First of all, you will need to find out if you are eligible for VA education benefits, gather all your documents and info, and see what benefits you will get at the school you will attend.


Hello there. How are you doing? I am looking for information about what happens after I submitted my application.


Of course. We can help you find out what happens after you apply for a pre-need eligibility determination.


Would you like to get more information?


No, thank you. That's enough.


Do you have a number I can call for questions?


Yes, you can call 877-222-8387. We're here Monday through Friday, 8:00 a.m. to 8:00 p.m. ET.


The reason I'm asking is that I wanted to plan my burial. I feel like a burden and I would like to take care of everything before I have to go. Do you think I could be buried in a national cemetery for veterans?


Of course. You can apply to find out in advance if you can be buried in a VA national cemetery. This is called a pre-need determination of eligibility and it can help make the burial planning process easier for your family members in their time of need.


Alright. And who is eligible for such a burial?


A Veteran who didn't receive a dishonorable discharge when you separated from the military, or the spouse or dependent child of a service member or Veteran, even if the service member or Veteran has already passed away.


But if I had fallen in battle, my wife wouldn't have had to apply for my burial?


Correct. If a service member dies on active duty, they're eligible for burial without a pre-need decision letter.


Do you perhaps have number I could call? I find it a bit difficult to write all this.


hello, When I can apply for Retirement Benefits Or Medicare?


Please be ready to supply the information we need to approve your application for these benefits


What do I do If you do not have a birth certificate?


In this case, you may request one from the state where you were born


Are there Other Retirement Planning Websites?


Yes, there is Benefit Eligibility Screening Tool BEST to help identify other Social Security programs for which you may be eligible.


Did your pension plan end?


No


How can I verify my Pension Benefit Guaranty Corporation?


you may be able to use the PBGC's Find an Unclaimed Pension tool to find out if you have unclaimed benefits.


where to write in my state?


You can check


I have questions about the point and insurance reduction program.


Have you taken the course yet?


Yes. I just started it.


Do you know how long the course is and what it will cost?


No. I have some idea on the length and costs, but I need clarification on that.


Once I complete the course and receive my certificate, will I see a reduction in insurance costs if I present my certificate to the insurance company within 90 days after getting it?


Yes. You will see an immediate reduction in your liability and collision premium.


How can I verify that the course completion has been put on my driving record?


You can request a copy of your driving record from the DMV.


Does completing the Point and Insurance Reduction Program have any affect on my Driver Responsibility Assessment?


Completing the Point and Insurance Reduction Program does not prevent or reduce the calculation of points affecting your Driver Responsibility Assessment.


If I wanted to amend my address and mailing information when seeking a replacement license, what do I do?


In order for me to replace my license, is there a form that is mailed to me?


We mail the necessary documentation to the mailing address that we have on our records, or an alternative address that must be provided by you. If you want to amend an address, see the Address Change section on the website


What if I want to convert my standard license to a REAL ID, and add my veteran status?


You would have to come into a DMV office for that change.


li ordered a replacement license over 2 weeks ago and have still not received it, what do I do?


If this is the case, you will need to contact us


For changing my license to a REAL ID. How is the process by mail?


To change your license , permit , non - driver ID and/or the address on your registration , mail a completed Address Change pdf [ 4 ] MV-232 form to


Are there specific rules surrounding temporary visitors and international students regarding replacement of licenses?


Are you classed as a Temporary Visitor or have you had your Temporary Visitor status extended?


No, I am not in that category


Unfortunately, no relevant information is found.


What happens if I need to replace my license and I am overseas?


Will you be requesting a replacement license from overseas?


No, this doesn't apply to me


What are the new rules surrounding my license being issued before October 30, 2017?


If your license was issued before October 30, 2017 and is not enhanced, you have what is known as a Standard Document


I would like to know how to get  motorcycle license,please.


If you reside in New York, you must have a Class M or Class MJ driver's license or a learner's license to ride a motorcycle.


How can I get a motorcycle license?


Have you applied for a motorcycle permit at a DMV office?


I have not done it.


Can you give me some tip that can be useful in my motorcycle road test?


Have at least 30 hours of practice before taking your road test.


Do you have a Class MJ permit?


Yes, my permit is Class MJ.


If you are under 18, you must obey the restrictions and requirements for drivers under 18.


I want to know more about the road test. What if I misplace my Certificate of Supervised Driving before my road test?


If you have lost your Certificate of Supervised Driving, you should contact the office that issued this certificate to you, who will be able to replace it for you


sure. Now I need to ask about Supervised Driving Certificate. how to reschedule an appointment


you must cancel your appointment before you can search for a new date. you can not have more than one appointment at a time


I want to know more about copay fees


Okay, I can link you to a page so you can view our current VA health care copay rates for different types of services.


Would you like more information on VA benefits?


yes, I want to learn about VA disability benefits


We can help you learn how to file a claim for disability compensation and manage your disability benefits


can you also help me get my medical records?


Yes, we can help you set up your personal health record and download reports to share with your doctors


do you have facebook or twitter where I might be able to contact you?


We have accounts on Twitter, Facebook and YouTube


do you have more info on the Mission Act?


Yes you can learn how we are making it easier for you to get health care through the MISSION Act


do you have an e-mail sign up so I don't miss anything?


Yes, we have Veterans health email updates


Hello there. I need some help. I've been looking at that Benefits Planner for survivors and I can't make sense out of many things.


It would be my pleasure to help you. You should know that when a person dies, we will be notified immediately, so you can not report a death or apply for survivors benefits online.


Did you want to report a death or to apply for benefits?


No, I have no death to report. I'm just looking for information.


Unfortunately, no relevant information is found.


My question is if I have to apply for survivors benefits or if I automatically get survivors status.


Unfortunately you can't apply for survivors benefits online, we automatically receive a report when a person dies.


Do you want to know more about the process of reporting a death?


Nah, no need for that. I just wanted some information, that's all.


Would you perhaps like to know about which documents you need to apply for benefits?


No, no. I'm good. Thank you for your time.


What is the maximum amount a family is entitled to receive in terms of benefits payable to family?


The limit varies but it is generally between 150 to 180 percent of the basic benefit rate. If the sum of benefits payable to family members is greater than this limit the benefits will be reduced proportionately.


What if you are denied?


Have you been denied?


yes


you may request an appeal


Can I have more infomation on how to appeal?


visit Information About Social Security 's Hearings and Appeals Process


How do we know if we are denied?


When we made the first determination on your claim , [14] we sent you a letter explaining our determination


How do i chjeck the status of the hearing?


Whether you applied online , by phone , or in an office


Do you have an  online account?


no


Can I request a hearing?


you can request a non - medical hearing online


does it have to be online?


Hey, good morning. I'm into a vehicle operation right now and need some information.


Do you need information about any possible name change?


No, i don't need that.


Then perhaps are you looking for information related to vehicle damage, like flood?


That's it. I'm interested in possible damages, thanks.


If you're looking to check about any possible damage in your vehicle-to-be, please make use of the National Insurance Crime Bureau database. IN that way, you can verify if the vehicle has some damage due flood. You'll need to have the vehicle's VIN.


I see, thanks. Em, Any possibility you can refer me to more information about how to purchase a vehicle?


No problem. If you have any more doubts, you can read the following DMV documents: Let the Buyer Be Aware and Q&A about your Title Certificate.


I'll get into those later, but thanks for telling me about them. Hey, do you only have information to register just vehicles?


No. We can give you information about registering a vehicle that has been given to you as a gift, for example, including trailers, snowmobiles, boats or ATVs.


Whoa, that's a lot of vehicles, huh? Say, in other question, What must do a seller when transfer a vehicle?


Easy. Must complete and sign the transfer ownership section of the title certificate, and that's it.


I need help with getting my driving record abstract.


I can help you with that. Would you like more information about what your standard driving record abstract entails?


Yes, this would be very helpful.


You can see a sample of a driving record abstract under Description of Abstract of Driving Record PDF [ 3 ] DS-242.1 on our website.


Do you happen to need all information that DMV has on file for you?


No, I just need to see the last few years.


For future reference, how would I obtain this information?


To get a record of all your information, you'll need a lifetime driving record.


Can I get my abstract online?


Absolutely, and rest assured that no matter whether you order online, at an office, or by mail, there will be no difference in your abstract. They are all certified DMV records that come with a certification statement and the signature of the Commissioner of Motor Vehicles.


What do I need if I decide to obtain one by mail?


If you wish to obtain your abstract by mail, you'll need a completed Request for DMV Records PDF [ 11 ] MV-15 and a photocopy of your proof of identity.


What if I just wait and get it at the DMV, when I renew my license?


In this case, just mark the blue box on the renewal notice. Be advised, there will be an extra $10 search fee added to your renewal fee.


If I am totally and permanently disabled, can I qualify for a discharge of my federal student loans?


Note a TPD discharge for total and permanent disability frees you from having to pay a loan from the William D. Ford Federal Direct Loan Direct Loan Program, a loan from the FFEL Federal Family Education Loan Program and / or a Loan Federal Perkins or complete an EDUCATION Grant service obligation.


How can I qualify for a TPD download?


You must first complete and submit a TPD download request, along with documentation showing that you meet our requirements to be considered totally and permanently disabled, to Nelnet, the administrator who assists the US Department of Education with the process TPD download.


