you may also be eligible for some VA benefits . Find out which benefits you may qualify for and when to apply .  You 'll also learn about these benefits in your required Transition Assistance Program TAP briefing


If I'm a traditional or technical member of the National Guard and Reserve


You 'll also learn about these benefits in your required Transition Assistance Program TAP briefing


what are the VA benefits that I can use during and after the service


GI Bill and other education benefitsFind out if you qualify for VA education benefits to help pay for school or training


I need help with Survivors Benefits


You can use our Survivors Planner to learn more about benefits.


can you tell me how to apply?


Yes, with the Retirement Planner you can learn how and when you should apply.


can I still get benefits even though I myself was never a worker?


Are you the spouse or divorced spouse of a retired worker?


my husband was retired


You may still qualify for benefits because of him.


do you have info on how family members can get benefits when someone dies?


Yes, with the Survivors Planner you can learn how family members are protected


is there a way to look at what retirement benefits someone might get?


You can use our Retirement Estimator to get a personalized instant estimate of retirement benefits


Hello, can you advise me to pay your student loan?


It has to be pending in relation to the payment systems, so it is recommended that you contact your pre administrator.


Since it can bring complications by not making a payment in the stipulated time.


What if I don't make a payment on time?


As penalties, charges may be generated for late payment charges, among other things.


There is something else about my loan payment, what are the changes, if I get an alternative repayment plan?


Under this alternative repayment plan, your required monthly payment is not based on your income.


Also, to avoid the default, what can you tell me about the loans and their default?


It is important to cancel in a stipulated time and request loans that you can pay.


Okay. May I know how does a loan servicer assist me?


A loan servicer is a company that we assign to handle the billing and other services on your federal student loan on our behalf, at no cost to you.


What can you tell me about Avoiding Default Steps? What is the Loan Debt Collection Assistant's role?


It is a tool that aims to give information on how to access the full range of special payment options available to you.


I wonder what would happen if I can't make a monthly payment?


It is important that you seek information from your loan servicer.


Can you tell me about this topic?


The main thing is that you contact your business administrator and find a solution to the problem.


How do I become certified as a driving school instructor?


Do you want to become an instructor at a driving school?


yes


you must first be employed by a licensed driving school


If my driver's license is issued from a state other than New York?


you must include with your application a certified copy of your driving record from the state agency that issued your license .


Do you know if there are any other requirements that must be met. What happens if my license expires?


You must immediately stop operating your driving school business. Your school will not be licensed to operate. Any services you provide through your driving school license including Instructor Certificates , account to DMV s online road test appointment scheduling system , and authorization to order Pre - Licensing Course Completion Certificates will be terminated


Do I need to include anything else?


You must attach a Signature Authorization List - Pre - Licensing Course MV-278.6


Can I continue my course whilst waiting for the renewal?


ntil your new license is issued your instructors will not be able to teach for your school and your school will be unable to provide lessons to customers


Hi, i'm going to take my road test soon, and i know is getting way ahead, but i wanted to know what happens once i pass the test?


Once you pass your test, the license examiner will give you an interim license. Until you receive your photo drive license by mail in a period of two weeks, the interim license will allow you to drive, so keep it along you photo learner permit all the time.


Wow, that's cool, and what if i'm still under 18? Is there any advice you could give me?


If you still underage, then you must know you have to obey any restrictions for those junior drivers. For more information, please check the Graduated Driver License law and restrictions.


Um, ok, i'll check that out. Listen, i went for that myself, but i wanted to know for a friend. Where she can find more information about pre-licensing certificate?


Very simple. Just need to tell her to check the Prepare for your Road Test document. There she'll find out all the info she wants to know, as the fee she must pay, for example.


Thanks, i'll tell her. uh, i don't want to think about it, but, what happens if i fail may test?


I understand your concerns. In that case, you'll be able to keep using your learner permit until you get another road test.


Ok ,but what if my permit expires before that? Can i get a new one and not miss my test?


Yes, you must get a new one before your new road test. You should check Get a learner permit for more info about it.


can you give me details of VA disability compensation


About VA disability ratingsLearn how we assign disability ratings and effective dates , and what to do after you get your rating


you want to know other VA benefits and services


yes


Disability housing grants for VeteransFind out how to apply for a housing grant as a Veteran or service member with a service - connected disability


I need more information


Rehabilitación vocacional y empleo Averigüe si califica para recibir ayuda para explorar las opciones de empleo, cualquier capacitación que pueda necesitar y otros servicios de rehabilitación de VOC.


if I share my registration


Share your VA medical recordsSet up your personal health record and download reports to share with your VA and non - VA doctors


how do i see the payment history


View your VA disability payments historyCheck the status of your VA disability and pension payments .  You can also see certain survivor benefits .


can you give me details of Manage your Veterans disability benefits


I'd like to learn more about VA medical history as well. Will my personal details be secure if I use this application?


Yes, this is a secure website. We follow strict security policies and practices to protect your personal health information.


Check your VA claim or appeal statusTrack the status of your disability claim or appeal


ok fine, and to manage my benefits, in case you want to add or remove a dependent? what is the procedure?


Add or remove a dependentFind out how and when to add a dependent spouse , child , or parent to your VA disability benefits. Also learn how to remove a dependent from your benefits


I need a replacement card for a child


IIf for a noncitizne child you can replace for free if it is lost or stolen


What if my chld does not have permission to work but needs a card for other reasons?


My child does not have premission to work


see " If your child does not have permission to work " for further information .s


Does my child have to have a current DHS document?


yes social security will ask to see your childs current DHS document


How do I show evidence of employment?


Yes we need evidence such as recent pay slip or a leeter from employer and your supervisor must sign and date the letter


How do I prove my childs U.S. immigration status?


We accept documents such as a lawful permanent resident card or an employment authorization document


What if my child is a J-1 or J-2 exchange visitor


We must see your childs 1-20 certificate of eligibility for nonimmigrant student status


Accelerated benefits for terminally ill policyholders


Eligible Veterans , service members , and covered spouses of service members can get accelerated benefits .


You or your spouse may be able to get benefits early if you meet both of the requirements listed


what are the requirements


You have SGLI , Family SGLI , or VGLI life insurance , and You or your covered spouse has a written statement from a doctor saying you have or your spouse has 9 months or less to live


both must be true? or just one?


both. You or your spouse may be able to get benefits early if you meet both of the requirements listed


information about Totally disabled or terminally ill policyholders


SGLI extension for policyholders who become disabled


Can I get a free extension of my SGLI coverage if I m disabled when I leave the military?


Find out if you qualify for the SGLI Disability Extension and how to apply


please more information about VA life insurance


sure. please Read chapter 5 of the Servicemembers and Veterans Group Life Insurance HandbookContact the Office of Servicemembers Group Life Insurance OSGLI


Where do I send my form filled by the doctor?


The Prudential Insurance Company of America PO Box 70173 Philadelphia  PA 19176 - 0173


How do I organise a temporary certificate of emissions waiver?


Have you an existing diesel emissions inspection certificate that is expired?


No, not at the moment


Where is a temporary certificate of emissions waiver issued and when is it needed?


If your existing diesel emissions inspection certificate expires while outside the DEMA, you may apply to the Department of Motor Vehicles for a temporary certificate. This certificate is only available at the DMV Issuing Offices. This temporary certificate allows the vehicle to be operated when displayed on the vehicle


What types of vehicles must undergo a diesel emissions inspection?


All non-exempt vehicles in the NYMA area or DEMA area with an MGW over 8500 pounds must get an annual diesel emissions inspection. This inspection has to occur at th same time as the annual safety inspection.


Can vehicles that are due for a diesel emissions inspection be carried out at a non-diesel emissions inspection station?


Non-diesel emissions inspection stations cannot inspect vehicles that are due a diesel emissions inspection.


What vehicles are subject to the diesel emissions inspection?


All vehicles from 1996 or older with a GVWR less than 8501 pounds are not subject to the OBDII emissions inspection, low-enhanced emissions inspection or the diesel emissions inspection


How does an inspection station become a diesel emissions inspection station?


The station must prove that it has purchased an approved smokemeter and must send a photocopy of the purchase invoice to the address listed


Where do I go if I have any questions regarding the diesel emissions inspection station?


You can call the following number, 1-518-474-0919


Hello, I want to know if my federal student loans can be forgiven if I have worked as a teacher.


Of course. Learn about the forgiveness program to see whether you qualify.


Did you teach full-time for five complete and consecutive academic years in a low-income school or educational service agency, and do you meet the other listed qualifications?


Yes, I do !


Then you may be eligible for forgiveness of up to $ 17,500 on your Direct Subsidized and Unsubsidized Loans and your Subsidized and Unsubsidized Federal Stafford Loans.


I see. What if I have a federal consolidation loan?


In that case you may be eligible for forgiveness of the outstanding portion of the consolidation loan that repaid an eligible Direct Subsidized Loan, Direct Unsubsidized Loan, Subsidized Federal Stafford Loan, or Unsubsidized Federal Stafford Loan.


What are the eligibility requirements then?


Well, you must not have had an outstanding balance on Direct Loans or Federal Family Education Loan FFEL Program loans as of Oct. 1, 1998, or on the date that you obtained a Direct Loan or FFEL Program loan after Oct. 1, 1998.


Now that's interesting, thank you. What do I need to do to receive the maximum $ 17,500 in loan forgiveness?


Are you a highly qualified full-time mathematics or science teacher who taught students at the secondary school level?


No, sorry.


