Of course. Do you want to know what a Direct PLUS Loan Application for Parents is?


Yes, please.


This is a request for supplemental information in connection with your application for a Federal Direct PLUS Loan Direct PLUS Loan through the William D. Ford Federal Direct Loan Direct Loan Program.


Are you a parent borrower?


Yes, I am. Why?


Then the Direct PLUS Loan Application also allows you to do several other things.


That's all very interesting and all, but I have a whole other question. What if I have placed a security freeze on my credit file?


In that case you must lift or remove the freeze at each credit bureau before you continue. Your application will not be processed if you have a security freeze.


By the way, can the direct plus loan applications vary, depending on the school? I saw two and they looked different.


Yes. Some schools may have a different process for obtaining the additional information needed to process your Direct PLUS Loan application.


Alright. How do I apply for a plus loan now?


Simply log in to start your application.


hi i would like to know if the suspension affects the driving privilege


A suspension means that your driving license or privilege will be taken from you for a period of time. You may have to pay a suspension termination fee. Your suspension period may be final, having a start and end date, or indefinite, which does not end until you take the required action.


How long does a definitive suspensions last?


Yes


received a definitive suspension?


do not


was the traffic ticket issued anywhere else in New York State?


You must contact the local court directly. DMV The My License service can give you additional information on where to pay a traffic ticket.


and can I drive with a suspension?


You cannot drive until the period ends, pay a termination fee, and have a valid driver's license again.


What if the driver's license was issued in another state?


In that case the DMV may revoke your driving privilege in New York State, but your out-of-state license may still be valid for driving in other states.


how Renew a CDL


Your Standard CDL will not be accepted as proof of identification to board a domestic flight after October 1 , 2020


you plan to travel and do n't have a Passport?


yes


we recommend you upgrade to an Enhanced or REAL ID when you renew . Learn more about Enhanced , REAL ID and Standard documents


when can i get the id


Get your Enhanced or REAL ID today


can you give me details of Renewal Fees


The fees listed include the photo document fee and the supplemental Metropolitan Commuter Transportation District MCTD fee , if required


Do you have any other classes combined with a motorcycle?


not


What documents do I need to get my kid a Social Security card?


We need documents that proof citizenship


We would need your child 's foreign birth certificate if you have it or can get it within 10 days.  If not ,we will consider other documents such as your child 's passport or a document issued by DHS as evidence of your child 's age .


She doesn't have a passport


What if we lived outside of the United States and had some documents from there


If your child lived outside the United States for an extended period , a current or previous passport, school and/or employment records and any other record that would show long - term residence outside the United States are documents that we may need to see.


and I could use the report of birth right?


Yes, we can accept only certain documents as proof of U.S. citizenship. The Certification of Report of Birth DS-1350 is one of them


What other documents are accepted as proof of U.S. citizenship?


We can accept only certain documents as proof of U.S. citizenship . These include : Certification of Report of Birth DS-1350, Consular Report of Birth Abroad FS-240, U.S. passport, Certificate of Citizenship N-560/N-561, and Certificate of Naturalization N-550/N-570


Also since my kid doesn't have a passport what else would be acceptable?


we may accept the child 's State - issued non - driver 's identification card  or an Adoption decree


If I did not qualify for benefits on someone else's record, can I add other members of my family?


Yes, even if you do not qualify to receive benefits on someone else's record, some members of your family may qualify to receive benefits on your record.


and can I add them?


Are you interested in obtaining information about the benefits for your family?


not


never married or had children?


Yes, i got married


some family members may not qualify for benefits on your record for now


ok I understand but in case the benefits paid to me as to my spouse, can the retirement benefit decrease?


no, benefits paid to you as a spouse will not decrease your spouse's retirement benefit. In fact, the value of the benefits you can receive, added to your benefits, can help your spouse decide whether taking benefits earlier may be more advantageous.


By applying, do I qualify if my spouse is already receiving benefits when I submit the application?


no problem if you and your spouse apply at the same time, we will also check your eligibility for spouse benefits. If you qualify, your application will automatically serve as a request for spousal benefits.


Hey, I was wondering how I can increase my chance to get benefits. Care to explain?


Of course. You may qualify for enhanced eligibility status meaning you'll be placed in a higher priority group, which makes you more likely to get benefits, if you meet at least one of the requirements.


Would you be so kind and tell me the requirements?


Do you currently receive financial compensation payments from VA for a service-connected disability?


Nope. I don't receive any payments right now.


Have you been discharged for a disability resulting from something that happened to you in the line of duty?


Yes, I have been discharged after I was recently crippled during a combat mission.


Then you may qualify for enhanced eligibility status meaning you'll be placed in a higher priority group, which makes you more likely to get benefits if you meet at least one of the requirements.


I've served this country since 1979. I did more than my duty, sure you can do something for me now, am I right?


Of course. If you served prior to September 7, 1980, you will qualify for benefits.


One more question for enhanced eligibility status qualification. Is there a manual for me to read?


Read your Veterans Health Benefits Handbook


How can I be eligible for VA disability benefits?


You can review VA disability benefits eligibility criteria to find out if you can get disability compensation for an illness or injury caused by or got worse during active military service.


What are considered presumed disabilities?


Presumed disabilities are a chronic long-lasting  illness that first appears within one year after discharge or caused by contact with contaminants or other hazardous materials or an illness caused by time as a POW.


another question for you regarding How will I get these benefits? What Should I Do When I File A Disability Claim?


When you file a claim you must complete one of these additional forms:- A statement in support of the service connection claim for post-traumatic stress disorder VA Form 21 - 0781.-Download VA Form 21 - 0781 PDF or


Can I get VA disability benefits?


You may be able to get disability benefits if you have symptoms related to a traumatic event, the stressor, or your experience with the stressor is related to PTSD symptoms.


What requirements must I meet?


a requirement must be that the stressor occurred during your service


if the traumatic event occurred during my service


Can't you function as well as before because of your symptoms?


if due to the symptoms I cannot lead a normal daily life


A doctor has diagnosed you with PTSD?


not yet a doctor has not diagnosed me


you cannot obtain disability benefits because you do not meet all of the above requirements


I would like information on qualifying for financial aid.


Are you students planning on attending a college or career school?


Not really, I'm not sure yet.


If I do eventually get a loan, what happens if I can't pay it back immediately?


In that situation you would have to contact your loan servicer to discuss repayment options.


How can I get a jump on the application process?


You can ask your current school counselors and the college financial aid office about state, college, and nonprofit grants and scholarships that you can apply for.


I was accepted at 3 colleges, which do I consult?


It would be wise to compare their costs and aid offers. Accept the aid from the school that's best for you and inform them of other sources of aid such as scholarships you expect to receive.


What is an aid offer?


An aid offer explains the types and amounts of aid a college is offering you, and includes your expected costs for the year.


Will VA cover the cost of eyeglasses?


We will cover the cost of your glasses if you meet at least one of the requirements


If I have vision and hearing loss, will VA cover the cost of hearing aids too?


Find out how to get hearing aids through VA


ok tell me the requirements?


At least one of these must be true


Where can I find a VA medical center near me?


if you can Find a VA medical center near you


Have a compensable service - connected disability a disability linked to your military service for which you re receiving VA disability payments


not


Are a former prisoner of war POW


Were awarded a Purple Heart


yes


We will cover the cost of your glasses meets at least one of the requirements


Can I get the PIRP discount if a young driver is already getting an education discount?


It is best to contact your insurance company and their policies for this matter.


You can find out more info here:  Learn how to reduce driving record points. [1


Ok thank you so much


are there any preventions of fees being increased?


Unfortunately for that, there are not.


When will I get certificates of completion?


Congrats! he course sponsor will mail you a completion certificate within 45 business days after you complete the classroom course or 14 business days after you complete an online course .


Will my insurance company have more information on the reductions I may receive?


Yes it is best to contact your insurance company for this matter


After paying, when will my premiums begin?


good question, your liability and collision premium reduction will begin immediately , retroactive to the date you completed the course .


What is PIRP?


The Point and Insurance Reduction Program PIRP is a DMV - approved course designed to teach motorists critical information about Highway Safety and Accident Prevention. I hope this helps :D


I have new evidence to add for my claim and want to know what to do


Would you like to file a Supplemental Claim?


yes


You need to fill out the Decision Review Request: Supplemental Claim, VA Form 20-0995. You can download the form as a PDF file


and I add the evidence in there?


The evidence must be new evidence that the VA didn't have before that is relevant to your case


can I select any benefit type on the claim?


The most common benefit type is compensation, but if you’re unsure, check your VA decision. You can’t select multiple benefit types.


and what is the address to where I send it?


Department of Veterans AffairsClaims Intake CenterPO Box 4444Janesville, WI 53547-4444


what can I send as evidence with my claim?


You can submit evidence you have gotten or ask VA to get evidence, like medical records. VA can’t accept your Supplemental Claim without new and relevant evidence.


Hi, i've been reviewing information about the online verification process, an specially about online fraud. In your system, how can i be sure if a communication from you is legit?


Ok. The most of the email from social security will have away to verify them. The most common one  is the .gov extension in the email address, so you better check that out when reviewing any mail regarding social security.


Have you received any mail which doesn't end in .gov?


Yeah, i have received some of those, that's why i'm asking.


Very well. I'm sure you have taken the right measures, but i must say to you to be cautious before any suspicious email. Do not open any attachments or go clicking any link. The current social security addresses are no.reply@ssa.gov, suscription.service@suscriptions.ssa.gov and thankyou@ssa.gov.