If you show that I am totally and permanently disabled according to the SSA documentation, it means that you are subject to a monitoring period of three years after discharge, what else should I know?


you must be considered discharged for federal tax purposes at the end of the post-discharge monitoring period


Can you give me details of the SSA Documentation


you need to know the points that are related to SSA


Can I demonstrate that I qualify for a TPD download by providing documentation from one of three sources?


one point is that one of the sources is the United States Department of Veterans Affairs VA


ok that point applies to me


may be eligible to qualify for a TPD download


can you tell me another point from the SSA Documentation


It is important to notify you that you will be subject to a three-year post-discharge monitoring period that begins on the discharge date of discharge, and that your obligation to repay your loans or complete your TEACH Grant service obligation is met. will reset if you fail to meet certain requirements at any time during this monitoring period


Hello there. What can you tell me about repaying the loan in full?


Well, a third option for getting out of default is to repay the full amount of your defaulted student loan.


What if I don't have my loan holders contact information to make a payment?


Simply log in and select "view loan servicer details".


How can I get help with my defaulted loan?


Do you need help with your defaulted loan?


Yes, I do.


Then you will need to contact the holder of your defaulted loan. Find out who holds your loan by logging in and selecting "view loan servicer details". Remember: StudentAid.gov does not include information about any private student loans you may have received.


What if consolidate a defaulted loan?


In that case the record of the default as well as late payments reported before the loan went into default will remain in your credit history. Late payments will remain on your credit report for seven years from when they were first reported. It's important that you fully understand loan rehabilitation and loan consolidation before making your decision.


Sounds good. Can I also reconsolidate a defaulted FFEL Consolidation Loan?


Yes, you may reconsolidate a defaulted FFEL Consolidation Loan without including any additional loans in the consolidation, but only if you agree to repay the new Direct Consolidation Loan under an income-driven repayment plan.


Where can I find more information and support?


sure no problem.  connect with our caring , qualified Veterans Crisis Line responders for confidential help .


have you contacted the safe helpline?


not yet.


How do I access VA services for MST?


If you have a VA primary care provider , talk to that professional about what you ve been through


can i get help though the VA?


If you re a Veteran who has experienced MST , you can get help through VA . You don t need to have a service - connected disability rating , and you may be able to get MST - related care even if you don t qualify for other VA services


Download our military sexual trauma brochure for Veterans


How do I talk to someone right now?


Call 800 - 273 - 8255 ,  then select 1 .


Can I get help through the VA


See our Guide to VA Mental Health Services PDF


Can I report  a survivors death online?


IYou can not reiport a death online. Are you getting benefits on your spouses record?


yes


Are you getting retirement on your own record?


no


We will check to see whether you can get a higher benefit as a widow or widower


What document do I need to apply ?


Widows / Widowers or Surviving Divorced Spouse 's Benefits or childs benefits


Do you have all the documents you need?


do n't delay applying for Social Security .


I am already getting benefits do I need to report the death?


We  automatically change any monthly benefits you receive to the  survivors benefits after we receive a report of death


I was curious about copays


You can view our current copay rates for different types of care, tests, and medications to satisfy your curiosity


Would you like information on other services and benefits?


yes, got anything on disability


We can help you learn how to file a claim for disability compensation and how to manage your disability benefits


I'd like to ask you a benefit-related question. Why do I have to keep this information up to date for my beneficiaries?


You should keep information about your beneficiaries up to date. This will make it easier for your family members to file a claim in their time of need.


Do you have any knowledge of VA health care? What health-care benefits does the VA provide?


You are covered for regular checkups with your primary care provider and appointments with specialists like cardiologists , gynecologists , and mental health providers


I have one more question about the medical benefits package. Is it necessary for me to be enrolled in VA health insurance in order to use the services?


Yes, you need to be enrolled in VA  health care, and you will need to have received care from us within the past 24 months to use VA urgent care.


What resources and programs do you offer? If I am homeless and have to move around, am I still covered?


Yes, we offer many programs and services that may help including free health care. We can also help you connect with resources in your community, like homeless shelters or faith-based organizations.


do you have a wellness program?


Yes, we have Veterans programs for health and wellness


who do we talk to if we need help with a problem?


If you are a Veteran in crisis you can talk to our Veterans Crisis Line responders for confidential help. Many of them are Veterans themselves. This service is free and available 24/7.


do you have home care services?


Yes, you can access Veterans health care services like home care


I wanted to know how to sign up for alerts


would you like to know more about what you will receive if you sign up?


yes


You can sign up to get email and/or text reminders before your driver license, non-driver ID card, registration or vehicle inspection expires.


There's more to TNC than meets the eye. What kind of insurance does a TNC driver need?


The TNC companies take care of the understanding of insurance needed.


Are you interested in being a TNC driver?


No, not at this time.


Unfortunately, no relevant information is found.


What if I am licensed to operate for hire by the NY City taxi and limousine commission, can I work at a TNC driver outside of NY City?


Yes you allowed only if you are authorizd by a licensed TNC company and if you use a different vehicle than you drive for hire in NY City.


Can I pick up passengers in NY City if I am an authorized TNC driver?


You can if you are separately authorized by the NY City Taxi and Limousine Commission; but otherwise no.


Am I allowed to drop off a TNC passenger in NY City that I picked up outside the City if I am an authorized TNC driver?


Yes you are allowed.


Hi there. I'm looking information related to how to fill the the fafsa form, and the information that I need to put on it.


Sure thing, no problem. You most be sure that you add at least one school on your fafsa form, so your information to helps to determinate the type and amounts of aid you may receive.


This also applies for the state of indiana?


Yes, it applies for every state, you just need a eligible school in state college to be considered for state grand aid.


The order of the schools I list is important?


have you been filling your form considering the schools in a certain order?


Yes, I have been putting my main chooses at the top of the application.


Alright. Well that's not really necessary. SOme states require it, but you need to check the list.


Could you please advise me on what questions about my parents' details might appear on my FAFSA form?


We can help you with some simple answers to questions like Can my parent and I share the same FSA ID.


What can I find out on this page?


You can find out any answers to questions for Parents.


Hello, I want to know about the ignition interlock device


this is a device that connects to a motor vehicle ignition system and reads the alcohol level of the driver by a breath test and prevents the vehicle from starting if the measure is not acceptable.


did you get the ignition interlock ordered by a court?


No, it didn't.


What is the way to remove the ignition interlock restriction from my driver license?


You have to get a form from your ignition interlock monitor stating that you are no longer required to use the device in your vehicles and take that form to the DMV office to apply for a new document without the restriction.


Ok, now please tell me about the different parts of the Leandra's Law and the penalties for conviction.


Some of the Leandra's Law provisions are, an established new Class E Felony and that no person shall operate a motor vehicle under the influence of alcohol or drugs if there's a passenger of age 15 or younger in the vehicle.


And what is Leandra's Law?


it's a law signed on November 18, 2009, in honor of Leandra Rosado, who was an 11 year old child killed in a car accident in which the mother of one of her friends was driving the vehicle intoxicated.


Wht was the new felony established by the law?


It established a new Class E Felony.


please tell me How your benefits may change from year to year


Not always . We require a new Yellow Ribbon Program agreement each year .


If my school has an approved agreement and continues to participate in the program


they must continue to offer the Yellow Ribbon benefits to you the next year as long as you meet all of the requirements listed


the school still offers the program


they must continue to give you funding as long as you meet all of the requirements listed


what are the requirements to be eligible


Make acceptable progress toward completing your program according to your school


yes


Stay enrolled in the school without a break following the school s policy


I don't stay enrolled in the school without a break


so you can't qualify, because you need to meet all the requirements


I need information about the changes in the IRP registry


you want to know what are included Common changes in IRP records


add or delete vehicless transfer plates from one vehicle to anothers  add jurisdictions


What else do they include?


increase or decrease registered weigh


How can I do it by phone?


You ca n't make changes to an IRP registration by phone


What instructions should I follow?


Follow the instructions on Schedule A&C [ 2 ] IRP-6


and how do I do it by mail


You can make changes to your IRP registrations by mail. Follow the instructions on Schedule A&C [ 2 ] IRP-6


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Sure, you just need to see if you are eligible for something like that.


Great. This also applies for the perkins loan teacher cancellation?


Yes, but you need some requirements, do you know which are?


I'm not so sure about them.


OK, no problem. You know if you are considered as a teacher?


Yes, I think I do.


That's something you need to have clear, you can be considered as a teacher if you are a school librarian or guidance counselor for elementary or secondary school students.


This also includes supervisors, administrators, researchers or specialist?


In that case, at least you provide direct and personal educational services to students, you won't be considered as a teacher.


So, is mandatory a field of expertice?


Yes, is very important that most of classes taught must be in a particular field of expertice.


Hello. I'm looking information about subsistence for veterans.


Are you struggling with substance use problems?


Yes, that's why I need help about this theme.


Unfortunately, no relevant information is found.


Alright, thanks. But I would like to know what ca n I do because I have health issues.


We can provide you support for health conditions such as posttraumatic stress disorder PTSD or depression.


It is good to know, what documents or forms should I bring in person?


VA Health Benefits Application Form 10 - 10EZ


I want to ask how you can assist me in obtaining a stable medication. What if this is also linked to drug addiction?


In this case, we can also help you to medically manage any kind of detoxification to reduce opiate addictions.


Can you help me how do I access VA services for MST? And check if I'm qualify for help as a veteran without prior history of needing some sort of help?


you can get help through VA even if you don t qualify for other VA services . Remember that you also don't need to have reported the MST or have other proof that it happened , and you don t need to have a service - connected disability rating to receive help.


What are the services that you offer if I need help in therapy and counseling?