Are you a highly qualified special education teacher at either the elementary or secondary level whose primary responsibility was to provide special education to children with disabilities?


No, I'm not.


I'm afraid that you aren't eligible a combined maximum forgiveness amount of $ 17,500 or $ 5,000.


I need help with the Program of Comprehensive Assistance for Family Caregivers


Are you a family member caring for a Veteran with disabilities?


yes


We want to support you, we recognize that family caregivers enhance the health and well-being of Veterans they care for in their home. We can help you find out if you qualify for the Program of Comprehensive Assistance for Family Caregivers and how to apply


what kinds of benefits are available for the caregiver?


You may be able to receive caregiver education and training, a monthly stipend payment, and other benefits


do you have a number I can call to talk to someone else if I need to?


Yes, you can contact the caregiver support line at 855-260-3274


so what do I need to be able to get benefits?


You will qualify for this program based on your Veteran’s qualifications. You may be eligible if the Veteran you’re caring for meets both of the requirements


can you go through the requirements?


Okay. Does the veteran you are caring for have a serious injury including traumatic brain injury, psychological trauma, or other mental disorder that was caused or made worse by their active-duty service on or after September 11, 2001?


no it happened earlier I think


If that is true then you are not eligible for this benefit.


can you tell me what is income based payment?


Income-driven IDR payment plans are designed to make your student loan debt more manageable by reducing the amount of your monthly payment.


Do you need to make lower monthly payments?


one of the following income-based plans may be right for you


Who should complete this?


Borrowers who are not currently on an IDR plan looking for a lower monthly payment on their federal student loans


which plan is more suitable for me?


Pay what you earn PAYE payment plan


What do I do if my income has changed?


you can request that your income-based payment be recalculated to reduce your current monthly payment


is there another plan that could help me


IBR Income Based Payment Plan


If I am not a US citizen, do I not qualify for federal student aid?


You should not assume that you cannot get help just because you are not a citizen.


ok i understand but does my parents' citizenship affect my eligibility for help?


No, your parents' citizenship status does not affect your eligibility for federal student aid.


I understand well what else can be done just to say hi.


hi


No, sorry, but I don'y have neither of those.


Alright, then I must ask, Were you homeschooled?


Yes, I was. My parents decided that was the better for me.


That's good then, because you don't need a completion credential to show that you're qualified.


That's cool, right?. Oh ,I almost forgot, heard about something called ability to benefits, too?


You heard right. That's for people who were enrolled in college or career school prior July 1, 2012.


Will you have information on VA home loan programs for surviving spouses?


yes, are you a surviving spouse of a veteran?


No, am I not a surviving spouse of a veteran?


es posible obtener un COE?


if you might get a COE if you're the spouse of a veteran


Do you meet some requirements to get a COE?


if at least some of the requirements is true in my


Do you meet the lack of action in your requirements?


yes, I comply with the lack of action


ok then you qualify for a COE


How can I request a COE?


This will depend on whether or not you receive DIC of dependency compensation and compensation


How do I find out if I am eligible for VA disability benefits?


You need to review the disability benefits eligibility criteria to see if you qualify. Compensation that you may receive may also include financial support or other benefits like health care


Am I eligible for VA disability benefits if I received a discharge from the military other than an honourable, bad conduct or dishonourable discharge?


Have you been discharged from the military for any of the reasons not given above?


No, I have not


What do I have to do to qualify for VA disability compensation?


You must be able to answer the following correctly for you to qualify for VA disability compensation; firstly, have you served on active duty, active duty for training or inactive duty training?


No I have not


In that case, you may not be able to apply for VA disability benefits


Do I qualify for VA disability compensation of I received an other than honourable, bad conduct or dishonourable discharge from the military?


In this instance, you may not be eligible for VA disability benefits


Who is covered under VA disability benefits?


Veterans and their qualified dependants


Hi. I am a disabled vet looking for information about independent living.


I can help with that. Are you able to perform daily activities without help?


Yes, I had to re-learn tasks, but I can do so now.


That's great! Congratulations! You may qualify for independent living.


Is it difficult to apply?


We can help you with your application online.


Am I able to work through the VR&E?


If you are a Veteran with a disability related to your service, you may qualify.


So how do I start getting my benefits?


First, you will need to go into your eBenefits account.


What happens if my disability prevents me from having some jobs?


Have you been classified as having a SEH?


I have not.


Well, in that case you may not qualify for VR&E benefits.


Hello, how you doing? Please i need some guidance about the exit counseling option, because i'm on a Federal Loan program.


Greetings. Lets see. Do you know anything about Exit Couseling?


No, sorry, but i don't too much of it.


But you are aware about who are supposed to go through it?


Oh yeah, I was told that it goes for those who have a federal loan but has some kind of specifics conditions, is that right?


You're not mistaken. Effectively, Exit Counseling is reserved for those students who want to prepare themselves for repaying their loans, being these from federal programs. In any case, you must go through counseling each time you drop below half-time enrollment, you graduate or you leave the school.


Oh, i see. It seems wider that i thought. This counseling takes too long to do it?


Not at all.  It is a very simple process. Most people just need about 20 or 30 minutes to successfully complete the counseling session.


Wow, not much time. I like that. So, what kind of documentation do i need to gather for counseling?


Not much as you think. Only necessary document you'll need is your FSA ID.


Really? That's wonderful. So, just checking, this option is mainly for preparation for repay loans, isn't?


Totally right. It means to give you guidance on how to repay those loans you have.


Is there any way to learn about college costs and tips to lower cost when going to school?


Yes, you can learn about college costs and get tips on how to lower costs when you go to school.


Are there any suggestions to lower the cost of college?


Yes, we have some suggestions on how you might be able to lower the cost of college.


Do you know that for many suggestions you will want to follow up with the college?


Yes, I understand that will many of these suggestions I will have to follow through with the colleges.


Glad to know that you understand this process with following through with the college.


I'd like to ask another question if there are any resources for students that I can use as I guide in preparing for College?


well, there's our College Preparation Checklist always available to use.


One more thing to help with college costs. What am I supposed to do with a budget?


You should set a budget and stick to it because having a budget will help you compare anticipated college expenses against your potential income and financial aid.


I want to ask about the schools where I can use my resources, is there a way to research a school without going there in person?


Yes, sure. Lots of schools offer virtual tours on their websites. You can see their campus and know more about the school without visiting in person.


who is the audience you are trying to reach with your sites?


You can share our information with potential college students, their parents, and counselors.


Do you have a website that gets a lot of traffic from any of those people I just listed?


yep, our site is school related


You can share our information about federal student aid with them.


what kind of information do you have to share?


On StudentAid.gov we provide in-depth information on federal student aid programs, applying for financial aid, and repaying student loans.


do you have banners that we can use?


Yes, we have FAFSA banners available in English and Spanish.


How do we save it so we can use it?


Just highlight the text of the HTML, copy it, and paste it into the HTML document for your page. Then download the image.


Do you have something other than banners?


We have text options where they can link to StudentAid.gov


Am I eligible for VA DIC as a surviving spouse or dependent?


You may be eligible for VA benefits or compensation for surviving spouses if you meet the requirements listed below . You ll also need to provide evidence with your claim showing that one of the descriptions below is true for the Veteran or service member .


tell me the questions i must answer


Married the Veteran or service member before January 1 , 1957


yes


tell me the DIC eligibility information


Veterans who served on a Blue Water Navy vessel offshore of the Republic of Vietnam , or on another U.S. Navy or Coast Guard ship operating in the coastal waterways of Vietnam between January 9 , 1962 , and May 7 , 1975 , are now entitled to a presumption of service connection for illnesses related to Agent Orange exposure . This is a result of Public Law 116 - 23 , also known as the Blue Water Navy Vietnam Veterans Act of 2019 .


Just a random question. Where can I learn more about burial planning for a Veteran?


We can help you get the Veteran s DD214 or other discharge documents you may need


What are the possible way for me to request benefits in VA?


Work with an accredited representative . Get help filing your claim


Also, for the postal service, what should I do if I sign on behalf of someone else?


Among the things you should do are the following:    Select box 33B on the form and provide your name, address, phone number, and email address in blocks 34-37   provide documents that show why the person requesting can t signal


what are the benefits for policy holders with terminal illness


Eligible veterans, service members, and covered spouses of service members can get expedited benefits. With expedited benefits, you can get up to 50% of the face value of your coverage in increments of $ 5,000 paid before death.


How can I get benefits early?


if i would like to know


Do you have SGLI, Family SGLI or VGLI life insurance?


if you or your spouse can get benefits early


How can I get up to 50% of the face value of your coverage in increments of $ 5,000 paid before death?


If Explained To You Eligible Veterans, Service Members, and Covered Spouses of Service Members may obtain expedited benefits that apply to you


Speaking about the life insurance program eligibility? What will happen If I end my military tour of duty soon ?


you ll need to get new coverage quickly . In some cases , you must act within 120 days of leaving the military to be sure there s no break in your coverage .


How will I get up to 50% of the face value of your insurance paid in $5,000 installments before I die?


Eligible Veterans, service members, and covered spouses of service members can get accelerated benefits. With accelerated benefits , you can get up to 50% of the face value of your coverage in increments of $5,000 paid to you before death.


you are the holder of an SGLI or VGLI policy,


yes


I have questions about getting a driver record abstract.


Are you trying to get a CDL driving record abstract?


Yes, that's what I need.


Great. Your CDL abstract will show your expanded driving history information that can't be found on your Standard Driving Record.


