No, for now I am not like most people and want to go back to work.


Unfortunately, no relevant information is found.


What happens if i do not want to live on disability benefits?


Then you would rather go back to work rather than live on disability benefits?


Yes, I would like to know more about Social Security work incentives?


You can read Working While Disabled and How We Can Help.


What happens if my health improves to the point where I no longer disabled or I can go back to work?


If your health improves and you are able to go back to work then we will review your case.


Hey, I need a hand with estimating my aid online.


Of course. Would you like to estimate your federal student aid , but aren't yet ready to apply for aid?


Not quite. I'm ready to apply.


Can I simply fill in the college grants that I hope to receive or do I need an accurate number?


Yes, you can fill in the amounts of state and college grants, and any scholarships, that you expect or hope to get.


What kind of questions do I need to fill out when I use FAFSA4caster?


You answer financial and other questions that are used to estimate your federal student aid eligibility. You may be able to answer most of the questions easily, but some of the questions may ask you to reference your personal records for instance, your federal tax information or your bank statements.


Do you have any information regarding FAFSA4caster?


Yes, we do have information provided by FAFSA4caster.


What happens when I select "calculate"?


Once you select "calculate", FAFSA4caster summarizes the cost, the total aid entered, and the difference the net cost of attending college. our estimated Expected Family Contribution (EFC) also appears.


I'm a veteran and I need information about obtaining a REAL ID license.


Have you yet applied for a REAL ID?


No, I haven't yet.


Will I have to pay to have the Veteran indicator added to my license?


No, you are not required to pay a fee. If, by chance, you are charged a document fee, you are entitled to a refund.


Can I change my license to a REAL ID and add my veteran status online?


No, this has to be done at a DMV office.


If I'm charged the fee for putting my veteran status on my license, how do I get the refund?


If you are charged a fee, you will receive a letter and a refund check from NY state.


Where will the veteran indicator be placed on my license?


The Veteran indicator will be placed on the upper left hand corner of your license.


Hello there. I came here with some questions for you, regarding the voter registration application.


Are you wondering if you are eligible to register to vote in New York State?


Yes, I am.


To register to vote in New York State you must be a U.S. Citizen.


Do I also need to be 18 or older?


Yes, you also must be at least 18 years old by the end of this year.


I thought so. What if I didn't get a response on my voter registration application? I've been waiting for almost two months now.


Then you should contact them at the phone number or address provided on the New York State Board of Elections website.


How do I know what my voter registration status is right now?


The NYS Board of Elections provides a website for New York State residents to check their voter registration status.


OK. And do I need to keep my voter registration information up to date?


You do not need to update your voter registration information if your political party preference has changed, or if your name has changed since you last voted.


What if I haven't received any response after waiting for 2 full months?


Hello there. I'm here to learn how to change my address. Can you help me?


Of course. Do you want to update the address on your license, permit, or ID, vehicle registration and title?


No, at least not yet. I just wanted to know how to do it.


Do you want to know how to do it online through MyDMV?


Yes, that'd be very helpful.


To change the address on your license, permit, non-driver ID and/or registration, you will need the ID number and document number from your New York State driver license and learner permit.


What if I don't have my documents anymore and I'm waiting for a replacement?


In that case you will need to wait for it to arrive before you can create a MyDMV account. You can still change your address, though.


That's a bummer, guess I'll wait then. By the way, do you have more details on changing my information on your page?


Yes. There are instructions to change your name or other non-address information.


Great. Can you suggest a topic?


Address change.


Thanks for this wonderful suggestion. Answer me one final question, please. Do I need to have the same address on all of my applications?


The DMV sends documents and important notices to customers by mail. We recommend that you use the same address on all of your applications, documents, and transactions. You must report your address change to both the DMV and the USPS.


I was wondering how I can check my hearing status. I have a disability and am hard of hearing.


Whether you applied online, by phone, or in an office you can check the status of your disability and SSI hearing using your personal my Social Security account. A my Social Security account is an easy, convenient, and secure way to do business with us.


Do you NOT have an account yet?


Yes, I don't have an account yet.


In that case you can create one today.


Will do, after I sorted one more question. If I was to file an appeal for a review of a decision, can I do so by phone?


Yes, you can file an appeal by calling our toll-free number, 1-800-772-1213, or TTY 1-800-325-0778 or contacting your local Social Security office.


That's good, I would like a re-evaluation of my hearing, I think it is a lot worse than my doctor determined. Is it possible to request a hearing for a medical determination online?


Of course, you may request a hearing online.


Good to know. Back to my appeal, can I request one?


Yes, you may request an appeal. Generally you have 60 days after you receive the notice of our decision to ask for any type of appeal.


Splendid. And I can file a civil suit if I disagree, right?


Correct, you can file a civil suit in a federal district court. This is the last level of the appeals process.


Hi, I want to chat about VA pension benefits.


Ok, let me tell you a bit about them. VA pension benefits are available to some wartime Veterans and their survivors.


Do you want to discuss eligibility?


Yes, I want to know if I am eligible.


Great! We can chat about pension benefits, how to manage them, and getting more information and resources.


All that will be useful, we can talk about eligibility for benefits too?


Yes we can.


Ok, but before we do, how do I get updates on Veterans Benefits?


The easiest way is to get them through email.


Email is ok. I have some hearing loss, can I call and use TTY?


Of course. Call using TTY or 711.


Can we talk about eligibility?


Yes.


How do I get VA pension benefits?


We can discuss if you qualify.


Can I use insurance documents from other states?


We can't accept any out-of-state vehicle insurance coverage of any kind.


My vehicle was registered in New York. what insurance should I use?


All vehicles registered in New York must have New York State auto liability insurance coverage.


Another question about DMV clearance: If I am told that you have an unsatisfied judgment suspension on your record, what should I do?


you must contact the attorney or court that issued the judgment. The information on the suspension order will advise you of the name of the court and the court index number for the judgment. The DMV can not clear the suspension without proof from the court


I need more information


Once you receive the original documentation from the court or attorney


If i do not know which court to contact


you can call the NY State DMV Insurance Services Bureau. See Contact us


See Contact us


If i were notified that there is an unsatisfied judgment suspension on your record


you must contact the attorney or court that issued the judgment . The information on the suspension order will advise you of the name of the court and the court index number for the judgment . The DMV can not clear the suspension without proof from the court


can you tell me what is an ignition interlock device?


it connects to a motor vehicle and ensures the driver is not too intoxicated


sometimes the interlock device is ordered by a court, has yours been?


it hasnt been ordered by a court i dont think


how long has it been installed?


im not sure, is there any way i can remove the restriction from my license?


you need to apply for a seperate document


will they help me with the removal?


you need to ensure that you are no longer in need of this restriction


is there any specific information about this?


yes please read - See additional information about Leandra 's Law at the NY State Governor 's Traffic Safety Committee Alcohol , Drugs and Impaired Driving [ 1 ] page


what are the penalties for convictions?


A court that sentences a person for a conviction on or after August 15 , 2010 must impose a conditional discharge or probation ,


What documents will I need to get a corrected card for my son?


The documents you will need will depend on whether your son is a U.S. born citizen or a foreign born citizen.


He is a U.S. citizen, but what documents do I need to verify this with Social Security?


ITo verify your son's citizeship, we will need to see a U.S. birth certificate or an U.S. passport.


Will this prove his identity?


Yes, this will prove your son's identity.


Understood, and regarding the monthly Medicare premiums, if I am single and I file an individual tax return, what happens to my monthly premiums for 2020?


Then the chart on our website applies to you.


If I give you current tax information, can you update your records?


Yes, we'll update our records.


What happens if you determine that I'm a higher-income beneficiary?


In that case you'll pay a larger percentage of the total cost of Part B based on the income you normally report to the Internal Revenue Service IRS. You'll pay monthly Part B premiums equal to 35, 50, 65, 80, or 85 percent of the total cost, depending on what you report to the IRS.


how do i apply?


See #3 below in the list


Did you apply for SSi?


yes


When you apply for either program ,  we will collect medical andother information from you and make a decision about whetheror not you meet Social Security 's definition of disability


what if the application was denied?


If your application has recently been denied , [32] the Internet Appeal is a starting point to request a review of our decision about your eligibility for disability benefits .


how can I get more information?


please see  Disability Determination Process


what if t wasdenied?


If your application is denied for  Medical reasons  you can complete and submit the required Appeal Request and Appeal Disability Report online


what are The Social Security and Supplemental Security Income disabilityprograms


The Social Security and Supplemental Security Income disabilityprograms are the largest of several Federal programs that provideassistance to people with disabilities .


Will you collect more info from me?


we will collect medical andother information from you and make a decision about whetheror not you meet Social Security 's definition of disability


Yes maybe you can help me with the forms for benefit planning?


Are you interested in planning for the future?


Yes I would like to prepare in the eventuality that I die.


If you have earned enough Social Security credits through your work, Social Security can help your family financially.


Would my partner benefit from this?


Yes if they have not remarried in the interim and if they take care of your child who is under age 16 or disabled and receives benefits on your record.


Sure. Now I need to ask about Social Security requirements for eligibility, could I get benefits if I was a surviving spouse?


Yes, but you can not receive benefits as a surviving spouse while you are married.


And what if, for example, I applied for disability benefits as a survivor: is there any way to speed up the process? I'm asking for a friend.


Yes, there is. You can speed up the disability application process if you complete an Adult Disability Report and have it available at the time of your appointment. We use the same definition of disability for widows and widowers as we do for workers.


