in that case you have the right to appeal. The fastest and easiest way to file an appeal of your decision is online. You can file online and provide documents electronically to support your appeal.


and should i pay higher premiums?


In that case, we will send you a letter with your premium amount and the reason for our determination.


and could you tell me what will be the monthly Medicare Premium for 2020


The standard Part B premium for 2020 is $ 144.60.


What should I do if I filed a joint tax return?


The following table applies to you, download it and you will get the information you need.


I am here for VA benefits


VA pension benefits are available to some wartime Veterans and their survivors. We can help you find out if you're eligible to apply.


Do you need more information on how to get VA pension benefits, managing your pension benefits, or do you need more resources to look at?


yes, I want pension benefits


Okay, we can help you with getting and managing VA pension benefits


Can I get a grant for Specially Adapted Housing? How much money is available through this grant?


yes, you may be able to get up to 3 grants totaling up to $ 85,645 through the SAH grant program


something else I want to ask about VA pension benefits. do you also have info on life insurance?


Yes we do, we can go over your options and help you apply


I'm a former soldier who was wounded in battle and gave my life for my country. God bless America. Now I'd like to know what America can do to assist me in dealing with my disability. I'd appreciate it if you could provide me with some details regarding benefits for service members.


Gladly. You can explore VR&E support-and-services tracks for help learning new skills, finding a new job, starting a business, getting educational counseling, or returning to your former job, for example.


I'm also interested in learning more about the pension benefits. When you assist me in managing my benefits, what do you do?


We can help you check the status of your VA disability , pension , and education payments .


and you can help me apply?


Yes, we can help you see if you qualify for VA pension benefits as a Veteran


Do you have more for me to view on getting pension benefits?


Yes, we have a page on Eligibility for Veterans Pension


Is it possible to qualify for FSA if I am a non-US citizen?


Yes, it is. You should never assume that you do not qualify for aid


Where will I find out more information about eligible noncitizen status in relation to FSA?


Your school's financial aid office will have the information that you need


Thank you where is this office if you would be so kind to tell me. Can you tell me what other convictions may affect my eligibility for help?


You cannot receive a Federal Pell Grant if you have been convicted of a forcible or non forcible sexual offense, and you are subject to an involuntary civil commitment upon completion of a period of incarceration for the said offense.


I have a conviction but am not sure if it falls under the conditions you described.


If your conviction is as I stated you will not be able to receive a Federal Pell Grant.


If I have a previous drug conviction how can I regain eligibility for federal student aid?


If you have had a drug conviction you can regain eligibility early by successfully completing an approved drug rehabilitation program or by passing two unannounced drug tests administered by an approved drug rehabilitation program.


I regained eligibility during my award year, what should I do now?


You should notify your financial aid office immediately so  you can get any aid you are eligible for.


What are federal grants that are available to students through the FSA?


You can learn what grants programs there are and what grants are available from the US Department of Education on this website


Is there any situation where I may have to repay a grant that I receive through the FSA>


There are a few examples of this, one of them being if you received an outside scholarship or grant which reduced your reliance on federal student aid


another question related to scholarship and student aid, can't I receive both benefits at the same time?


A scholarship will affect your other student aid because all your student aid added together can't be more than your cost of attendance at your college or career school.


What is the best way to find scholarships?


You can learn about scholarships in several ways. You can contact the financial aid office at the school you plan to attend, you can check information at a public library or you can search online.


Hello. How are you doing? I've been exposed to chemicals during my service and need information about which benefits I can get.


Of course. We can find out if you can get disability compensation monthly payments and other benefits for illnesses or other conditions. These are illnesses and conditions we believe may be caused by contact with harmful chemicals or other hazardous materials while serving in the military.


Well, you see, I've volunteered for medical research during my service time, which is when I believe my health took a dent. Is there anything you can do for me?


Are you one of the Veterans who volunteered for medical research for the U.S. biological and chemical programs between 1942 and 1975?


Yes, I am.


In this case you can get medical care through the U.S. Army, if you volunteered for this research and have an injury or illness directly caused by your participation.


Great. How can I get more information on that?


You can visit the U.S. Army web page, or call 800-984-8523.


Will I also find answers to my questions there?


Yes, you will.


That's helpful. I might also have come in contact with that nasty agent orange  during my time in vietnam. Do you know about that?


I'd like to ask you another question. as a result of exposure to Agent Orange Who is protected?


Veteranss and Qualified dependents


If you served in the Republic of Vietnam or in or near the Korean Demilitarized Zone (DMZ) during the Vietnam Era or in certain related jobs you may have had contact with Agent Orange, an herbicide used to clear plants and trees during the war.


I'd like to confirm if I served in military to Vietnam before, how can I know if I was exposed in that asbestos toxic fibers?


If you worked in certain military jobs, you may have had contact with asbestos toxic fibers once used in many buildings and products.


can you give me details of Proof of sales tax payment


paid New York State sales tax to the leasing company or dealer?


yes


provide your lease agreement that indicates that you paid the NY State sales tax , and complete the Claim for Sales Tax Exemption { Sales Tax Form } PDF [ 5 ] at NY State Department of Tax and Finance DTF-803 .


Is it okay if I ask another question? in relation to the DMV Regulations Is it possible that changes I make to my car will affect its classification class?


Part 106 of DMV Regulations which describes the distinction between vehicles in the 'Commercial' class and in the passenger class, also describes how some modifications that you make to your vehicle can affect its correct registration class.


So I might have to change its class?


Would you like to know the distinction between a 'Passenger' class and a 'Commercial' class vehicle?


Yes that would be helpful.


For cars, you can register as 'Commercial  class if all the seats behind the driver are removed and in their place you must install a permanent box or permanent rack to carry cargo.


What if I have a pickup that I want to classify as a passenger vehicle?


Yes if it is less than 6,001 lbs, does not have any business advertisements and is used exclusively for non - commercial purposes.


Hello, I have many questions regarding the payment of student loans, can you tell me about it?


I recommend you not to worry about the subject, and look for information on the subject.


What can you tell me about the checklist please?


Can you tell me about the checklist please?


Unfortunately, no relevant information is found.


It is important that you are clear about the time you intend to pay and in what way.


It has to be clear that you cannot take several options, and the interest can be high depending on the loan.


Can you help me to establish a payment plan please?


It is important that you consider various strategies so that you do not fall behind with payments.


Can you explain to me what is the repayment of your total debt?


It consists in that your remaining balance will be forgiven, for this reason it is important to look for information related to the topic.


I want to inquire on how much money the students will get from the american opportunity credit?


The american opportunity credit allow you to claim up to $2,500 per student for the first year of your four years of school.


I have become totally disabled and was wondering about my premiums.


A waiver of premiums means you won t have to pay your life insurance premiums the monthly payments you make to hold your policy .  In most cases , premiums can only be waived up to one year prior to receipt of a claim .


What requirements must be met for waiver?


Do you have a mental or physical disability that prevents you from being able to hold a job?


Yes I do.


ARe you covered under service-disabled veterans life insurance s-dvi?


I don't believe so.


Unfortunately you must meet all requirements for a waiver.


if I am disabled due to an injury made worse by my active duty


And if you re disabled because of an injury or illness caused or made worse by your active service , you may be able to get coverage through S - DVI to continue your life insurance beyond 2 years after you leave the military .


If you finish my military shift soon


yes that's my case


you ll need to get new coverage quickly . In some cases , you must act within 120 days of leaving the military to be sure there s no break in your coverage .


How do I plan for Benefits ?


Social Security can provide you , your spouse , and other eligible members of your family with benefits


I need help planning for retirement benefits


se our Retirement Planner to find out how you qualify for Social Security retirement benefits


Can I apply for benefits online?


Yes you can apply online for retirement benefits , disability benefits , or just Medicare


I want to apply for retirement benefits


You may have to contact us by phone if we are not able to process your request


Can I go to a SS office with a scheduled appointment?


If we are not able to process your request , ou will receive information on how to contact us by phone or schedule an appointment


Can I get an estimate for survivors or disablity benefits?


use one of our benefit calculators to estimate your future retirement , disability


can you give me details of Health care for spouses, dependents, and family caregivers


you re the spouse , surviving spouse , dependent child , or family caregiver of a Veteran or service member?


yes


you may qualify for health care benefits . In certain cases , you may also qualify for health care benefits due to a disability related to your Veteran s service


Good to know, regarding the request for medical attention, how long does the VA take to make a decision?


Has it been a week since you gave us your application and you have not heard back?


No, it hasn't been longer than a week.


Unfortunately, no relevant information is found.


Where can I go in person for healthcare?


You should visit your nearest VA medical center or clinic and bring a signed application for health benefits VA form 10-10EZ.


in spanish


in spanish cant read it.


If I want to get a license to drive a taxi or livery vehicle, what can I do if I don't have a New York State driver license?


Do you have a current valid driver's license?


No, I don't


What did I do if I plan to drive a taxi or livery vehicle in New York City and don't have a New York State driver license?


You must contact the Taxi and Limousine Commission.


What do I need to do to apply for a valid driver license in New York State?


You must apply for a driver license. Please note to drive a taxi or livery vehicle, you must apply for a Class E driver license instead of a Class D license. Both licenses require the same vision, written and road tests


How do I change from a Class D to a Class E license?


You must initially bring your existing NY State license as proof of identity to the DMV centre


What are the requirements needed to drive a taxi or livery vehicle?