Can I get my CDL abstract online?


Yes. You can download a PDF version of your record for a $7 fee. After you order, you will have 5 days to download your record to save and/or print it.


How do I get it online?


You will need to create a MyDMV account. To create the account, you will need a NY State icense, permit, or non-driver ID.


It's saying I need a document number, but I haven't received it in the mail yet. What do I do?


You will have to wait for the document to arrive before you can create your MyDMV account.


What if I can't access MyDMV?


If you don't have access to MyDMV, you can mail a Request for Certified CDL Abstract PDF MV-CDL form and the $10 DMV to the address on the form. You can also get your employer to order it through LENS.


What types of Direct PLUS Loan Application should I complete?


Do you know which type of Direct Plus Loan you are trying for?


I am not even sure which one I should chose?


Do you want a Direct PLUS loan application for Parents?


Yes, that is the Direct Plus Loan for Parents.


Parents must be logged into using their own account.


What if I have questions regarding my loan eligibility and about the next steps in the processing of my loan?


You should definitely get in contact with your school's financial aid office and they will help you with any questions.


Do I need to complete a Direct PLUS Loan Master Promissory Note?


Yes, you must complete a Direct Loan Master Promissory Note before you can receive a Direct PLUS Loan because it explains all the terms and conditions your your loan and is the legal binding agreement to repay the loan.


What does the Direct PLUS Loan request allow me to do?


It allows you as a parent borrower to designate whether the school pays any credit balance to the student or to you; request a deferment while student is in school.


I am looking to change my license from Class D to Class E. What do I do?


Are you at the start of this process?


No, I am just enquiring


Do you know what form of identification you need to bring with you to the DMV?


I know that I need to bring identification with me but can you clarify the different forms of ID that are needed?


What form of ID do I bring with me if I am looking for a Standard license that will display "NOT FOR FEDERAL PURPOSES"?


In this instance, you must bring your current NY State license as proof of identity


What happens if my license was issued before October 30, 2017 and is not Enhanced?


Well in this case, you have a Standard document


What should I do if I don t receive my VHIC in the mail?


Has it been more than 10 days since you've had your picture taken?


Yes it has been


please call the VA medical center where you had your picture taken .Or call us at 877 - 222 - 8387 .We re here Monday through Friday , 8:00 a.m. to 8:00 p.m


What do I call if there is a hearing problem?


call TTY : 711 .


What should I do if my VHIC is lost or stolen?


You can request a replacement card at the VA medical center where you had your picture taken . You ll need to bring your driver s license , passport , or other government ID or be able to answer a series of challenge questions so we can verify your identity before we give you a new card .


Have you changed your medical center since getting your original card?


No I haven't


Unfortunately, no relevant information is found.


What do I need to take when I get my picture taken?


You ll need to show a current form of primary identification


How do I get my VHIC?


you ll need to be enrolled in VA health care .


Hello, I would like to obtain information about What affects your retirement benefits?


Everyone's retirement is unique. Beyond deciding when to start receiving retirement benefits, other factors that may affect your benefits include whether you continue to work, what type of job you had, and whether you have a pension from certain jobs.


Can pensions and taxes affect my retirement benefit?


Pensions and taxes have the potential to affect your retirement benefit.


At what age should you start receiving benefits?


The age at which you start collecting your retirement benefit affects the amount you will receive. There are three important things you need to know about age when thinking about when to start your benefits.


What else can affect retirement?


Other factors that may affect your benefits include whether you continue to work, what type of job you had, and whether you have a pension from certain jobs.


What are specific types of earnings?


Are you an American worker?


no


Hello, I'm on the GI Bill and was wondering if you have information about changing something.


Yes we there is information available to help with this.


If I want to change program do I need to make a request?


Yes if certain situations are applicable to you.


Can I ask more regarding with VA education benefits for survivors and dependents, Do I qualify for the GI Bill  program?


You may qualify for VA education benefits Chapter 35 benefits if you re the child or spouse of a service member and one of the below descriptions is true of the service member .


ok, what descriptions must be true?


The service member :Died in the line of duty after September 10 , 2001?


yes


How do I get these benefits?


[33] You ll need to apply .s   [34] Apply for VA education benefits Chapter 35 benefits


what if I'm a dependent who doesn t meet the criteria?


[25] you may still qualify for VA education benefits if the Veteran or service member transferred some or all of their Post-9/11 GI Bill entitlement to you while they were on active duty .s   [26] Learn about transferred benefits


Is there any additional information that i need to know?


Do you have a Veteran status designation?


No, I do not have a Veterans status.


Do you know how long it takes to get your new license?


Yes, I do know that it takes 10 days.


You also are able to check the mailing status online.


What should I do if it has been more than two weeks since I renewed my license?


You definitely need to contact us as quick as possible after two weeks.


What happens if I do not get an enhance or REAL ID when I fly?


It is best to have one because you will not be able to board a domestic flight starting in October 2020 unless you have a passport.


What if I want to renew in an office and keep my Standard document type license?


Then you should be doing the following steps according to the DMV.


Hi there. I was looking information about how to get a temporary relief.


Sure, we are here to help you. Sometimes you just need to suspend your student loan payments.


This also apply if I am in a financial bind?


Yes, you can also try to qualify for a deferment or a forbearance.


This also apply for the actual crisis with the covid?


Yes, It also apply for it.


And which options do you bring for this case?


Have you check the different type of deferment and forbearance there is?


I have seen some of them.


You can just suspend for a time your payments too.


I can do this even applying to the deferment and the forbearance.


Yes, you can, but you need to keep in mind some considerations.


hello, I am in the Army and I want to know if I can qualify for more than one education benefit from the VA


Yes, it is possible to be qualified for more than one education benefit


Are you eligible for more than one VA education benefit?


no just wanted to know if I could be


Unfortunately, no relevant information is found.


do you guys have a TTY I can use?


If you have hearing loss you can call TTY: 711


thank you,, and I also wanted to ask something else about school benefits.  what determines how much I can get for school?


we take into account such things as the type of educational program you choose, your MGIB-AD category classification, whether you qualify for a college fund or kicker, and a few other factors


Do I need a diploma or GED to qualify for the aid?


It would help you qualify but you can also have 12 hours of college credit in their place


and I need someone to certify my enrollment or do you do that?


You need to have someone in your school's financial aid, Veterans Affairs, registrar, admissions, or counseling office certify your enrollment


Hello, I'm currently not receiving any benefits, but I'm planning to apply and also have some questions about benefits and direct deposit.


Are you not receiving Social Security or SSI benefits yet but are planning to apply?


No, to both.


Do you already have an account?


Yes, I already have a bank account.


Then you should bring your checkbook or a copy of your bank statement with you.


What if I don't have an account yet?


Then you must open an account before you can sign up for Direct Deposit. You should shop around in your area to find an account that has the features you want at a price you can afford.


Makes perfect sense. By the way, what is this direct express card, which is mentioned on your website?


The Direct Express card is a debit card you can use to access your benefits. And you don't need a bank account. With the Direct Express card program, we deposit your federal benefit payment directly into your card account.


Sounds great. How can I sign up for it?


It's quick and easy to sign up for the card. Call the toll-free Direct Express hotline at 1-800-333-1795. Social Security can help you sign up.


Hi. I wanted to know how the tutorial assistance works?


are you using VA educational assistance and you're struggling with the coursework?


yes, I am


we may help you pay for a tutor. Find out if you're elegible for this benefit


Also, regarding VA education and training benefits, how can I find out if I can apply for these benefits?


Explore your options to pay for school or training


Would you like to apply for any of our benefits?


Yes, sure.


You know how to prepare and apply for the GI Bill?


Yes


Could I be eligible?


Yes, check the manual.


GI Bill benefitsLearn


Perfect.


Hi I need information about benefits for volunteering for research involving chemical and biological testing


You can get benefits if you volunteered for medical research for the U.S., is that your case?


No, I didn't volunteer for medical research


were you involved in any other research?


Yes I was involved in a research program about chemical and biological testing


In that case, you can get medical care through the U.S. Army, but first, you need to meet both of the requirements listed below


Okay, that's fine. Now, let us talk about this. Is this to say the veterans are covered?


Correct, Veterans are covered.


In other words, I can get disability benefits from VA, since I'm a Veteran?


Yes, you may be able to get disability benefits if you have an illness or other condition believed to be caused by your contact with an environmental hazard while serving in the military. This may include contact with particulate matter or large burn pits in Iraq, Afghanistan, and Djibouti in the Horn of Africa.


I see. Can we please talk a bit more about exposure to specific hazards? I got disabled after an attack with chemical weapons.


Of course. You may have illnesses or other conditions believed to be caused by toxic chemicals in the air, water, or soil. We can help you find out if you can get disability compensation or benefits.


How does Recharge Tuition Help work?


Does your college tuition cost more than what the TA Tuition Assistance Program covers?


not


which are the requirements


You qualify for the Montgomery GI Bill Active Duty MGIB - AD or Post-9/11 GI Bill benefits,


You cannot get tuition assistance if you are approved for federal TA


ok and do you use the GI Bill Post-9/11?


This benefit will be charged to you based on the training time, no matter how much money you are reimbursed. Part-time training rates reduce your GI Bill benefit by half a month for each month you enroll.


I use the GI Bill Post-9/11,


We will reimburse your school for the difference between the DoD payment and tuition and the approved maximum authorized fees.


I want to know more about the Group Life Insurance that you offer


Servicemembers’ Group Life Insurance offers low-cost term coverage to eligible service members.