Thank you for explaining. Back to my initial question. What if I was a surviving widow, who is already receiving retirement benefits?


You can only apply for benefits as a widow or widower if the retirement benefit you receive is less than the benefits you would receive as a survivor.


Hi there, I need to Apply For Social Security Disability Benefits. When I can do it?


You should apply as soon as you become disabled.


Do you want to apply for it?


No, right now.


Unfortunately, no relevant information is found.


Can I apply for Social Security?


Yes, The Social Security disability waiting period begins with the first full month after the date we decide your disability began.


Regarding benefits for people with disabilities, what can I do if the application was recently rejected?


If your application has recently been denied , [32] the Internet Appeal is a starting point to request a review of our decision about your eligibility for disability benefits


what is the  The Social Security and Supplemental Security Income disabilityprogram


The Social Security and Supplemental Security Income disabilityprograms are the largest of several Federal programs that provideassistance to people with disabilities


where do I find out more infomation?


Refer to #44


Can you appeal online?


If your application has recently been denied  the Internet Appeal is a starting point to request a review of our decision about your eligibility for disability benefits


How do I get a ticket of a TVB ticket?


Are you able to get online?


Yes I can.


Was your TVB ticket lost or destroyed?


Yes it was lost.


You can print a substitute online.  The ticket you are replacing must have the words Traffic Violations Bureau at the bottom.


I really promise you it won't happen again. What effect do points have on my driving record?


You can see that using a referenced document or at a local branch.


But what if I got a revoked status?


You can check to see if point reduction will remove said revoked status, or you can go to a local branch.


Can I get them reduced?


Yes, via a point reduction class or taking the road test over again.


Will it hit my record before the 10 weeks it says it will?


Perhaps. It all depends on the reporting agency.


What happens after I apply for education benefits?


You can find out what happens after you apply through our website.


Did we ask for any documents?


yes, I have documents you need.


You will have to upload them through the GI Bill website.


What will happen after I apply?


You won't be able to make changes, but you can find help for any questions.


Will i be able to call about any questions after my application?


Call 888-GI-BILL or 1-888-442-4551 Monday through Friday, 8 a.m. to 7 p.m., eastern time.


Is there a different application for Vocational Rehabilitation and Employment or Chapter 31.


Yes, you will need to use a different application in that case.


What happens if documents were asked for?


You would need to go to the GI Bill website and upload them.


What do I do if I want to apply in person?


You can go to your school's certifying official at the Registrar or Financial Aid office at the school.


can you tell me more about extenuating circumstances on a tax lien


You will need to have established satisfactory repayment arrangements and six months of voluntary, consecutive, on-time, full monthly payments should have been made.


Have you reviewed the information and no longer wish to document extenuating circumstances?


no, I will still do it to get my credit going in the right direction


what do you consider a collection account?


That is any account open or closed that has been placed in collection during the two years preceding the date of the credit report with a balance greater than zero


how can I make sure I get your e-mails?


Add StudentLoanSupport@ed.gov to your e-mail trusted senders list


and what do you guys consider a charged off account?


Any account open or closed that has been written off during the two years preceding the date of the credit report with a balance greater than zero.


what proof do we need to have for wage garnishment?


I have my insurance and wanted to notify you


Was your driver license suspended because of a lapse in automobile liability insurance coverage ?


no, but don't you need to know I have it


who are you checking with? Don't I have to tell you about my insurance first, what will you do after I send you proof of my insurance?


We will verify your coverage with your insurance company


what if I do it by phone?


Do you mean you want to provide proof by phone?


no, not send proof or anything but like give you my info that you can check on or maybe just go take the proof myself


Did you want to provide proof at a DMV office?


yeah, just go down and take my documents with me


You can't provide proof by phone or at a DMV office


I just passed my test and I want to know what is next.


You will receive an interim license that will allow you to drive and that you must to keep it with your photo learner permit. You will receive your photo driver license in the mail  in about 2 weeks.


What should I do after passing my road test if I am 16 years old and I have a Class DJ driver license?


You must obey the restrictions for junior drivers. For more information, I invite you to see the Graduated Driver License GDL Law and restrictions on drivers under age 18.


On a similar note, commercial drivers. What position does the Department of Motor Vehicles play?


The New York State DMV does not record out - of - state convictions of moving traffic violations of New York State non - commercial licensed drivers , except for traffic offenses committed in the provinces of Ontario and Quebec in Canada


if I'm under 21


Are you under 21?


yes


If you are under the age of 21 when you commit an alcohol or drug related driving violation that occurs out - of - state and you are convicted of the violation , your New York State driver license will be revoked for at least one year .


If I have a previous alcohol-related driving conviction


your license will be revoked for at least one year or until the age of 21 , whichever is longer .


I need to find out information about retirement benefits


Is this for Medicare only?


no


Are these for lifetime benefits that you can ask your health insurance company?


I need to know what benefits you pay base on my record


You can start your retirement benefit at any point from age 62 up until age 70


Imformation I have is based on applying for medicare only


will  benefit amountwill be higher the longer if I delay starting it?


(Full retirement age is 66 for people born between 1943 and 1954


Where can I find out about enrollment period?


please read the information about generaland SEP in our booklet or talk to your personnel office before you decide


If full retirement age how much can I earn if I continue to work?


we will deduct the excess earnings from your benefits


Is there a special enrollment perion for medicare part B?


If your group health plan coverage or the employment it isbased on ends during your initial enrollment period for Medicare Part B you do not qualifyfor a SEP


Hello there, I came here to learn more about my health care coverage.


Of course. The Affordable Care Act (ACA) also known as the health care law was created to expand access to coverage, control health care costs, and improve health care quality and care coordination.


What requirements do I need to meet to qualify for it?


You must have been enrolled in one of several programs to qualify.


I guess you are talking about those that are also listed on your page. I understand. But something I've been wondering about is: do I still have to pay a penalty, even if I don't have a health insurance?


You don't have to pay a penalty if you don't have health insurance in 2019 or any year after that.


Did you NOT have coverage or an exemption in 2018?


No, I did have coverage in 2018.


Does the affordable care act affect my health benefits as a veteran?


No, the health care law doesn't change your VA health benefits or your out-of-pocket costs.


But if I was enrolled in your health care program, for example, I wouldn't have to pay a fee, right?


Correct. If you were covered under the VA health care program in 2018, you won't have to pay the fee when you file your 2018 taxes.


Good day, I am looking for information about your mental health services.


Of course. Here you can get all answers to questions you may have about our services.


Do you NOT qualify for VA health care?


Yes, I don't qualify for it. At least not now, seeing how things currently are.


In that case you may still be able to get certain health care services, like care for needs linked to military sexual trauma.


Oh, really? How can I find out if I can get these services then?


To find out if you qualify, simply call your nearest VA medical center.


Will do. But right now I would prefer to talk to a psychologist. Is that possible?


Yes, you can contact our Coaching into Care program to speak directly with a licensed psychologist or social worker, free of charge. They can provide information about mental health and VA services, as well as tips for how to begin the conversation about treatment with a loved one.


I'd really appreciate that. I had a hard time thinking about how to explain this to my wife. There's another little problem though, I'm hard of hearing. Do you have a number I could call in that case?


Of course. Simply call TTY: 1-800-877-8339.


You know, I've been thinking about hurting myself and other stupid things. Do you have a hotline for that too, just for any emergency? I'm trying to keep myself sane right now.


Yes, you can start an online chat or call 800-273-8255.


I want to know more about the refunds-


I can give you some examples of how the refunds are determined.


yes please, tell me how are the refunds determined.


for example, you paid 137.50$ to register your vehicle for two years. In the amount of money you paid is included 62.50$ for the two years registration, that is 31.25$ per year, there's also included 50$ for the tittle certification and the final 25$ is for the vehicle registration.


So, what do I need to do to get a refund.


After surrendering your plates, the receipt FS-6T indicates if you are eligible for a refund. If you are eligible and you do not request a transfer receipt, we'll process your refund immediately and you'll receive it in your mail after several weeks.


How can I know again if I'm eligible for a refund?


Check your Receipt FS-6T, there you can find out if you are eligible for a refund.


so, what amount would be the refund in the example case?


in the example, from the 137.50$ paid and if you surrender your vehicle plates during the first year of the registration, you'll qualify for a 30.25$ refund.


Do you know how to get an income verification letter or benefit verification letter from Social Security ?


Do you have an online social security account?


yes


Sign in to your mySocial Security account to get your copy


Is there a place to go or view, I still  have questions?


call our toll - free number at 1 - 800 - 772 - 1213 or visit your Social Security office .


How do I create an online account?>


Creating a free my Social Security account takes less than 10 minutes , lets you download or print your benefit verification letter , and gives you access to many other online services


What is a Social Security Benefit Verification Letter?


The benefit verification letter , sometimes called a benefits letter , or a Social Security award letter , serves as proof of your retirement , disability , Supplemental Security Income SSI , or Medicare benefits


what if I already have an account?


Sign In to your account below and go to Replacement Documents on the right side of the screen


Hi, can you tell me something about the private service bureau licenses?


Sure. A PSB is a type of license that is required for any person, firm, association or corporation that gets engaged in the business of assisting for hire in securing licenses in order to drive motor vehicles, registration or titles of motor vehicles.


Do you want to apply for a PSB?


No, i don't want to, i was being curious.


Unfortunately, no relevant information is found.