Yes, we have short term plans, also as intensive treatment and marriage and family counseling.


What I need to do?


You need to sign up first and then get access to all the help we can provide you.


What happens if I don t pay a toll?


If you fail to pay tolls , fees or other charges in relation to 3 or more tolling violations , all committed within 5 years , or fail to pay $ 200 in tolls accumulated within 5 years , if the violations occurred in a commercial vehicle , or fail to have them dismissed or transferred


ok it is my case


the NYS Department of Motor Vehicles , " DMV " may send you a Notice of Registration Suspension .


I'll agree to pay the charges outstanding. What is the situation if I am planning to leave the state soon? Are there specific steps that I should take, and if so, what are they?


Well, you need to know that States communicate with each other, so if you leave the state without notifying DMV will be aware of that. Before leaving the state, make sure to resolve any unaswered tickets, suspensions or revocations. You also have to surrender your license(s) plate(s) to NYS when you get to the new state.


Ok. I suppose I have to get a new car insurance in the new state. What happens if by accident I let the insurance lapse?


DMV will suspend your registration and license.


Let's say I get to a new state, I register my vehicle, get my car insurance and all that stuff but my coverage is dropped for any reason. What would DMV do in that case?


We would send you an inquiry letter to allow you to clear up the problem. We send 500000 inquiry letters a year, so that's covered.


Winter's coming around and I'd like to register my new snowmobile. Why can't I enter my address on the web form?


There is a limit of 20 characters for the street address and 14 characters for the city in our snowmobile registration system.


Is your your street address or city name is too long?


Yes.


You can shorten it by using numbers digits instead of words for the house number.


is there a list of what I will need to register my snowmobile?


Yes, I can give you a link that will help you out


That might work. Also why is my name shortened on my registration?


Due to the limited space in the DMV registration system, your name may be shortened to fit on the document but it remains valid with the shorter name.


It's good, could you also give me more information about possible damage to the vehicle by floods?


IF you're buying, you can go online and check the National Crime Bureau database and see if a vehicle has flood damage. You must be aware that you need the Vehicle Identification Number to do that.


That's helpful to hear. Do you have any experience with temporary snowmobile registration? What detail about my snowmobile do I need to include in addition to the normal documentation?


Basic information includes model year, make or brand and color.


If I don't have a current driver's license can I use another document as proof of who I am?


Yes you must provide other kinds of proof.


Do you have more information about this topic?


Yes click on the number link here Registration [ 13 ].


Hello, I need career information. What do you offer?


On our page you can view the current subsistence allowance rates to find out the amount we'll provide to help you pay for basic needs like food and clothing if you're an eligible Veteran participating in the Voc Rehab program.


Would you like to learn more about other VA benefits and services?


Yes, please. Go ahead.


Regarding GI Bill benefits, what other GI Bill programs are there that I might qualify for?


At your service. You have the Montgomery GI Bill Active Duty MGIB-AD available if you served at least 2 years on active duty.


You can explore options for using GI Bill benefits to help pay for school or training, for example, and find out what benefits you can get.


Are benefits available for items such as food and clothing?


Yes. We'll help you pay for basic needs like food and clothing if you're an eligible Veteran participating in the Voc Rehab program.


Would it be possible to talk to a real human about this?


Yes, you can talk to someone at any time.


Good. Before we get to that, how can I find the right career for me?


You can match your interests and skills to a career with a CareerScope assessment. Use this online tool to get recommendations for careers you may enjoy and succeed in, and training programs to help you get started.


What else can I do?


You can apply for a Certificate of Eligibility for a VA direct or VA-backed home loan to build, buy, improve, or refinance a home.


No. I mean, what can I do if I'm a veteran in need of help?


In that case you can connect with our caring, qualified Veterans Crisis Line responders for confidential help. Many of them are Veterans themselves. This service is private, free, and available 24/7.


Hello, I am looking into how I can add a user.


I can help you with that. Will you need an additional user ID?


No I do not.


Will I need the NY State Driver license?


Yes you will.


Ok, good to know. Now, how do I remove a user?


No problem, you can remove a user by following a list of steps. The first on is to log on to LENS.


Was it a LENS user that left?


No, not at all.


Do I log onto LENS next?


Yes, you log on next.


Hi. I am trying to learn about TSGLI.


Great. I can help you with that.


Do you currently have TSGLI?


I do not.


How can I find out if I am eligible?


I can help with that. Let's go through the requirements.


What are the requirements?


Have you experienced a traumatic injury?


Yes, while I was serving.


So did you report the injury before leaving the military?


No. I was afraid.


Unfortunately, you needed to report the injury before leaving. You may not be eligible.


Hello, can you instruct me in filling out the FAFSA form?


Does each school have your information to fill out the FAFSA?


How are schools ordered to apply for the aid plan?


This is to provide federal student aid.


What requirements are needed to apply for federal aid?


You can consider other alternatives like state aid.


What does state aid consist of?


It is important to note that for some states the order of listing of schools is paramount.


One more thing, to finish filling out the FAFSA form, can you help me with some questions since my parents have not answered yet


We can help you with some simple answers to questions like Can my parent and I share the same FSA ID.


What can I find out on this page?


You can find out any answers to questions for Parents.


I need some information about the Graduated Repayment Plan.


I can assist you with that. The Graduated Repayment Plan allows you to start your loan with smaller payments that will increase every two years. You will make these payments for up to 10 years, depending on the amount of your loan.


Are you considered low income right now, but expect your income to increase over time?


No, I'm not considered low income.


Unfortunately, no relevant information is found.


Do the payments differ for someone with a direct consolidation loan?


Yes. The length of your repayment period will depend on the amount of your total education loan debt.


for Federal Loans That Are Eligible What about direct loans that are subsidized?


Yes, they are eligible


how do I report school loans I want taken into consideration when my repayment period is worked out for a direct consolidation loan?


You need to list those loans on your consolidation application in the section for listing loans that you do not want to consolidate, but want to be considered in the determination of your repayment period.


what kind of loans can I list on there?


Any federal student loans that are not included in the consolidation loan, as well as private education loans that are not eligible for consolidation.


can you give me details of About VA insurance options and eligibility


Find out which VA insurance programs may be right for you as a Veteran , service member , spouse , or dependent child


can i get mortgage insurance?


Veterans Mortgage Life Insurance VMLI If you have a severe service - connected disability , get mortgage protection insurance for a home that s been adapted to meet your needs


Can I get S - DVI Disabled Veterans Insurance?


Service - Disabled Veterans Insurance S - DVI If you re disabled because of an injury or illness caused or made worse by your active service , continue your life insurance beyond 2 years after you leave the military


How do I know which life insurance program I m eligible for?


Different programs cover Veterans VGLI , service members SGLI , and family members FSGLI . You may also be able to get short - term financial coverage through TSGLI to help you recover from a traumatic severe injury


if I am disabled due to an injury made worse by my active duty


And if you re disabled because of an injury or illness caused or made worse by your active service , you may be able to get coverage through S - DVI to continue your life insurance beyond 2 years after you leave the military .


If you finish my military shift soon


yes that's my case


you ll need to get new coverage quickly . In some cases , you must act within 120 days of leaving the military to be sure there s no break in your coverage .


Can you tell me more about your health care for veterans, please?


Do you have other forms of health care coverage like a private insurance plan, Medicare, Medicaid, or TRICARE?


Yes, I do.


Then you can use VA health care benefits along with these plans.


That's unexpected, but great to know. Do I still have to carry open health care related costs, which my current insurance doesn't cover?


Depending on your assigned priority group, you may have a copay for non-service-connected care.


And what if I'm part of a lower priority group?


In that case, you could lose your VA health care benefits in the future.


That doesn't sound good. If I delay signing up, does that have any negative consequences?


Yes, you'll pay a penalty. This penalty gets bigger each year you delay signing up and you'll pay it every year for the rest of your life.


Ouch. Are you billing Medicare as well?


We don't bill Medicare or Medicaid, but we may bill Medicare supplemental health insurance for covered services.


Should I cancel my Medicare or continue to use it?


This is your decision. You can save money if you drop your private health insurance, but there are risks.


What exactly is Exit Counseling?


Has someone explained to you what Exit Counseling is pertaining to your federal student loan?


No one has explained to me what Exit Counseling is?


Do you know that you are supposed to complete Exit Counseling because you have received a subsidized, unsubsidized or PLUS loan under the Direct Loan Program?


No, I was never told about Exit Counseling and that I should complete it.


Do you know how long it would take for the entire Exit Counseling session?


No, I do not know how long the session would take.


Do you know what you need to complete the session?


Yes, I know I need my Verified FSA ID.


Yes, you are correct that you need a Verified FSA ID.


Who should complete the Exit Counseling?


Students who have received a subsidized, unsubsidized or PLUS loan under the Direct Loan Program or FFEL Program will have to complete the exit counseling the graduate, or leave the school.


I'm enquiring about theft


Has your ATV been stolen?


Yes


you should immediately report the theft to the police


What happens if my ATV has studded tires?


You may only use studded tires in the following situations: In a tree nursery or planting in a manner which damages or destroys growing stock or creates a substantial risk of damage or destruction. Within 100 feet of a dwelling between midnight and 6 A.M. at a speed greater than necessary to keep the ATV moving. While pulling a person on skis , a toboggan , sleigh , sled or trailer , unless the device is attached to the ATV by a tow - bar or other rigid connection


What happens after reporting my ATV stolen to the police?


Surrender the registration documents to your local motor vehicle office


When can I use studded tires?


