Do you also know about the Income-driven Repayment Plans process, how does interest work during forbearance for a federal family education loan, if I'm not paying off the interest?


Unpaid interest is capitalized and the total amount you repay over the life of your loan may be higher


what is discretionary forbearance?


Your loan servicer decides whether to grant a request for a general forbearance. For this reason a general forbearance is sometimes called a discretionary forbearance.


I have been placed on a problem driver restriction, how long will this restriction be for, can i have it removed early?


may i ask if this was due to an alcohol-related incident?


yes, how long will the restriction be?


it remains in effect for 5 years from the date you receive your drivers licence.


What happens if I don't respond to my ticket after receiving a notice of suspension in my alcohol-related incident?


Then you will automatically be convicted of the charge. This is known as a default conviction. The default conviction is equivalent to a guilty finding.


Who is processing the tickets? The DMV?


DMV's Traffic Violations Bureau TVB processes tickets for non-criminal moving traffic violations issued in the five boroughs of New York City. For more information about the TVB, you can read our brochure.


Can certain violations cause the suspension of my license?


Yes. Some convictions can cause the suspension or the revocation of your driver license. See Suspensions and Revocations or read the DMV brochure "Suppose Your License Were Taken Away".


Will do. If I want to answer my ticket, can I send my response by mail?


Yes, you can mail your response to us.


I'll send the envelope on the way today. What about violations in other parts of NY?


In other parts of New York State, traffic violations are processed in the criminal or traffic court of the city, county, town or village where the alleged offense took place.


I need some additional information about pleading guilty?


Do you need help with what happens if you plead guilty to a violation that results in 5 or more points?


Yes, I need help about pleading guilty to a violation with more than 5 points.


Do you have 3 or more alcohol-related convictions on your entire driving record?


No, I dont have 3 or more alcohol related convictions.


Unfortunately, no relevant information is found.


What happens if I have a Traffic Violation Bureau traffic ticket that was issued in New York City?


You would be able to plead guilty and pay tickets answerable to TVB 1 or plead not guilty and schedule a TVB hearing online, over the phone or in a TVB office.


I'm getting ready to move. Will that effect the hearing?


No, you will just need to provide your new address, so that a Notice of Hearing can be mailed to you. Be advised that this doesn't update your address on other DMV records. You will need to do that separately.


Do you handle parking violations?


The TVB does not handle traffic violations, red light camera tickets, criminal driving violations.


Thanks for this valuable information, one last question, should I have the same address in all my requests, documents and / or transactions?


The DMV sends documents and important notices to customers by mail. We recommend that you use the same address on all of your applications, documents, and transactions. You must report your address change to both the DMV and the USPS.


how the Veterans Pension Eligibility is carried out


The Veterans Pension program provides monthly payments to wartime Veterans who meet certain age or disability requirements , and who have income and net worth within certain limits


Do you want to be eligible for VA Veterans Pension benefits?


yes


If you meet the eligibility requirements can you choose them I ask you the questions of the requirements?


must answer correctly


Can I ask something else? regarding eligibility requirements. I would like more information about the FDC program


Evidence must show that the child, before turning 18, was unable to support himself because of a mental or physical disability


Does the fact that my son was an officer who began working on active duty after October 16, 1981 bear on the FDC program?


And at least one of these must be true about your service .


Another concern about VA pension benefits for you. I'm guessing these advantages are dependent on qualifications, isn't it?


That's totally correct. You have to go through the eligibility process.


What documents do I need to get my kid a Social Security card?


We need documents that proof citizenship


We would need your child 's foreign birth certificate if you have it or can get it within 10 days.  If not ,we will consider other documents such as your child 's passport or a document issued by DHS as evidence of your child 's age .


She doesn't have a passport


Unfortunately, no relevant information is found.


What if we lived outside of the United States and had some documents from there


If your child lived outside the United States for an extended period , a current or previous passport, school and/or employment records and any other record that would show long - term residence outside the United States are documents that we may need to see.


Regarding the correction of the card in a US citizen child born abroad, should I inform the employer or social security of the change?


She will have to tell her employer.


What do we need to do if we change her name on her Social Security card?


You will need to show us proof of her name change. Some examples of proof would include a final adoption decree.


Do I need anything with her previous name on it?


Yes, we will need to see the identity document with her prior name.


Hello, can you tell me about all the retirement benefits?


It is important that you continue reading to understand how Social Security fits into your retirement plan and all the benefits it can offer you.


What does social security consist of?


One of the important benefits is that they receive 40% of their pre-retirement income from Social Security.


This can happen while you are making your retirement plan.


What does this retirement plan consist of?


Can you tell me more about such a process?


Review the various applications that can facilitate the process.


I see what you mean. I'd like to ask you another question about services. That'll suffice. So, what online services do you provide?


We offer the advanced designation of a representative payee, for example.


How can I protect myself from identity theft?


You can protect yourself by securing your personal information, taking the time to understand the threat of identity theft, and exercising caution.


I want info about Ionizing radiation exposure


Find out if you can get disability compensation or benefits for illnesses including some cancers believed to be caused by contact with radiation during military service


How to file my claim?


we ll ask the military branch that you served with or the Defense Threat Reduction Agency to give us a range of how much radiation they think you may have come into contact with .s   [42] We ll use the highest level of the range they report to decide on your benefits


how do I qualify for disability benefits?


You may also qualify for disability benefits if you served in at least one of the below locations and capacities .s   [22] You were:s   [23] Part of underground nuclear weapons testing at Amchitka Island , Alaska?


if you are a member of the US Navy. The United States of America Might orange agents have made contact with the Coast Guard or other ships in or near Vietnam?


yes, if I serve between January 9, 1962 and May 7, 1975 On ships of the US Navy. USA And the Coast Guard or other ships in or near Vietnam may have had contact with orange agents.


What requirements must I have to obtain benefits?


Do you have any illness that you believe is caused by Agent Orange?


No, I do not have any symptoms or illnesses


based on your answer you are not eligible for benefits


Hello I need a Social Security card and need help please.


Yes I can. Is it for work purposes? There are criteria that must be met by noncitizens.


Is work the purpose of your application?


It is not to work but to fill out a form.


Unfortunately, no relevant information is found.


If I do eventually want to work what do I need?


You would need permission to work from the Department of Homeland Security if you are a noncitizen.


But can I get a Social Security number for paperwork purposes? They often ask for one on forms.


Yes but If you are assigned a number for non - work purposes, you can not use it to work.


The benefits form I am filling out requires a Social Security number, so can I get one?


Yes Government benefits or services is one of the cases where you may be issued a number.


Will I need to pay taxes on benefits or register with the IRS?


Yes you can apply for an Individual Taxpayer Identification Number from the IRS.


Hello there. I need explanations regarding my retirement benefits. I can't make sense of it all.


Of course. First you should know that successfully filing for retirement benefits isn't the end of your Social Security journey. We have resources to save you time on important retirement tasks and keep you in control of your Social Security account benefits through a free my Social Security account.


That's great to know. Can you perhaps tell me how to protect myself from fraud as well?


Yes. Social Security is diligently working at national , regional , and local levels to combat the fraud that undermines our mission to serve the American public.


So should I inform you about changes in my life or should I keep the information to myself to limit fraud?


Has such a change happened in your life?


Actually yes.


In that case letting us know ensures your benefits and information is kept up to date. Remember to tell us whenever there is a change in your life circumstance that could affect your benefits.


I also hope to find out, I am ready to retire, do you recommend that I apply for my benefits online?


It is important that you apply for retirement benefits online.


What if you don't live in the United States?


You can use the Online Services.


Do I need to provide proof of insurance?


Is your drivers license or your registration suspended because of lapse of automobile insurance?


Yes, my drivers license is suspended because of lapse of insurance.


Some good news is you can provide proof that you now have insurance  online or by mail.


Can I send a copy of my insurance identification card to DMV or should it be just the original document?


You can submit a copy or even a fax as long as the DMV barcode reader can read and scan the barcode, otherwise, the DMV will not accept your card.


What do I do to register my vehicle if I already have my insurance?


Once you have your insurance, the insurance company must show proof of insurance.


How many names can there be in the vehicle registration?


1 or 2 names on a registration registrants.


What kind of insurance do I need to register my vehicle?


New York law requires that you have auto liability insurance coverage with a minimun amount of liability coverage of $10,000 for property damage for a single accident.


Can there be 2 different names in the vehicle registration?


There can only be 1 or 2 names on a registration registrants. Fill and sign the form Vehicle Registration/Title Application PDF  MV-82 and provide their proofs of identity and date of birth. Both names must appear on the Insurance ID Card.


Are there special claims that can be file through VA?


Do you happen to have a disability that was not listed on the site as being linked to military service?


Yes, my disability is not on the list on the site as being linked to military service.


This does not mean you cannot get disability compensation payments or other benefits.


If I am a Veteran with a disability you concluded is the result of an illness or injury caused by my service can I get compensated?


Yes, you might be able to get special compensation to help with disabilities.


Can I get increased disability payments if I am unable to work because of my years in the service.


Yes, it is called Individual Unemployability if you can't work because of your service-connected disability and you might be able to get increased payments because of it.


Can I get money if I cannot drive myself and need a special equipped vehicle?


Yes, you could get an automobile allowance and adaptive equipment if your service-connected disability prevents you from driving.


Can I get payments for my time spent in a VA hospital for a service connected disability?