Umm, better write that down. Say, the other day i was told that i should create a social security account online, but i don't understand those process very well, you could give me some option?


Sure. If you are unable to create an account online, you can always visit your local social security office to create an account in person.


Ok, that's good to know i have options. Say, i'm pretty sure about what to do, but anyways, what should i do if a receive a suspicious email?


If that happens and you are not sure about email's origin, please do not respond to the email or click on any link inside, reporting the suspicious email to the U.S computer emergency readiness team.


And in that regard, how can i verify a link of a picture?


You can hover the link or image with your mouse and check the address. It should end with .gov as in the following https://www.ssa.gov/myaccount.


What is phishing, sorry to ask?


It's a practice where you use techniques to fraud a person.


Greetings and good morning. Please, i would to know when my social security benefit could start?


Has been your application approved yet?


Yes, yes, my application has been approved, that's why i'm asking.


Excellent, and congratulations. Now that you're approved, you should expect your first social security benefit to be paid for the sixth full month after the date we find that your disability began.


Could you give me some example please?


Sure. If you went on disability on February, you would get your first benefit on August. As easy as that.


All right, and what information do you have on survivor benefits?


Use our Survivors Planner to learn  how your family members are protected


Can I do this online?


you can complete your application online


What about spouse benefits?


Even if you never worked under Social Security   you may still qualify for benefits if you are the spouse or divorced spouse of a retired worker


what can you tell me about VMLI?


[2] Veterans Mortgage Life Insurance VMLI offers mortgage protection insurance to the families of Veterans with severe service - connected disabilities who ve adapted a home to fit their needs .s   [3] Find out if you qualify and how to apply and manage your coverage


Am I eligible for Veterans Mortgage Life Insurance?


We'll help you find out if you qualify and how to apply and manage your coverage


are there any requirements?


YesDo you have a severe disability that we ve concluded was caused or made worse by your service?


yes


Received a Specially Adapted Housing SAH grant to buy , build , or make changes like installing ramps or widening doorways to a home so you can live more independently?


Have the title of the home?


Have a mortgage on the home?


Are under 70 years old?


You are able to get VMLI


Can I get a teacher loan forgiveness?


Are you currently in default on a loan?


No, I'm not.


Unfortunately, no relevant information is found.


But in case I apply for a teacher loan forgiveness, what should I do if my loan is with a different loan servicers?


If that's the case, you should submit a separate form to each servicer.


I have another question about defaulting on my federal loan, would my late payment affect my future financial status?


Yes the consequences may affect your financial future so it is best to find out how to get out of default and take steps now.


very well. Now to apply for or create the loan that I need to make. Is the Parent PLUS Loan Eligible for Teacher Loan Forgiveness?


No, PLUS loans for parents aren't eligible for this type of forgiveness.


Okay, regarding my Perkins Loan, can I be eligible for all or part of it to be canceled?


Yes. If you have a Perkins Loan, you may get it discharged under certain conditions, which means you would no longer be obligated to pay back your loan.


By the way, As a full-time secondary school teacher, what is the maximum amount of loan forgiveness I can get?


If you didn't teach mathematics, science, or special education, you may receive up to 5000$ in loan forgiveness.


And what if I'm an AmeriCorps Program volunteer, there's anything I should be aware of when applying for a teacher loan forgiveness?


Just that the period of teaching that qualifies you for a benefit through the AmeriCorps Program can't be counted toward the required period of teaching for the Teacher Loan Forgiveness Program.


Am I able to apply for social security benefits online?


Do you want to apply for retirement benefits?


No I do not want to apply for retirement benefits.


Were you able to agree to the terms of service agreement and create a personal social security account?


No, I was not able to set that up.


Were you able to agree to the terms of service agreement?


Yes, I was able to agree with the terms of service.


Are spouse's able to claim benefits?


Yes, a spouse can claim benefits if they are the spouse or divorced spouse of a retired worker or a disabled worker or the widow/widower of a deceased worker.


What does a benefit calculator do?


A benefit calculator helps you to get an estimate of the benefits that you and your family may be eligible for.


If I'm the spouse of a retired worker, can I still claim benefits?


Yes, as long as you are 62 or older now or within 3 months.


My vehicle was stolen. What should i do?


You should first lodge a report to the police and your insurance company.


What should i do after that?


After you lodge the report, you should wait for the police to take action. The report will also prevent your vehicle from being sold.


Does stolen plates follow the same procedure?


Stolen plates have a different form and it is only available at police agencies and not at DMV.


Okay. So after i lodge the report, i should just wait for any news from the police?


Yes. The police will input your vehicle information into national and state auto theft computer records. Other than tracking the vehicle, this will also prevent someone from selling or applying for a title using your vehicle.


But my vehicle was stolen before i was able to apply for registration. What should i do?


Quickly apply for a title in your name with proof of ownership to the vehicle.


If i am able to recover my vehicle, could i directly apply for plates?


No. The first thing you need to do is inform the police so that the stolen vehicle alarm would be cancelled. After you confirmed that it has already cancelled, you can then proceed to apply for plates or registration.


Would i need a duplicate title?


A duplicate title will be issued for stolen vehicle to mark the stolen vehicle. Remember to send your title to the Title Bureau along with a letter to explain that the vehicle have been recovered. After that, the DMV will issue a regular vehicle title.


Is there anything else that i need to do after i recover the vehicle?


No. That is all the thing. However, if the vehicle was damaged after you recover it, please contact your insurance company and settle it with them first before applying for plates or registration.


What is involved in the hearing process surrounding complaints and charges regarding repair and body shops?


You are entitled to bring an attorney of your choice to the hearing. In cases like this, the DMV is the petitioner and the complainant may be called as a witness


What happens as a result of one of these hearings?


The results vary, in some instances, the ALJ are ordered to pay all, some or none of the charges. There may also be no action, or a warning, or a suspension handed out, or a revocation applied and/or civil penalties issued


What is I want to appeal a decision made at a hearing?


In order to appeal the decision made at a hearing, you have 60 days from the date of decision to file an Appeal From DMV Hearing Determination, and this must be filed along with the appropriate fee


What if the ALJ at the hearing imposes civil penalties?


If this is the case, you will receive a letter shortly after the hearing. To prevent the loss of your operating privileges, you will be required to pay all fines and penalties imposed


What happens if I decide to pay my fine and any penalties imposed or serve out any period of suspension?


After complete compliance with the findings of the hearing, you will be entitled to resume your business


hi i need help about Employment benefits for dependent family members


Of course, it is important that you find out if you are eligible and how to apply for professional and educational advice through VR&E as a dependent family member of a service member or veteran with a service related disability.


Want to know if You can get educational and career guidance services provided by VR&E (also called Chapter 36)?


do not


Unfortunately, no relevant information is found.


and what if the service member or veteran is not yet using VR & benefits and services?


If your family member or Veteran is not yet using VR&E benefits and services, they can also apply online through eBenefits.


Sure, thanks for your attention but changing the subject. Are you your director of veteran women's programs?


Yes, we offer Women Veterans Program Managers and find the nearest one.


What are some more resources i could use?


You can view the current subsistence allowance rates will help you learn about what pay we offer for food and clothing.


Do you need other VA benefits and services at this time?


At this time, I do not need these other services.


I need a replacement Social Security Card and want to know what I need to bring with me?


You might not need to get a replacement card as long as you know your Social Security number, but if you absolutely need a replacement then you can replace your Social Security card for free if it is lost or stolen .


You can also request your replacement Social Security card online . If you are age 18 or older with a U.S. mailing address and have a my Social Security account ,you can apply for a replacement card online .  Will you be getting your replacement card online?


Yes, it will be easier for me


Okay, it's easy to apply for a replacement card online. For more information about creating my Social Security account and getting a replacement card online ,visit our Social Security Number and Card website .


What documents will I have to have at hand?


If you have not already established your U.S. citizenship with us , we need to see proof of U.S. citizenship. We can accept only certain documents as proof of U.S. citizenship. These include a U.S. birth certificate or U.S. passport .


Also, do I need any type of ID card?


We can accept only certain documents as proof of identity. An acceptable document must be current not expired and show your name , identifying information date of birth or age and preferably a recent photograph


So you need to see like a license or state ID card as proof of identity?


as proof of identity Social Security must see your U.S. driver 's license, state - issued non - driver identification card or U.S. passport .


What if I don't have any of those with me?


If you do not have one of these specific documents or you can not get a replacement for one of them within 10 days , we will ask to see other documents. Any documents submitted , including the following , must be current not expired and show your name , identifying information, date of birth or age and preferably a recent photograph. Documents such as Employee identification card, school identification card, health insurance card not a Medicare card , or U.S. military identification card are accepted.


Where do I go again to get my replacement Social Security card online?


Visit our Social Security Number and Card website .


If I have a defaulted loan, am I eligible for teacher loan forgiveness?


Are you currently in default with your loan?


Yes, unfortunately, I am


You will not be eligible for forgiveness of that loan unless you make satisfactory arrangements with the holder of the defaulted loan


I see. Another question for my loan default, what if my school failed to return the loan funds after I withdrew?


This may make you eligible for a discharge of the loan money that your school failed to return.


What if my parents received a Direct PLUS loan for my education? Does the loan still qualify?


yes. If your school did not return the loan money, that amount will be discharged.


Did the school refuse to make a required return of your parent's PLUS loan funds?


No.


Unfortunately, no relevant information is found.


How do I find out who my loan servicer is?


You can find this information by logging into your My Federal Student Aid account.