Just in case, what should i expect if i apply for PSB?


You should expect for your application to be reviewed in Albany's DMV. After that, it will be sent to your local DMV office and you'll be scheduled for an inspection.


Do you know if an inspector has been scheduled to visit your local DMV office?


No, i don't know.


Um, other this is, in case i have more questions about this o anything else, where i have to go or call?


A call is the fastest way to reach your DMV office. Please make use of the following number for all your inquiries: 1-518-473-6586.


Can you please explain the MyDMV website to me? I just signed in and I have some questions about it.


Of course. Have you been redirected to the 'Welcome to MyDMV' page ?


No, I haven't.


But my wife had this issue before. Is there a solution for it?


Yes, you can use this link to clear out your sign in information from our system. This will stop you from being redirected to the Welcome to MyDMV page.


Alright. What if I never created such an account before?


Then you can use the sign up link on our website to create one.


What can I do if I forget my password?


You can use the tool to have your username (your username might be your email address) emailed to you. You will need to enter your name and email address.


That's good to know. What if I already created a MyDMV account?


Then you can go to the "Forgot your Username?" tool to get a list of all of your NY.gov ID usernames.


What can I do After a Board decision


Do you disagree with the Board's decision?


If that is my case, what can I do?


you can appeal to the U.S. Court of Appeals for Veterans Claims. You can hire an attorney to represent you, or you can represent yourself


Can I request a hearing?


You have the option to request a hearing with a judge. A video conference hearing will take place at a VA location near you


What happens next?


Find out what happens after you request a decision review


If the VA schedules exams for me


be sure not to miss them


as I mark it on my calendar


You have 120 days from the date on your decision to file a Court Appeal


What if I need help?


A Veterans Service Organization or VA - accredited attorney or agent can help you request a decision review . Get help requesting a decision review


You can help me by telling me all you know about FAFSA completion.


Of course. Are you aware that the cost of college continues to increase?


No, but I haven't really kept myself up to date with that.


Are you aware that many factors are involved in the decision to attend college?


Yes, it's quite intimidating sometimes.


Then you should also know that a strong correlation exists between FAFSA completion and college enrollment.


Yes, I've read that there were surveys about that.


That's correct. Previously, high schools relied on self-reported surveys to estimate their FAFSA completion rate, and that data can be inaccurate.


What if I have some concerns regarding my high school because of the data?


We've recently updated our FAQ and Data Details pages reflecting recent changes and trending questions, including why we recently changed the definition of a senior, why some schools are not listed on the FAFSA, and common errors or misconceptions when analyzing the data.


And what is done against inaccurate data?


Federal Student Aid is providing high schools with current data about their FAFSA submissions and completions so that high schools can track their progress and help to ensure that their students complete a FAFSA.


I need a driver's license please help me.


Yes, certainly. Are you a New York State resident and over 16 years of age?


Yes I am and this is my first time around.


Are you over 18?


No I'm not.


My friend wants to renew her license, can you tell me how?


You can click on the number to see how to renew your license [ 11 ].


What class license will I get if I'm not 18?


Most people get a class D-Operator if 18 or older or a DJ-Junior Operator if under 18.


Are there restrictions for me if I'm 17?


Yes you are subject to the restrictions for junior drivers until you are 18 years old.


I have some questions about my Social Security payments.


Do you have questions about setting up direct deposit on your account?


No. That's not what I need help with.


Before I advise you further, do you have a hearing impairment?


Yes. I'm deaf.


I can assist you with any questions you may have.


Is there a TTY number I can call for more information?


Yes, you can call toll free at 1-800-325-0778 between the hours of 7am and 7pm, Monday thru Friday.


I still need to learn more. What is the procedure for changing your address? How about just logging in and doing that? Is that it?


Just like that. This is designed so you can do it without any problem.


I know you just said something about it, but specifically what can i do there?


You can change and update your information, besides giving you access to many other online services.


hello how I get a military skills test exemption


Do you have military experience driving commercial motor vehicles?


Yes


In that case you can request an exemption from the NYS CDL skills test when you apply for a CDL.


What requirements do I need to meet?


Currently you must have a valid New York State Driver's License or have a valid exit from the State Driver's License to be exchanged for a New York State Driver's License  meet all other requirements to qualify for a New York State commercial driver's license; See Get a Commercial Driver's License


What requirements do I need to meet to qualify for this exemption?


As I told you earlier, you must currently have a valid New York State driver's license or have a valid state driver's license exit to be exchanged for a New York State driver's license that   meet all other requirements to qualify for a New York State commercial driver's license; See Obtain a Commercial Driver's License


OK thanks. What is the main theme of this guide?


the main topic is Commercial Drivers


What should I present at the DMV office?


You will be asked for the following at a DMV office


Hello, I would like to have information about the licenses of people who are not New York residents


Do you want information about driving licenses from other states and foreigners?


You can drive in New York State with a valid driver's license from another state or country. You do not need to apply for a New York State driver's license unless you become a New York State resident.


I also need more for about New York. Thanks! What should I practice for my exam?


You should be practicing "everything": steering, acceleration, braking, speed, clutch... etc. But if you ask what are the most important things, I can tell you Steering, and Acceleration.Make sure to steer smoothly whether you are driving straight ahead, turning or backing up, and moderate and smoothly acceleration are key!


If I want to change my license from one class to another (in the near future), would I need a Pre-Licensing Course certificate?


No. You don't need a PLCC, as long as you have a valid NY state driver license you can apply to change your class.


One more question, you said before that accelerating smoothly and moderately was key, but what if I have to drive on a highway in my test? I can't go moderately, since all the vehicles will be honking since I'm going slow.


Don't worry about that! When you are taking the driving test, your headlights will be on so everyone know you are in a test, also the car we use is a special car and has a logo. So it's ok, just stick to a smoothly and moderately acceleration, and don't force the engine so it does not stall.


Can you help with the National Call to Service program?


Sure, did you perform a period of national service?


Yes, I did perform a period of national service.


you may qualify for the National Call to Service program , which allows you to choose an education benefit as an alternative to the Montgomery GI Bill MGIB .


What criteria must be met?


To qualify both requirements must be met.


What are the two requirements?


Did you complete your initial entry training and then continued to serve on active duty for 15 months in a military occupational specialty designated by the Secretary of Defense?


No I did not.


Unfortunately you will not qualify.


To make sure my selected program was approved, what should I do after verification of registration?


Ask your school or training officer to verify your enrollment with us.


Greetings and good evening. I'm searching for disability requirements, specifically for adults, can you help me on that?


You have come to the right place. We can help you out with that. As you may already know, you can file a Supplemental Security Income after meeting certain requirements, such as being between ages of 18 and 65.


Aha, O.K. Just a moment, before you continue. I know this is going way ahead but, if my request is denied, can I get an appeal?


Well, in fact, you can. You can learn more about it in the proper section of our guides.


Oh, right, now  we are talking. What needs to do a person of 65 or more to apply then?


Just something as simple as give us a call at 1-800-772-1213. There we can talk and arrange things up.


But, is a call the only way? Can't I set up an appointment?


yes, you can do that. Schedule an appointment with a Social Security office so you can file an application. All you have to do is Call us at 1-800-772-1213 and set everything up.


O.k, at least I have options then. So, you can tell me what are those requirements for adult with disability that i asked before?


Well, sure. I think i said to you that one of those requirement was having certain age so, Are you between ages of 18 and 65?


Yes, I'm between those ages.


Are you married?


No, never did that.


Then you can't apply for this.


hi


Are you aware of FFEL Program Loans? Can you tell me if unsubsidized Federal Student Loans also meets the eligibility for Income-Sensitive Repayment?


Yes, they are eligible for Income-Sensitive Repayment.


Is it okay if I ask another question? in relation to the William D. Ford Federal Direct Loan (Direct Loan) and Federal Family Education Loan (FFEL) programs.


ok, another thing, to obtain the Graduated Payment Plan, does this include subsidized loans from the Direct Loan Program?


Yes it is eligible.


is there anything else about loans?


I see, that very wide then. May I ask if other student loans can be included here?


Yes, you can. All you must do it to put those loans in the section for listing loans that you do not want to be consolidated, but want considered in the determination of your repayment period.


Hi, i was on vacation out of NY not long ago and got a ticket. What could be the consequences?


Did you received that ticket because a moving violation?


No, nothing like that.


It was alcohol or drug related, then?


No, neither that too.


It is related to a conviction fro criminal negligence, homicide or assault?


Sorrily, yes. Was related to negligence.


If that was the case, the NY DMV has records of all those out-of-state convictions for any NY driver for criminal negligence, which resulted in death.


Did you receive any results for those actions?


Yes, i have results for the inquiry for that action.


If you already received results, then most probably outcome is that your license will be revoked.


For how long it will be revoked?


At least a year.


That penalty applies for moving violations as well?


No, because the NY DMV does not record those out-of-state moving violations fro commercial drivers. It only applies fi the offense was made in the provinces of Ontario and Quebec in Canada.


I need to know the fees for my car, please.


You must use both the registration fee and the county use tax charts to determine your registration fee and the county use tax


How much is the Supplemental MCTD fee and who is responsible for regulating the "TC" plates?


The Supplemental MCTD fee is $50 for two years and $25 per year. The New York City Taxi and Limousine Commission regulates all "TC" vehicle plates


I live outside of New York and I'm exempt from the vehicle use tax in my county, How do I pay my fees?