Can you tell me what happens to someone who had a disability rate of 40% when entering the hospital, but during his stay this same went up to 100%, what happens when he leaves the hospital?


After leaving the hospital, her disability rate returned to 40%


Yes, you could get benefits like disability payments for time spent in a VA hospital for a service-connected disability.


I need help with renewing a hazmat endorsement


Would you like to know how to renew your hazardous materials endorsement?


no


Would you like to know about the background check?


yes when do I need it


Do you need to keep the HazMat endorsement?


no but I want to know when I need to do the check


Unfortunately, no relevant information is found.


how do I apply for the background check?


Follow the instructions in the HazMat endorsement renewal notice to apply for the background checks.


what happens if I fail the background check?


Did you not pass the background checks?


no, just wondering what happens if I do so


I want to remove a lienholder from a title, please tell me if I can.


Do you need to remove a lienholder from a title certificate?


Yes, I need it.


Are you selling a vehicle?


Not at this time but maybe I will.


Are you interested in getting a lien free title?


No, I'm not interested.


What happens when the new owner applies for a registration and a title certificate?


The DMV receives the certificate of title and proof that the lien is satisfied.


What if the lienholder I want to remove is a person?


The letter must be notarized.


I want to know what to do with the old plates I have on my cab once I get the new ones


Do you have one or both apportioned plates?


I have one and don't know where the other one is


You need to send in the plate and your old cab card within 30 days after you receive your new apportioned plates. Failure to return your license plates can result in suspension of your IRB account. The IRB will issue new apportioned plates that have a different number, along with a new matching cab card.


what is the address where I can apply for IRP replacements?


Customer Service Counter     Room 136      Swan Street Building       Empire State Plaza       Albany, NY  12228


are we allowed to apply by fax?


Yes, you can apply to replace IRP registration items by fax at 518-486-6579


Should I report the lost plate?


Were both apportioned plates lost or stolen?


yes, well one was


If both plates were lost or stolen you need to get form Report of Lost or Stolen Motor Vehicle Items from a police agency. Also get form MV-78B if your items were lost because of a crime. Your items will be replaced at no fee if form MV-78B shows the items were lost because of a crime.


can you give me details of About VA insurance options and eligibility


Find out which VA insurance programs may be right for you as a Veteran , service member , spouse , or dependent child


covers traumatic injuries?


yes, Traumatic Injury Protection TSGLI Get short - term financial support to help you recover from a severe injury


If you finish my military shift soon


you ll need to get new coverage quickly .  In some cases , you must act within 120 days of leaving the military to be sure there s no break in your coverage


Do you have mortgage insurance?


Veterans Mortgage Life Insurance VMLI If you have a severe service - connected disability , get mortgage protection insurance for a home that s been adapted to meet your needs .


How do I know which life insurance program I m eligible for?


Different programs cover Veterans VGLI , service members SGLI , and family members FSGLI . You may also be able to get short - term financial coverage through TSGLI to help you recover from a traumatic severe injury


if I am disabled due to injury or illness caused or made worse by my active duty


And if you re disabled because of an injury or illness caused or made worse by your active service , you may be able to get coverage through S - DVI to continue your life insurance beyond 2 years after you leave the military


Your military shift is over soon?


yes


you ll need to get new coverage quickly .  In some cases ,  you must act within 120 days of leaving the military to be sure there s no break in your coverage .


What happens if I plead guilty to a violation that results in 5 or more points?


If you have 3 or more alcohol - related convictions on your entire driving record


it's not my case


you want to know how to respond to this type of traffic fines?


not


committed the violation In another part of the state of New York?


Surely you did not commit the offense in another part of New York State?


what are the consequences of convictions?


Some convictions can cause the suspension or the revocation of your driver license. For more information , see Suspensions and Revocations or read the DMV brochure Suppose Your License Were Taken Away


Is direct depositied offered?


do you need to set up or change direct deposit?


no


Do you know what direct deposit is?


Would you like more information?


no thank you


Do you still have questions?


can I change direct deposti?


We are constantly expandingand improving our online services , including the ability to set up or change your direct depositinformation .


I want to create a MySocial Securtiy account.


Do you want to know what's needed to create your account?


Yes, please.


When you create your account you'll be asked for personal information about yourself to verify your identity and then you'll be asked to create your username and password.


Can I lift a security freeze on my credit report to create an account?


Yes, you can ask our Identity Services Provider to temporarily lift your security freeze so you can create your account.


Is it possible to let other people use my account?.


No, your account must be used only by you.


Will my security freeze be reinstated after I create my account?


The Identity Service Provider may reinstate the security freeze after the temporary lift expires.


Where can I get more info about security freezes?


You can read the Federal Trade Commission's Credit Freeze FAQs


Could my federal student loan possibly qualify for discharge if the school in which I am currently enrolled is closing?


I can help you to learn about the eligibility requirements for discharge and how you can apply.


Ok what are the criteria for a possible discharge?


You may be eligible for a 100 percent discharge if you were unable to complete your program because your school closed.


I was enrolled when my school closed and did not complete my desired courses.


In that even you may indeed be eligible for a 100% discharge of your William D. Ford Federal Direct Loan Direct Program loans, Federal Family Education Loan FFEL Program loans, or Federal Perkins Loans.


What is the process after I submit a TPD discharge application?


Did you receive something from Nelnet stating they received it?


No, I do not know if they received it.


Unfortunately, no relevant information is found.


Could a representative apply on my behalf and help me during the TPD discharge process?


Abosulutely and you can designate a person or organization to complete and submit your TPD discharge application on your behalf and throughout the whole process.


Hello. Can you tell me what happens if I plead guilty to a violation that costs me 6 points?


Do you have 3 or more alcohol-related convictions on your entire driving record?


Yes, unfortunately.


Then a plea of guilty to a violation that results in 5 or more points may result in the revocation of your license under Part 132 of the Commissioner's Regulations. You may want to consult with an attorney before entering your plea.


What if I don't respond to my ticket after getting a suspension notice?


Then you will automatically be convicted of the charge. This is known as a default conviction. The default conviction is equivalent to a guilty finding.


Who is processing the tickets? The DMV?


DMV's Traffic Violations Bureau TVB processes tickets for non-criminal moving traffic violations issued in the five boroughs of New York City. For more information about the TVB, you can read our brochure.


Can certain violations cause the suspension of my license?


Yes. Some convictions can cause the suspension or the revocation of your driver license. See Suspensions and Revocations or read the DMV brochure "Suppose Your License Were Taken Away".


Will do. If I want to answer my ticket, can I send my response by mail?


Yes, you can mail your response to us.


I'll send the envelope on the way today. What about violations in other parts of NY?


In other parts of New York State, traffic violations are processed in the criminal or traffic court of the city, county, town or village where the alleged offense took place.


What form do I need to use for a Snowmobile Dealer?


Did you  apply for a snowmobile dealer certificate form


No, I have not applied yet for a snowmobile dealer certifcate.


Unfortunately, no relevant information is found.


What is the on-site investigation about?


The inspector arrives to inspect your facility and will be checking your dealer starter kit, permanently mounted signs that are able to be seen from the street.


Does the DMV endorse the companies?


The DMV does not endorse the companies.


What if my signs are not visible from the street?


If your signs are not visible, then the AFI will deny your application.


What if I have not gotten my Certificate of Authority yet?


Please, do not submit your application with the DMV yet.


How can I get a replacement social security card for a noncitizen adult?


Iyou can replace your social security card for free if lost or stolen. Do you Know your social security number?


Do you have permission to work but need a number for other reasons?


Do I need permission to work to replace my card


Only noncitizens who have permission to work can apply for a social security number


What if I know my number do I need a new one


If you have permission to work if you know your number you do not have to apply for a new one


What about if I have a name change


legal name changes do not count toward limits


So as long as I already have a number I don't need a physical copy


yes


How do I prove my u.s. immigration status


you must show us your u.s. immigration document such as lawful permanent resident card or an employment authorization document or work permit


What if I am a student and eligible to work on campus?


you must provide a letter from your school officail that identifies you and confirms you current school status


Do I need an original card for an aduly who is not a citizen?


Hello. I will be glad to help you  only noncitizens who have permission to work from the Department of Homeland Security DHS can apply for a Social Security number


Are you a non citizen?


no i am a citizen


What documents do I need?


You can not get a Social Security number for the sole purpose of obtaining a driver 's license  Government benefits or services


Can you tell me what documents I need?


you also must show us your I-20 Certificate of Eligibility for Nonimmigrant Student Status


is showing my socila security number requiored?


You can not get a Social Security number for the sole purpose of obtaining a driver 's license . Government benefits or services


What if you are a foreign worker?


we only need to see your I-94 Arrival / Departure Record or admission stamp in the unexpired foreign passport showing a class of admission permitting work


What if I am a F-1 student and have a work permit?


If you are an F-1 student and have a work permit I-766 from DHS you must present it


can you give me more information and resources on professional and labor assistance


Subsistence allowance ratesView the current subsistence allowance rates to find out the amount we 'll provide to help you pay for basic needs like food and clothing if you 're an eligible Veteran participating in the Voc Rehab program


want to know Other VA benefits and services


yes


Concerning GI Bill benefits. Are there any other GI Bill programs that i might be eligible for?


of course, there is the Montgomery GI Bill Active Duty MGIB - AD program. If you have served active duty for at least 2 years, find out if you are eligible for the Montgomery GI Bill Active Duty program.


