE online?


You can apply online right now


Are there other situations where I can get a COE?


You must meet at least one of the listed criteria.


Hello, I wonder what is the Federal student loans for college?


You must request them and also pay them so you have to be sure.


Sure if you ask for the help.


What are the steps to apply for financial aid?


Unfortunately, no relevant information is found.


What is the Federal Perkins Loan Program?


This program involves providing money for college or vocational school for students with financial needs.


Do you need to be a graduate or a professional ???


You can borrow up to $ 20,500 a year unsubsidized.


I'm still interested in learning more about private student loans. If I am awarded financial assistance, what form of loan will I be given?


It is quite likely that you will receive a student loan as part of the package. There are two types of student loans, federal and private and you should inform yourself of the differences between the two


Who decides what type of student loan I am offered?


Your school decides this for you as part of the overall package that is offered to you


I want to know about VA clothing allowance


Has your clothing been damaged by your prosthetic or orthopedic device such as a wheelchair or by the medicine you re taking for a skin condition?


No


you may be able to get money each year to help you buy new clothes, only if you meet the conditions


my clothing hasn't been damaged by my prosthetic, othopedic device or medicine for a skin condition


how do I file a claim for disability compensation?


When you file a disability claim , [26] you ll also need to fill out this additional form :s   [27] An Application for Annual Clothing Allowance VA Form 10 - 8678 Download VA Form 10 - 8678 PDF   [28] Bring it to the prosthetic representative at your local VA medical center .     [29] To get your yearly payment , [30] you ll need to qualify by August 1 of that year .   [31] You may be able to get more than one payment if you meet at least one of the requirements listed below .   [32] At least one of these must be true :     [33] You have more than one prosthetic or orthopedic device , [34] or     [35] You have more than one skin medicine , [36] and/or   [37] Your device or skin medicine affects more than one type of clothing


Well done. Now it's time to qualify. But what about that thing I read about Individual Unemployable?


You may qualify for what's called Individual Unemployability, but only if you have disability related to your service in the military, a service-connected disability. This means you may be able to get disability compensation or benefits at the same level as a Veteran who has a 100 % disability rating.


Another question. Do I need a claim exam for VA disability compensation?


VA claim exam C&P exam Find out why you might need a claim exam


About disability benefits, what to do if I need a device or medication due to an injury? what is the application procedure?


If you need this device or skin medicine because of an injury or illness related to your military service called a service - connected condition


Yes, I need it


ok, let me check


ok


You can get the disability benefits from VA then


id like to register a moped


is it a limited used moped?


no a regular moped, it has 2 wheels and moves around 50mph


does it have 3 wheels?


i have a document i can bring to an office


i have a manual and a license


i am in the UK where do i bring my documents?


i can see your local office to bring them and will share the address


can i still use my moped without my documents?


you are still able to use your moped just bring the documents to us to copy and have on file


i will also bring proof of insurance and my id card


if your insurance is up to date there will be no issues


i have full insurance and full drivers permit


i look forward to seeing you with your relevant documents


I need to open a driving school and know that I have to send the DMV


received approval of your business name from DMV?


yes


you must submit the following items to DMVs your Request for Approval of Driving School Name form MV-299.3 that shows your Driving School name was approved by the DMV see " Driving School Name Approval " aboves a completed Driving School License Application  form MV-521


After submitting the application, what should I do?


DMV reviewed your application in Albany?


it is sent to your local Motor Vehicle office . Your local Motor Vehicle office will schedule an inspection .


Where should I send all the required items


New York State Department of Motor VehiclesBureau of Driver Training Programs6 Empire State Plaza , Room 327Albany , NY 12228 473 - 7174


if I have any questions about these requirements or documentation


please call Driver Training Programs at 1 - 518 - 473 - 7174


If classroom facilities are combined with office space?


the combined total must be at least 200 square feet


Hi, I am looking to take out a student loan and would like to know what a Mater Promissory Note is?


A Master Promissory Note (MPN) is a legal document in which you promise to repay your loan and any accrued interest and fees to the U.S. Department of Education. It also explains the terms and conditions of your loan.


I am looking to apply for a Direct Unsubsidized Loan, does this loan have the same MPN as a Direct PLUS Loan?


Both loans have MPNs but they are different, each one applying to a particular loan.


Were can I find a copy of the MPN for a Direct PLUS Loan?


You can download the PDF for the MPN for Direct PLUS Loans. This can be used for Direct PLUS Loans that are eligible for graduate/professional students.


As a graduate/professional student should I complete the MPN?


If you are applying for Direct Unsubsidized Loan or a Direct PLUS Loan you should complete the MPN. Are you applying for one of these loans?


No I am not applying at this stage.


When I am ready to apply what do I need to complete the application?


You will need a verified username and password and FSA ID. Then you will be able to complete the application.


Good morning. Please, i'm looking for information about possible exposure to hazardous materials, could you help me?


Have you been in contact with environmental hazards while serving in Iraq, Afghanistan and other areas?


Yeah, i think so.


If that so, you may have illnesses or other conditions believed to be caused by those toxic chemicals on soil, water or air.


Sure. Now I need to ask if you could do some tests to detect that. Tell me the questions that I must answer to obtain the exam


Are you a volunteer for research involving chemical and biological tests between 1942 and 1975?


not


You cannot get medical care through the US Army. USA


Can I get benefits if I volunteered for research involving chemical and biological testing?


yes Biological and chemical programs


What kind of disability benefits can I get?


Health care and Compensation payments


I'm not sure when to start my retirement benefits and could use some guidance on that.


No problem. Choosing when to start receiving retirement benefits is a personal decision.


Do you prefer to retire and to begin receiving benefits when you reach your full retirement age?


No, I'd like to work a little longer than that.


Where can I find my earnings history?


You can find your earnings history on your annual Social Security Statement. Create a free my Social Security account to check your earnings history online.


Are my options to either work or apply for retirement, or even both?


Social Security Credits!


Are there some types of incomes that follow a different set of rules?


Do you know that Social Security earnings are calculated in the same way for most American workers?


No, I didn't know that.


I have a child that is a non citizen, how doI get a replacement card?


You can replace your child 's Social Security card for free if it is lost or stolen


If your child does not have permission to work but needs a Social Security number for other purposes


ok yes my child needs one


ok great!  see " If your child does not have permission to work " for further information


Does it cost anything to replace it?


What if I do not have a certain document available?


we may accept the child 's State - issued non - driver 's identification card


Will it be ok to use for work?


Unfortunately  you can not use it to work


What will you use the documents for?


We may use one document for two purposes .s  For example ,  we may use a DHS work permit as proof of both immigration status and identity .


Talk me about the Tutorial assistance, please


Are you re using VA educational assistance?


Yes, I do.


Being like this, we may help you pay for a tutor.


What do I need to do to meet the requirements for re using VA educational assistance?


Are you using VA educational assistance?


Yes, I am.


Are you enrolled at an approved Institution of Higher Learning (IHL)?


Yes, I'm currently enrolled in one.


Are you in an educational program that requires part-time study and part-time work or training?


In that case, you may be able to get money for books, tuition, and housing if you meet all of the requirements.


Are these all benefits I can get?


Yes, you can get help paying for tuition or money for books and housing.


When must someone renew there registration for a vehicle?


You need to renew your registration before it expires and they will arrive in the mail within ten days; and renewing early will not change the new expiration date.


How do I renew at DMV office?


Please bring your registration renewal notice MV-3 or OP-3 along with your payment to the DMV office.


Do you know what to if you don't have your MV-3 or OP-3?


No, I don't know what to do.


Unfortunately, no relevant information is found.


Are all registrations able to be filed online?


Some registrations are but you cannot renew online if you are eligible for a no fee renewal


May I ask something regarding registration that has an amount of $137.50, how much would be the refund?


in the example, from the 137.50$ paid and if you surrender your vehicle plates during the first year of the registration, you'll qualify for a 30.25$ refund.


I need MGIB active duty info


The Montgomery GI Bill Active Duty can help you pay for education and training programs


Have you served at least 2 years on active duty?


I've done more than 2 years


Okay, we can help you find out if you qualify for the MGIB-AD program


I also need more information on the GI Act post 9/1, How do I serve on active duty after September 10, 2001?


you may qualify for the Post-9/11 GI Bill Chapter 33. Find out if you can get this education benefit


What are the conditions under the MGIB-AD program that I must met in order for me to get education benefits?


You qualify if you were honorably discharged and meet the requirements


I need a little more information about getting VA education benefits for studying abroad.  Is there any exception that pertains to this program?


Yes, there is an exception for family members who qualify for Survivors and Dependents Educational Assitance, they can get VA benefits while in approved postsecondary after high school non-college degree programs at training locations in the Philippines


A follow-up question, about the Montgomery GI Bill Active Duty. What benefits am I eligible for, if I qualify?


You may get up to 36 months of education benefits. The benefits will be payed monthly. How much you receive will depend on several factors


what are the requirements?


Depends on the category of the MGIB-AD program you will be in?


how do I apply?


You have to complete the Application for VA Benefits


and if I get benefits I can study what I want?


