If any of your qualified family members apply for benefits with you ,we will ask you for their Social Security numbers and their birth certificates .


only the qualified ones ?


Yes, If any of the qualified family members apply for benefits with you ,we will ask you for their Social Security numbers and their birth certificates .


Will what my spouse receives vary by her age and/or retirement status?


Yes, If they begin receiving benefits :between age 62 and their full retirement age , the amount will be permanently reduced by a percentage based on the number of months up to their full retirement age .


I am looking to calculate my benefits planner for my retirement, what do I do?


Have you seen our Online Calculator (WEP Version)?


Yes I have seen it before


This calculator allows you to estimate your Social Security benefit


Does that calculator provide me with the most accurate estimates?


I don't need the most accurate estimates at the moment


Is the Online Calculator continuously updated with the most recent information?


This Online Calculator is updated periodically with any benefit increases, so it is not the most up to date that you could use


Does it matter, for benefit calculation purposes, if my birthday is January 1st?


If this is your birthday, we calculate your benefit as if your birthday was in the previous year


What information needs to be entered onto the detailed calculator?


All your past earnings need to be entered


Is the fact that my birthday is January 1st an advantage or disadvantage when it comes to calculating my benefits for retirement?


Because of your birth date, we calculate your benefit as if your birthday was in the previous year


What happens if I qualify for benefits as a Survivor, is this taken into account?


In this instance, your full retirement age for survivors benefits may be different


can you give me details of Get Veterans Housing Assistance Grants


About Disability Housing Grants for VeteransFind out how to apply for a housing grant as a Veteran or Servicemember with a service - connected disability


What other VA benefits and services can I get?


not


Unfortunately, no relevant information is found.


If I'm a Veteran in crisis or you're worried about one


connect with our caring , qualified Veterans Crisis Line responders for confidential help . Many of them are Veterans themselves. This service is private , free , and available 24/7


This reminds me of having trouble paying my mortgage. What if there are more late payments from me?


You should contact your loan servicer right away .  Don't wait so they can help you find a solution soon.


and is there a way to avoid foreclosure?, because I was told I could sign my house over or at least that is what I understood


You might be talking about Deed in lieu of foreclosure, this plan lets you avoid the foreclosure process by signing over the deed to the home to your servicer. The home will then belong to the servicer.


can I call when I have more time so you can help me find a way out of this?


Yes, Contact a VA Loan Technician at 1 - 877 - 827 - 3702 . Our VA Loan Technicians can help you figure out which option is best for you. Good Luck


I need to know how to appeal a TVB ticket, please.


How can I appeal a TVB ticket?


You must file your appeal within 30 days of the date of conviction and pay a $10 non refundable appeal fee for each conviction appealed. This is the way you can appeal.


What are the deadlines to submit an additional Appeal Argument?


The Additional Argument must be submitted within 30 days after the transcript you ordered has been sent to you from the Transcriber. To send an additional argument after receiving your transcript, you must access the transaction again and enter the ticket number.


Is it possible to order a transcript of my appeal?


Yes, you can. When the transcript you ordered has been sent to you, you must mail the additional arguments to the Appeals Board within 30 days.


What happens if my traffic ticket does not have the words "Traffic Violations Bureau"?


In that case, you can't file an appeal with the DMV.


I just sent my appeal by mail, was it already accepted?


No,That does not mean that your appeal has already been accepted. This is determinated by the DMV Appeals Board after check the legal requirements of your appeal.


Hello I need information about The "Consumer Bill of Rights"


Under the Repair Shops Act, you have the following rights when it comes to a repair shop


Do you want to request an estimate in writing?


do not


I would like more information but I don't know whether to go to the store


Don't be afraid to ask questions. Store management should take the time to explain repairs and required prices, discuss problems, and tell you about employee training and experience.


what records should you keep?


Keep all records, including estimates, invoices, work orders, receipts, warranties, and guarantees. In addition to their importance in the event that you file a repair complaint, these documents serve as your service record and could increase the resale value of your vehicle.


What if the store prepares a written work order?


If the store prepares a written work order, it must give you a copy.


What can I do if I want to send electronically?


Download the complaint report available at the link above to your personal device. Attach and then email the full report as well as any supporting documents to [protected email]. Email the full report as well as any supporting documents to [protected email]. Please note that DMV staff will contact you by email.


What if I receive a court order from another entity?


DMV refund is not available.


Good, what is the disability benefits?


It is important that you search for information regarding disability benefits.


It is important to note if you already receive the benefit.


What if I am already receiving the benefit?


Unfortunately, no relevant information is found.


What document can you request?


In addition, a birth certificate or other proof of birth is vitally important.


Perfect, what else do I need to know?


Documents are normally requested in order to demonstrate that you are eligible.


With regards to this, is it possible to file an appeal if my SSI Application was denied?


If this is the case, you are able to appeal it.


Has your SSI application been denied?


Yes, it has.


To begin the appeal process, go online and file an SSI appeal.


Does it have to be done online?


No, you can also schedule an appointment at your local Social Security office.


How do I know if I'm eligible for SSI?


Adults with a disability can now file for SSI online, if you meet the requirements.


I need to get a corrected card for non-citizen adults


have you change your name or became a U.S. citizen?


Yes, I changed my name.


then you have to inform Social Security so they can update your records and issue a new card.


can I use my non-work Social Security number for work?


no, you can't. If you do we'll inform DHS.


I want to apply for work authorization. I'm legal.


You can apply for a work authorization either in the Department of Homeland Security DHS , U.S. or in  Citizenship and Immigration Services USCIS and request a Social Security card from the Social Security Administration.


and for F-1 students what documents are needed?


You'll need to show us the  I-20 Certificate of Eligibility for Nonimmigrant Student Status.


What I'm legally able to do if I still don't have permission to work.


You can still get many benefits and services without a Social Security number. You can conduct business with a bank, register for school, get private health insurance, apply for subsidized housing, among other things.


I need help with my Student Aid Report.


Your Student Aid Report(SAR) is a summary of your FAFSA form, so it's highly important that you make sure your information is correct and complete.


Why does the FAFSA form ask for my email?


By providing your email on your FAFSA form, you get access to an online copy of your SAR.


What if I don't provide my email?


You will receive a paper copy of you SAR.


I'd like to inquire about the parent PLUS loan. If it differs, I can simply do it for the school?


The school's financial aid office can help you request a parent PLUS loan


what can help me get a loan if I have bad credit?


One thing you can do is get an endorser who does not have an adverse credit history. An endorser is someone who agrees to repay the parent PLUS loan if you do not repay it.


do we do the application online or go to the school?


Most schools require you to apply for a PLUS loan online, but some schools have different application processes.


How do I access these services?


You may be able to use one or more of these services if you meet all of the requirements.


please give me More details about my care options


you can get home - based health care as part of your benefits . The services that you qualify for will depend on your needs .


Does VA pay for these services?


Yes, Other services aren t covered under VA health care benefits .


please tell me more information about this


Home - based primary care A VA health care team ,  led by a VA doctor


I want to know about the VA dental care benefits, and if there is anything else I may qualify for?


You may qualify for a one-time course of dental care that a VA dental care provider concludes.


Do I need the dental care for a specific goal?


Yes, the dental care must be needed to make it possible for you to be in the vocational rehab program and make it possible for you to reach the goals of your vocational rehab program.


Is there anything else I should know?


Yes, you should know that a Dental Trauma Rating VA Form 10 - 564-D or VA Regional Office Rating Decision letter VA Form 10 - 7131 will tell you the tooth/teeth/conditions that are trauma-rated.


I want to know if, when I die, my surviving ex-wife would get any benefits.


Just for confirmation, you'd left a surviving divorced spouse if you die now?


Well, no, but I'm just curious about it.


And what if I leave a disabled ex-wife getting benefits from my social security records?


in that case, she wouldn't need to meet the length-of-marriage rule to get the benefits.


and can she switch to her own retirement benefits if she's already getting benefits from my record?


she can do it when she turns 62 if she qualifies for retirement benefits and her benefits are higher than her surviving ex-wife benefits.


Where can I get more information?


You can always check our publications.


another thing, what if he remarries before turning 50?


If she has a disability and remarries before turning 50 then she won't be able to receive benefits anymore as long as she remains married.


Where can I find the FSA Virtual Assistant Aidan?


The Aidan service is currently only available to a group of pilot users


Do you know how to find out if you are a member of that pilot group?


Yes, I have checked


Just to confirm it to you, when you log into your account, look for the Aidan owl icon on the bottom right-hand corner of any page on the site, on either your desktop or mobile device


What is I don't see this icon on any page of my account?


In that case, you are advised to check back in the near future as this service is rolled out to new users regularly


How do I find pages on the website quickly?


The quickest way is to type "Where is"


Can you tell me again, what devices will I be able to view the Aidan service on?


You can view Aidan on either your desktop or any mobile device that you have


Does the Aidan service record conversations with its users?


Yes, it records all conversations, which are used to improve quality assurance, keep an accurate log of your requests and identify new skills for the Aidan service to learn


How do I change my out-of-state driver's license?


You must exchange your - out - state driver license from another U.S. state or territory , federal district or Canadian province within 30 days of becoming a resident of New York


I need additional information


is studying in New York State. Do you need a New York State driver's license?


not


Do you want information from Drivers from other countries?


if i want a faster service?


make a reservation online before visiting offices in New York City , Westchester , Nassau , Suffolk , Rockland , Onondaga , Monroe or Albany Counties


Does the DMV have additional resources for drivers from other countries?


yes, To live in a house , a home , an apartment , a room or other similar place in NYS for 90 days is considered " presumptive evidence " that you are a resident of New York State .