You must complete the form UT-11C if you are living outside New Yor City.


I am from New York and I want to register my vehicle. Do I have to pay any taxes? If so, where should I go?


Yes, you must pay a vehicle use tax when they register a commercial vehicle, To pay your vehicle taxes, you must go to the nearest DMV office or your preferred one.


I'm a little lost, I don't know anything about paying my vehicle taxes or where to go.


Don't worry,  ask in your city or county where you reside.


Hello, I would like to know what I do if I am already receiving social security benefits


already receive Social Security or SSI benefits and have a bank account?


yes


Have you already changed your Social Security online direct deposit benefits?


no


Have you contacted your bank, credit union, or savings and loan association?


and the Direct Express debit card works for me if I don't have an account?


The Direct Express card is a debit card that you can use to access your benefits. And you don't need a bank account


If I don't have an account?


You must open an account before you can sign up for Direct Deposit. You should compare prices in your area to find an account that has the features you want at a price you can afford.


If you still do not receive Social Security or SSI benefits, what should I do?


tell the Social Security representative when you apply for the benefits you want to enroll in Direct Deposit.


I would like to ask about motorcycle and trailer plates.


What do you want to know?


Do i need to surrender my motorcycle plates if it is not insured?


No. It is not compulsory but if you ride the motorcyle, you need to insured it.


What if i lost it?or if it is stolen?


If that happens, then you need to surrender the registration and report the lost, stolen or destroyed plates. New registration and plates will be issued by the DMV.


When i go to the DMV Office to surrender my plates, what the first thing that i need to do?


You will need to first remove the plates and stickers.


I heard that liability insurance are not required by some trailers. So do i need to surrender the plates if the trailer is not insured?


Yes however, if the trailer does not have a valid registration, you need to surrender the plates regardless of whether the trailer required or not to have a liability insurance.


After i remove the plates and stickers at the DMV Office to surrender my plates, what should i do?


You will need to check the plates. Plate attached with plate frames and fasteners will not be accepted.


For lost, stolen or destroyed plates, can i get a new one using the old registration?


No. You need to surrender the registration and a new registration and plates will be issued after that by the DMV.


What are some of the most common FAFSA completion data questions and answers?


You can check on our website some of the questions we've heard about the FAFSA completion by High School and Public School district data.


Can you give me some examples?


with its respective answer, please.


one of the questions is: What is the difference between a submitted and a completed FAFSA form?. And the answer is that submitted applications reflect all FAFSA forms submitted by students at a particular high school, while completed forms are all the FAFSA forms that weren't rejected due to some missing key information after being revised by the Central Processing System.


Do you want to know what happens with the FAFSA forms that are submitted but not completed?


No, thanks.


Can you tell me what years of FAFSA submission and completion data are available to check?


Currently, the Federal Student Aid releases data for the 2018-19 cycle and provides a side-by-side comparison of the previous 2017-18 cycle. There's also an archive that contains data files from the 2017-18 cycle comparing it to the past 2016-17 cycle.


What kind of information are available through these files?


Only the number of submitted and completed FAFSA forms. No personally identifiable information for any FAFSA filer is shared.


how long are extended repayment plans


Payments are made for up to 25 years


Would you like to make lower monthly payments over a longer period of time?


no that is too long


what do I need to get on the extended payment plan?


Are you a Direct Loan borrower?


no I haven't borrowed anything


what types of loans can we extend?


Loans from the William D. Ford Federal Direct Loan Program and the Federal Family Education Loan Program are eligible for the Extended Repayment Plan


does it matter if I had a direct loan already?


If you are a Direct Loan borrower, you must have had no outstanding balance on a Direct Loan as of October 7, 1998, or on the date you obtained a Direct Loan after October 7, 1998, and you must have more than $30,000 in outstanding Direct Loans.


Hello! How can I receive Social Security Direct Deposit benefits?


Do you have a bank account?


No, I don't.


Unfortunately, no relevant information is found.


What should I do if I am not receiving benefits?


are you planning to apply?


Yes, I want to apply.


So, You tell the Social Security representative when you apply for benefits that you want to sign up for Direct Deposit.


How can I sign up for Direct Deposit?


You can sign up starting or changing Direct Deposit online Social Security benefits only.


Should I have a bank account?


Yes, when you apply for benefits, you must have your checkbook or a copy of your bank statement with you.


I applied for health care benefits and want to know what happens next


After you have applied for VA health care we will send you a letter in the mail to let you know if your application has been approved .


okay and where can I go for answers if I have them?


Contact your local VA medical center or clinic and ask for the enrollment coordinator or the urgent care clinic.


okay, and they will tell me about benefits and where to go for services?


Yes we can help you learn more about your VA health care coverage


and can you tell me about that letter I have coming?


we'll help you find out when to expect your letter and what to do next .


okay but first help me with what to do if I get denied. Do you have info about how I appeal?


You can download our How Do I Appeal booklet PDF


If I lose my coverage does it end abruptly and leave me hanging or can I appeal and you guys wait on stopping my benefits?


You will have 60 days after you receive our letter to make your case and during these 60 days you can continue to use your VA health care benefits


about when will I get something from you guys for my application since it's been over a week?


Has it been more than a week since you sent it in?


no, four day


I need help with retirement benefits.


Are you and your spouse divorced?


Not currently.


Is there a limit if I'm still working?


Yes, the benefit earnings limit still applies.


If I'm eligible for benefits for me and my ex-spouse, which do I get?


Your retirement benefits would be paid first.


What if my ex's benefits are higher?


You'll get the difference, so the combination is equal to the higher amount.


What if my ex re-married?


There ways to qualify even if they re-married.


I am having a problem with the financial aid that I am receiving and specifically with the way my school is administering the funds from this aid. Is there anywhere that I can make a complaint?


Have you good reason to believe that your school is not performing as it should in the administration of your financial aid?


Yes, I believe they are doing a very bad job of handling my financial aid


In that case, I will direct you to the relevant section on the website that deals with all things financial connected with schools, where you will find the relevant information necessary to help you


There is something else about federal student loans, how much can I hope to get in financial aid?


You can get aid that goes from $5,000 up to $20,500. That is for Direct Subsidized Loans, plus Direct Unsubsidized Loans.


The can be affected for various factors so, Are you a dependent student?


No, i'm independent.


Unfortunately, no relevant information is found.


O.k, Thinking on another thing, how can i know what to expect in requirements for a school i like?


That should be available on the school's website. You go online and check it out so you can get an idea about their plans and opportunities.


I suppose that documentation is a must in these cases, like visas, for example?


That's correct. And that is just one of the things you'll need to put i a to-do list, being others for example, medical insurance.


Hello I need additional information about how to obtain a driver's license


Are you in the Trial period for new drivers?


do not


Is your first license valid for 5 years?


Yes


apply for a Class D driver's license?


For a Class D, DJ Class, and Class E driver's license, the expiration date of your learner's permit becomes the expiration date of your driver's license. Together, the learner's permit and driver's license are valid for a maximum of 5 years.


Good to Know! Another question related to my residence, I am from another country but I pay taxes, would that give me an advantage?


In that case a judge considers these facts to decide if your intent is to make NYS a "fixed and permanent" residence.


Makes sense. Do I need to visit a DMV office?


Yes, this transaction can only be processed in person, at a DMV office.


Do you wish to get a quicker service?


No, that's fine. I just want to get this done.


Are you from another county than New York City, Westchester, Nassau, Suffolk, Rockland, Onondaga, Monroe or Albany?


Yes, I come from another county.


Then please refer to the office locations and hours on our page.


Hello. Good day. What can I do if my vehicle complies with the california emissions standard but I don't have the MCO?


No problem. Have you tried to certificate it by your own or with your automobile dealer?


No, I have not done that yet.


Unfortunately, no relevant information is found.


Is there any problem if the vehicle was registered to me in another state, while I was living there?


There won't be any kind of problem, as long as it get the exempt from the california emission standard.


So, I won't have any problem with the NY state standards?


That's right. But you still need to know it is subject to the NY State safety and emissions inspection requirement.


On which case my vehicle must comply with the california emissions standard?


Your vehicle must comply with the california emissions standard if it has less than 7,500 miles on the odometer and is a model year of 1996 or newer passenger vehicle.


O.K., but what information do I need to look to be sure that my vehicle meets the standards?


You just need to check  for the manufacturer's certificate of origin and the emission label under the hood.


Alright. And what I need to look for there?


You need to look for a confirmation that your vehicle conforms to U.S. EPA and california regulations applicable to the vehicle model.


i was wondering if i could get some more information about the hearing process?


sure, the DMV is the petitioner and the complainant may be a witness and the complainant may be a witness. you are entitled to an attorney and to bring that attorney to the hearing. `


would you like me to explain more about the hearing process?


yes please, what happens at the end of the hearing?


at the end of the hearing there may differences in terms of results. wou;d you like to hear more?


yes please, what do you mean by differences in terms of results?


some ALJs may sustain or impose civil penalties. if the ALJ imposes civil penalties, you must pay all fines and penalties in order to prevent the loss of your operating privileges. you will receive a letter from the DMV shortly after the hearing


Do you have any idea  what a DMV-regulated automotive company entails? What should I do to get it regulated?


Visit your local DMV.


Ok, but now I need to ask about the hearing process.  What may happen to my business?


if you pay the fine you will be allowed to return to work and business will be running after compliance.