Yes, but if you want to enroll in a program that we haven’t approved, you’ll need to ask the school to request approval. We can’t take any action until an official from your school requests approval.


Hello, i'm need for additional information about vehicle registering.


Wanted to know about the so-called VIN numbers please?


Sure. VIN stands for Vehicle Identification Number, and there is some laws applicable to them.


I recently bought a car in a private sale, Is there anything i need to do with that?


You need to get the car's taxes calculated. For that, you and the seller need both to fill a form DTF-802,  so the DMV can do the taxes maths.


And in any case i need to register more than one vehicle?


That info can be located in any of the web pages listed on DMV's page.


Is there any proceeding involved in the eventuality i buy a car in NY and happens i wasn't a resident?


To fix that, please use form DTF-803, so you can receive a non-resident exemption from NYS sales tax.


Given i meet NYS requirements, i can register a vehicle, isn't?


That's correct. If you meet those requirements, registration is possible.


are you allowed to Change your GI Bill school or program


Learn about ways you can make GI Bill changes


In what situations do I need to request changes to my GI Bill or other VA education benefits?


You ll need to request changes to your benefits if any of the descriptions below are true for you .


What information do I need to complete my request?


You ll also need basic information about your   Education or training plans and goals


ok, is there anything else regarding educational benefits? Can I have someone to advise me when I am going to choose my aid program? to know which is the best?


Sure, indeed. We can provide you a trained professional called an accredited representative, so you can work with it and help you applying for education benefits.


That sound great, really. Look, what if i have more questions about these matters?


If you happen to have more questions, you can make use of our toll free numbers: 1-888-GI-BILL or 1-888-442-4551. That woudl be Monday through Friday, from 8 AM to 7 PM ET.


O.k, i'll make sure to have that at hand. In any case, what kind of preparation I would need before I apply?


First of all, you would need to find out if you're eligible for the VA benefits. Then, you'll have to gather the documents and information required to apply.


O.k. I'll have to check that out. Just to be sure. Any doubts, i can make use of the toll free number, i'm i right?


You're right. You can make use of that in any moment.


I want to know if I am eligible to use the VA dating tools?


Sure, you can use these tools if you meet certain requirements


What phone number can I contact?


you can call 800 - 273 - 8255, then select 1.


What if I have additional questions?


You can get answers to your questions about these tools on our My HealtheVet web portal.


Is it possible to schedule appointments in VA Secure Messaging?


yes, it is possible to use this service to schedule and cancel appointments...


What requirements must I meet for VA appointments?


Están inscritos en la atención médica de VA?


yes i am enrolled


Are you scheduling an appointment with a VA health center that uses online scheduling?


no i have no cit program


based on your answers you are not applicable for VA appointments


How do I apply for retirement benefits


Apply for retirement benefits


What do I need to do to apply


Apply with the easy online application in as little as 15 minutes


If you prefer you can complete your application in a language other than english


That does not apply to me


you can choose this option to schedule an appointment.


Do I need to mail the application?


No need to mail you can use the submit now button to send your application to SS


How do I get notified of your decision?


We will process your application and send you a letter about our decision in the mail


Who can apply for retirement benfits online


Very well. I would also like to know my spouse there has to be some additional process. So do I have to qualify before receiving benefits to get married?


If you qualify, your application will automatically serve as a request for spousal benefits.


you can apply online for retirement benefits


Hi, I need to know who my loan manager is, please.


This loan servicer is intended to manage your federal student loans


What requirements should be managed for non-ED loans?


FFEL Program loans are unrelated to others


The FFEL Program loan is linked to ED


Your administrator must have all this information at hand


Those loans is for this or the other year?


Your school's financial aid office must have that information


Can the school be the entity that administers my loans?


Yes of course, contact that one among them they have the information


Do I have to pay federal student loan assistance?


Avoid making any type of payment, otherwise you must withdraw.


I have questions about the VR&E Independent Living track.


Has your service-connected disability limited your ability to do daily activities such as bathing, dressing, and interacting with others, or are you not able to return to work right away?


No.


I'm not asking for me. I'm asking for my brother who is a disabled vet. How can he apply for the program?


If your brother has applied and is eligible for the program, we will invite him to an orientation session at his local VA benefit office to help him better understand the program.


How do I know if he qualifies?


Does he have a serious employment handicap?


Yes, he does.


Has his disability kept him from returning to work?


Yes, he's no longer able to work, because of his disability.


IS he in need of services to help him live more independently?


No, he lives with me and I take care of him, but he would like to be more independent.


If he is not in need of services to help him live more independently, he does not qualify for this program.


I need to get some information about VA Survivors Pension, please.


VA Survivors Pension offers monthly payments to qualified surviving spouses and unmarried dependent children of wartime veterans who meet certain income and net worth limits set by Congress.


am I eligible for a VA Survivors Pension as the child of a deceased wartime veteran?


Are you either unmarried and under the age of 18 or under the age of 23 and attending a VA-approved school or unable to care for yourself due to a disability that happened before you were 18?


I believe that I meet two of those qualifications.  I am 16 and dependent on a wheelchair and assistance bathing and dressing myself as well as other household tasks.


You may indeed be eligible for this benefit.


Am I understanding that my age and my disability could definitely qualify me for a VA Survivors Pension?


Are you indeed 16 and disabled?


I am.


Then, as previously stated, you may very well qualify for the benefit on those conditions and as the child of a deceased wartime veteran.


Are there any other qualifications?


Your yearly family income and net worth must meet certain limits set by Congress.  Your net worth equals the value of everything you own except your house, your car, and most home furnishings, minus any debt you owe.


There is an issue with the automotive business Smith automotive


Did you alredy file a claim?


I have yet to do so


First we suggest to resolve the issue with the management


that did not work


Ok, so sorry to hear that. you must submit a Vehicle Safety Complaint Report PDF [ 2 ] VS-35 along with any supporting documents to the DMV Consumer & Facilities Services Complaint Unit .


download the complaint report available at the link above to your personal device .


Will copies of them work?


Copies of work orders and invoices are proof of your attempts to resolve the problem .2


can I email them?


Attach and then email the completed report as well as any supporting documents to


What is the new york lemon law?


please see Lemon Law Complaints


What loan types can get deferments?


If you have a Direct Loan, FFEL Program loan, or a Perkins Loan you can apply for a deferment.


Did you receive a Perkins Loan?


Yes, I have a Perkins Loan.


Then you are also eligible for a deferment while you are working toward cancellation on your Perkins Loans.


no, i would like to know what happens if my loan is transferred to a new administrator?


All of your loan information will be transferred from your assigned administrator to your new administrator, but you may only be able to view information online that covers the period since your new administrator took over your loans....


Btw, for Perkins Loans. What will happen if I stop paying while my deferral is not approved?


You loan will be considered delinquent and you might go into default.


What types of student loans am I able to repay through an income-driven repayment plan?


The chart on our website shows the types of federal student loans that you can repay under each of the income-driven repayment plans.


Another point to consider is the deferment duration. Will I be liable for paying the interest if I put my payments on hold?


Yes, you might still be responsible for paying the interest that accrues during the deferment and you can look at the tables below to show when you are responsible for the interest based on loan type.


Do I need to complete the Parent PLUS Borrower Deferment Request?


Yes, you would need to since you are the parent requesting the deferment.


Could I be qualified for a Rehabilitation Training Deferment?


You may qualify for the Rehabilitation Training Deferment if you are enrolled in an approved rehabilitation training program that provides vocational, drug abuse, mental health, or alcohol abuse rehabilitation treatment.


I'm ready to link to you


Okay, you can share our information with potential college students, their parents, counselors or other mentors.


Is your website frequented by potential college students, their parents, counselors or other mentors?


yes, we get a lot of them coming through


You are perfect to help us share information about federal student aid


how can they benefit from your sites?


We provide in-depth information on federal student aid programs, applying for financial aid, and repaying student loans.


What do you have for us to put on our site?


You can select text or web banners to put on your site to make your visitors aware of our resources


what financial aid info do we link to?


You can link to fafsa.gov which is the official site of the Free Application for Federal Student Aid FAFSA form


what kind of text banners do you have?


You can get one that sends students to visit StudentAid.gov


I wanted to apply for a direct plus loan, but need some information.


a


I have question regarding the Public Service Loan Forgiveness. How soon will I be able to apply for public service loan forgiveness?


You have to make 120 qualifying monthly payments so it will take at least 10 years before you can qualify.


May I ask another question about Direct PLUS Loans? What is the maximum amount that I can borrow?


The maximum PLUS loan amount you can borrow is the cost of attendance at the school your child will attend minus any other financial assistance your child receives. The cost of attendance is determined by the school


Do you know if I'm qualified for some kind of financial assistance if I want to work while I study?


Yes there are Work-Study Jobs that provide a way to earn money to help you pay for school.


I'd like to know if I'm eligible for a parent PLUS loan?


You must be the biological or adoptive parent, or in some cases both, to qualify for a parent PLUS loan.


Then I'm afraid that you can't receive a parent PLUS loan.


Hi, I have FFEL loan and am wondering how much loan forgiveness am I entitled to?


The maximum amount is either $17,500 or $5,000 depending on the subject area taught.