I need to figure out how to mail my disability benefit documents.


Have you mailed us any documents?


No, what should I include when mailing you something?


Most importantly you must include your Social Security number so that we can match them with the correct application.


If my application for disability benefits is denied, can I file an appeal? what is the procedure?


If this is the case, you are able to appeal it.


Has your SSI application been denied?


Yes, it has.


To begin the appeal process, go online and file an SSI appeal.


Does it have to be done online?


No, you can also schedule an appointment at your local Social Security office.


How do I know if I'm eligible for SSI?


Adults with a disability can now file for SSI online, if you meet the requirements.


I would like to file a sexual harassment complaint is this the right place?


Are you a Veteran?


Yes.


Unfortunately, no relevant information is found.


What if I haven't reported the incident through proper channels.


Generally you can get help through the VA even if you haven't reported the incident and you don't necessarily need proof that it happened.


Do you have any suggestions about how I can get help if I'm homeless or on the verge of being homeless? What do I do if I'm a veteran in distress?


You can contact our qualified Veterans Crisis Line which is staffed with some Veterans and other qualified people 24/7 and is free.


Who do I contact at VA?


Find a VA medical center near you and ask to speak to the MST coordinator.   You can and should ask for a provider of a specific gender if it makes you feel more comfortable.


I would like to know the access too. How will I be able to use the VA's women's health care services?


First, you would need to apply for VA health care.


I'd like to learn more about military sexual trauma. Is it possible for me to avoid going to a clinic?


You can get free confidential counselling , alcohol and drug assessment , and other support at one of our 300 community Vet Centers.


Do you have more information that I can read about all this?


You can download our military sexual trauma brochure for Veterans in both English and Spanish.


Would you like the number for our Safe Helpline as well?


No thank you.


When I call the MST coordinator can I request a female provider?


You can and should ask for a provider of a specific gender if it makes you feel more comfortable


Hello, I would like to know about Social Security Credits


of course You must obtain at least 40 Social Security credits to qualify for Social Security benefits. You earn Social Security credits when you work and pay Social Security taxes.


and can you please indicate the number of credits needed for survivors benefits?


The number of credits needed for family members to be eligible for survivor benefits depends on their age when they die. The younger you are, the less credits needed.


Are you already receiving retirement or disability benefits at the time of your family member's death?


Si ya estoy recibiendo beneficios de jubilación


If you are already receiving retirement or disability benefits at the time of your death, we will pay your survivors based on that right. We will not have to determine your credits again.


If the person was born after 1928, how much credit does she need?


you need 40 credits to qualify for retirement.


can profit change?


The amount of earnings needed to obtain a credit may change each year. In 2020, you earn a Social Security or Medicare credit for every $ 1,410 in covered earnings each year. You must earn $ 5,640 to earn a maximum of four credits per year.


and what requirements do I need to meet to be eligible for disability benefits?


The number of credits needed to complete the recent work test depends on your age. The rules are as follows


How can I prepare for my road test?


First you need to obtain a learner permit and follow the restrictions on when and where you are allowed to drive.


I see. Anything else I need to do?


No, that should cover the preparations.


Okay, so I have one more question. Before I reach an intersecting street, do I need to completely stop the vehicle?


Yes, your vehicle needs to come to a full halt.


That's what I thought. So, I've been interested in a pre-licensing course. What does it contain and how can I find one?


The pre-licensing course is a classroom course approved by the DMW and will provide knowledge you will find useful as a driver. Many topics are covered by the course, for example driving within the highway transportation system.


I can help you find providers in your area.


Yes, please. Where can I take the course?


Also, what happens if I successfully complete it?


For completion of the course you'll receive a Pre-licensing Course Certificate MV-278.


If an offer of school aid informs me what financial aid can I receive at a university, which should I be sure of?


have you applied to various schools?


not


If I need to take out a larger amount of private loans in one school than in another, what should I present?


You should pay special attention to the terms and conditions of private loans so that you understand what your obligations would be. Read about federal loans versus private loans.


I understand but how can I calculate the net price?


You must follow a few simple steps to calculate your net price, or net cost, for each school.


ok and one of the steps is the cost of attendance but does it all include it?


If you do not include it, request this figure from the financial aid office. Make sure it includes the amounts you will pay directly to the school, such as tuition and fees, as well as other costs, such as living expenses, books and supplies, and transportation.


If I don't understand what's in your offer of help?


contact the school financial aid office


Good afternooon. I would like to know more about repayment plans for loans on certain federal programs, please.


No problem. The basic information about it, is that you have the standard repayment plan where payments are fixed and made for up to 10 years between 10 and 30 years for those loans which are in consolidation.


Do you know why's that?


Yeah, I know. I read somewhere that this action will allow me to pay the least amount of interest in my loan, is that right?


That's correct. You are very well informed.


Is the same for those Direct Consolidation or FEEL Consolidation loans?


Not quite. In those cases, the length of your repayment period will be determined depending on the amount of your total education loan indebtedness. That includes the amount of your consolidation loan and your other student loan debt.


Oh, i see. Kind of complicated, huh?. Oh, well. Say, whenever i get a loan, i can choose how i want to repay it, right?


Certainly, you can. You have options for doing the choosing when is time to repay your loan. That's when you make use of the plans.


SO, lets say i go for these plans under the standard repayment thing, What do i get there?


To be more specific there, your payments by the month would be in a fixed amount of at least $50 each month and made for up to 10 years for all loan types. However, Direct Consolidation and FEEL Consolidation loans are excepted.


Then, to check sure this. I'll save money for abiding this standard plan, I'm right?


You're in the right. As you pay a higher amount in he beginning of the plan, you'll save money later as amount of interest will be lower.


Hi. I would like to get some orientation on a complaint.


Is this complaint against you?


Yes, is against me.


Alright. If the complaint is against you, then a consumer services representative from the dmv will contact you so this complaint find a resolution.


But they will contact me about the specific problem I got, right?


That's right. They are advised to contact the dmv consumer and facilities services complaint unit.


Can I apply to DMV if I don't have proof of workers' compensation insurance?


Don't do it! it is a required document for registration so i suggest you to get it first before applying.


In addition to the listed items on the website, what will the AFI do? I'm kind of lost in that section.


the AFI will be examine your location for these characteristics:A mailbox at the business address dedicated to your business only .


What is necessary to become a licensed inspection station? Where can i find information regarding this


You can find that information in the DMV Commissioner s Motor Vehicle Inspection Regulations pdf. There all your questions should be answered. In case you don't understand something, you can always write again here.


Hello, I have questions regarding the Benefits Planner for my retirement.


Would you like to know about benefits for your family?


No, thank you.


Would you like to hear more about maximum family benefits then?


Yes, that would be great.


Very well. Does one of your children qualify for benefits?


No, my children don't qualify for benefits. Sorry.


I'm more interested in benefits for my partner. Can you tell me about that?


Of course. Even if they have never worked under Social Security, your spouse may be able to get benefits if they are at least 62 years of age and you are receiving or eligible for retirement or disability benefits. our spouse can also qualify for Medicare at age 65.


I see. What about other family members? What if any of my family members apply for benefits with me?


Well, in that case we will ask you for their Social Security numbers and their birth certificates.


Goof afternoon. I'm needing some inside information about retirement planning


Is the information you need related to the online calculator?


Indeed, it is.


Very well. That calculator allows you to estimate your social security benefit.


Are you looking for an accurate estimate?


No, not specifically.


Do you know if i won't have any problems with my birthday day, because i was born on January 1st?


Not necessarily. The system will just proceed to figure out your benefit as if your birthday was in the previous year.


Uh-hu, i see. Say what about if i qualify as a survivor, that could affect something?


It could, yes. In that case, your full retirement age for survivor benefits may change.


Ok, ok. Going back to the calculator, i which proportion should i enter my earnings on that tool?


You should enter all your past earnings. Yo can get that from your account.


I'm applying for retirement benefits and need to know what information I'll need.


I can help you with this. The first thing you will need is your social security number.


Have you began applying for your benefits already?


Yes. I'm in the process of completing it right now.


Okay. If you haven't already done so, be sure to gather the documents listed on our Checklist for Online Medicare, Retirement, and Spouses Application.


What if I include information about my family members when I apply?


We will use the information from your application to let you know if they are also eligible for benefits.


I have difficulty seeing. Is it okay to have my daughter help me fill out my application?


Absolutely, but only you can legally sign the application.


My husband already receives benefits. Can I apply to receive benefits on his record?


Yes. You may be able to receive retirement benefits on his record.


Is it still okay for my daughter to help me if I apply online?


Yes. You can have someone assist you in filling out the application, regardless of which method you use.


I have questions about VA life insurance.


I'd be happy to assist you with any questions that you have. Do you know how much life insurance that you will need?


No, I don't. I need help figuring this out.


Unfortunately, no relevant information is found.


Can I connect with the Veterans Benefits Administration through social media?


Yes, you can connect with the Veterans Benefits Administration through many social media channels including Facebook, Instagram, and LinkedIn.