What happens if there is no action at the hearing?


you may be offered the opportunity to pay restitution to the consumer or have the penalty reduced depending on the result of the hearing


what happens if there is action at the hearing?


it depends on the situation, but the ALJ may sustain all, some, or none of the charges


Is VA survivors pension paid to surviving spouses and children?


Yes, A VA Survivors Pension offers monthly payments to qualified surviving spouses and unmarried dependent children of wartime Veterans who meet certain income and net worth limits set by Congress


Which requirements must I meet as a child of a deceased wartime veteran?


Are you under the age of 18?


Yes, I am 16 years old.


Based on your age, you may be eligible for benefits.


Can I still receive VA Survivors Pension if my spouse was dishonorably discharged?


No, your spouse has to be honorably discharged.


What other requirements must I meet?


ever received a dishonorable discharge?


do not


you are not eligible to be eligible for VA Veterans Pension benefits. sorry


What should I do if I received a license that is not honorable, misconduct, or dishonorable?


If you received one of these discharge statuses, you may not be eligible for VA pension benefits.


where do i start?


The Supplemental Security Income SSI program pays benefits to disabled adults and children who have limited income and resources


can i file an appeal?


yes


Can I File An Appeal If My SSI Application Was Denied?


What if it was recently denied? What do i do?


you can file an SSI appeal online


I see. May I ask another question for SSI . What happens if I disagree with the Appeals Council's decision?


You can file a civil suit in a federal district court; which is the last level of the appeals process.


Also, what if I apply for both Supplemental Security Income (SSI) and civil suit in a federal district court?


You can now file for Supplemental Security Income SSI online but only if you meet certain requirements


By the way, do you know about the request for the child's disability report, can I complete the request online? or should I go to an office?


Please contact us by phone or in person to schedule an appointment to complete the SSI application . We will help you in person or by phone .


I wanted to know more about getting a waiver on my CDL because of my military work


Okay, so you have military experience driving commercial motor vehicles?


yes I do


You can apply for a waiver of the NYS CDL skills road test when you apply for a CDL


Do I need to have a license already to get the waiver?


You must currently hold a valid New York State driver license or have a valid out of state driver license to be exchanged for a NYS driver license


and what are the NY cdl requirements?


I can link you to a page where you can get more information on the requirements to get a CDL


can I apply online when I'm ready?


You must apply for a military skills test waiver at a DMV Office


and I get my waiver and CDL that easy?


Yes, if you meet the requirements and pass all applicable written tests and pay the written test fee, permit fee and license fee.


Hello I need information about What should I do with my plates if I move from New York?


Do you want to register your vehicle in another state?


Yes


If you want to register your vehicle in another state, you must deliver your vehicle registration and license plates to the New York DMV


In case I want to use mail, to where I need to send the documents I file?


You need to send them to the NYS department of motor vehicles financial security bureau PO box 2725 albany NY 12220-0725.


there would be any problem if my insurance company doesn't verify all the information I provide?


Yes, there will be. If that happens, your driver license and/or vehicle registration will be or will remain suspender or revoked.


In case I got suspended or revoked, how do I get a written confirmation of it?


For that, you need to order your driving record or vehicle abstract.


Then what will happens once I provide my proof of insurance?


Then the dmv will verify your coverage with your insurance company.


I would like to get a replacement title certificate, can I do this by mail?


Have you already received documentation regarding the replacement of your title certificate?


I don't have any documentation at the moment


Unfortunately, no relevant information is found.


Can I receive the replacement title certificate through the mail or do I need to be present in a DMV office?


Do you want to receive your replacement title certificate by way of standard mail?


No, I don't want to receive it by way of standard mail, I would fear that it may get lost in the mail


Would you then prefer to receive the title certificate by express mail?


I would prefer not to, as I am afraid that it may get lost in the mail


If I apply for a replacement title certificate at the DMV office, can they issue the certificate to me there and then?


You cannot get the replacement title certificate issued to you in the DMV office, all replacement certificates are printed in a secure facility and are mailed to the owners. The quickest and easiest way to apply for a replacement certificate is to apply online


Thank you so much for this fantastic idea. Please answer one more question for me. Is it necessary for all of my applications to have the same address?


The DMV sends documents and important notices to customers by mail. We recommend that you use the same address on all of your applications, documents, and transactions. You must report your address change to both the DMV and the USPS.


perfect thanks for the information I will take into account the address is not going to fail because of that. So can I do it at the DMV too?


Yes but the fastest way to do it is online.


I'm trying to collect as much information as i can about Fry scholarships, Can you tell me something?


With pleasure. Let me ask you something. Have you chose school yet?


No, i had not do that, i was searching for info first.


Understood. Then you have not applied for these benefits yet?


Well, you saying that like this, i think i would be interested, yeah.


Excellent. All you need to do is going online and fill out a VA Form 22-5490 or Dependents Application for VA Education Benefits. After you fill that form out, you'll have to send it to the regional benefit office where in theory you would want to go to school.


Oh, in that school choosing, it has anything to do with it, the fact that the child parent was serving and died on duty on 2009?


Certainly, it does. That fact, opens the possibility for the child to use both Fry scholarships and the dependent educational assistance. The down side would be that the child may use only one of the programs at a time.


Right, i guess is for the better that way. Getting all over the school choosing, is there any tool i can use? An app, website, guide?


In that regard, please make use of the GI Bill comparison tool. This application will be useful at the moment you want to pick up a school.Little reminder: Remember to contact the school's certifying official so he or she can assure you that the program you choose gets approved for VA benefits.


And what should be done in case someone has already started its education? i'm asking because i remembered that a relative has this situation but wants to get benefits.


If that so, that person must ask the certifying official from that school to fill out a VA Form 22-1999 or VA Enrollment Certification, who'll submit it after.


Greetings and good evening. I'm searching for disability requirements, specifically for adults, can you help me on that?


You have come to the right place. We can help you out with that. As you may already know, you can file a Supplemental Security Income after meeting certain requirements, such as being between ages of 18 and 65.


Aha, O.K. Just a moment, before you continue. I know this is going way ahead but, if my request is denied, can I get an appeal?


Well, in fact, you can. You can learn more about it in the proper section of our guides.


I'll have to do some research and reading on Medicare. Let's pretend I was still enrolled?


Do you have Medicare already?


Well yeah, i'm already enjoying Medicare.


Good. In that case, you can get information and services online, an even find out how to manage your benefits.


O.k. Well, in any case, just want to confirm something. If someone wants to sign up in Medicare, it doesn't need to be ready to retire yet, isn't?


That's correct. They don't need to be on retirement plans to sign up. They can do this just for medical service.


Do you know where to find what documents and information you need?


No, i don't know.


how do i apply?


See #3 below in the list


Did you apply for SSi?


yes


When you apply for either program ,  we will collect medical andother information from you and make a decision about whetheror not you meet Social Security 's definition of disability


what if the application was denied?


If your application has recently been denied , [32] the Internet Appeal is a starting point to request a review of our decision about your eligibility for disability benefits .


how can I get more information?


please see  Disability Determination Process


what if t wasdenied?


If your application is denied for  Medical reasons  you can complete and submit the required Appeal Request and Appeal Disability Report online


what are The Social Security and Supplemental Security Income disabilityprograms


The Social Security and Supplemental Security Income disabilityprograms are the largest of several Federal programs that provideassistance to people with disabilities .


Will you collect more info from me?


we will collect medical andother information from you and make a decision about whetheror not you meet Social Security 's definition of disability


What are Direct Plus Loans?


Direct Plus Loans are federal loans that parents of dependent undergraduate students can use to help pay for college or career school which help pay for education expenses not covered by financial aid.


Are you looking to apply?


No not at this time.


When can I can my loan after it is disbursed?


You may cancel all or part of the loan within certain time frames and the information you receive along with your promissory note will explain the procedures and the time frames for cancelling your loans.


Is there a possibility that my loan can be forgiven or discharged?


Only under certain conditions can you have all or some of the loan discharged or forgiven.


Are you seeking Public Service Loan Forgiveness?


Yes, I am seeking Public Service Loan Forgiveness.


You will need to repay your loans under an income-driven repayment plan then.


You can help me on how to replace my registration by mail please.


When replacing your registration by mail you must complete and send a completed Application for Duplicate / Renewal Registration PDF MV-82Ds and a photocopy of your NY State driver license, permit, non - driver ID, or other proof of identity.


Have you had a recent address change?


No I'm still at the same address.


What do I need to show if I got to the DMV in person?


You will fill out the same Application for Duplicate / Renewal Registration MV-82D and bring the same identification papers.


What registration information do I need to show?


Your vehicle plate or registration numbers, registration class and the ZIP Code for the address on your registration.


Is it the same if my registration was stolen?


You must apply for a replacement by mail or at a DMV office. Click on the link here for lost or stolen plates [ 2 ] for more information.


Do you have more information for this topic?


Yes here is the link, click on the number Registration [ 12 ].


I need to know what the requirements are to get financial aid


I can help you find out more about the basic eligibility criteria


will I need a diploma to qualify?


Do you have a high school diploma or a recognized equivalent like a GED certificate?


no I don't have either


Have you completed a high school education in a homeschool setting approved under state law?


no I never did home schooling


Are you in an eligible career pathway program and meeting one of the "ability-to-benefit" alternatives needed?


no I'm not in that program


You don't appear to be qualified to obtain a college education and that is basic eligibility criteria that you need.


any other way for me to qualify?


Some federal student aid programs have their own eligibility criteria in addition to our general requirements, so you can check with your college’s financial aid office for more information.