Can I use an ATV to carry passengers?


You cannot operate an ATV under the following conditions: At a speed too fast for existing conditions or potential hazards, in a careless , reckless or negligent manner or while intoxicated or impaired by alcohol or drugs


What ages can operate an ATV?


Children aged 10 to 15 can only operate an ATV under adult supervision.


What proof of ID do I need?


You must provide proof of identity , date of birth , and at least six points of proof of name


I want to know if I qualify for VA disability benefits, please.


Of course. You should review the VA disability benefits eligibility criteria to find out if you can get disability compensation for an illness or injury that was caused by or got worse because of your active military service.


Do you offer healthcare as well?


Yes, the compensation may include financial support and other benefits like health care.


Ah, that sounds great. And how do I know if I qualify for it?


Did you serve on active duty, active duty for training, or inactive duty training?


Yes, I served on active duty. I fought for my country, God bless America!


Do you have a disability rating for your service-connected condition?


No, I don't have that.


In that case, I'm afraid that you can't get VA disability benefits or compensation.


I would have caught a bullet for my country, let me tell you that. And what did I get for that? Nothing in return. I even got a dishonorable discharge for something really minor. Can I get benefits for a dishonorable discharge?


Have you received a dishonorable discharge then?


Yes, that's what I've been telling you. It ain't fair.


In that case, I'm afraid you may not be eligible for VA disability benefits.


How can I use the benefits planner?


Social Security can give you, your spouse,, and other eligible family members with benefits.


Can my spouse get benefits?


Your spouse or divorced spouse can get benefits under Social Security.


Is there a way to estimate survivor benefits?


You can use one of our benefit calculators to estimate future retirement, disability, and survivors benefits.


Now, I need to ask you another question about benefits. What are the benefits if there is a disabled child?


If you are the unmarried child under 18 up to age 19 if attending elementary or secondary school full time of a worker who dies , [100] you can be eligible to receive Social Security survivors benefits


Can I get a lump sum?


A surviving spouse or child may receive a special lump - sum death payment of $ 255 if they meet certain requirements .


How does the spouse earn the benefits?


Who receives benefits?


Certain family members may be eligible to receive monthly benefits , including :sA widow or widower age 60 or older age 50 or older if disabled


How can I be a highly qualified teacher?


If you can be, you should only know that there are basic requirements that all teachers must meet to be considered highly qualified. There are also additional requirements that you must meet depending on whether you are a primary or secondary school teacher, and if you are new to the teaching profession.


What are the additional requirements for elementary school teachers who are new to the profession?


Are you an elementary school teacher who is new to the profession?


yes


ok note that you must have demonstrated subject knowledge and teaching skills in reading, writing, math, and other areas of the elementary school core curriculum by passing a rigorous state test.


Sure, and can you please give me more information about the SSA documentation or doctor's certification?


you need to know the points that are related to SSA


Can I demonstrate that I qualify for a TPD download by providing documentation from one of three sources?


one point is that one of the sources is the United States Department of Veterans Affairs VA


ok that point applies to me


may be eligible to qualify for a TPD download


can you tell me another point from the SSA Documentation


It is important to notify you that you will be subject to a three-year post-discharge monitoring period that begins on the discharge date of discharge, and that your obligation to repay your loans or complete your TEACH Grant service obligation is met. will reset if you fail to meet certain requirements at any time during this monitoring period


I want to know about Direct PLUS loans.


Direct PLUS loans are federal loans that you can use to help pay for education expenses not covered by other financial aid.


Are you looking to apply for a Direct PLUS Loan?


Not right now.


Unfortunately, no relevant information is found.


What I want to know is where to find information about the parent PLUS loans I've received.


You can visit My Aid to get information about all of the federal student loans and other financial aid you've received and also get contact information for your loan servicer.


Also applicable to federal student loans. And how much credit can I ask for?


You can borrow up to $ 20,500 each year in unsubsidized direct loans. Direct PLUS loans can also be used for the rest of college costs, as determined by your school, not covered by other financial aid


What should I consider when applying for federal student loans?


Before applying for a loan, it is important to understand that a loan is a legal obligation that makes you responsible for paying the loan amount with interest.


How do I get a federal student loan?


To apply for a federal student loan, you must first complete and submit a free Application for the Federal Student Aid FAFSA form.


I need help with getting my driving record abstract.


I can help you with that. Would you like more information about what your standard driving record abstract entails?


Yes, this would be very helpful.


You can see a sample of a driving record abstract under Description of Abstract of Driving Record PDF [ 3 ] DS-242.1 on our website.


Do you happen to need all information that DMV has on file for you?


No, I just need to see the last few years.


For future reference, how would I obtain this information?


To get a record of all your information, you'll need a lifetime driving record.


Is it okay if I ask a follow-up question about Motor Vehicle Manufacturers? Do Motor Vehicle Manufacturers use DMV-shared data?


Yes and it is a good example how the sharing programs play a critical role in improving public safety and make our life more convenient.


What else the benefits of the shared information?


Bus companies could check their bus drivers and confirm their ability to safely drive the school bus. Employers could check their workers records to be aware of anything suspicious that might cause safety problems and there are many more examples on how the shared information benefits our daily life.


Without the shared information, traffic safety and commerce would also be impacted negatively.


I never thought that it can also have impact on commerce.


Unfortunately, no relevant information is found.


Could I access the data for DPPA purposes?


Yes you may access it through pay - per - search service for a legitimate DPPA purposes. However, you must also sign an agreement identifying that the purpose is permissible under the DPPA.


What happens when an insurance company could not use the shared information programs?


When insurance companies could not conduct these searches, you will have to go through long and complicated process just to have a quote given to you. In addition, you will also unable to shop for affordable rates and there would be a potential increase in fraud and unreliable driver records.


Could you please give me some information about finding out how to get a discharge of my federal student loans if I have recently become disabled?


A total and permanent disability discharge relieves you from having to repay a William D. Ford Federal District Loan Direct Loan Program loan, a Federal Family Education Loan FFEL Program loan, and/or a Federal Perkins Loan or to complete a TEACH Grant service obligation.


Are you attempting to qualify for the total and permanent disability discharge?


I am not at this time.  I am just needing to seek information about the possibility.


Does this type of discharge actually also apply for TEACH Grant service obligations?


It does indeed.


I received several loans and was unable to complete any of it, or transfer credits before the school closed, is it possible for these loans to be discharged?


The only loans eligible for discharge are the ones for the program you didn't get to complete because of the school closure; not the ones you decided not to complete on your own and moved to another program.


Did you start a program and decide not to continue and move on to another field of study?


No, that is not what happened.


Are there certain criteria I need to meet to be eligible for a discharge of my federal student loan?


Yes, certain eligible requirements are needed to get a closed school discharge  and you must apply for it.


I just wanted to look into the retirement benefits planner and GPO


Would you like to know more about Government Pension Offset?


yes I would


Will you receive a pension for work not covered by Social Security such as government employment?


yes


Any Social Security benefits you may be eligible to receive on your spouse's record may be reduced. This type of benefit reduction is called Government Pension Offset


how can I use the planner?


Did you want to find the estimated amount of the retirement benefit your spouse would be eligible to receive at full retirement age?


no just wanted to use it


Did you want to know how to calculate your estimated spouse's benefit if you retire at full retirement age?


no I don't know the numbers I would have to put in yet


You would need those numbers to calculate your benefits if you are affected by the GPO.


what happens after After you apply for health care benefits


After you ve applied for VA health carewe ll send you a letter in the mail to let you know if your application has been approved


If you approve my application, what do I do next?


Wait for your welcome call from VA . We ll call you to welcome you to the VA health care program , help you with scheduling your first doctor s appointment , and answer any questions you may have about your health care benefits


I see. I'd like to ask about VA health care benefits. Is it possible for me to be qualified for the TRICARE program?


must meet the requirements


tell me the questions i must answer


you may qualify for health care benefits. In certain cases, you may also qualify for health care benefits due to a disability related to your Veteran s service


can you give me details of The Camp Lejeune Family Member Program


you may have had contact with contaminants in the drinking water there . Scientific and medical evidence has shown an association between exposure to these contaminants and the development of certain diseases later on


if i am a member?


you may qualify for health care benefits and other caregiver support through the Program of Comprehensive Assistance for Family Caregivers


I need to change my license from Class D to Class E.


Have you completed the necessary requirements?


No, I haven't done it yet.


Do you know what identification you need to bring to the DMV?


Yes, I know which one.


Find your proofs of identity to bring to an office.


What should I do if I want a Standard that is not for federal purposes?


You need to bring your current NY State license as proof of identity.


I plan to drive a taxi, what should I do?


You need  to contact the Taxi and Limousine Commission.


My licence was issued on January 25, 2017, What kind of document will I have?


You will have a Standard document.


how do I Changemy GI Bill school or program


Find out when and how to request changes to your GI Bill school , program , or other VA education benefits so you can keep getting funding to help pay for your education or training .


In what situations do I need to request changes to my GI Bill or other VA education benefits?


no


do you want to change your Gi bill?


not at this time


What information do I need to complete my request?


Do you want to know other ways to submit your request?


yes please


Follow the steps below to submit your request by mail , in person , or with the help of a trained professional


How much will be covered in tuition and housing if I join a co-op training program?


The amount that is covered is based on the benefit that you use.


there is something else about vectec and its pilot program. In this case, can I apply for this program soon?


This is a five-year pilot program, if you become an active duty veteran you can participate as long as it is available.