You must be at least 18 years of age and have a driver license from one of the classes of Class A or Class B


What changes are there in relation to travelling and using my drivers license as identification?


It is recommended that you attend a DMV office to get an Enhanced or REAL ID as this will be needed shortly to board a flight


How do I reinstate surrendered plates?


You must apply in a DMV office to reinstatement of your registration and receive vehicle plates and bring a completed Application for Registration.


How long is it since your registration expired?


18 days


The cut off limit is 60s days so you can still renew


Where do I apply for reinstatement of the registration?


You must apply for the reinstatement of the registration at the same DMV office where you surrendered your personalized plates or custom plates


Can I surrender the plates temporarily?


You can surrender your vehicle plates at a local DMV office and reinstate the registration later. For example, you can surrender your vehicle plates and cancel liability insurance when you take your vehicle off the road for the winter.


Where will the plates be stored?


The DMV office will store them.


How much does it cost for a new set of vehicle plates?


The DMV office will issue a new set of vehicle plates and can charge a vehicle plate fee of up to $ 25.00


Do I need to do anything to the plates before giving them over?


Be sure to remove plate frames and fasteners before you surrender them. We will not accept plates with frames or fasteners attached.


can you give me details of National Call to Service program


completed a period of national service?


yes


you may qualify for the National Call to Service program , which allows you to choose an education benefit as an alternative to the Montgomery GI Bill MGIB


Am I eligible for this benefit?


You qualify for the National Call to Service program if you meet the requirements listed below


can you give me details of Get more information


National Call to Service program pamphlet PDF


tell me the questions i must answer


You completed your initial entry training and then continued to serve on active duty for 15 months in a military occupational specialty designated by the Secretary of Defense


not


You qualify for the program


Hello, I would like you to help me choose the direct loan MPN


are you an undergraduate student?


no


Are you a graduate / professional student?


Find and use the MPN you need as a graduate or professional degree student to obtain federal student loans. Graduate / professional students may be eligible for unsubsidized direct loans, direct PLUS loans, or both. You must complete an MPN for each type of loan you want to receive.


Can you tell me what a Master Note is?


The Master Promissory Note MPN is a legal document that promises to pay your loan and accrued interest and fees to the US Department of Education.


And what about the parents of a university student?


Use this MPN for direct PLUS loans available to eligible parents of eligible dependent undergraduate students.


and can i receive more than one loan?


It also explains the terms and conditions of your loan. You may receive more than one loan under an MPN over a period of up to 10 years to pay for your or your child's educational costs, provided the school is authorized to use the MPN in this manner and chooses to do so. The school will inform you what loans, if any, you are eligible to receive.


Hello and good afternoon. I was told that i would probably be eligible to receive a government pension, so i wanted to know if that could affect my eligibility for a social security retirement benefit, please?


Are you currently having a benefit based on your spouse's earnings?


No, i'm not having any of that right now.


Unfortunately, no relevant information is found.


Is any other way apart from this i can get information about that?


Yes, no problem. You can call to any of our toll free numbers or if you like, contact directly your local Social Security office.


Ah, i see, I have a kinda of hearing disability so, any of those numbers is useful to me in that regard?


Sure. For that kind of issues, you can call our TTY number. It's specifically designed for people with that kind of disability.


Ok, i'll look into that asap. Say, if i decide to retire early, i mean before my age of retirement, woud be any effect on my benefit?


Well, i'm afraid it has. If you do that, the benefit amount you receive as spouse will be obviously reduced, based mainly on your date of birth. This reduction could reach up to 30 percent.


Um, that's something to think about. Hey, and how can i get a more accurate estimate on the effect of my government pension over my benefits?


Well, you can use the Calculate Your Benefits section and get a more accurate amount. For that , you'll need to enter your estimated gross monthly amount of the government pension and use your most recent estimate to determine your estimated retirement benefit.


Um, looks like something heavy. Did you say i need to use my most recent estimate, isn't?


That's correct. The two things you need is your gross monthly amount and your most recent estimate.


What do I need to know about getting a VA home loan for surviving spouses?


Do you want to get a VA-backed home loan as the surviving spouse of a Veteran?


No, I do not want to get a VA backed home loan as the surviving spouse of a Veteran.


What needs to be true for me to get a COE?


Is the Vetern missing in action?


Yes, the Veteran is missing in action.


Then you are able for you to get a COE


Can I get a COE?


You may be able to get a COE if you are the spouse of a Veteran and at least one more thing is true.


What if i am receiving DIC benefits?


You will need to fill out a Request for Determination of Loan Guaranty Eligibility Unmarried Surviving Spouses VA Form 26-1817 and you can download it.


I am looking to apply for a TEACH Grant Agreement To Serve (ATS) through the FSA. How do I go about this?


Have you completed the TEACH Grant ATS form?


Yes, I have completed that form


Firstly, you will need to log in under your own credentials


What exactly is a TEACH Grant that is available through the FSA?


This type of grant is for students who are completing coursework in preparation for a career in teaching. The candidates need to agree to work in an elementary school, secondary school or educational service agency that serves students from a low-income family for at least four years


What type of student completes the TEACH Grant Agreement To Serve (ATS)?


Students that complete this form are those who are in receipt of a TEACH Grant and who have also completed TEACH Initial and Subsequent Counseling for the same Award Year


What do I need to apply for a TEACH Grant Agreement To Serve (ATS)?


Firstly, you will your verified FSA ID


What is the first step in completing the TEACH Grant Initial and Subsequent Counseling form?


Firstly, you need to log in to the website with your won personal log in credentials


What are program reviews for federal student aid?


Do you want to know about its oversight duties?


Yes, what are the oversight duties of the program reviews?


FSA conducts program reviews to make sure a school meets FSA requirements for institutional eligibility, financial responsibility, and administrative capability.


Good. By the way, I have another question related to FSA conducts program. What should I do to avoid having non-compiance?


Take the time to fully understand your loan agreement and the types of loans you are receiving. It is also important that you do not borrow more than you need or more than you expect to be able to pay


If I don't make a payment on time, what happens?


Your loan is delinquent and late fees may be charged. Even if you are behind on your loan, you can still avoid default, so it is important that you contact your loan manager immediately.


What is simplifying repayment with consolidation?


You may want to combine your multiple federal student loans into a single direct consolidation loan to simplify repayment. There may be trade-offs, so understand the advantages and potential disadvantages of consolidation before submitting the application.


What steps should I take to successfully repay my federal student loan and avoid default?


Understanding your loan agreement, staying on top of your loan information, and making sure to contact your loan servicer if you're having trouble making payments can help you avoid default.


What are the cost of college schools?


It can vary significantly from school to school but we can give you tips on how to lower the costs when you go to school.


Can you give me a good part-time job recommendation that is compatible with my studies?


One good option is the Federal Work-Study Program that provides the opportunity to earn money while going to school. You can ask schools if they participate in the program.


For higher education, by the way. What options do parents of students have?


Are you planning your child's higher education?


No, I was just curious.


Unfortunately, no relevant information is found.


Is there any resource available to help me get ready financially and academically?


You can use our checklists.


Why should I decide attend a career or a college school?


the most simpler answer would be that attending a college or career school equals more money, more job opportunities, and more freedom. You should see it as a long-term investment.


I'm here because of the Direct PLUS Loan Application for Graduate students


Did you want more information about the Direct PLUS Loan Application for Graduate/Professional Students?


no I know about it but i had other questions


Did you want to apply for a PLUS Loan?


yes I do


I can help you LOG IN to start the application.


Yes of course I can help you to enter and I will pass the data to you, but while I look for them. Is the information in the Document correct to the satisfaction of the United States Department of Education?


no, the information causing the adverse credit decision is incorrect


can you give me a description of the borrower


in the case of the borrower has a state, county or federal tax lien in the last five years prior to the date of the credit report, regardless of the date of the file


What are the Mitigating Circumstances Test?


the first is divorce


can you explain to me what is the FAFSA Completion by the high school and the public school district


Do you think the cost of college continues to rise?


it's not what interests me


Do you think there are factors involved in the decision to attend college?


yes


Yes, there is a strong correlation between completion of the FAFSA and enrollment in college. Previously, high schools relied on self-reported surveys to estimate their FAFSA completion rate, and that data may be inaccurate.


What would happen if errors were found on my FAFSA form?


You will then receive an email from the Department of Education asking you to correct the FAFSA form. You have to have completed the FAFSA form correctly in order to be eligible for financial aid or federal student aid


What happens if some students list a high school under a slightly different name?


What happens is that your high school is listed in more than one place


I am currently employed as a high school counselor, are there resources available to me to help increase the amount of FAFSA completion totals?


I will direct you to the Federal Student Aid and Financial Aid Toolkit that is available to provide information that will help with this query


How do i surrender my plates temporarily?


You can surrender your vehicle plates at a local DMV and then you can also save money by canceling your liability insurance temporarily also.


Did you cancel your liability insurance when you turned in your plates temporarily?


yes I did turn my plates in and cancel my liability insurance.


it is a good thing when you can save money by canceling your liability insurance temporarily.


Does it matter if I cancel my liability insurance or not?


It will be a good thing because you will save money on your liability insurance when you cancel it.


What happens to my personalized plates when I turn them in to the DMV?


Fortunately, the DMV will store them unto you come to reinstate them.


What happens if I surrender my standard plates?


The DMV does not store your standard vehicle plates because they destroy them.


What do I do with my personalized plates?