If I'm eligible then how do I go about getting it?


We will automatically sign you up, but first we can find out if you are eligible for  SGLI coverage


what happens if I get it and I leave the Army as a disabled veteran?


You may be able to keep your coverage for up to 2 years after the date you left the military if you are within 2 years of your separation date and you meet the requirements


ok , so how do I know if I am eligible because I thought I was?


Are you an active-duty member of the Army, Navy, Air Force, Marines, or Coast Guard?


I am in the Army


Then you meet one of the requirements and you may be eligible for SGLI


If I was in the Ready Reserve where would I pay my insurance?


You must pay your premiums directly.


Hello, I came here to learn more about my student loan servicer.


Then you're in the right place. Here you can learn about the role that student loan servicers play in the repayment process and which servicer handles your federal student loans.


If I contact you, can you tell my loan status?


Yes, we can tell you your loan status.


Can I also ask you about my bill?


Yes, you can ask us about your bill.


Is there a way to identify my servicer, too?


Yes. We have a list of loan servicers for loans that the U.S Department of Education ED owns.


Do you want to find out who your loan servicer is?


Yes, exactly.


In that case you can call the Federal Student Aid Information Center FSAIC at 1 - 800 - 433 - 3243.


What if I have loans from the HEAL program, in default?


Then you should contact the Debt Collection Center for help with account-related questions.


can you give me details of Survivors and Dependents Educational Assistance


Learn about the Survivors and Dependents Educational Assistance DEA program


Are you the child or spouse of a veteran or service member who died?


you may be able to get help paying for school or job training through the DEA program also called Chapter


Am I eligible for education benefits through the DEA program?


You may be able to get these benefits if both you and the Veteran or service member meet certain eligibility requirements


which are the requirements?


Is permanently and totally disabled due to a service - connected disability


not


Died while on active duty or as a result of a service - connected disability


yes


What if I qualify for both DEA and the Fry Scholarship?


You ll need to pick one or the other . Once you make this choice , you can t switch to the other program .


Hello. Can you fill me in about educational aid for survivors?


Of course. You can learn about the Survivors and Dependents Educational Assistance DEA program.


What if I'm the wife of a Veteran who died in the line of service?


In that case you may be able to get help paying for school or job training through the DEA program also called Chapter 35.


Can you tell me if I qualify for the DEA program?


Yes. You may be able to get these benefits if both you and the Veteran or service member meet certain eligibility requirements.


What are those requirements, if I may ask?


Is the Veteran permanently and totally disabled due to a service-connected disability?


No, he died.


Has the Veteran died while on active duty or as a result of a service-connected disability?


Yes. He died protecting his country.


What do I need to know as wife of the deceased Veteran?


You should know that your benefits start on the date we conclude that you qualify or on the date of the Veteran's death, and last for 10 years.


hello could you help me choose the direct loan MPN


Of course are you an undergraduate student?


yes


in that case Use this MPN for Direct Subsidized Loans or Unsubsidized Direct Loans available to eligible undergraduate students.


and what should I do after logging in?


after starting the section you must go to the section See demo


okay. Could you also tell me what a master promissory note is?


Of course The Master Promissory Note MPN is a legal document that promises to pay your loan and accrued interest and fees to the US Department of Education.


What are the requirements that an external administrator needs to provide services to a school?


The servicer and/or its contractors must comply with the various Title IV requirements applicable to its servicing agreement with the school.


how do they make sure the servicers are doing what they need to do?


Federal Student Aid routinely conducts program reviews to confirm that third-party servicers and the schools that they contract with meet FSA requirements for institutional eligibility, financial responsibility, and administrative capability.


i need help for tutorial assistance


Are you using VA educational assistance and struggling with the courses?


I am not using VA educational assistance yet


Would you like to know if I am eligible for VA educational assistance benefits?


ok answer the following questions Are you enrolled in a part-time or longer educational program?


Are you taking a course that is difficult?


not


you cannot be eligible for this benefit


what can i do to qualify for this benefit


You can get this benefit if you are using VA educational assistance and meet all the requirements listed below  You are enrolled in an educational program part-time or more, andYou are taking a course that is difficult, andYou have to take the course as part of your educational program


I need to know how to apply, please


Have you already received your DMV business name approval?


Not yet


Do you have employees?


Yes, I have 20 employees


Then you must submit proof of current Workers Compensation and Disability Benefits Insurance Coverage. Please, check  the instructions on the Driving School License Application MV-521 for more information


What happens after approval?


Has your business location already been inspected?


No, not yet


Which are the requirements?


You must receive approval from DMV for the use of the name for your driving school. Please, check out also Request for Approval of Driving School Name before you submit an application


Please, tell me about Perkins Loan Discharge


You must to know that your Perkins Loan may be discharged under certain conditions


What are the conditions  that may lead to discharge?


Are you bankrupt??


No, I don't


The discharge is for death?


Yes, an uncle passed away


In that case, your Perkins Loan may be discharged


What if I teach at an educational service agency?


Your teaching service may qualify for cancellation if the period of qualifying service includes Aug. 14, 2008  or begins on or after that date.


What about the discharge chart?


Was your loan discharged?


Yes, indeed


Ok, in that case you will be released from your obligation to repay the loan


Hello. I hope you can help me. I was wondering if you can bring any help to get back to work after service.


Yes, no problem. If you are a veteran or a service member with a disability that impact your ability to work, we offer you a vocational rehabilitation program.


Alright. That sounds  good. But I don't have any disability.


Unfortunately, no relevant information is found.


Is this a single program?


No, not at all. We offer 5 support and services to help you to keep your job.


That's great. But which are this 5 supports and services?


I can give you an explanation about those so you see which one apply for you.


That sounds great. Please tell me about them.


The first one is the reemployment track, which can helps you to return to the civilian job you had before you were deployed.


Well, in my case, I was an independent worker.


OK, no problem. In that case we can help you with the self employment track, so you can continue with your own business,


can you tell me about Agent Orange exposure?


The U.S. military used Agent Orange to clear plants and trees during the Vietnam War


what if I  served in Vietnam or in or near the Korean Demilitarized Zone DMZ during the Vietnam Era or in certain related jobs?


you may have had contact with this herbicide .s   [5] We refer to this as having a presumption of contact .s   [6] Find out if you can get disability compensation and other benefits for illnesses we believe are caused by Agent Orange


what to do when file the claim?


you 'll need to submit :s     [35] that shows you have an Agent Orange related illnesss [36] A medical record


If I have an illness we believe is caused by Agent Orange?


You won t need to show that the problem started during or got worse because of your military service .s   [30] This is because we believe that certain illnesses are the result of exposure to herbicides .s   [31] We refer to these as presumptive diseases .


if I think I may have had contact with Agent Orange or other herbicides while serving in the military?


OK fine. Now, regarding herbicide exposure. I understand. So, just to be safe, I won't pay anything for this exam, right?


That's correct. I has no cost at all for those veterans who qualified.


you can request a health exam .s   [72] Get an Agent Orange Registry health exams


Anything else to consider when it comes to VA disability benefits. Is it possible for me to qualify for VA disability benefits?


You have an illness we believe is caused by Agent Orange called a presumptive disease?


yes


You are able to get disability benefits


I'm not from New York and I need help getting a temporary snowmobile registration.


Has your snowmobile been registered in your home state?


Yes, it is.


Great. You can get a temporary 15 day New York State registration to operate your snowmobile here immediately, by using the New York State Registration Out of State Snowmobiles online service.


I live outside of New York and I'm exempt from the vehicle use tax in my county, How do I pay my fees?


You must complete the form UT-11C if you are living outside New Yor City.


I am from New York and I want to register my vehicle. Do I have to pay any taxes? If so, where should I go?


Yes, you must pay a vehicle use tax when they register a commercial vehicle, To pay your vehicle taxes, you must go to the nearest DMV office or your preferred one.


I'm a little lost, I don't know anything about paying my vehicle taxes or where to go.


Don't worry,  ask in your city or county where you reside.


Could you give me information about Veterans Mortgage Life Insurance (VMLI)


Of course, VMLI Veterans Mortgage Life Insurance offers mortgage protection insurance to families of veterans with severe service-related disabilities who have tailored a home to meet their needs.


I understand and Am I eligible for Veterans Mortgage Life Insurance?


Do you have a serious disability that we have concluded was caused or made worse by your service?


do not


No You may be able to get VMLI because you don't meet all the requirements. I'm sorry


What should I do if I already have a SAH grant?


If you already have a SAH grant, ask your agent about VMLI.


Regarding Veterans Group Life Insurance (VGLI), what fees do I have to pay for benefits?


The VGLI premium rates are based on your age and the amount of insurance coverage you want.


Alright. Can I apply using a fax? It's not that common nowadays.


Of course. Simply fax the form to 800-236-6142.


Hello I need information about the changes in the IRP registry


you want to know what common changes include in the IRP records


Yes


Common changes to IRP records include adding or removing vehiclestransfer plates from one vehicle to anotherjurisdictions add


and can plates be transferred from one vehicle to another?


of course can transfer plates from one vehicle to another


can I make the changes over the phone?


You cannot make changes to an IRP record over the phone.


What if additional information is required to process my application?


If additional information is required to process your request, the IRB sends a request for additional information with the invoice. Payment by mail must be by certified check or money order.


What if I change the information on my certificate of title?


If you change the information on your certificate of title, you must send a photocopy of the modified certificate of title when you request to change the information in the IRP registry.