What additional information is there in relation to registering a vehicle?


Are there any safeguards in place if I share my registration information online?


You can read more about sharing your registration information on the website


Where can I get more help regarding specific information when registering various types of vehicles


To get the information you are looking for, you must refer to the webpages that are listed on this page


Where can I fond more information on Vehicle Identification Numbers (VINS) on vehicles and motorcycles?


The DMV have laws related to vehicle identification numbers (VINS) which are there to protect consumers


What are the registration requirements that must be met if I am not a resident of the United States?


What happens if I purchased my vehicle in a private sale, how do I register this vehicle?


In this instance, both you and the seller must complete the registration at the NY Department of Tax and Finance department (DTF-802), and the DMV then calculates the tax that is payable and issues a payment receipt


can you give me details of Montgomery GI Bill Active Duty


The Montgomery GI Bill Active Duty MGIB - AD can help you pay for education and training programs


you ve served at least 2 years on active duty


yes


find out if you qualify for the MGIB - AD program


Am I eligible for education benefits through the MGIB-AD program?


You can get education benefits through this program if you were honorably discharged and you meet the requirements of one of the categories below


How much continuous service time does it take to have the benefit?


3 years


and if you don't have them?


could not opt for the service


How can I use my MGIB-AD education benefits?


You can use your GI Bill benefits in many ways to advance your education and training . Find out how to use your GI Bill benefit


I need some info about how to renew a registration, please


You have to renew your registration before it expires. Your new registration documents will arrive in about 10 days, check your mail. Renewing early will not change the new expiration date for your new registration.


Can you give me more information?


Is your registration about to expire or has it expired?


Yes, it has expired.


In that case, you an renew online up to one year past the expiration date. And you can download and print a temporary registration that's valid for 10 days the day you renew, if you wish.


Can you provide me with additional scenarios if I come up with something right now? I want to make certain that I get all of the information I require.


Yes, we can give you specific instructions depending on the situation.


Can you also give me more info on county use taxes?


Yes, I can send you to another page for information about county use taxes.


how do I pay taxes if I bought the car from a person not from a dealership?


Both the buyer and the seller must complete the Statement of Transaction {Sales Tax Form} if it was a private sale


I would like to enter the tutorial assistance


are you using VA educational assistance and struggling with the courses?


I am not using VA educational assistance


Unfortunately, no relevant information is found.


how much is the maximum they can pay?


We will not pay more than $ 100 per month for tutoring, and we will not pay more than $ 1,200 in total.


I understand if I show better grades or some other condition could the budget be higher? If I ever qualify, how much will I get?


The amount we cover depends on the benefit you use.  I can give you a link so you can view the current payment rates.


for assistance with tutorials Can you afford to have a guardian?


if we can help you pay a tutor.


How do I get the education benefits through these foreign programs?


You can get education benefits if you meet all of the requirements below.


Is this a benefit that I am eligible for? What are the conditions that I must fulfill?


Are you enrolled in an educational program part-time or more?


not


Can't get this benefit sorry


I need to know what original documents that I need.


To prove immigration status, there are some specific documents you need.


Are you trying to prove your child's U.S. immigration status?


Yes I am


We will need your child's current U.S. immigration document, like a I-551 Lawful Permanent Resident Card, Machine Readable Immigrant Visa, I-766 Employment Authorization Document, EAD, or a work permit.


What if you are not a U.S. citizen?


Then Social Security will want to see a current DHS document like a I-551 Permanent Resident Card.


What about taxes?


You can apply for an Individual Taxpayer ID number


Can you get benefits and services without a SSN?


Yes, you do not need a number to conduct business with a bank, register for school, apply for educational tests, obtain private health insurance, apply for school lunch programs, or apply for subsidized houses.


Can you use a number to work?


No, you can't use it to work.


What happens if I work?


If you do, we will inform DHS.


Hi, I want you to help me with information on the availability of federal student aid for college


Of course we would also like you to share our information with potential college students, their parents, counselors, or other mentors.


Do you frequently visit their website?


yes


You can help us share information about federal student aid with your audience.


I am currently displaying the static banners from StudentAid.gov. What do you recommend me?


that good. remember to include the HTML codes, see the table below that links to StudentAid.gov.


and what is the objective of these banners?


These StudentAid.gov banners, available in English and Spanish, can be used to link directly to StudentAid.gov, where students can learn about college planning and payment


are you currently showing banner ads?


in that case highlight the HTML text, copy it and paste it into your page HTML document. Then download the image. The exact method of saving these images to disk or to your hard drive will vary depending on your operating system, browser choice, and other factors.


What are the loan types eligible for deferment?


Those are Direct Loan, FFEL Program loan, and Perkins Loan borrowers.


Have you received a Perkins loan?


Yes, I have.


Then you can also be eligible for a deferment while you are working to fully pay your Perkins Loan.


What can I do if I apply for an income-driven repayment plan?


Completing the application allows you to select an income-driven repayment plan by name or  request that your loan servicer determine what plan you qualify for. The loan servicer would then place you on the plan with the lowest monthly payment.


I would like more information about Parent PLUS borrower deferments, how do I qualify for this?


parents who received a Direct PLUS Loan to help pay their child's education and whose child is enrolled at least half-time at an eligible college or career school, may qualify for this deferment.


I see what you mean. Another request for a forbearance question. And how do I go about requesting such a reprieve?


Most types of forbearance are not automatic you need to submit a request to your student loan servicer, often using a form. For some types of forbearance, you must provide your student loan servicer with documentation to show that you meet the eligibility requirements for the forbearance you are requesting.


Also, for Parent PLUS borrower deferment. If I quit paying my student loan, what will happen to my requested deferment?


if you stop paying your loan before you've been notified that your request for deferment has been granted then your deferment will not be approved and your loan will become delinquent and you may go into default.


and what if I'm eligible for the deferment and rolled for at least half-time?


In most cases, your loan will automatically be placed into a deferment based on enrollment information reported by your school.


How will I know if my deferment is granted?


Your loan servicer will notify you when the deferment is granted.


I need to change my address


Are you reporting a change of address for your business?


Yes


You must complete a Statement of Ownership and/or Permission to Use Place of Business pdf VS-19


Where can I get the form


You can also call the DMV Office of Vehicle Safety and Clean Air at 1 - 518 - 474 - 4653 to get the form , or call 1 - 518 - 474 - 0919 to get more information


What do I do if I also have an Inspectation Station License?


please see Inspection Station Cap Information


What happens if the new location was previously registered as a repair shop?


You must provide the Facility number or name of that shop. This may be accepted as proof of zoning


Do I need the same forms to do that?


Yes. You can also call the DMV Office of Vehicle Safety and Clean Air at 1 - 518 - 474 - 4653 to get the form , or call 1 - 518 - 474 - 0919 to get more information


If I want to ammend or replace my documents, can I mail them?


Yes, mail them.


Can you tell me who I can include on my husband's VA Survivors Pension?


Yes, VA Survivors Pension offers monthly payments to qualified surviving spouses and unmarried children who are dependent.


Do we have to meet certain income minimums/maximums?


Yes, to qualify you must meet certain income and net worth limits that are set by Congress.


Do I have to meet all of the requirements or only one?


You only need to meet one of the listed requirements. Did the veteran enter active duty on or before September 7th, 1980?


No, he did not.


Did the veteran enter active duty after September 7th, 1980?


He did but he didn't serve at least 24 months.


Was the veteran an officer and started active duty after October 16th, 1981?


Yes, he was an officer and started in 1985.


According to this information, you may be eligible to receive VA Survivors Pension benefits.


Do I have to be unmarried after his death to receive these benefits?


Yes, to be eligible for these benefits you must not have remarried after the veterans death.


Are there certain wartime periods that qualify?


Yes, they are listed below.


You can help me by giving me more info on the VA's independent living services


Do you have a service-connected disability that limits your ability to perform activities of daily living like bathing , dressing , accessing the community , and interacting with others and you can t return to work right away?


I do


You may qualify for independent living services through the Vocational Rehabilitation and Employment Independent Living track. You may also receive these services as you work to find a job if that is a goal you and your Vocational Rehabilitation Counselor have created .


and how does VR&E benefits give me this service?


You may be eligible for independent living services if you are a service member or Veteran with a service-connected disability who is eligible for VR&E benefits , and you meet the requirements


what are the requirements?


Do you have a serious employment handicap?


yes I do that is why I told you my activities are limited when you asked before


Do your disabilities prevent you from looking for or returning to work?


Yes, I don't think I can work a full day


Are you in need of services to live as independently as possible?


yes that is why I am asking for help


You are eligible for independent living services.


hi


For that kind of matters, you can use our information tools to determine which servicer handles your student loans.


O.k, but what if my student loans are from a servicer which is not with the Department of Education?


For those kind of loans, you'll have to contact the servicer itself to get any details about it and any other data related to repayment options and tools.


Oh, i see. Well, i suppose that's what will be done. Hey, Can you explain to me what a servicer can do?


Sure. As you probably know already, they are related to loans management, so in a formal way, they are companies that we assign to handle the billing and other services on your federal student loan on our behalf. That service is done without any cost for you.


Just for checking, Have your current loan conditions changed lately?


You know what?, I fact, they have change, yeah.


Understood. In that case, you'll find that your loan servicer will be a great help to you.


Well, I hope that be true, honest. So, going back a little, Can't you help me to know who's my servicer then?