Hello, I would like to know what I must do to continue receiving federal student aid


Of course You must continue to meet the basic eligibility criteria, make satisfactory academic progress, and complete the FAFSA every year.


Should I continue to meet the basic eligibility criteria?


yes Remember the basic eligibility criteria that allow you to get federal student aid continue to apply the entire time you receive aid, not just when you first fill out the FAFSA and receive aid.


and Must I have satisfactory academic progress to continue receiving federal student aid?


You must make satisfactory academic progress to continue receiving federal student aid. In other words, you have to get good grades and complete enough classes (credits, hours, etc.)


I have another question aboutI f u w.Okay. Now, about XXXX . and is it indispensable?


yes You must make satisfactory academic progress to continue receiving federal student aid.


Do you want to see your school's data?


no


and for how long is the form you fill out valid?


When you complete the FAFSA, you are applying for help for a specific year. To get help next year, you'll need to submit next year's FAFSA form.


Do I need any special paperwork to apply?


Yes, depending on the type of benefit you are applying for.


Do you have all the documents you need?


Yes, I think so.  But I'm not sure.


That's okay, you need to apply now anyway.


What if you can't verify anything online?


That's fine, we can still help you get all the info you need.


What if I'm getting benefits from my husband?


We will help you! We will automatically change your monthly benefits as soon as we receive a report of his death.


Do I need to reapply?


Another point to consider is whether or not family members are liable. Are other members of your family eligible?


possibly, yes


You don't need to.  We will process that without a new application.


Okay. Now, regarding on Social Security Benefits information, can I talk to a live person on the phone?


Absolutely! Agents are available 7-7, Monday through Friday.


How can I report a death?


You can do it online.


Well hello. My name is Bill Smith and I was wondering if I qualify for veterans pension.


Of course. The Veterans Pension program provides monthly payments to wartime Veterans who meet certain age or disability requirements, and who have income and net worth within certain limits.


So.. do I qualify for it then?


You might qualify for the benefits, if you meet the VA pension eligibility requirements.


Do I need to meet several requirements?


Correct. If you do, you may be eligible for the Veterans Pension program.


What if I started on active duty before September 8, 1980?


In that case you would fulfill one of the requirements.


And what about the other requirements?


Did you NOT receive a dishonorable discharge?


No, I actually received a dishonorable discharge. That wasn't my fault though. Jim screwed up and our whole group was disciplined for it, we did nothing wrong!


Then I'm afraid you're not eligible for the Veterans Pension program.


Fine then. Can you at least tell me how I figure out if I served under a eligible wartime period?


Gladly. Under current law, we recognize the following wartime periods to decide eligibility for VA pension benefits: Mexican Border period May 9, 1916, to April 5, 1917, for Veterans who served in Mexico, on its borders, or in adjacent waters.


How VA Assistance and Home Assistance and Subsidy Benefits Help


VA Aid and Attendance or Housebound benefits provide monthly payments added to the amount of a monthly VA pension for qualified Veterans and survivors


If I need help with daily activities, or am I confined at home?


find out if you qualify


which are the requirements?


You may be eligible for this benefit. s  At least one of these must be true


ok tell me what they are


You need another person to help you perform daily activities , like bathing , feeding , and dressing


not


You have to stay in bed or spend a large portion of the day in bed because of illness


yes


congratulations you are eligible for VA


how to make monthly payments added to the amount of a VA monthly pension


VA assistance or Housebound benefits provide payments


I left school and need to know if I'm eligible for a dicharge of my federal student loans.


'll be happy to help you find out if you qualify for an unpaid return discharge.


Was your loan made under the William D. Ford Federal Direct Loan Program or the FFEL Program?


No. I don't think it was.


Has the school that you've withdrawn from refused to make a required return of your loan money?


No, they haven't refused, but they seem to be dragging their feet about it.


How would I go about applying for the unpaid refund discharge?


Is the school that you used to attend still open?


No. They are closed.


Have they shutdown permanently?


Yes.


In that case, you will need to first find out if you are eligible for a closed school discharge.


I need to know who I can contact to answer my PSLF questions.


I can assist you with that, but would you like to hear about additional sources of information available to you?


Yes, that would be very helpful.


Excellent. The first place you should go to for information is the PSLF FAQ page.


What types of employment qualify me for the PSLF Program?


Those who work for a government organization at any level(state, federal, local, tribal) qualify for the PSLF Program.


I went to the FAQ page, but I still have questions. Who can I contact to help me?


Since you were unable to find the information that you need on the FAQ page, your next step will be to contact FedLoan Servicing at 1-855-265-4038.


Which repayment plans qualify for this program?


All income-driven repayment IDR plans and plans that base your monthly payment on your income qualify for the program.


I have a FFEL Program loan. Am I eligible for the program?


Loans from the FFEL Program and Federal Perkins Loan Program do not qualify for this program. However, if you were to consolidate your loan into a Direct Consolidation Loan, you could be eligible.


I want help with employment


Are you a service member or Veteran with a service-connected disability?


I'm a veteran


You might be interested in the Vocational Rehabilitation and Employment Self-Employment track. I can help you find out if you can get help starting your own business .


How can I  get help starting my own business through the Self-Employment track?


You may be eligible for these benefits if you are a service member or Veteran with a service-connected disability and you meet certain requirements


Would you like to know what the requirements are?


yes I would


Do you have an employment barrier or handicap?


no I don't


I'm sorry but you are not eligible


if I get a disability claim for being handicap I can get help?


Yes, if you meet the requirements the VR&E Self-Employment track can help you start your own business.


what kind of help would it be?


You would receive help with developing a proposed business plan, analysis of your business concept, and training in small-business operations , marketing , and finances


Hey, how you doing?. I need to get some info about VA insurance claims decisions?


Have you marked your calendar from revision's date?


No, i haven't.


Unfortunately, no relevant information is found.


It doesn't matter. Can you tell me what happens if i file a supplemental claim?


Well, if you do that, you would be adding new evidence that supports your case or identify new evidence for review. Then it would be reviewed to determine if the new evidence changes the earlier decision.


Understood, also I would like to know what to expect when requesting a call with a senior reviewer? What would happen if I don't get to answer?


Then a voice mail for be left.


What to do while I wait for a response on a claim and the new decision of the board? and is there someone trained who can guide me?


Don't you worry. You can enlist the help of a VA accredited attorney or agent to help you request a decision review.


This reminds me of VA Supplemental Claims. Can I file a Supplemental Claim?


You can file a Supplemental Claim within 1 year of a decision if you have new evidence , unless one of these rare situations applies to you .


Do you also have knowledge of claims? Does this hold true even if I file a Board Appeal?


Yes. Remember you can request a Board Appeal after an initial claim, a Supplemental Claim or Higher-Level Review decision. But remember also, that you can't request two Appeals in a row.


Oh,  i see. I'll have to keep that in mind. What can you tell about the decision aftermath?


If the decision doesn't please you, you can file a supplemental claim. You may also appeal to the U.S Court of Appeals for Veterans Claims.


Oh, that's interesting. Can i request a Board Appeal then? No problem there?


Absolutely, no problem. As said, you can request a Board Appeal after your initial claim. But again, you can't do that in a row of two.


How do I get VA Home Loan Benefits?


We need to look at the best loan type for you.  There are different types.


Does Veteran Crisis assistance cost anything?


This service is free, private and available 24/7.


Lets say i get a VA backed- loan. What could possibly occur there?  Can I get VA financial counseling to assist me in avoiding foreclosure?


If you get one of those, you can request to us to assign you a VA Loan Technician who will offer you financial counseling and will help you deal with your servicer or work directly.


O.k, but that's only in the event of that, right?. In any case, going back to the earlier matter, what could happen if i have trouble to pay my mortgage?


Do you think you can be even more late with your payments?


Yeah, i think so.


Well, if you think that, then contact your loan servicer right away. The sooner the better.


What about if i already missed some?


Well, you can use this plan then.


Hello, I have some questions about the direct plus loan application for parents. I came across it on your website.


Of course. Do you want to know what a Direct PLUS Loan Application for Parents is?


Yes, please.


This is a request for supplemental information in connection with your application for a Federal Direct PLUS Loan Direct PLUS Loan through the William D. Ford Federal Direct Loan Direct Loan Program.


Are you a parent borrower?


Yes, I am. Why?


Then the Direct PLUS Loan Application also allows you to do several other things.


That's all very interesting and all, but I have a whole other question. What if I have placed a security freeze on my credit file?


In that case you must lift or remove the freeze at each credit bureau before you continue. Your application will not be processed if you have a security freeze.


By the way, can the direct plus loan applications vary, depending on the school? I saw two and they looked different.


Yes. Some schools may have a different process for obtaining the additional information needed to process your Direct PLUS Loan application.


Alright. How do I apply for a plus loan now?


Simply log in to start your application.


Good morning, how you doing?. I'm looking some information about how to appeal to a veterans law judge, please.


No problem. All you have to do is download VA Form 10182: Board Appeal. Then you must follow the procedure related there.


Are you going to request a Board Appeal?


No, not at all. Just asking about it ,that's all.


Unfortunately, no relevant information is found.


Anyhow, lets say i do an appeal and then want to request something else if my initial claim fails, can i request a higher level review?


Oh yeah, you can do that without any problem. Be aware you don't have this option available after a higher level review or board decision.


How can I apply in the first place?


You need to fill the Form VA 10182 or Decision Review Request.


What if i need more information? where to go?


Refer to our FAQs, please.