GI Bill benefitsExplore options for using GI Bill benefits to help pay for school or training , and find out what benefits you can get


algo más quiero preguntar acerca de  MONTGOMERY GI Bill Active Duty MGIB . ¿cuáles son sus redes


Veterans Benefits Administration FacebooksVeterans Benefits Administration InstagramsVeterans Benefits Administration Linkedin


If I'm a Veteran in crisis or you're worried about one


connect with our caring , qualified Veterans Crisis Line responders for confidential help . Many of them are Veterans themselves . This service is private , free , and available 24/7 .


if i need more help


Ask a question online


where can i find the support?


Call the National Call Center for Homeless Veterans at 877 - 424 - 3838 for help 24 hours a day , 7 days a week . You ll talk privately with a trained VA counselor for free


Hi, I'd like to know how can I get a motorcycle license?


I mean, I already have ONE, but it's an out-of-state license,  I came here last week and since I'm here in New York I want to change my out-of-state license for a New York license, is that possible?


Do you want to become a resident of New York, or are you going to spend just a few days here?


No, I don't want to become a resident of New York state.


I just wan't to know whether or not that is possible, since I don't want to go through the whole motorcycle road test again. I read something about a course, but that's basically like doing the whole test again.


Don't worry. If you have a valid motorcycle license issued by another state where you are resident, you can drive motorycles in New York without any problem. But if you are into getting a New York license, visit the New York State Motorcycle Safety Program website, or call toll - free at 1 - 800 - 446 - 9227.You can get extra information on how to get a New York license without going to the whole process of a road test


So is it really ok to drive here with an out of state license?


How can I know if I have a valid license?


Btw, I know that here in New York the safety guideliness are a bit different from texas. Where can I learn more about motorcycle safety?


Motorcycle safety information is available from the New York State Governor's Traffic Safety Committee.


Hello, could you give me information about the Reserve Educational Assistance Program (REAP)


Of course, the Reserve Educational Assistance REAP Program ended on November 25, 2015, but under the National Defense Authorization Act of 2016, some REAP benefits will remain in effect for 3 more years.


And how does REAP affect me?


to find out how this change affects you and what to do next. Find the description below that best suits your situation


and what requirements should i meet?


Did you perform the REAP Eligibility established before November 25, 2015?


yes


Lost eligibility when we dropped that program on November 25, 2015?


do not


as you do not meet the requirements You cannot credit your REAP eligibility for your GI Bill Post-9/11 eligibility, sorry


How do I know how much this change affects me?


Find the description below that best suits your situation to find out how this change affects you and what to do next.


What happens if I fail the course?


Do you meet all the requirements to complete the course or meet the minimum test score?


No, I did not meet the minimum test score.


Does each course sponsor have methods to validate that the person who signed up for the course is actually the person who completes it?


Each course sponsor has a their way of validating that the person who is registered is the same person who takes the course and each person knows that they will be prosecuted and could get fines and possibly prison time.


what makes it possible that the person who registers for the course is the person who takes the course?


Each course sponsor has a way of validating that the person who signed up for the course is the person who takes the course.


Do you have a New York State DMV ID Number from your NY State driver license?


No, I do not have this information at this time.


Is it possible for the DMV to send my completion certificate to my automobile insurance company?


You must actually contact the insurance company and supply your certificate to them at this time.


Hi, good afternoon. I've heard that is possible to get some social security benefits for your spouse. If that's true, could you tell me how i can be able to get those?


Sure, no problem at all. There are many ways to do that, and get the benefit, such as going Online, via Phone Call, going in person or even using U.S. Embassies or consulates if you're outside the U.S.


Wow, many ways indeed. That's something nice to hear.  Look, I have certain doubt. If was the case I was the one to get those benefits, my spouse's income wouldn't become affected, right?


That's correct. Your spouse retirement income won't be affected this benefits paid to you. As a matte of fact, the combination of both incomes could play a part in your spouse's decision to take those benefits earlier.


Oh, that's a relief, you know?. Last thing I would like to do is to causing her any trouble. Look, if i wanna know something else, like benefits for someone else, do you know where i have to look?


Do you mean benefits for your family?


Yes, for my family, mainly.


Well, it is possible for them to get benefits, even if yourself don't qualify for it. So, just go to our "Benefits for your family" section and look for the information there.


do you know about disability protection benefits? Can I qualify for these benefits even when I am young?


Yes, young workers may have already earned disability protection.


Are spouse's eligible for benefits?


Yes, a spouse is eligible for benefits if they are the spouse of a retired worker.


I need information on how to get a corrected card for a foreign-born US citizen child.


Have you changed your child's name recently?


Yes, I have.


then you have to inform Social Security so that your child can get a corrected card.


Can I use photocopies of the documents required?


No, only originals or certified copies.


what if the documents I have as proof of my child's name change are not enough to identify him on your records?


Then you have to provide us a legal document with your child's previous name as shown in our records.


what if I don't have a document with his old name?


Then, we can accept an unexpired document with your child's new name if it contains enough information to identify your child on our records.


what would be an acceptable document to identify him?


Any document that shows his name, identifying information, age, date of birth or parents' names, and preferably a recent photograph.


II'm going to be co-signing a federal aid loan for my wife and I need some more information about how it works.


I can help you with that. A co-signer is the spouse of an applicant who initiated an Income-Driven Repayment Plan Request.


Are you aware of your obligations to repay as the co-signer?


No. I'm not sure how it works.


Unfortunately, no relevant information is found.


Does it matter that the Income-Driven Repayment Plan Request was done as part of a Direct Consolidation Loan Application?


No. Your wife will just have to click on "Direct Consolidations Loan Applications" under "My Loan Documents" to find the co-sign code, you will need.


What information is provided by exit counseling?


Exit counseling gives important information that helps you prepare to repay your federal student loan.


How do I complete exit counseling online?


You would look under Complete Exit Counseling and then log in to start.


What if I leave school do I need exit counseling?


Yes, it is one of the reasons you would need exit counseling.


My child's Social Security Cardhas the wrong name on it, how do I get it changed?


Have you legally change your child 's name because of adoption, court order or any other reason?


No he has the same name as at birth.


Is your child employed at the moment?


Yes he has a summer job.


Once the error is corrected, his employer must be informed as well.


What documents do I need to prove he's a citizen?


Only certain documents are accepted as proof of U.S. citizenship like a U.S. birth certificate or U.S. passport.


I have neither of those documents for him at this time. Are there any other options?


Exceptionally, we may accept a state - issued non - driver 's identification card in his name or an official Adoption decree.


What if his name has changed last year?


An identity document in your child 's prior name is acceptable, even if it has expired.


I want to get a better understanding on co-signing for an IDR


A co-signer is the spouse of an applicant who initiated an Income-Driven Repayment Plan Request


Are you a co-signer on an IDR plan?


no, but I might be


Unfortunately, no relevant information is found.


what will I need if I'm ready to co-sign?


If the IDR applicant completed an Income-Driven Repayment Plan Request that was not part of a Direct Consolidation Loan Application, he or she will click on "Income-Driven Repayment Plan Requests" under "My Loan Documents" to locate and provide you with the Reference Number you need.


One more question, what if I'm completing entrance counseling to borrow a loan as an undergraduate student?


Then the entrance counseling will fulfill counseling requirements for Direct Subsidized Loans and Direct Unsubsidized Loans.


Makes sense. And how long is this supposed to take?


The entire counseling process must be completed in a single session. Most people complete counseling in 20 - 30 minutes.


I see, where can I find more information about that?


Simply return to the Counseling selection page to learn more.


I need help with understanding Student Aid Reports.


I'll assist you with that. A Student Aid Report summarizes your FAFSA form, so it's very important to make sure your information is correct and complete.


What if there is a mistake on my Student Loan Report?


Have you already received your SAR and found a mistake?


No, I haven't received it yet.


Do I need to do anything if all my information is correct?


No, but you should keep your SAR for your records.


If I do find a mistake that needs to be corrected, how would I get an updated copy of my SAR?


You can contact the Federal Student Aid Information Center at 1-800-4-FED-AID and request to have a copy mailed to you.


What information will be on my SAR?


That will depend on your FAFSA form. Have you already completed it?


Yes, I have.


Great. Your SAR will then have the Expected Family Contribution(EFC) displayed in the upper right hand corner.


can you give me details of REAP


The Reserve Educational Assistance Program REAP ended on November 25 , 2015 , but under the National Defense Authorization Act of 2016 , some REAP benefits will remain in place for 3 more years . Learn more about what this change means for you .


Does it affect you that REAP is over?


yes


We will find below what best suits your situation to know how this change affects you


ok tell me the requirements?


Established REAP eligibility before November 25 , 2015


not


cannot credit your REAP eligibility for your GI Bill Post-9/11 eligibility


If you applied for REAP benefits, but you didn t start school until after November 24, 2015


You re no longer eligible to receive REAP benefits , but you may be eligible for Post-9/11 GI Bill benefits . Learn more about the Post-9/11 GI Bill


attended a school or training program on November 24, 2015, or during the last semester, quarter, or term ending before that date that you were able to do


You can keep using your REAP benefits until November 25 , 2019


Can I ask more questions about my exam?


Do you know you can download pdfs that will help answer other questions?


No, i did not know that.


Have you seen the informational videos yet?


No, I have not seen the informational videos because I did not know about them.


Do you still need more information about what happens after your claim has been filed?