Do you have any experience with this form of insurance? Does S-DVI last for up to two years or longer?


beyond 2 years after you leave the military


Are they responding to questions on social media right away?  I was thinking about enrolling for SGLI. How can I get in touch with them?


You can use their SGLI Online Enrollment System to ask any questions that you may have.


How would I use the online tool for SGLI enrollment?


Gladly. To use this tool, you'll need to have either a free Premium My HealtheVet account or a free Premium DS Logon account used for eBenefits and milConnect.


Can you please provide me the contact number for the Service members Group Life Insurance ?


Yes, for questions about SGLI, you can call 1-800-419-1473.


What if I get a rejection letter for Traumatic Injury Protection Life Insurance?


In the event that you receive a denial letter for TSGLI, you can file an appeal VA Form SGLV 8600A, by the date given in your letter.


I suffer from hearing loss, is there a TTY number available?


Yes, you can call TTY: 711 for help.


I just got contacted by someone offering me to get my federal student loan out of default and his asking for some fees.


If it's not the Default Resolution Group then you should walk away.


Was it a company that contacted you asking for fees?


It wasn't.


Do you need to know more about this?


Not right now.


But I want to know about wage garnishing.


For that matter, you should contact your loan holder.


Ok, but do you have any tips on how to avoid the garnishment of 15% of my disposable pay?


You can negotiate repayment terms acceptable to ED or the private collection agent and ensure that ED receives the first payment no later than 30 days from the day the garnishment notice was sent.


cool. Can you tell me more about what should I do if I'm contacted by anyone that's not the Default Resolution Group about fees for getting my student loan out of default?


Sure. You can read our blog post "Don't Be Fooled: You Never Have to Pay for Student Loan Help". You can find very useful information in that post.


I need some guidance on how to provide the verification you need of me.


Of course. You might see a note on your SAR saying you ve been selected for verification, or your school might contact you to inform you that you've been selected. Verification is the process your school uses to confirm that the data reported on your FAFSA form is accurate.


Have you been selected for verification?


Yes, I have been selected.


In that case your school will request additional documentation that supports the information you reported.


Yes, I've noticed that. So what should I be aware of when it comes to my financial aid?


Be sure to keep in touch with your school's financial aid office so that you understand the whole process of receiving your aid.


I see. And what should I do after I learned all about the form of aid I planned to take?


Then you should decide what aid you really need, and then respond to the school's aid offer within the deadline set by the school.


I have to send them those documents they requested, right?


Yes. All you need to do is provide the documentation your school asks for and be sure to do so by the school's deadline, or you won't be able to get financial aid.


What will the status of my application be then?


The status of your application will be one of those listed on our website.


Hello I need information about The "Consumer Bill of Rights"


Under the Repair Shops Act, you have the following rights when it comes to a repair shop


Do you want to request an estimate in writing?


do not


Unfortunately, no relevant information is found.


I would like more information but I don't know whether to go to the store


Don't be afraid to ask questions. Store management should take the time to explain repairs and required prices, discuss problems, and tell you about employee training and experience.


SAFETY TRAINING AND INFORMATION is a somewhat related subject. To run an ATV, how old do you have to be?


A parent or guardian may not knowingly permit or authorize his or her child under age 16 to operate a ATV.


What are rules for operating an ATV?


You may not operate an ATV other than while seated on the permanent, regular seat and only carry passengers if the ATV is designed to carry a passenger.


What documentation do I need to have when operating an ATV?


You should carry your ATV safety training course certificate when operating any ATV.


Is there a law about who can operate an ATV?


Yes, no one inn possession of an ATV can allow any one under the age of 16 to operate an ATV.


What do I do if I have an accident and damage property but the owner is not around?


You must provide the name and address of the ATV owner as well as the plate number as well as proof of insurance to the police as soon as possible.


Yes I lost my card, what do I need to do?


You need to establish your citizenship with Social Security if you haven't already.


Have you done so?


It should be in your records already.


I don't have any official U.S. documents, they were lost in a fire recently.


If that is the case, other documents may be deemed acceptable such as an officlal employee card.


I have such a card but it has expired, is that okay?


All documents submitted to us must be current and not expired so you must procure a new one.


Oh I have my passport can I use it for proof of who I am?


One document may be used both to prove your citizenship and identity.


I was issued a card by my state, is that acceptable?


It might be acceptable if it is current not expired and it shows your name , date of birth or age and preferably a recent photograph.


How do I know when I should apply for Medicare?


Medicare typically starts when you turn 65 years old.


Have you reached 65 but decided to delay your benefits?


Yes, I have decided to delay receiving my benefits, is there someone I should contact about this?


Yes, you would need to contact Social Security at least 3 months before you turn 65 to check about applying for Medicare.


What happens if I need Medicare but I didn't sign up?


If you didn't sign up on time, you benefits may be delayed and there may be a higher cost associated with it.


Do I still need to look into getting Medicare even I have health insurance through my employer?


Yes, you should still check to see if you should sign up with Medicare because once you turn 65, some health insurance plans automatically change.


Does this apply if you have health insurance as part of a severance package?


Yes, even if you receive health insurance through severage, you should still look into Medicare.


Can I file for only one benefit?


No, you will be filing for all retirement or spousal benefits.


what can you tell me about VA education benefits for survivors and dependents?


Find out if you re eligible for VA education benefits for dependents and survivors also called Chapter 35 benefits


what if I'm a dependent spouse or child or the surviving spouse or child of a Veteran?


you may qualify for Chapter 35 benefits or job training through a GI Bill program


I'd like to ask you another question about veterans or service members. Is it necessary for me to also display my wife's information?


You will be required to show that person's Social Security number or VA file numbers and also Basic service history information.


Besides doing this online can I mail in the information?


Yes you must download VA Form 22 - 1995 for Veterans and service members PDF and VA Form 22 - 5495 for dependents PDF.


What if I stopped going to school but have returned recently?


Yes you must inform GI Bill of this information.


What's the procedure for asking for changes to my benefits?


Are you a Veteran or service member?


Yes I'm a veteran.


You need to submit a Request for Change of Program or Place of Training VA Form 22 - 1995. It is available online and can be subsequently mailed in.


How can your benefits change from year to year in the yellow ribbon program?


We do not always require a new Yellow Belt Program agreement each year


Does your school have an approved agreement with us and continue to participate in the program?


No my school does not have an approved agreement


Unfortunately, no relevant information is found.


What requirements do you request?


Did you make acceptable progress toward completing your program according to your school?


if I have made acceptable progress in completing your program


Have you been enrolled in the school relentlessly following school policy?


If I have kept enrolled in school relentlessly


Do you have any money left in your GI Bill Post-9/11 benefits?


I have no money left in my GI Bill Post-9/11 benefits


According to your answers, I indicate that you are not eligible for the program


I'd like to know on what does the Location-Based Housing Allowance (Section 107) cover?


[98] Previously ,s [99] GI Bill beneficiaries were paid Monthly Housing Allowance MHA based on the main or branch campus of the school they were enrolled .


I can make use of the toll free number, i'm i right?


You're right. You can make use of that in any moment.


Hello,. The other day i heard that you are using some virtual assistant. I would like to use it, could you guide me where to access for that?


Certainly, i can direct you. However, is just to inform you that Aidan, our virtual assistant, in right now on a beta phase and so, is only available for some selected users logged into their accounts.


Do you wanna know if you're one of those selected few?


Yeah, i would be delighted to check that out. How can i be sure?


Well, first you must be logged in. Then, in your dashboard, you must look for an owl icon in the bottom right-hand corner. That will be Aidan's app. That would be visible on your desktop or mobile version.


So, all i have to do is to check if that owl-like icon is there, isn't?


That's all you have to do and anything else.


All right, i'll have to log in then and see if that little owl is there. Umm, Aidan looks like any chat service, so my written exchanges with it, will be kept by the app?


Absolutely. In order to constantly improve Aidan performance, their quality assurance and maintain an accurate log of your request to us, Is necessary to keep a record of your conversations with Aidan.


Well, that's very direct. I guess i will have to watch it over. See, you said that should be looking for an owl icon but, what if that little buddy isn't there?


If you don't see Aidan's owl-like icon, then don't be sad. Just check again in the near future and see if you have been selected by our expanding beta.


O.k, i really hope i'm one of the few. Now, something i should have had to ask something simple, What is Aidan's purpose?


The primary goal of Aidan is to answer questions about the federal student aid, using advanced technology and natural language processing.


I need help with a board hearing for my appeal


Would you like to know how to request a Board hearing?


no


Would you like to know when your hearing will be scheduled?


no. other help


what do I do if I need to cancel a hearing that I requested?


You or your representative need to send a written request at least 2 weeks before your hearing.  Include your name, the VA file number for your appeal, and the reason you are withdrawing the appeal.


can you tell me more about being able to do my appeal through recorded video?


You can request a video conference hearing if you want to provide testimony to a judge about your appeal. The hearing is transcribed and added to your appeal file.


what is going on with the new process and the old process of doing things?


If you are appealing a VA decision you received on or after February 19, 2019 you will follow the new process


how to get a CDL


Follow these steps to get your first time New York State commercial driver license CDL


how can i have a Class D New York State driver's license


Get the New York State Commercial Driver 's Manual  CDL-10 online or from a DMV office or call center. Study the sections of the manual that apply to the type of CDL you need. The sections of the manual that you need to study are explained in the manual .


What do I do if they reject my application?