Do  you have loans under the Direct Loan Program or the FFEL program?


No I only have a FFEL loan.


Unfortunately, no relevant information is found.


What are the basic requirements for all teachers?


If you are a teacher at a public charter school you are considered to have received full state certification as a teacher if you meet the requirements set forth in the state's public charter school law.


Are you aware of the Public Service Loan Forgiveness program? What if you've already made 120 eligible payments?


in this case, you must complete and submit the Public Service Loan Forgiveness Application: PSLF Forgiveness Application.


what are the resources of the PSLF?


one of them is Public Service Loan Forgiveness: Request for forgiveness


What do I have to be To qualify for PSLF


Are you employed by a United States federal, state, local, or tribal government or by a non-profit organization?


it's not my case


I am sorry to tell you that you will not be able to qualify for the PSLF


I would like to know more about benefits, please.


No problem. You can get benefits for you, your spouse or other family members, thanks to social security.


That's when you retire, isn't?


Correct, although retirement is just one option. There's disability and death, too.


I want to know about the benefits plan for survivors, can you give me more information about this?


Well, one important thing is to know that there are limits on how much your survivors may earn while they receive the benefits.


Tell me about what would happen if my surviving divorced wife remarries after my death.


If she remarries before turning 60 then she won't be able to get the benefits while she is still married.


And what if she qualifies but the amount she could get from her new husband's Social Security benefits are more than what she would receive from mine?


then she should apply for her new husband's benefits and then she would receive a combination of benefits that would amount to be equal to the highest benefits amount.


What if I die before earning enough credits and my widow is still taking care of our children?


in that case, your children and widow would still receive the benefits, no matter if you didn't manage to earn enough credits.


hi, please information about Eligibility for VA disability benefits


Review VA disability benefits eligibility criteria to find out if you can get disability compensation for an illness or injury that was caused by or got worse because of your active military service .


What conditions are covered by these benefits?


How VA assigns disability ratings Learn how we assign severity ratings and how they affect your disability payments


Am I eligible for VA disability compensation?


You may be able to get VA disability benefits or compensation if you have a current illness or injury known as a condition that affects your body or mind and you meet at least one of the requirements listed


what are the requirements to be eligible for VA disability compensation


you only have to meet at least one requirement to be eligible


What should I do if I received an other than honorable, bad conduct, or dishonorable discharge?


sorry, you may not be eligible for VA disability benefits


Is there nothing else I can do?


no, you may not be eligible for VA disability benefits


Served on active duty , active duty for training , or inactive duty training


yes i served on active duty for training


Have a disability rating for your service - connected condition


no i don't have a disability rating for your service


so you can't qualify, because you need to meet all the requirements


Hi, Can you help me. I want to change my body shop adress.


Hi. Just body shop or is repair shop included?


No just body shop. We don't repair things except auto body.


We are moving to another street corner. What should we do?


First you must fill Statement of Ownership and/or Permission to Use Place of Business pdf


The place we are moving to was a body shop also. Is it important thing?


Yes please give the Facility number or name of that shop. It may be accepted as proof of zoning


Do we need any other documents?


Yes you may need Certificate of Occupancy or local license.


Do you have an Inspection Station License?


Yes I think, I have


So please look at Inspection Station Cap Information


what to do if i receive a traffic ticket?


if you are issued a ticket for a non criminal moving traffic violation in the five buroughs of new york city. does this apply to you?


Yes


Did you get a non criminal traffic violation in the five boroughs of new york city?


it will be handled by a new york state department of motor vehicles dmv traffic violations bureau


what to do if i plead guilty?


fill in requested information, sign it, either mail it with your payment or bring your payment to any TVB office


what about suspensions?


as the number of suspensions you have increases. a driver is suspended for a ticket not answered and fine not paid


when can i leave my hearing?


the ALJ will decide whether or not you are guilty


what if i plead not guilty?


your case wull be heard by a dmv administrative law judge


can i bring witnesses?


yes. you may present witnesses


I wanted to know what I needed to change the school I'm using my GI Bill on


You will need your Social Security number, VA file number, the new school you plan to attend, and some other information.


Are you the dependent of a Veteran or service member?


no I'm a veteran


Unfortunately, no relevant information is found.


I have all that info you said I needed so how do I change my school?


You will need to submit a Request for Change of Program or Place of Training, VA Form 22-1995. The form can be completed online.  I can give you a link to VA Form 22-1995


I'd like to ask you another question about educational benefits. I heard about another Bill, something 9/11-related, am I correct?


You're not wrong. You're talking about the Post 9/11 GI Bill. That program will equally help you to pay for school or job training, having served on active duty after September 10,2001.


And what kind of benefits are in that Bill?


As said before, it can help you to pay for school or job training.


Is there another program yet?


Yes, there is, You have then the Montgomery GI Bill Selected Reserve MGIB for member of the Army, Navy, Air Force, etc.


Thse benefits can be transferred to other person?


That is correct. If yu have some of these benefits unused, it could pass to your spouse or dependents.


What should I consider when planning for SS retirement


Things to consider would be the best age to start your benefits


What is the best age to start?


If you spouse or minor or disabled children will also gaulify for benefits from your record. The value of their benefits added to your own may help you decide if taking you benefits sooner is your best choice


This is N/A to me


I am married and my spouse is employed


You may be able to switch to their health insurance


When should I think about retirement?


It is best to plan for the long term


What about my spouse?


They will be effectively filing for all retirement of spousal benefits


What would happen if my TPD discharge request would be denied?


If it is determined that you don't qualify for a TPD discharge, Nelnet will notify you of the reason for the denial of your application.


I have not been denied, but would like to know what would happen if I could not qualify for a TPD discharge.


Unfortunately, no relevant information is found.


If my loan would be discharged due to TPD, would I have to pay taxes on the discharged loan amount?


If you have showed that you are totally and permanently disabled based on documentation from the SSA or a doctor's certification meaning that you are subject to a three-year postdischarge monitoring period, you are considered to have received the discharge for federal tax purposes a the end of the postdischarge period and that is the federal tax period that you would have to use.


How should I let Nelnet know that I want to apply and request a TPD discharge?


You do that by phone or by e-mail.


What does Nelnet notify me of after I am declared disabled?


Nelnet will notify you that you will be subject to a three-year posdischarge monitoring period that begins on the date the discharge is approved, and that your obligation to repay your loans or complete your TEACH Grant service obligation will be reinstated if you don't meet certain requirements at any time during this monitoring period.


What does qualifying for a discharge relieve me of?


A TPD discharge relieves you from having to repay a William D. Ford Federal Direct Loan Direct Program loan, a Federal Family Education Loan FFEL Program loan, and/or a Federal Perkins Loan or to complete a TEACH Grant service obligation.


Hello I need information about How to get my own driving record


you want to know What is a standard driving record?


do not


want to know what is a lifetime driving record?


Yes


See an explanation of the "lifetime" driving records issued by the New York DMV, and a Summary Description of the lifetime driving record PDF DS-242.3, which also shows a sample record.


I have another question, how do I get the registration summary of my vehicle if I don't remember the license plate number?


provide your DOB name and date of birth as well as vehicle make and year


And what other things do I have to submit with my application?


a photocopy of your driver's license or other government-issued photo identification card as proof of identity  a personal check or money order made payable to the "Commissioner of Motor Vehicles" to pay the search fee of $ 10.00


and can i request by mail?


You can request your vehicle or title registration summaries by mail using the DMV MV-15 Registration Request


How do I obtain the summary of the registration of the title of my vehicle?


You can request your title registration summary using the DMV PDF MV-15 Registration Request Form.


Hello there. I'm in need of information about veterans health care and other insurance, please.


Do you have any of the following forms of health care: private insurance plan, medicare, medicaid or Tricare?


no, i don't have any of those.


Unfortunately, no relevant information is found.


Do you ask for information about health insurance in case the person have one?


Well, yeah. We ask for this information because we have to bill your private health insurance provider for any care, supplies or medicine we provide to treat you .


I have a friend who served with me and lost his house because he couldn't pay his mortgage. He's on the verge of becoming homeless. Could you please do something for him?


Yes. Simply call the National Call Center for Homeless Veterans at 877-424-3838 for help 24 hours a day, 7 days a week. You'll talk privately with a trained VA counselor for free.


Can you tell me how VA health care works with Medicare and other insurance plans?


Well, before that, you must be aware that your actions go totally on your part in this matter. You can save money by dropping your current private plan, but there could be risks involved.


Where can I find more information about that?


Simply contact the prosthetic representative at your nearest VA medical center or clinic or find a VA health facility near you.


In addition, I need to learn more about VA health insurance. Is there any advantage to giving you my information?


Certainly, there are. We have many features which are available by receiving your information.


Look, i'm curious about how your plan works with others so, how about if i have medicare coverage and  i cancel it?


Well you cna get that back until January of the next year.


need exit counseling info


Would you like to know more about Exit Counseling?


yes please


Exit counseling provides information to prepare you to repay your federal student loan.


Do I need the counseling for any loan?


If you have received a subsidized, unsubsidized or PLUS loan under the Direct Loan Program or the FFEL Program, you must complete exit counseling when certain events occur.