The DMV actually stores them for you until you go back to the same DMV you surrendered them to to get reinstated.


Can i go to any DMV office to get my personalized plates back?


You actually can go right back to the same DMV office you surrendered your plates to.


Tell me about retirement benefits.


Do you want to apply for retirement benefits?


Yes, I do.


Ok great. If you are interested in applying, Social Security offers an online retirement application that you can complete in as little as 15 minutes. It is very easy.


Do you need to complete your application in a different language other than English?


Yes, that would be easier for me.


The online application is only available in English, but it does give you the option to schedule an appointment to apply for benefits in your preferred language.


How do I find out what documents I need to apply?


You can read our "Checklist for Online Medicare, Retirement, and Spouses Applications".


I will check that out. Can I receive benefits on another person's record?


We will let you know once you complete your application.


Now what if I am not currently receiving benefits on my own Social Security record?


Ah, I see. Will I be able to take only one benefit at full retirement age then?


No, unfortunately the option to take only one benefit at full retirement age no longer exists.


In that case, you can apply as a spouse for benefits.


Va ratitings are what?


Learn about VA disability ratings and how we assign your rating


what if I have more than one service?


How do we use the combined ratings table


In our example This would be 65


That's great! Concerning about the Benefits for Spouses and Dependents (VA DIC). How do I file a claim for compensation?


First you ll need to fill out an application for benefits . The application you fill out will depend on your survivor status


I have another question for you about VA health care. What is the meaning of a disability rating?


We assign you a disability rating based on the severity of your disability .   [7] We express this rating as a percentage , representing how much your disability decreases your overall health and ability to function .   [8] We then use your disability rating to determine your disability compensation rate , so we can calculate how much money you ll receive from us each month .


Good to know! Another question related to my application for benefits, is the crisis line available now?


you can connect with a Veterans Crisis Line responder any time , day or night .


How is this affected by whether or not we have disabilities?


If you have 2 disabilitiesWe round that combined value to the nearest 10 % to find your combined disability rating


ok thanks


Unfortunately, no relevant information is found.


What if I have more than one disability?


We use a method called the whole person theory to determine what we call your combined disability rating


I forgot to answer to the notice of non-compliance and license downgrade, is that a problem?


Yes, this will result in your Commercial Driver License automatically being downgraded to a Non - CDL class and/or your Commercial Learner Permit being cancelled. Please, submit teh required information to the Medical Certification Unit at least 20 days before the effective date of the downgrade. This will allow for receipt and processing time.


Has your license already been downgraded?


Not yet.


Do you have a Commercial Learner Permit?


Yes, I'm a Commercial Learner Permit holder.


In that case,  you will need to retake any applicable knowledge tests you passed more than 180 days from the date you apply for reinstatement.


How do I get a non-commercial driver's license?


You can get a non-commercial duplicate license online  after the effective date on the downgrade notice.Since then your commercial class license document will no longer be valid.


I've received a notice of non-compliance and license downgrade, what should I do now?


A year ago I was convicted of a serious offense, will that be a problem?


Maybe,  because you commercial driver license may be suspended.


how do i get a learner's permit


Obtener un permiso es el primer paso para obtener su licencia de conducir. La mayoría de las personas solicitan un permiso de Clase 'D - Operador'.  1 Debe tener 16 años o más y debe presentar una solicitud en persona en una oficina del DMV.


tell me the sizes of the exam


before your permit expiress take your road test you renew a permit


Great, good to know that. Another question, I am a high school student and in fact driving lessons are being offered. If I take that course, will it help me in any way with the license?


Sure it will. Once you complete that course, you'll get an Student Certificate of Completion, and won't need to pass through the other course. With that certificate you can schedule your road test. Remember to bring it so you can turn it in to your license examiner.


That sounds nice. i'll look into it. But lets say i'm still interested in the other course, how i can find one, please?


No problem. You can use your local telephone directory to search for a driving instruction facility or go online and perform the same search.


Ok, What can you tell me about the topics being discussed on the course?


As said before, the course cover many important topics for you as new driver, but for example, a pair of topics would be attitudes and risk taking while driving and other would be use of drugs.


Um, ok. And before to go on my road test, what i should focus on?


Well, you have many topics but for name some of them, you can focus on steering and acceleration, it is pretty much the most important.


How would I pay for textbooks and other course materials if haven't receive financial aid?


Did your school that participates in the federal student aid program provide you a way to get textbooks and supplies you need?.


No, they have not provided that yet but it is not the 7th day of the term yet.


Unfortunately, no relevant information is found.


What if I purchased my textbooks?


You could sell them back if allowed and get money for it.


Actually I also wanted to ask how long it will take to complete the entrance counseling.


Actually, the process should be completed in one session and usually takes around 20-30 minutes of you time.


I'd like to ask you another question about Financial Aid Funds. What if my course relies on online content that isn't free?


Actually your school could have negotiated a deal with the publisher that would allow you online access at a fraction of the cost you would pay for a physical book.


You've got it. Another question I have is about a loan. What do I need to do in order to sign a loan agreement?


Complete a Master Promissory Note MPN.


I would also like to find out what happens if I do not receive all the help that I request?


It really depends on the type of aid you have accepted when receiving your aid.


What are my options for course material formats?


Course material formats all depend on your school, instructor, and course taken, so it is wise to learn about any cost-reduction initiatives and save you money.


Can anyone apply for retirement benefits online?


You can apply online for retirement benefits or benefits as a spouse.


How do I know if there is a problem with my online application?


You will get a message that tells you there is a problem and what actually caused it.


What do I need to do about Medicare?


You can still use if you all ready have Medicare?


No I don't have Medicare.


What other things should I think about before making my decision?


You need to read other things to consider for information on when to take your benefits.


Is there a Social Security online retirement application that I can complete?


Yes, social security offers an online application you can complete in as little as 15 minutes because it is so easy.


Can you tell me how I can get a social security direct deposit?


Of course. Are you already receiving benefits?


No, at least not now.


Are you not currently receiving benefits then?


No, I'm receiving benefits at the moment.


Is it possible to sign up for direct deposit by calling social security?


Yes, you can call Social Security toll-free at 1-800-772-1213 TTY 1-800-325-0778 to sign up for direct deposit.


Can I also sign up directly with my bank?


Yes, you'll have to contact your bank, credit union or savings and loan association.


And what if I don't have a bank account?


In that case you must open an account before you can sign up for Direct Deposit. You should shop around in your area to find an account that has the features you want at a price you can afford.


I am concerned because I have been told that I can no longer get federal student aid


Don't worry, there are things you can do to get back your eligibility for financial aid


What if I don't have a high school diploma


In that case, you need to talk to the financial aid office at your school to find out what to do


I'm incarcerated.Is that a problem to get aid?


Yes, your incarceration affects your eligibility for different types of aid in different ways


Have you been informed that you are ineligible for a particular type of student aid due to your incarceration?


Yes, indeed


Well, you need to wait until you're released before you can get that type of aid


What can I do?


You need talk to your financial aid office about the circumstances that cause you to lose eligibility. Read our tips below.


What if my grades are low or I have not completed enough credits and my financial aid office told me that I cannot get federal student aid?


In that case, you need to make satisfactory academic progress in college to keep getting federal student aid.  And you can talk to your school too about whether you can appeal the decision that made you ineligible to continue receiving federal student aid


Hi there. I'm looking information about how much I need to take my road test once I get my learner permit.


No problem. Are you under 18?


Yes, that's right.


In that case. You need to wait at least 6 months from the date you received your learner permit to schedule your road test.


But I will still need supersion of someone?


That's right. You may not drive unless you be accompanied by a supervising driver age 21 or older with valid licence.


But what happens if I have a learner permit for a motorcycle?


In that case your supervising driver must exercise general supervising of you while drive, remain within one to quarter mile of you.


is that really necessary?


Yes it is. It's very important that you understand the graduated driver license law the restrictions on drivers under age 18.


Even if is a little motorcycle as a moped?


That's right. The same passenger rules apply. The law is for everyone.


Hello, what types of advice do you give?


Among several options we have the entrance Counseling.


Can you inform what the entrance counseling consists of?


It consists mainly of financial awareness counseling.


What does this procedure consist of?


Sure, it's meant to provide tools and information to help you understand your financial aid.


Also, I need to find out provide tools and information to help you understand. Who should complete the co-signer form?


If you are the spouse of the applicant, then you should complete the Income-Drive Repayment Plan Request.


Where do I go to click for co-sign code?


You should click on "Direct Consolidation Loan Applications" under "My Loan Documents" to locate the code.


What do I need to do?


You must be logged in with your own unique FSA ID in order to Co-Sign the applicant's IDR Request.


Can you tell me about applying for VA Voc Rehab adn Employment?


I can help you find out about VA Voc Rehab and Employment also known as Vocational Rehabilitation and Employment, VR&E, or Chapter 31 benefits.


Is there a way to apply even though I already have a VA disability rating?


Yes, you can sign into your eBenefits account.


I also want more information on disabilities. What types of VR&E services are available to me?


Independent living services


What should I do if I received an other than honorable, bad conduct, or dishonorable discharge?


you may not be eligible for VA benefits, sorry


If I m still on active duty, am I eligible for Vocational Rehab and Employment?


Have a 20 % or higher pre - discharge disability rating memorandum rating and will soon leave the military


no


Are participating in the Integrated Disability Evaluation System IDES process or awaiting discharge due to a medical condition resulting from a serious injury or illness that occurred in the line of duty


yes i am articipating in the integrated disability evaluation system


so you can't qualify, because you need to meet all the requirements


Hello. Can you tell me how to apply for a Veteran ID?