You must apply for a CDL at a DMV Office


what should i bring to the DMV office


If you have a Standard and want to change to a REAL ID or Enhanced


it's not my case?


how are the new federal DMV regulations


Per new federal regulations,  the DMV will check for any open suspensions or revocations you may have in any state .


How can I have a New York State Class E driver's license?


Study the sections of the manual that apply to the type of CDL you need .


I would like to know what to expect after obtaining a disability rating?


you got a decision notice from us that confirms your disability rating the rating that measures the severity of your disability


ok what else should i know


how do i get dependent benefits


If you re 30 % or more disabled due to a disability caused by service in the military , you can get financial support and benefits for your qualified dependents . Learn more about adding dependents to your disability benefits


how are the educational benefits


You can get VA support for college or job training under special programs . Or , talk with a VA education counselor to find out what benefits you may be able to get . Learn about education benefits


and If I don't receive a payment after 15 days


please call the Veterans help line at 800 - 827 - 1000 , Monday through Friday , 8:00 a.m. to 9:00 p.m


OK thank you very much


For education benefits : You can get VA support for college or job training under special programs .


Are there steps I need to take to get members of my family on my benefits?


Yes, because even if you don't qualify, some of your family members may still be eligible for benefits on your record.


Are you interested in learning more about this?


Yes I am, where would I go for more information?


Unfortunately, no relevant information is found.


Is there someone I can contact if I don't live in the U.S.?


Yes, you can contact your nearest U.S. Social Security Office or a U.S. Embassy or Consulate.


Do you know what the early retirement age is? When will I be able to retire?


You can retire at any time between age 62 and full retirement age


what is normal retirement age?


Full retirement age is the age at which a person may first become entitled to full or unreduced retirement benefits . No matter what your full retirement age also called " normal retirement age


what are the pros again?


There are advantages and disadvantages to taking your benefit before your full retirement age


II need assistance with using Aidan.


I can help you with that. Aidan is a virtual assistant that is capable of answering common questions about federal student aid.


Do you know what tasks that Aidan can assist you with?


No. I don't.


How does Aidan work?


Aidan uses advanced technology, AI, and natural language processing to answer common Federal Student Aid questions.


Is it possible for another person to use Aidan if they use my phone?


No. As long as you protect your log in credentials and log out each time you are done using Aidan.


Is Aidan capable of learning new things over time?


Yes. Although Aidan is in the early stages of development beta mode, it is still capable of learning and acquiring new skills.


How secure is my information when using Aidan?


Your information is very secure. FSA handles and stores all data from your chats with Aidan.


I have a VA claim exam coming up and I really don't know what to expect.


I can help you with that. First thing to know is that you don't need to bring anything with you!


Do you have any non-VA medical records from a recent surgery or illness that they should know about before the exam?


No, I don't have anything like that.


But I would like to know more about the exam process as well. Can you help me?


I can help you. Do you have any specific questions about the process that I can assist you with?


Is there anything about it I can download to read about in my own time?


Sure! We have a quick guide to the exam process, what to expect during and after your exam, and how to make the claim process easier and less stressful.


Those sound great! I would also like to know if you have information about what to do if the claim doesn't go in my favor and I have to appeal.


I can definitely give you more information on that. Did you have any specific questions?


Well first I want to know what happens after the exam so I know what to expect and what to do.


The first thing that will happen after the claim exam is that the doctor will write up a report and a VA claims processor will add it to your claim file.


I'm a veteran in need of some information about my primary care provider.


Of course. At VA, we take a team approach to health care with you at the center. Research shows this kind of approach leads to better quality care, more satisfied patients, and fewer hospital visits.


Would you like to know who will provide care for you at VA?


Yes, that'd be great.


Have you signed up for VA health care and chosen your main VA location?


No, not yet.


Who will be responsible for my care then?


We'll assign you to a health care team called a Patient Aligned Care Team or PACT. Your team will be made up of you, those who support you like your family members and caregivers, and your health care providers.


Will they contact me to talk about my care?


Yes, together you'll coordinate your care. Team members will meet often to talk with you and each other about your progress and goals. And they'll coordinate any care you may need from specialists outside the team.


I get that, but who will be part of that team?


Your team will include a primary care provider your main doctor, nurse practitioner, or physician's assistant and a clinical pharmacist, a pharmacist who works with you and your primary care provider to make sure you're taking the medicines that are right for you and your overall health, for example.


What if I'm enrolled in health care for veterans?


Then we can find out how you may be able to receive care from a provider in your local community through community care.


How your benefits may change from year to year


We require a new Yellow Ribbon Program agreement each year .


what are the main requirements


they must continue to offer the Yellow Ribbon benefits to you the next year as long as you meet all of the requirements listed below .


yes tell me how to be eligible for this program


Make acceptable progress toward completing your program according to your school


yes, something else?


Stay enrolled in the school without a break following the school s policy


no i had a break following the school policy


they must continue to give you funding as long as you meet all of the requirements


Good to know. Do you know anything outside of this current show? Is there already another program?


Yes, there is, You have then the Montgomery GI Bill Selected Reserve MGIB for member of the Army, Navy, Air Force, etc.


Thse benefits can be transferred to other person?


That is correct. If yu have some of these benefits unused, it could pass to your spouse or dependents.


If I can t get VA dental care benefits, can I get help buying dental insurance?


You may be able to buy dental insurance at a reduced cost through the VA Dental Insurance Program VADIP if you meet at least one of the requirements


What are the requirements?


Are you signed up for VA health careApply now?


yes


then you are be able to buy dental insurance at a reduced cost through the VA Dental Insurance Program VADIP


But what if I enroll in your VA health care? Can I use more than one of your services?


Yes. In that case you may be able to use more than one service at the same time.


Provided I sign up, what services can you offer me?


You can get help managing your disability or health condition while living at home, for example. The services you qualify for will depend on your needs and whether a service is available in your area.


And how can I pay for those services?


You may be able to pay through Medicaid, Medicare, or your own private insurance.


Hello, do I need to know if I can apply for benefits at the nearest local office?


I recommend you do most of your business with Social Security online, it is easier.


You can also use various online services to achieve this end.


Perfect, you can provide me more that information.


Where you can find more information.


Be aware that you will receive a letter in the mail knowing our response.


Sure, always If you included information about other family members when you applied.


You can tell me more about this topic.


Stay tuned, we will inform you if they can receive benefits from your application.


What if you can't check your status online?


I recommend you call us at 1 - 800 - 772 - 1213 TTY 1 - 800 - 325 - 0778.


I am a member of the VA service and would like information about my benefits.


Are you an active member of the National Guard?


No, I am a member of the Federal Reserve.


Are you a traditional or technical member?


Unfortunately, no relevant information is found.


What are my benefits?


You may be able to get disability compensation.


OK fine. Now to disability compensation, where can I get more information about mental health services?


] Get answers to other questions you may have about our services . Being diagnosed with a mental health condition or seeking mental health care doesn t automatically put work - related credentials , such as security


Is it possible to prescribe it over a period of time?


Yes, it applies at any time.


Good to know. Do you know about vocational rehabilitation and job benefits? How is the process by mail?


Fill out an Educational / Vocational Counseling Application VA Form 28 - 8832. Download VA Form 28 - 8832 PDF


tell me about tax benefits for school purposes


Tax benefits can be used to get back some of the money you spend on tuition or loan interest or to maximize your college savings.


how much can I claim on the lifetime learning credit?


It allows you to claim up to $2,000 per student per year for tuition and fees, as well as for books, supplies, and equipment that were required for the course and had to be purchased from the school.


is that for the lifetime learning credit?


Yes


what can you tell me about savings through the Coverdell savings?


The Coverdell Education Savings Account  allows up to $2,000 a year to be put aside for a student’s education expenses.


what other tax credits do you have?


Two tax credits help offset the costs of college by reducing the amount of your income tax; The American Opportunity Credit  and The Lifetime Learning Credit.


Do you file a tax return?


I don't file


If you don’t file, you’ll miss out on tax credits that would put money in your pocket.


Tell me about the FAFSA application renewal.


The first thing you need to know is that you have to renew your FAFSA application every year.


Can you guide me through it?


Sure, Have you already logged in to renew your application?


Not yet.


Can I do it through the myStudentAid app?


Yes, you can. Once you log in as a student on the app the FAFSA renewal form should display automatically if you are eligible for renewal.


I just did it and it looks like the form is already filled.


What you see in the form is the prefilled information from your previous academic year. You need to update any needed information and add your new income and tax information.


Great. And, I'm just curious but what does FAFSA mean?


It means Free Application for Federal Student Aid.


Yes. I hope you can. I want to know more about the life insurance for veterans.


Well, which kind of questions do you have?


I was wondering how do I know how much  insurance do I need?


Unfortunately, no relevant information is found.


An which others benefits there are related to burials?


There are burial benefits and memorial items, which helps you on planning a burial, order a headstone or any other memorial item you may need.


What can you tell me of how do I get an insurance?


The insurance you'll receive or you can apply depends on which do you qualify.


On this site is possible to find information about how to manage the benefits?


Yes, we provide information about how to get the life insurance and also how to manage it.


Got it. Another question about VA Insurance options and eligibility, if I am disabled due to injury or illness caused or made worse by my active duty?


And if you re disabled because of an injury or illness caused or made worse by your active service , you may be able to get coverage through S - DVI to continue your life insurance beyond 2 years after you leave the military


Okay. Now, for VA Life Insurance, can you give me more information about the management of the benefits and planning?