Now, regarding FSA, what do I need in order to complete my position as a co-signer with the FSA?


Initially, you will need to be logged in with your own personal FSA ID in order to co-sign the applicant's IDR request


How long should it normally take to complete my role as a co-signer?


Your role is normally completed in one session, which most people manage to complete in 10 minutes


How does my spouse provide me with a co-sign code during the Income-Driven Repayment Plan Request?


Your spouse needs to click on the "Direct Consolidation Loan Applications" button which is located under "My Loan Documents" on the website.


I heard about a repayment plan which isn't all at once and would like information.


Yes the Graduated Repayment Plan starts with lower payments that increase every two years, and payments are made for up to 10 years between 10 and 30 years for consolidation loans.


Are you in a low paying job?


Yes and I was worried about being hampered by huge debt repayment.


Well if your income is low now but you expect it to increase steadily over time, this plan may be right for you.


May I ask another question about the life plan's interest? And how much would it cost me?


you will pay the least amount of interest over the life of your plan.


Good to know. Do you know this plan? Are all federal student aid eligible for this graduate rebate?


A list of loans from the William D. Ford Federal Direct Loan Program and the Federal Family Education Loan FFEL Program which are eligible for the Graduated Repayment Plan can be found here.


I'm looking for information on FFEL PLUS Loans. Are there any other types of loans that are available for this program?


FFEL Consolidation Loans are also eligible for the Income-Sensitive Repayment Plan.


another question about Eligible Federal Loans. Does the list include the Direct Subsidized Loans?


Yes it is eligible.


How often must I make a payment my loan?


You must make monthly payments.


Are there criteria for the amount that I must pay?


Yes, for example, your monthly payments will never be less than the amount of interest that accrues between your payments and they won't be more than three times greater than any other payment.


can you give me details of About VA insurance options and eligibility


Find out which VA insurance programs may be right for you as a Veteran , service member , spouse , or dependent child


covers traumatic injuries?


yes, Traumatic Injury Protection TSGLI Get short - term financial support to help you recover from a severe injury


If you finish my military shift soon


you ll need to get new coverage quickly .  In some cases , you must act within 120 days of leaving the military to be sure there s no break in your coverage


Do you have mortgage insurance?


Veterans Mortgage Life Insurance VMLI If you have a severe service - connected disability , get mortgage protection insurance for a home that s been adapted to meet your needs .


How do I know which life insurance program I m eligible for?


Different programs cover Veterans VGLI , service members SGLI , and family members FSGLI . You may also be able to get short - term financial coverage through TSGLI to help you recover from a traumatic severe injury


if I am disabled due to injury or illness caused or made worse by my active duty


And if you re disabled because of an injury or illness caused or made worse by your active service , you may be able to get coverage through S - DVI to continue your life insurance beyond 2 years after you leave the military


Your military shift is over soon?


yes


you ll need to get new coverage quickly .  In some cases ,  you must act within 120 days of leaving the military to be sure there s no break in your coverage .


Hello there. I don't have VA health care benefits and I wanted to see if getting care was still an option.


Of course. You may still be able to get care.


Look, I'm a Veteran. I have served this country for as long as I remember, been in an actual war for our nation. Don't I deserve some sort of care if I served America?


You do. If you've served in a combat zone, you get free private counseling, alcohol and drug assessment and other support at one of our 300 community Vet Centers. All you need to do is find a Vet Center near you.


I'm still hoping to learn more about the VA's women's health programs. Where can I get more help and information?


Our women s health website gives you the latest information about how we help women Veterans stay well . Visit the women s health websitesOur Center for Women Veterans website tells you about health care and other benefits and programs for women Veterans


How do I access women's health care services through VA?


You can also look for women s health services specific to your nearest VA medical center .


after i register i can


Talk to your primary care provider , who will connect you with any services you may need


Do you need evidence of abuse?


You also don t need to have reported the MST or have other proof that it happened. Learn more about support for MST


Hello there, I came here looking for information on how to register a snowmobile. Can you answer a few questions about that?


Of course. Be advised that the snowmobile registration system only allows for 20 characters for the street address and 14 characters for the city.


Is your street address or city name too long to fit in the field?


Yes, I had some issues with that.


In that case please follow our guidelines until the information fits within the field. First, use numbers (digits) instead of words for the house number.


I am not a New York State resident. How can I get a temporary snowmobile registration immediately?


You must havesyour out - of - state driver license / ID numbersyour Social Security Number


What about abbreviations? If I can abbreviate my street name, should I do that?


Yes, use an accepted abbreviation. You can abbreviate or omit the street type.


I see. Another question on Proof of ownership. There will be need anything like a proof of ownership fr the car?


Yes, you will need it. The the proof of ownership is needed to register and tittle a vehicle in the new york state, so you need to get it at the purchase.


Good to know. To register a snowmobile, what topic can you suggest?


Registration.


Do spaces count as a character?


Yes, spaces count as a character.


I thought so. And what if I don't have any of the required documents to register a vehicle?


In that case you must provide other kinds of proof.


Is there a requirement for me to list any schools on my FAFSA form?


You need to list at least one school, and any school that you list will use your FAFSA information to calculate the type and amount of aid that you may receive


Is there a specific order required for this list of schools?


Before I answer that, will you be seeking federal student aid?


No, I don't think I will


Are you hoping to be considered for state aid?


No, I'm not planning on state aid either


Unfortunately, no relevant information is found.


How soon after I submit my FAFSA form will my list of schools have my information


Within a few days of submitting the form, your schools will have your information. They may not necessarily contact you directly with an offer of aid right away, there is more information available on the website


Do you happen to know anything about FAFSA Application. Will you assist me with the steps I need to take ?


Yes, we will help you through everything you need to do to fill out the application properly including accepting and getting your aid.


I have another question about Order of schools on your list. Is it possible for me to change my school list at a later date on my fafsa form?


You are advised to visit the relevant section on https://sctuitiongrants.org/faq/


Hi, I am trying to learn about VA services.


Great. I can help you


What type of care settings do you offer?


We have programs for nursing homes and assisted living homes.


How can I use these services?


Are you signed up?


I think I am, yes.


Do you need a specific service?


I think so.


Are you looking for something close to you?


That would be great. I am hoping not to drive too far.


Great. I think we have some options for you.


Can you give me more information about what you offer?


Sure. We have three options where you can live full time.


How do I change users?


Is someone taking on another user's duties?


Yes another person is taking on the duties,


You will need to request additional user IDs.  Do not share the former user's ID and passwod with the new user.


Does the applicant get a personal ID and password?


Yes, when the DMV creates a LENS roster, we issue a personal ID and password to the applicant.


How do I register for LENS?


Log in to LEN.S and provide ID informatio


Will you assist if someone is using another person's ID?


No we will not provide support to any person who is using another person's user ID.


What happens if someone leaves my organization?


We will disable the departed user's access to your LENS roster.


What other information do you need?


You will need to identify the user and your LENS customer number.


How can your benefits change from year to year in the yellow ribbon program?


We do not always require a new Yellow Belt Program agreement each year


Does your school have an approved agreement with us and continue to participate in the program?


No my school does not have an approved agreement


What requirements do you request?


Did you make acceptable progress toward completing your program according to your school?


if I have made acceptable progress in completing your program


Have you been enrolled in the school relentlessly following school policy?


If I have kept enrolled in school relentlessly


Do you have any money left in your GI Bill Post-9/11 benefits?


I have no money left in my GI Bill Post-9/11 benefits


According to your answers, I indicate that you are not eligible for the program


I want to know about the ignition interlock device.


this is a device used to measure the alcohol content in the breath of a driver. The device connects to the vehicle ignition system and prevents the vehicle from starting if the results are not satisfactory.


did a court ordered you to use an ignition interlock?


No, it didn't.


How can I remove an ignition interlock restriction from my driver license?


You have to ask your ignition interlock monitor to give you a form that states that you no longer have to install the device, then submit that form to the DMV to get you a new document without the restriction.


Can you tell me about the Leandra's law?


This is a law created in November 2009, in honor of Leandra Rosado who was a child that died in a car accident in a vehicle drove by the intoxicated mother of one of her friends.


Please tell me about the different parts of Leandra's Law and the penalties for conviction.


The law states that no person shall operate a motor vehicle under the influence of alcohol or drugs while having any kids 15 or younger as passengers.


Did the law established any new class of felony?


yes, the law established a new Class E Felony.


tell me some of the penalties for conviction.


Two of the penalties are, the conviction of the person to either a period of probation or to a conditional discharge, and the installation by court order of an ignition interlock device. in any vehicle operated by the convicted person.


I want to fill out the FAFSA form to find out what I can get for financial aid, but I haven't applied to any schools yet because I don't know where I want to go and what I can afford. Can I leave the school part on the form blank?


Hello, I can certainly answer your question for you. You will need to list at least one school to help FAFSA calculate the types and amounts of financial aid you might receive.


Well, I know I want to stay in the my home state of Florida for school. Would that help?


To be eligible for state grant aid in the state of Florida, you must list at least one in-state college on your application in order to be considered.


So I have to know what school I am going to before I fill out the FAFSA?