Not if your loan isn't owned by ED. But, if happens that you have a loan owned by the Department of Education, then you can make use of the following number for the Federal Student Aid Information Center: 1-800-433-3243-


O.K., got it. I can be handy, i guess. Look, I'm not saying it's my case, but what can I do if lets say, I'm still going to classes and got this disbursed loan?


Well, if that happened and you still need a loan, you should then keep your information updated on your school and to contact your loan servicer, so they can be aware of the situation.


Hi, do I need to plan benefits?


Importantly, Social Security can provide benefits to several family members.


Where can I find more information?


You opt for the benefit when you retire.


Perfect, what else do I need to know?


It is noteworthy that the benefits go to you, your spouse, and other eligible family members.


For people age 65 or older. Is a Special Enrollment Period Available?


If you are age 65 or older and your medical insurance coverage is under a group health plan based on your , or your spouse 's , current employment ,  you may not need to applyfor Medicare supplementary medical insurance Part B at age 65 .


What if I plan to continue working?


Even if you plan to continue working , you may still be able to receive some benefits


do you plan to continue working?


yes


we will deduct the excess earnings from your benefits


Am I eligible to use the VA appointment tools?


You can use these tools if you meet all of the requirements


How do I connect with someone right now?


you 're a Veteran in crisis or concerned about one , connect with our caring , qualified Veterans Crisis Line responders for confidential help . Many of them are Veterans themselves . This service is private , free , and available 24/7 .


What are the requirements to use the VA appointment tool?


ARe you enrolled in VA healthcare?


Yes I am


Does your VA health facility use online scheduling?


Yes I do


Have you had an appointment at that facility in the last 2 years?


No I have not.


Unfortunately you are not eligible to use the VA appointment tools.


Hi there. I would like to get some help about loan application for parents.


Great. No problem. Do you know what is the direct plus loan application for parents?


Yes, I have done some research about it.


Awesome, but you need to know that this loan will depend on every school.


I was looking information related to a parent borrower. DO you have anything about this?


Yes, there is the possibility to be a parent borrower which allow you some benefits and possibilities.


I have another question on what's the best way to check the FSA?


You need to do an FSA verification.


What if I do not have the reference number / joint signature code?


If you do not have the verification elements, contact the IDR applicant.


Can you give me the instructions to carry out such a process?


You have to contact the applicant to carry out the procedures.


Hi. Yes. I am trying to learn about your home loan program.


I can help. We can discuss either how to see if you are eligible or how to apply.


If I have a Certificate of Eligibility from before, can I still use it?


Do you still own that home?


No, we sold it.


Did you repay your previous loan?


Yes, it is paid off.


Okay, you may be able to restore the COE.


Do you know THE MORTGAGE PAYMENT RULES? What should I do if I have trouble paying my mortgage?


contact your loan servicer right away


Can I get VA financial counseling to help avoid foreclosure?


If you re a Veteran or the surviving spouse of a Veteran we ll provide financial counseling even if your loan isn t a VA direct or VA - backed loan


Do you provide financial counseling?


what can you tell me about Returning IDR Applicants


Do I file an annual recertification of your income?


yes


To re - certify for your existing income - driven repayment plan you must provide updated information about your income and family size annually


it's not my case


Unfortunately, no relevant information is found.


If I income or family size has changed


you can request that your income - driven payment be re - calculated to reduce your current monthly payment


What is Income-Driven Repayment?


Income - driven repayment IDR plans are designed to make your student loan debt more manageable by reducing your monthly payment amount


Switch my current plan to a new plan


Preview a read - only version of the complete form


How do I decide which income-driven repayment plan to choose within the FSA process?


Have you decided that an income-driven repayment plan is what you want to proceed with?


Yes, that is my choice


In that case, you will need to choose the plan that will provide the most benefits to you which are based on your own personal circumstances


What does it mean when it says that I must be a new borrower to qualify for the PAYE Plan?


This means that you must have had no outstanding balance on a Direct Loan or FFEL Program loan when you received a Direct Loan or FFEL Program loan on or after Oct. 1 , 2007 , and you must have received a disbursement of a Direct Loan on or after Oct. 1 , 2011


Are there any implications if I don't recertify my income and family size by the annual deadline?


In this instance, any unpaid interest will be capitalized added to the principal balance of your loans. This will increase the total cost of your loans over time, because you will then pay interest on the increased loan principal balance


What do I do if it happens that an income-driven repayment plan is not right for me?


You are advised to contact your loan servicer to discuss other repayment options. In this instance you may be able to extend your repayment period through what is known as the Extended Repayment Plan. You may also be able to qualify for a temporary repayment suspension through a deferment or forbearance


What happens if I didn't recertify my family size by the annual deadline?


This could result in an increased monthly payment amount. It could also result in the PAYE and IBR plans loss of eligibility to make payments based on income


Active-duty service members and VA health care


you re serving on active duty?


yes


find out how to apply for VA health care once you ve received your separation or retirement orders .


Can I apply for VA health care before I ve ended my service?


If we determine you re eligible , you ll be enrolled once you ve separated or retired .


what are the requirements to obtain the benefit


Served in a theater of combat operations after November 11 , 1998


yes i served in combat operations after November 11 , 1998


Were discharged or released from active service on or after January 29 , 2003


Didn t receive a dishonorable discharge


I had a bad behavior discharge


then you can't qualify for the benefit, You may qualify for enhanced eligibility if you meet all of the requirements


you ll be enrolled once you ve separated or retired


What is the fully developed claim for VA pension?


The Fully Developed Claim FDC program is the quickest way to get your VA pension claim processed and there is not a risk to take part in it.  All you need to do is send in your evidence or supporting documents to file a claim.


Do you need to send in more documents for your FDC program for us to decide?


Yes, I filed a claim and need to send in more documents to decide my claim.


Then we will remove your claim and process it as a standard claim and not FDC program claim.


What needs to be true for me to claim a non-service -connected pension benefits with Aid and Attendance or Housebound benefits?


Do you have corrected vision of 5/200 or less on both eyes?


Yes I have vision that is 5/200 or less in both eyes.


The you can claim a non-service connected pension benefits with Aid and attendance or Housebound benefits.


What can happen if a person or agency will not turn over the evidence, asks for money for the evidence, or can't get the evidence?


Then we will ask you to get the records or evidence because it is your responsibility to make sure we get all requested records.


What are the requirements that I must meet?


The evidence must show that you have at one met one requirement for your claim of non-service connected benefits with aid.


What should the evidence show if I claim increased disability pension benefits based on being housebound?


You have to prove evidence that meets our requirements.


Hello, can you tell me about retirement benefits?


Getting started on retirement payments is a personal decision.


It is noteworthy that for you to start receiving benefits when you reach your full retirement age.


Can you expand that information more please?


Importantly, we will reduce your benefit amount if you retire and begin receiving benefits before you reach full retirement age.


What is the Early Retirement Age?


Keep in mind that your benefit is reduced if you start receiving benefits before you reach your full retirement age.


The amount to receive depends on the amount of earnings shown in your record?


Of course, also regularly check your Social Security earnings history.


Should I apply online for retirement benefits?


Of course, what information do you require more.


I wonder when can I get Social Security retirement benefits?


Perfect.


Good morning, how you doing?. I was a service member sometime ago and i think i was exposed to some hazards out there, can you help me?


Did you served in Iraq, Afghanistan or any related areas?


Yeah, that's correct. It does affect me?


You may, indeed. If you served on those areas, you may have illnesses or other conditions believed to be caused by these toxic chemicals in the air, water, or soil.


I also hope to find out if I get certain illness by these toxic chemicals. So tell me what are the questions that I must answer in order to know if I got some illness and if I could get benefits as a service member before.


Are you a volunteer for research involving chemical and biological tests between 1942 and 1975?


not


You cannot get medical care through the US Army. USA


Can I get benefits if I volunteered for research involving chemical and biological testing?


yes Biological and chemical programs


What kind of disability benefits can I get?


Health care and Compensation payments


I'm here about the master promissory note


Okay, the MPN is a legal document in which you promise to repay your loan and any accrued interest and fees to the U.S. Department of Education. It also contains the terms and conditions of your loan


what will I need to sign in and get it done?


You will need a verified username and FSA ID


where do I go to do the promissory note on an unsubsidized loan?


I will give you the link so you can get started on the MPN for Direct Unsubsidized Loans available to eligible students


is there one for direct plus loans?


Yes, there is a MPN for Direct PLUS Loans available to eligible students


Would you like to check if you need to complete the MPN?


no


Would you like to know how long it will take you to complete the MPN?


yes, but I'll find out later when I'm ready to do it


can I get more than one loan for an MPN?


Yes, you can receive more than one loan under an MPN over a period of up to 10 years to pay for your educational costs


Hey there. Can you please explain what happens after an application is sent?


Of course. Do you want to know what happens after your application is reviewed by DMV in Albany?


No, I already know that. They will schedule an inspection, I've been there.


Would you like to know what you have to provide to the inspector when he visits your location?


No, I've already met the inspector.


Who can I contact if I have questions about the requirements?


In this case you can call Driver Training Programs at 1-518-473-7174.


Perfect. I'll write down that number. So, tell me, what happens after my business is approved?


We will notify you that you need to pay the driving school license fee of $ 50. Your new license will be valid for one year.


Do I also need to be allowed to operate a business in New York?


Yes, you need authority to operate a business in New York State and this location.


I just passed my test and I want to know what is next.


You will receive an interim license that will allow you to drive and that you must to keep it with your photo learner permit. You will receive your photo driver license in the mail  in about 2 weeks.


