You can find out how to file a claim for compensation for conditions related to your military service on our page.


That's great and all, but let me get back to my initial question. Can you support me somehow if I have a housing grant?


Yes, we can help you if you have a VA direct or VA-backed home loan or Specially Adapted Housing grant.


No disrespect, sir or ma'am, but I'd rather talk to another Veteran. They might have more experience and understand my point of view better. Can you please forward me to a Veteran or someone who currently serves?


Of course. You can connect with our caring, qualified Veterans Crisis Line responders for confidential help. Many of them are Veterans themselves. This service is private, free, and available 24/7.


I see. Does this apply to female Veterans as well?


Of course. If you are a female Veteran, just ask for the Women Veterans Program Manager or find the nearest VA medical center.


One more thing I've been meaning to ask: if a natural disaster occurs, what support can I expect?


Should a natural disaster occur, we can help you find out if your home was damaged by that natural disaster.


Other than that, I might have a damage in my joint that is related to my military service. Can I file a claim for compensation?


Of course. You can find out how to file a claim for compensation for conditions related to your military service on our page.


I am confused about the student loan repayment process, can you help me?


Don't let the student loan repayment process overwhelm you. I recommend that you use a checklist to help you manage and pay your federal student loans.


do you want to do the checklist?


yes I would like it


This list will help you make payments and determine which payment plan is best for you. And you'll know what to do if you're having trouble making payments or think you might be eligible for loan forgiveness.


With this list can I see plans that will have a refund of up to 20 or 25 years?


yes but if it is not fully refunded within that time the remaining balance will be forgiven.


If you fail to pay the full amount due on time or if you start to miss payments, including one, will your loan be considered delinquent?


yes and you may be charged late fees


using Loan Simulator. If I want to pay my loans quickly and I want to afford it, what can I do?


you must select the standard Payment Plan


When I sign up, what benefit does my payment have automatically taken from your bank account every month?


The benefits it represents is that it will help you keep up with your payments, and as an added bonus, you can get an interest rate deduction of 0.25% if you have direct loans.


Can you tell me about how I can continue receiving my Disability benefits?


In most cases, you will continue to get benefits as long as you are still disabled.


Are there any publications for Disability Benefits that would help me understand better?


Yes, the publications are Disability Benefits, What You Need To Know When You Get Social Security Disability Benefits, and How We Decide if You Still Have a Qualifying Disability.


Will the Supplemental Security Income and Disability program cover my adult child? if he has a disability?


only if your child's disability started before age 22.


What information should I give when appliying for any of the programs?


You will be asked for your medical condition, work and education history to help us decide if you qualify as disabled under our rules.


Is there any other important information needed for attorneys helping others get their benefits?


Are you an attorney helping someone else apply online for the benefits?


Not really. Was just curious.


Hello there. Can you please explain how I can request a forbearance? I'm not doing so well financially at the moment.


Most types of forbearance are not automatic. You need to submit a request to your student loan servicer, often using a form.


Are there any other procedures I have to go through for certain types of forbearances?


Yes. For some types of forbearance, you must provide your student loan servicer with documentation to show that you meet the eligibility requirements for the forbearance you are requesting.


How long does a general forbearance last?


Are you inquiring for a loan made under one of the three programs?


Yes, I am.


In that case a general forbearance may be granted for no more than 12 months at a time.


There's one more thing about general forbearance. Is there any assistance available for military personnel?


Are you on active military service at the moment?


No I am not.


Have you completed any military service at all?


No I have never done any military service.


Seen as you have not been involved in the military in any way you will not be eligible for the Military Service and Post-Active Duty Student Deferment program.


I need information on how to obtain a VA direct home loan.


Your first step will be to apply for your COE. After you've done that, your next steps will depend on the type of loan you are applying for and your lender.


Are you looking to obtain a VA home loan?


For the majority of loans, your lender will probably be a mortgage company or a private bank.


What if you are Native American?


In this case, we will be your lender.


Can I apply for my COE online?


That will depend on your lender. Some lenders will allow you to use our Web LGY system to obtain your COE.


What is the significance of obtaining the COE?


Is it possible for me to use a COE that I previously used?


You may be able to restore an entitlement you used in the past to buy another home with a VA direct or VA - backed loan if you meet at least one of the requirements listed below.


The COE tells your lender that you have qualified for the VA home loan benefit.


Another query about the VA home loan benefit. In order to apply for a COE, what details would I need?


This will depend on your current status in the military. If you are a current or former activated National Guard or Reserve member, you'll need a copy of your discharge or separation papers DD214.


I'm not in the National Guard, so what other information will I need?


This will depend on whether you are a Veteran or on Active duty.


Yes, well, I'm a bit confused. I don't know which life changes I need to report to you and which I don't need to report to you. Can you please help me figure this out?


Of course. Has a major change happened in your life?


Yes, you could say so.


In that case letting us know ensures your benefits and information is kept up to date. Remember to tell us whenever there's a change in your life circumstance that could affect your benefits.


What if I already receive social security benefits?


Then you can update much of your information online with your personal my Social Security account.


Can I ask something else? Regarding the amount of benefits my family and I receive, where can I find out?


The amount of the Social Security benefits you or your family receives depends on the amount of earnings shown on your record


What is your opinion


Working , Applying For Retirement , Or Both ?


What Age Should You Start To Receive Benefits?


The age you begin collecting your retirement benefit affects how much you will receive . There are three important things to know about age when thinking about when to start your benefits


How can I be eligible for VA Vocational Rehab and Employment?


You should review VA Vocational Rehab and Employment eligibility requirements for Veterans and active-duty service members.


Do you have a disability that was caused or made worse by active duty service and limits your ability to work?


Yes, I have a disability that was caused by my active duty service and limits my ability to work.


Then it sounds like you could be eligible to get employment support or services to help you live as independently as possible.


Can I be an active-duty service member to get be eligible for VR&E?


Yes, you can be an active-duty service member.


Can a Veteran be eligible for VR&E?


Yes, a Veteran can be eligible for VR&E benefits and services and you meet all of the requirements.


Do you know if all of these requirements are true to you?


Yes, I meet all the requirements that are listed for VR&E.


Let me double check, did you receive a dishonarable discharge?


Yes, I received a dishonorable discharge.


Do you have a service-connected disability rating of at least 10% from VA?


No, I do have a service-connected disability rating of at least 10% from VA.


Then you do not meet all the requirements to be eligible for VR&E.


Hello there. I came to get advice on how to transfer an IRP registration and have several questions about the process.


Do you want to transfer an IRP registration and apportioned plates?


Yes, I do.


In that case you can request that the IRB transfer the registration when you buy or register the new vehicle.


Is it possible to replace IRP registration items through the use of fax?


Absolutely. You can apply to replace IRP registration items by using fax number 518-486-6579.


What if I decide to do it by phone?


It's not possible to apply for replacements by phone, but you can call IRB at 1-518-473-5834 for any questions you have.


Can it be done by mail?


Yes. You will need to complete and sign Schedule A & C in Part 1. Then check the box(es) for Duplicate Cab Card, Replacement Plate, and/or Replacement Sticker.


Both of my plates were stolen. What should I do?


Contact a police agency and get form Report of Lost or Stolen Motor Vehicle Items.


I have some questions about low-interest loans for college students.


I can assist you with those. Your eligibility for one of these loans will be determined by your financial need.


This will be my first time getting a Direct Loan. What do I need to do?


Are you familiar with the requirements to obtain a Direct Loan?


Do you also know about this -   . Alright thanks for your recommendation. But how the loans will help me with my school?


Well... Is very likely that your school will likely include the student loans as part of your financial aid package.


I see, that's would be very nice. But how do I get a federal loan?


To get a federal loan you must first complete the free application for federal student aid fafsa form.


So, it's much better if I go with a federal loan?


Yes, because are much easier to get.


But, which are the differences of one and another?


The federal loans are made by the government with terms and conditions that are set by law, with many benefits. While the privates are made by private organizations such as banks credit unions and the conditions run by their own terms.


What exactly is a retirement estimator?


Do you want to find out how the Retirement Estimator works?


No, not at the moment thanks


Do you need to find out who can use the Retirement Estimator?


Yes please


You are able to use the Retirement Estimator if you have enough Social Security credits built up at this time to qualify for benefits


What happens if I am only in receipt of Medicare benefits at this time?


You are still able to get an estimate from the Retirement Estimator


Are there any time restraints, for security reasons, that I can stay on any page of the Retirement Estimator for?


Each page of the Estimator has a time limit. If you are inactive on any page for 25 minutes, you will receive a warning, but you can at this stage extend your time on the page


What do I do if I cannot use the Retirement Estimator or if I'm looking for a survivors or disability benefit estimate?


In this instance, you can use one of our other calculators


My driver license has been suspended and I need help fixing this.


Sorry to hear that. I'll be happy to help you with this. When your license becomes suspended, your driving privilege will be taken away for a period of time. This period can be definite or indefinite. In some cases, you may have to pay a suspension termination fee.


Do you have a definite suspension on your driver license?


Yes, I do.


Do you need help understanding what this means?


No, I know what it means.


Unfortunately, no relevant information is found.


Will I be sent anything to let me know how to fix this suspension?