No, you have to list at least 1 but up to 10 colleges that you are interested in so they can help figure out what aid you might qualify for.


Ok, I can do that then I guess. Do I have to put my favorites at the top of the list?


For federal student aid, the order of the schools on your list does not matter. In some states, there is a specified order, but in Florida, the order does not matter.


I see. Well, that makes kind of sense.So is it the same if my parents  is a noncitizen in the U.S. right? So how can I report my parent's information on my FAFSA form?


Kind of. Is that were your situation, you still should report your parent's information, but selecting the "Foreign Country" Option from the "state of Residence" section in your FAFSA form.


Umm, O.k, O.k. I see there is many options then. Look, I guess that required information touches that from taxes, I'm right?


That's correct. You need to clarify if they have filed taxes being outside U.S.


Hello, I have a hearing tomorrow. Should I appear for the hearing?


Do you know what the Notice of Suspension of Registration indicates?


I would like to know


As indicated in the Notice of Suspension of Registration, you can request an in-person hearing with the DMV or you can request a hearing by affidavit, this is a paper hearing. The Notice of Suspension of Registration provides instructions on how to file the affidavit with the DMV.


Please, could you give me more information to understand the cost of the traffic points?


the charge you get from DMV is based on how many points you have accumulated.


tell me about the documentation I should bring when going to a DMV office.


Since many of our customers tend to forget some document or requirement for their transactions, we recommend that you go first to our website to see if you can do your transaction online, that way you can avoid any hassle from going to the DMV Office.


Would there be a problem if I leave the state without notifying DMV?


You should resolve any pending problem you have here before moving to another state, if you not, you could not get a new license in your new home state.


I want to know about the VA substance abuse programs


The VA health care program covers services to treat substance use problems. To access these services,  you must first apply for VA health care.


Do you want to use these services?


not right now


Unfortunately, no relevant information is found.


can you tell me what steps come after I've applied?


If you have a VA primary care provider you can talk to them about your substance use.


ok thanks, now to apply for VA Women's Health Services, are there many women enrolled?


Yes, female Veterans are the fastest-growing group within our Veteran population. And we're dedicated to meeting their health care needs.


How do I access women's health care services?


In order to use them you have to apply for VA health care.


Do you also provide specialty services?


Yes, we provide several specialty services. For example, screening and management of chronic long-lasting conditions, like heart disease and diabetes or screening and management of sexually transmitted diseases STDs like HIV/AIDS and hepatitis or maternity care and other reproductive health services.


I need to know if I'm eligible to have all or a portion of my Federal Perkins Loan canceled


Please, learn more to see whether you are eligible and how to apply


Can you tell me about Perkins Loan Teacher Cancellation?


Do you know what are the eligibility requirements?


I don't know what those requirements are.


Do you know who is considered a teacher?


Yes, I know that


Ok, let me remind you a little bit. A teacher is someone who includes, for example, a school librarian or counselor who provides primary or secondary school students with direct services directly related to classroom teaching.


What if I am a supervisor?


In that case, you are not considered a teacher unless you primarily provide direct and personal educational services to students.


What is the eligibility for teacher cancellation based on?


It'sbased on the duties presented in an official position description, not on the position title


What changes are there usually to the IRP registration?


Would you like to know about the common changes to IRP registrations?


Yes,I would like to know these changes.


You would be able to add or delete vehicles, transfer plates from one vehicle to another, and add jurisdictions.


What would I use to make changes online?


You could easily use OSCAR to make some changes online.


What changes to IRP registrations are most poplular?


Adding and deleting vehicles, transferring plates, and add jurisdictions are the ones most people change.


Is there a process for another person bringing my application into the Customer Service Counter?


You would have to look at the requirements for a second-party registration application.


How do I know what fees to pay?


The IRB calculates your fees while you wait and you may pay the fees in cash, money order or certified check, and all payments must be paid.


Hello I need information about How to get my own driving record


you want to know What is a standard driving record?


do not


want to know what is a lifetime driving record?


Yes


See an explanation of the "lifetime" driving records issued by the New York DMV, and a Summary Description of the lifetime driving record PDF DS-242.3, which also shows a sample record.


I recently ordered mine and haven't received it in the mail yet, what should I do?


If you haven't received it in the mail yet, you will need to wait for it to arrive before you can create a MyDMV account.


What should I send to request the standard driving record by mail?


Please send  a complete request for DMV records in PDF MV-15   a photocopy of your proof of identity


and a question can I hide my photo in the license?


This can be a driver's license or other government issued photo identification card, you can hide your photo or 6 identification points.


Good evening, can i have some info about transferring ownership of a vehicle?


No problem. Do you know what you need to do before buy a vehicle?


Yes, i've read something about it.


Great. However, let me remind you in a friendly way, that you can use the DMV's Document Guide to make sure you get all documents you need from a seller so you can register your vehicle in NY.


Oh, glad you mention that. I 've read but  i wanted to ask anyway. How do i find proofs for my transaction?


For that, the seller must complete and sign the transfer ownership secion of the title certificate and sign a bill of sale.


With that, can i proceed to register the vehicle?


That's right. You can register your vehicle in that way. You can even register other vehicles, boats or ATVs following the same procedure.


O.k, Now, can i change a name in a registration?


Sorry, but you can not do that. You can, however, tranfer the ownership of that vehicle, of course.


The proofs for registering, Are they equal to all vehicles?


Sorry, but they are different for every vehicle. You can present acceptable proofs of ownership or get a proof when you purchase.


You said before the sellere must sign a transfer ownership right?


That's correct.


Hello, I would like info about  appealing a decision


were you recently denied Social Security benefits or Supplemental Security Income SSI ?


no I wasnt denied benefits recently


check what, I want to know about appealing and how soon it can be done?


you have 60 days after you receive the notice of our decision to ask for any type of appeal .


If the person that was denied wants a medical hearing do they go in or how should they proceed?


They can request a hearing for medical determination online. A hearing will be conducted by an administrative law judge who had no part in the original determination or the reconsideration of your case .The hearing is usually held within 75 miles of your home .


so if this is for reconsideration we can ask for a hearing online the same way?


you may request a hearing online .


can the person who requested the hearing learn about what is happening with the decision?


Yes, Whether you applied online , by phone , or in an office you can check the status of your disability and SSI Reconsideration using your personal my Social Security account . A my Social Security account is an easy , convenient , and secure way to do business with us .


What if my spouse dies and they were on Socoal security


Sure, no problem, I will be glad to assist. We should be notified as soon as the person dies


Did you need to report a death or a change?


Yes, my spouse has passed.


Unfortunately, no relevant information is found.


Do I need to fill anything out or file?


There is something else about Other Things You Need To Know? Are other family members eligible?


possibly, yes


I am so sorry to hear that, my condolences. Generally you do not have to file anything


I need to know more information about social security. Is there a number to call to do this?


Yes there is, thank you for asking. It is 1-800-772-1213


Do I need to make an appointment to come in and see if my benefits will change?


You will need to apply for survivors benefits


Will I get retirement or disability benefits?


It is possible. You would need to apply for them


Hello I need information about how do I get VA medical care?


About VA health benefits Learn how VA health care works and what veterans health services we cover.


and what help do you offer in your program?


We offer many programs and services that can help, including free medical care and, in some cases, free limited dental care. We can also help you connect with resources in your community, such as homeless shelters or religious organizations.


can you give me more information and resources on the subject


Among the things you should know are VA Healthcare Copayment Rates See our current copayment rates for different types of care, tests, and medications.


Do you want to know more?


Yes


Disability Compensation Payment Learn how to file a disability compensation claim and manage your disability benefits.


And among your free medical care, is there dental care?


of course in some cases we offer free limited dental care.


Can you tell me your social networks to be aware of the new instructions you provide?


of course follow us on:Veterans Health Administration Twitter Veterans Health Administration Facebook Veterans Health Administration YouTube


Hello, I recently moved from Texas, and I already read a few stuff about how to change my license. But I need additional information regarding my road test , could you help me out?


You need to know if you can get the road test waived?


Yes. I don't want to go through a motorcycle road test again. I already own a motorcycle license.


We can waive the test if you are qualified and you complete an approved course.


Do you want more information?


Yes, I'd like to get more information.


To get more information please visit the New York State Motorcycle Safety Program website, or call at 1 - 800 - 446 - 9227


One more question: you mentioned that accelerating smoothly and moderately was important, but what if my test requires me to drive on a highway? I won't be able to drive slowly because all the cars will be honking at me.


Don't worry about that! When you are taking the driving test, your headlights will be on so everyone know you are in a test, also the car we use is a special car and has a logo. So it's ok, just stick to a smoothly and moderately acceleration, and don't force the engine so it does not stall.


BTW, I want to remain in New York for a few months and would like to become a New York resident. Will I be able to swap my out-of-state motorcycle license for a New York one in that case?


Yes, when you become a NY resident, you can exchange your license for a NY license.


What about the license exchange for a New York license? Do you need to carry your learner's permit, which includes your photo?


Please bring your photo learners permit


hello a question is it possible that I receive reminders by email and / or text?


want more information about that topic?