Are there deadlines associated with FAFSA completions and can you give me more information regarding these deadlines


Yes, deadlines are in operation and they are all listed on this website. The information will help you to submit applications on time and not miss out on financial aid opportunities


Are there separate FAFSA deadlines for each state or are they all the same?


Each state has its own deadline, all the states are listed on the website and give the deadline information for each state there


Do colleges have deadlines in relation to FAFSA completion dates?


Colleges may differ in relation to deadlines. You should contact your college to find out what this deadline is and what they define as a FAFSA application deadline


Do you know what your college of choice defines its deadline as?


No, I'm not up to date with this information


While I'm on the subject, are there deadlines involved with Federal agencies?


Information regarding this for the 2020/21 Academic Year is available now on the website


Are the state deadlines for the 2020/21 Academic Year available yet?


Yes, they are available on the website under the relevant section


I need to reconstruct my records.


Do you need to know how the VA does it?


No I don't think so


Do you need records to support a VA disabioloity ompensation claim?


No not disability


How about recontructing records destroyed in NPRC fire?


In 1973 , a fire at the National Personnel Records Center NPRC in St. Louis , Missouri , destroyed the records held for Veterans who were discharged from the Army and Air Force during certain periods of time . Find out if your records may have been destroyed in this fire , and how to reconstruct your records to support a VA disability compensation claim .


What need to be done?


We submit a specific request to the NPRC for any additional service records they may have or can find for you .


So they do the work?


With the information we provide , the NPRC searches for documents that may help to reconstruct your records . They may also reach out to other government agencies .


I don't understand what kind of protection you have in place.


Are you trying to verify your identity online?


Yes, I can't get it to work.


We have these measures in place to keep your sensitive information safe.


Are your worried about your info being protected?


Yes.  I don't want just anyone getting into my account.


We have a new verifying process in place to make sure that doesn't happen.


I think I got a phishing email pretending to be you.  What do I do?


Are you certain it didn't come from Social Security?


No, I don't know how to tell.


Is it supposed to end in .gov?


Yes, if it ends in .gov then it is from us.


What should I do if I need to change my direct deposit or contact information?


do you want to change your information?


yes


any of these ways:online, or contact your nearest regional benefits office or VA eligibility office


ok how can I see my payment history?


you 'll need a Premium DS Logon account . Your My HealtheVet or ID.me credentials won t work on the eBenefits website . Go to eBenefits to sign in , register , or upgrade your DS Logon account to Premium .


There is something else I want to ask about learning about my benefits.  Where can I find information pertaining to my benefits for my service-related disability?


Explore VA.gov to learn about your benefits


how to download the guide for family members


Get started with caregiver benefits PDF Apply for survivor benefits PDF


How is life insurance? Explore VA life insurance options


Life insuranceExplore VA life insurance options for Veterans , service members , and families . Manage your policy online , file claims for benefits , and access helpful resources .


how is housing assistance


Housing assistanceFind out if you 're eligible for VA home loan programs to help you buy , build , repair , or keep a home


I've been wondering about something. Should I choose to remove my vehicle from the road, am I allowed to keep my professional plates?


Yes, you are. You can store your picture or professional plates at most DMV offices.


Do you want to register a vehicle again, or to use your stored picture or professional plates to register another vehicle?


Yes. At a later point of time.


In that case, you must visit the office that has your vehicle plates. Make sure that you bring the receipt form FS-6 T and the other documents required to register your vehicle.


Do you have any knowledge of  picture plates ? What are the costs of customized license plates?


There is an annual fee in addition to your vehicle registration renewal fee and will be paid when you renew your registration.  If you renew for two years, there will be two annual fee.


What if, I want to turn over my plates.  Is there anything I can get in return to prove that I did it?


Yes, you will receive a receipt form FS-6 T when you surrender your plates. Verify the information listed on the receipt, make sure that the receipt displays the words "Stored at Local Office", and keep this receipt. We will indicate on the registration record that the vehicle plates have been stored.


Do you have any information about my new picture plate available?


Of course. A detailed information packet about the custom plate picture plate development program, including the Request for the Development of Custom Plates (MV-415) is available here. Professional plates do not entitle you to any special parking privileges unless the city, town or village where you park your vehicle has granted such privileges. For more information, contact your local police or parking enforcement agency, or the agency that is responsible for parking regulations.


What if my registration is in the first year of a two-year registration?


In that case you must submit a Request for refund or fee paid for motor vehicle registrations and driver licenses (MV-215) to apply for a refund of the balance of the fee. A processing fee of $ 1.00 is subtracted from your refund. You will not receive a refund if the registration expires in less than one year.


And what exactly is the pricing on plates?


Our picture and professional plates have a variety of prices. You can browse the available styles using the categories on our page to find detailed pricing information on the plate you're interested in.


what can you tell me about Social Security Credits


You must earn at least 40 Social Security credits to qualify for Social Security benefits.   You earn Social Security credits when you work and pay Social Security taxes


If i are statutorily blind?


you must only meet the duration of work test


If i are already receiving retirement or disability benefits at the time of my death


we will pay your survivors based on that entitlement . We will not have to determine your credits again


How Credits Are Earned?


when you work and pay Social Security taxes


it's not my case


Do I need 40 credits to qualify for retirement?


yes, you need 40 credits to qualify for retirement


Hi, I'm a veteran and wanted to know if there are any health care facilities i can go in case i need, please.


Before that, i have to ask, Did you sign up for veterans health care?


Actually, i didn't do that.


Unfortunately, no relevant information is found.


Look, lets say i already signed up for veterans health care, and i've moved to a new location far from my previous one. I guess i'll have to update my data, How can i do that?


You can give us a call at 877-222-VETS or 877-222-8387, Monday through Friday, from 8 am to 8 pm. ET


I also need more information about what veterans health care, care and services does VA health care cover?


[6] Each Veteran s medical benefits package is unique .s   [7] Yours will include care and services to help :s   [8] Treat illnesses and injuriess


You know, I don't really like being in a center or treatment center. Is there a possibility that I can receive treatment in my own home? For me it would be much more comfortable and I could say that even more efficient the program covers that, right?


That's a certain possibility. You may get not only health care, but nursing care or even everyday help, right in the comfort of your home.


No, I don't believe so, but I may have signed up, so could you please tell me how I can obtain this?


If you are not currently in the VA health care program you can apply for benefits today .


That sounds like suited to me. But lets say i'm in other location, needing assistance and the health facility can't give it to me. What happens there?


As enrolled veteran, you should be covered. You'll need to find out how you can be able to receive treatment from a local provider.


Ah,then better look for it soon. Tell me something, when i need to go to a facility, i'll be receiving good and constant care?


That's correct. You'll receive regular care on that location of your choice.


What is the Social Security Credits?


To qualify for this benefit, it is important to collect 40 Social Security credits to qualify.


What other requirements are needed to be readable for disability benefits?


It is important that you meet the main requirements, a recent proof of work and a lasting proof of work.


What is the maximum number of credits per year that can be purchased?


You can earn a maximum of four credits.


What happens if legal blindness occurs?


Of note, there is no recent proof of work requirement.


Can you tell me what is the procedure to obtain the credits?


Primarily when you work and pay taxes.


Perfect, and what else can you tell me?


It is noteworthy that up to a maximum of four credits per year can be earned.


What is the difference between a federal student loan and a private loan?


Are you currently seeking a loan to help you with college expenses?


Yes, I am about to apply soon and need to get more information beforehand


You should consider federal loans in the first instance


What is the process involved for me to get a federal student loan?


Have you considered this federal loan for long or do you know all of the features that are involved?


Yes, I am strongly considering taking out a federal student loan


The process begins with you completing a Free Application for Federal Student Aid FAFSA form. There is more information held on our website to help you through this


What type of loan will I be given if I am granted financial aid?


It is quite likely that you will receive a student loan as part of the package. There are two types of student loans, federal and private and you should inform yourself of the differences between the two


Who decides what type of student loan I am offered?


Your school decides this for you as part of the overall package that is offered to you


I am looking at completion totals for FAFSA submissions, why would my number be low?


Is the number that is displayed lower than you thought it should be?


Yes, it is quite lower than I expected it to be


Have you checked to see if your high school has overestimated their FAFSA completion rates?


Yes, I have checked and it seems as if they have indeed made an overestimation


One of the reasons that your submission rate seems low is that your school could be listed more than once, this can happen when a student enters your school name in a different way on the FAFSA form. If your high school name is listed under different names, then it could be listed in more than one place


What if I submit a FAFSA form but it is not completed correctly?


You will then receive an email from the Department of Education asking you to correct the FAFSA form. You have to have completed the FAFSA form correctly in order to be eligible for financial aid or federal student aid


What happens if some students list a high school under a slightly different name?


What happens is that your high school is listed in more than one place


I am currently employed as a high school counselor, are there resources available to me to help increase the amount of FAFSA completion totals?


I will direct you to the Federal Student Aid and Financial Aid Toolkit that is available to provide information that will help with this query


Is their a specific way you determine combined VA disability ratings?


Do you have more than one disability?


No I do not have more than one disability.


Can you give me any tips to help me figure the rating out?


Yes, look for your highest disability rating in the left column and your lowest rating in the top column and your combined rating is the number where the two intersect , rounded to the nearest 10%.


In step 4 how do you figure out the combined disability rating?


We will round combined values ending in 1 to 4 down, and those ending in 5 to 9 up.