What should I do after passing my road test if I am 16 years old and I have a Class DJ driver license?


You must obey the restrictions for junior drivers. For more information, I invite you to see the Graduated Driver License GDL Law and restrictions on drivers under age 18.


What happens if I fail my test?


No problem if you fail your test.


What happens if I fail my non-commercial license road test?


Your learner permit remains valid until the expiration date.


What if my learner permit expires before my next road test?


In that cse, you must get a new learner permit. For more information, see "Get a learner permit".


How do I get disability benefits?


[23] You ll need to file a claim for disability compensation .s   [24] Find out how to file a claim for disability compensation


What do I do when I file a disability claim?


When you file a disability claim , [26] you ll also need to fill out this additional form


Who is covered?


Veterans are covered.


Perfect, because I happen to be one. What conditions do I need to fulfill to receive compensation?


VA carelessness or negligence or VA medical or surgical treatment must have led directly to an added disability or to your injury or disease getting worse.


I would like to know what happens if I cannot make my monthly payment?


Do you have any kind of problem making your monthly payments?


it is not my case I just need to inform about it


Unfortunately, no relevant information is found.


What are the steps to pay my federal student loan?


Before going through the steps you should make sure to contact your loan servicer if you are having trouble making payments can help you avoid default.


ok but if i don't make a payment on time what can i expect?


Please note that if your loan is delinquent and late fees may apply. Even if you are behind on your loan, you can still avoid default, so it is important that you contact your loan servicer immediately.


Can my loan servicer help me if I can't pay? What could be an option?


I'd like to know if I apply for an Income-driven repayment plan, is this also connected to the amount of taxes I'll be required to pay on my loan forgiveness?


Yes, you will need to pay taxed based on the amount forgiven.


if you can help for example to obtain a deferment or leniency on your debt


What will happen if I disregard the large number of default notices from my loan servicer?


You should never ignore your loan servicer's delinquency or default notices


Can you explain PTSD to me?


Posttraumatic stress can happen after someone goes through a traumatic event such as combat, an assault, or a disaster.  Most people have some stress reactions following trauma.  But if the reactions don't go away over time or they disrupt your life, you may have posttraumatic stress disorder.


Can I get disability benefits from the VA for posttraumatic stress disorder?


You may be able to get disability benefits if you have symptoms related to a traumatic event the stressor or your experience with the stressor is related to the PTSD symptoms, and if the stressor happened during your service, can't function as well as you once did because of your symptoms, and a doctor has given you the diagnosis.


I feel I have PTSD, but not from a time related to the time I was serving.


If your stressor occurred outside of your service time, you do not meet all of the requirements to receive benefits from the VA.


I cannot function as well as I used to as a result of a major stressor due to a very negative life event.  Can I get benefits from the VA?


You must meet each and every one of the requirements to qualify for payments.


If I am a veteran in crisis, where can I get support?


You can use the Veterans' Crisis Line which you can dial to speak to someone or there is a text number you can use to chat.  There is also a TTY number if that is a need.  You can also either dial 911 or go the nearest emergency room or VA medical center.


Fantastic. Now for VA disability. What conditions are these benefits intended to cover?


Chronic long - lasting back pain resulting in a current diagnosed back disability , Breathing problems resulting from a current lung condition or lung disease, etc


Hello, can you inform me of the various changes that occur in benefits?


It occurs when a change occurs in your life.


Can you explain more about the above?


What does my Social Security consist of?


It is intended to receive important notices online through the Message Center.


What changes may occur to affect my benefits?


They can be several that affect your daily life.


Are you making calls asking about insurance?


In such a situation, hang up and then report the details of the call to the Office of the Inspector General.


What does maintaining control consist of?


It is noteworthy that these are our most popular online services.


Hey, I have some questions about the MPN for graduates.


Of course. The MPN is a legal document in which you promise to repay your loan and any accrued interest and fees to the U.S. Department of Education. It also explains the terms and conditions of your loan. Graduate/professional students may be eligible for both Direct Unsubsidized Loans and Direct PLUS Loans, which have different MPNs.


Can I preview the MPN for direct plus loans somehow?


Yes, you can preview a read only version.


Can I also view a demo for it?


Yes, you can view a demo for it.


What else do I need for my request?


You'll need a verified username and password FSA ID, for example.


What else can you tell me about MPN for direct plus loans?


You can use this MPN for Direct PLUS Loans available to eligible graduate/professional students. You may also need to complete an MPN for Direct Unsubsidized Loans.


Do you want to know who should fill this out?


Yes, please tell me.


30 minutes?


Err... no?


What are the certification and driving types for medical?


Do you have a commercial driver license, Class A, B, or C or CDL permit issue from the NY State DMV?


No, I do not have one issued by NY State DMV.


What do federal regulations require?


Federal regulations require that all commercial learner permit holders or driver license CDL must certify to the type of commercial driving they perform right now or expect to perform; and USDOT Medical Examiner's Certificate will be required for some types of driving and must be submitted before current certifications expires.


Do I need to keep a USDOT Medical Examiners Certificate on file?


Yes, you must keep a current USDOT Medical Examiners Certificate on file with the DMV if you self-certify to a Non-Excepted Driving type NA or NI.


What happens if I have a commercial driver license, Class A,B,or C or CDL permit?


You must certify the type of driving you do anytime you perform a license transaction other than address change or duplicate license and be required to choose only one driving type.


how do I contact Medical Certification Unit by mail?


You can contact them by mail at NYS DMV Medical Certification, Unit PO Box 2601, Albany, NY 12220-0601.


what can we get forgiven on a teacher loan?


The maximum forgiveness amount is either $17,500 or $5,000, depending on the subject area taught.


Do you have eligible loans under both the Direct Loan Program and the FFEL Program?


yes I do


$17,500 or $5,000 is a combined maximum forgiveness amount for both programs


Is it that easy or are there more steps to be eligible for the maximum forgiveness?


Were you a highly qualified full-time mathematics or science teacher who taught students at the secondary school level?


No I wasn't


Were you a highly qualified special education teacher whose primary responsibility was to provide special education to children with disabilities?


No I didn't work with special ed students


You are not eligible for the combined maximum forgiveness amount


what loan forgiveness can I get for a Federal Consolidation Loan?


You may be eligible for forgiveness of the outstanding portion of the consolidation loan that repaid an eligible Direct Subsidized Loan, Direct Unsubsidized Loan, Subsidized Federal Stafford Loan, or Unsubsidized Federal Stafford Loan.


What does Post-9/11 GI Bill do?


The GI Bill Post-9/11 helps you pay for school or job training.


have you served the active army after September 10, 2001?


No, I have not been in the active army after September 10, 2001


What requirements must I meet to be eligible for benefits?


one of the primary requirements is to have served at least 90 days on active duty, all at once or with interruptions in service as of September 11, 2001,


No, I have not served at least active duty after September 11, 2001


you received a Purple Heart on or after September 11, 2001?


No, I have not received a Purple Heart.


have you served for at least 30 continuous days at a time, without a break in service as of September 11, 2001?


No, I have not served for at least 30 continuous days at once


Are you a dependent child using the benefits transferred by a veteran or qualified service member?


No, I am not a dependent child who uses the benefits transferred by a veteran or qualified service member


Based on the information provided by you, I inform you that you are not eligible for benefits.


I have become totally disabled and was wondering about my premiums.


A waiver of premiums means you won t have to pay your life insurance premiums the monthly payments you make to hold your policy .  In most cases , premiums can only be waived up to one year prior to receipt of a claim .


What requirements must be met for waiver?


Do you have a mental or physical disability that prevents you from being able to hold a job?


Yes I do.


ARe you covered under service-disabled veterans life insurance s-dvi?


I don't believe so.


Unfortunately you must meet all requirements for a waiver.


What about benefits for terminally ill?


Do you have SGLI, Family SGLI or VGLI life insurance?


No we don't


Unfortunately you do not meet the requirements.


What if I do have FAmily SGLI?


You will need to fill out a Claim for Accelerated Benefits SGLV 8284A .


please show me information about Agent Orange exposure from C-123 aircraft


If you flew on or worked with C-123 aircraft in Vietnam or other locations


yes, i flew on vietnam with c123 aircraft


you may have had contact with Agent Orange, The U.S. military used this herbicide to clear trees and plants during the Vietnam War .


What kind of disability benefits can I get?


the most important thing Health care and Compensation payments


please show me information about For Reservists


You may be able to get disability benefits if the below descriptions are true for you


What are the locations where I had to be assigned


Lockbourne / Rickenbacker Air Force Base in Ohio and 1969 - 1986 906th and 907th Tactical Air Groups or 355th and 356th Tactical Airlift Squadrons


For active-duty service members


You have an illness we believe is caused by contact with Agent Orange called a presumptive disease


I do not have any disease that could be caused by Agent Orange


so you can't qualify, because you need to meet all the requirements


I have a few questions about certification requirements for obtaining a CDL.


Do you have a CDL permit issued by a NY State DMV?


Yes, I do.


In your case, you will need to certify the type of driving you do anytime you perform a license transaction except for an address change or getting a duplicate license. You will also be required to choose one driving type from the four federal driving types.


Okay. What if my driving type will be NA?


You will need to send in a photocopy of your USDOT Medical Examiner's Certificate to the Medical Certification Unit. This must be done before the expiration date on your USDOT Medical Examiner's Certificate.


Can I get a HAZMAT endorsement for my selected driving type?


Yes, you can have a HAZMAT endorsement with driving types NI and NA.