Then , can you remember me what happens after a decision?


You'll have to find out.


Hello, I need information related to PSLF?


It is a form and must be completed and mailed to a specific address.


You can find information with your administrator.


Can you tell me in more detail what this process consists of?


What do you plan to do with the information you put on the form?


This information allows us to tell you if you are making qualified PSLF payments.


Can you give me more information?


If you have any questions, you can contact FedLoan Servicing to answer questions about it.


I still have more questions for you, can you help me?


Check the page on asking frequently asked PSLF.


What are federal programs? and what conditions must be met to be approved?


These loans do not qualify but may become eligible if you consolidate them into a Direct Consolidation Loan.


you can give us info on the parent plus loan


Would you like to know about the Direct PLUS Loan Application for Parents?


no, how complicated can it be...


Are you ready to apply for a PLUS Loan?


I think so


I can link you to a page where you can Log In and start


Okay. Could you please tell me what is a PLUS Direct Loan application for graduate and professional students?


Of course This is a supplemental information request regarding your application for a Federal Direct PLUS Loan Direct PLUS Loan through the William D. Ford Federal Direct Loan Direct Loan Program [4] Some schools may have a different process to obtain the additional information necessary to process your Direct PLUS Loan application....


and all schools have the same process?


No, some schools may have a different process to obtain the additional information necessary to process your Direct PLUS Loan application.


What do I have to do to receive a Direct PLUS Loan?


You must complete a Direct PLUS Direct Promissory Master Promissory Direct PLUS Loan MPN, which explains all the terms and conditions of Direct PLUS loans and constitutes your legally binding agreement to pay all Direct PLUS loans you receive under the Direct PLUS MPN loan.


Hello there. My name is Rachel and I am looking for information about Veterans housing assistance grants.


Of course. On our page you can find out how to apply for a housing grant as a Veteran or service member with a service-connected disability.


Would you like to know about other VA benefits and services?


Yes, please. I'm all ears.


You can find out how to file a claim for compensation for conditions related to your military service on our page.


I'd like to ask you another question about pension benefits. What happens, however, if I change my address or anything similar?


On that case. You can always update your personal information, as your address or contact information in your VA.gov profile.


Excellent, but could you help me even if I have a mortgage loan?


Yes, we can help you if you have a VA direct or VA-backed home loan or Specially Adapted Housing grant.


Sure, now could you tell me the requirements to obtain a grant for specially adapted housing (SAH)?


one of them is having a qualified service - disability relatedQualified Service - Related disabilities include loss or loss of use of more than one limb and loss or loss of use of a lower leg along with the lasting residual effects of a natural organic disease or injury


Respectfully, sir or ma'am, but I'd prefer to speak with another Veteran. They may have more experience and a greater understanding of my viewpoint. Could you please refer me to a Veteran or someone who is still serving in the military?


Of course. You can connect with our caring, qualified Veterans Crisis Line responders for confidential help. Many of them are Veterans themselves. This service is private, free, and available 24/7.


I see. Does this apply to female Veterans as well?


Of course. If you are a female Veteran, just ask for the Women Veterans Program Manager or find the nearest VA medical center.


One more thing I've been meaning to ask: if a natural disaster occurs, what support can I expect?


Should a natural disaster occur, we can help you find out if your home was damaged by that natural disaster.


Other than that, I might have a damage in my joint that is related to my military service. Can I file a claim for compensation?


Of course. You can find out how to file a claim for compensation for conditions related to your military service on our page.


Hey, I have some questions about my benefits planner regarding my disability.


Of course. First, you should know that in most cases, you will continue to receive benefits as long as you are disabled.


I'm aware of that. What if I want to go back to work?


In that case you probably would rather work than try to live on disability benefits, like most people.


Yes, that's why I'm here. To figure out a way. So, will you review my disability first or how does it work?


How often we review your case, depends on whether your condition is expected to improve. Your benefits will continue as long as you are disabled.


(can't write a question)


No, that's not it.


(can't write a response)


So, in other words, if I work without issues, I might lose my benefits as my disability status might change?


Hello. How Do I access VA services for MST?


sure I will be glad to help. If you re a Veteran who has experienced MST you can get help through VA . You don t need to have a service - connected disability rating , and you may be able to get MST - related care even if you don t qualify for other VA services


ok i didnt need that thank you though


Where can I find more information and support?


Go to the Department of Defense DoD Safe Helpline website, you can remain anonymous


I have MST issues, where can I get services for that?


I am so sorry to hear that. If you re a Veteran who has experienced MST  you can get help through VA . You don t need to have a service - connected disability rating , and you may be able to get MST - related care even if you don t qualify for other VA services


Will a primary care physician help?


All our primary care providers are trained in MST and can help you figure out if you have related issues , like PTSD or depression


Do i have to give my name?


you can remain anonymous meaning you don t have to give your name


Can I get disability compensation (monthly payments) or other benefits from VA?


You can t get compensation for the traumatic event itself  But you may be able to get disability compensation for conditions resulting from MST like PTSD the most common mental health condition linked to MST


Where can I get more info in spanish?


Please click  En espa ol PDF


If my vehicle is recovered and is damaged, what should I do?


If there is any damage, you will need to contact your insurance company.


What if my plates are still missing?


Bring a copy of form MV-78B to the DMV office to apply for new ones.


Will the recovery be listed on my title record?


When the stolen vehicle alarm is cancelled, it will show recovered on your title.


What happens if my car is totaled?


Contact your insurance company to resolve the matter.


Can I get new plates?


Yes, bring a copy of MV-78B to apply for new plates.


Can I go ahead and get new plates before the insurance company finishes investigating?


No, resolve the issue with the insurance company first, the apply for new plates.


What do I do if my car is stolen?


Report it to both the police and your insurance company immediately.


What kind of documents will I need to get a card?


You will need to have documents that prove your U.S. citizenship.


Have you already established your U. S. citizenship with our office?


No, I don't know how to do that.


Is there a way I can get a card online?


There is a fast and secure way to request a replacement Social Security card online.


How do I do that?


It's quick and easy if you meet the requirements.


What do I need to do to set that up?


If you go to the Social Security Number and Card website, it shows all the requirements and explains how to set up your account.


So what kind of documents do I need to prove my citizenship?


We can only accept certain documents to prove citizenship, including a U.S. passport or U.S. birth certificate.


Do I need any other paperwork?


You will need proof of your identity, such as a U.S. driver's license, State-issued identification card or U. S. passport.


Hi, please show me information about Agent Orange exposure from C-123 aircraft


If you flew on or worked with C-123 aircraft in Vietnam or other locations


yes, i worked with C-123 aircraft in Vietnam


you may have had contact with Agent Orange .


For active-duty service members


Please Check our list of military units and Air Force specialty codes to see if your unit had contact with affected C-123 aircraft .


How do they choose the beneficiaries of this compensation?


Find out if you can get disability compensation and other benefits for illnesses we believe are caused by contact with Agent Orange .


requirements for reservists


You have an illness we believe is caused by Agent Orange called a presumptive disease


no


so you can't qualify, because you need to meet all the requirements


sure?


yes, sorry


I have a teacher loan forgiveness question on how much can be forgiven


If you qualify you may be be eligible for forgiveness of up to $17,500 on your Direct Subsidized and Unsubsidized Loans and your Subsidized and Unsubsidized Federal Stafford Loans.


Have you taught full-time for five complete and consecutive academic years in a low-income school or educational service agency?


no, but almost there so just need information


Unfortunately, no relevant information is found.


what else do I need to be eligible for the $17,500 forgiveness?


Are you a highly qualified full-time mathematics or science teachers who taught students at the secondary level?


no I teach English


Are you a highly qualified special education teacher at either the elementary or secondary level whose primary responsibility was to provide special education to children with disabilities?


no just an English teacher


You don't qualify for the full $17,500 loan forgiveness.


I do not understand why I do not qualify what I am missing? . How is my loan repayment amount calculated?


The amount of your discretionary income is calculated by examining your adjusted gross income from your most recent federal income tax return that exceeds 150 percent of the poverty guideline amount for your state and family size.


I have another question about eligibility requirements for Federal Perkins Loans. What is the basis of eligibility for teacher cancellation?


It'sbased on the duties presented in an official position description, not on the position title


Hello, hope you are in good health. I need information about the mortgage life insurance for veterans.


Of course. The Veterans Mortgage Life Insurance, VMLI, offers mortgage protection insurance to the families of Veterans with severe service-connected disabilities who've adapted a home to fit their needs.


That sounds great. How do I know if I qualify?


Do you have a severe disability that we've concluded was caused or made worse by your service?


Yes, I do.


Have you received a Specially Adapted Housing grant to buy, build, or make changes like installing ramps or widening doorways to a home so you can live more independently?


Yes, I recently installed a ramp at my porch with that money. Needed it for my wheelchair.


Do you have the title of the home?


Yes, it has been the home of our family for a generation already.


Do you have a mortgage on the home?


Yes. I plan to have it paid off before I pass away, so my son doesn't have to worry too much about that.


Are you under 70 years old?


No, I wish I was. I've turned 76 years old this April.


In that case I'm afraid that you can't get VMLI. Sorry.


Hey, good morning, how yo doing. Look, i need to know some things about a possible effect on my disability payments for other payments, could you help me?


That would apply if you are receiving other government payments. Are you currently receiving any of those?


No, i'm not receiving any of those right now.


Unfortunately, no relevant information is found.


What can you tell me about being of low income and receiving medicare?