What do you base my ratings on if I had a disability before I entered the service and the service made it worse?


We essentially base your monthly compensation on the level of aggravation or how much worse your preservice disability got after your military service.


Can you explain disability compensation to me?


You can look on YouTube Compensation 101.


Good day. I want to learn more about Fry scholarships, please.


Then you're in the right place. Here you can learn about the the Marine Gunnery Sergeant John David Fry Scholarship Fry Scholarship, a scholarship for children and dependents of Veterans.


My husband died on a combat mission a few years ago, does this qualify me for the scholarship?


Yes, you may qualify for this benefit. We can find out if you're eligible for education benefits through this scholarship, if you want.


That'd be great. You see, I lost my husband twelve years ago. Which scholarship can I get? The fry scholarship, right?


Yes, you may qualify for both the Fry Scholarship and the Survivors and Dependents Educational Assistance DEA program. But you can use only one program at a time.


Does this mean you cap combined benefits at some point?


Correct. We cap combined benefits at 81 months of full-time training.


Good to know. So, do I qualify for the Fry scholarship then?


You may be able to get benefits under the Fry Scholarship if you re the child or surviving spouse of an active-duty service member who died in the line of duty on or after September 11, 2001.


Are you the spouse of a service member?


Yes, I'm the wife of a veteran who passed away.


Did you remarry?


No, I would never marry another man. My husband was the love of my life.


I'm receiving dependency, can I receive it along with the Fry scholarship?


I'm afraid you'll need to give up those payments when you start to use the Fry Scholarship.


Hi there, I need to Apply For Social Security Disability Benefits. When I can do it?


You should apply as soon as you become disabled.


Do you want to apply for it?


No, right now.


Can I apply for Social Security?


Yes, The Social Security disability waiting period begins with the first full month after the date we decide your disability began.


How I can To Apply For Social Security Disability Benefits?


You can apply for Disability benefits online or by calling.


Can deaf people communicate?


Yes, People who are deaf or hard of hearing may call our toll - free " TTY " number, 1 - 800 - 325 - 0778, between 7 a.m. and 7 p.m. on Monday through Friday.


I need more information on disability benefits, please.


The Disability Starter Kit will help you get ready for your disability interview or online application.


How do those kits help me?


The kits provide general information about the disability programs and our decision - making process that can help take some of the mystery out of applying for disability benefits.


What is a student loan deferment for?


You won't have to make a payment on deferment but you probably won't be making any progress toward forgiveness or paying back your loan.


Are there any alternatives to a deferment?


Yes, you might want to think about an income-driven repayment plan.


What will happen if I stop making payments and my deferment has not been approved yet?


Actually, your loan will become what we call delinquent and you may be considered into default.


What if I am in the military service or post-active duty, can I get a student deferment?


Would you like to know Are you eligible for deferment because you are in the military?


Yes, I am in the military.


Are you on active duty right now?


Yes, I am active duty military.


Then you may be eligible for the deferment for military service.


Why would I have to complete DirectPlus Loan request for deferment?


You can request a deferment when you submit the Direct Plus Loan request but you would have to check with your child's school.


Hello, I have some questions about vehicle recovering.


Has your vehicle been recently recovered?


Yes. I was notified about it some days ago.


If that's so. You have to be sure to verify the police has canceled the stolen vehicle alarm in order for the recovery being listed on your title record. Make sure you don't use the vehicle or do any vehicle-related activities until you are sure the alarm has been called off.


Ok, thanks. And, what kind of penalties do i have with one of those certifications?


Could be ranging from fines up to a variety of penalties. that would depend on your's violation nature.


Of course. You know, i would like to operate legally as an escort driver in NYS, what can i do in order to do that?


If you want to get your legal status, first of all you must possess a valid NYS Certified Vehicle Escort Certificate or also known as form MV-64. That document should always accompany you whenever you are driving escort vehicle in NYS.


Ok, taking notes about it. another question. How do i know if a DMV office is offering this certification test?


That's easy. Whenever a DMV office put a offer fo that certificate, you'll find out checking the Office Hours area for that particular office.


What are the benefits of veterans Group Life Insurance?


With Veterans Group Life Insurance VGLI, you may be able to keep your life insurance coverage after you leave the military for as long as you continue to pay the premiums.


How do I know if I am eligible for Veterans Group Life Insurance?


Do you have part-time Servicemembers Group Life Insurance SGLI as a member of the National Guard or Reserves?


yes, I do


You must be able to get VGLI if you meet some requirements.


How do I get the benefits of VGLI? Do I need to prove I am in good health?


Not necessarily, you won't need to prove you re in good health.


If I sign up after the 240-day period?


you'll need to submit evidence that you re in good health


What is the address of the VGLI office?


OSGLI PO Box 41618 Philadelphia, PA 19176 - 9913


can you give me information about the benefits of CHAMPVA


Are you the spouse or surviving spouse of or a child of a Veteran with disabilities or a Veteran who has died ?


not


If you don t qualify for TRICARE the Department of Defense s health care program for active - duty and retired service members and their families


If I don't qualify for TRICARE, what insurance can I get?


what are the requirements for medical care through champva


The spouse or child of a Veteran who s been rated permanently and totally disabled for a service - connected disability by a VA regional benefit office


The surviving spouse or child of a Veteran who died from a VA - rated service - connected disability


The surviving spouse or child of a Veteran who was at the time of death rated permanently and totally disabled from a service - connected disability


yes


if you can get medical care through CHAMPVA


Hello, how do I get an agent orange exam?


Do you think you had contact with Agent Orange, an herbicide used to clear trees and plants during the Vietnam War, or other herbicides while serving in the military?


Yes, I do.


In that case you can request a VA Agent Orange Registry health exam. Even if you don't have a known illness, the exam could alert you to illnesses that may be related to contact with herbicides.


I see. And what are you going to examine?


We'll examine your history of contact with Agent Orange and other herbicides, and your health history including any major illnesses or surgeries you may have had.


That's what I thought. And how do I schedule an exam?


To schedule an exam, contact your local VA environmental health coordinator. If you qualify, you won't have to pay anything for this exam.


Can we make an appointment?


Sure, simply contact your local VA environmental health coordinator.


Oh, alright. I thought we could do it online. Will I need to pay anything for this exam?


The exam is free for qualified Veterans.


I have so many questions about medicare premiums, I don't even know where to begin.


No problem. First you should know that the law requires an adjustment to your monthly Medicare Part B medical insurance and Medicare prescription drug coverage premiums. This affects less than five percent of people with Medicare. Most people don t pay higher premiums.


Can you tell me how you determine my 2020 income-related monthly adjustment amounts when it comes to tax return?


Of course. We use your most recent federal tax return the IRS provides to us. Generally, this information is from a tax return filed in 2019 for tax year 2018. Sometimes, the IRS only provides information from a return filed in 2018 for tax year 2017.


I see. What if my income has increased?


Do you have a higher income?


No? No, just forget it. I didn't mention anything like that.


Well, if I WAS a higher income beneficiary with Medicare prescription drug coverage, what would that entail?


You'd pay monthly premiums plus an additional amount, which is based on what you report to the IRS. Because individual plan premiums vary, the law specifies that the amount is determined using a base premium.


And regarding the premiums, what if you determine I was a higher-income beneficiary?


You'd pay a larger percentage of the total cost of Part B based on the income you normally report to the Internal Revenue Service IRS. You'd pay monthly Part B premiums equal to 35, 50, 65, 80, or 85 percent of the total cost, depending on what you report to the IRS.


Can I get benefits if I retire early?


I will be glad to answer that for you. If you will receive a pension for work not covered by Social Security such as government employment


Does that make sense?


No I am confused


How can I estimate how much my spouse and I will get?


ask them what their benefit would be if it started at their full or normal retirement age


Can  I have more infomration


please call our toll free number at 1 - 800 - 772 - 1213 If you are deaf or hard of hearing , call our TTY number at 1 - 800 - 325 - 0778


What is Government Pension Offset (GPO)?


Some individuals are exempt from the offset


DO I receive benfits for my spouse


any Social Security benefits you may be eligible to receive on your spouse 's record may be reduced


What do I need to see how much i would get


you need two things The estimated " gross " monthly amount of your pension from your government job not covered by Social Security


I have some questions about third party servicer programs.


I can assist you with that. As you may already know, the Higher Education Act of 1965, allows institutions of higher education to outsource aspects of their participation in federal student aid programs. This includes services and functions that are necessary.


Did you know that this includes services necessary for the institution to remain an eligible participant in the federal student aid program?


Yes. I was aware of that.


What happens after a program review is completed?


The FSA will issue a report called a Final Program Review Determination that includes specific findings, the third party servicer's response, and ED's final determination.


OK thank you. I would also like to find out the interest rate if they give out loans. Is there one for direct loans plus loans?


Yes, there is a MPN for Direct PLUS Loans available to eligible students


Would you like to check if you need to complete the MPN?


no


Would you like to know how long it will take you to complete the MPN?


yes, but I'll find out later when I'm ready to do it


can I get more than one loan for an MPN?


Yes, you can receive more than one loan under an MPN over a period of up to 10 years to pay for your educational costs


I need information on co-op training.


A college or university co - op training program lets you get full - time work experience in between periods of going to school full time .You may be able to get help paying for some of your costs like books , tuition , and housing if you re part of a co - op .


How much will I get if I join a co-op training program?