No, I do not need the information at this time?


Do I need to make sure my correct address is on file?


Yes, please make sure the VA regional office and the VA medical center closest to you has your up-to-date address, phone number and email address.


Will the exam notice be sent to address on file?


Yes, the exam notice will be sent to your address on file and needs to be updated if you have moved.


How can I change my out-of-state driver's license


You must exchange your - out - state driver license from another U.S. state or territory , federal district or Canadian province within 30 days of becoming a resident of New York


can you give me details of DMV


his transaction can only be processed in person , at a DMV office, see our office locations and hours


How do I do if my children attend school in another state?


a judge considers these facts to decide if your intent is to make NYS a " fixed and permanent " residence . According to this law , students from other states or from other nations who attend school in New York State are usually not considered residents of NYS .


I am studying in New York State. Do I need a New York State driver license?


Students from other states , countries or nations who attend school in New York State are normally not considered residents of New York State , so they don t need to exchange their current driver license .


there are more details of DMV


This transaction can only be processed in person , at a DMV office


Do you want a faster service?


not


want information for all other counties


I'm looking for more info about the GI BIll


Okay, we can help you find out if you can use GI Bill benefits for college as a Veteran, service member, or qualified dependent. We can also help you learn about payment rates for undergraduate and graduate degree courses at institutions of higher learning


when does the VA send the payments to us?


We will send them out after each month's classes., so if you had classes in November for example, then you would get the payment in December.


Will you be using the Post-9/11 GI Bill?


no


when does the post 9 11 bill make payments?


Tuition and fees are payed directly to the school and money for books is payed to the student at the beginning of the term


how does the Bill pay for graduate programs?


The school decides how to rate each hour then we will pay on that.  If they consider a 2 hr class full time then we would pay the full-time rate


can I attend to schools at once?


yes, you can but the classes you are attending at both schools must count toward your degree, and the school granting your degree has to consider the classes at the second school as required in order to get your degree


How much will I receive applying for benefits as a spouse?


Will you be appying for your own benefits also?


yes


If you qualify and apply for your own retirement benefits and for benefits as a spouse , we always pay your own benefits first .


Excellent to clarify why a friend is going through that and I am worried that the wife will take everything from him. Does it matter how early or late I get my retirement benefits?


No matter what your full retirement age is you may start receiving your benefits as early as age 62 or as late as age 70.


What happens if I delay my benefits until after full retirement age?


If you wait to delay benefits until after full retirement age you may be eligible for delayed retirement credits that would increase your monthly benefit, which is something to consider.


What are some of the pros and cons to taking your benefits before full retirement age?


The pros of collecting your benefits before full retirement age are that you collect your benefits for a longer period of time.  The cons are that your benefit will be reduced.


What happens if I start benefits early?


Your benefits are reduced a fraction of a percent for each month before your full retirement age.


Hi! I Would like to know about decision reviews and appeals please.


Sure. Have you set your appeal on the calendar?


Yes, I have. But I would like some more information about it.


You need to know, you'll have a period of time of 1 year from the date of your review request unless you have a fiduciary or multiple party claim.


I'd like to know if I can provide evidence relevant to my case? And what are the conditions regarding this?


The evidence must be new evidence that the VA didn't have before that is relevant to your case


can I select any benefit type on the claim?


The most common benefit type is compensation, but if you’re unsure, check your VA decision. You can’t select multiple benefit types.


and what is the address to where I send it?


Department of Veterans AffairsClaims Intake CenterPO Box 4444Janesville, WI 53547-4444


what can I send as evidence with my claim?


You can submit evidence you have gotten or ask VA to get evidence, like medical records. VA can’t accept your Supplemental Claim without new and relevant evidence.


I served in the Army and I want to find out about compensation for having been in contact with dangerous chemicals


We can help you find out if you can get disability compensation and other benefits for illnesses or other conditions. These are illnesses and conditions we believe may be caused by contact with harmful chemicals or other hazardous materials while serving in the military.


Are you interested in medical care for volunteers involved in chemical and biological testing?


yes I am I want to see if I can get benefits


Did you volunteer for medical research for the U.S. biological and chemical programs between 1942 and 1975?


no, but I have another question


Unfortunately, no relevant information is found.


where can I go for more info?


You can visit the U.S. Army web page or Call 800-984-8523


how do you get help if you were involved in the chemical programs?


You can get medical care through the U.S. Army if you volunteered for this research and have an injury or illness directly caused by participation


and does the care include agent orange contact during Vietnam?


I would still like to learn more about Agent Orange. Who is protected?


Veterans and Qualified dependents


Yes, if you served in the Republic of Vietnam or in or near the Korean Demilitarized Zone DMZ during the Vietnam Era or in certain related jobs you may have had contact with Agent Orange and you may be eligible for medical care


Good morning, need some help with a vehicle bought on a auction.


I'm needing to know some more info about that topic, please.


For that kind of issues, you should use the form MV-82.1, also known as Vehicle Registration / Titling Application.


Do you need a specific information for registering?


Yes, i would like something more specific, as i'm interested on various types of vehicle.


If that's the case,you can find that specific information referring to the web pages listed on DMv's page.


I'll make sure to check it. by the way , what i need to know about registering a vehicle, but having a title already?


You should find out more about that with your insurance company for sure.


Do you have any documents, i.e, driver license, learner permit or non-driver ID card, for use as proof of identity?


Yes, i do have those. Well, my driver license to be exact.


That's good. In case you didn't have one, you could have used the other kinds of proof.


Hi there. I have a issue with a complaint filed against me.


You must know the new york state department of motor vehicles DMV regulates all the vehicle related businesses in new york.


Are you operating any business related to this area?


No, I don't have anything related to that.


Unfortunately, no relevant information is found.


But what would I need if I want to do business on that area?


You need to register with the DMV and once your application is approved yo will get the certification from the DMV.


I'd also like to know more about on-site investigations.


When the automotive facilities inspector AFI arrives to inspect your facility , they will be checking that you have the following items permanently mounted signs visible from the street the AFI will deny your application if the signs are not clearly visible proof of identification for everyone named on the application driver license or other government issued photo ID. When the automotive facilities inspector arrives on the scene for an on-site investigation, what will happen?


What is required to become a licensed Inspection Station in the state of New York?


If you want to become a licensed Inspection Station by the DMV in New York state then you should consult the DMV Commissioner's Motor Vehicle Inspection Regulations.


What topic should I look for?


You should look for the topic under Inspection.


Is the DMV Commissioner's Motor Vehicle Inspection Regulations able to be downloaded?


Yes, you can download them and read Facility Requirements Inspection Stations.


What happens if I do not have proof of Workers Compensation Insurance at this time?


Since you don't have your proof of Workers Compensation Insurance, then it is in your best interest not to submit an application with DMV yet.


I need a Social Security card for my kid that was born here in the states.


Social Security must verify a birth record for all U.S .- born applicants who apply for an original Social Security number .


Can you verify a birth record for your child?


Yes, I think I can but what specifically will I need so that I verify it


To verify a birth record ,Social Security will contact the office that issued it .


so I need a birth certificate? and what if I can't get one?


we can consider other documents , such as your child 's passport , to prove his or her age .


And what other things will I need?


You will need documents that proof your child 's identity. We may also accept the child's : State - issued non - driver 's identification card ; or Adoption decree ;


What if I applied for a Social Security number at the hospital already?


Social Security must verify a birth record for all U.S .- born applicants who apply for an original Social Security number .An exception is made for a parent who applies for a baby 's Social Security number at the hospital when the baby is born .


and I also need my kid's birth certificate along with those things?


If your child has or can obtain a U.S .- State - Issued birth certificate that recorded his or her birth before age 5 you must submit it .


Hello. How are you doing today? I need to know which dental care benefits I qualify for, please.


Of course. First we need to find out your benefits class and the dental benefits you may qualify for.


My 100 % disabling rate won't suffice?


Correct, that alone doesn't qualify you for this benefit.


Well, what DOES qualify me for help with my dental insurance if I don't qualify for VA dental care?


Are you signed up for VA health care?


No, am not.


Are you signed up for our Civilian Health and Medical Program also called CHAMPVA, a health insurance program for dependents of Veterans?


No.


In that case I'm afraid that you can't buy dental insurance at a reduced cost through the VA Dental Insurance Program VADIP.


Got it. Another question that I have Civilian Health and Medical Program. Can I receive health care at an urgent care clinic?


Yes, but you will need to be signed up with our VA health care program and have received care with us within the last 2 years.


Good evening. I need some explanations regarding veterans housing assistance grants.


Of course. We can help you to apply for a housing grant as a Veteran or Service Member with a service-connected disability.


Would you like to know about other VA benefits and services?


Yes, I'd appreciate that.


We offer disability compensation pay, for example. You can file a claim for compensation for conditions related to your military service.


Another question Could you please provide me more information on how to check and manage pension benefits?


Check your VA claim or appeal statusCheck the status of an open claim for VA disability compensation or pension benefits


That's fantastic, so let's get back to the housing assistance. Will you be able to help me if I get it?


Yes, if you have a VA direct or VA-backed home loan or Specially Adapted Housing grant, we will help you with that.


Very well. I would also like to know if they accepted my mortgage insurance. So reusing a COE is a no and there are no more requirements I can answer


Yes, that is right. You did not meet the requirements


This homeless veteran's call center has caught my attention. Please inform me of everything I need to know about it.