If I want to continue receiving federal student aid, what should I be sure of?


You must continue to meet the basic eligibility criteria, make satisfactory academic progress, and complete the FAFSA every year.


What are the basic eligibility criteria?


The basic eligibility criteria that allow you to get federal student aid continue to apply the entire time you receive aid, not just when you first fill out the FAFSA and receive aid.


Do I have to complete the FAFSA form every year?


did you fill out the FAFSA?


I have not done it yet


What are the satisfactory academic progress policies for financial aid purposes?


To see your school's details, you can check your school's website or ask someone at the financial aid office. Your school policy will tell you what is necessary


Why should I fill it out every year?


you are requesting help for a specific year. To get help next year, you'll need to submit next year's FAFSA form.


Hi, I need to file a claim but am uncertain how to go about doing it. Is there help for someone like me?


Do you need help filing a claim or an appeal?


No I don't need help filing a claim, thank you.


Unfortunately, no relevant information is found.


I have an accredited representative helping me with my claim but I feel the charges are too high, what can I do?


If you feel that the representative's fees are too high you can challenge the fees. You can find more information in the How to Challenge a Fee guide.


About the benefits of volunteering in a research with chemical or biological tests, where can I get more information or where can I contact you for help with medical care?


Visit the U.S. Army web page or Call 800 - 984 - 8523


I'd like to be a VSO or an approved delegate. What credentials do I need for VSO?


If you would like to become an accredited representative or a VSO you will need to pass an exam and a background check and take continuing education courses to make sure you are providing the most up-to-date information.


I'd also like more detail about how to become an approved delegate or a VSO; would I have to demonstrate that my health issues are related to this?


you ll have to show that your health problems are linked to your contact with certain environmental hazards while serving in the military


Do you know how to file a lawsuit or an appeal? Who would be the right person to assist me in filing my appeal?


If you need help you may want to work with an accredited attorney, or a claims agent, or a Veterans Service Officer (VSO).


What is a VSO?


Veterans Service Officers work for the Veterans Service Organizations both are called VSOs.


Will a VSO help service member's survivors?


Yes VSOs work on behalf of both Veterans and service members and their dependents and survivors.


Hello I am curious, what is an ignition interlock device?


Sure no problem, I can help you with that. An ignition interlock device connects to a motor vehicle ignition system and measures the alcohol content in the breath of the operator


Was the ignition interlock ordered by the court?


No it was not.


What is Leandras law?


Thank you for asking, it is A court that sentences a person for a conviction on or after August 15 , 2010 must impose a conditional discharge or probation


How long does the device need to be installed for?


Thank you for responding:  See additional information about Leandra 's Law at the NY State Governor 's Traffic Safety Committee Alcohol , Drugs and Impaired Driving [ 1 ] page .


If I own two cars, do they both need the system installed?


I will be glad to help with that  the system must be installed on each vehicle the motorist owns or operates


What are the stipulations or rule son that law?


Sure! I can help answer that for you. ] Leandra 's Law includes the following provisions


How do I get disability benefits?


[23] You ll need to file a claim for disability compensation .s   [24] Find out how to file a claim for disability compensation


What do I do when I file a disability claim?


When you file a disability claim , [26] you ll also need to fill out this additional form


what additional form?


An Application for Annual Clothing Allowance VA Form 10 - 8678 Download VA Form 10 - 8678 PDF


To get your yearly payment ,p [30] you ll need to qualify by August 1 of that year .


no


You may be able to get more than one payment if you meet at least one of the requirements listed below .   [32] At least one of these must be true :p     [33] You have more than one prosthetic or orthopedic device


You have more than one prosthetic or orthopedic device?


You have more than one skin medicine?


Your device or skin medicine affects more than one type of clothing?


yes


If your device or skin medicine affects more than one type of clothing, then you are able to get more than one payment


Hello, I would like to obtain Information about the downloadable paid employment spreadsheet


The 2011 Downloadable Paid Employment Spreadsheet provides the public with information on educational programs that prepare students for paid employment in a GE recognized occupation program. In accordance with regulations effective July 1, 2012, the United States Department of Education calculates metrics for GE Programs each year.


Have you already seen the publication of the informative rates?


Unfortunately, no relevant information is found.


Since when was the new metric calculation of the programs implemented?


In accordance with regulations effective July 1, 2012, the United States Department of Education calculates metrics for GE Programs each year.


Regarding the information of lucrative employment, what do you use my access data for?


Do you understand what Earnings Data is?


No, not really.


Nevermind about that. What is GE Informational Rate Data used for?


It provides institutions and the Department with preliminary information about the performance of different institutions.


What is a D/E rate?


A D/E rate is based on the typical loan debt and earnings of a cohort of the program's former students who completed that program.


How can I request benefits?


To do it you must send  Original installation request pdf VS-1v


and do I need to have a Zoning Test?


don't you have proof of zoning?


Yes


ok if someone doesn't have proof of zoning, they shouldn't submit an application with the DMV yet!


Perhaps an irrelevant issue for the time being for the Hearing process. What happens if my license is revoked?


If you are revoked, you will need to cease to operate and surrender all supplies.


Can I appeal?


Yes you may and you need to file the Appeal From DMV Hearing Determination PDF [ 2 ] AA-33A, 60 days from the date of the decision of the ALJ.


I want to know more about false certification discharge of a loan


I can help you learn more about false certification discharge to see whether you might qualify


how do I apply for a direct loan discharge?


You need to complete the loan discharge application that applies to your situation


what if I'm not given a loan discharge?


If you do not receive a loan discharge you are responsible for repaying your loan.


Do you need more information to be prepared if you think you were wrongly denied a loan discharge?


no it's good


Unfortunately, no relevant information is found.


what are ways to get a discharge?


There are three categories of false certification through which you might be eligible for a discharge of your Direct Loans or FFEL Program loans


Okay, that's fine. Now, in regards to the Perkins Loan servicer, what do they do?


Yes, the school or its servicer can provide forms and instructions specific to your type of cancellation.


How do I apply for SS as a surviving spouse?


You will need to apply for survivors benefits


You will need to fill out Widows / Widowers or Surviving Divorced Spouse 's Benefits


What other document do I need to apply


How do you verity my information


Widows / Widowers or Surviving Divorced Spouse 's Benefits


Is there a number to apply for benefits?


You can call 1 - 800 - 772 - 1213 TTY 1 - 800 - 325 - 0778 .


Do I need to file an application for survivors benefits?


You generally will not need to file an application for survivors benefits if you are getting benefits on your spouse


Should I apply for survivors benefits?


you should apply for survivors benefits promptly because , in some cases , benefits may not be retroactive


I could use some information about how to apply for disability benefits for a child.


Of course. You should review the Child Disability Starter Kit. This kit answers common questions about applying for Supplemental Security Income SSI benefits for children, and includes a worksheet that will help you gather the information you need.


Did you contact Social Security to find out whether the income and resources of the parents and the child are within the allowed limits, and to start the SSI application process?


Yes, I talked to them.


Say, what if I don't want to do my Child Disability Report online?


In that case you can call us toll-free at 1-800-772-1213.


Where can I find more information?


You can call 1 - 800 - 772 - 1213 or 1 - 800 - 325 - 0778 and request more information on the subject.


What benefits can I qualify for?


You can rate several.


What are the benefits of applying online for disability?


It offers several advantages.


I would like information on related benefits.


I can help you with that information.


Am I eligible for education benefits?


If you have the necessary documents, yes.


Do I need to give you some documents?


Yes, you must upload them through our website.


In what other ways could I communicate with you?


Email.


Can I apply by email?


Right, and you can also make a call.


I will request information by that means.


Perfect, we will understand.


Can I make changes to my request after it is processed?


Yes, it is possible.


hi i need help about Cooperative Training


A cooperative college or university training program allows you to gain full-time work experience between periods of going to school full-time. You may be able to get help paying for some of your costs, like books, tuition, and housing, if you are part of a cooperative.


Can I get educational benefits for cooperative training?


You may be able to get money for books, tuition, and housing if you meet all the requirements


What requirements do I need to meet?


Are you using VA educational assistance?


do not


We regret to inform you that you may not be able to obtain the benefit since it does not meet all the requirements


What benefits can I get?


can get help paying tuition and money for books and housing


ok and if the program is on a public IHL?


If the program is in a private or foreign IHL, we pay the lesser of the national maximum or the actual costs of tuition and fees within the state. We also pay part of the cost of housing and books.


What if the program is in a private or foreign IHL?


Hello there. I am looking information related to the planning of the retirement.


Great. Do you have clear what is the government pension offset?


Yes, I have big part of the information related to this.


Do you know if you will receive a pension for work not covered by social security?


No, not really. I don't think so.


Unfortunately, no relevant information is found.


Great thanks. It is possible to meet for an exception?


To apply for an  exception or see if you can apply, the best thing you can do is to read "when won't my social security benefits reduced?" section.


Great. I would like to know now about which benefits could receive my spouse and the estimations?


You mean, the amount your spouse can receive at full retirement age?


No exactly, I mean before that.


OK, no problem. But you already know the amount your spouse may receive?


I don't have it very clear yet.


Then, is not possible to give you a estimated amount of how much would your spouse receive.


Hey there, I need to know a few things about loan consolidation.


Of course. Another option for getting out of default is to consolidate your defaulted federal student loan into a Direct Consolidation Loan. Loan consolidation allows you to pay off one or more federal student loans with a new consolidation loan.