Beneficiaries can get counseling and online preparation in a VA life insurance plan.


And how do you know how much insurance do I need?


We use a life insurance needs calculator to decide how much life insurance you need.


I need help understanding how the Income-Sensitive Repayment plan works.


I can help you with that. Those who qualify for the Income-Sensitive Repayment Plan should know that their payments can increase or decrease depending on your annual income.


Would you like to lower your payments on your FFEL Program loan?


Yes. I need this.


This repayment plan may be the right choice for you.


I have a problem if I don't pay on time they increased my interest rate. What is the grace period for federal student loans?


For federal student loans the grace period is after you graduate, leave school, or drop below half-time, you would have a six month grace period and sometimes 9 months for Perkins Loans.


I'd like to ask you another question about Get More Info About This Plan. ED does not own my FFEL Program loan. What should I do if I need more information?


Since your loan is not owned by ED, you will need to contact your lender.


What would I get if I attempted to get federal student loans under the standard repayment plan?


To be more specific there, your payments by the month would be in a fixed amount of at least $50 each month and made for up to 10 years for all loan types. However, Direct Consolidation and FEEL Consolidation loans are excepted.


I'd like to ask regarding About The Plan.  What is the best way to get in touch with my lender?


You can find this information on your My Federal Student Aid account.


What FFEL Program Loans are eligible for this plan?


There are several loans that are eligible for the income-sensitive reapayment plan.


How long would I make monthly payments?


You would make monthly payments under this plan for no more than 10 years.


hi i need some help if i can't get VA dental care benefits, can i get help buying dental insurance?


Yes You may be able to purchase dental insurance at a reduced cost through the VA Dental Insurance Program VADIP


And what requirements do I have to meet to buy it?


are you signed up for VA medical care?


yes


since you are in compliance You may be able to purchase dental insurance at a reduced cost through the VA Dental Insurance Program VADIP


How does dental care help?


dental care Relieves pain, and helps you get a job,


pk thanks for the info. and another question is what class is it?


You are in: Class III


What factors influence you can get VA dental care?


It depends on a number of factors, such as your military service history and your current health and life situation. Based on these factors, VA places you in a benefit class and gets the specific benefits assigned to that class.


Through which program can I buy dental insurance at low cost?


You may be able to purchase dental insurance at a reduced cost through the VA Dental Insurance Program VADIP


How can I qualify for a dental care course?


You may qualify for: A one-time dental care course that a VA dental care provider


tell me about Agent Orange exposure in Vietnam or Korea


Did you serve in Vietnam , including aboard a vessel on the inland waterways or within the 12-mile territorial seas?


no


Did you serve in or near the Korean Demilitarized Zone DMZ during the Vietnam Era?


what if I served in either of these locations?


[5] you may have had contact with Agent Orange , an herbicide the U.S. military used to clear plants and trees during the war .s   [6] We refer to this as having a presumption of contact .s   [7] Find out if you can get disability compensation and other benefits for illnesses we believe are caused by Agent Orange


how can I find out if I can get disability compensation?


We'll help you find out if you can get disability compensation and other benefits for illnesses we believe are caused by Agent Orange


what to do when I file my claim?


you 'll need to submit :s     [36] that shows you have an Agent Orange related illnesss [37] A medical record


Can I get disability benefits from VA?


You have an illness we believe is caused by Agent Orange called a presumptive disease?


yes


You are able to get disability benefits


Hello there. I would like to know about possible housing grants for veterans, please?


Hi, no problem. We offer housing grants for veterans and service members with certain service-connected disabilities so they can buy or change a home to meet their needs and live more independently.


Can i get some benefit if i'm FY 2019?


Sure. You may be able to get up to 3 grants for a total of up to $17,130 trough the SHA grant program.


What kind of service-connected disabilities can help me qualify for a SAH benefit?


Well, in that regard, you would have the following: The loss or loss of use of more than one limb; or the loss or loss of use of a lower leg along the residuals lasting effects of an organic natural disease or injury.


Another concern about VA Home Loan Benefits comes up for me. What else should I be aware of?


Find VA-Acquired Properties Learn more about buying a home we've purchased because your VA-backed or direct mortgage loan was canceled.


What certificate should I request?


Eligibility Certificate


And what center VA should I go to?


Find a VA Regional Loan Center Find contact information for your nearest regional loan center.


hi i need help about welcome kit VA


Whether you're just leaving service or you've been a civilian for years, the VA Welcome Kit can help guide you to the benefits and services you've earned. Depending on where you are in life


ok and how do I download our VA benefits and services guides?


For veterans?


do not


For family members?


Yes


Get started with PDF caregiver benefits Apply for PDF survivor benefits


what things should I know about VA.gov?


Disability File a disability compensation claim for conditions related to your military service and manage your benefits over time.


What do I do when I download your VA welcome kit?


Feel free to share this guide with friends or family who also need help with your benefits. You can print copies for yourself and for others:   Your VA welcome kit in black and white PDF   Your welcome kit VA in color PDF


I would like to get further information on my eligibility for a discharge of my federal student loan, based on false certification, could you help me in this regard?


You can learn more about false certification discharges and the eligibility surrounding them on this website, please go to the relevant section


And do you know what the eligibility requirements are to qualify for a loan discharge due to false certification?


In total, there are three categories of false certification. You may be eligible for discharge of your Direct Loan or FFEL Program Loan through one of these categories


Is it possible that my parent PLUS loan could be discharged due to false certification?


Have you evidence that the school in question falsely certified your son/daughter's ability to benefit from its training?


No, I don't have evidence at this point


Is it the case that the student in question had a disqualifying status at the time that the school certified your eligibility to receive the parent PLUS loan?


Yes, this is the case actually


If I have a strong suspicion that a loan was made in my name as a result of identity theft, who do I contact?


In this instance, you will need to contact your loan servicer who will investigate this for you


Hi, I'd like to contact you and help spread the word about the availability of federal student aid for college.


Of course Share our information with potential college students, their parents, counselors, or other mentors.


Do potential college students, parents, counselors, or other mentors frequently visit your website?


yes


You can help us share information about federal student aid with your audience.


and what should i do?


click on an image you will see an option to "save" or "download" the "image" or "image". "save" or "download" the "image" or "image"


And what are StudentAid.gov Banners?


These StudentAid.gov banners, available in English and Spanish, can be used to link directly to StudentAid.gov, where students can learn about college planning and payment.


Do you have banner ads?


no


you're right


I need help for a depressed vet


Do you know a Veteran who is considering suicide?


no, not that I know of but they are depressed and need help


Do you have help for someone who is back home and not doing well?


Yes we do, if you are a family member or friend of a Veteran who is having trouble adjusting to life at home, we can help. Our national Coaching Into Care program, our licensed psychologists and social workers will talk with you by phone, free of charge, to help you find your way around the VA system and figure out the best way to help the Veteran you care about


can you tell me how to talk to a kid about suicide?


Yes, we can give you tips for talking to children of different ages about suicide. We have info to talk to preschoolers, school-age children, and others


can you give me the signs that someone who is depressed might be thinking of doing something to hurt themselves?


Many Veterans don’t show any signs of an urge to harm themselves before doing so, but some may show signs of depression, anxiety, low self-esteem, or hopelessness.  They might also seem sad, depressed, or agitated most of the time.


and acting differently is a sign that something might be up?


Yes, they may change the way the act . They might start to do poorly in work or school and they might act violently or take risks


is there any place that I can go online to read more on this?


You can get more information on our websites, we have info on suicide prevention and the support we offer.  You can also go to the Make the Connection website to get resources and watch stories of Veterans who have overcome depression


Where do I go if I am looking for more information on the Direct PLUS loan Request relating to the William D. Ford Federal Direct Loan Program?


It's a request for more information in connection with an application that has been made for a Direct PLUS Loan through the William D. Ford Federal Direct Loan Program. Schools may differ in the way that they provide further information to their applicants in relation to these loans


Are you applying for a borrowing as a parent?


Yes, I am indeed


In this case, the Direct PLUS Loan Request allows some further concessions which I can go through with you if you would like?


What is the next step after I request supplemental information about the Direct PLUS Loan through the William D. Ford Federal Direct Loan Program?


Any information that you give us will be sent to the relevant school. The school will then use this information to determine your eligibility for a Direct PLUS Loan and will process your application for same


Where can I find out more about Direct PLUS Loan Applications for Graduate/Professional Students through the William D. Ford Federal Direct Loan Program?


Firstly, you must be logged into the system under your own personal log in credentials


Are there any special features associated with the Direct PLUS Loan Request?


Yes, there are. This request allows you, the applicant, to authorize your school to use your loan funds to satisfy other educationally related charges, apart from tuition and fees and room and board. You are not required to provide this authorization


Is there any information available to parents regarding the Direct PLUS Loan Request through the William D. Ford Federal Direct Loan Program?


Parents can log in to the website under their own log in credentials to access specific information relative to their own situation


What documents do I need to obtain a foreign born U.S. citizen Social Security card?


The documents you need will depend upon your citizenship.


Are you an established U.S. citizen?


No, I am not.


In this case, you will need proof of U.S. citizenship.


What do I need to prove my identity to Social Security?


You will need a U.S. driver's license or a state issued id card.


I just got married and have changed my last name. How do I change it on my new Social Security card?


You will need a document that shows proof of a legal name change such as a marriage document.