Gladly. The National Call Center for Homeless Veterans can help you or a Veteran you care about connect with VA and local resources 24 hours a day, 7 days a week.


Do you have a phone number for those hard of hearing? Served in a tank battalion, if you know what I mean.


Of course. If you have hearing loss, call TTY: 711.


Are there any other ways I can keep myself up to date?


Yes, we offer Veterans benefits email updates. You can sign up and you will receive updates on a regular basis.


Can I also write you back somehow?


You can always ask a question online, if you have any.


If Applying for a child (under 18) what are the steps for Disability Benefits


REVIEW the Child Disability Starter Kit . This kit answers common questions about applying for Supplemental Security Income SSI benefits for children , and includes a worksheet that will help you gather the information you need


Did you contact Social Security right away to find out if the income?


not


check the Starter Kit for disabled children?


yes


To apply for a child?


You will need to complete an Application for Supplemental Security Income SSI AND a Child Disability Report


only the Child Disability Report can be completed online?


Please contact us by phone or in person to schedule an appointment to complete the SSI application


If i are deaf or hard - of - hearing


call our toll - free TTY number , 1 - 800 - 325 - 0778


My vehicle is already registered in New York


What transactions can I do online?


Some of the transactions you can do online are: Change your address, change the name or other information and check the status of your registration.


Tell me about registering a vehicle in New York


You have to register any vehicle owned by you or your business at a New York DMV office


Would there be any problem if a don't answer a parking ticket?


yes. The locality may contact the DMV about it and this can prevent the renewal of your vehicle and even suspend your vehicle registration.


Ok, can you tell me now what do I need to register a vehicle?


You should first complete the DMV's Document Guide to make sure that you have all the proofs of identification and documents you need before going to the DMV office.


where should I register my business vehicle?


If your business is located in New York then you should register it at the lock DMV office.


What are program reviews when pertaining to Federal Student Aid?


Do you mean as part of the oversight duties?


Yes, as it pertains to oversight duties.


Federal Student Aid routinely has program reviews to make sure that a school meets FSA requirements for institutional eligibility, financial responsibility, and administrative capability.


What is the Final Program Review Determination?


FSA issues a Final Program Review Determination that is a report which includes the findings identified in the program review report, the school's actual response, and the Departments final determination.


How do I locate the Final Program Review Determinations from the third-party servicer?


Visit the "Third-party Service Program Reviews page which will give you an overview of the top program review and audit findings by fiscal year.


What about FY2018?


You can access FY2018.


How do I access all documents associated with focused-Clery Act reviews?


You would need to visit the "Clery Act Reports" page.


Are there any advantages to having a federal student loan over a private student loan?


Will you be seeking to take out a loan to help pay for your college education?


Not at the moment, I am just looking for information


What are the actual differences between federal student loans and private student loans?


Federal student loans are offered by the Government. The terms and conditions of these loans are governed by the law. Benefits of these loans may include fixed interest rates and income-driven repayment plans which are not typically offered with private student loans. Private loans are offered by financial institutions and have their conditions governed by the lender themselves


Is there any summary of the differences that you could give me?


There is a chart on the website that provides a summary of both loans and how they differ


Is there any Direct Loan that a parent can take out for their child?


Yes, these are known as Federal parent loans and are Direct PLUS Loans aimed at parents


Are there many differences between federal and private student loans?


Federal loans are offered by the Government whose terms and conditions are governed by law. Private loans are offered by financial institutions and are governed by the lenders themselves


Hello, could you help me get information from the Educational Reserve Assistance Program (REAP)


with pleasure. The REAP Reserve Educational Assistance Program ended on November 25, 2015, but under the 2016 National Defense Authorization Act, some REAP benefits will remain in effect for an additional 3 years.


interesting but how does it affect me that REAP is over?


Find the description in the link below that best suits your situation to find out how this change affects you and what to do next.


excellent, I also need information about the benefits of VEAP, what requirements to obtain said benefit?


Have you entered service for the first time between January 1, 1977, and June 30, 1985?


Yes, I have.


Have you opened and put money into your VEAP account before April 1, 1987?


Yes. Way before that.


Have you put  in $25 - $2,700 on your own?


Yes, around $1,500 if I remember correctly.


Have you finished your first period of service and you didn't receive a dishonorable discharge?


Yes, to all of that.


In that case you can get these benefits.


I have questions. Regarding the GI Bill, after September 11.


Of course. The Post-9/11 GI Bill Chapter 33 helps you pay for school or job training.


Have you served on active duty after September 10, 2001?


No, I'm afraid I haven't.


Unfortunately, no relevant information is found.


But can you tell me anything about what I need to qualify for the GI Bill benefits?


Gladly. Have you served at least 90 days on active duty either all at once or with breaks in service on or after September 11, 2001?


Yes, as a matter of fact, I did.


In that case you can get these education benefits.


Is the school still offering the service, and how do the benefits change from year to year?


they must continue to give you funding as long as you meet all of the requirements listed


what are the requirements to be eligible


Make acceptable progress toward completing your program according to your school


yes


Stay enrolled in the school without a break following the school s policy


I don't stay enrolled in the school without a break


so you can't qualify, because you need to meet all the requirements


I want to know how to get a Social Security card. What documents do I need?


Have you legally changed your name?


I haven't


Do I have to give proofs of working?


Yes, we need to see evidence of your current employment status. You should ask your employer to write a letter and to sign and date it. Or you could use a recent pay slip.


In case I change my name, should I use an ID with my current name or my old ID to you guys?


If the ID with the current name is not enough to identify you on our records then you have to provide your previous ID with your previous name as shown in our records?


What information should be included in my employer's letter?


The letter must describe your current job, employment start date, your working hours and your supervisor's name and phone number.


can you tell me now about F-1 students authorized to work in curricular practical training?


Sure. They must provide their Form I-20 with the employment page completed and signed by your school official.


What are the types of financial aid available?


Financial aid is money to help pay for college such as grants, work-study, loans, and scholarships.


What are work-study jobs?


You can look at the share link which talks about the federal work-study program and it allows you to earn money to pay for school by working part time.


Another question about financial aid, when do we start paying back the loan?


Have you graduated from college?


no, not even started yet


Unfortunately, no relevant information is found.


what else do I need to get my loan?


Are you planning on getting federal student loans with your financial aid?


not for now until I learn more


Hi there, I am looking for information regarding the Affordable Care Act and my VA health coverage


The Affordable Care Act is also known as the health care law. It was created to increase access for citizens to health care coverage, to control health care costs and also to improve health care quality and care coordination


If I don't have health insurance, do I have any penalties to pay?


This part of the law was changed by Congress, for plans that were starting in 2019. The payment referred to as the individual shared responsibility payment no longer applies in plan year 2019, for which you will be filing taxes in April 2020


How do I get health care coverage for 2019 if I am not signed up for VA health care or the Department of Defense health care program?


You may still be able to get health care coverage through the Health Insurance Marketplace. Enrolment for this for 2019 is now over however. You can still enrol or change plans if you have had certain life changes or if you qualify for free or low-cost coverage through Medicaid or the Children's Health Insurance Program CHIP


Does my VA health care meet the ACA's minimum essential coverage requirement for 2018?


If you were signed up for one of the designated programs listed on the website, your health coverage meets the minimum requirement for 2018


What are these designated health care programs?


Yes, I am


In that case, you don't have to pay any fee when you file your 2018 taxes and to qualify, you must be enrolled on one the programs that are listed on the website


Is there a penalty applicable if I don't have health insurance?


Until the end of 2018, the ACA required that all US taxpayers had to have health insurance that met a minimum standard. Some taxpayers are eligible for exemptions from this due to certain life events, financial status or other factors. If you had affordable health care options open to you and you chose not to avail of health insurance, then you would have to pay a fee when filing your taxes


What happens if I didn't have health coverage in 2018 or have an exemption?


In this instance, you may still have to pay a fee to file your taxes in April 2019. To find out more, I will refer you to HealthCare.gov to find out more about exemptions


Hey, good morning. I'm looking for some information about the gainful employment, please.


Yeah, no problem. A gainful employment is one of the objectives that any educational program should have through preparation of the student. With that, the student can be eligible for student assistance programs.


So, basically, you need to be sure that the institution is preparing the people for real world, to say something?


You could say it in that way, yes. Educational Institution must certainly prepare you for a post in a well recognized occupation.


Right, right. Um, i suppose that kind of info is somehow collected, huh? Is that data available to consult?


Sure, that kind of date is collected and gathered, then compiled and made available for debt measure year. Right now, the most recent date is 2015.


By any chance, did you happen to file an appeal before April 25, 2018?


You know? In fact i filed one some time ago, way before that date. Why you ask?


That's good. It surely was answered, because until that date, no appeals have been denied. If you like, you can review the data and check by yourself its status.


Uh, i'll check that out later. Say, that data collection and availability is the same for, lets say, earnings?


Do you mean, like it was explained before?


No, not exactly like that.


What will I need to know after I get a disability rating?


Did you get a decision notice from us which confirms your disability rating?


Yes, I have received the notice that tells me my severity of my disability or disability rating.


Then it looks like you will be able to get disability compensation or benefits.


How would I go about getting benefits that cover specific disabilities?


You may be able to get money to buy new clothes for your special disability.


What about dependent benefits?


Qualified dependents could get financial support and benefits.


When will my first payment be available?


Most of the time you will get your first payment  within 15 days and we will pay you by direct deposit or check.