Yes. DMV will send you a notice called an order to the address you have on file. This will contain the instructions that you will need to follow.


okay, do you know any DMV office? And also what if the order was issued before the scheduled date?


if the order was issued between January 1 , 1981 and June 30 , 1990 , the civil penalty is $ 100


if the order was issued between May 14, 2003


the civil penalty is $ 500


hello I need information about how to replace or transfer custom plates


want to know How do I replace or transfer personalized plates?


do not


Want to know if you can replace custom plates that are old or damaged?


Yes


Yes, you must call the Personalized Plate Unit at 1 - 518 - 402 - 4838. Hours of operation are 8:00 a.m. at 4:00 p.m., Monday through Friday.


Do you know that you must pay a fee?


To know the rate you must call the Personalized Plate Unit at 1 - 518 - 402 - 4838.


and can I replace by mail?


You cannot replace or transfer custom license plates by mail.


If you buy the vehicle from a private person?


ask the DMV to transfer your custom license plates when you register the vehicle.


I want help with the new IDs and I want 'veteran' added to it


Okay, so you have a Standard license and want to change to a REAL ID or Enhanced license and you want to add your veteran status?


I don't have a drivers license just an ID


Do we get a refund for the fee you charge when we get our license?


Yes, if you applied to have the Veteran Indicator added to your license and were charged a document fee, you are entitled to a refund for the fee.


So you charge us then we submit a request for a refund?


You won't need to request a refund.  Each eligible customer will get a letter and refund check from New York State.


can I use an NA form 13038 to prove I'm a veteran so I can get my veteran license?


Yes, we accept a Certification of Military Service, NA FORM 13038, that indicates a discharge that is either "honorable"  or "under honorable conditions" as proof.


why are you giving refunds on the license fees?


A law was enacted that permits us to refund a fee paid by a veteran when they received a veteran indicator on their DMV document.


Where do I begin to plan to retire?


are you of retirement age?


yes


ok great,  Full retirement age is the age at which a person may first become entitled to full or unreduced retirement benefits


What age is the earliest you can get benefits?


No matter what your full retirement age also called " normal retirement age " is you may start receiving benefits as early as age 62 or as late as age 70


What if I retire early?


The chart below lists age 62 reduction amounts and includes examples based on an estimated monthly benefit of $ 1000 at full retirement age


If you have any knowledge of the Social Security office in your neighborhood? Is it possible to submit a paper application?


Absolutely. You can file in person at your local Social Security office. Be sure to call first to make an appointment.


Do I have the option of taking only my benefit once I reach full retirement age?


This will depend on your spouse's birthdate.


I'm selling a car 'as is' and need more info


Okay, some exceptions allow you to use a Salvage Certificate to sell a vehicle as "junk". The DMV cannot issue a title certificate or a registration to a junk vehicle or a salvage vehicle that is rebuilt unless the vehicle passes a salvage vehicle examination.


did you need help with the title certificate?


no


how recent are these new rules?


They started in the Summer of 2018


Anything new with surety bonds?


Are you trying to get a surety bond?


yes


You need to contact a surety insurance company to get a surety bond. Make sure that the business name and mailing address on the bond exactly match the business name and mailing address on your DMV facility license. Don't forget to write your Facility Number on the bond


where can I get more information on all of this?


The best source of information is the NY State Dealers & Transporters Regulations PDF


I'd like to know about the taxes that I will have to pay at the DMV.


Is it for when you will register a vehicle in New York at a DMV office?


No.


What do I need to do when I've bought my car from some guy online?


In this situation, both you the buyer and the seller must complete the Statement of Transaction {Sales Tax Form} at NY State Department of Tax and Finance DTF-802. Then you will bring the form to a DMV office where they will calculate and collect the sales tax, and also issue a sales tax receipt.


What other documents do I need to bring if I bought a car from a NY car dealer?


In that case bring the dealer 's bill of sale that shows that you paid NY State sales tax.


Are there any other tax payments involved when I register this car?


Yes, you probably also will need to pay county use tax when you register your vehicle.


I've heard about exemptions or deferrals of sales tax, who's eligible for that?


If you are a member of the Armed Forces, the Sales Tax Exemption DTF-803 form provides information and the definitions to defer your sales tax. If this is relevant to your case, you must pay the sales tax when you leave the Armed Forces or you return to New York.


Hey there. I hope you can help me. I been having issues to fill my claim.


Alright. We are here to help you. On what do you need help to fill a claim or a appeal?


I need help with  claim.


I'm having issues to fill one of the forms.


Alright, no problem. You can always send a notification by mail to your nearest VA regional office before you send your request.


And how much it will cost to use this service?


In general, no individual or organization may charge you any fee, but this can change in unusual cases.


What happens or what can I do if I get an very high fee?


In that case you can challenge it


Ok, but as a last question, where I can find a accredited representative, to avoid any extra fee?


To find an accredited representative or VSO, you can go to eBenefits to find a local representatives as recognized VSO, attorney and similar.


Can you help me with benefits planner that deals with retirement?


Do you know that benefits are based on your year of birth?


Yes, I knew benefits are based on my year of birth.


Full retirement age is the age at which a person may first become entitled to full or unreduced retirement benefits.


Do you have any knowledge of this Retirement Benefits Or Medicare. ? What happens after I submit my application?


You could find out if your family is eligible for any benefits. Are you interested in this information?


Yes, I'm interested.


Great. This information is important to know, because members of your family may still qualify for benefits on your record, even if you do not qualify for benefits.


What if my wife is already receiving retirement benefits?


In that case, we would also check your eligibility for spousal benefits and your application will automatically serve as a request for these benefits.


What happens if I'm found eligible for spousal benefits?


You would not need to take any further action, because your application would serve as a request for spousal benefits.


how Replace a non-driver ID card


You can replace your non - driver ID if it was lost or destroyed , or after you update your address. You can not replace your ID if it expired you must renew or apply for a new one


what is the Alternate mailing address


How to apply by mail or in an office?


If I would like to know how


you can ask that your replacement document be sent to an address that is different from the address on your document . You ca n't have it sent to a different address when you order online.


What is included in a summary of a person's driving record?


A summary of the driving record is a certified DMV record. All include a certification statement and the signature of the Commissioner of Motor Vehicles, as well as a safety watermark


And another question, what is the main theme of this guide?


the main topic is DMV Records


What do I do if I can't access MyDMV?


You can mail a CDL Certified CDL Summary Report Request - CDL Form along with the $ 10 fee to the DMV at the address provided on the form, or have your employer request your CDL driving record summary through LENS


I have several questions regarding the registration of voters, it'd be great if you could provide some answers.


Are you wondering if you're eligible to register to vote in New York State?


Yes. This is one of the things I've been wondering about.


To register to vote in New York State you must be a U.S. Citizen and be at least 18 years old by the end of this year.


What about the registry? My father just searched his Toyoya truck shortly before he passed away. Is it possible to receive a refund? since I do not want to continue using the service


After the criteria is met to receive a refund, DMV can issue a refund to the name of the estate.


What about his vehicle title and license plates?


DMV can assist you with these issues.


So, I need a copy of his death certficate and license to give to DMV?


Yes. This ensures that you will not receive any more mailings for the deceased loved one.


What criteria needs to be met to receive a registration refund?


You need to fill out and sign the Request for Refund MV-215 with "deceased" wriiten on the form. You will also need a copy of his death certificate.


Can I transfer my deceased father's truck into my name?


Yes. To help you transfer the ownership of the truck, you can review the MV-843 checklist.


I need additional information to pay for TVB tickets


pleading guilty to a violation that results in 5 or more points?


yes


If you have 3 or more alcohol - related convictions on your entire driving record ,


if it is my case how do I do?


a plea of guilty to a violation that results in 5 or more points may result in the revocation of your license under Part 132 of the Commissioner 's Regulations.  You may want to consult with an attorney before you enter your plea .


I may be lucky and this will never happen to me again, but what if my license is already revoked ?!


if your license has already been revoked or suspended [22] the point reduction will not affect that action


my violation hearing has already been scheduled? what now?


[24] the point reduction will not affect that action.


will the PIRP course sponsor actually notify the DMV??


The PIRP course sponsor will notify the DMV within 10 weeks after you complete the courses [11] DMV will then reduce the active points on your driving record by up to 4 points


what happens if i get like 12 points for traffic violations??


[6] your driver license may be suspended [7] point reduction means the numer of points on your driving record used to calculate the number of total points received within 18 months will be reduced by 4 points and may help you avoid suspension


how are the points calculated though?


[8] see about the NY State Point System [1] for more information about how points are calculated


I wanted to look into consolidating my school loans


A good way of getting out of default is to consolidate your defaulted federal student loan into a Direct Consolidation Loan. It allows you to pay off one or more federal student loans with a new consolidation loan.


What do I need to do to consolidate?


There a few ways to get started


OK thank you. I would also like to find out the default on a Loan. any advice you could have used before getting the loan?


You should fully understand your loan agreement and the type of loan you are receiving


can I combine loans to get better payments?


Yes, you can combine your multiple federal student loans into a single Direct Consolidation Loan to simplify repayment.


what can I do to avoid default?


You need to fully understand your loan agreement and the types of loans you are receiving. Don't borrow more than you need or more than you expect to be able to repay.


what happens after I miss a payment or two?


Your loan will be delinquent and late fees may be assessed. Even if you are delinquent on your loan, you may still be able to avoid default, so it’s important that you contact your loan servicer immediately.


I need to plan for retirement benefits


What things are you considering?