Of course. A Veteran ID card (VIC) is a form of photo ID you can use to get discounts offered to Veterans at many restaurants, hotels, stores, and other businesses. Here you can find out if you're eligible for a Veteran ID Card and how to apply.


That's great. What documents do I need?


Are you planning to apply?


Yes, that's why I came here.


In that case, be sure to have your Social Security number and a digital copy of your DD214, DD256, DD257, or NGB22 that you can upload ready.


I should have those in my drawer, will search for them. Can you tell me what requirements I need to fulfill?


Have you served on active duty, in the Reserves, or in the National Guard including the Coast Guard?


No, I haven't. I served in the Chinese army, before I emmigrated to the US with my family.


Sorry, I'm afraid you aren't eligible then.


But I'm a veteran, I served in the Chinese military. My uncle was a US soldier. Can he get the card if he had an uncharacterized or unknown discharge status?


That's possible. We'd have to verify his eligibility before we approve his application.


What if he had to leave the army because he was accused of spying for China?


In that case he is not eligible for a Veteran ID Card. Sorry.


I have questions about third party servicer program reviews.


I can help you with that. The Higher Education Act of 1965 allows institutions of higher education to outsource all aspects of their participation in federal student aid programs.


Did you know that this Act also includes services necessary for the institution to remain eligible for participation in the federal student aid program?


No. I didn't know about that.


Were you aware that this also includes services that determine a student's eligibility for federal student aid?


No.


Did you know the Act also covers services that help to account for federal student aid funds?


No. I didn't know that either.


This Act also includes functions that deliver federal student aid to students. Would you like more information about this?


No. That's okay.


Lastly, this Act covers services and functions that are necessary to perform any other aspect of the administration of the federal aid programs. Do you have questions about this?


Yes. I need clarification on that.


How does it work for third party servicers who contract with an institution?


The third party servicer would have to comply with the Title IV requirements that are applicable to it's servicing agreement with the institution.


I wanted more information on VA benefits and project 112


Were you part of chemical and biological warfare testing through Project 112 or Project Shipboard Hazard and Defense SHAD?


yes I was involved in Project 112


You could be at risk for certain illnesses. The Department of Defense’s Deseret Test Center in Fort Douglas, Utah, conducted this testing, which took place aboard ships and on land in various locations from 1962 to 1974. We can help you find out if you can get disability compensation or benefits.


and can I get more information on the testing?


If you were part of Projects 112 or SHAD from 1962 to 1974 and want to know more about a certain test site, ship, or unit, you can view the declassified Department of Defense fact sheets.  We can give you a link to the declassified Department of Defense fact sheets


what benefits can I get because of this testing?


You can get healthcare benefits and compensation payments


and just participating in Project 112 qualifies me for those benefits?


You have to meet two requirements.  Were you part of Projects 112 or SHAD testing from 1962 to 1974?


yes, Project 112


Do you have an illness believed to be caused by the testing?


no, I thought I just had to be part of the testing


No. sorry, but you do not meet the requirements needed


How do I request a Higher-Level Review?


Do you want to know the details of requesting a Higher Level Review?


yes


fill out the Decision Review Request : Higher - Level Review VA Form 20 - 0996 . Download VA Form 20 - 0996 PDF


what are loan guarantees


Please refer to yourdecision for instructionson how to submit theform


Do you want to request a form?


not


what are the types of benefits?


The most common benefit type is compensation , but if you re unsure , check your VA decision . You can t select multiple benefit types


how insurance is applied


hi could you help me how to update my FAFSA application


Of course, we can help you learn what types of corrections and updates you can do and how to do them.


What kind of changes can I make to my FAFSA form once it has been processed


did you make a mistake on the form?


did you make a mistake in what you reported on the FAFSA?


no


And what are the questions on the form for?


Most of the questions on the FAFSA form want to know your situation from the day you sign the application.


And what do I do when I enter the page?


Create a save key.


Do I need insurance?


Yes you need insurance.


Are you looking to register a vehicle in New York State?


No not at this time.


Do you currently have insurance?


Yes I maintain insurance at this time.


Great without maintaining insurance the DMV can suspend your vehicle registration and your driver license.


What type of insurance is required to register a vehicle?


The DMV requires auto liability insurance to register a vehicle in New York.


What proof do I need for the DMV?


Your insurance company will issue proof of insurance.  It may be Insurance ID cards or provide you with access to your digital electronic NY State Insurance ID Card.


Is that the only way to access the cards?


Yes, your insurance will provide proof in one of two ways.


I want to appeal a VA decision and need guidance


Would you like to know if you can request a Higher-Level Review?


yes


You can request a Higher-Level Review of an initial claim or Supplemental Claim decision.


can I get a higher level review of another higher level review?


No, this option isn’t available after a previous Higher-Level Review


can I select a combo of benefits?


You can not select multiple benefit types


so I just pick what?


The most common benefit type is compensation, you can check your VA decision for more help on this


does this review allow me to send evidence?


If you have evidence to submit you should select another review option.  We can help you learn more about the review options


I want to know how you pay us the financial aid


Have you accepted financial aid that was offered?


no


Is this your first time working with a federal student loan?


no, I've looked into it but never finished everything


Unfortunately, no relevant information is found.


Can you tell me more about the student aid report?


Yes, we can help you find out more about the SAR, its purpose, and what you should do with the SAR.


I'd like you to clarify on what are the requirements if I'm an undergraduate student who is finishing the entrance counseling in order to get a loan?


Then the entrance counseling will fulfill counseling requirements for Direct Subsidized Loans and Direct Unsubsidized Loans.


OK thank you. I would also like to find out the loan counseling requirements. when will I receive it?


You can learn more on how the method you use to file your FAFSA form determines when you will get the SAR


What if I have more something to ask with this financial aid offer ?


contact the school financial aid office


can you give me details of GI Bill and other education benefit eligibility


Learn about GI Bill eligibility requirements and find out if you can get these benefits .  VA education benefits can help you pay your tuition , pick out a school , choose a career , and more


Are you an active duty member or a veteran?


yes


tell me the questions i must answer


Were honorably discharged


Have a high school diploma , GED , or 12 hours of college credit


not


No, you may be able to get the benefits if you do not meet the requirements


That's exactly what I was thinking. Does that tool of yours also allow me to check on the status of an appeal?


Yes, you can use this tool to check the status of a VA claim or appeal for compensation.


I'd like to inquire about the Survivors and Dependents Educational Assistance program. What is the best way to determine if I am qualified for the DEA program?


You may be able to get these benefits if both you and the Veteran or service member meet certain eligibility requirements.


Hello, I would like to obtain information about the Mitigating Circumstances Test


You should know that a satisfactory repayment agreement has been established and six months of voluntary monthly payments have been made, consecutive and punctual.


Have you reviewed the above information and no longer want to document mitigating circumstances?


in that case you have the various options


How can I ensure that when you send the mail it does not reach the spam mailbox?


To prevent our emails from reaching your spam or junk email, please add StudentLoanSupport@ed.gov to your list of trusted senders.


and what documentation is required?


A copy of the actual version is essential.


and can it be a collection account?


Any open or closed account that has been placed in collection during the two years prior to the date of the credit report with a balance greater than zero.


and a charged account works too?


yes. Account charged: Any account opened or closed that has been canceled canceled during the two years prior to the date of the credit report with a balance greater than zero


How can I apply for rehabilitation and employment at VA Voc


You also want to know what are the benefits of vocational rehabilitation


If you can give me all the information on How to request rehabilitation?


Find out how to apply for VA Voc rehabilitation and employment, also known as vocational rehabilitation and employment benefits


I need to ask about all VR&E benefits, what can I qualify for and how can I get them?


Independent living services


What should I do if I received an other than honorable, bad conduct, or dishonorable discharge?


you may not be eligible for VA benefits, sorry


If I m still on active duty, am I eligible for Vocational Rehab and Employment?


Have a 20 % or higher pre - discharge disability rating memorandum rating and will soon leave the military


no


Are participating in the Integrated Disability Evaluation System IDES process or awaiting discharge due to a medical condition resulting from a serious injury or illness that occurred in the line of duty


yes i am articipating in the integrated disability evaluation system


so you can't qualify, because you need to meet all the requirements


I came here looking for information on medicare premiums. Perhaps you can help me out.


Of course. The law requires an adjustment to your monthly Medicare Part B medical insurance and Medicare prescription drug coverage premiums. This affects less than five percent of people with Medicare. Most people don't pay higher premiums.


Well, that's interesting. What can you tell me about monthly medicare premiums in 2020?


The standard Part B premium for 2020 is $ 144.60.


Are you single and filed an individual tax return, or married and filed a joint tax return?


No, to both. I didn't file a tax return yet.


What if I earn a lot less money now and fulfill the requirements for a new decision?


In that case we need to see documentation verifying the event and the reduction in your income. The documentation you provide should relate to the event and may include a death certificate, a letter from your employer about your retirement, or something similar.


How can I find more information about what Medicare covers?


Simply visit the Medicare website, or call 1-800-MEDICARE 1-800-633-4227;  TTY 1-877-486-2048. Your State Health Insurance Counseling and Assistance Program SHIP also can help answer your Medicare questions.


I'll visit the website, alright. Is there anything I should know if you are still using my 2017 tax year data?