Well, if you are a individual in that scenario, you certainly could be eligible for an Extra Help with Medicare Prescription Drug Plan Costs.


Well, that would be useful. do you have any other place i can ask for more information about medicare coverage?


Sure. You can use Medicare toll free number. There you can talk with a medicare representative.


I'll make sure to get it. After what period can i be eligible for Medicare Coverage? And what can offer me Medicare?


Well, if you have been receiving disability benefits for at least two years straight, you get automatically enrolled in Medicare. That means you get signed up in hospital insurance and medical insurance, which can help you to pay some of your medical expenses plus receive some medical follow up.


I'm totally interested in that, how i could know more?


For that, use Medicare toll free number, and you'll be able to talk with a Medicare representative.


can you give me information about VA Assistance and home assistance and subsidy benefits


Clear. VA Aid and Assistance or Housebound benefits provide monthly payments added to the amount of a VA monthly pension for qualified veterans and survivors


If I am a disabled person who needs help with daily activities, or is confined to her home, do I qualify for the benefit?


if you qualify.


How do I know if I am eligible for VA help and assistance or homebound benefits as a veteran or survivor?


do you get a VA pension?


yes


This is one of the requirements to be eligible for this benefit.


What other requirements do I have to meet to be eligible for this benefit?


You may be eligible for this benefit.


What other requirements must I meet?


Do you need another person to help you carry out daily activities, such as bathing, feeding and dressing?


you are eligible for this benefit


When do I report the death of my spouse that I am getting venefits from


You can visit the local SS office if you are getting benefits on your spouse


Yes I am getting benefits on my deceased spouse


Are you getting disability or retirement on your own record?


no


We will check to see whether you can get a higher benefit as a widow or widower .


Do I need to apply for survivors benefits?


Only if you are getting retirement benefits on you own record so this is n/a to you


So I don't need to report the death?


We 'll automatically change any monthly benefits you receive to survivors benefits after we receive the report of death .


Do I need to file an application for survivors benefits?


Got that. Does this Social Security pay death benefits?


If there is no surviving spouse the payment is made to a child who is eligible for benefits on the deceased's record in the month of death.


We 'll automatically change any monthly benefits you receive to survivors benefits after we receive the report of death We may be able to pay the Special Lump - Sum Death Payment automatically


"I'd like to know about the required documents.. What documents am I required to submit?


Widows / Widowers or Surviving Divorced Spouse 's Benefits


Hello, I want to know if my federal student loans can be forgiven if I have worked as a teacher.


Of course. Learn about the forgiveness program to see whether you qualify.


Did you teach full-time for five complete and consecutive academic years in a low-income school or educational service agency, and do you meet the other listed qualifications?


Yes, I do !


Then you may be eligible for forgiveness of up to $ 17,500 on your Direct Subsidized and Unsubsidized Loans and your Subsidized and Unsubsidized Federal Stafford Loans.


I see this is something that I'm looking for, because of the covid19 outbreak. Does this count? I mean, this is covered?


Yes, there are special measures that has been taken about this, which will last from march 13 through sept 30 of 2020.


I'm wondering if my service as a teacher will help me in getting my federal consolidation loan forgiven?


In that case you may be eligible for forgiveness of the outstanding portion of the consolidation loan that repaid an eligible Direct Subsidized Loan, Direct Unsubsidized Loan, Subsidized Federal Stafford Loan, or Unsubsidized Federal Stafford Loan.


I have a loan question. What types of loans qualify?


Any loan received under the William D. Ford Federal Direct Loan Direct Loan Program would qualify for PSLF.


Okay. May I know the eligibility requirements for Direct Loans or Federal Family Education Loan FFEL Program loans?


Well, you must not have had an outstanding balance on Direct Loans or Federal Family Education Loan FFEL Program loans as of Oct. 1, 1998, or on the date that you obtained a Direct Loan or FFEL Program loan after Oct. 1, 1998.


Now that's interesting, thank you. What do I need to do to receive the maximum $ 17,500 in loan forgiveness?


Are you a highly qualified full-time mathematics or science teacher who taught students at the secondary school level?


No, sorry.


Are you a highly qualified special education teacher at either the elementary or secondary level whose primary responsibility was to provide special education to children with disabilities?


No, I'm not.


I'm afraid that you aren't eligible a combined maximum forgiveness amount of $ 17,500 or $ 5,000.


In order to obtain a social security card, what original documents do I need?


For starters you would need your proof of citizenship.


Are you a U.S. born adult?


No I am not.


Is there a website where I can get more information?


Yes, we have a Social Security Number and Card website.


What if don't have the specific documents that are required?


If we don't receive the documents within 10 days we can look at other documents as long as they aren't expired and show your name and identifying information such as a birthday or a photo.


What counts as proof of identity?


Any document that isn't expired that has information about you such as a driver's license or passport.


What specific cards show proof of identity?


You can use a U.S. driver's license, a state ID card, or a U.S. passport.


Am I able to request a replacement card online?


Yes, ordering online is a fast and secure way to get a replacement card.


What are hearing process for complaints and charges for repair and body shops?


In the hearing process, the DMV is the petitioner in the case and the complainant may or may not be the witness depending on the situation. You are entitled to hire an attorney to represent you in the hearing.


The Administrative Law Judge (ALJ) may sustain any of the charges related and may also dismiss all of it.


Does the result of the hearing always ended with any action?


No. There may be no action at all. However, if the ALJ imposes civil penalties, you may need to pay all fines and penalties to avoid the loss of your operating privilege.


So i may loss my operating privileges if i ignore the civil penalties imposed on me?


Could the fines or penalties be reduced?


Yes and the fines or penalties might be reduced or you may be offered to compensate the customer instead of paying the fines or penalties.


What happen if I am revoked?


If you are revoked, you will need to cease to operate and surrender all supplies.


Can I appeal?


Yes you may and you need to file the Appeal From DMV Hearing Determination PDF [ 2 ] AA-33A, 60 days from the date of the decision of the ALJ.


What do I need to do to complete the financial aid process?


do you want to know?


yes


The first thing is to find out how aid is calculated.


How can I compare help offers?


Review schools' financial aid packages.


if my university, not the United States Department of Education, will distribute your financial aid


Find out when your school will pay your aid and the period covered by each payment


I want to learn how to get help


Learn how you will get your help, it all depends on the type of help you receive.


are all the steps?


also remember that you must complete a Master Promissory Note MPN.


I need some information about exchanging my driver ID card. Can you please answer some questions I have?


Of course. Are you turning 21 soon?


No, you flatter me. I'm not that young anymore.


Are you currently expecting your new ID?


No, I know it will arrive sooner or later. I'm in no rush.


Would you like to know where we mail your ID?


No, I already know it will be sent to my address on record.


Would you like the document to be mailed to an alternate address?


Yes, that'd be great. Due to my job I'm abroad a lot.


Are you planning to apply either by mail or at an office?


Yes, by mail.


In that case you can ask that your replacement document be sent to an address that is different from the address on your document. You can't have it sent to a different address when you order online.


What if I want my non-driver ID to be sent to that address too?


You'll have to include an additional note and clearly print the alternate address. Don't write the alternate address on form MV-44. The mailing address you write on form MV-44 must be the address that is listed on your photo document and your DMV record.


is an escort driver certification mandatory?


when do i need to have escort driver certification. does this apply to you?


No.


what are the qualifications for providing escort services. does this apply to you?


No


how do i get certified as an escort vehicle driver. does this apply to you?


what are the fees. does this apply to you?


Yes


great, what is your question?


does NY state recognize escort vehicle driver certifications issued in other states?


you must have a valid ny state certified vehicle escort card mv-64


do i do it at the dmv?


it will be indicated in office hours area for the office


Hi! I Would like to know about decision reviews and appeals please.


Sure. Have you set your appeal on the calendar?


Yes, I have. But I would like some more information about it.


You need to know, you'll have a period of time of 1 year from the date of your review request unless you have a fiduciary or multiple party claim.


There is any special condition?


Yes, there are. You can add new and relevant information to your file, you can ask for a new look from a senior reviewer for a higher level review, also you can appeal to a veterans law judge for a board appeal.


Alright, that's good to know. But can you tell me more about the board appeal please?


Of course. You can request a board appeal after an initial claim, a supplemental claim or higher level review decision.


And there is a order about the decision review options?


Yes, you need to start by adding new information to your file, so it can be processed as a supplemental claim.


And what will happen after the board make a decision?


Once they make a decision, if you still disagree with the board, you can add new relevant information that could help your case.


OK. Then I could still have more chances to appeal.


That's right, you can take your case as a supplemental claim and you can appeal to a U.S. Court for Veterans Claims.


how to apply retirement benefits


Applying online is the easiest way to complete your application at a time that works for you , without a trip to the Social Security office


Do you want to know the online application?


yes


Follow these steps to apply online :To start your application , go to our Apply for Benefits page , read and agree to the Terms of Service


Thanks for the information, you know the problems that it generates if I make a change in my life and do not notify it?


It is important that all benefits and information are kept current.


Could someone else help me apply for benefits?


You may help someone else fill out their application , but you are not allowed to sign it for them . Only the person applying for benefits can legally sign the application


Can you give me the details on the steps in setting up an online account for my Social Security?


Creating a free my Social Security account takes less than 10 minutes , lets you download or print your benefit verification letter , and gives you access to many other online services


I also need more information on how to get the document signed if I can't sign online? is there any other way?


we will mail them a copy to sign . Read more about Helping Someone Apply Online .


What Is An Account ?