Yes


You can sign up to receive email and / or text reminders before your driver's license, email and / or text reminders before your driver's license,


Is your driver's license about to expire when you register?


You may not receive electronic reminders until the next time it expires


I received an email from New York State DMV messages @ nydmv.messagingchannel.com about an improvement in the Electronic Reminder program. Is this real?


Yes it is. You received the email from mess protected email because you are in the DMV Electronic Reminders program.


so what should i do to receive the reminders?


for this Sign up to receive email reminders and / or text messages online


What if the driver's license is commercial CDL can also subscribe?


of course can also subscribe to receive email and / or text reminders about the status of their medical certifications


I need more information on VA health care


We can definitely help you with managing your health and VA benefits. Can I answer any questions for you?


We can also give you information on additional VA benefits and services if you want.


Yes, I would like as much information as I can get about it. I need all the help I can get!


What benefits would you like to learn about first? Do you need information about disability compensation?


I see what you mean. I'd like to ask you another question, the VA document. I don't see any of the documents I sent to VA as evidence. Are you able to assist me?


Yes, of course.


Do you have any idea what a personal health record is? I believe the first question I have is whether or not I can obtain my VA medical records.


You can set up your VA medical records, also called "VA Blue Button," online and be able to download your own reports and be able to share them with your VA and non-VA doctors.


What if you are a family member? Regarding VA health care benefits?


you may qualify for health care benefits and other caregiver support through the Program of Comprehensive Assistance for Family Caregivers


This makes me think of health and benefits . Can I even see the results of my tests?


Yes! You can view them, download, or print them.


OK, and with my VA health care, what kind of doctors are covered? Can I get checkups?


You can get checkups with a primary care provider, and also see specialists if you need further health care.


This all sounds good. I am glad that I applied for it. What do I do next?


You are doing the best next thing, asking questions to know what your coverage includes!


hi, thanks for having me. I'm in need to know what occurs when i report a family member death?


Are you asking to get benefits for your spouse's or parent's record?


No, it doesn't have anything to do with those.


Are you asking to get benefits for retirement or disability on your own?


Neither, i'm not planning any retirement or have any disability.


Then, Are you asking because currently you are not getting any benefits?


Yeah, now we are talking. That's the one.


Good. If that last situation fits you, you should look to apply for survivors benefits asap. I'm telling you this, because there are cases in which benefits may not be retroactive.


Oh, i see, and doesn't like how it sounds. I suppose i need to get into it. Anyway, what documents would i need to apply?


Well, required documentation would depend on the benefit you will be applying, for example, Widows / Widower or surviving divorced spouse's benefits or child's benefits.


Are you in possession of all documentation?


Yeah, i've been collecting those for a while.


Perfect. Then don't take more time, and go apply for Social Security asap.


I'm here for MST support and want to know more about it


Military Sexual Trauma refers to sexual assault or repeated threatening sexual harassment that happened while a Veteran was in the military . MST can happen to both women and men .


were you involved in any sexual act against your will during your time in the military ?


no it never happened to me personally


If I want to talk to someone is there a hotline I can call?


Yes there is. You can call 800 - 273 - 8255 then select 1 . We also have a confidential Veterans chat.


I also wanted to ask about not having a VA primary care provider, if  I could?


You can call your nearest VA medical center and ask to speak to the MST coordinator . feel free to ask for a provider of a specific gender if that makes you feel more comfortable . and you can find a VA medical center near you.


and they will help me even if I haven't reached out before or do I need to have already made a complaint or report?


you can get help through VA even if you haven't reported the MST or have other proof that it happened .


and I qualify for help if I'm a veteran even without prior history of needing some sort of help?


you can get help through VA even if you don t qualify for other VA services . Remember that you also don't need to have reported the MST or have other proof that it happened , and you don t need to have a service - connected disability rating to receive help.


I wanted to look into consolidating my school loans


A good way of getting out of default is to consolidate your defaulted federal student loan into a Direct Consolidation Loan. It allows you to pay off one or more federal student loans with a new consolidation loan.


What do I need to do to consolidate?


There a few ways to get started


can a parent consolidate a defaulted plus loan for their kid's schooling?


The only income-driven plan they can choose is the Income-Contingent Repayment Plan


can we do the loan consolidation with only one loan?


Yes, loan consolidation allows you to pay off a federal student loan with a new consolidation loan


Have you decided to make three payments on a defaulted loan before you consolidate it?


no, I'm not there yet


what comes next after I choose something like an income-driven plan for repayment?


You would have to select one of the available income-driven repayment plans at the time you apply for the consolidation loan and provide documentation of your income


Hello, where can I find detailed information about the TPD download?


want to know everything about the TPD download?


not everything but most


What happens if my obligation to pay my loans is reinstated?


In that case Nelnet will explain the reason for the reinstallation and provide you with information on what you can do if you have questions about the reinstallation or if you believe the reset was based on incorrect information.


What actions do they take If they determine that I am totally or permanently disabled as per the documentation of the SSA or the certification of a doctor?


The first thing is to notify you that your loans or TEACH Grant service obligation have been canceled;


If my loan is canceled due to TPD, do I have to pay taxes on the amount of the canceled loan?


In this case, if you received a TPD discharge of a loan before January 1, 2018, the amount of the loan written off can be considered income for federal tax purposes under the IRS rules of the Internal Revenue Service.


So what benefit does a TPD download generate due to total and permanent disability?


frees you from having to pay a loan from the Direct Loan Program


can you give me details of How to apply for the GI Bill and related benefits


Find out how to apply for the GI Bill and other VA education benefits as a Veteran , service member , or qualified family member


How do I prepare before starting my application?


Find out if you re eligible for VA education benefitss Gather the documents and information listed below that you ll need to apply for education benefits . See what benefits you ll get at the school you want to attend .


what else can i apply


can mail


If that is my case, what can I do?


in person then?


yes


Go to a VA regional benefit office and have a VA employee help you . Find a VA regional benefit office near you


and if I need the help of a trained professional


You can work with a trained professional called an accredited representative to get help applying for education benefits . Get help filing your claim


and how would it be by mail?


Fill it out and mail it to the VA regional claims processing office that s in the same location as your school . See a list of regional claims processing offices


I need to know what to do about my loan which I defaulted.


There are multiple options to get out of default.


Have you failed to make payments on your federal student loan?


Not really.


Has COVID-19 impacted my loan repayment?


Yes the Collection Activity and Temporary 0 % Interest on your loan is in place as a result of the current COVID-19 pandemic.


How is the amount of my loan repayment calculated?


The amount of your discretionary income is calculated by examining your adjusted gross income from your most recent federal income tax return that exceeds 150 percent of the poverty guideline amount for your state and family size.


Will being in default affect my future financial status?


Yes the consequences may affect your financial future so it is best to find out how to get out of default and take steps now.


What does it mean when my defaulted loan has been consolidated?


Once consolidated, your Direct Consolidation Loan will be eligible for benefits such as deferment, forbearance, and loan forgiveness. You'll also be eligible to receive additional federal student aid.


Do I need an original card for an aduly who is not a citizen?


Hello. I will be glad to help you  only noncitizens who have permission to work from the Department of Homeland Security DHS can apply for a Social Security number


Are you a non citizen?


no i am a citizen


Unfortunately, no relevant information is found.


What documents do I need?


You can not get a Social Security number for the sole purpose of obtaining a driver 's license  Government benefits or services


What kind of original documents do I require? What about a state-issued identification card?


Yes, you can also provide another state-issued non-driver identification card.


The details on the card might be a few years old, is that alright?


Yes, an acceptable document must be current, not expired, and show your name, identifying information date of birth or age and preferably a recent photograph.


And then I can get the card replaced for free, right?


Of course. You can replace your child 's Social Security card for free if it is lost or stolen.


What if I don t have VA health benefits?


you can receive attention if you meet some requirements


which are the requirements?


If you ve served in a combat zone ,  get free private counseling , alcohol and drug assessment , and other support at one of our 300 community Vet Centers


How do I do with someone now if it is an emergency


Call 911 or Go to the nearest emergency room


Can you please explain the services you provide that can help?


We have specially trained coordinator to prevent suicide, also he bring advice to the veterans and their families about the reajust to life at home after return from a combat zone, and also, we bring help to get access to benefits for disability payments, job training, home loans and more.


That's great. It's a very complete help. There are is also help for the relatives, right?


Yes, through the coaching into care site, we bring tips for spouses, parents and family member to help the veterans.


In case is needed, is possible to speak with any coach in person?


If you need it, you can call us to the 888-83-7458 monday through friday from 8:00 a.m. to 8:00 p.m. ET, to talk directly with a coach for veterans.


Hi, i'm about to start the process to replace my license. I was wondering if there is a fee involved?


Sure, there is one. For replacing, the fee is $17.50.


Ok, i understand. Which payment options do i have when i apply both mail and going to DMV's office?


Well, DMV puts a wide array of payment options when you apply via mail or in person. For those, you can use credit / debit card, check or money order made out to Commissioner of Motor Vehicles. On the contrary, only debit / credit card will be available for payment if you apply online.


Wow, is good to know that. Oh, what about if  i get robbed my license, can i get a replacement?