I need information on what to consider when planing for retirement benefits


Do you need Medicare?


I have insurance do I need to apply for Medicare?


Does my pension include social security?


keep in mind that some company pensions include a Social Security - equivalent supplement that stops automatically at age 62


I should check to see if I need to sign up for medicare


Some health insurance plans change automatically at age 65


When Is the enrollment period


Please read the general and special enrollment period information on page 12 of our Medicare booklet to find out what may happen if you delay


I need help for a depressed vet


Do you know a Veteran who is considering suicide?


no, not that I know of but they are depressed and need help


Unfortunately, no relevant information is found.


Do you have help for someone who is back home and not doing well?


Yes we do, if you are a family member or friend of a Veteran who is having trouble adjusting to life at home, we can help. Our national Coaching Into Care program, our licensed psychologists and social workers will talk with you by phone, free of charge, to help you find your way around the VA system and figure out the best way to help the Veteran you care about


Very good.  Now I do have a question about resources and support outside of the VA.  Is there a phone number to reach someone to discuss these resources?


call 800 - 342 - 9647 anytime , day or night


On a slightly related note, veteran suicide prevention. Can you tell me how I should approach a child about suicide?


Yes, we can give you tips for talking to children of different ages about suicide. We have info to talk to preschoolers, school-age children, and others


I'm curious if there's a wellness program available for the Veterans?


Yes, we have Veterans programs for health and wellness


May I know the signs when a  depressed person is thinking of hurting themselves?


Many Veterans don’t show any signs of an urge to harm themselves before doing so, but some may show signs of depression, anxiety, low self-esteem, or hopelessness.  They might also seem sad, depressed, or agitated most of the time.


and acting differently is a sign that something might be up?


Yes, they may change the way the act . They might start to do poorly in work or school and they might act violently or take risks


is there any place that I can go online to read more on this?


You can get more information on our websites, we have info on suicide prevention and the support we offer.  You can also go to the Make the Connection website to get resources and watch stories of Veterans who have overcome depression


Hello, what about Social Security?


You must meet several actors to qualify for the benefit, at least 40 Social Security credits to qualify.


What is the process to obtain the credits?


It is important to work and pay taxes.


Can you expand that information more?


Unfortunately, no relevant information is found.


What if you are legally blind?


You only have to comply with the duration of the proof of work.


One other thing, about retirement benefits . and by what means will they give the answer to the request?


You will receive a letter in the mail with our decision.


Do you have any knowledge of How Credit Is Earned? How do I apply for the Social Security credit?


It is important that you must earn $ 5,640 to earn a maximum of four credits per year.


Another question for you regarding retirement benefits, is important to visit Learn about Retirement Benefit web page?


It is noteworthy that obtaining must review retirement benefits as basic concepts, such as how we determine the amount of your benefit and who else in your family may be eligible.


I need to add my daughter to my VA disability benefits.


I can help you add your daughter to your VA disability benefits.


First, where can I mail my completed forms?


You can mail them to Department of Veterans Affairs Evidence Intake Center PO Box 4444 Janesville WI 53547 - 4444.


Ok perfect. Can I find out how to add my daughter?


Oh yes, we can discuss that.


What needs to be done to add my daughter?


Have you already received a combined disability rating of at least 30% at the time of birth?


No, that isn't the case.


We won't be able to pay you back to the date of birth.


If I am directly caring for my daughter, is she a dependent?


Yes, and their income must be below a certain amount.


Hello, I want to know about corrected cards for noncitizen adults.


Have you change your name or became a U.S. citizen?


I did become a U.S. citizen, yes.


then you should inform Social Security so your records can be updated and you can get issued a new card.


I don't have permission to work.


As a lawfully admitted noncitizen, you still have many benefits without having a social security number. You can do business with a bank, obatin private health insurance, apply for educational test, etc.


tell me abbout M-1 students.


for M-1 students, they need to show Social Security their I-20 Certificate of Eligibility for Nonimmigrant Student Status to show their immigration status.


Let me ask you again about what I can do without a social security number. If I need to get a driver's license, can I actually get a social security number?


no, if that's your only purpose for asking a social security number, then no, you can't.


In case I change my name, do I have to inform my employers?


You should, yes. If you don't it could prevent your wages from being posted correctly to your Social Security record and that would lower the amount of your future social security benefits. It could also cause delays when you file your taxes.


Yes I am currently not receiving benefits


you don t get Social Security or SSI benefits yet but are planning to apply?


not


you already have an account?


yes


have your checkbook or a copy of your bank statement with you .


Another concern is that I possess original records. What if we don't have identification or a passport?


You could use a state issued non - driver 's identification card or an adoption decree


OK, what if we lived in Mexico for some time? will you accept papers from there?


If your child lived outside the United States for an extended period , you could use a current or previous passport ,school and/or employment records ,and any other record that would show long - term residence outside the U.S. to show that your child does not have a Social Security number and needs one.


and do I need a birth certificate?


If you have or can get a U.S .- State - Issued birth certificate that recorded his or her birth before age 5 then you must submit it


and will all this help with being able to claim an adopted kid for tax reasons?


If you want to claim your child for tax purposes while the adoption is still pending , contact the Internal Revenue Service for Form W-7A , Application for Taxpayer Identification Number for Pending U.S. Adoptions .


what is VA disability compensation


VA disability compensation pay offers a monthly tax - free payment to Veterans who got sick or injured while serving in the military and to Veterans whose service


Do you want to know how to get more information about it?


On this page   [6] Get VA disability compensation pays   [7] Manage your Veterans disability benefitss   [8] More information and resources


where can I get More information and resources


Disability housing grants for VeteransFind out how to apply for a housing grant as a Veteran or service member with a service - connected disability


where do I get info on managing my benefits?


Sure no problem, see #7


How can I Manage my Veterans disability benefits


Check your VA claim or appeal statusTrack the status of your disability claim or appeal


Add or remove a dependentFind out how and when to add a dependent spouse , child , or parent to your VA disability benefits


Am I able to get a social security benefit verification letter?


Yes, you can get a verification letter, do you have access to the internet?


Yes, I have internet access.


Would you like more information on how to retrieve the letter online?


Yes, I would like to know how to do it online, that would be great.


You just need to log in to My Social Security to get instant access to your benefit verification letter.


Is there a special number I can call if I am hard of hearing?


Yes, you can call us toll-free at 1-800-325-0778 between 7am and 7pm Monday through Friday.


What is the purpose of a social security benefit verification letter?


This letter serves as proof of your retirement, disability, SSI, or Medicare benefits. It also serves as proof that you have applied for benefits or that you have never received SSI.


Can I use it as proof that I have never received Social Security benefits?


Yes, you can.


Please, tell me some general information about direct depositing.


Did you start to get the service on March 1, 2013?


I think so, yes.


From that date, you are required to receive your payments electronically.


What if I didn't sign up for electronic payments?


We recommend you to do it now.


Where can I get more information on how to set up electronic payments?


You can visit Treasury's Go Direct website or call the helpline at 1-800-333-1795.


I have some hearing problems, do you have a TTY number I can use?


Yes, our toll-free TTY number is 1-800-325-0778.


Can I use those same numbers to get more info if I don't have a bank account?


Yes, you can. Same numbers.


I still have some more doubts about this.


If you want to know more about how to set up or change direct deposit online, you can call our toll-free number at 1-800-772-1213 or visit your local Social Security office.


for those that already have a bank account and receive SSI, can they create a My Social Security account online?


Yes, they just have to create their account.


I want to taje a road test, can you help me schedule it?


The DMV road test system can help you schedule or reschedule


You need to bring your learner permit that has your photo on it


Please bring your photo learners permit


very well. Now to make the payment I would like it to be more through my cell phone. How do i pay online?


You will need to provide your name or DMV ID Number from your NYS driver license, your date of birth and gender, and the last four digits of your Social Security Number.


how is my definite suspension different from the indefinite one?


A definite suspension has a clear beginning and end date.


can I pay the suspension fee by mail?


Yes, in some cases you can pay by mail.


Do you have your suspension order?


yes


If the suspension termination fee can be mailed, you will find instructions on your suspension order.


Do I need a Diesel Opacity Emission for my out of state registered vehicle? It is a model year 1996.


No, you don't need an inspection, however please note if your vehicle is greater than 8,500 lbs, the NY State Police or the NY Departments of Transportation and Environmental Conservation may request an inspection.


What happens if it fails inspection?


Then a traffic ticket may be issued.


How much is the ticket?


That information is not provided.


Before submitting my request to have an inspection station, is there a problem if I do not have a certificate of authority?


Wait. I understand that you don't have a Certificate of Authority?


Yes, i do not have that yet. Is there a problem?


In fact, there is. If you are lacking that document, then please do not submit your application to us yet.


Oh, o.k, didn't know that was such a deal. I'll have to get it then. Anyway, do you have any other channel for information?


Yes, of course. You can make use of our toll free number at 1-518-474-4653 to reach the Office of Vehicle Safety and Clean Air.


What is the General and Federal Guidelines and what do they do?


The General and Federal Guidelines of the IT Standards Library highlights federal organizations involved in establishing and coordinating the implementation of federal laws, regulations, standards and guidelines for information and information technology management for all federal agencies and departments.


Would you need some resources to use?


Yes, I would like some resources.


One of them is the Office of Management and Budget Resources.


What is the Enterprise Rational Solution used for?