Online Services


How do I start my application now


Signing The Online Application You ll have a chance to review your answers and make changes , if needed .


Hello there. I need to know more about the mortgage life insurance for veterans.


Of course. The Veterans Mortgage Life Insurance VMLI offers mortgage protection insurance to the families of Veterans with severe service-connected disabilities who've adapted a home to fit their needs.


I see. Do I qualify for that insurance?


You may be able to get VMLI if you meet all of the requirements.


Let's say I do qualify, I apply for it, get accepted. Then I decide to move. Do I need to report this to keep my coverage?


In that case, you'll need to let us know if you move or transfer your mortgage from one lender to another.


How do I know if I qualify for this insurance?


Do you have a severe disability that we've concluded was caused or made worse by your service?


No, none of that.


Then you can't get VMLI. Sorry.


Is there anything else I can say about the VA's life insurance options? Could you possibly tell me about another life insurance option?


Of course. The Service-Disabled Veterans Insurance (S-DVI ) is of great help if you're disabled because of an injury or illness caused or made worse by your active service, you can continue your life insurance beyond 2 years after you leave the military.


Will something happen if I don't get my income and family size recertified by the annual deadline?


It is really important to recertify before the annual deadline.


Do you need to know what happens if you don't recertify your income before the deadline?


Yes, I would like to know the answer about recertifying my income.


The things that will happen vary depending on the plan you have.


I see, another question about student loan repayments, which loan servicers are used for making payments?


The US Depatment of Education has many loan servicers that handle the billing and other services on loans for William D. Ford Federal Direct Loan and for loans that will made under FFEL and ED purchased.


What will happen to my repayment plan if I don t recertify my income and family size by the annual deadline?


The same repayment plan would be enforced if you do not recertify your family size.


I just remember to ask about Eligible Federal Loans. Is this true for the unsubsidized Stafford loan?


Yes, Unsubsidized Federal Stafford Loans are eligible for the Graduated Repayment Plan


I would like to ask, how can I request a payment plan based on income? Also, what if I have income that is tax-free or if I simply have no income at all?


You would have to mark it the online application or paper application and you are not required to supply further documentation.


Are their other repayment options if I do not want an income-driven repayment plan?


You would need to contact your loan servicer and discuss repayments options such as extending our repayment period or temporarily suspend your repayment through deferment or forbearance.


Is there another option besides income-driven plans for PLUS loans for parents?


Yes, parent borrowers of PLUS loans could put there loans into a Direct Consolidation Loan and then repay the new consolidation loan under the ICR Plan.


Hello there. I am looking for information on how to prepare for college. Do you have any advice for me?


Of course. We've provided checklists with the steps you can take to help your or your child's chances of getting into and being able to afford the school of your choice.


Are you currently balancing studying and having fun?


Yes, sort of.


Then you'll be practicing time management.


I'd like to request a Checklist to assist me with being financially and academically prepared.


Whether you re in high school now, in elementary or middle school, out of school, or perhaps never finished school , there are a number of steps you can take to get college ready. Our checklists will walk you through the steps you can take to find and get into the college or career school that s right for you and help you learn how to prepare financially. Review our checklists now! When should I start thinking about college?


By the way, Are you a college student? Are you a parent? Are you an adult considering returning to school? Do you want to learn how to train for college or vocational school? It's more asking to money management. Do your checklists still assist me in preparing for this?


Yes. Our checklists suggest these and many other steps you can take, as well as websites you can explore, as you prepare academically and financially for college.


How can I be eligible for VA disability benefits?


You can get disability compensation for an illness or injury that was caused by or got worse because of your active military service.


where can I get more information?


Watch our Compensation 101 videos to learn more about how VA disability compensation works.


I'd like to know on how I can get benefits for the VA clothing allowance?


[23] You ll need to file a claim for disability compensation .s   [24] Find out how to file a claim for disability compensation


Are you going to file a claim for disability compensation?


no


Unfortunately, no relevant information is found.


what if my clothing has been damaged by my prosthetic or orthopedic device or by the medicine I'm taking for a skin condition ?


[4] you may be able to get money each year to help you buy new clothes .s   [5] This is a disability compensation benefit known as an annual clothing allowance .s   [6] Find out if you can get this benefit .


what requirements  must I meet to get disability benefits?


Your prosthetic or orthopedic device or your skin medicine causes damage to your clothes?


you are not eligible to get disability benefits


Hello. I'm a doing a research, and I was wondering if you could help me with information about the post traumatic stress disorder for veterans?


Sure thing. We can help any veteran no matter how much time if he has been home, it's never too late to get counseling or treatment, to manage any symptoms and keep them from getting worse.


Thank you, that's very kind of you. What can I do, if I need to talk to someone right now?


First we would like to know, are you a veteran or are concerned about one?


Yes, I'm a veteran, but also I'm concerned about others veterans I know.


It's alright, no problem. In that case you can contact with our caring and qualified veterans crisis line responders for confidential help, many of them are veterans themselves, this is a private, free and 24/7 available service you can use.


That sounds good, but, I can still use this service even f I don't have a veteran primary care benefit?


No, at all. You don't need any previous requirement to get access to this service. You can call for general information to the hotline at 800-827-1000 or get in contact with your local veteran medic center or the veteran PTSD program near to you.


Thta's great. There is any specific hour when I need to call for help?


No at all, you can call to the veterans crisis line to get response at anytime, by calling to the 800-273-8255 and select 1 to start a confidential veterans chat.


What happens if I don't live near to a medical center for veterans?


In this type of cases, you can call for telemental health care or we can refer you to a veterans center or health provider near to you.


hello could you help me understand how financial aid works


are you planning to attend college or vocational school?


yes


in that case financial aid is essential. We'll explain how financial aid works, resources to pay for college, and loan repayment options.


And how can I do if I have been accepted in several universities?


In that case you should compare costs and offers of help. Accept help from the school that is best for you and inform them of other sources of help, such as the scholarships you hope to receive.


And would you recommend that I pay the student loans?


As you prepare to graduate, prepare to pay off your student loans. Good news! Federal student loan borrowers have a six-month grace period before payments begin.


and how to determine if I am eligible for help?


Your college uses your FAFSA data to determine your eligibility for federal aid.


and how do i keep that help?


don't forget to fill out a FAFSA form every year!


you can give me some disability rating help


Did you receive a decision notice from us that confirms your disability rating?


no, not yet


what kind of benefits do you give? is it payments or health care?


Disability compensation may include financial compensation payments as well as other benefits like health care or job training


what is available for my dependents?


If you are 30% or more disabled due to a disability caused by service in the military, you can get financial support and benefits for your qualified dependents.


does the VA offer life insurance?


If you are in good health other than your disability caused by service in the military, you can buy Service-Disabled Veterans’ Insurance. You can apply online or call 800-669-8477, Monday through Friday, 8:00 a.m. to 6:00 p.m. ET.


is job training available?


Yes, you can get VA support for job training under special programs


Hello I need information about how to file a supplemental claim with new evidence


It is important that you add evidence that VA did not have before it is relevant to your case.


Among your doubts is whether you can file a supplemental claim?


Yes


You can file a Supplemental Claim within 1 year of a decision if you have new evidence, unless one of these rare situations applies to you.


and how long do I have to file the claim?


to make this claim You have up to 1 year from the date of your decision to file a Supplemental Claim.


And where can I find more information on how to present the evidence?


For more details, see the instructions to complete the form. we will gladly supply you shortly


What should I do after the VA program schedules the exams?


If the VA schedules the exams for you, be sure not to miss them.


Where can i get more information?


Get answers to frequently asked questions about decision reviews. Go to frequently asked questions


I need student aid help


Are you preparing for college?


not really, I'm prepared but still have a few questions


can you help me with financial aid?


Yes,we can help you see how financial aid works, learn about the types of aid, and find out if you’re eligible. You can also estimate what aid you may be eligible for by using FAFSA4caster.


what can you tell me about grants?


Grants are financial aid that's typically based on need and doesn't typically have to be repaid


can anyone get financial aid by asking for it?


All applicants must meet basic eligibility requirements for federal student aid.


do you have more information on how a military service situation could affect whether or not I get financial aid?


Yes, I can give you a link so you can learn how you'll be affected if you or your family served in the military.


What does VA assistance and home assistance and subsidy benefits provide?


they provide monthly payments added to the amount of a VA monthly pension for qualified veterans and survivors.


Are you eligible if you need help with daily activities, or are you confined to your home?


if you are eligible


What requirements must be met to be eligible?


Do you need another person to help you carry out daily activities, such as bathing, feeding and dressing?


If I need someone else to help me carry out daily activities, such as bathing, feeding and dressing?


ok you are eligible for this benefit.


Do I have to get a VA pension and meet at least one of the requirements?


if you meet the requirements you may be eligible for this benefit.


Should I send a completed form?


whether to complete VA Form 21-2680 Homebound Status Exam or Permanent Need for Assistance and Regular Assistance and mail it to your state PMC.


And if I am in a nursing home, should a form be completed?


You will also need to fill out a Nursing Home Information Request regarding VA Assistance and Assistance Request Form 21 - 0779


How do I find out if I am eligible for VA disability benefits?


You need to review the disability benefits eligibility criteria to see if you qualify. Compensation that you may receive may also include financial support or other benefits like health care


Am I eligible for VA disability benefits if I received a discharge from the military other than an honourable, bad conduct or dishonourable discharge?


Have you been discharged from the military for any of the reasons not given above?


No, I have not


Unfortunately, no relevant information is found.