What do I do if I don't have a driver's license or an id card?


You can use other documents such as an employee id card. However, they must not be expired and must show your name and date of birth or age. We also prefer that it contains a recent photograph of yourself.


Will my new Social Security card have the same number as my previous card?


Yes. Your number will remain the same, but the card will reflect your new name.


Can I get federal student aid to help pay for international schools also?


Yes, whether you want to study internationally for one semester or get your degree outside the US you may be still eligible for federal student aid.


Would I need to worry about having an VISA?


Yes, you may need a VISA and also medical insurance.


Is it smart to start to do research on schools abroad early?


Yes, you should start early when you want to study abroad because you got more to do.


How can I research international schools and their requirements?


First off it is wise not to panic and you are on your own; but if you are very organized and determined you will be just fine.


I want to study abroad for a year is federal student aid available?


Yes, it could be available for studying abroad if you meet the aid eligibility.


Do you know about the FAFSA form?


No, I don't think I have ever filled out the FAFSA form.


I need information on how to obtain a VA direct home loan.


Your first step will be to apply for your COE. After you've done that, your next steps will depend on the type of loan you are applying for and your lender.


Are you looking to obtain a VA home loan?


Yes, I am.


For the majority of loans, your lender will probably be a mortgage company or a private bank.


What if you are Native American?


In this case, we will be your lender.


Can I apply for my COE online?


That will depend on your lender. Some lenders will allow you to use our Web LGY system to obtain your COE.


What is the significance of obtaining the COE?


The COE tells your lender that you have qualified for the VA home loan benefit.


What kind of information will I need to apply for a COE?


This will depend on your current status in the military. If you are a current or former activated National Guard or Reserve member, you'll need a copy of your discharge or separation papers DD214.


I'm not in the National Guard, so what other information will I need?


This will depend on whether you are a Veteran or on Active duty.


How can I get my VA medical records online?


Our online tools can help you view , organize , and share your VA medical records and personal health information .s   [3] Find out if you re eligible and how to sign in to start using these tools


do you know about VA Blue Button?


yes


Am I eligible to use all the features of VA Blue Button?


Are you enrolled in VA health care?


no


You are not eligible to use VA Blue Button


What is VA Blue Button, and how can it help me manage my health care?


VA Blue Button is a feature of the health management portal within My HealtheVet .s   [8] It lets you view , print , save , download , and share information from your VA medical record and personal health record


what if I print or download anything from the website?


you ll need to take responsibility for protecting that information .s   [48] Get tips for protecting your personal health information


hi i need help about VA benefits for service members


Are you serving on active duty in the United States Uniformed Services, including the National Guard and Active Reserve with Federal Pay?


Yes


then you may be eligible for VA benefits both during service and after separation or retirement.


Another thing to know  contact the hotline. What other resources and assistance are available outside of VA?


Start an online chats    Or call 800 - 273 - 8255


I wanna know more about the VA benefits. What is the Home Aid and Assistance program or subsidy, exactly?


It is an aid or housebound allowance. Check to see whether you're eligible for increased aid added to your monthly Veterans Pension payments.


Are you aware of the concept of a tax-free payment? Can I get a tax break as a veteran, through your program?


Thee is a monthly tax-free payment to veterans who got sick or injured during their service.


Can I also ask what would need to be done to connect with other resources for veterans and those departing from active duty service?


Visit the Department of Defense website DoD Military OneSource  Visit our mental health site for service members in transition  Read about our commitment to supporting veterans in transition


and what should I do if there is a mental health problem?


Get care now     If you need help with a specific mental health problem or are having trouble sleeping, control your anger, or adjust to civilian life, you are not alone.


and what things can I find on this page?


On this page you can use during and after service VA Benefits  Time-sensitive VA benefits to consider when separating or withdrawing


Hi, I need to start making payments on my student loan but am unsure how to do this, could you please help.


That's great that you want to start repaying your loan. It is easy to make payments on your loan at any time. To get started contact your federal loan servicer and they will help you.


Do you know where to send your payments to?


No, I don't know.


Can I make a payment through Great Lakes or Nelnet?


Yes it is now possible for you to make payments to Great Lakes or Nelnet.


If I don't want to use Great Lakes or Nelnet is it possible to make a payment with another loan servicer?


Yes you can. You can also get a 0.25% interest rate deduction when you  participate in automatic debit.


Where can I find out more about payments to Great Lakes or Nelnet?


If you have an account with Great Lakes or Nelnet visit your account dashboard for more information.


Is there a way that I can make sure that I never miss a payment of my loan?


Yes the best way is to sign up for automatic debit through your federal loan servicer to have your payments automatically taken from your account.


Hi there. I would like to know when a repayment plan can start.


The repayment plans starts with a lower payment that increase every two years and this can goes for 10 to 30 years.


Do you have a low income that you think and it will be a problem for the repayment?


NO, not really, my income is not so low, but I need to have this in consideration.


Great, thank you. But what can you tell me about the payments that I need to do every month?


Well, if you have a consolidation loan the monthly payments start out low and get increased every two years.


I see, that sounds good. But this goes with the federal loans, right?


Yes, that's for the william d ford federal direct loan program.


And all the loans programs can be consolidated?


Yes, every program can be consolidated.


There are any subsidized loans?


Yes, there are, the kind of direct one.


Am I able to find out what happens after I apply for GI Bill benefits?


Yes, you can find out what happens after you apply.


Have we asked you for any documents?


Yes, you have asked for documents.


You will need to upload the documents through the GI Bill website.


Right, i guess is for the better that way. Getting all over the school choosing, is there any tool i can use? An app, website, guide?


In that regard, please make use of the GI Bill comparison tool. This application will be useful at the moment you want to pick up a school.Little reminder: Remember to contact the school's certifying official so he or she can assure you that the program you choose gets approved for VA benefits.


Do you have any knowledge of VA ? How do I apply by mail after I've completed the application?


As long as you have filled the application for GI Bill benefits out you can then mail it to the VA regional claims processing office that is in the same location as your school.


This is noted. Another thing about the Survivors and Dependents Educational Assistance. Is there anything I should know about the benefits as the Veteran's wife?


Yes, your benefits start on the date we conclude that you qualify or on the date of the Veteran's death, and last for 10 years.


Very good.  Now about some information about doing this by mail.  Would there be a list of regional claims processing offices that I could view?


Yes, you can see the list of regional claims processing offices.


Can you tell me what happens after I apply?


Actually yes, you cannot make changes but if you have questions about VA education benefits, please call 888-GI-Bill or 1-888-442-4551, Monday thru Friday, 8 a.m. to 7 p.m. ET


Is there anything I need to prepare before completing my application?


First of all, you will need to find out if you are eligible for VA education benefits, gather all your documents and info, and see what benefits you will get at the school you will attend.


I need to know about Veterans Group Life Insurance (VGLI)


With Veterans Group Life Insurance VGLI ,s [3] you may be able to keep your life insurance coverage after you leave the military for as long as you continue to pay the premiums .s   [4] Find out if you qualify for VGLI and how to manage your coverage .


Am I eligible for Veterans Group Life Insurance?


You:Had part - time Servicemembers Group Life Insurance SGLI as a member of the National Guard or Reserves?


no


You:Had SGLI while you were in the military and you re within 1 year and 120 days of being released from an active - duty period of 31 or more days?


Are within 1 year and 120 days of retiring or being released from the Ready Reserves or National Guard?


Are within 1 year and 120 days of assignment to the Individual Ready Reserves IRR of a branch of service?


Are within 1 year and 120 days of being put on the Temporary Disability Retirement List TDRL?


You are not able to get VGLI


You may be able to get VGLI if you meet at least one of the requirements


Good to know. Do you know VGLI? If you pay your mortgage, what will happen?


your VMLI coverage will end.


I need information on educational and career counseling.


I can assist you with how to apply for VA Chapter 36 benefits to get free Veteran Educational and Career Counseling services . You may be eligible if you re leaving active service soon , if you ve been discharged within the past year , or if you re the dependent of a Veteran .


What are the requirements to be eligible for educational and career counseling?


You can get these services if one of the following is true, first  YouWill be discharged from active duty within 6 months ,


What happens if I am eligible?


we'll invite you to an orientation session at your nearest VA regional benefit office .


What benefits can I get?


Counseling to help you decide which civilian or military jobs you wantsto help you find a training program or job


I need to be discharged within 6 months from active duty to get services?


Yes that is one criteria we look at.


Can I apply by mail?


Fill out an Educational / Vocational Counseling Application VA Form 28 - 8832 .Download VA Form 28 - 8832 PDF


Do you need to find out if you are eligible?


No that is ok


I"m looking to try and stop making payments on a loan if I could but only for a short time to get caught up


Okay, so you just need to suspend your student loan payments for a short period


Is this financial situation just short term?


probably not


Unfortunately, no relevant information is found.


is there a way to get lower payments?


It might be good for to you consider a different repayment plan such as an income-driven repayment plan. These plans base your monthly student loan payments on your income and family size. In some cases, your payment could be as low as $0 per month.


can we get help because of the coronavirus and job loss?


Yes, federal student loan borrowers are automatically being placed in an administrative forbearance, which allows you to temporarily stop making your monthly loan payments. This suspension of payments will last from March 13, 2020, through Sept. 30, 2020.


what if I go with deferment, any advice on that ?