Would you like to know how to consolidate a defaulted federal student loan into a new Direct Consolidation Loan?


No, thank you.


I'd like to know something else. What can you tell me about repayment in full?


Well, a third option for getting out of default is to repay the full amount of your defaulted student loan.


What if I want to consolidate a defaulted plus loan that I got for my son's education?


The only income-driven plan you can choose is the Income-Contingent Repayment Plan (ICR).


Ah, I see. So what do I need to do to reconsolidate a defaulted direct consolidation loan then?


You must also include at least one other eligible loan in the consolidation in addition to meeting one of two requirements.


Makes sense, but how can I rehabilitate a defaulted Federal Perkins Loan?


For this you must make a full monthly payment each month, within 20 days of the due date, for nine consecutive months. Your required monthly payment amount is determined by your loan holder. We can help you find out where to go for information about your Perkins Loan.


What is the learner permit for?


A learner's permit is the first step in getting your drivers license and you must be 16 years old to apply at the DMV office.


What if I want a motorcycle permit?


Then it you should get at least three out of the five questions correct.


What is Step 6?


In step 6 you need to take your road test before your permit expires or renew your permit.


Would you need to know what happens when you pass your test?


No, I all ready know what happens.


Do you know what the procedure is if you fail?


No, I do not know the procedure if I fail the test.


What do I need to bring to the DMV in step 2?


You would need certain documents and you can complete the guide to make sure you have the right ones to bring to the DMV.


What if I need haven't found all info I need?


There is a list of learner permits topic you can read such as special requirements to apply for a motorcycle permit, commercial learner permit, taxi license, or enhance permit.


If someone dies like my spouse where do i apply?


We should be notified immediately when a person dies


What if I need to report a death?


call 1 - 800 - 772 - 1213 TTY 1 - 800 - 325 - 0778


What happens when I report it


If you are getting benefits on your spouse 's or parent 's record You generally will not need to file an application for survivors benefits


Will I get one lump sum?


Don't worry, I understand. Returning to my spouse's credit report. How many credit cards will be needed to receive the benefits?


That would depend on worker's age when it dies. For social Security benefits, it won't be necessary more than 40 credits or 10 years of work to be eligible.


Do I need to apply if I retire?


You will need to apply for the survivors benefits


What documents do I need?


Widows / Widowers or Surviving Divorced Spouse 's Benefit


How can i replace my license or permit?


Before you decide to have a replacement of your license or permit, you first need to satisfy the conditions for replacement. Did you just update your address? or did your license or permit were stolen, destroyed or lost?


No. I am turning 21 soon.


If you are turning 21 soon, you can order within 40 days of your birthday date.


What should I do to prepare for the written permit test?


You can study the NY State Driver's Manual and take the practice tests.


Can you suggest a topic that might interest me?


Driver license.


What should I know in order to prepare for my road test?


You must have supervised driving practice and you must take a pre-licensing course or a driver education course before you take your road test.


Are you under the age of 18?


No. I wish I was, I'm already an old man of 48 years of age.


hello a question can I pay a fine by mail?


of course you can pay a civil penalty to the driver by mail for uninsured operation or uninsured accident


no I don't have to pay a fine


Unfortunately, no relevant information is found.


If the fine was generated in 1980, how much was the fine?


the civil fine would be $ 300


What if it was before 2006?


the civil fine would be $ 350


and can I pay more than one civil penalty online at the same time?


You are not required to pay all of your civil fines in one transaction, but you cannot be approved for a new driver's license or the restoration of your driving privilege until you pay all of the civil fines you owe.


If the order was issued between July 1, 1990 and October 31, 1996, what would be the fine?


the civil fine would be $ 500


Can additional fines be paid in a single section?


You can return to the transaction later to pay additional civil penalties.


And if it is by check, where should I send it?


I must send it to the NYS DMV6 Empire State Plaza Driver Improvement Unit, Room 338 Albany, NY 12228 474 - 0774,


Hello I need information about com Register a van as 'passenger' class vehicles


you want to know if you can register your truck as a 'passenger' class vehicle?


do not


you want to know how can you find the unloaded weight of your truck?


Yes


The unloaded weight of your truck is stamped on a metal plate located on the door of your vehicle. The curb weight is also listed on your certificate of title. The curb weight is different from the maximum gross weight MGW indicated in your registration documents.


What should I do if I use the van without the required modifications?


you must register it in the business registration class.


I've recently relocated to a new home, in addition to changing my name. Is this going to be an issue if I try to replace my registration?


Yes. Your mailing address must be current on your DMV files. I recommend that you first change your address online, then apply for a replacement registration.


What do these cookies that you talked about earlier track?


A session cookie may be created automatically on the device you use to access this website, but rest assured that these cookies do not contain any of your personal information and will not compromise your privacy. They are used to store a randomly generated identifier on the device you use to access the site and are erased when you close your browser.


I would like to get my license as soon as possible.


Are you under the age of 18?


Yes I'm 17.


There are restrictions on drivers under the age of 18 called the Graduated Driver License GDL Law and it is important to know and understand them.


Now, regarding my driver license application, is it necessary for me to take the test in the area where I am?


You do not need to take your test in the area of the state where you live .   [20] The system offers the earliest available dates and times at sites near the ZIP code you provide


Can I take more tests? how do I pay for those?


you can pay for additional tests online or by phone .


Is there a limit on how many times I can retake it/


oh okay thanks, that does not apply to me though


To pay ,you must have a valid learner permit or driver license


Do they accept a debit or credit card?


What are the Modifications that change a record from the 'Passenger' class to the 'Commercial' class?


do you want to register a car?


yes


You can register a car in the ' Commercial ' class if all the seats behind the driver are removed . Instead of the seats , you must install a permanent box or permanent rack to carry cargo


can i install seats behind the driver?


you must also install seatbelts that meet NY State Occupant Restraint Law requirements


I still have a query about class ZIP Code. What kind of registration details do I have to provide?


Your vehicle plate or registration numbers, registration class and the ZIP Code for the address on your registration.


Is it the same if my registration was stolen?


You must apply for a replacement by mail or at a DMV office. Click on the link here for lost or stolen plates [ 2 ] for more information.


Do you have more information for this topic?


Yes here is the link, click on the number Registration [ 12 ].


Can you help me with the process of renewing a registration, please?


Of course. You need to renew your registration before it expires. Your new registration documents will arrive in the mail in about 10 days. Renewing early will not change the new expiration date for your new registration.


Makes sense. Do you have any additional information for me?


Is your registration about to expire or already expired?


No, it is still valid.


Has your address changed?


No, it's still the same.


Has your name changed?


Yes, my family name did. I recently married a very wonderful man.


In that case you can still renew online but the new document will display your previous name. You can not change your name during the online transaction. See how to change your name or other information on a registration or title on our website.


What if I qualify for a registration without fees?


Then you will need to renew at an office. You will need to bring documentation to prove you are eligible for exempt status.


What if I don't have the MV-3 or OP-3 listed on the website and I can't bring it to the DMV office?


Then you need to complete the Application for Duplicate/Renewal Registration (MV-82D).


Hi, how is it going. Please, i want to know how i can apply for survivor benefit.


Sure, no problem. Your application should start when we get notified about a person's death. This is the only way, because you can't report a death or apply for survivors benefit online.


Ok , i understand. And what can i do if i need to report a death or apply for benefits?


In that case, please make use of Social Security toll free number to talk to a representative. Or if you like, you can visit your local Social Security office, no appointment required.


What are Social Security credits?


They are credits earned through your work and when you pay Social Security


What happens if the amount of spouse's benefit on my record is more than the widow's or widower's benefit on my Social Security record?


Is that's the case, they'll receive a combination of benefits which will total the higher amount in this instance


What happens if I don't have enough credits built up, do my children or spouse receive anything?


Your children and spouse can get benefits if you have credits built up for one and one-half years of work 6 credits in the three years just before your death


What if my surviving divorced spouse remarries?


They will continue to receive benefits on your Social Security record


What if my surviving spouse will be in receipt of a non-Social Security pension in the future, are their benefits going to be affected?


In this case, their benefits as a survivor may be affected, depending on what they will receive


what can you tell me about Medicare Premiums: Rules For Higher-Income Beneficiaries


The law requires an adjustment to your monthly Medicare Part B medical insurance and Medicare prescription drug coverage premiums


ow Social Security Determines You Have a Higher Premium


Social Security uses the most recent federal tax return the IRS provides to us .


you must pay higher premiums?


yes


we use a sliding scale to calculate the adjustments , based on your modified adjusted gross income MAGI .


Is that sliding scale used if I only have Medicare prescription drug coverage?


In that case, you'll pay an income-related monthly adjustment amount only on the benefit you have.


There's something else to consider when it comes to income-related monthly adjustments. Where can I find out more information?


For more information about the income - related monthly adjustment amounts or to apply for Medicare Part A or B


it's not my case


Unfortunately, no relevant information is found.


If I must pay higher premiums?


we use a sliding scale to calculate the adjustments , based on your modified adjusted gross income MAG


If my income has decreased what are the possible cases


You or your spouse lost income - producing property because of a disaster or other event beyond your control


Tell me more about Co-op training from the VA


Okay, a college or university co-op training program lets you get full-time work experience in between periods of going to school full time. You may be able to get help paying for some of your costs if you are part of a co-op. We can help you find out if you can get these education benefits.


what are the benefits like for co-op training at a private school?


We pay the lesser of the national maximum or the actual costs for in-state tuition and fees. We also pay for some of the cost of housing and books.


what do I need to get these education benefits?