If you filed a return for tax year 2018 or did not need to file a tax return for tax year 2018, call us or visit any local Social Security office. We'll update our records.


How do I go about Reconstructing my records


are you asking/wanting to know How does VA reconstruct your  records?


yes


We submit a specific request to the NPRC for any additional service records they may have or can find for you


what do you provide?


What are the requirements if I want to see my uncle's military records who was discharged in 1982?


If you are not their next of kin, you may only be able to request limited information from their Military Personnel File.


I'm trying to access my uncle's record so that he can have a military burial, where do I call?


Call our National Cemetery Scheduling Office at 800-535-1117. They will be able to help you get access to his DD214 or other discharge documents.


What other types of records can be accessed on milConnect?


You can access documents from your Official Military Personnel File to view and download. Connect today to find out.


I have been told that I can't receive student aid anymore. What can I do?


In most circumstances, there are things you can do to get back your eligibility for financial aid.


Oh, that's relieving. What if I thought I had a high school diploma, but it turns out that I actually don't?


Well, this situation might arise if, for instance, your high school is a diploma mill a school that charges a student a fee and requires him or her to complete little or no course work to get the diploma.


So some of the paid schools that offer me a diploma, don't actually count, right?


Correct.


What if I thought I had a high school diploma, but it turns out that I actually don't?


Do you NOT have a high school diploma or an equivalent such as a General Educational Development GED certificate?


Yes, I don't have a high school diploma.


Then you'll need to talk to the financial aid office at your school to find out what to do.


What if I've lost eligibility, because I have been charged for drug possession?


In that case, if you are not scheduled to regain eligibility this academic year, it is possible to regain eligibility early.


Can I pay this driver civil penalty by mail?


Is it for an uninsured operation or uninsured accident?


Yes the latter, where do I send it?


You may send a certified check, personal check or money order payable to Commissioner of Motor Vehicles at Insurance Services Bureau NYS DMV6 Empire State Plaza, Room 332B Albany, NY 12228


How much is it?


If the order was issued between November 1, 1992 and October 31, 1996, the civil penalty is $250.


Who do I make the check out to?


Your check must be payable to the Commissioner of Motor Vehicles.


Do you have any information about driving tickets?


Yes you may click on this link Tickets.


Why are there so many different amounts?


This is the civil penalty amount effective 11/1/2006. For example, if your order was issued between July 1, 1990 and October 31, 1996, the civil penalty is $ 200.


What if it was way earlier than that?


The further back it goes, the greater the amount. If the order was issued between June 1, 1972 and April 30, 1989, the civil penalty is $300.


I need an estimate of registration fees


Is this your first time registering your vehicle?


No it isn't


What are the fees and taxes when done online?


The online estimate does not include sales tax


What is the registration fee and tax?


You can use the online service to estimate your trailer or boat registration fee as they are estimate differently


What are the registration fee and vehicle plate fee


You must pay both of those


Where can I find information on the registration fees and taxes


You can use the charts supplied here to estimate both


What happens if I transfer the registration plates from another vehicle


If you transfer those from another vehicle you don't have to pay plate or MCTCD fees


can you tell me more about extenuating circumstances on a tax lien


You will need to have established satisfactory repayment arrangements and six months of voluntary, consecutive, on-time, full monthly payments should have been made.


Have you reviewed the information and no longer wish to document extenuating circumstances?


no, I will still do it to get my credit going in the right direction


Unfortunately, no relevant information is found.


what do you consider a collection account?


That is any account open or closed that has been placed in collection during the two years preceding the date of the credit report with a balance greater than zero


how can I make sure I get your e-mails?


Add StudentLoanSupport@ed.gov to your e-mail trusted senders list


Would my PLUS Credit Counseling requirement be considered fulfilled if I do complete the counseling voluntarily and they say I have an adverse credit history after completing it?


In that case your PLUS Credit Counseling requirement will be considered to be fulfilled.


Ah, that's good to know. And what can you tell me about exit counseling?


Exit Counseling is required when you graduate, leave school, or drop below half-time enrollment. Exit counseling provides important information to prepare you to repay your federal student loan.


hi i need help about GI Bill Eligibility and Other Education Benefits


Learn about the GI Bill eligibility requirements and find out if you can get these benefits. VA educational benefits can help you pay your tuition, choose a school, choose a career, and more.


who enters into this benefit?


Can I get VA education benefits through the GI Post-9/11 Bill?


You may be able to earn benefits through your post-9/11 GI bill if you have been on active duty for at least 90 days, either continuously or interrupted for shorter periods of time, after 10 September 2001.


May I ask another question ? How much should I expect to get if I ever qualify?


The amount we cover depends on the benefit you use.  I can give you a link so you can view the current payment rates.


Okay, that's it. I also want to find out. What is the purpose of this GI Bill Statement of Benefits?


Your GI Bill Statement of Benefits will show you how much of your benefits you've used and how much you have left to use.


Very well. I would also like to know the Benefits of Gi Bill. What requirements do I need to meet?


Do you have a 6-year service obligation that you agreed to serve 6 years in the Selected Service?


Yes


Are you a Selected Reserve Officer who agreed to serve 6 years in addition to your initial service obligation?


Does it meet the other requirements?


Congratulations, you qualify for the benefit since if you meet the requirements


I need to correct my financial aid application and submit it right


Filling out and submitting your FAFSA form is an important step in the journey to paying for college


can I check how my application is going?


Did you submit it online or on the myStudentAid mobile app?


no I sent it in the mail so now what


Unfortunately, no relevant information is found.


how can I correct my application?


Once your application has been processed you can correct your FAFSA form online or on paper


Can you walk me through the steps for calculating the net price of each school when selecting a school aid offer?


You must follow a few simple steps to calculate your net price, or net cost, for each school.


One more thing to know about the financial assistance. Do I need to contact my school's financial aid office?


You should keep in touch with your school's financial aid office so that you understand the whole process of receiving your aid


This reminds me of having enough Social Security credits. There are also various services available, right?


If your application is complete, an Expected Family Contribution EFC will appear in the upper right corner of your SAR.


I requested a decision review and I need to know what to expect now.


If you have requested a decision review, you don't need to do anything until you receive a letter from the VA asking you for any information that they might need.


Please be aware that the VA might schedule more exams for you.


They haven't asked me to have any more exams yet.


When will I find out the results of my request?


Once the VA processes your request, a reviewer will call you within 2-4 weeks.


Is there anyone I can talk to so I can tell them why they should review my decision and change it?


You and/or your representative can call your reviewer on the phone and talk to them about the review.


This all seems like a lot to figure out. Is there anyone I can talk to for more help?


You can speak to an attorney or agent who is accredited by the VA or Veterans Service Organization to get more help.


I have more questions, where can I find more information?


Go to our FAQs page to read more questions and answers about decision reviews.


What are out of state insurance documents?


New York will never accept out of state insurance coverage of any type.


Is your vehicle registered in New York.


yes


It must have New York state insurance coverage.


How long do I have to register?


You have 180 days from date of your insurance ID.


Where can I find an insurance company?


The New York State Department of Financial Services website.


Will DMV accept copies of my insurance ID?


Yes as long as barcode can be scanned.


What do I need from insurance company as proof?


Your insurance company will give you two ID cards.


can you help me make a correction on my fafsa application?


We can help you with what types of corrections and updates you can make and how to make them.


what can I change if you already accepted my application?


Did you make a mistake on the FAFSA form?


no, I want to update some numbers I put on it


Did you file a FAFSA form using an incorrect social security number?


no, that was correct


Did you want to update information for a situation that has changed?


yes, I have updated information


Most information can not be updated because it must be accurate as of the day you originally signed your FAFSA form.


so I can't update my new savings amount?


That is correct you may not update your information to show a change in that amount


How much is the title certificate fee for registering my vehicle?


A title certificate fee costs $50.00


That isn't what I meant.


If this is my first time registering a vehicle, will I have to pay a registration and vehicle plate fee?


Yes, you will have to pay a registration and vehicle plate fee unless you are transferring it from another vehicle.


How do I register a recreational vehicle?


To register, click on the "do it online" button in the megamenu.


Is there a way to estimate boat registration fees online?


At this time, you are not able to estimate fees online for boats or trailers.


Do online estimates take sales tax into account?


No, online estimates do not figure in sales tax.


Can you get online estimates for passenger and commercial vehicles?


Yes, you can get online estimates for both passenger and commercial vehicles.


Can you estimate fees and taxes online?


You can estimate both fees and taxes online.


hello a question can I pay a fine by mail?


of course you can pay a civil penalty to the driver by mail for uninsured operation or uninsured accident


no I don't have to pay a fine


If the fine was generated in 1980, how much was the fine?


the civil fine would be $ 300


What if it was before 2006?


the civil fine would be $ 350


and can I pay more than one civil penalty online at the same time?


You are not required to pay all of your civil fines in one transaction, but you cannot be approved for a new driver's license or the restoration of your driving privilege until you pay all of the civil fines you owe.


If the order was issued between July 1, 1990 and October 31, 1996, what would be the fine?


the civil fine would be $ 500


Can additional fines be paid in a single section?


You can return to the transaction later to pay additional civil penalties.


And if it is by check, where should I send it?


I must send it to the NYS DMV6 Empire State Plaza Driver Improvement Unit, Room 338 Albany, NY 12228 474 - 0774,


Am I able to get  federal student aid any more, if I was told I can't get it?