If that is the way you go consider paying the interest that accrues during that period, so that you can avoid some of the consequences.


and this will allow me to miss a few payments if I do this?


Do you know if you are eligible for deferment or forbearance?


No, but I will find out because I really need a miracle


Hello there, can you tell me how I view my medical records online?


Of course. Our online tools can help you view, organize, and share your VA medical records and personal health information.


What can you tell me about VA Blue Button?


I mean, what can VA Blue Button do to help me with my data?.


VA Blue Button is a feature of the health management portal within My HealtheVet. It lets you view, print, save, download, and share information from your VA medical record and personal health record.


Ok. And what if I want to add information to my health record?


Simply click on Track Health in the blue navigation menu at the top of the page. You'll go to a new page where you can choose to record information like your vital signs, health history, goals, and food and exercise efforts.


Ah, haven't seen this before. Thank you. And what conditions do I need to fulfill to qualify for using all features of VA Blue Button?


Are you enrolled in VA health care?


Yes, I am.


Are you registered as a patient in a VA health facility?


Yes. I'm currently registered as a patient and treated in one.


In that case you can use all the features of this tool.


Hello, I wanted to know which dental care benefits I can use as a veteran.


Of course. First we need to find out your benefits class and the dental benefits you may qualify for.


Are you being paid at the 100 % disabling rate based on a temporary rating for a reason such as a long stay in the hospital or rehab care?


No, I'm not receiving any payments.


So can I apply for those benefits?


Yes, you can apply for benefits.


But what are the conditions I need to meet? There's no point in applying if my application gets rejected due to that.


Are you signed up for VA health care?


No.


Are you signed up for our Civilian Health and Medical Program also called CHAMPVA , a health insurance program for dependents of Veterans?


Yes, I've been in champva for a while now.


In that case, you may be able to buy dental insurance at a reduced cost through the VA Dental Insurance Program, VADIP, if you meet at least one of the requirements.


hi, what are the benefits of CHAMPVA


Are you the spouse or surviving spouse or a child of a disabled veteran or a deceased veteran?


do not


you don't qualify for TRICARE?


yes


You can get health insurance through the Department of Veterans Affairs CHAMPVA Health and Civil Medicine. Through this program, we cover the cost of some of your health care services and supplies.


What are the requirements  so I can receive assistance from the Program of Comprehensive Assistance for Family Caregivers?


Has the Veteran had a serious injury including traumatic brain injury, psychological trauma, or other mental disorder that was caused or made worse by their active-duty service on or after September 11, 2001?


No. No, that is not the case.


Then I'm afraid you are not eligible for this program.


That's a bummer. Well, can't you make this program available for people like us?


We're working to give more family caregivers access to this program so we can support them as they care for Veterans of all eras. We're in the process of putting in place the technology we need to support this expanded access.


Hello, I'd like to learn more about VA benefits for service members. What can you tell me?


Are you serving on active duty in the United States uniformed services, including active National Guard and Reserve with federal pay?


No, I'm not serving at the moment.


Are you a  traditional or technical member of the National Guard and Reserve?


Yes, I am.


In that case you may also be eligible for some VA benefits. We can help you find out which benefits you may qualify for and when to apply. You 'll also learn about these benefits in your required Transition Assistance Program TAP briefing.


At the very least, I have a lot of options. Look, if I retire, I'd like to research during that period. Do I have to apply within a certain time frame?


That's correct. TO apply for Chapter 36, Educational and career counseling, you'll need to apply between 6 months before and 1 year after separation. As you are a active-duty service member, it easily applies to you.


Talking about being active-duty. Do you have any insurance-related options?


Of course. We have some life insurance options that you can explore for you and your family. You can even manage those online.


That's wonderful. Because i'm still on service, could you tell what kind of benefits can i get, please?


Well, not only while you're in active duty but after you retire as well. For example, you can access the GI Bill and other education benefits to help you pay school or training.


Ok, that's good. And those benefits can be transferred to my spouse?


Well, you should be able to do that, but you'll have to find that out.


Hi I have a federal student loan and am wondering if I could repay it under an income-driven repayment plan?


You might be able to repayment it under an income-driven repayment plan but it depends on what type of loan you have.


Do you have a FFEL Program Loan or a Federal Perkins Loan?


I have a FFEL loan.


You might be able to get a Direct Consolidation Loan and then you could repay under the REPAYE plan.


How do I go about applying for an Income-Driven Repayment Plan?


To apply for an Income-Driven Repayment Plan you will have to complete the paper application and provide a paper copy of your most recently filed federal income tax return or IRS tax return transcript.


What would my payment be under the REPAYE and ICR Plans?


Your payment is always based on your income and family size, regardless of any changes in your income.


Is there somewhere where I can learn more about income-driven repayment plans?


You can browse our Income-Driven Plans question and answers page for more information.


Thank you. Where can I find these pages?


On our website.


my student loan payments are due


It’s simple to pay toward your student loan at any time. You can get started by working with your federal loan servicer.


Did you need information about where to send your payments?


no, I'm ready to pay


can you help with Great Lakes loans?


yes, or you can log in to your Great Lakes account to pay on your servicer's website


how do I find a Great Lakes loans contact info?


I can link you to a page to help you Find Your Loan Servicer's Contact Info


if you don't take my payment does that mean they won't take it either?


If we aren’t able to accept your payment due to your account status you can pay on your servicer’s website


is there an automatic payments option?


You can sign up for automatic debit through your federal loan servicer to have your payments automatically taken from your bank account.


How will I know if I don't qualify for burial benefits?


We will send you a denial decision letter telling you the reason for our denial and also send you a form called Your Rights to Seek Further Review of Our Decision VA Form 20-0998.


Do you know how much time you have to appeal a decision or a request for another review?


Yes, I have know how much time I have.


Then you know it depends on which option you use to request a review or to appeal and each option has a different time requirement.


Is there some number I can call to as for information?


Sure, it is 877-222-8387 and you can call Monday through Friday from 8 a.m. to 8 p.m., eastern time.


Is it possible for my family member or authorized representative to apply for my burial in a VA national cemetery at the time of need?


Yes, it just depends on laws and personal circumstances that change and then we will make a decision of whether you qualify for burial at time of need.


What way can I update my information?


You can actually update your information at any time by calling our toll-free hotline at 877-222-8387, Monday throught Friday, 8 a.m. to 8 p.m.


Is there a set time it takes the VA to make a decision?


The amount of time it takes to review your application depends on how much information is provided in the application and number of applicants we will be reviewing at the time.


Good evening, i'm searching for information about getting funds to study abroad. Could you lend me a hand oh this?


Absolutely, this is the right place. If you're planning to study abroad or just passing one semester, be aware you can receive federal aid.


Alright, then. And what kind of help can i get?


You can get funds form the William D. Ford Federal Direct Loan Program. You would need to check out if your desired school has participation on that program.


That help could be affected or vary depending on what I study or what?


No. Mostly, would be affected by your status as undergraduate or graduate student. In that regard, behavior is very like in the U.S.


O.k, I think i get it. Well, lets say i made my mind and go for an international school. What can you do for me?


Well, we can lend you a hand finding out which international schools get a part in federal student aid programs and then, guide you through the corresponding process of getting that federal aid.


That sounds very good, thanks. Say, if i'm able to get that aid, what amount are we talking about?


That would depend on the type of aid, but for both Direct Subsidized or Unsubsidized Loans, The amount you could receive goes from $5,500 to $20,500 range.


In fact, Are you aware that amount could be affected by many factors?


Well, no, i didn't knew that.


I need to know a few things about my direct plus loan application.


Do you have a Direct PLUS Loan Application for Graduate/Professional StudentsWilliam D. Ford Federal Direct Loan ProgramFederal Direct PLUS Loan Request for Supplemental Information?


No, I don't.


Do you have a Direct PLUS Loan Application for ParentsWilliam D. Ford Federal Direct Loan ProgramFederal Direct PLUS Loan Request for Supplemental Information?


Yes, I actually do.


In that case, parents must be logged in using their own.


Do you have questions regarding your loan eligibility, the next steps in the processing of your loan, when the loan will be disbursed paid out, or no longer wish to receive the loan?


Yes, I have many questions.


Then you should contact your school's financial aid office.


What does the direct plus loan request let me do as a parent borrower?


You can request an additional deferment for 6 months after the student ceases to be enrolled at least half time, for example.


Makes sense. What happens to my information once I submitted my application?


The information that you provide will be sent to the school that you select. The school you select will use the information collected to determine your eligibility for a Direct PLUS Loan and process your application.


I want to know about corrected cards for U.S. born adults.


Have you legally changed your name?


I haven't


Are you currently working?


Yes, I am.


In case you change your name, you should inform your employer.


What if I need to change my name on my Social Security card?


You have to prove your legal name change. You'll need to provide any document that proves that you legally changed your name


What documents are accepted as proof of identity?


Acceptable documents have to be current and show your name, identifying information, date of birth and a recent photograph.


Please, give me some examples of acceptable documents.


you could show your US driver's license or state-issued non-driver identification card or your U.S. passport.


Will VA cover the cost of eyeglasses?


We'll cover the cost of your eyeglasses if you meet at least one of the requirements


what are the requirements?


You:Have a compensable service - connected disability a disability linked to your military service for which you re receiving VA disability payments?


no


Are a former prisoner of war POW?


Were awarded a Purple Heart?


Receive benefits under Title 38 United States Code U.S.C?