You may be able to get money for books , tuition , and housing if you meet all of the requirements


what are they?


Are you using VA educational assistance?


not yet


You do not meet the requirements needed to get the education benefits for co-op training.


If I ever do qualify, how much will I get?


The amount we cover depends on the benefit you use.  I can give you a link so you can view the current payment rates.


Good evening. I recently bought a car from a company and want to change the name that appears in title. Can i do that at a DMV Office?


Of course you can. You only need to bring a completed Vehicle Registration / Title Application Form MV-82 or Application for Title MV-82TON.


Don't you have any of these Forms?


Yeah, i don't have any of those right now. What to do then?


No need to worry. You can bring any other ID proof to us, such as a NYS license, a Permit or a non.driver ID card which is current or haven't expired for more than 2 years.


Oh, lucky i have some of that. Look, i'm looking for the info but,i should have had my name in the title when i bought the vehicle, right?


That's correct. Is better that way so you can avoid any troubles if you decide to sell or transfer the vehicle afterwards.


Umm, yeah, i'll have to keep that on mind next time, heh. Say, that other day i was in a dealership and hear something about liens and not knowing where to get information. Could you tell me something about it?


Good to know, now regarding my creditor can eliminate the lien, where or how can I find more information about the electronic lien transaction system?


please see the Electronic Lien Transfer Program Business User Manual PDF ELT-1


No problem. IF you know someone with a similar situation, just tell them to go online and look for information under Remove or add a lienholder from a tittle.


Great, That has been recorded. In any case, if I am unable to visit a DMV office, can those proofs that you mentioned be mailed to me? Are they the same as they were before?


The same. A copy of your NYS Driver License, Permit or Non-Driver ID Card, currently valid or not being expired for more than 2 years.


And, about the forms, are they the same ones, too?


You're right again. The Forms MV-82 or MV-82TON are required to come in that mail package.


I have some questions about federal student loans.


I can help you with that. Are you the student in need of a loan to pay for college?


No, my son will be taking out the loan.


Unfortunately, no relevant information is found.


Should my son take out federal student loans?


Yes. It's always recommended that you start with federal loans.


Another question, relating to student loan scam, what kinds of blunders can be found in business communications?


they often contain spelling and grammatical errors.


Sure. Now I need to ask about on how do I get a federal student loan? What are the process so my son become eligible for federal loans?


His first step will be to fill out the Free Application For Federal Student Aid(FAFSA).


In relation to the Free Application for Federal Student Aid, to gain access to the application, what information do I need?


Be sure you have your FSA ID when you sign in, along with your username and your password, so your application be processed as quick as possible.


Are you aware of federal student loans? What distinguishes federal loans from private loans?


All federal student loans and parent loans are funded by the federal government.


Okay. How else do they differ?


As I've mentioned before, federal student loans are made by the federal government with terms and conditions that are set by law. Private loans, on the other hand, are made by private organizations such as banks, credit unions, and state-based organizations. Their terms and conditions are set by the lender.


Hi, i've been reviewing information about the online verification process, an specially about online fraud. In your system, how can i be sure if a communication from you is legit?


Ok. The most of the email from social security will have away to verify them. The most common one  is the .gov extension in the email address, so you better check that out when reviewing any mail regarding social security.


Have you received any mail which doesn't end in .gov?


Yeah, i have received some of those, that's why i'm asking.


Very well. I'm sure you have taken the right measures, but i must say to you to be cautious before any suspicious email. Do not open any attachments or go clicking any link. The current social security addresses are no.reply@ssa.gov, suscription.service@suscriptions.ssa.gov and thankyou@ssa.gov.


Umm, better write that down. Say, the other day i was told that i should create a social security account online, but i don't understand those process very well, you could give me some option?


Sure. If you are unable to create an account online, you can always visit your local social security office to create an account in person.


Ok, that's good to know i have options. Say, i'm pretty sure about what to do, but anyways, what should i do if a receive a suspicious email?


If that happens and you are not sure about email's origin, please do not respond to the email or click on any link inside, reporting the suspicious email to the U.S computer emergency readiness team.


And in that regard, how can i verify a link of a picture?


You can hover the link or image with your mouse and check the address. It should end with .gov as in the following https://www.ssa.gov/myaccount.


What is phishing, sorry to ask?


It's a practice where you use techniques to fraud a person.


Hello. I am trying to get help to prevent my mortgage from foreclosing.


Are you current with your payments?


No. I have fallen on hard times.


Are you able to help even though I have missed a payment or two?


We can try to help. We have a plan to help you get back on your feet.


Do you have people who can help prevent them from taking my house?


We have some agents that specialize in helping.


How do I cover old payments when I also have current bills to pay?


We have a plan that can help you stay on top of your current payments while also addressing missed payments.


Someone mentioned a short sale. What is that?


That's when your house doesn't fully cover how much you owe.


I want to be considered on my own because my mom isn't going to help me with college and my forms


You can not be considered independent of your mother just because she refuses to help you with this process


Are you having difficulty getting her information for the FAFSA forms?


yes, I can't get it


If you can't get her information the application will be considered rejected and you might not be able to receive any federal student aid. The most you would be able to get would be a loan called an unsubsidized loan.


but she is nasty and I can't get her to help, what should I do?


So you have no way of contacting your mom and getting her to help you?


yes, that is the situation I am in


Fill out the FAFSA form and then immediately get in touch with the financial aid office at the school you plan to attend. The financial aid office will tell you what to do next.


why do you need her info anyway?


This is just a way of looking at everyone in a consistent manner to evaluate information.


can I do the filling in on the form for them?


You can find out who has to provide parent information on the FAFSA form with our help


I need to get my kids ready for college so you can help me with that


Well we have checklists with the steps you can take to help your child’s chances of getting into and being able to afford their school of choice.


Do you think your kids will need help balancing studying and having fun while in college?


Yes, they like to have their fun and sometimes over do it


They can practice time management to help them succeed in school.


They're always looking at videos, would you have any videos that talk about school matters?


Are you kids curious about what college will be like?


No, I think they know from some of their older friends.


Would you like a playlist of college prep Youtube videos?


yes that would help


Do you have any tips for someone who has started preparing for college a little late?


We have a Last-minute Checklist for anyone who has been accepted into a school and is starting classes soon but hasn't applied for financial aid yet.


I wanted to see what the copays are for certain services


We can help, we have a page where you can view our copay rates for different types of care, tests, and medications..


Did you want to know about other services?


yeah, I could use info on VA disability


Okay, we can help you learn how to file a claim for disability compensation and how to manage your benefits


How long will it take for me to know the VA's decision?


It just depends on when we receive them because we process in order we get them, unless claim requires a priority processing.


Could you please give me the number we use if we have a hearing impairment, or does it not work with you?


You can call TTY: 711 and connect with us


Another concern regarding VA Life Insurance. Is it possible for you to give me some advice on life insurance? I'm confused.


Yes, we offer beneficiary financial counseling and online will preparation. If you're enrolled in a VA life insurance plan, find out if you can get free financial planning and online will preparation services.


Are you aware of the VA's benefits and services? Do you have any additional information on education benefits so that I can return to school?


Yes, we can help you apply for and manage education benefits


Is there anywhere I can message the VA online?


You can ask a question online. we have a page set up just for that


I also wanted to know more about VA mental health services , do you have anything on that?


Yes, we can help you find out how to access VA mental health services for many different needs


can I follow you on social media?


Yes, we have a Veterans Health Administration accounts on Twitter, Facebook, and YouTube


Yes, good afternoon. I need some guidance in self-certification, please.


No problem. Are you aware why you have to self-certify?


Yes, i think i know what is it about.


Just in case you don't have all the information, let me fill in for you. New federal regulations require from all commercial drivers to certify to DMV the type of driving they perform or expect to perform. From there the necessity of self certify.


I see, and how can I know if my application has been approved or denied?


We will mail you your approval along with how to go to the DMV office and obtain a CDL with the HazMat endorsement and your CDL will display the expiration date of your HazMat endorsement.


Where would I mail the completed form and a copy of legal status?


You can mail your form and legal status to HazMat UnitNYS DMV6 Empire State Plaza, Albany, NY 12228, NY 12228.


What happens if I am not able to pass the written test or the background checks?


Did you pass the written test and background checks?


Yes, I passed the written test and background checks.


That is great because if you didn't the DMV would issue your CDL without the HazMat endorsement.


What happens if the background checks are not complete and approved before endorsement expires?


Then you will not be able to be issued the HazMat endorsement.


Is there any career information that you can give me, I'm currently exploring all the different options that are available to me


I am going to share a link with you that will bring you to a lot of information in this regard


Is there a particular career that I could pursue if I love working with animals?


You will be able to find all possible careers on the link that I will share with you


Where can I learn about budgeting for college and what I should do?


I can share a link with you that will give you a lot of information about this particular subject


I want to find out if it will be worth my while going to college or not, or if I should take a job straight from school, is this something you could help me with?


College education is a long term investment and when planned carefully, can lead to success by choosing the correct school and funding options that suit you best


Is there any information you could give me regarding resources that there are for the parents of students?


Are you a parent of a child that will be attending college shortly or in the near future?


Yes, I am in that category


We have a special resources information section that will tell you about the correct types of savings you should have, what tax breaks are available to you and information regarding loans for funding your child's college education


Can you tell me about working while getting retirement benefits?


Sure, you know anything about it?


Not much, please tell me any relevant information.