It could be possible if you do the things that will make you eligible again for financial aid.


What will happen if I have property subject to a judgment lien?


Do you have property subject to a judgment lien for a debt owed t the United States?


Yes, I have property subject to a judgment lien for debt owed to the United States.


You would have to pay your debt in full or you can make payment arrangements to pay the debt.


What is the best thing to do if I have been told I was not able to get federal student aid any more?


It is in your best interest to talk to your financial aid office and we also can provide some tips on how to get your eligibility back.


Who should I talk to regarding repaying aid or getting additional aid?


You should talk to the financial aid office at your school.


Who should I be in contact with for info about reinstating my status of noncitizen eligibility of student aid?


You should contact US Citizenship and Immigration Services.


How do i Reconstruct military records destroyed in NPRC fire


In 1973 a fire at the National Personnel Records Center NPRC in St. Louis , Missouri , destroyed the records held for Veterans who were discharged from the Army and Air Force during certain periods of time


Were my records destroyed in the 1973 NPRC fire in St. Louis?


Your records may have been destroyed in the fire if you were discharged from either :s  The Army between November 1 , 1912 , and January 1 , 1960 The fire destroyed 80 % of the records held for Veterans discharged from the Army during this time period


I mean if I had been lucky and that fire didn't happen. What if they were discharged more than 62 years ago?


You can order their military records because the National Archives opens all records to the public after 62 of discharge.


What happens if the Veteran was discharged less than 62 years ago?


It is a possibility that you could request limited information from their Military Personnel File.


What happens when I actually request military records?


An email will be sent that lets you know we are processing your request.  Then you will get a 2nd email when it is complete for you to download and view.


As next of kin of a Veteran, what happens when they pass away?


You will be able to either mail or fax a request pertaining to Military Records Standard Form to the National Personnel Records Center.


I need to find out about Medicare Premiums for Higher-Income people.


In that situation, the law requires an adjustment to your monthly Medicare Part B medical insurance and Medicare prescription drug coverage premiums.


How high does my income have to be?


If you file your taxes as married, filing jointly and your MAGI (total adjusted gross income and tax-exempt interest income) is greater than $170,000, you'll pay higher premiums for your Part B and Medicare prescription drug coverage.


What income ranges exist?


Are you a high income earner?


Yes.


In that case, you'll pay an additional premium amount for Medicare Part B and Medicare prescription drug coverage. We call the additional amount the income-related monthly adjustment amount.


What if I disagree with the amount I'm supposed to pay?


On a previous ruling, you don't need to file an appeal if you're requesting a new decision because you experienced one of the events listed and, it made your income go down, or if you've shown us the information we used is wrong.


What if my income isn't greater than $170,000?


Well then this law does not apply to you.


How can I apply for rehabilitation and employment at VA Voc


Find out how to apply for VA Voc rehabilitation and employment, also known as vocational rehabilitation and employment benefits, VR&E


ok and after we make a decision on the right we do


You and your counselor will work together to develop a rehabilitation plan. This plan describes the rehabilitation and other services that VR&E will provide.


Btw, for Careers and employment. Can you help me get a job then?


Of course. We offer the help you need to build your career and find the opportunities that are right for you.


I'd appreciate it. My situation right now is pretty bad. Can you do anything for a Veteran? I'm at risk of losing my house.


Yes, we can. Please connect with our caring, qualified Veterans Crisis Line responders for confidential help. Many of them are Veterans themselves. This service is private, free, and available 24/7.


Sounds good. And what about a proper job?


Well, as you separate from the military you can explore your career options by attending a Transition Assistance Program TAP briefing.


Anything else you can do to help me?


You can view the current subsistence allowance rates online to find out the amount we'll provide to help you pay for basic needs like food and clothing, if you're an eligible Veteran participating in the Voc Rehab program.


Would you like to know about other VA benefits and services?


No, thank you. You already helped me a lot. I'll look into that information you just gave me. Have a great day!


Hi.How can I apply for VA Voc Rehab and Employment?


Here, I will tell you all the requirements to apply for VA Voc Rehab and Employment.


Ok.What if I m a service member who hasn't yet received a service-connected disability rating?


You don t need to wait for a rating. Instead, please fill out VA Vocational Rehabilitation - Getting Ahead After You Get Out VA Form 28 - 0588.


May I ask another question? in relation to VR&E services. What types of VR&E services are available to me ?


Independent living services


What should I do if I received an other than honorable, bad conduct, or dishonorable discharge?


you may not be eligible for VA benefits, sorry


If I m still on active duty, am I eligible for Vocational Rehab and Employment?


Have a 20 % or higher pre - discharge disability rating memorandum rating and will soon leave the military


no


Are participating in the Integrated Disability Evaluation System IDES process or awaiting discharge due to a medical condition resulting from a serious injury or illness that occurred in the line of duty


yes i am articipating in the integrated disability evaluation system


so you can't qualify, because you need to meet all the requirements


Hello, can you tell me what types of financial help can I take?


Among all the available ones, can you take the entrance counseling?


Can you give me information about the entrance counseling?


Also, what is financial awareness?


Can you inform me of financial awareness?


This plan is primarily intended to provide tools and information to help you understand your financial aid.


I have another TEACH Grant Agreement To Serve (ATS) question. What kind of student fills out the TEACH Grant Agreement To Serve (ATS) form?


Students that complete this form are those who are in receipt of a TEACH Grant and who have also completed TEACH Initial and Subsequent Counseling for the same Award Year


What do I need to apply for a TEACH Grant Agreement To Serve (ATS)?


Firstly, you will your verified FSA ID


What is the first step in completing the TEACH Grant Initial and Subsequent Counseling form?


Firstly, you need to log in to the website with your won personal log in credentials


I would like to get my license as soon as possible.


Are you under the age of 18?


Yes I'm 17.


There are restrictions on drivers under the age of 18 called the Graduated Driver License GDL Law and it is important to know and understand them.


Are there restrictions on where I can drive when I have a learner's permit?


Yes certainly. You may not drive with a learner permit on any street within a park in New York City or on any bridge or tunnel under the jurisdiction of the Tri-borough Bridge and Tunnel Authority.


Can I ride with someone else if I'm driving a moped?


No unfortunately the only passenger who can ride with you on the moped is your supervising driver.


What are the rules for driving with someone who is supervising me?


You may not drive unless accompanied by a supervising driver age 21 or older who has a valid license to operate the vehicle you are driving. So only a person with a motorcycle license may supervise a person learning to drive a motorcycle


And if I'm learning to ride a motorcycle, what then?


In that case, your supervising driver must exercise general supervision of you while you operate the motorcycle and remain within one - quarter mile of you at all times.


And can he ride with me?


Yes but only your supervising driver is the only person who can ride with you.


And I can't go through Central Park?


No the rule is that you may not drive with a learner permits on any street within a park in New York City.


What is the best plan for accepting financial aid for college?


Best plan is to accept financial aid funds you don't have to pay back.


Did you school financial aid office send you an aid offer?


No, I have not received an aid offer from the college I want to go to.


What is the best advice to keep in mind when I do get a financial aid offer and want to decide is the best offer?


You should always accept free money first such as scholarships and grants.


What should I do about receiving a paper aid offer?


You most likely will have to sign it and mail it back to the school.


What if I take a loan out from the Direct Loan Program?


If you will be taking a loan from the Direct Loan Program then the U.S. Department of Education will be your lender.


What are the best ways to decide what student loans to accept?


Your first priority for student loans should be the one with the most favorable terms and conditions.


Excuse me, I need some help with the social security direct deposit.


Of course. Are you already receiving benefits?


Yes, I am.


Do you already receive Social Security or SSI benefits and you have a bank account?


No, I don't have an account yet.


How can I sign up for direct deposit?


You can sign up by contacting your bank, credit union or savings and loan association.


What if I don't have an account?


Then you must open an account before you can sign up for Direct Deposit. You should shop around in your area to find an account that has the features you want at a price you can afford.


What if I didn't receive any benefits yet, but I was planning to apply?


Then you should tell the Social Security representative when you apply for benefits that you want to sign up for Direct Deposit.


I need help with asking for a review on a fiduciary claim


Do you want to add new and relevant evidence to your claim?


yeah in a supplemental claim


The Supplemental Claim option isn’t available for fiduciary claims. You can file a new claim if you have new evidence.


can you help me with what options I have?


Yes, we can help you with the options available


do you have the forms for a higher level review?


Yes, we can help you download VA Form 20-0996: Higher-Level Review (PDF)


also can you give me the form for a veterans law judge appeal?


You will need to download VA Form 10182 : Board Appeal PDF


can I see where the process is once I have asked for one of the reviews?


Yes, you will have the opportunity to track the status of your appeal


can I still add the new evidence I have after a decision that doesn't go my way?


You can file a Supplemental Claim or you can appeal to the U.S. Court of Appeals for Veterans Claims.


I am looking to learn about co-op training.


Sure. I can help with that. A co-op program allows you to get real work experience when you are not going to school.


What are the costs associated with this?


I can help you learn that too. You may be able to get financial help.


How do I qualify?


Are you a part of the VA educational assistance program?


Yes, I do get help through that program.


Is your school part of an approved IHL?


I am not sure.


If you're not enrolled at one of the approved schools, you are not eligible for financial aid.


Well, who qualifies?


Veterans are covered.