What do I have to do to qualify for VA disability compensation?


You must be able to answer the following correctly for you to qualify for VA disability compensation; firstly, have you served on active duty, active duty for training or inactive duty training?


No I have not


In that case, you may not be able to apply for VA disability benefits


In step 4 how do you figure out the combined disability rating?


We will round combined values ending in 1 to 4 down, and those ending in 5 to 9 up.


I have another question about disability benefits, am I eligible for disability benefits? how to know what requirements do i need?


You may be. Let's review the different requirements.


Hi. I would like to know about Eligibility for VA health care


we can help you find out if you can get VA health care as a Veteran


Is there anything that will make me more likely to get these benefits?


Yes.s   [24] You may qualify for enhanced eligibility status meaning you ll be placed in a higher priority group , which makes you more likely to get benefits if you meet at least one of the requirements


At least one of these must be true...


ok


You receive financial compensation payments from VA for a service - connected disability?


no


You were discharged for a disability resulting from something that happened to you in the line of duty?


yes


You qualify for enhanced eligibility status meaning you ll be placed in a higher priority group


Now it's time for me to submit my application. What if I've applied for a Veteran's Administration pension or disability benefits?


You can check the status of those claims and others online.


I want to learn more about VA pension and disability insurance, and are there any non-medical programs I can receive assistance with?


Yes, you may be able to get help with non-medical services such as beneficiary travel benefits or caregiver support help for the person who cares for you.


you can give us info on the parent plus loan


Would you like to know about the Direct PLUS Loan Application for Parents?


no, how complicated can it be...


Are you ready to apply for a PLUS Loan?


I think so


I can link you to a page where you can Log In and start


who is this loan from?


It is through the William D. Ford Federal Direct Loan Program.


what happens after we do the application?


The information that you provide will be sent to the school that you select. The school you select will use the information collected to determine your eligibility for a Direct PLUS Loan and process your application.


they will use my loan to pay school related things?


The Direct PLUS Loan Application allows you to authorize the school to use your loan funds to satisfy other educationally related charges after tuition and fees, and room and board have been paid. You are not required to provide this authorization.


I lost my llicense


Did you receive an order from DMV saying your license was revoked ?


yes


is there somewhere I can look at more info on this?


You can look at Alcohol or drug related violations


what does it mean when they "revoke" my license?


It means your license has been cancelled and you must get a new one when the revocation period ends.


why wasn't it just suspended? what are some reasons for suspension?


You might get a suspension if you did not have automobile liability insurance OR if you were convicted of an alcohol or drugged driving charge.


if my license gets suspended for no insurance could I just send proof by email or to your online site?


Yes, you can submit proof of insurance online


Tell me about how to change a VA direct deposit information


You can change your VA direct deposit information for disability compensation, pension benefits or education benefits online.


What is disability compensation and pension benefit payments?


Have you tried the direct deposit feature on VA.gov?


Not yet.


Do you need to cancel your direct deposit payments?


No, not that either.


How can I change my info for GI Bill?


For that, you'll need to sign in to eBenefits.


Can I change my info by mail?


Yes, you can. Fill out and send the form 24-0296.


Is there a feature for direct deposit at VA.gov?


Not yet. We're in the process of bringing direct deposit to VA.gov.


What is the Supplemental Security Income Benefits?


is the SSI Supplemental Security Income program pays benefits to disabled adults and children with limited income and resources


What if you are 65 years of age or older how do you apply for the benefit?


In this case you can Call us at 1-800-772-1213.


I understand and if it is a child with a disability?


In this case, Social Security does not yet have an online application for Children's benefits. Visit Apply for disability benefits for children under 18 to apply for your child.


Can I file an appeal if my SSI request was denied if my SSI request was recently denied?


Yes, you can file an SSI appeal online.


If I am a disabled adult, can I be eligible to apply for SSI online?


Are you between 18 and 65 years old?


yes


Have you never been married?


Yes, i got married


you can't apply for SSI supplemental security income online right now


What documents do I need to apply for a social security card


You must show original documents for U.S. citizenship


You must present your original birth certificate


What if my birth certificate does not exist


you must submit it if one exists


If I was born in the united states how do I apply


If you  lived in the united states we may ask you for information about schools you attended or provide copies of tax record to show you were never assigned a social security number


Can you accept my passport if my birth certificate does not exist?


Yes we can accept your passport  or hospital record of birth


What do you accept for proof of identity?


An acceptable document must be current and not expired and show your name


What if I lived outside of the united states for any amount of time


I neee an original card


You must present original documents or copies certified by the agent that issued them


how do i get a CDL


did you pass the driving test?


not


you want to know what is the rate for a CDL?


yes


It depends on the expiration date and the class of your current driver license , and the date that you receive your CDL


I want to know how to request a copy of the accident report. If the DMV is unable to locate an accident based on the information you provide?


you will be notified by DMV in a certified letter


what is Accident reports ?


Accident reports are certified copies


I need more information


DMV keeps accident reports for only 4 years from the date of the accident , except for rare instances that are described in Vehicle and Traffic Law Section 201


How can i replace my license or permit?


Before you decide to have a replacement of your license or permit, you first need to satisfy the conditions for replacement. Did you just update your address? or did your license or permit were stolen, destroyed or lost?


No. I am turning 21 soon.


If you are turning 21 soon, you can order within 40 days of your birthday date.


However, i am currently abroad. Can i mail my application?


Yes. You can mail it with a completed Application for Permit, driver license and payment of $ 17.50. Remember to send also pre - addressed priority mail return envelope to help ensure we send your license to the correct address.


So does that means, i will get my document through mail?


Yes. We will mail it to the current mailing address that we have. This is also to verify your change of address when needed.


However, if you are ordering your duplicate and it has been 2 weeks since but you still have not receive it, please contact us [10].


Okay. I will take note to that.


You can contact us at [10].


If i just updated my address, you will send it to that current address right?


Yes. We will send it to the address on the record during your time of order. So please remember to change the address first before ordering the replacement.


how do you Check your VA claim or appeal status


Find out how to check the status of a VA claim or appeal online


Can I use this tool?


do you have any of the following accounts? A Premium My HealtheVet account ,  or      A Premium DS Logon account used for eBenefits and milConnect , [26] or      that you can create here on VA.gov A verified ID.me account


yes


ok then log into one of those accounts


I need to ask about VA pension payment, will it be paid on cash?


No, I'm afraid no. It's paid electronically, for direct deposit or pre-paid debit card.


My parents can get some help of this benefit of mine?


Yes, but you need to check your dependency and indemnity compensation claim status for that.


Do you bring assistance through phone lines?


Yes, we do. You can call us for support to the 877-294-6380 for pension beneficiaries and for the VA benefits hotline 800-827-1000 and the eBenefits technical support 800-983-0937. We'll be happy to help you.


Hey, could you maybe tell me what documents I need? I'm a bit confused and lost.


Of course. First of all we require a proof of citizenship.


Have you previously reported your child's U.S. citizenship to us?


No, I haven't. I had no reason to.


Unfortunately, no relevant information is found.


Do you need a proof of identity?


Yes. For example, Social Security might want to see your U.S. driver's license or a state-issued non-driver identification card.


I have a concern about the original documents that I need. What document can I use as identification proof?


You can use your U.S. passport, state-issued non-driver ID card or your U.S. driver's license.


Would it cost anything to get the replacement card?


You can get it for free if your card is stolen or lost.


The documents must original or I can use copies?


The documents should be originals or certified copies.


Hi, I am planning to move. What should I do with my license plates if I move from New York?


Do you want to register your vehicle in another US state?


Yes


okay. for that you must deliver the registration and license plates of your vehicle to the New York DMV


Is out-of-state insurance acceptable for a vehicle registered in New York?


I am not sorry to inform you that it is not acceptable


and there is no coverage outside of the state of new york?


no, the reality is that we will never accept out-of-state insurance coverage of any kind for a vehicle registered in New York. we are sorry


is that someone told me that if possible. Can I get insurance out of state and keep my vehicle registered in New York?


No. If you replace your New York State insurance coverage with out-of-state insurance, your valid insurance coverage will expire. We will suspend your registration and we may suspend your driver's license.


and If I choose to replace my New York State insurance coverage with out-of-state insurance...


We will take action against your New York State registration and driver's license, even if you move from New York. sThis may affect your ability to have a driver's license in your new state....


I need help understanding how financial aid works.


Are you planning to attend college or a career school?


No, my son is.


Unfortunately, no relevant information is found.


Who can assist me with planning for my son's college expenses?


Your son's school counselors will be able to help you with this. Additionally, the college financial aid office can help your son find state, college, and non-profit grants and scholarships to apply for.


That's great. What if my son gets accepted to more than one college?


If your son is accepted by multiple colleges, it's very important to compare the costs and aid offers of each, so that he can accept aid from the school that is best for him.


How will my son receive the aid?


His financial aid office will apply the aid to the amount he owes. The remaining balance can then be used for other college costs.


What is an aid offer?


An aid offer will explain the types and amounts of aid each college is offering your son. It will also include expected costs for the year.


My application has been denied what do I do?


Read if your application is Denied on our website


and read  If you disagree with our decision


ok


What other publications are there I can read?


There is Apply Online For Disability Benefitss Disability,  Benefitss  and  Disability Starter Kit


My application was denied for non medical reason


you can appeal our decision online


Where can I get more information?


please read " Your income and resources " on page 5 of our Supplemental Security Income SSI booklet


How do I request an appeal?


call our toll - free number at 1-800-772-1213 to request an appeal and People who are deaf or hard of hearing can call our toll - free TTY number , 1 - 800 - 325 - 0778


I would like to know what criteria are used to calculate how much aid a student will receive.