This means that you can work while receiving Social Security retirement benefits or survivor benefits.


please, tell me more.


If you decide to work it could mean a higher benefit for you in the future.


What is the limit to what I can earn a year before getting my benefits deducted?


for 2019, that limit is 17.640$


how much would I get deducted if I'm under full retirement age?


You'd get deducted 1$ for every 2$ you earn above the annual limit.


And if I earn more this year than the previous year?


then your benefits will get recalculated.


How do you check the earnings?


we review the records yearly for all working Social Security recipients.


I wanted to look at my VA life insurance information online and need help


Do you already have VA life insurance?


yes I do


Okay, you can use your online portal to manage your policy online.


what of it can I manage online?


You can check your policy's status to make sure it is up to date, you can pay your premium, and you can find out about your plan and renewal options


ok but how do I log in so I can do that ?


Do you have a VA life insurance policy with a file number that starts with a V, RH, J, RS, K, or W ?


no I don't


I have VGLI life insurance so how do I log in or register?


If you have a policy with a VGLI control number, you can access your policy online through the Office of Servicemembers Group Life Insurance at Prudential Insurance Company of America. Prudential works with us to provide SGLI and VGLI benefits to service members and Veterans


what are my rights if a complaint or other DMV charges have been filed against me


Do you want to protect your installation, registration or certification license?


yes


What to do if a complaint is filed against me?


he New York State Department of Motor Vehicles regulates all Repair Shops , Inspection Stations , Dealers , Vehicle Dismantlers and other related businesses in NYS


how to legally operate as such a business


you must register with DMV . Once your application is approveds you will receive a certificate from DMV


I need more information


you will receive a certificate from DMV


Return to DMV Publications


if i pay my fine and/or penalty or serve out period of suspension


you will be back in business after complete compliance


how to protect my business?


Keep a copy of all work orders in an easy - to - access location


I need to know how to prepare for college.


You should first define your goals and interest and be sure to know the costs and how to plan financially and academically for college.


Is there something I can use as a guide to get ready for it?


you can use our checklist to get ready financially and academically.


Any other tip?


Be sure to check out the reasons to attend a College or Career schools.


Ok, that sounds good. Can you give me more tips?


Another thing to take into consideration is to explore your career options.


Tell me more about career options.


Just know that it's never too la early or too late to explore your career options and that we can guide you through some key steps in preparing for college.


and what about some resources for parents of students?


Are you a parent planning your child's higher education?


Actually, yes.


then you can check our resources on how to save early, finding tax breaks, and understanding parent loans to help support your child's college journey.


I'm looking for a retirement benefits planner


Are you applying for medicare only?


no


Do you have lifetime benefits on your record we can pay?


Do you plan to continue to work?


So do you currently have health insurance coverage ?


yes


Medicare is the health insurance program for people age 65 or older The program helps with the cost of health care


What will be my premium amount ?


To find out the premium amount you pay read about your health insurance coverage


Hi, I am looking for information related to get a personalized plates.


Sure. Are you interested into get a personalized plate?


Yes, I would like to get one.


Alright. You need to know that you can get a personalized plate for passenger, commercial vehicles and motorcycles.


But, I have doubts about how do I get sure nobody else use my plates?


You need to make sure to mark them with permanent ink pen and do not put both vehicle plates in the recycling/garbage on the same day.


Do I need to update my information before order he new plates?


Yes. You will need to renew your registration before get the new plates.


It's possible to include in a personalized plate the symbol for disability person?


Yes, for that you'll have to call to the custom plates unit at 1-518-402-4838, between 8:00 am to 4:00 pm, monday through friday.


Great. Do I have to go to the dmv office for this process?


Not really, you can save time and do this faster and easier through the online service.


Can I look up the VA payments I have gotten in the past?


Yes, you can. Did you need help with that?


Yeah I need help with that. Is there a page on the VA website for that?


First, you need to go to the eBenefits page. Are you able to sign in there?


No, I can't. I don't have a login. What do I do now?


Isn't in the same as my My HealtheVet ID sign in information?


That isn't the same, you will need Premium DS Logon account. You can sign up for that right on the eBenefits page!


Thanks. I just want to be able to see if they sent out my first disability payment. I haven't gotten it yet. When can I expect it to show up?


Was your disability rating 10% or higher?


Yes it is 50%.


Thank you. You should expect your payment within 15 days of your decision notice.


It's been about 3 weeks and I haven't gotten it yet. What do I do now?


Please call the Veterans Help Line at 800-827-1000, open from Monday through Friday, 8 a.m. to 9 p.m. They should be able to get things straightened out for you.


Can I appeal if my SSI application is denied?


Yes, you can.


was your application denied?


Yes, it was.


You can file an appeal online.


In addition, I'd like to learn more about Non-Medical Determination Online. What if I don't agree with the outcome?


you can request a non - medical hearing online


I have another question about adult disability benefits. Please provide me with a phone number where I can make an appointment to file an application.       Regarding adult disability benefits,  please provide me with a phone number where I can  make  an appointment for application.


Sure, you can call to 1-800-772-1213 or use our TTY number (if needed) 1-800-325-0778 from 7 a.m. to 7 p.m and from Monday through Friday.


Ok, then about SSI. Should I contact social security before that?


Yes, you should contact Social Security right away to find out whether the income and resources of the parents and the child are within the allowed limits , and to start the SSI application process.


Good to know.  Where can I get more information on how to file an appeal online.


You can read more about it online.


Where?


Just read the section on how to appeal a decision.


Can I do the online application for my disabled kid?


Yes, you can do it online by completing the online Child Disability Report.


Hello, how should I send the request?


You must send    Original installation request pdf VS-1     that you have permission to use the property in the notarized statement location of the property owner company, lease may be contingent upon approval of the facilities, sub-lease with main contract, mortgage, deed or receipt of contribution receipt


and have a zoning test?


Yes


Are you sure you have the zoning test?


do not


and can i send by mail?


You must send a printed copy of your request, the associated documents and the fee to this address


Do you want more information?


For more information, contact Application Processing at 1 - 518 - 474 - 0919.


What do I need to do to become a New York State DMV Registered Repair Shop?


consult the DMV Commissioner s Motor Vehicle Repair & Body Shop Regulations pdf CR-82s    download and read the Repair & Body Shop business requirements pdf VS-145


Hi, i got a ticket the other day and i was said i was going to get some points assigned to my license. What can you tell me about that?


No problem. Those points are representative for the Driver Violation Point System, a way for the DMV to identify high risk drivers and take pertinent actions against them.


Have you commited any traffic violations in the last 18 months period?


No, i haven't been in any traffic violations in that time.


Unfortunately, no relevant information is found.


I heard about a Point Reduction Program thing, is that a real thing?


Yes, sure is. It's a DMV feature, which allows you to take a DMV- approved Point and Insurance Reduction Program that will help to prevent you lose your license in case you have already 11 or more points on your driving record.


One more concern on insurance premiums, can my discount begin soon, as required by New York law?


Immediately, retroactive to date of course completion.


Will taking the PIRP ensure I can't get a premium increase?


Yes and no. It does not cover overall or violation increases. It does provide a 10% reduction for three years for no fault and current liability.


When will that take place?


It can be issued as soon as the date of completion, potentially retroactively, depending on the insurer.


Sounds good to me.


For any other questions about premiums and discounts offered, please contact your insurer.


What if I do not pass the written test or the background checks?


you do not pass the written test or the background checks?


not


How will I know whether or not my application has been approved?


We will mail you notification of approval along with instructions to go into a DMV office to obtain a CDL with the HazMat endorsement . Your new CDL will display the expiration date of your CDL and the expiration date of your HazMat endorsement .


How long is it valid for?


The endorsement is valid for five years


if I don't pass the written test or the background checks


the DMV will issue a CDL that does not have a HazMat endorsement


How do I provide my fingerprints for background checks?


Fingerprinting is done by appointment only . You must contact Identogo to select a fingerprinting location and schedule an appointment . Visit https://uenroll.identogo.com or by calling 1 - 877 - 472 - 6915 .


Where do I send the completed HazMat form?


HazMat UnitNYS DMV6 Empire State PlazaAlbany , NY 12228


how initiate background checks?


the rules require that the applicant be fingerprinted , and that his or her United States citizenship or permanent legal presence in the United States be verified .


How do survivors apply for benefits?


We should be notified imediately once a person dies; but you can't apply online for survivor benefits.


Do you need to report a death or apply for benefits?


Yes, I need to report a death or apply for benefits.


Then you need to call 1800-772-1213 TTY 1-800-325-0778 and speak to a Social Security representative from 7 a.m. and 7 p.m. Monday through Friday. Or you can visit your local Social Security office.


What happens if you can't verify my information online?


We will still help you get the information you need even if can't verify online.


Can my local Social Security office contact the state Bureau of Vital Statistics and verify my information online?


Yes, in most cases the local Social Security office can contact your state Bureau of Vital Statistic and verify the information online at no cost to you.


When will I need to report a spouse's or parent's death if I am all ready receiving benefits?


You generally will not need to file an application for survivors benefits because we will automatically change any monthly benefits you receive to survivors benefits after receive the death report.  Also, may be able to pay a Special Lump-Sum Death Payment.


What documents do I need to file for Child's or Spouses benefits?


All you need to do is select which type of benefits you may need for Spouse or Child's benefits and it will tell you what documents.


Hello I need information about Title VA 38 USC 1151


did you have an additional disability or did your existing injury or illness worsen while receiving VA medical care?