What happens if I don't keep my information updated with the DMV?


This could result in losing your commercial driving privileges.


How do I get a USDOT Medical Examiner's Certificate?


You can obtain a USDOT Medical Examiner's Certificate by receiving a USDOT physical performed by a medical examiner. Be sure to choose a medical examiner that is listed on the Federal Motor Carrier Safety Administration's FMCSA National Registry.


How do I know if the Medical Certificate is on my record or not?


You can monitor your CLP/CDL medical certification status by subscribing to text and email notifications online at MyDMV.


I need help with how you stay eligible for financial aiid


Okay, you will have to continue to meet the basic eligibility criteria, make satisfactory academic progress, and fill out the FAFSA form every year to continue receiving federal student aid.


I need the fafsa form each year or just once?


Have you already filled out a FAFSA form?


no, I'm doing it soon


how do you make satisfactory academic progress to keep getting financial aid?


You have to make good grades and complete enough classes to keep moving toward successfully completing your degree.


Are you aware of the satisfactory academic progress policy for financial aid purposes for the school you will be attending?


I don't know what it is


I have to keep doing this and not just the first year when I apply?


Yes, you have to meet basic eligibility criteria throughout the time you are receiving aid


Are there any resources and services that would help me stay in control of managing my retirement benefits?


Yes, there are many options that will save you time and we have some popular ones that could help online.


Do you need help managing your benefits or cannot find an answer you need?


No, I have found what I need.


Should I report any suspicious activity?


Have you received a suspicious call from someone claiming to be from Social Security?.


No, I have not received a suspicious call.


Does Social Security do anything to prevent fraud?


Yes, we are diligently working at national, regional, and local levels to fight fraud.


Should I take care of Advanced Designation of Representative Payee online?


yes, it is one of the steps that would save you time.


Good afternoon, am I looking for information on VA Disability Compensation for PTSD?


These trade-offs are given that Post Traumatic Stress can occur after someone goes through a traumatic event such as a combat, assault, or disaster. But if the reactions don't go away over time or interrupt your life


And is it normal for you to react like this after trauma?


Most people have some stress reactions after trauma, so it is quite normal for this to happen.


Yes, well, it has not given me stress and I doubt that it gives me since I am a very controlled person although I wanted to ask you. Will I be eligible for VA disability compensation?


Yes, you could get VA disability benefits or even compensation if you have a current illness or injury known as a condition that affects your body or mind.


What must be true for me to get VA disability?


Did you serve on active duty, active duty for training, or inactive duty training?


Yes, I served active duty.


Do you have a disability rating for your service-connected condition?


No, I do not have a disability rating at this time.


Then you will not at this time get VA disability benefits or compensation.


I'm having trouble making the payments on a loan


So you are having trouble making your monthly payments?


yes


You can contact your loan servicer and they can help you understand your options


any advice I could have used before getting the loan?


You should fully understand your loan agreement and the type of loan you are receiving


What happens if I want to pay off the defaulted loan in three installments before you consolidate it?


choose to make three payments on the defaulted loan before you consolidate it.


What is the rehabilitation of the loan?


There are different programs for this. William D. Ford Federal Direct Loan (Direct Loan) Program and Federal Family Education Loan (FFEL) Program


How much can I pay to consolidate my loan?


the required payment amount will be determined by your loan holder , but can not be more than what is reasonable and affordable based on your total financial circumstances


I would like information about Agent Orange exposure from C-123 aircraft.


Did you fly or work with C-123 aircraft in Vietnam or other locations?


Yes, I flew with C-123 in Vietnam.


You may have had contact with Agent Orange because The U.S. military used this herbicide to clear trees and plants during the Vietnam War.


Can I get disability benefits from VA if I am active-duty service members?


Yes, but you must have an illness we believe is caused by contact with Agent Orange called a presumptive disease.


No, I don't have any such disease.


Unfortunately, you don't qualify to get disability benefits from VA.


Where can I get more information about C-123 aircraft Agent Orange claims?


If I have an illness we believe is caused by Agent Orange?


You won t need to show that the problem started during or got worse because of your military service .s   [30] This is because we believe that certain illnesses are the result of exposure to herbicides .s   [31] We refer to these as presumptive diseases .


You can download our C-123 Aircraft Agent Orange Exposure claims fact sheet PDF for more information.


I have exposure from Agent Orange C-123 aircraft How do I get disability benefits?


You'll need to file a claim for disability compensation and show that you had exposure to Agent Orange while serving in the military.


Do you want to file this claim?


Not now, thanks.


Accelerated benefits for terminally ill policyholders


Eligible Veterans , service members , and covered spouses of service members can get accelerated benefits .


my wife can be a beneficiary ?


of course, You have SGLI , Family SGLI , or VGLI life insurance , and You or your covered spouse has a written statement from a doctor saying you have or your spouse has 9 months or less to live


Only the insured service member or Veteran may apply for accelerated benefits ??


You or your covered spouse has a written statement from a doctor saying you have or your spouse has 9 months or less to live


9 months or less to live ??


yes. and remember You or your spouse may be able to get benefits early if you meet both of the requirements listed below .


Do I need to apply for these benefits while disabled?


You ll need to apply for these benefits as soon as possible after becoming totally disabled .


Who can request the expedited benefits service?


Only the insured service member or Veteran may apply for accelerated benefits . but In the case of a terminally ill spouse.


Please, fill out a Claim for Accelerated Benefits SGLV 8284 .


hi i need help about Exposure to ionizing radiation


You can of course find out if you can get disability compensation or sickness benefits, including some cancers believed to be caused by contact with radiation during military service.


yes thanks and can I get VA disability benefits?


of course You may be able to get disability benefits if you did not receive a dishonorable discharge and meet certain requirements


Who is covered?


are the Veterans


are the veterans


What requirements do I need to meet?


Do you have a disease that is on our list of diseases that are believed to be caused by radiation or that doctors say may be caused by radiation?


do not


No You may be able to get disability benefits if you did not receive a dishonorable discharge and do not qualify. we are sorry


I understand and what kind of disability benefits can I get?


benefits include health care and compensation payments


Hey, greetings to you. You know, i got a student loan, so i have to repay it, but i got a teacher job too. That counts for anything on the loan?


It does, indeed. Being a teacher can be useful for you, as you can get a loan forgiveness, Which amount can be $17,000 or $5,000, depending on the subject area taught.


I have to ask, Do you have any loan under both the Direct Loan Program and the FFEL Program?


No, i don't have any loan under any of that.


No problem. Say, if i have a plus loan or that other one, Federal Perkins, i still can use forgiveness?


Sadly, that's a no. The Plus loans and Federal Perkins Loans are out for this forgiveness. However, you could still be eligible to cut down your Federal Perkins loan based on your employment or volunteer service.


Umm, that's a boomer. Oh, well. Returning to earlier question about how much could get for forgiveness, you said it could be up to $17,500, right? How do i qualify for that?


Are you a qualified full time mathematics or science teacher who taught students at the secondary school level?


Yeah, i was teaching science.


Excellent, then you can be eligible to get a forgiveness up to $17,500.


Nice, nice. Thanks for that info. Look, i have this doubt. Lets say i already have a loan but i fell on default. That would affect my chances for forgiveness?


You said it. It would make you non eligible until you make satisfactory repayment arrangements with the loan's holder.


Good morning, I need to get information about the premium exemption for policyholders who are totally disabled


A premium exemption means that you will not have to pay your life insurance premiums the monthly payments you make to maintain your policy. In most cases, premiums can only be waived up to one year before receiving a claim.


What requirements must I meet?


Do you have a mental or physical disability that prevents you from having a job?


yes


Are you covered by the Service - Life Insurance for Disabled Veterans S - DVI?


Does your total disability occur before age 65 but after the effective date of your life insurance policy?


Right


Does your total disability continue for at least 6 months in a row?


since you qualify you may be able to get a waiver of your life insurance premiums


Talk me about active-duty service members and VA health care, please.


Are you re serving on active duty?


Yes, exactly.


In that case, find out how to apply for VA health care once you ve received your separation or retirement orders. Your eligibility for VA health care and other health care coverage depends on your service history and other factors.


Have you served in a combat operations theater after November 11, 1998?


Yes I served in 1999.


Were you discharged or released from active duty after January 29, 2003?


Yes, on June, 2003.


Didn't you receive a dishonorable discharge?


Not at all.


If you do not meet the necessary requirements, you cannot qualify for enhanced eligibility.


will my repayment plan be divided into similar payments?


No, your required monthly payment amount may increase or decrease if your income or family size changes from year to year.


Did you want to know more about recertification?


no I need some other things


about how long will it take to pay back?


Income-driven repayment plans have different repayment periods.


How can I get them to look at my payment plan if something comes up suddenly?


You can submit a new application for an incom-driven repayment plan to do this.


so if I lost my job that is all I need to do?


Yes, if there is a change like loss of employment you can ask your servicer to recalculate your payment amount at any time.


can you give me more information about the repayment plans?


You can browse our Income-Driven Plans questions and answers page


I  came here to know why I should attend a college.


First you should look at this link here.


Have you taken a look at the chart below?


Yes, I already saw it.


As you can see on it, more education equals more money.


Is there a place I can go to find out whether a school has ever been the subject of a complaint?


You have a few options: you can contact your local Better Business Bureau, your state higher education agency or you could also check with the consumer protection division of your state attorney general's office. Another way to check is to make an enquiry with the agency that licences or accredits the school to see if it meets the required standards that are expected