What happens if my disability happens to get worse than it is?


You can always file a claim for an increase in benefits.


I'm helping an Army vet who thinks that he was exposed to biological weapons while in the service and we want information


Okay, we can help you find out it they can get disability compensation and other benefits for illnesses or other conditions. These are illnesses and conditions that may have been caused by contact with harmful chemicals or other hazardous materials while serving in the military


was the person you are helping involved in chemical and biological testing?


yes, he said biological weapons


was he one of the Veterans that volunteered for medical research for the U.S. biological and chemical programs between 1942 and 1975 ?


no he said it happened later


do you have a site we can visit or a number we can call if we have more questions later?


You can visit the U.S. Army web page or call 800-984-8523


is agent orange one of the things that were used?


It might have been one of the things they were in contact with. If they served in the Republic of Vietnam or in or near the Korean Demilitarized Zone during the Vietnam Era or in certain related jobs they may have had contact with Agent Orange, an herbicide used to clear plants and trees during the war.


he also thinks he got sick because of asbestos besides the weapons, so is that possible?


Yes, there is a possibility he may have had contact with asbestos while working in certain military jobs. Asbestos toxic fibers were once used in many buildings and products.


hello could you help me with the PLUS Direct Loan Application for graduate students


Do you want to know what is a direct PLUS loan application for graduate / professional students?


Yes please


ok, This is a request for supplemental information regarding your application for a Federal Direct PLUS Loan Direct PLUS Loan through the William D. Ford Federal Direct Loan Direct Loan Program. Some schools may have a different process to obtain the additional information necessary to process your Direct PLUS Loan application.


Have you placed a security lock on your credit file?


No, I have not placed a security lock


Could you tell me what is a direct PLUS loan application for graduate / professional students?


This is a request for supplemental information regarding your request. The information you provide will be sent to the school you select. The school you select will use the information collected to determine your eligibility for a Direct PLUS Loan and to process your application.


and what should I do to receive a Direct PLUS Loan?


Before you can receive a Direct PLUS Loan, you must complete a Direct PLUS Master Promissory Direct PLUS Loan MPN promissory note, which explains all the terms and conditions of Direct PLUS loans and constitutes your legally binding agreement to pay all Direct PLUS loans that receive under the Direct PLUS MPN loan


And how do I apply for a PLUS loan?


you must first LOGIN TO GET STARTED


What are the steps to obtain a direct or VA-backed mortgage loan?


Applying for your COE is only one part of the process for getting a VA direct or VA - backed home loan


Do you want to know the details for most loans?


yes


the lender will be a private bank or mortgage company


What can you tell me about Direct Loans for Native Americans


we ll be your lender


What are the next steps?


Your next steps will depend on the type of loan you re looking to get and on your lender


If I am an active duty member?


A statement of service signed by your commander , adjutant , or personnel officer showing this information :Your full name


How do I request certificates by mail?


To apply by mail , fill out a Request for a Certificate of Eligibility VA Form 26 - 1880 and mail it to the address listed on the form . Please keep in mind that this may take longer than applying online or through our Web LGY system. Download VA Form 26 - 1880 .


hi, please show me information about TSGLI


TSGLI also known as Servicemembers Group Life Insurance Traumatic Injury Protection provides short - term financial support to help eligible service members recover from a severe injury


if I was covered by SGLI


find out how to file a claim for TSGLI or appeal a past decision


Do you know about Veterans Group Life Insurance  premium rates,  how much will I pay for these benefits?


VGLI premium rates are based on your age and the amount of insurance coverage you want


What do I need? To receive an insurance payment at the time of need


a family member would file a Claim for Death Benefits SGLV 8283 Download SGLV 8283 PDF


which are the requirements?


Had part - time Servicemembers Group Life Insurance SGLI as a member of the National Guard or Reserves


not


Had SGLI while you were in the military and you re within 1 year and 120 days of being released from an active - duty period of 31 or more days


yes


You may be able to obtain VGLI if you meet at least one of the requirements


can you give me details of VA Individual Unemployability if you can't work


If you can t work because of a disability related to your service in the military a service - connected disability


I do not have a service-related disability


Unfortunately, no relevant information is found.


ok tell me the requirements?


You have at least 1 service - connected disability rated at 60 % or more disabling , or 2 or more service - connected disabilities with at least 1 rated at 40 % or more disabling and a combined rating of 70 % or more


You can t hold down a steady job that supports you financially known as substantially gainful employment because of your service - connected disability


Yes You may be able to get disability benefits


Another concern about the increased disability rating for time in a hospital. Is it possible for me to receive VA disability benefits?


You may be able to get disability benefits if you meet some situations describe your experience


Got it. Another question about  VA disability benefits, what kinds of disabilities can we get help for? Can we get dental care?


Yes, you may be able to get special compensation for dental care if you are a Veteran


Can you tell me about social security credits?


You will have to earn at least 40 social security credits to get benefits for social security.


How are many credits are earned each year?


You can earn up to a maximum of four credits per year as you earn and pay social security taxes.


What if I am statutorily blind?


Then you only need to meet the duration of work test.


What happens if I do not get enough credits?


We will not be able to give you benefits when you don't make enough credit and we use the amount of credits you earned to determine your eligibility for retirement or disability benefits.


will the amount of earnings to make a credit change?


Yes, it could change from year to year; but in 2020 you will earn one credit per every $1,410 each year and in turn must make $5,640 to get your full four credits.


What is the total of credits need for retirement benefits?


We you born after 1928?


Yes, I was born after 1928.


Then you would need 40 credits to be eligible for retirement.


What Program Reviews does federal student aid routinely do?


Do you mean as part of their oversight duties?


No that is not what I mean.


Does federal student aid issue a final report of the determination of the program review?


Yes, Federal Student Aid issues a Final Program Review Determination which is the report that has each finding identified in the review report, the school's response, and the Departments final determination.


How do I locate Final Program Review Determinations from completed third-party servicer program reviews?


You would need to visit the "third-party Servicer Program Reviews page.


What happens after completing the program review?


Federal Student Aid will issue a Final Program Review Determination which is a report that includes each finding identified in the program review report, school's response to the findings, and the Department's final determination.


What else does the FPRD do?


The FPRD identifies liabilities if there are any and they are calculated based on the findings of the program review; provides instruction for the payment of those liabilities; notifies them of its right to appeal the amount of liabilities as appropriate; and closes the program review.


what will the time it takes to repay a loan look like?


Payments are fixed and made for up to 10 years or between 10 and 30 years for consolidation loans.


Would you like to know how this benefits you?


no just wanted to know how long it takes


what loans are eligible for the standard repayment plan?


Several loans from the Direct Loan Program and the FFEL Program are eligible for the Standard Repayment Plan


do we get to choose a payment plan?


You have the option to choose a repayment plan. If you don’t choose a repayment plan your loan servicer places you on the Standard Repayment Plan.


should I just let them leave me on the standard plan?


The Standard Repayment Plan saves you money over time because your monthly payments may be slightly higher than payments made under other plans, but you will pay off your loan sooner. You end up paying the least amount of interest over the life of your loan.


can I use other loans to have you look at when you work out the repayments on a Direct Consolidation Loan?


Yes, list those loans on your consolidation application in the section for listing loans that you do not want to consolidate, but want considered in the determination of your repayment period.


Who do I make a student loan payment to?


It is very simple, all you have to do is work with your federal loan servicer.


Do you know where to send your student loan payment?


No, I have no idea who to send my student loan payment to.


Where do send my other loan servicer payments ?


You would need to find your loan servicer contact info they sent to you.


Is there any discounts to have automatic debit with Direct Loans?


Yes, you can get a .25% interest rate deduction if you have automatic debit.


Can I make a payment to Great Lakes and Nelnet in one place?


Yes, we are now accepting payments for federally-owned student loans that are being serviced by Great Lakes or Nelnet.


Is there an easy way to not miss a payment?


Yes, you could sign up for automatic debit through your federal loan servicer and never miss a payment.


I need some information about entrance counseling, please.


Of course. Do you wish to know what Entrance Counseling is?


Yes, please explain.


Have you NOT previously received a Direct Loan or Federal Family Education Loan FFEL?


Yes, I have not received any of those.


In that case the Federal Government requires you to complete entrance counseling to ensure that you understand the responsibilities and obligations you are assuming.


What if I am doing the entrance counseling to get a loan as an undergraduate student?


Then the entrance counseling will fulfill counseling requirements for Direct Subsidized Loans and Direct Unsubsidized Loans.


I get that. And what if I'm completing entrance counseling to borrow a loan as a graduate or professional student instead?


In that case the entrance counseling will fulfill counseling requirements for Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans.


That makes sense. I've asked this before, but I need you to elaborate on it: what if I am completing the entrance counseling to get a loan as an undergraduate student?


Hello, and goof afternoon. Look, i'm not saying i'm having a problem, but i would like to know if there is some kind of help regarding mortgage payments for veterans?


Have you fallen behind your mortgage payments?


Well, yeah, i've some delay.


O.k, do not worry. As you may know, you can suffer a foreclosure, meaning the bank could take your home. In that regard, our VA loan technicians can help you avoid this.


That's so helpful. Lets say i get a VA backed- loan. What could happen there?


If you get one of those, you can request to us to assign you a VA Loan Technician who will offer you financial counseling and will help you deal with your servicer or work directly.


What else should I be aware of in getting these VA Home loan?