The Federal Student Aid Enterprise Rational Solution is for sytems development efforts and it is an integrated solution for such things as requirements, tests, and configuration management.


What pertinent info does the IT Standards Library offer?


The IT STandards Library offers references for those who do or would like to do business with Federal Student Aid.


Would the documents selected for thel IT Standards Library cover all the documentation?


It does encompass most of the documentation or references necessary to perform work for Federal Student Aid but may not encompass all.


What does the IT Dashboard display?


The IT Dashboard will show data received from agency IT Portfolio and Business Case reports, including general info on over 7,000 Federal IT investments and detailed data for over 700 of those investment.


what are Multiple party or contested claims


Are you claiming the right to the same benefit,


no


Can i have a representative?


Your representative , if you have one ,  may help you at the hearing .


What happens after a board decision?


If you disagree with the Board s decision , you can appeal to the U.S. Court of Appeals for Veterans Claims


What if I need help?


A Veterans Service Organization or VA - accredited attorney or agent can help you request a decision review


What happens next


Find out what happens after you request a decision review


I have a family, are they eligible if I get benefits?


Hello. Hope you are well. It is possible that other members of the family may get benefits.


Sorry to get so personal, but did your spouse pass?


DO you have an ex spouse that has passed?


No.


Unfortunately, no relevant information is found.


my daughter helps me does she get poaid?


If your child had enough work credits and was providing at least half of your support , you may be eligible for a higher parent 's benefit based on his or her work


I'd like to ask regarding to my ex spouse that has passed. Do you want a photo ID from me?


Yes, something such as U.S. driver 's license or State - issued non - driver identification card


Okay, so how much will the card cost me?


You can replace your Social Security card for free if it is lost or stolen . Knowing your Social Security number is what 's important so you may not need to get a replacement card at all.


Can I just use copies or do I need the originals of the documents you said I needed?


You must present original documents or copies certified by the agency that issued them. We can not accept photocopies or notarized copies. All documents must be current not expired .


Hello, good day. I have a question regarding to what happens if I get a traffic wicket in another state.


Do you have any ticket for a traffic violation?


Yes. I think I have one.


Well, in that case, you need to know that your NY state driver license may be suspended if you fail to answer a ticket for a moving violation on any state except for alaska, california, michigan, montana, oregon or wisconsin.


What happens if I'm under 21, and got the ticket?


Did you committed any driving violation related to alcohol or drug out-of-state?


Yes, I think I have committed one related to alcohol.


For that kind of cases, your new york state driver license will be revoked for at least a year.


And what happens if this violation occurred on canada?


In that case your NYS driver license will be revoked for at least 90 days.


This also applies for higher charges?


In that case, your NY state driver license will be revoked.


I need some help.


Allow me to assist you. Do you have an endorser?


No, I don't.


Are you aware of how to obtain an endorser?


No, I need help with that.


Okay. Until you obtain an endorser, it's not possible for you to be eligible for a Direct PLUS loan.


What if I do a short sale?


In this case, your short sale will need to be approved and completed.


Where can I find more information on this?


You can find more information about this on our website, including information on Deed in Lieu.


What does a collection account mean?


A collection account is any account(open or closed) that has been placed in collection during the 2 years after the date of the credit report.


what about More information and resources


VA transition assistanceAs you separate from the military , explore your career options by attending a Transition Assistance Program TAP briefing


are you referring to GI billing?


no


are there VOC rehab success stories?


Voc Rehab success storiesRead Veterans ' stories of how Voc Rehab counselors and services helped them overcome challenges , find new opportunities , and achieve greater goals


what are Other VA benefits and services


Other educational assistance programsIf you re a Veteran , Reservist , or National Guard Soldier who doesn t qualify for the Post-9/11 GI Bill


can I get Get career and employment assistance


EligibilityIf you have a service - connected disability that limits your ability to work or prevents you from working , find out if you 're eligible for vocational rehab


How do I get help if I'm homeless or at risk of becoming homeless?


connect with our caring , qualified Veterans Crisis Line responders for confidential help


I need help with proving I have insurance


Was your driver license or vehicle registration suspended because of a lapse in automobile liability insurance coverage?


not yet but it looks like it will be if I don't send in proof


how can I proof I have insurance by phone? can I smartphone it in?


Did you want to provide proof by phone or at a DMV office?


no, I would rather do it online but I can do it by phone or go in if I have to


Okay, do you have a MyDMV account?


Would you like help creating a MyDMV account?


yes, but in another visit when I have more time


can I get my driving record from you?


Yes, you can order and immediately download your driving record abstract through MyDMV.


I have passed my road test, now what?


You will receive an interim license that allows you to drive. Keep the interim license with your photo learner permit. You will receive your photo driver license in the mail  in about 2 weeks.


What should I do if I am 17 years old and I have a DJ Class driver's license?


You must obey the restrictions for junior drivers. Please, see "Graduated Driver License GDL Law and restrictions on drivers under age 18" for more information.


Another concern I have, relating to my car registration. How do I get a copy of my vehicle registration abstract?


For starters, you better sure to fill Form MV-15 for Request for DMV Records. Then, add to it your plate number or your Vehivle Identification Number or VIN.


Did you say a Request for Records?


Correct. Or even more easy for you, just ask or look for Form MV-15.


Got it. If i'm in need to search for this on your portal, what should i look for?


Once you access our online platform, you can use the search tool and type DMV Records. Then, just follow the instructions to navigate the information you find there.


Are there anything else i need to add?


Oh, sure. You must also add a photocopy of your driver license or any other government issued ID card and finally, a personal check or money order payable to "Commissioner of Motor Vehicles" to pay the search fee of $10


I see, all to get that vehicle's title registration abstract, huh?


That's right, and all starting by you filling your MV-15 Form.


How do i apply for  medicre?


are you applying for medicare only?


yes


Are you you are within three months of age 65 or older


you can use our online retirement application to sign up just for Medicare and wait to apply for your retirement or spouses benefits later .


Do I need to apply online?


no


Can I sign up just for medicare?


you can use our online retirement application to sign up just for Medicare and wait to apply for your retirement or spouses benefits later


Should I Sign Up For Medical Insurance (Part B)?


When you sign up for Medicare , [47] you will be asked if you want to enroll in Medical insurance Part B


what does medicare pay for?


Medical insurance Part B helps pay for doctors services andmany other medical serAnyone who is eligible for free Medicare hospital insurance Part A can enroll in Medicare medical insurance Part B by paying a monthly premium


Will i be asked if I want to enroll in part b?


] When you sign up for Medicare ,  you will be asked if you want to enroll in Medical insurance Part B


what is The Affordable Care Act (ACA) and your VA health care coverage


The Affordable Care Act ACA also known as the health care law was created to expand access to coverage , control health care costs , and improve health care quality and care coordination


Do I still have to pay a penalty if I don t have health insurance?


You don t have to pay a penalty if you don t have health insurance in 2019 or any year after that


what  If I didn t have coverage or an exemption in 2018


you may still have to pay a fee when you file your 2018 taxes in April 2019 .


If I m not signed up for a VA or Department of Defense health care program, how do I get health coverage for 2019?


You may be able to get coverage through the Health Insurance Marketplace .


Open enrollment for 2019 is over But you can still enroll or change plans if you have certain life changes or qualify for free or low - cost coverage through Medicaid or the Children s Health Insurance Program CHIP


Does my health coverage through VA meet the ACA s minimum essential coverage requirement for 2018?


you won t have to pay the fee when you file your 2018 taxes


Through the end of 2018  the ACA required all U.S. taxpayers to have health coverage that met a minimum standard called the minimum essential coverage requirement unless they qualified for an exemption due to certain life events , financial status , or other factors


Hi, I need to know how soon I can apply for disability.


You should apply as soon as you become disabled.


You are wanting to apply for Social Security disability benefits, correct?


Well, I am really not sure if that's what I am doing. I am not really sure what I am applying for exactly.


Unfortunately, no relevant information is found.


Where do I go to apply anyway?


You can apply either online, or over the phone by calling 1-800-772-1213.


I see, I'd like to ask another question for People with Disabilities. What if your application is rejected?


If your application has recently been denied , [32] the Internet Appeal is a starting point to request a review of our decision about your eligibility for disability benefits


what is the  The Social Security and Supplemental Security Income disabilityprogram


The Social Security and Supplemental Security Income disabilityprograms are the largest of several Federal programs that provideassistance to people with disabilities


where do I find out more infomation?


Refer to #44


Can you appeal online?


If your application has recently been denied  the Internet Appeal is a starting point to request a review of our decision about your eligibility for disability benefits


I want to know how to plan for the social security benefits for my survivors.


Are you currently planning for their future?


Yes, I am


then you can rest assured that they will receive Social Security help if you manage to earn enough social security benefits through your work.


Ok, I would also like to find out about the benefits for my spouse or wife, how to know the benefits that I will have, and at the time of death of the family member how to notify?


We should be notified right away when a person dies; but you cannot report a death or apply for survivors benefits online.


Do you need to report a death?


Yes, I need to report a death.


You can call 1-800-772-1213 TTY 1-800-325-0778 between the hours of 7.a.m and 7 p.m. Monday through Friday to talk to a Social Security Representative to report a death.  You can also, visit your local Social Security office.


How many credits are needed to provide benefits for survivors?