The colleges or career schools you list on your Free Application for Federal Student Aid form will use several pieces of information to calculate your aid.


What is need-based aid?


The following formula is used:Cost of Attendance COA Expected Family Contribution EFC = Financial Need


Can you give me an example?


For example, if your Cost of Attendance is $ 16,000 and you have been awarded a total of $ 4,000 in need-based aid and private scholarships, you can get up to $ 12,000 in non-need-based aid.


now on how to submit the offer of student aid? could it be by mail?


follow the steps and send the information by mail


Report the types of loans they offer?


At school they must manage that information


Que oficinas puedo recurrir para buscar la informacion?


Payment commitment is needed in a suitable time.


Hello there, All great with you?. Look, I sent an Aid request some time ago, but hasn't been any answer, so when do i get my money?


If you completed the proper procedure, It should be sent to you soon. Be aware that benefit will be paid by your School and not by the U.S Department of Education so, Have you checked on your school's payment schedule?


Yeah, I checked that out already, that's why i'm here asking about.


Well, that's pretty much what you can do for now. If you found out that information, then you must even know the period your aid will cover.


O.k, O.k, you got me there. Yeah, i even looked about that period thing. Anyway, To be sure, all what i needed to do was to send the application, right? what else comes next?


You're right. That's all what you were required to do. And if you are asking about your aid, then you probably took some of the next steps to that submission.


Yeah, yeah, I went and did some thing, some paperwork. Look, what can I do if i don't have those resources for when i star my classes, huh?


In that case, you should find out how to pay for your course materials, so you can start your classes and then help yourself with the aid.


And just like that, huh? Oh, well. I hope won't need to do that. Sorry, but a Master Promissory Note was one of those steps you mentioned earlier, wasn't?


That's correct. A MPN is a requisite for getting the aid.


And of course accepting the aid from school, too?


another question for you regarding the Best Financial Aid to Accept. I've heard that some schools offer interest free tuition payment plans. Is this true?


Yes, it is. This type of loan can be very beneficial, because it allows the borrower to reduce the amount they will need to take out in loans. You should ask your financial aid office if this plan is available to you.


That's correct.


Hello, where can I find detailed information about the TPD download?


want to know everything about the TPD download?


not everything but most


Unfortunately, no relevant information is found.


What happens if my obligation to pay my loans is reinstated?


In that case Nelnet will explain the reason for the reinstallation and provide you with information on what you can do if you have questions about the reinstallation or if you believe the reset was based on incorrect information.


What actions do they take If they determine that I am totally or permanently disabled as per the documentation of the SSA or the certification of a doctor?


The first thing is to notify you that your loans or TEACH Grant service obligation have been canceled;


If my loan is canceled due to TPD, do I have to pay taxes on the amount of the canceled loan?


In this case, if you received a TPD discharge of a loan before January 1, 2018, the amount of the loan written off can be considered income for federal tax purposes under the IRS rules of the Internal Revenue Service.


So what benefit does a TPD download generate due to total and permanent disability?


frees you from having to pay a loan from the Direct Loan Program


I need help with applying for my retirement benefits.


I'll be happy to help you apply.


Thanks. I've never worked under Social Security. Can I still qualify for benefits?


Yes. If you are at least 62 years of age and your spouse receives retirement or disability benefits, you may qualify for spouse's retirement benefits.


Maybe an unrelated question now. I do not have access to my spouses records, can you help?


please call our toll free number at 1 - 800 - 772 - 1213 If you are deaf or hard of hearing , call our TTY number at 1 - 800 - 325 - 0778  or contact your local Social Security office


IS anyone not eligible?


Some individuals are exempt from the offset


What is it based off of?


If you will be eligible for a Social Security retirement benefit based on your own earnings:r   As well as a higher benefit based on your spouse 's earnings ,  it will also affect your benefits as a spouse , widow , or widower .


What if i retire before retirement age?


please call our toll free number at 1 - 800 - 772 - 1213 If you are deaf or hard of hearing , call our TTY number at 1 - 800 - 325 - 0778 or contact your local Social Security office


What if I spouse gets benefits?


If your spouse already receives benefits ,ask them what their benefit would be if it started at their full or normal retirement age


Good morning. I've been looking for information to apply for veterans health care, but i would like to know even more, Could you point me out?


Is your information needs related to updating your personal, insurance or financial information, regarding an earlier application?


Yeah, that precisely.


Good. Then you must fill a VA Form 10-10 EZR or Health Benefits Update.


O.k, i'm writing that out. Look, i don't want to think about it, but you know, do you have options in case there's the need for assisted care, like a nurse?


Don't worry, i understand you. And the answer is yes. You'll need to fill the Application for Extended Care Services also known as VA Form 10-10 EC.


Thanks. It's good to know there's indeed options. All right, now, could you tell me about the requirements for this?


Sure. The documentation needed is as follow: Your most recent tax return, accompanied by the Social Security Numbers for you and your qualified dependents and lastly, account numbers for any current health insurance you may already have, such as Medicare, private insurance or an insurance from your employer.


All right, i'll make sure to seek for those as soon as possible. Can you tell me what form number that is?


No problem. The form number is Form VA 10-10EZ. The form must come signed up for yourself or somebody who legally represents you.


O.k that's important. Say, about those requirements from earlier. Dis you say that one of the was my tax return, isn't?


Correct. And be sure is the most recent one.


Hello, I have several questions about renewing a CDL.


Then you've come to the right place. I have to warn you though, your Standard CDL will not be accepted as proof of identification to board a domestic flight after October 1, 2020.


Do you plan to travel, but you don't have a passport?


Yes, that is the case. Unfortunately.


Then we recommend you upgrade to an Enhanced or REAL ID when you renew.


Talking about renewal, can I renew the CDL at the local DMV office?


Yes. You must come to a DMV office to renew a commercial driver license CDL or commercial license permit CLP. Complete this guide to make sure you have the proofs of identification you need before coming.


What if I have an open suspension or revocation?


Then I'm afraid we will reject your application.


Oh, that's a bummer. What if I'm a temporary visitor?


In that case you will need to provide proof of legal presence in the U.S. with every application. Your new document will have the legend NON-DOMICILED and also TEMPORARY VISITOR and the expiration date of your legal status in the United States printed on it.


Wait, what if I have the driving type "non-excepted interstate" on my renewal?


Then you must provide a legible copy of your current USDOT Medical Examiner s Certificate to DMV if it is not already on file. Please see Federal Requirements for Commercial Driver License CDL Applicants (MV-44.5) to help you determine your driving type.


I see. And if I have another class along with class M?


Then you'll have to add an additional $ 8.00 to the fee above.


Hello. I came here to find out how to opt in for my legacy claim.


Did you disagree with a VA decision you received before February 19, 2019?


Yes, I did.


In that case you can opt in to the modernized review system, after you've received a VA Statement of the Case SOC or Supplemental Statement of the Case SSOC.


I see. What do I need to do to get a statement of the case?


You must file a Notice of Disagreement VA Form 21-0958 within 1 year of the date on your decision.


Thanks, I'll do that. What does "duty to assist" entail, by the way?


VA's Duty to Assist requires VA to assist you in getting evidence, such as medical records, that is needed to support your case. VA's Duty to Assist applies during your initial claim and if you file a Supplemental Claim.


And what should I do next, after getting the SOC?


You have 60 days or the remainder of the 1-year period following the decision you appealed, whichever is later, to opt in to the modernized system by submitting one of the following forms and checking the SOC/SSOC opt-in box.


Let's say I missed the deadline for submitting my request. What should I do then?


You could add new and relevant evidence and file a Supplemental Claim, for example.


Alright, makes sense. Can I download the forms on your page?


Yes, you can download the forms or learn more about decision review options on our page.


Yes I'd like information. What types of aid is available at the federal level?


We have that information.


Would you like to learn more about grants?


Sure, that's a good place to start.


Grants are a type of financial aid that is typically based on need and usually doesn't have to be repaid.


I'm not sure what type of aid I would be eligible for, could you help me?


You can estimate what aid you may be eligible for when you check out our FAFSA4caster tool.


What if my dad died oversees in the Middle East?


The specific situation of having a parent killed in Iraq or Afghanistan could affect your eligibility for aid.


Can I find details about the specifics of Federal Student Aid here?


With our service here you can explore how financial aid works, learn about the types of aid, and find out if you're eligible or not.


And is it possible to know more or less how much I can get?


Yes you can use FAFSA4caster to get an early estimate of your eligibility for federal student aid.Click here [40] Get Aid Estimate


Yes, good afternoon. I need some guidance in self-certification, please.


No problem. Are you aware why you have to self-certify?


Yes, i think i know what is it about.


Just in case you don't have all the information, let me fill in for you. New federal regulations require from all commercial drivers to certify to DMV the type of driving they perform or expect to perform. From there the necessity of self certify.


Yeah, i know. I tried to do it already but i receive my medical examiner certificate back in my mail some days ago. That's why i wanted to ask here what happened.


You can find rejection's cause by reading the letter throughly.


Have you checked the certificate in case any information was incorrect, missing or illegible?


No, i haven't.


Can you tell me what advantage i get sign in up for MyDMV?


Sure. It can give you more control about your doings for check your certificate status, just checking under License Status.


Umm, is there any way to receive reminders for this type of procedures?