Hi, I need to make an inquiry to the third party services program please


Third-party services program, such as modified HEA, allows higher education institutions to outsource any aspect of the institution's participation in federal student aid programs


Institutions must be eligible for this purpose


What requirements must institutions meet to apply for the program?


These requirements are essential to receive federal student aid.


requirements for federal student aid


o It all depends on modified HEA ?


The amended HEA aims to allow higher education institutions to outsource any aspect of the institution's participation in federal student aid programs.


What is the initial fund for this type of program?


It all depends on the US Department of Education.


How does the US Department of Education relate to program plans?


And how is it related to the institution?


It is related to its external administrator and / or its contractors whose responsibility is jointly with the institution.


hi i need help about Types of Veteran ID cards


There are many types of ID cards that you can use to show that you are a Veteran. You only need to have one of them for this purpose.


What requirements do I need to meet?


Active duty service, in the Reserves or in the National Guard, including the Coast Guard?


do not


We regret to inform you that you may not be able to obtain the benefit since it does not meet all the requirements


I'd like to ask you another question about the Veteran Identification Card. Can we talk about the conditions I need to meet in order to receive the card?


Have you served on active duty, in the Reserves, or in the National Guard including the Coast Guard?


No, I haven't.


In that case, I'm afraid you aren't eligible for a Veteran ID card.


We'll see about that. I'll apply anyway. Which documents do I need to apply?


You need your Social Security number and a digital copy of your DD214, DD256, DD257, or NGB22 that you can upload.


What happens after that?


After that, we'll send you an email letting you know the status of your application.


I need help applying for retirement benefits.


Are you applying for benefits?


Yes, I want to apply.


It's easy to apply online.


I'd like to ask about the number of credits needed. What if I pass away while receiving benefits? How much is my survivor benefits?


In that circumstance, we will pay your survivors based on that entitlement. We will not have to determine your credits again.


How many credits are needed to begin receiving benefits for a disabilty?


Have you been deemed eligible for disability benefits?


No I'm just gathering information for someone.


Unfortunately, no relevant information is found.


How is the amount of money earned per credit calculated?


How the system works is:You earn one Social Security or Medicare credit for every $ 1,410 in covered earnings each year and you must earn $ 5,640 to get the maximum four credits for the year. Please remember that the amount of earnings it takes to earn a credit may change each year.


I need to get a plate reinstated.


You must bring all appropraite items as well as ID to a local branch.


If it is within 60 days of lapsing, you can just come to a branch.


It has been more than 60 days.


You have to go to the branch where you originally got them, then, with the necessary information and credentials.


Though it sounds like you have a basic idea of the necessary requirements, so just make sure you go back to where you got them from in the first place.


Do I have to get rid of liability?


I can not recommend or give advice about coverage, I can only direct you to the relevant authorities.


Can you tell me what those are?


Please reference our website in the "Contact" links and it will show you the relevant areas.


Do I have to have them destroyed or can I keep the plates?


We will take the plates and resissue you new ones with a $25 fee.


You can help me by telling me all you know about FAFSA completion.


Of course. Are you aware that the cost of college continues to increase?


No, but I haven't really kept myself up to date with that.


Are you aware that many factors are involved in the decision to attend college?


Yes, it's quite intimidating sometimes.


Then you should also know that a strong correlation exists between FAFSA completion and college enrollment.


Yes, I've read that there were surveys about that.


That's correct. Previously, high schools relied on self-reported surveys to estimate their FAFSA completion rate, and that data can be inaccurate.


what does it mean when a school has less than 5 completed applications? High schools relied on self-reported surveys Can it be no applicants at all?


No, it does not mean there were zero applications.


why are some places white on the map?


Do you want to know why some districts are listed as missing or as having  insufficient data?


no, I'll look at it later when I have more time


Hi there. I'm looking information about the contact ways there is with you, and I heard something about virtual assistant and things like that.


Yes, you are talking about aidan our virtual assistant that can answer question about the federal student aid.


Do you know the tasks with aidan can help you with?


Yes, I have an idea about it. I guess it can help with questions about the loans and stuff like that.


That's right. You can test it at any time. Do yo have any common financial question right now?


That's pretty great. But no, I don't have any common question right now.


Great. you know that our assistant can help you find things in our site too?


Great. So he can serve has a guide too. That's pretty awesome.


Yes. You just need to type "where is" anything you need and Aidan will tell you.


The assistance also can help to find stuff like the balance of the loan or finding contact information?


Yes, that's right. Aidan is here to help you to find the answers.


For example, if I'm looking for my balance, how do I have to do the question?


You just need to type something like "what is my account balance?"


Why should I apply online for my retirement?


Using our online application has a number of benefits


What things do I need to know before I apply?


there are certain Social Security " basics " you should know about  Your " full retirement age " -Depending on your date of birth


What is the process after I apply?


we 'll review it. we will contact you if we need more information or if we need to see your documents .


If I view the pages online, is there a limit on how long i can stay on each page?


For security reasons , there are time limits for viewing each page . You will receive a warning after 25 minutes without doing anything


oh okay, thanks so much


Are there other ways to apply?


If you do not live in the U.S. or one of its territoriess  you can also - Contact the nearest U.S. Social Security office , U.S. Embassy or consulate


How will I receive my federal student aid?


Your college not the U.S. Department of Education will distribute your federal student aid.


When should I receive financial aid?


It all depends on what type of aid you have accepted.


It may happen that you receive some temporary help from a school, but after some time some circumstances change, such as the place of residence?


Yes, this could happen for a variety of reasons, such as if you indicated that you plan to live on campus when you submitted your FAFSA but then decided to live off campus or if you are selected for verification.


Good to know. Another thingA c h l.Btw, for XXXX . and the aid can vary?


Because your financial aid package is created for you and is based on the cost of attending a particular school, your aid amounts will vary from school to school.


and how can i calculate the net price?


Follow these simple steps to calculate your net price, or net cost, for each school, and find out which school will be most accessible to you.


and do you have to include the prices?


Make sure you include the amounts you will pay directly to the school, such as tuition and fees, as well as other costs, such as living expenses, books and supplies, and transportation.


I would like information on registering a leased vehicle?


do you need to register a leased vehicle?


No, I do not need to register a lease vehicle at this time.


Do you need to know how to show proof of sales tax payment of your leased vehicle?


No, not right now.


Unfortunately, no relevant information is found.


Can I register at the DMV?


You would need to bring in your completed registration application and any additional documents to your local DMV office.


I have another lien-related question for you. Is there any information available online about how dealers can obtain information about filing or withdrawing a lien?


We have a page that shows how to remove or add a lienholder from a title.


Very well. I would also like to know if Is there information online that shows how dealers can find information about filing or disposing of a lien?    What topic would you examine online?


You would need to look under the Topic of Registration.


I'd like to ask a question about my application for vehicle registration. Is it necessary for my name on the application form to match the name on my insurance identification card?


Yes, your name as it appears on your insurance card must match the name that appears on your vehicle registration application


What are the consequences of not responding to a Notice of non-compliance and license downgrade that I have received?


If you have a Commercial Driver License, this will be automatically downgraded to a Non-CDL class and/or your Commercial Learner Permit being cancelled. It is strongly recommended that you submit the required information to the Medical Certification Unit, at least 20 days before the downgrade comes into force, as this will allow it to be processed in time


Have you had your license downgraded/cancelled already?


No, not at the moment


Are you a Commercial Learner Permit holder?


No, I am not


What happens my commercial driver license if I am convicted of more than one serious offence?


In this instance, your commercial driver license may be suspended


What steps do I need to follow if I receive a Notice of Non-Compliance and License Downgrade?


I was wondering how the disability ratings are determined. Can you explain this to me?


Gladly. Do you have more than one disability?


No, I don't.


Unfortunately, no relevant information is found.


Anyway, can you tell me what that rating is based on please?


Of course. We base your rating on the evidence you give us like a doctor's report or medical test results and the results of your VA claim exam also called a compensation and pension, or C&P, exam, if we determine you need this exam.


Now for the advantages I'd get if I volunteered for chemical and biological testing studies. if I have any concerns or need assistance in obtaining medical treatment.


Visit the U.S. Army web page , or Call 800 - 984 - 8523


Another question regarding determining a combined score, how is this score given if I have 2 disabilities?


If you have more than 2 disabilities, we repeat the process for each additional disability.


May I seek another question how can I obtain these benefits?. Is the crisis line operational right now?


you can connect with a Veterans Crisis Line responder any time , day or night .


I'd like to ask about 3 disabilities.


If we added a third disability rated at 10 % disabling to our original example, we would take your combined value of 65 and look for that number in the left column of the combined ratings table. We would then look for 10 in the top row and find the number where the left column and top row meet.


That sounds complicated. What would my combined disability rating be, for example, if I had  2 disabilities?


If you had 2 disabilities, your combined disability rating would be 19 %.


I want to change to Class E license from a Class D.


There are 4 steps for that. The first is to complete the application.


What is the application name?


The application is called a Standard Permit , Driver License for Non - Driver ID Card PDF [ 2 ] MV-44.


What is the second step?


Determine what you need for identification at the DMV. You would need to complete this guide to know what you need for identification if you wan a REAL ID or an Enhanced ones.


What if I just wanted a Standard ones?


For the Standard ones that only display " NOT FOR FEDERAL PURPOSES ", you would just need your current NY State license as proof.


So i only need that as proof of identity for the Standard ones?


Yes. You are correct.


What should I do if i do not have a New York State driver license but still wanted to drive a taxi or livery vehicle in New York City?