Now, regarding the GI Bill's advantages. What is the purpose of this GI Bill Statement of Benefits?


Your GI Bill Statement of Benefits will show you how much of your benefits you've used and how much you have left to use.


If the program is at a public IHL , we pay the actual costs for public in - state tuition and fees .    we pay the lesser of the national maximum or the actual costs for in - state tuition and fees .  We also pay for some of the cost of housing and books .


Thank you. Excellent I hope that if at some point I want to change the plan there will be no inconvenience. What are the criteria for obtaining benefits?


Are you using VA educational assistance?


Yes I am.


Are you also enrolled at an approved institution of Higher Learning?


And finally, are you in an educational program that requires part-time study and part time work or training?


I sure am.


You may be able to get money for books , tuition , and housing since you meet those requirements.


I just need a little help with the retirement estimator


Do you want to know how it works?


no, I need help with something else


Are you trying to find out if you qualify to use the Retirement Estimator?


No, not that either


Are you having trouble with the time limits for viewing pages?


Bingo, that's my issue


There is a warning that you will receive if you leave the page for over 25 minutes without doing anything. It is done for security reasons, is that the issue you are having?


No, I don't think that is my problem


Unfortunately, no relevant information is found.


I know I've been on there for more than 25 minutes and it didn't kick me out or do anything for security reasons, so why am I able to use it for more than 25 minutes without doing much?


It wouldn't kick you out after 25 minutes. For security reasons ,there are time limits for viewing each page . You will receive a warning after 25 minutes without doing anything , and you will be able to extend your time on the page .


It's best to delay receiving your retirement benefits until your full reitrement age or later


your retirement benefits will be higher


I need grants help


We can help you learn more about the grant programs that are available from the U.S. Department of Education


who will collect if I have to pay a grant back?


If you enter into a satisfactory repayment arrangement, the school may assign the debt to ED for collection or may keep the debt and allow you to make payments directly to the school.


will I for sure have to pay my grant back since I dropped out?


You might have to repay all or part of a federal grant if you withdrew early from the program for which the grant was given to you


who can get a grant?


Most of our grants are awarded only to students with financial need


Are you interested in our grants?


yes I am


You can start by submitting a Free Application for Federal Student Aid FAFSA form


what are these grants about?


The federal government provides grants for students attending college or career school. Most types of grants are sources of free money that generally do not have to be repaid.


I'm looking at recovering my vehicle.


Ok, was it stolen or lost?


My vehicle was stolen but it's recovered now.


Ok, firstly make sure the police have closed the file and documented it was returned to you.


It has been.  Do I need to get my insurance company to sign it back over to me?


Yes, both with the claim documentation as well as the title.


What if it was totaled?


Your insurance company can handle that. We can process the re-registration for the vehicle itself but your insurance company wil handle the claim.


So I shouldn't reapply for plates until everything is done w/ my insurance?


That is correct.


Can I get the polcie to give me a form MV-78B for this?


Yes but that will go along with your insurance documentation.


What if the plates were stolen too?


Bring that copy of your registration as well as that MV-78B.


What exactly is Entrance Counseling?


Do you want to know what Entrance Counseling is pertaining to federal student aid?


No, more for Direct Loan.


Do you know who should complete the entrance counseling?


No, not sure if I need to or not?


Do you know how long it will take you to complete?


No, I have no idea how long this Entrance Counseling takes me.


Do you know what you need for the Entrance Counseling?


No, I have not been told about the needs of Entrance Counseling.


What is the fulfillment for Entrance Counseling?


The entrance counseling will fulfill the counseling requirements for Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans.


How do I get a licence to drive a taxi?


In New York State you must be 18 years of age and must have a class A CDL, Class B CDL, Class  C CDL or Class E driver license.


I am 18 years old.  How do I get a real ID?


Take required documents to the DMV.


Ok how do I get a Class E if I have a Class C?


You will complete the application, present your proof of identity and surrender your class C license and apply and pay for a Class E.


What is the fee?


The fee is based on the expiration date of your current driver license and we can not calculate that fee until you apply.


Do I have to take any test?


You have to take the vision test or prove that you meet our vision requirement.


Why do I need a REAL ID?


If you plan on traveling you will be required to have it.


Is a license required to become a taxi driver?


Yes, you must have a driver license that is either a Class A commercial driver license CDL, Class B CDL or one of two others.


If I don't get a real ID now will I have to later?


Yes, if you plan on traveling you will be required to have a REAL ID.


What happens with entrance counseling?


Did you do entrance counseling for you Direct Loan?


No, I have not received Entrance Counseling yet.


Do you know who should complete the entrance counseling?


Yes, I was told I had to because I received a Direct Loan.


How long will this counseling take?


The whole counseling process usually takes from 20-30 minutes and should be completed in one session.


Would my school have different requirements?


Yes, your school may have alternate entrance counseling requirements just check with your school's financial aid office to be our website satisfies its requirements for entrance counseling.


What do I need to complete the entrance counseling?


You need a verified FSA ID.


Where would I go at my school for entrance counseling?


You would go to your financial aid office.


Hello, I forgot o update my address, can you help me with that?


hi, you have to report any change of address to DMV within 10 days after moving. You should do this both for the address associated with your license and all the addresses associated with all your vehicles.


Can I do my DMV transactions online?


Yes, you can sign up for MyDMV for all the online transactions needed.


You've got it. Another query about DMV. What happens if you seek a hearing with the DMV?


the suspension is placed on hold pending the outcome of the hearing


Besides that, will I receive a notice?


the NYS Department of Motor Vehicles , " DMV " may send you a Notice of Registration Suspension


If you submit the affidavit?


you will not have to appear at a DMV hearing


How can I respond to a tolling authority about a non-payment of tolls?


DO NOT contact the New York State DMV to dispute whether you violated a toll regulation or failed to pay the toll , fees or other charges


Can you tell me more about pension benefits for veterans?


Of course. VA pension benefits are available to some wartime Veterans and their survivors.


Would you like to know what our page offers in that regard?


Yes, that'd be great.


On our page you can get VA pension benefits, manage your pension benefits, or find more information and resources.


That's good to know and all, but I was wondering if I meet the requirements for  pension benefits. Can you help me find out?


Gladly. We can see if you qualify for VA pension benefits as a Veteran.


I also have another question related to that. You see, I'm about to move to a new home. Can I change my address online somehow after applying?


Yes, you can change your address and other contact information in your VA.gov profile. This will update your information across several VA benefits and services.


Wonderful, that is the perfect solution for my situation. Do you have any other useful information?


Of course. On our page you can view VA pension rates for Veterans , including Aid and Attendance and Housebound rates, for example.


Anything else about benefits and services for veterans?


Wherever I can, I support Feminism. By the way, I have a payment issue. Is there a way for me to pay my copay online?


Yes, you can pay your VA copay securely online, by phone or mail, or in person and find out what to do if you're struggling to make payments.


We can find out how to apply for and manage your VA health care benefits.


Hello, can you please walk me through the steps of a child disability application?


Of course. First of all, you should review the Child Disability Starter Kit. This kit answers common questions about applying for Supplemental Security Income (SSI) benefits for children, and includes a worksheet that will help you gather the information you need.


Do want to do the Child Disability report offline or do you need help?


Yes, both would be great.


In that case you can call us toll-free at 1-800-772-1213.


Great! Do I need to make an appointment for my application?


Yes. Please contact us by phone or in person to schedule an appointment to complete the SSI application. We will help you in person or by phone.


Will do. What else should I know before my application?


You will need to complete an Application for Supplemental Security Income (SSI) AND a Child Disability Report. The report collects information about the child 's disabling condition and how it affects his/her ability to function. At this time, only the Child Disability Report can be completed online.


Do you also have a number for those hard of hearing? I can't hear well.


Yes, simply call our toll-free TTY number, 1-800-325-0778.


What should I do after I talked to social security?


You should fill out the online Child Disability Report. At the end of the report, we will ask you to sign a form that gives the child's doctor permission to give us information about his/her disability.


I need to see more information than I was originally given about the ratings system for VA Disabilty.


You can learn how we assign disability ratings and effective dates, and what to do after you get your rating.


Would you like to know about other VA benefits and services?


Yes I would.


I see. Let me ask another question. for VA services. Can I make a profit if I am the 2019 tax year?


Sure. You may be able to get up to 3 grants for a total of up to $17,130 trough the SHA grant program.


I can tell you how to apply for a housing grant as a Veteran or service member with a service - connected disability.


Do you know where I can sign up if I want to know additional information and updates regarding VA benefits and services?


Yes it is possible to sign up for Veterans benefits email updates.


I've heard about an exam during the benefits appointment, what's that about?


There's information about why you might need a claim exam and what to expect during and after the exam.


Can you give me a number to call for additional information?


The numbers available are the following:VA benefits hotline: 800 - 827 - 1000eBenefits technical support: 800 - 983 - 0937Call MyVA311 for help: 844 - 698 - 2311


How do I go about removing a dependent from my claim?


There is information on how and when to remove a dependent from your benefits online.


Hello there, i'm looking for some info about how to remove a lienholder from a title.


I understand that you want to remove a lienholder from a title certificate?


No, not exactly, but something related to it.


Ok. Maybe you're looking to know what is to be considered a acceptable proof that a lien is satisfied?


Yeah, that's the one. I got it written right here.


Perfect. In that regard, you must know there are two acceptable proof you can provide. One of them is form MV-901 also known as Notice of Record Lien, which you can bring to your DMV office.