Well, in fact you can get a free replacement. You must go to a police agency, and ask for the form MV-78B. I must remark that you will only get that form from police, not from DMV.


One other thing, about the contrary, only debit / credit card. What should I do if I change my license?


if you exchanged your New York State driver's license for an out-of-state driver's license, attach a photocopy of your out-of-state driver's license to form MV-215


Where should I send the form?


send the form and required documents to the address on the form


Can I get a refund of my driver's license fees?


If you qualify, you can receive a partial refund of the 8-year driver's license fee. The maximum amount you can receive is 50% of four years of the original 8 year driver's license fee. The partial refund does not include any application or document fees.


and who must pay this MCTD Fee


Residents of these counties must pay an MCTD fee from the Metropolitan District of Public Transportation


If I have an out of state vehicle, do I need to register it?


Do you live outside of New York State and want to know if you need to register your vehicle


Yes, I am an out of state resident not from New York State.


It depends on a few things.


My out of state title is held by my lienholder, how do I register in New York?


All you need is a copy of the title certificate that has your name from the lienholder.


What if I am not a resident of New York?


Actually, you registration from your state is valid in New York.


How many days do I have to register my vehicle in New York state?


You have 30 days to register your vehicle after becoming a resident.


What if there is a lien on my out of state title certificate?


The NYS DMV will record the lien on your title record and on your  title certificate in NYS


What if my vehicle does not meed California emissions standards?


You can read the information about California emissions standards to determine whether there is or not an exemption for your vehicle.


When do I apply for retirement benefits?


Please have information we need ready


Do you have a birth certificate?


yes


you may request one from the state where you were born


Do I need a bank account ?


bring along your bank information so you can sign up for Direct Deposit If you do not have a bank account you can sign up for the Direct Express card program


Does my child need a birth certificate to apply?


Yes please read when you apply what you will need


What other documents will you ask for?


We may ask you to provide certain documents to show that you are eligible and help us decide how much your benefits should be


What if my pension plan was terminated?


Use the PBGC's Find an Unclaimed Pension tool to find out if you have unclaimed benefits


Hello, how are you? I need help figuring out how to get health care for veterans, I'm not the youngest anymore.


Then you're in the right place. Here you can learn how VA health care works and which Veterans health care services we cover.


That sounds great! Do you have more information then?


Yes, we do. You can view our current copay rates for different types of care, tests, and medications, to name an example.


Would you like to learn about other VA benefits and services?


No, I'm fine.


Can you maybe tell me how to manage my health and benefits?


Of course. You can order a prescription refill and track your shipment online, for example.


Nevermind, forget this. Can I find out when to expect a decision on my application?


Yes, and you can also find out what to do next.


Can I also track the status of an open health care appeal?


Yes, you can also track the status of an open VA health care appeal.


I need advice on what to do after receiving a traffic ticket.


have you received a ticket for a non-criminal moving traffic violation in the five boroughs of New York City?


No, I haven't.


Have you received any ticket?


Yes, I have.


There are instructions on the ticket that you must follow as soon as possible.


Did you don't answer the ticket in the time allowed?


Yes, I couldn't answer the ticket on time.


then your driver's license will be suspended and you could be found guilty of the charge due to your failure to respond a default conviction.


What are my options to pay for the hearing?


You can mail your payment, alongside with the requested information, to the Albany address listed on the back of the ticket, or you can bring your payment to any TVB office.


What would happen if I get more suspensions?


Your penalties will increase in the same way your suspensions increase. You can get suspended for not answering a ticket or for not paying a fine.


what could happen if I get more than 11 violation points?


if you get 11 or more violation points in a period of 18 months, your license could get revoked  or suspended after a hearing.


when would be added to my record the points from a violation?


the points are added in the date the violation occured and not the date you are found guilty.


Hello I need information about MyDMV Account Terms of Service


INTRODUCTION


and what happens when someone signs up for an account?


I dont know


you know what to do after completing your registration?


if i wanted to know


After completing your registration, you can use your permanent login username and password to access applications and services.


and after they verify what will happen?


Upon validation of your identity, you will be allowed access to use the DMV's secure web applications. This process is designed to protect the security of your personally identifiable information.


and what should i do when i register?


To register for an account, you must first select a Login Username and Password and provide your identity information. Your username, password, and identity information are stored in a secure directory called NY.gov, which is maintained by the New York State Office of Information Technology Services.


and the password will I put it?


When you sign up for an account, a temporary password will be emailed to you. You must use the temporary password to complete the online registration process.


I want to get some custom plates


Do you want to know how to order personalized plates?


not yet, I want to know more first


Would you be ordering online when you decide to get them?


yes


You can get your personalized plates online unless you want personalized plates for people with disabilities that have the Universal Symbol of Access


Would you like to know what is needed to order online?


no I'm not ready for that just wanted to know a few things


do you have more info on this that I can look at later?


Yes, you can learn more about personalized plate fees, requirements and restrictions.


can we order these plates by phone?


Yes, but it would be easier to do it online.


can I have the phone number just to have it if I need it?


You can call the Custom Plates Unit at 1-518-402-4838.  Office hours are 8:00am - 4:00pm, Monday through Friday


I need help with retirement benefits.


Are you and your spouse divorced?


Not currently.


Unfortunately, no relevant information is found.


Is there a limit if I'm still working?


Yes, the benefit earnings limit still applies.


Who is eligible to receive benefits on my record in case there is no surviving spouse to claim my death benefits?


The payment is made to a child who is eligible for benefits on the deceased's record in the month of death.


Also, about these retirement benefits, if I'm eligible on both benefits, for me and from my ex-spouse, which do I get?


Your retirement benefits would be paid first.


What if my ex's benefits are higher?


You'll get the difference, so the combination is equal to the higher amount.


What if my ex re-married?


There ways to qualify even if they re-married.


I have a VA claim exam coming up and I really don't know what to expect.


I can help you with that. First thing to know is that you don't need to bring anything with you!


Do you have any non-VA medical records from a recent surgery or illness that they should know about before the exam?


No, I don't have anything like that.


But I would like to know more about the exam process as well. Can you help me?


I can help you. Do you have any specific questions about the process that I can assist you with?


By the way, do you know what types of documents I must present as evidence to support my claim?


You will need to include copies of records that can provide information about the disability you are claiming


Yes, I can include those


Retrieve them from the non-VA health care provider you saw


What other support documents are needed?


you ll also want to upload statements that support your claim. These statements should be from people who know about , or who you ve talked to about , your claimed medical condition and how and when it occurred


What documentation is required to get an original Social Security Card for a US born child?


We will need to initially establish citizenship for your child


Has your child got or can they obtain a US state-issued birth certificate that has recorded his/her birth before the age of 5?


Yes, they have


You must then submit this document to us


What if I don't have a US state-issued birth certificate for my child?


We can use your child's passport to determine their age


What is the process for a child applying for a Social Security Card?


Everyone over the age of 12 must appear in person for an interview. We need to see proof that your child does not have a Social Security number. There are examples given of documents that you can use to prove a Social Security number was never assigned


What documents are needed if my child has lived in the United States and is applying for an original Social Security number?


We will ask for your child's school records or any tax records that would show your child was never assigned a Social Security number


What type of document is needed by me as identification?


Two of the forms of identification are a US driver's license or a state-issued non-driver identification card


I'd like to learn more about medicare premiums, please.


Of course. The law requires an adjustment to your monthly Medicare Part B medical insurance and Medicare prescription drug coverage premiums. This affects less than five percent of people with Medicare. Most people don't pay higher premiums.


What if my income isn't greater than the limits stated on your website?


In that case this law does not apply to you.


And what if I don't get monthly payments at all?


Then you'll get a separate bill from another federal agency, such as the Centers for Medicare & Medicaid Services or the Railroad Retirement Board.


by the way, for a medicare application, can i be eligible for this same at age 65?


You can, and if you are, your initial enrollment period begins three months before you turn 65, including the month you turn 65 and ends three months after that birthday.


What can I do after applying for Medicare?


You can sign up for A Hospital Insurance and Part B Medical Insurance. You can turn down Part B coverage if you don't want to pay a premium.


What documents do I need to apply?


You can find out online by checking the Checklist For The Online Medicare, Retirement, and Spouses Application.


How can I be sure that my identity is safe?


Medicare will send you a Medicare card to help protect your identity. This card will have a unique Medicare number instead of your Social Security number.


Will you keep me informed about when my insurance is about to lapse?


Yes. The New York State requires every motorist to maintain their insurance up to date so we at DMV make sure to inform you if you have any problem with your insurance.


Is it needed that my address is always up to date with you guys?


Yes, It is required. If not we won't be able to keep you informed about your insurance and we'll suspend your registration and license. You should make sure to turn in your vehicle's license plate before canceling your insurance policy


Can you tell me more about the traffic points and its cost?


Yes. This is the system DM uses to keep a record of dangerous drivers. The cost of the DMV charge, that it's a separate charge from the DRA, depends on the total points you accumulate.


It's always a hassle to bring all the required documents to the DMV Office. Please tell me an alternative.


This happens quite often with our customers when they don't bring some of the necessary documents or requirements to complete their transactions. The best you can do is to check our website to see if you can do your transaction online so you don't have to go to the DMV Office.