Receive an increased pension based on your being permanently housebound and in need of regular aid and attendance?


yes


We'll cover the cost of your eyeglasses then


Hello, I would like information on what measures are being taken for the prevention of suicide of veterans.


Are you a veteran in a mental health crisis and are you thinking about hurting yourself, or do you know a veteran who is considering this act now?


no it's not my case


Where can a veteran who is in that situation go?


Call 800 - 273 - 8255, then select 1. e Start a confidential Veterans chat you can do it any time of the day or night


Where can a Veteran turn to for continued assistance?


You can find ongoing support through VA to help you get your life back:Our specially trained suicide prevention coordinators available at every VA medical center across the country can help you get the advice and services you need.   Our Veterinary Centers can help you and your family readjust to life at home after you have returned from serving in a combat zone. Our Veterans Benefits Administration offices can help you access benefits for monthly disability compensation payments, job training, home loans, and more.


Our Veterinary Centers can help you and your family readjust to life at home after you have returned from serving in a combat zone.


I want to help a veteran adjust to life at home, but I don't know how. Can I get support?


If you are a family member or friend of a veteran who is having trouble adjusting to home life, we can help. Through our national Coaching Into Care program, our licensed psychologists and social workers will speak to you on the phone, free of charge, to help you navigate the VA system and discover the best way to help the veteran that matters to you.


Does va help to avoid mortgage foreclosure


are you behind on mortgae payments?


not yet but i most likely will


Unfortunately, no relevant information is found.


can I get Va counseling


If you re a Veteran or the surviving spouse of a Veteran  we ll provide financial counseling even if your loan isn t a VA direct or VA - backed loan


yes okay


ok great


I really appreciate your help, I also forgot to mention that I am a member of the National Guard discharged, based on this information, what documents should I prepare to be able to submit my application?


Sure. You'll have to present your Report of Separation and Record of Service or NGB Form 22 for each period of National Guard service. Along that, you'll have to present your Retirement Points Statement or NGB Form 23 plus a proof of the character of service.


How can I avoid a mortgage foreclosure?


[3] your mortgage servicer the company that handles collecting the money for your lender can take your house to


Another question for you regarding VA home loan programs, what do i have to bring to my lender?


you will need a COE Eligibility Certificate to prove to your lender that you qualify for this benefit


Hi. I want to know what I need to do to get some services.


For that you need to log in your eBenefits account.


What happens if I am eligible?


In that case you'll need to get in contact with a vocational rehabilitation counselor.


And how do I apply for it?


You can do it right now, by online services.


It also apply any family member which be a veteran or a service member without benefits  yet.


Alright, thanks. I don't have any other family member in that condition.


But talking about family, what can you tell me about benefits for dependents?


For dependents there are some benefits and services too.


I'd like to learn more about the qualifications for Educational and Career Counseling.


You can get these services if one of the following is true. You: Will be discharged from active duty within 6 months , or Separated from active duty not more than one year ago, or Qualify as a Veteran or service member for educational assistance under a VA educational program, or Are currently receiving VA education benefits. How do we determine if we qualify for Educational and Career Counseling?


we might want to link your information on our site


That would be great, you can share our information with potential college students, their parents, counselors, or other mentors.


Is your website frequently visited by potential college students, their parents, counselors, or other mentors?


yes we get a lot of them


You can help us share information about federal student aid with your audiences


When you right-click on an image banner you will see an option to "save" or "download" the "image" or "picture."


can we link to the department of education?


The Department of Education's link cannot appear on a web page with the primary purposes of marketing or ordering a product or service or on a web page urging readers to contact Congress or state legislators about pending legislation.


what type of text links do you have?


We have four text options. An example would be: For information about federal student aid from the U.S. Department of Education’s office of Federal Student Aid, visit StudentAid.gov.


any other info on links and such?


StudentAid.gov and fafsa.gov are registered domain names of the United States government. The inclusion of the enclosed banners on websites maintained by other public and private organizations is not intended to endorse any views expressed, or products or services offered, on those outside sites.


What criteria have to be met to become eligible for a discharge of a federal student loan based on false certification?


We have a section on our website that covers off all the information you will need in this regard


Is it possible that any part of my parent PLUS loan could be discharged due to false certification?


To the best of your knowledge, do you know if the school falsely certified the student's ability to benefit from its training?


No, I don't have that information or evidence as of yet


Did the student in question have a disqualifying status at the time your school certified your eligibility to receive the parent PLUS loan?


No, not to my knowledge, but it is something I could check out


Do you have any evidence of the school having signed your name on a promissory note or other loan documentation without your authorization?


Yes, I do have evidence of this


What requirements  need to be met for me to become eligible to qualify for a discharge of my loan based on false certification?


To become eligible for a loan discharge based on false certification, there are three categories through which you might be eligible


What can you tell me about CHAMPVA benefits?


Are you the spouse or surviving spouse of or a child of a Veteran with disabilities or a Veteran who has died?


No. I'm none of that.


Do you NOT qualify for TRICARE?


No, I do qualify for TRICARE. At least I should.


Unfortunately, no relevant information is found.


So what requirements do I need to meet to get health care through CHAMPVA?


Are you the spouse or child of a Veteran who's been rated permanently and totally disabled for a service-connected disability by a VA regional benefit office?


No.


Are you the surviving spouse or child of a Veteran who died from a VA-rated service-connected disability then?


Yes, my father died in the line of service.


You can only get health care through CHAMPVA if you don't qualify for TRICARE.


who authorizes suppliers?


we consider who is authorized.


If I am a participant in the Program of Comprehensive Assistance for Family Caregivers?


you may qualify for health care benefits and other caregiver support through the Program of Comprehensive Assistance for Family Caregivers


can you tell me some of the original documents needed to get a social security card?


first, you need to prove your citizenship.


Do you have your birth certificate?


I don't, I lost it.


Can I use my driver's license as proof of identity?


Yes, you can if it is a U.S. driver's license.


And what about expired IDs?


The documents used as proof of identity must be current, not expired.


In my case, I lived in the USA for a long time now but it's my first time asking for a social security number.


for your case, you'll need to prove that you have never been assigned a social security number. You can do this by providing records about the schools you attended, tax records or something similar.


about the original documents, please give me some examples of the documents needed.


One of the most important original documents required is the U.S. passport.


Ok, and what would be asked for those that lived in another country for a long time?


for them, a current or previous passport would be required, or their school or employment records from the country they lived in.


I need benefits for my children


Do you qualify for social security disabilty benefits?


yes


your children may also qualify for  benefits on your record . Your eligible child can be your biological child , adopted child , or stepchild


What about a grandchild?


A dependent grandchild may also qualify


My grandchild is still a full time student  age 18


benefits continue until the child graduates or until two months after the child becomes 19 years of age


What does it take for a grandchild to qualify?


the child must be unmarried


Do you have any publications I can read?


yes read  Benefits For Childrens and What You Need To Know When You Get Social Security Disability Benefits


Will benefits for children explain if they are disabled?


Hello I need information about the Claim Process


Has a complaint been filed against you?


do not


and your complaint is not resolved with the CSR?


Yes


If the complaint is not resolved with the CSR, the case will be sent to an AFI Automotive Facilities Inspector for a formal investigation.


Do you know what a surety bond is, and how do we know if the bond will be more or less than the stated amount?


The bond amount depends on the number of vehicles the dealer sold in the previous calendar year, or if the dealer is licensed as a franchised new dealer. We have a chart you can look at


something else I want to ask is if a temporary registration is about to expire can we still sell and get another temporary registration for now and get the title later?


If you can't get the title certificate you can not get another temporary registration, and according to the DMV Commissioner's Regulations, you cannot sell a vehicle if you do not have proof of ownership.


as is sale?


can we get a title and registration on a salvage we fixed?


Yeah, hi, i went  through pre-licensing course and got my certificate, but i wanted to know how much time is it valid before expiring?


Sure, no problem. Your certificate will be valid for one year period, starting on the date it was issued to you. In case you have a certificate of completion, that will be valid for a two years period.


Great, thanks. Another question, please. What do i need to know for doing the road test? Need to practice something specific?


Certainly. It's a road test, so you'll need to practice some basics moves, so they know you are ready, for example you must focus on steering and acceleration, basic stuff.


Oh, i see, thanks. Sorry, but again about the certificate, did you mention a different one from pre-licensing, and that being valid for a greater period?


That would be Student Completion Certificate, and that will be valid for a two years period, unlike your Pre-licensing that only is valid for one year.


Ok then i heard well. Going back for the road test stuff, you told me about things i need to focus, but i was wondering how much i need to go with supervised driving before going for the real thing?


I'm under 18, by the way.


Very well, that's important. Well, as you are under 18, the minimum hour requirement would be 50 hours of supervised practice driving.


Wow, that much, huh?. Well, thanks. Oh, please, could you tell if i would need to have a pre-licensing certificate in case i need to change my license class sometime?


That would be a no. If you are in possesion of an valid NY State driver license, you don't need to own a pre-licensing course certificate in order to change form one class to another. Just go with your valid NY State license and apply to amend it to another class.


Hey, hello, how is it going?. Em, its kinda shame but i heard about these services which support those people who pass through sexual traumas. How can anyone enjoy that?


Are you a veteran who experienced MST?


No, not myself. I'm just asking.


Unfortunately, no relevant information is found.


I guess it is, but, Are these services privacy protected? i mean, are they anonymous?