Find VA-Acquired Properties Learn more about buying a home we've purchased because your VA-backed or direct mortgage loan was canceled.


What certificate should I request?


Eligibility Certificate


And what center VA should I go to?


Find a VA Regional Loan Center Find contact information for your nearest regional loan center.


I'm trying to get my NYS CDL and I want to know how to get a military skills test waiver.


Does your military experience including driving commercial vehicles?


Yes, it does.


Excellent. You can apply for this waiver at the same time you apply for your NYS CDL.


Are there any other requirements to obtain the waiver?


Yes, you must currently have a valid New York State driver license and meet all other requirements needed to qualify for a NYS CDL. If you have a valid out of state license, this can be exchanged for a NYS driver license.


How do I apply and what do I need?


You'll need to bring the completed waiver and other identification documents to your local DMV office to apply.


I still need to find out about DMV. Will there be problems if I don't respond?


Yes, there will be many issues. Your license will not be valid. You could be charged with a violation of the Vehicle and Traffic Law VTL if you operate a commercial motor vehicle.


What if I am charged and convicted?


Your commercial drivers license may be suspended.


Why would I be charged?


You could be charged if you operate a motor vehicle and are not medically certified or in the possession of the proper license to operate the vehicle.


What are sections 509 in reference to?


They are considered serious disqualifying offenses under federal and state law , when committed in a commercial motor vehicle.


Hello, I want to know about corrected cards for U.S. born adults.


Have you legally changed your name?


Yes, I have


then you have to inform Social Security so that you can get a corrected card.


What documents should I give as proof of my citizenship?


Among the documents accepted as proof of citizenship, there are the U.S. birth certificate and the U.S. passport.


About my name change, do I have to inform this to Social Security only?


Well, you should inform your employer too, if you are currently working.


I am currently working, yes.


then inform both, Social Securtiy and your employer.


what if I don't have some of the documents required?


In that case, we will ask for some other documents. All the documents must be current and show your identifying information, date of birth and a recent photograph.


Can I use notarized copies?


No, notarized copies are not accepted.


Will VA cover the cost of eyeglasses?


We ll cover the cost of your eyeglasses if you meet at least one of the requirements


what requirements?


We ll cover the cost of your eyeglasses if you meet at least one of the requirements listed below


ok, what requirements?


Do you have a compensable service - connected disability a disability linked to your military service for which you re receiving VA disability payments?


no


Are you a former prisoner of war POW?


Were awarded a Purple Heart?


Receive benefits under Title 38 United States Code U.S.C?


Receive an increased pension based on your being permanently housebound and in need of regular aid and attendance?


then you are not eligible for these benefits


What does a standard complaint process entail?


Has a complaint been filed against you?


No.


Has the complaint been resolved with the CSR?


Not even.


I would like to take this in front of a judge, can you run me through what will happen?


Yes if it goes to court you are entitled to hire an attorney and to bring that attorney to the hearing.   The DMV will be the petitioner and the complainant may be a witness for the case.


And would you like to know for after the hearing?


No that's okay, I've already read about that.


There is a difference between civil and criminal outcomes, does that apply to you?


Yes could I lose my truck?


You must pay all fines and penalties in order to maintain your operating privilege. You will receive a letter from the DMV shortly after the hearing.


hi i need help about Will VA cover the cost of the glasses?


Gladly with the VA program We will cover the cost of your glasses if you meet at least one of the requirements


What does this benefit cover?


What we will cover is your routine eye exams and preventive vision tests, such as glaucoma screenings.


How nice to know that. and Are my routine eye exams covered by my VA health care benefits?


Yes


If I have vision and hearing loss, will VA also cover the cost of hearing aids?


if possible Find out how to get hearing aids through VA


What requirements do I need to meet?


Do you have compensable service - disability related, a disability linked to your military service for which you are receiving VA disability payments?


as if you meet at least one of the requirements We will cover the cost of your glasses


I need a quick lesson on complaints and all of that


Has a complaint been filed against your business?


yes


Okay, well a Consumer Services Rep from the DMV will contact you in an attempt to resolve this complaint. The CSR will explain the nature of the complaint and will also inform you of your rights, responsibilities, and your liability.


what if we think there was no wrongdoing from our part and we say no to resolving this in favor of the person who complained?


If any offer is rejected then a hearing must be held


who gets involved if we don't come to an agreement when the DMV consumer rep tries to resolve this?


If it is not resolved the case will be sent to an Automotive Facilities Inspector for a formal investigation.


what might the hearing end in?


The result of the hearing may be no action, a civil penalty, and/or a suspension or revocation of your ability to operate as a vehicle related business in New York State. You may also be offered the opportunity to pay restitution to the consumer in instead of the fines and/or penalties, or to have the penalty reduced.


and the DMV runs all of this?


The New York State Department of Motor Vehicles (DMV) regulates all repair shops, inspection stations, dealers, vehicle dismantlers and other related businesses in NY State.


I want info about corrected cards for noncitizen children.


Is it due to a legal name change of your child?


No, is not about that.


Is your child working?


No, he's not currently working.


You and your child could have some inconveniences if you don't inform about a legal name change. So, just to be sure, have you changed your child's name?


Well, yes I actually have. Didn't thought it was that important.


You should always inform Social Security about any legal name change because if not it could delay both of you and your child tax refund, and cause some other inconveniences.


what other inconvenience could cause?


it could also prevent his wage from being posted correctly in his Social Security record, causing to lower his benefits in the future.


what if social security assigns a Social Security number for non-work purposes to my child?


If that the case, then your child can not use it for work purposes. We can change your child's name in our records but we can't issue him a corrected card.


Hi. I'm in military active duty and I'm worry that my NY State driver license expires while I am on active duty.


Of course. The NY state law automatically extend license privileges throughout active military service for up to 6 months after discharge or separation.


Was your NY State license valid at any time during your military service?


No, I think it wasn't.


Unfortunately, no relevant information is found.


This could be a problem?


If your license wasn't valid, then it can be renewed.


Is that some kind of law?


Yes, is a executive order no. 2 by governor andrew m. cuomo.


Is there anything else to say about a recent change of address? I recently relocated; can I still renew online?


If you have not amended the address of your facility, you will not be able to renew online until you complete a form with your new facility address and send it to DMV.


Okay. How do I renew by mail?


You can call the Office of Vehicle Safety and Clean Air at 1-518-474-0919 for an application.


How do I request someone else s military records?


Is the veteran deceased?


yes


I am so sorry to hear that. If you re a family member planning a burial for a Veteran in a VA national cemeteryr    Call our National Cemetery Scheduling Office at 800 - 535 - 1117


If I would call the National Cemetery Scheduling Office on behalf of a deceased veteran what could they provide in order to assist me?


We submit a specific request to the NPRC for any additional service records they may have or can find for you


How can I get the records I need to support my VA disability compensation claim?


are you filing a VA disability compensation claim


no


How does VA reconstruct my records?


With the information we provide  the NPRC searches for documents that may help to reconstruct your records


can you give me details of Educational and Career Counseling


Find out how to apply for VA Chapter 36 benefits to get free Veteran Educational and Career Counseling services . You may be eligible if you re leaving active service soon , if you ve been discharged within the past year , or if you re the dependent of a Veteran


Who may be eligible for educational and professional advice?


you may also qualify for Educational and Career Counseling. Learn more about employment benefits for dependents


what are the steps to apply online


Sign in to your eBenefits account .Select Apply.Click Vocational Rehabilitation and Employment Benefits


How is the process by mail?


Fill out an Educational / Vocational Counseling Application VA Form 28 - 8832. Download VA Form 28 - 8832 PDF


do you qualify


yes


we ll invite you to an orientation session at a VA regional benefit office near you .


What should I complete by mail?


Mail the completed form to your nearest VA regional benefit office. Find your nearest VA regional benefit office


I need help with the teach grant agreement


Do you want help completing the TEACH Grant ATS?


no I need info on it


Do you want to know if you need to complete the TEACH Grant Agreement To Serve?


It needs to be completed by students who are receiving a TEACH Grant, and who have completed TEACH Initial and Subsequent Counseling for the same Award Year.


where do I go to do this?


I can link you to the page where you can Log In and start.


how long will it take me?


It will take you 20-30 minutes and it must be completed in a single session.


what will I need to get started?


You will need your verified FSA ID


Tell about the Temporary Relief, please


Sometimes, you need to suspend your student loan payments for a short period


Are you in a short-term financial bind?


Not at all


Unfortunately, no relevant information is found.


What if I don't pay any interest?


If you don't pay that interest, it will be capitalized and added to your principal balance.


Why will that interest be capitalized?


that's because interest accrues on your principal balance, capitalization will cause more interest to accrue over time than if you had paid the interest. It will also increase your monthly payment on most payment plans


How to relieve student loan borrowers during the national COVID-19 emergency?


Federal student loan borrowers are automatically being placed in an administrative forbearance, which allow to temporarily stop making monthly loan payments. This suspension of payments will last from March 13, 2020 through Sept. 30, 2020,but you can still make payments if you choose.


How can I get relief with lower payments on an income-driven repayment plan?


It would be better to consider a different payment plan, such as an income-driven repayment plan. These plans base your monthly student loan payments on your income and family size. In some cases, the payment could be as low as $0 per month


Good morning, i'm thinking about get into some education, I heard you can offer some benefits for veterans so, how ca i get them?