In case I have a problem with my insurance and your inquiry letter does not resolve the problem, what would happen.


In that case, we must suspend the vehicle registration and if the problem continues, your driver's license. More than 300,000 registrations a year are suspended due to failing to maintain insurance.


Is it all possible for me to get a temporary HazMat endorsement before the background checks are completed?


On a good note the DMV will provide a CDL with the HazMat endorsement that is valid for 90 days; but we cannot issue one until the background checks are completed and approved.


When will I be notified of the results of my background check?


The Federal Transportation and Security Admininstration or TSA will notify you by mail with the results of the background check.


Okay, thank you. In that regard, my CDL was recently downgraded due to a lack of certification in my medical situation. Can I get it reinstated?


Yes, you can. You'll need to visit a local DMV office in order to upgrade back.


Got it. Um, i was told i need to be signed up into DMV's page to check my certification status, is that correct?


Well, it certainly will make your process more easy for you. Being signed up, you'll just need to go to License Status section, so you can determine how is it going with youe self-certification driving type, medical certification status and medical certification expiration date.


Ah, certainly sounds great. I'll sign up later. Other thing, i'm not so good with dates, is any way you can remind me when some of my documents is about to expire?


No problem. DMV take care about that, sending you reminders about your CDL and medical certifications status and related information, including expiration dates.


Great. what i need to do or where to go for sign up for those reminders, please?


You just need to make use of the Get mail and/or text reminders option in your DMV profile.


Hi, I wonder if you could help, I am currently completing the FAFSA form but I'm not fiully sure what I have to do, could you help me?


I will go through everything with you to let you know what information is expected on this form


Are you able to fill information on your FAFSA form now?


Yes, I have the form here in front of me


Ok, let's proceed!


Another point to consider relating to Federal Student Aid, what are the different forms of federal grants available?


There are Pell Grants, Federal Supplemental Educational Opportunity Grants, Teacher Education Assistance for College and Higher Education TEACH Grants, and Iraq and Arghanistan Service Grants available for college.


What if the student or parent on the FAFSA form said that they were married in 2018, but that marriage is no longer valid?


In a case like this, the spousal income information needs to be subtracted


Another concern about the FAFSA. What if the information on my Student Aid Report is incorrect?


There will be a space on your SAR where you can write in any corrections.


Is there anything else to Creating an FSA ID? What happens when I use my FSA ID to access my FAFSA form?


When using your FSA ID for this purpose, information such as your name, Social Security number and date of birth will be automatically loaded into your application. This prevents any errors occurring when your verified FSA ID doesn't match the information on your FAFSA form


What if my spouse dies and they were on Socoal security


Sure, no problem, I will be glad to assist. We should be notified as soon as the person dies


Did you need to report a death or a change?


Yes, my spouse has passed.


Do I need to fill anything out or file?


I am so sorry to hear that, my condolences. Generally you do not have to file anything


IS there a number to call to do this?


Yes there is, thank you for asking. It is 1-800-772-1213


Do I need to make an appointment to come in and see if my benefits will change?


You will need to apply for survivors benefits


Will I get retirement or disability benefits?


It is possible. You would need to apply for them


I've been wondering what happens if I fail the written tests. Can you explain this, please?


Sure. Have you failed a written test or the background checks?


Yes, unfortunately.


In that case the DMV will issue a CDL that does not have a HazMat endorsement.


What do I have to do to pass the test? Can I repeat it?


You must answer 80 % or more of the questions correctly to pass the test. You can take the test as many times as necessary until you pass the test.


Are you aware of the updates to CDL skills testing? Is there any new information about the CDL test?


Yes, there are, as well as testing day requirements.


Can my employer help me with this process?


Yes, they should, as no employer requiring a CDL for their employees should let someone work without one.


Do you also require NY state residency?


Yes, all licenses issued by the State of New York require you to have residency.


What about if I'm a US Resident but not a NY State resident?


That can work but it will have to be after June 2015 for an issuance date.


What if I had a CDL in another state and am trying to get it transferred to NY?


It's possible; you would have to speak with a branch representative in order to get more details, however.


What if I was self-certified?


All CDLs must pass NY State and Federal regulations.


Who do I make a student loan payment to?


It is very simple, all you have to do is work with your federal loan servicer.


Do you know where to send your student loan payment?


No, I have no idea who to send my student loan payment to.


Unfortunately, no relevant information is found.


Where do send my other loan servicer payments ?


You would need to find your loan servicer contact info they sent to you.


Is there any discounts to have automatic debit with Direct Loans?


Yes, you can get a .25% interest rate deduction if you have automatic debit.


I would like to inquire about Automatic Suspension of Monthly Payments as a Result of the COVID-19 National Emergency? How long will the payment suspension due to Covid-19 last?


They began on March 13th, 2020 and will end on September 30th 2020.


How can I avoid defaulting on my loan?


A derferment or forbearance gives you the ability to temporarily stop making your student loan payments or reduce your monthly payments, so that you do not default.


Can you help me with when my benefits will start?


Is your application is approved yet?


Yes, my application has been approved.


Then, your first Social Security benefit will be paid the sixth full month after the date we find that your disability began.


so for example my disability began on June 15, 2018 then when would my benefit begin?


Your first benefit would be paid for the month of December 2018, which would be six full month of disability.


How do I find out more information about the program?


You can go to the Medicare's webpage.


What are other payments that could affect my disability benefits?


If you receive other government benefits, such as workers' compensation, public disability benefits, or pension based on work not covered by Social Security.


Will my payments be reduced or not get at all if I get workers' compensation?


I do not all ready have an estimate about how much I will receive, how do I figure this out?


You can get it online with your personal my Social Security account or use our Benefits Calculator.


Can I ask more questions about my exam?


Do you know you can download pdfs that will help answer other questions?


No, i did not know that.


Have you seen the informational videos yet?


No, I have not seen the informational videos because I did not know about them.


Do you still need more information about what happens after your claim has been filed?


No, I do not need the information at this time?


Unfortunately, no relevant information is found.


Do I need to make sure my correct address is on file?


Yes, please make sure the VA regional office and the VA medical center closest to you has your up-to-date address, phone number and email address.


What if you were exposed to specific environmental hazards? It is possible that it was also toxic soil, and if so, do I qualify?


Yes if you have illnesses or other conditions that were caused by these environmentally toxic chemicals in the air, water, or soil.


If we need additional assistance, do you have other types of assistance which I can be eligible to?


There is Aid and Attendance benefits and Housebound allowance. You can find out if you're eligible for extra monthly pension payments if you need more aid than you're currently receiving .


I urgently need help to avoid mortgage foreclosure.


Did you fall far behind on your mortgage payments?


Yes, you could say so. I'm in real trouble now!


In that case your mortgage servicer the company that handles collecting the money for your lender can take your house to cover the money owed. This process is called foreclosure. Our VA loan technicians can help you avoid foreclosure and keep your house.


Really !? That'd be great, I don't want to end up homeless. How can I avoid the foreclosure?


A deed in lieu of foreclosure lets you avoid the foreclosure process by signing over the deed to the home to your servicer. The home will then belong to the servicer.


What if I'm a Veteran? I mean, I served this country, now you can do something for me and help me with this foreclosure.


If you're a Veteran we'll provide financial counseling even if your loan isn't a VA direct or VA-backed loan.


That's a start. So how can I avoid foreclosure?


Well, there are 6 general ways you can try to avoid a foreclosure.


And what are those ways?


I can tell you all about those 6 general ways to avoid a foreclosure.


Hold on. Just tell me what to do here if I can't pay my mortgage.


In that case you should contact your loan servicer right away. The sooner you contact them, the sooner they can help you find a solution.


Look, son. I have a VA direct loan and it's more than 60 days past due. They aren't going to help. What the heck should I do?


Don't worry. We'll automatically assign a VA Loan Technician to your loan.


Hi, I need some help planning for retirement.


I can help you with that. Have you hear of our WEP Version online calculator?


That is one of the things that I need help with, I am unsure what to do with it.


The calculator allows you to estimate your Social Security benefits.


Do you need the most accurate estimates?


No, general estimates are ok.


Unfortunately, no relevant information is found.


How do I figure out if I qualify for benefits as a survivor?


Your full retirement age for survivors benefits may be different.


Is there anything else I should know about Benefits by birth year? Can I have them sooner?


No matter what your full retirement age also called " normal retirement age " is you may start receiving benefits as early as age 62 or as late as age 70


What if  I delay it?


if you start benefits early , your benefits are reduced a fraction of a percent for each month before your full retirement age .


I need some explanations regarding the social security direct deposit.


Of course. Are you already receiving benefits?


Yes, I am.


Do you also have a bank account?


Yes, I do.


Have you started or changed Direct Deposit online Social Security benefits only?


Yes. That'd be the case.


Is having started or changed Direct Deposit online Social Security benefits enough to sign up for direct deposit?


That is correct.


I'd like to ask  SSI benefits. Is it necessary for me to have a bank account?


Yes, when you apply for benefits, you must have your checkbook or a copy of your bank statement with you.


I am glad to know, do you know another option where to receive the benefits?