The number of credits needed to provide benefits for survivors depends on the worker's age when they die.  No one needs more than 40 credits or ten years of work to be eligible for any Social Security benefit.


What happens with minors when I die?


If you are the unmarried child under 18 up to 19 if attending elementary or secondary school full time of a worker who dies they can be eligible for survivors benefits.


No, I do not need that information at this time.


how do i know my driving record shows my PIRP course completion?


if you need to verify that your course completion is on your dmv record. does this apply to you?


Yes


you can request a copy of your drivig record


About the tests or a final exam for an I-PIRP course, are there additional questions in addition to the knowledge tests about the course content?


In addition to the knowledge tests about the course content, there will be questions to help verify your identity and participation in the course.


and the sponsor can't repeat the course for me?


A sponsor may offer you to retake the same course at no additional cost. The sponsor is not obligated to offer this.


Do I receive points and insurance reduction if I take an I-PIRP course?


What is the I-PIRP / ADM program?


I - PIRP / ADM is an acronym for Internet Point and Insurance Reduction Program / Alternative Delivery Method. This program allows approved sponsors to provide defensive driving / accident prevention courses over the Internet or other alternative delivery methods, such as DVD or digital cable.


I was wondering about ignition interlock device. What can you tell me about it?


It is a device to measures alcohol level and prevents the motorist to start the vehicle until an acceptable breath sample is provided.


The device can be ordered by a court to be installed.


What will happen if it is ordered by a court?


When that happens, the device will remain installed on any vehicles the motorist owns or operate for at least six months. In addition it will be added to the driver license record even if the license is revoked.


What happens when someone is convicted to Leandra's Law?


They will either enter a period of probation or to a conditional discharge. Ignition interlock device will remain at least  12 months in any owned or operated vehicle of this person.


Do the Leandra's Law contain different parts?


Yes. The law establishes a new Class E Felony which prevent any person to operate a motor vehicle under alcohol or drugs influence when a child 15 years old or younger is present in the vehicle as a passenger. Other than that, there is the part where the convicted person is sentence as described above.


When can i apply a new driver license without the ignition interlock restriction?


You can apply for a new document when your ignition interlock monitor give you a form that states that you do not need the device anymore. You need to take this form to a local DMV office to apply.


Could i get convicted under the Leandra's Law even if the child is already 16 years old this year but still not yet reach his or her birthday?


Yes the Leandra's Law still applied under those conditions.


can you give me details of proof of insurance


your driver license or your vehicle registration is suspended because of a lapse in automobile liability insurance coverage?


not


How to get a copy of your vehicle registration summary?


use the Request For Driving and/or Vehicle Record Information PDF MV-15


If my insurance company does not verify or deny the information I submit


your driver license and/or vehicle registration will be , or will remain , suspended or revoked


how to create a MyDMV account?


You can order and immediately download your driving record abstract through MyDMV


you need written confirmation that the DMV cleared a suspension or revocation?


you must order your driving record or vehicle abstract


How do I apply for benefits?


sure see #3


have you applied for either program?


yes both


we will collect medical andother information from you and make a decision about whetheror not you meet Social Security 's definition of disability


What is the SSI program


The Social Security and Supplemental Security Income disabilityprograms are the largest of several Federal programs that provideassistance to people with disabilities


What if it was denied?


It can be denied for different things


What is the policy on it?


see #16


What information will you collect?


What original documentation do I need to get a Social Security Card for my child?


Firstly we need to establish citizenship


Have you already established your child's US citizenship with us?


Yes I have


The original documentation needed for citizenship is a US birth certificate or US passport


What if I don't inform you of my child's name change?


This could delay any tax refund due to you or your child


What is needed if I have already established my child's name with your department?


Have you changed your child's name on their Social Security card?


No, not yet


Hello there. I came here, because I wanted to know a few things about the application for disability benefits.


Of course. Are you applying for a child?


No, I am just here for the information.


Do you want to know which steps you should take to apply?


No, I'm aware of the process.


How about you tell me about which steps I should take to apply instead?


Gladly. First of all, you should review the Child Disability Starter Kit. This kit answers common questions about applying for Supplemental Security Income (SSI) benefits for children.


Does this kit include a worksheet?


Yes, this kit includes a worksheet that will help you gather the information you need.


Perfect. Do you also have a phone number I can call if I need further help?


Yes, you can call us toll-free at 1-800-772-1213.


can you help me so I know where I can get medical care from the VA?


Have you signed up for VA health care?


no, but I am going to


Unfortunately, no relevant information is found.


what will they do for me?


Once you sign up for VA health care you become part of the country’s largest integrated health care system. We serve nearly 9 million Veterans each year.


anywhere I want even if I need specialized care?


If we can't provide care at a location we may refer you to other locations. The health care team will use our electronic medical record system to coordinate your care no matter where you are


will you provide services if I am outside of the U.S. or do I have to come back to get care?


We will pay for certain health care services received in foreign countries but you will need to sign up for the Foreign Medical Program


I also want to know, if I have private health insurance, should I cancel my Medicare or continue using it?


This is your decision. You can save money if you drop your private health insurance, but there are risks.


Do you have any experience with VA health care? Do you have urgent care centers in the United States, or do you just have hospitals?


You can use clinics that are part of our community provider network, but you will need to be enrolled in VA health care and have received care from us within the past 24 months.


If I need medical care while traveling is it the same as that foreign program you named?


If you need care while traveling you should let us know in advance so we can plan for your care. Please give us at least 4 to 6 weeks notice if possible


who do I complain to about a financial aid issue at my school?


Do you feel that your school is not administering federal student aid funds properly?


no I have another problem with them


I think they made a mistake with my eligibility so who do I talk to?


Do you think your school paid out your aid in the wrong amount , at the wrong time , or not at all?


no, just feel they classified me wrong


Do you feel that your school has policies for federal student aid programs but isn’t following them?


no because I got my application done but just feel there was a small mistake on how they did it


Do you believe your school has made false or misleading statements about the school’s educational programs or financial charges?


NO. this is weird are you a chat bot? are you listening to me?


You may contact the Federal Student Aid Feedback Center or call 1-844-651-0077.


I'd like to ask you another question about (FAFSA4caster)? Could you please tell me how the questions on the forms work?


Sure, no problem. The questions you mean are those on fafasa4caster.


About the scholarships, where do they come from?


Many nonprofit and private organizations offer scholarships to help students pay for college and it is free money which can be based on academic merit, talent, or a particular area of study.


I've been wondering how many social security credits I must earn to get social security benefits. Do you know how many I need?


You must earn at least 40 Social Security credits to qualify for Social Security benefits. You earn Social Security credits when you work and pay Social Security taxes.


Can you tell me how I can earn these credits?


Are you working and paying Social Security taxes?


No, not at the moment.


What is the maximum of credits I can earn per year?


You can earn up to a maximum of four credits per year.


I see, but my disability doesn't make this less complicated. Can you give me a proper example?


Sure. If you become disabled at age 27, you would need 3 years of work 12 credits out of the past 6 years between ages 21 and 27.


Now that is a good example, thank you. And how many credits do I need for survivors benefits?


The number of credits needed for family members to be eligible for survivors benefits depends on your age when you die. The younger you are, the fewer credits needed.


why do I get lower numbers on the fafsa submissions?


Did you want to know why the number of FAFSA submissions is lower than you think it should be?


no, I found the answer


Do you need resources to help you increase FAFSA participation?


no we have plenty


Are you a counselor at a high school with a lot of students age 20 or older and wondering why the FAFSA numbers are so low?


yes I am


There is no question on the FAFSA form that asks if an applicant is a high school senior, we must use several criteria to identify those applicants that are likely high school seniors. Most of the students would likely not satisfy the age criteria requiring applicants to be less than 20 years of age so they might not be counted.


what does it mean when a school has less than 5 completed applications? can it be no applicants at all?


No, it does not mean there were zero applications.


why are some places white on the map?


Do you want to know why some districts are listed as missing or as having  insufficient data?


no, I'll look at it later when I have more time


Hello, can you instruct me in filling out the FAFSA form?


Does each school have your information to fill out the FAFSA?


How are schools ordered to apply for the aid plan?


This is to provide federal student aid.


What requirements are needed to apply for federal aid?


You can consider other alternatives like state aid.


What does state aid consist of?


It is important to note that for some states the order of listing of schools is paramount.


What does the school selection consist of?


Schools are responsible for receiving any aid for which they are eligible.


Is there a maximum number of schools that can be registered?


You cannot exceed 10 schools to register online.


Hey there, I would like to know more about your disability ratings.


Of course. On our website you can learn about VA disability ratings and how we assign your rating.


Do you have more than one service-connected condition?


No, I don't. And that is not the reason why I wanted to know about the disability ratings.


But like you said before, you can tell me more about disability ratings, right?


Of course. I can tell you more about VA disability ratings and how we assign your rating.


Would you like to know how we assign VA disability ratings then?


No, not about the ratings themself.


I understand. Would you like to know how we determine the VA disability ratings then?


Yes. As a matter of fact, I do.


May I ask if you have more than one disability then?


No, I don't have more than one disability.


Can you explain to me what VA Vocational Rehabilitation is ?


First off, do you have a service-connected disability that limits your ability to work or even prevents you from working?


Yes, I am not able to work because of a service-connected disability.


The VA Vocational Rehabilitation and Employment program will be able to help you and you can find out if you are eligible.


Can family members of service members and Veterans get help with these resources?