First you need to get a Class E driver license instead of Class D. Then, you would need to contact the Taxi and Limousine Commission [ 6 ] and take not that from October 2020 onward, to board a domestic flight, you  will need an Enhanced or REAL ID unless you already have a passport.


Could i just use the Standard ones for traveling?


No. After October 2020, you would need an Enhanced or REAL ID.


How can I know what type of ID that I have?


If your license or permit was issued before October 30, 2017, then you have a Standard document. The Newly issued Standard license and permits state ' NOT FOR FEDERAL PURPOSES '.


Hello. I want to know about the health care for family.


The VA health care also cover spouse, survivor spouse, dependent child or family caregiver of any veteran or service member.


Alright, thanks. That's a good information. Just with be a veteran I can get access to the that health care?


That's right, you may qualify for health care benefits.


Regarding CHAMPVA benefits for me or a family member, what happens if I can access medicare A? do I qualify immediately for CHAMPVA?


Then you'll also need to enroll in Medicare Part B to be eligible for CHAMPVA.


Alright, that's good to know. Are there any other conditions I need to fulfill?


Yes. Are you the spouse or child of a Veteran who s been rated permanently and totally disabled for a service-connected disability by a VA regional benefit office?


Yes. You see, my husband stepped on a mine during a combat mission, which crippled him. He passed away a while later due to the injuries.


In that case you can get health care through CHAMPVA, but only if you don't qualify for TRICARE and you meet additional requirements.


That would be the case. Say, how long will I have to wait once I sent you all documents?


It'll take about 6 weeks after we get your package until you get your CHAMPVA ID card and related materials.


Do you have any more info about CHAMPVA?


Yes, you can get answers to frequently asked questions about CHAMPVA on our page.


Hello, can you tell me what is the Benefits Planner?


Can Social Security provide benefits to several of your family environment?


Perfect, what else can you tell me?


It is important to note that this occurs when you retire.


Ok, what else?


This benefit includes you, your spouse, and other eligible family members.


How many Social Security credits do you have to have to qualify?


Is it important that you use the Retirement Estimator to make the calculations?


What can you tell me about the disability benefits?


It is important that you use our Disability Planner to expand the information.


What if I don't have enough Social Security credits to qualify?


Use one of our profit calculators to stimulate such profit.


Accelerated benefits for terminally ill policyholders


Eligible Veterans , service members , and covered spouses of service members can get accelerated benefits .


my wife can be a beneficiary ?


of course, You have SGLI , Family SGLI , or VGLI life insurance , and You or your covered spouse has a written statement from a doctor saying you have or your spouse has 9 months or less to live


Only the insured service member or Veteran may apply for accelerated benefits ??


You or your covered spouse has a written statement from a doctor saying you have or your spouse has 9 months or less to live


9 months or less to live ??


yes. and remember You or your spouse may be able to get benefits early if you meet both of the requirements listed below .


Thank you. What is VA life insurance? I'd also like to learn more about financial stability.


VA life insurance can offer financial security for Veterans , service members , and their spouses and dependent children .Explore your options , manage your policy , and file claims to get the insurance benefits you 've earned .


Are there other VA benefits and services available?


Yes, such as Get help planning a burial , order a headstone or other memorial item , and apply for survivor and dependent benefits .


I need help understanding how the student loan repayment process works.


The student loan repayment process can be overwhelming. I'll be happy to help you understand how to manage and repay your student loans.


Have you taken a look at the checklist on our site?


No, I haven't seen it.


Unfortunately, no relevant information is found.


Should I create an online account with my loan servicer?


Yes, and it's very important the make sure that your contact information is correct.


One more thing for Credits for Higher Education Expenses . how many of these types of credits are there?


There are two tax credits that help offset the costs of college by reducing the amount of your income tax.


Do you normally file a tax return?


yes, but not every year


Even if you normally wouldn’t file a tax return because of your income level, you should still do it, so you don't miss out on tax credits.


what is the other tax credit besides the one you already told me about?


There is also the Lifetime Learning Credit which allows you to claim up to $2,000 per student per year.


are there any of those prepay programs that gives us tax benefits?


We have the QTP/529 plan, it is established by a state or school so that you can either prepay or save up to pay education-related expenses. Once you are in college and you withdraw money from your account to pay your education expenses, the money you withdraw will not be taxed.


Hello I need information about the Sales Tax Payment Proof


did you pay new york state sales tax to the leasing company?


Yes


in that case please provide your lease stating that you paid New York State sales tax and complete the Sales Tax Exemption Claim {Sales Tax Form} PDF [5] at the Department of New York State Tax and Finance DTF-803.


and where do I have to make that request?


Take your completed registration application and additional documents to a local DMV office


Do you know about NY State vehicle registration, and what can I use as proof of ownership for a trailer model 1976?


for that case, you can use either the NY State Certificate of Title (original or a certified copy) or a acceptable proof of ownership from any other state.


Ok, now I need to know about the proof of ownership for snowmobiles purchased from a dealer.


for snowmobiles purchased from a dealer, you can use as proof of ownership the Manufacturer's Certificate of Origin or the Manufacturer's Statement of Origin. There are some more options.


What in case the owner dies. How does the transfer go?


In case the owner is deceased, the Estates , Powers & Trust Law of New York State takes care of providing for the transfer but only through the property distribution of an estate set up by a Surrogate Court. The surviving Spouse, minor shield or next kin can't assume the ownership automatically.


Can you tell me about college and career school costs?


Yes, we can help you with learning about college costs and give you tips to lower costs when you go to school.


What tools are I use?


You can use our college search tool and College Navigator to help you.


well done. Now it's time for Resources. If you have any other suggestions?


Be sure to check out the reasons to attend a College or Career schools.


Ok, that sounds good. Can you give me more tips?


Another thing to take into consideration is to explore your career options.


Tell me more about career options.


Just know that it's never too la early or too late to explore your career options and that we can guide you through some key steps in preparing for college.


and what about some resources for parents of students?


Are you a parent planning your child's higher education?


Actually, yes.


then you can check our resources on how to save early, finding tax breaks, and understanding parent loans to help support your child's college journey.


Hey, I came here to learn more about program reviews. Perhaps you can explain some things to me.


Of course. Do you want to know what our duties are when it comes to reviews?


No, I'm aware of that.


Unfortunately, no relevant information is found.


Can I read about the final program review determinations for the fiscal year 2015 somewhere?


Yes, we have the information for the fiscal year 2015 here.


How do I locate Final Program Review Determinations from completed third-party servicer program reviews?


Simply visit the "Third-party Servicer Program Reviews" page. An overview of the top program review and audit findings by fiscal year is also available.


So what are those duties you mentioned before?


Federal Student Aid FSA routinely conducts program reviews to confirm that a school meets FSA requirements for institutional eligibility, financial responsibility, and administrative capability. During a program review, reviewers evaluate the school's compliance with FSA requirements, assess liabilities for errors in performance, and identify actions the school must take to improve its future administrative capabilities.


I see. And what do your annual reports show?


The annual reports detail by frequency the most common findings identified in the annual compliance audits conducted by independent auditors , and identified through program reviews conducted by the Department of Education at institutions of higher education.


I have questions about the TEACH Grant Agreement To Serve.


Are you interested in completing the TEACH Grant ATS?


Yes, I am.


Great. You will first need to log into your account.


How do I know if I qualify for this grant?


This grant is for students who are completing or plan to complete any coursework that is required to begin a career in teaching. To qualify for this grant, you also need to agree to teach full time for at least 4 years.


How do I know if I should complete this?


If you are a student receiving a TEACH grant and have completed TEACH Initial and Subsequent Counseling in the same Award Year, you should complete this.


What information will I need to complete this?


You will need your verified FSA ID.


How long does it take to complete the ATS?


Most individuals complete the ATS in 20-30 minutes. Please be advised that this must be completed in one session.


How can a surviving spouse get a VA home loan?


Are you curious about how to get a VA backed home loan as a surviving spouse of a Veteran?


No, I am not a surviving spouse of a Veteran.


I am not receiving DIC benefits, how do I apply for them?


You will first need to fill out an application for DIC, Survivors Pension or Accrued Benefits VA Form 21P-534EZ.


Is it possible for me to get a COE?


You may be eligible to get a COE if you are the spouse of a Veteran along with some pre requisites.


What must be true for me to get a COE?


Is the Veteran missing in action?


No he is not missing in action.


Is he a Prisoner of War?


Yes he is a POW.


Then ues, you can get a COE since he is a POW.


Hi. I am looking for help with my government pension.


Are you looking to caluculate your benefits or your spouse's benefits?


No, that's not what I need.


Unfortunately, no relevant information is found.


Can I get help on learning about retirement before full retirement age?


Yes. If you retire before 62, your benefits will be reduced.


By how much will it be reduced?


The maximum reduction at age 62 is 30%.


What do you need to help estimate the benefits?


You will need to submit the estimated "gross" from your pension not covered by Social Security.


Can I get a more accurate estimate?


Yes. You can use the benefit calculator. Make sure you have the estimated "gross" monthly amount not covered by Social Security.


hello could you help me choose the direct loan MPN


Of course are you an undergraduate student?


yes


in that case Use this MPN for Direct Subsidized Loans or Unsubsidized Direct Loans available to eligible undergraduate students.


and what should I do after logging in?


after starting the section you must go to the section See demo


okay. Could you also tell me what a master promissory note is?