Well, first of all, you'll have to apply for Vocational Rehabilitation and Employment benefits. After that, you'll be assigned a Counselor to work with.


O.k so there's a process behind that. It makes sense. In any case, can i apply using mail?


Sure, you can do that. Just download VA Form 28-8832 for Educational / Vocational Counseling Application and fill it out.


Do you want to know what happens if you qualify?


Yes, please.


Good, If you qualify, we'll invite you to an orientation session at a VA regional benefit office near you.


Pretty simple but effective. So, to be sure, if i qualify, i'll get an invitation, right?


That's correct, that's how it is.


Which benefits brings me to be qualified?


Well, you get counseling to help you decide which civilian or military jobs you want; Also, you get help to find a training program or job, besides Educational and career counseling.


O.k. Sorry for this, but i think i didn't start well this conversation. Could you tell me how can i apply for this counseling in first place.


Don't worry. You may be eligible for this if you're leaving active service soon or if you have been discharged within the past year or if you are the dependent of a veteran.


Where can i go to get more information to help me decide?


For that, you can use CareerScope to find careers you might enjoy.


Hello, i've been told about a funding program for those students who want to begin teaching..I would like to know more about how to begin the counseling and what comes next..Could you help me out?


I understand you're interested into completing the initial and subsequent counseling for the Education Assistance Program?


Don't need to complete it right now, but i would like to get some information beforehand.


That's a good call. Do you know who are supposed to complete this counseling, then?


Yes, please, that would be helpful.


No problem. The TEACH program is aimed to those students who are currently receiving a TEACH Grant.


O.k, i guess that takes a lot of sessions, right? I mean, is done through many days?


Nothing like that. Counseling for this program is quite simple, so it won't take more than 20 or 30 minutes.


Really? Wow, that's a relief. Don't get me wrong, but sometimes these things takes way too long. Anyway, another question. In something called Agreement to Serve, Who must do that?


Well, that  would be for those students who are receiving a TEACH Grant, and passed their TEACH Initial and Subsequent Counseling for the same Award Year.


Oh right, Seem kinda obvious. Lastly, going back to the TEACH counselling, What do  need to access that?


Pretty simple. You just need Your proper documentation, meaning your Verified FSA ID and the eligible TEACH Grant School Name.


please give me some info about VA education benefits for survivors and dependents


Find out if you re eligible for VA education benefits for dependents and survivors also called Chapter 35 benefits


Are you a dependent spouse or child or the surviving spouse or child of a Veteran?


yes


you may qualify for Chapter 35 benefits or job training through a GI Bill program


how do i know if i qualify for Chapter 35 benefits?


How do i Find out if i am eligible for VA education benefits for dependents and survivors


here you can Find out if you re eligible for VA education benefits for dependents and survivors also called Chapter 35 benefits


Am I eligible for education benefits?


You may qualify for VA education benefits Chapter 35 benefits if you re the child or spouse of a service member and one of the below descriptions is true of the service member .


yes?


The service member :Died in the line of duty after September 10 , 2001?


no


Is missing in action or was captured in the line of duty by a hostile force?


What benefits can I get?


[28] Education and trainings   [29] Money for tuitions   [30] Money for housings   [31] Money for books and supplies


How do I get education and career counseling through the VA?


You can get these benefits by applying for Vocational Rehabilitation and Employment benefits.


How do I apply by mail?


You would need to fill out an Educational/Vocational Counseling Application VA Form 28-8832 after you download it.


Do you know what happens after you qualify?


No, I do not know.


Unfortunately, no relevant information is found.


Mail the completed form to the nearest VA regional benefit office.


How do I get more information about the VR&E services?


You can watch a video we provide about VR&E Chapter 36 services.


I see, I have another question related to obtaining educational and vocational counseling services provided by VR&E, are there any benefits that are directly related to the school?


Yes, there are! You can be eligible for a VA education benefit including the post 9-11 GI Bill.


How can i find out more information and resources about GI Bill and VA education benefits?


You can use the GI Bill Comparison ToolLearn about VA education benefits programs and compare GI Bill benefits based on the school you choose.


Would you like to learn about other VA benefits and services?


No, not at this time,, thank you.


Can i get support for a small business as a veteran?


Yes, there is a Veteran-owned small business support and all you need to do is register.


Now, when it comes to my eligibility for education benefits through the DEA program.What are the prerequisites?


Is permanently and totally disabled due to a service - connected disability


not


Died while on active duty or as a result of a service - connected disability


yes


What if I qualify for both DEA and the Fry Scholarship?


You ll need to pick one or the other . Once you make this choice , you can t switch to the other program .


Is there a way to get temporary relief for my student loan payments?


Yes, you can get your payments for your student loans suspended for a short period.


Are you in a short-term financial bind?


Yes, I am temporarily laid off for four weeks.


You may actually qualify for a deferment or a forbearance and temporarily suspend your payments.


I want to know more about Mandatory Forbearance; and what happens if you do an internship or residency in medicine or dentistry?


You'll be serving an internship or resident program and you meet specific requirements.


I also hope to find out how much money i ahve in my balance . Could I qualify for loan forgiveness eventually


Yes, you could qualify for loan forgiveness on our remaining balance if your loan is not paid in full after 20-25 years.


Another thing about the ICR plan, will it benefit me for my PLUS loans?


The benefits of this plan will give you the only income-based repayment option available to major PLUS loan borrowers.


I'm hoping to find out as well about the temporary relief. Is an income-driven repayment plan a safer way to get it with lower payments?


Yes, it might be a better option because your income-driven repayment base your monthly student loan payments on your income and family size and you could have a payment as low as zero each month.


What happens during the deferment or forebearance?


Interest will accrue during your period of deferment or forbearance except in cases like one offered as a result of COVID-19 national emergency.


Would it be best for me to consider other options besides deferment or forebearance first?


Yes, because your payments could be more affordable if you change to an income-driven repayment plan.


If I have a Complaint filed against my business


The New York State Department of Motor Vehicles DMV regulates all repair shops , inspection stations , dealers , vehicle dismantlers and other related businesses in New York


you want to know how to legally operate as such a business


not


but what would be the requirements?


you must register with the DMV . Once your application is approveds  you will receive a certificate from the DMV


Should I file a complaint against an inspection station or a certified inspector?


please report a problem with a DMV regulated automotive business


can you give me details of Investigation process


The AFI will conduct a formal investigation . The result may be no action , a warning letter Notice of Investigation placed in your file , or a formal administrative hearing before an Administrative Law Judge ALJ


want to know When Vehicle Safety starts the hearing process


yes


you may be offered the opportunity through a " hearing waiver " to admit to the charges and to either pay a specified monetary penalty and/or to accept a suspension


if they don't approve it?


If they are not successful , they are advised to contact the DMV Consumer & Facilities Services Complaint Unit . protect your business : keep a copy of all work orders in an easy - to - access location


hi i need help about Is there anything that makes me more likely to get these benefits?


Yes. You may qualify for enhanced eligibility status, which means you will be placed in a higher priority group, making you more likely to get benefits


What requirements do I need to meet?


Do you receive VA financial compensation payments for a service - disability related?


Yes


Yes You may qualify as you meet the requirements


Where can i get more information?


Priority Groups Find out what VA priority groups are, how they work, and how they can affect you.


and what happens if i retire?


If you retire, you are eligible for TRICARE. You may also qualify for certain VA health care benefits.


What happens if I am separating from the service due to a service related illness or injury?


You may be eligible for VA health care benefits and certain TRICARE benefits.


What do i need to do to get a corrected Social Security card for someone who is a US citizen but was not born in America


Was that persons name legally changed?


No it wasn't


Is that person employed?


No they are not


Has that person's name been changed ?


No it has not


What happens if they have changed their name?


It is important to notify Social Security of a name change because it may: Prevent your wages from being posted correctly to your Social Security record , which may lower the amount of your future Social Security benefits and it may cause delays when you file your taxes.


What do i need to do if i haven't notified Social Security that i am a citizen?


We can help you establish citizenship with Social Security. You will need to provide us with documents that show proof. Here is a list of documents we can accept:


I have questions about getting a military skills test waiver.


Do you have military experience driving commercial vehicles?


No, but my husband does.


Do you need to know what the requirements are to obtain a waiver?


Yes. That would be very helpful.


Okay. To qualify for the waiver, you must currently hold a valid NY state driver license or a valid out of state driver license that can be exchanged for a NY state driver license.


Perhaps a question not related now to the DMV's Consumer Services and Facilities Complaint Unit. I have a complaint about the NYS Lemon Law


The CDL Permit Rule is a regulation amended for CDL standards by the The Federal Motor Carrier Safety Administration(FMCSA).


What is a CLP and how is it different from a CDL?


CLP or Commercial Learner Permit are permits, whereas CDL(Commercial Driver License) is the actual license.


Can a CLP be suspended or revoked like a CDL?


Yes. According to New York, they are required to apply federally mandated commercial suspensions and revocations.


Where can I find more information about the CDL Permit Rule?


Information on the CDL Permit Rule can be found in 49 CFR Parts 383, 384, and 385. Information is also posted on the Federal Register.


hi i need help about VA help to avoid foreclosure


ever behind on your mortgage payments?


do not


Unfortunately, no relevant information is found.


i need your help and advice?


Gladly contact a VA Loan Technician at 1 - 877 - 827 - 3702.


I'd like to know on what are the requirements in order to obtain a Certificate of Eligibility that I will use to apply for VA home loans?