Yes, dependent family members can get counseling services, training, and education benefits.


How can I access VR&E?


You can contact VR&E through Integrated Disability Evaluation System or IDES if you are wounded, injured, or become sick during your service time and can't perform duties.


Are there any more resources I could use at this time?


You can use VetSuccess on Campus and find out if our counselors can help you transition from military to college life.


What is available through VR&E?


VR&E programs for service members and Veterans Explore help you learn new skills, find a new job, starting a business, and getting educational counseling or returning to a former job.


How can I find out if I can get VR&E benefits and services as a service member?


Yes, you can find out if you are eligible.


What loan types are eligible for Deferment?


Deferments are available for Direct Loan, FFEL Program Loan, and Perkins Loans.


Do you have a Perkins Loan?


No I have not received a Perkins Loan.


What will happen if I stop paying and my deferment is not approved?


Your loan will be delinquent and you could go into default.


What if I am in the military and want a deferment?


You will have to complete the Military Service and Post-Active Duty Student Deferment Request.


What if I have an economic hardship?


You will need to complete the Economic Hardship Deferment Request.


Could income-driven plans provide loan forgiveness?


Yes, Income-Driven plans can provide loan forgiveness if the loan is not paid in full after 20 or 25 years.


Hi, I need to know how soon I can apply for disability.


You should apply as soon as you become disabled.


You are wanting to apply for Social Security disability benefits, correct?


Well, I am really not sure if that's what I am doing. I am not really sure what I am applying for exactly.


Where do I go to apply anyway?


You can apply either online, or over the phone by calling 1-800-772-1213.


Just so I know what I am applying for and what I need to do, is there anything I can read?


We have a Disability Starter Kit available that will help you get ready to apply. We have kits available for adults and for children under 18.


Will the starter kit tell me what information I need to have to apply?


Yes, it tells you want documents and information will be necessary for you to have for the application process.


If I do apply for Social Security, how soon will they send me benefit money?


You will get your first payment on the sixth full month of your disability.


is an escort driver certification mandatory?


when do i need to have escort driver certification. does this apply to you?


No.


what are the qualifications for providing escort services. does this apply to you?


No


how do i get certified as an escort vehicle driver. does this apply to you?


what are the fees. does this apply to you?


Yes


great, what is your question?


Are you familiar with vehicle registration? What would they do if I move to a new address in order to register a vehicle?


we also update the title certificate record   you do not need to request new DMV documents with your new address 2   updating your address for a traffic ticket does not update your address in other DMV records 3


Does New York State Recognize Escort Vehicle Driver Certifications Issued In Other States? What documents should I have?


You must have a valid NY State Certified Vehicle Escort Card MV-64. You must carry the MV-64 card with your driver license when you drive an escort vehicle in NY State. These are loads with a width that exceeds 12 feet , and/or length of 80 feet or greater , and/or a height of 14 feet or greater


Hi there. I was looking information related to which persons can drive in the in the state of new york.


Do you want to drive a car or a motorcycle?


I'm not very sure yet.


Unfortunately, no relevant information is found.


I have a learner permit, what need I do next?


You must follow new york state permit restrictions.


There's one more thing to consider when it comes to driving privileges. What exactly are those requirements?


Your driving privileges will vary depending on which of the following three geographic regions you will be driving insUpstate New York which is defined as any county north of the NYC border


Is it necessary for me to abide the New York State restrictions even though I'm just attending school in New York?


That's right. Students from other states or from other nations who attended school in new york state are normally not considered new york resident.


Do you have any contact with drivers from other countries? Even though my taxes are paid in another state, am I still considered a resident of my new state?


Technically, if you pay taxes or your children attend school in another state, a judge considers these facts to decide if your intent is to make NYS a "fixed and permanent" residence.


So, being a resident of New York and once I pass the practical exam, what will happen?


Once you pass it. You must give your foreign driver license to the dmv road test examiner, so it be destroyed after 60 days.


And what happens if I become a new york resident?


In that case, you must get a new york state driver license within 30 days.


But I be able to to still use my learner license , no matter if is not from new york?


Yes, you can still use it if you are age 16 or older.


Can I get a DIAL-IN search account?


Yes, if you regularly search DMV records for driver license, registration, vehicle title or insurance information.


Since I use all those services as an attorney then I can sign up for the DIAL-IN now?


Since you are an attorney, then yes you can use DIAL-IN services.


Okay.  About classroom inspection. What happens after I received approval?


Has your business location already been inspected?


No, not yet


Unfortunately, no relevant information is found.


Which are the requirements?


You must receive approval from DMV for the use of the name for your driving school. Please, check out also Request for Approval of Driving School Name before you submit an application


Hi, good afternoon. Need some info about the escort driver certification.


Sure. Are you currently an escort driver?


Wel, no. Currently, i'm not, but i'm interested.


What should i meet for that?


What do i need to go through to be certified as such driver?


You need to be 21 years old or be older, in first place. Second, need to have a valid NYS driver license, or at least to have a valid license in the state or jurisdiction in which you are a resident. Last, but not least, you must pass the Escort Driver's Certification Test.


Can you tell me on what are the other ways to close my escrow account if I do not have letterhead?


You can send the request on your monthly statement.


and can I write a check with the outstanding balance?


of course If there is a remaining balance in your account, you can write a refund check, or you can transfer the balance to another escrow account you have with the DMV.


What do I do if I am interested in subscribing to this service?


you must download and complete these forms


Hey, glad i could reach you. You know, i think i have a problem with a veterans health card i requested, because it hasn't arrived yet, What happened there?


Remember delivery period goes up to 10 days after you photo session. So, i have to ask, Is that period over?


Yeah, is almost two weeks by now, and nothing.


Understood. Please call the VA medical center where you had your picture taken: if you can go there, then make use of our toll free number at 877-222-8387, Monday through Friday, from 8:00 am to 8:00 pm.


That's a handy information, thanks. If not with help from the coordinator that time, Can anyone help someone who want his/her picture taken in order to get its veteran health card?


Yes, the staff who are in collaboration with us. In that regard, they'll be happy to assist you to get your picture taken, scheduling alongside your next veteran health care appointment.


Do yo have any options for those whose hearing is reduced?


No problem, for that, just call to TTY 711


O.k, i'll write that down .Do you ask any document for showing in the picture session?


Yeah, we do that. The most basic documents would be: state-issued driver's licence and U.S, passport or passport card.


I read the other day that veterans cards are pretty cool now. Why is that?


New cards have a lot of improvement over the others. These cards include Braille language and your latest service.


Then to clarify, how do i get my card?


You'll need to be enrolled in VA health first.


Hi, Could you please give me information about the student loan deferment program.


Yes I can give you further information about the program. If you qualify for the deferment you won't have to make a payment on your loan but if you use this option you probably won't be making any progress toward paying back your loan.


Have you considered any of the other alternatives that are available to you?


No I have not.


:How do I go about getting a Parent PLUS Borrower Deferment?


To apply for the Parent PLUS Borrower Deferment you will have to complete the Parent PLUS Borrower Deferment request.


What loans qualify for non payment during the post-deferment grace period?


There are several loan types that are eligible for deferment. One of them is the FFEL Program loan.


Is there any help for persons in the military service?


Are you on active military service at the moment?


No I am not.


Have you completed any military service at all?


No I have never done any military service.


Seen as you have not been involved in the military in any way you will not be eligible for the Military Service and Post-Active Duty Student Deferment program.


How do I apply for benefits?


sure see #3


have you applied for either program?


yes both


we will collect medical andother information from you and make a decision about whetheror not you meet Social Security 's definition of disability


What is the SSI program


The Social Security and Supplemental Security Income disabilityprograms are the largest of several Federal programs that provideassistance to people with disabilities


What if it was denied?


It can be denied for different things


What is the policy on it?


see #16


What information will you collect?


Are there things that I should consider when comparing schools that I may attend?


Have you done some research on colleges and career schools?


Not yet, it is on my to-do list


Is there a situation whereby I will have to give a refund of the financial aid that I receive?


If you withdraw from school, some of the monies may have to be returned to the source of the funds, either by you or the school


Should I pay much attention to Enrollment Contracts as published by schools?


You should read these carefully before you sign them. The contract explains to you what you will get from the school for your money, so it is an important document


I would like to see if there are any useful statistics available for my research, where could I find this information?


There are statistics available, and these are designed to help you in your choice of school


Will I have to refund any financial aid if I leave before the course work is completed?


There are situations whereby you can receive some of your money back, this is listed in the refund policy of the school in question


Hi there. I'm looking information related to how to fill the the fafsa form, and the information that I need to put on it.


Sure thing, no problem. You most be sure that you add at least one school on your fafsa form, so your information to helps to determinate the type and amounts of aid you may receive.


This also applies for the state of indiana?


Yes, it applies for every state, you just need a eligible school in state college to be considered for state grand aid.


The order of the schools I list is important?


have you been filling your form considering the schools in a certain order?


Yes, I have been putting my main chooses at the top of the application.


Alright. Well that's not really necessary. SOme states require it, but you need to check the list.


Ok, that's great. But How many schools can I list?


You can list up 10 schools online or in the app, or 4 on your pdf fafsa form.


And what happens if I have to update my school choices later?


You'll have to notify your state agency by changing your institution on some states.


I need help to determine the fees of my commercial vehicle.


To determine the correct fee you have to use both the registration fee and county use tax charts.


What fees apply if my vehicle is registered in Manhattan, New York.


For the renewal or original registration of all passenger vehicles, the vehicle use tax is 80$ for 2 years and for livery and for-hire vehicles in these registration classes, the fee is 400$ for 1 year.


What about the supplemental MCTD fee?


The supplemental MCTD fee is 50$ for 2 years.


And for the use tax for counties outside of New York City?


You can see the use taxes and supplemental fees for all original registrations and renewals on the chart. The sales tax depends on the purchase price and your locality. You can go to the Department of Taxation and Finance website to see the current sales tax rates per jurisdiction.


Where can I know more about these taxes?


You can ask the city or county where you reside or have a business.


What charts should I use to determine the fees for commercial vehicles?


You have to use the registration fee and the county use tax charts.


can you give me details of How we determine combined VA disability ratings


you have more than one disability


not


How we use the combined ratings table


we look for your highest rating in the left column of the combined ratings table , and the next highest rating in the top row of the combined ratings table


how to get the grades?


YouTube Compensation 101


What is disability compensation ?


give me an example


If you had 2 disabilities rated as 50 % disabling and 30 % disabling ,  we d rank them in this order : 50 % , then 30 % .


I want to contest a decision you made and need to know what to consider.


Do you disagree with the decision we made about your income-related monthly adjustment amounts?


No, it's about another issue.


Unfortunately, no relevant information is found.


Look, can you just give me a link or something to more information?


Of course. Do you want more information about the income-related monthly adjustment amounts or to apply for Medicare Part A or B?


No, nothing of that!


Let me be more direct: what adjustments need to be done to my premium?


The law requires an adjustment to your monthly Medicare Part B medical insurance and Medicare prescription drug coverage premiums. This affects less than five percent of people with Medicare. Most people don t pay higher premiums.


Very well. Now for the meantime can i opt out of receiving cash retiremnt?


yes of course.


What if i did not get my new medicare card?


You can update your mailing address by logging in to or creating your personal my Social Security account .


how do i apply for medicare?


you can apply online


why did they new ones?


to protect you identitiy


Hello I need information about How to Access my VA life insurance policy online


do you have VA life insurance?


do not


How do I access my policy?


If you have a VA life insurance policy with a file number that begins with V, RH, J, RS, K or W or you want to apply for the service - life insurance for disabled people life insurance for veterans who have to be disabled As a result of serving in the military, access your policy online through VA. Find your policy through VA


Yes


What do I do if I have a VGLI Life Insurance policy?


If this is the case, access your policy online through the Prudential Insurance Company of America Service Members Group Life Insurance Office. Prudential works with us to provide SGLI and VGLI benefits to service members and veterans. Find your policy through Prudential Insurance Company of America


and how is the easiest way to administer my policy?


the easiest way to manage your policy is online. You can use their online portal for that purpose


and where can i find my policy?


Find your policy through Prudential Insurance Company of America


and what things will the online portal allow me to do?


You can use your online portal to:    Check the status of your policy to make sure it is up to date.   Pay your premium the amount you will pay each month to keep your coverage   Learn about your plan and renewal options.


I'm here to figure out how changes to my situation affect my retirement benefits.


Has a major change happened in your life?


No, I wouldn't call it a major change. A small one perhaps.


Yesterday I received a suspicious call from someone who said he was working for social security. What should I do in such a situation?


You should hang up and then report details of the call to the Office of the Inspector General. You can do this by submitting a report online.


Alright, I'll follow your advice. So what benefits am I entitled to?


Help ensure you get the retirement benefits you should by reviewing the basics like how we determine your benefit amount and who else in your family might be eligible. Visit our Learn About Retirement Benefits page to make sure you know the basics of retirement benefits.


What should I do after applying for retirement benefits?


Successfully filing for retirement benefits isn't the end of your Social Security journey. We have resources to save you time on important retirement tasks and keep you in control of your Social Security account benefits through a free my Social Security account.


What if I already receive social security benefits and something has changed?


You can update much of your information online with your personal my Social Security account.


Can you tell me what to do to surrender New York State plates?


Can I do it by mail?


Yes, to do it by mail you first need to remove plates and stickers,


What do I have to do if my plates were destroyed?


You have to report your destroyed plates to the DMV and surrender the registration. The DMV can issue you a new registration and plates.


What else do I need to do after removing the plates?


Remove the plates and the stickers.


My plates were destroyed.


What should I do about it?


I can't surrender my plates.


Just report the destroyed plates and surrender the registration. Later the DMV will give you a new registration and plates.


hi i would like to know if it is possible to decide when to start retirement benefits


Of course Choosing when to start receiving retirement benefits is a personal decision.


do you want to retire?


yes


You will receive the full amount of your benefits. We will reduce your benefit amount if you retire before you reach full retirement age.


Applying for Retirement Benefits comes to mind. What is the procedure for withdrawing my application?


life changes occur after you submit your application . You have up to 12 months to withdraw your application , if you change your mind . You will be required to repay any benefits you ve already received


I'd like to know on what age will I receive my full retirement benefits if I was born in the year of 1960?


For anyone born in 1960 or later, full retirement benefits are paid at age 67.


Ok, regarding about Resources And Services To Stay In Control. What does the income test mean?


It is important that you get a proof of income letter.


Do you know the date of retirement. How do I know how much benefit I will receive?


The Retirement Calculator within my Social Security allows you to obtain personalized retirement benefit estimates based on your actual earnings.


What are specific types of earnings?


are you in the american worker group?


in that case there are some types of income that have additional rules.


Can you explain to me what VA Vocational Rehabilitation is ?


First off, do you have a service-connected disability that limits your ability to work or even prevents you from working?


Yes, I am not able to work because of a service-connected disability.


The VA Vocational Rehabilitation and Employment program will be able to help you and you can find out if you are eligible.


Can family members of service members and Veterans get help with these resources?


Yes, dependent family members can get counseling services, training, and education benefits.


How can I access VR&E?


You can contact VR&E through Integrated Disability Evaluation System or IDES if you are wounded, injured, or become sick during your service time and can't perform duties.


Are there any more resources I could use at this time?


You can use VetSuccess on Campus and find out if our counselors can help you transition from military to college life.


What is available through VR&E?


VR&E programs for service members and Veterans Explore help you learn new skills, find a new job, starting a business, and getting educational counseling or returning to a former job.


How can I find out if I can get VR&E benefits and services as a service member?


Yes, you can find out if you are eligible.


What happens if my SSI application is denied?


If your application is denied, you can then appeal it.


Has your application been denied?


Yes, it has.


Sorry to hear that. Your next step will be to file an SSI appeal online.


How do I educate myself more about the process it takes to get Disability Benefits?


Our Disability Benefit page can help you with that.


Can I file an appeal now?


Absolutely.


How can I find out more information about appeals and why my application was denied?


You can learn more about appeals by reading "how to appeal a decision" on our website.


How do I know if I'm eligible for Social Security and Retirement Benefits, as well as SSI?


If you have worked long enough you may qualify for these additional benefits.


Good morning, greetings!. I'm about to be ready to get a license so i thought i would need some info about it, please.


Welcome!. That was indeed a good idea. You must know that all residents on NYS who are age 16 or over, can apply for a NY driver license.


Sweet, i'm almost 16. Hey, I have this cousin who is from out-of -state but i think he's moving here to NY, can he change its license from there to one on NY?


Sure. He can refer to DMV information about moving to New York, and how to change its out-of-state license.


This reminds me of having enough Social Security credits. There are also various services available, right?


You can find a list of locations and their hours online at the DMV website.


What should I do to prepare for the road test?


Before you take your driving test, you will need to have supervised driving practice. You will also need to take a pre-licensing or driver education course.


Are you under the age of 18?


Yes. I just turned 16.


Okay. Due to your age, you will have to wait 6 months from the date you received your learner permit before you can schedule to road test.


How do I pass the written permit test?


It's very important to study before taking the written test. You will need to get at least 14 of the 20 multiple choice questions correct to pass.


I have some suspicions on how my college is using my student aid. What can I do about it?


Do you think your school is not administering federal student aid funds properly?


That's what I think, yes.


I can give you some information to help you solve your problem or file a complaint. First, you should contact your schooll and try to solve your doubts with them and if you still think that the funds are not being used correctly then contact the Federal Student Aid Feedback Center or call 1-844-651-0077


Ok, thanks. Now, what if I'm called to serve actively in the military, can I get a deferment of my federal loan?


Yes, you'll qualify for deferment of repayment on any of your federal loans if that happens.


ok now regarding the federal student loan, how much money can be requested?


The maximum amount you can borrow each year in Subsidized Direct Loans and Unsubsidized Direct Loans varies from $ 5,500 to $ 12,500 per year, depending on what year you are in school and your state dependency.


If I have more general questions about the HEAL Program?


contact the ED HEAL Program Team at 1 - 844 - 509 - 8957 or HEAL@ed.gov.


and what happens when i sign my promissory note?


When you sign your promissory note, you agree to repay the loan in accordance with the terms of the note, even if you did not, or did not, get a job after completing the program. I don't like the education you received.


I have TNC questions


Okay, TNC stands for “transportation network company”, a term defined in a recently enacted part of the State Vehicle & Traffic Law. A TNC is a business, also known as a "rideshare company", licensed by DMV to use a digital network to connect passengers to TNC drivers for prearranged trips.


If I'm good with the New York City Taxi & Limousine Commission, can I work for Lyft outside of New York City


Yes but only if you are authorized by a licensed TNC company, and only if you use a different vehicle than you drive for hire in New York City


Okay. Now, about licensed by DMV. Great. But what will happens to the money that still remains there?


You can get it back, with a refund check issued by the dmv or you can transfer it to another escrow account you have with the dmv.


Got it. Some few days ago, I changed my residence, to a new house, so about this letter, which address should I use, the old or the new one?


You must send the dmv both address.


O.k., great. And once my account get close, which will be the next step?


You'll need to be sure to let us know what do you want to do with the remaining balance, if there is any.


alright, good. But, what happens if I don't have a letterhead?


If that's the case, then you'll have to send your request on your monthly statement.


Good evening. What can you tell me about the survivors pension?


A VA Survivors Pension offers monthly payments to qualified surviving spouses and unmarried dependent children of wartime Veterans who meet certain income and net worth limits set by Congress.


Interesting. Do you know how to apply for it?


Yes, you can find out if you qualify and how to apply here.


Do I qualify for survivors pension if my husband has been properly discharged?


You may be eligible for this benefit.


I may? Am I eligible for survivors pension or not?


You are eligible if you fulfill the conditions.


Another question for Veterans Pension eligibility, what are the requirements I need?


ever received a dishonorable discharge?


do not


you are not eligible to be eligible for VA Veterans Pension benefits. sorry


What should I do if I received a license that is not honorable, misconduct, or dishonorable?


If you received one of these discharge statuses, you may not be eligible for VA pension benefits.


I need to know more about SSI


The SSI program pays benefits to disabled adults and children who have limited income and resources.


can I make an appeal if I'm denied benefits?


Yes, and you can do it online.


Was your SSI application recently denied?


yes it was and I think you were wrong


You can appeal online.


Ok, to complement the information about SSI. Can you give me more information?


It is important to fill out the SSI Supplemental Security Income Application and a Child Disability Report.


Can I apply for SSI online? what is the process?


An adult with a disability can file for Supplemental Security Income online but only if they meet certain requirements


What would be the requirements to see if I choose? . So if they tell me no, then am I out of luck?


If you disagree with the Appeals Council 's decision , or if the Appeals Council decides not to review your case you can file a civil suit in a federal district court .This is the last level of the appeals process.  This process is not available online .


As a veteran, is there a way that I can qualify for more than one VA education benefit?


Yes, there are instances where you could qualify for more than one benefit from the VA scheme


Do you know if you are eligible for more than one education benefit?


Yes, I have done some research and I think I do qualify


If you do qualify for more than one benefit, you need to decide which benefit you would prefer to receive, as the system does not l allow a person to receive benefits from more than one program at any one time


What are the criteria that are used to qualify under Category IV of the education benefits through the MGIB-AD program?


Some of the criteria are as follows; you must have entered full-time National Guard duty under title number 32, USC between July 1, 1985 and November 28, 1989 and you must also have chosen MGIB between October 9, 1996 and July 9, 1997


What can I do if I have hearing loss and I qualify for more than one VA education benefit?


For those with hearing loss, you must contact TTY 711


Is there a stipulation under the qualification rules for Category III regarding separation?


Yes, this states that you must have had your military pay reduced by $1,200 before separation


What criteria are there under Category IV in relation to active duty?


This element of the criteria states that you must have been on active duty on October 9, 1996


Hello I need information about How to Verify a Title or Lien Status


want to know How to verify a title or lien status?


Yes


You can check the status of vehicle titles and liens online. Sorry, the service is not available for boat titles.


Has it been more than 90 days since you made the request?


do not


Where can i get more information?


If you have questions or problems about any other matter, see how to contact us


What is a Lien not included in the list?


want to know what you must do to have a lien on a Certificate of Title?


You must submit an application either through a distributor or directly to the New York State DMV.  pay the required lien registration fees


and can my information be compromised?


The service does not display any personal information about the vehicle owner or registrant.


Yes I am currently not receiving benefits


you don t get Social Security or SSI benefits yet but are planning to apply?


not


you already have an account?


yes


have your checkbook or a copy of your bank statement with you .


I need more information


It s quick and easy to sign up for the card . Call the toll - free Direct Express hotline at 1 - 800 - 333 - 1795


Direct Express debit card is another viable option?


The Direct Express card is a debit card you can use to access your benefits . And you do n't need a bank account .


yes I am already receiving benefits


You can use the card to make purchases , pay bills or get cash at thousands of locations


Good evening. Could you perhaps share some advice about completing an FAFSA with me?


Of course. Are you aware that the cost of college continues to increase?


No, I'm new to this whole college thing.


Are you aware that many factors are involved in the decision to attend college then?


Yes, the whole process is very intimidating to me.


Then you should know that a strong correlation exists between FAFSA completion and college enrollment. Previously, high schools relied on self - reported surveys to estimate their FAFSA completion rate, and that data can be inaccurate.


Is it true that the number of seniors increases every year?


Yes. A new methodology counts more older seniors year over year.


Wow, I didn't know that! So you were saying that it is critical for me to find a way to cover my costs?


That's correct. Financial aid becomes ever more important.


And do the schools have an idea how many applications are sent to them?


Yes, the number of submitted and completed applications is reported for the current application cycle 2020 - 2021 and the same time period last year for the previous application cycle 2019 - 2020.


Oh, hey there. I don't know if you can help me?. The other day i heard something about a direct deposit for Social Security, what is that, please?


Ok. A direct deposit is a simple, safe and most secure way to get benefits.


That means i can tell you where to send my benefit, isn't? I mean, can you send that to a bank or credit union account?


Sure thing. For that, of course, you'll have to give us some information, so is better if you can ready the next information for your application: Social Security number and a bank routing transit number.


I'm deaf, is there a special number I should dial?


If you are deaf or hard of hearing ,  call our toll - free TTY number , 1 - 800 - 325 - 0778 , between7 a.m. and 7 p.m. Monday through Friday


ok thank you. Can I get it on my account online?


yes. Sign in to your mySocial Security account to get your copy


What is a Social Security Benefit Verification Letter?


The benefit verification letter , sometimes called a benefits letter , or a Social Security award letter , serves as proof of your retirement , disability , Supplemental Security Income SSI , or Medicare benefits


I still have some questions where can I go to get answers


call our toll - free number at 1 - 800 - 772 - 1213 or visit your Social Security office


I'm here because of the graduated license law


Okay, in addition to the learner permit restrictions that apply to everyone, the Graduated License Law places restrictions on drivers under 18 years of age who have a junior learner permit or junior driver license.


Are you here because you failed to comply with these restrictions?


no I'm good...I think


what is my geographic driving region if I'm in Buffalo?


You are in Upstate New York which is defined as any county north of the NYC border.


can my 15 year old cousin drive too with a permit?


Your cousin can not drive in New York State , even if they have a permit or license issued by another state.


does my learner permit allow me to drive in New Jersey?


You might be able to drive outside New York State with your NY State junior learner permit or junior driver license if it is allowed by the laws of the other state.


what about the other way around, can someone who is 17 and has a learner permit from New Jersey drive in New York?


Yes, but they must obey the New York State general learner permit restrictions and the regional junior learner permit and junior driver license restrictions.


Hello there. I would like to know who is allowed to drive a car in NY. Can you please answer a few questions?


Of course. Do you want to drive a car or motorcycle in New York State?


No. I'm going to visit NY with a rental car and that's why I need information.


Unfortunately, no relevant information is found.


I already own a drivers license myself, but I'm from abroad. Do I need a special license to drive in NY?


In that case, you do not need a New York State license to drive in New York State. You should only apply for a New York State driver license if you become a resident of New York State.


I need to figure out who has to recertify or adjust their repayment plan. Who should be in charge of finishing this?


That's would be a judge doing to determine that. Most probable outcome is not, as by traffic law, all those who are from another state or country are not considered NY residents.


What if I did not have a license in my home country and wanted to obtain a New York State driver's license, is there any way to facilitate the license process by showing the previous one?


In that case you would have to pass a written test, complete a 5-hour pre-licensing course and pass a road test.


ok, now regarding the driver's license, if i live in two states should i change my license?


No, you do not need to apply for a New York State driver license until you become a New York State resident.


I have another concern about New York people. Is this something that all New Yorkers have to deal with?


Are you planning to become a New York State resident?


No, I'm just going to visit NY and wanted to use a rental car.


Do you have a valid driver license issued by another U.S. state or territory, federal district or Canadian province?


Yes, I do.


Then you may be eligible to exchange it for a New York driver license.


can you give me details of National Call to Service program


Was a period of national service completed?


yes


you may qualify for the National Call to Service program , which allows you to choose an education benefit as an alternative to the Montgomery GI Bill MGIB .


tell me the questions i must answer


You completed your initial entry training and then continued to serve on active duty for 15 months in a military occupational specialty designated by the Secretary of Defense


not


No You may be able to get disability benefits


But, if I were to receive one, how much would I receive and, if I were to qualify later, when would I be able to use the grant?


You may be able to get up to 3 grants for a total of up to $ 85,645 , if you become eligible you could use this benefit in FY 2020 or future years if the law continues to give us the authority to offer these grants and we don't go beyond the new FY cap


so I can use it later if you I qualify but you reach the giving cap?