My grades slipped and the financial aid office told me I am not able to get federal student aid, why?


In order to get financial aid you need to have satisfactory academic progession to keep your federal student aid and it is best to talk to your school and see if you can appeal the decision that made you unable to continue getting federal student aid.


very good, I would like to regain eligibility for federal aid, what are the consequences of an unsatisfactory academic process?


Reasons for appeal generally include the death of a family member, illness or injury, or other special circumstances;


And how often should I complete the form?


I already filled out the FAFSA form?


no


Unfortunately, no relevant information is found.


And once I meet the requirements, should I always meet them?


Remember the basic eligibility criteria that allow you to get federal student aid continue to apply the entire time you receive aid, not just when you first fill out the FAFSA and receive aid.


I want to learn more about my GI Bill


GI Bill benefits help you pay for college, graduate school, and training programs. Since 1944, the GI Bill has helped qualifying Veterans and their family members get money to cover all or some of the costs for school or training.


Have you applied for and were awarded Post-9/11 GI Bill education benefits?


yes, I want to know about what I got


You can view your GI Bill Statement of Benefits to see how much of your benefits you have used and how much you have left to use


can I transfer any benefits to my wife?


If you have unused Post-9/11 GI Bill benefits we can help you find out if you can transfer your benefits to your wife


Do you have anything to further help me with my benefits?


You can use the GI Bill Comparison Tool or you can contact Veterans Service Organizations to help you explore options and find out what benefits you can get.


how does the tool help?


You can find out what benefits you can get


what if my benefits don't cover everything,is there more financial aid?


Another question I have, how can I change my benefits from one year to the next? and what are the requirements?


they must continue to offer the Yellow Ribbon benefits to you the next year as long as you meet all of the requirements listed below .


The Yellow Ribbon Program can help you pay for costs that the Post-9/11 GI Bill doesn’t cover.


How much are the fees to register?


Hello! I can help you with  that Residents of New York City and several counties in New York State must pay a vehicle use tax when they register a passenger vehicle or renew a passenger vehicle registration


If you reside outside New York City and you are exempt from the vehicle use tax in the county where you reside or have a business


What If I live outside of it?


If you reside outside New York City and you are exempt from the vehicle use tax in the county where you reside or have a business ,  complete form UT-11C


If you reside outside New York City and you are exempt from the vehicle use tax in the county where you reside or have a business , complete form UT-11C


About how much are the fees?


I will happy to assist you with this. The chart shows the use taxes for all original registrations and renewals by the weight of the vehicle


Is there a place to read more information?


If you have any questions about the taxes, ask the city or county where you reside.


Do I need to pay if I live in Manhatton?


Supplemental MCTD fee - $ 50 for two years $ 25 per yea


Are there articles and resources that have more information on VA Pension Benefits?


Yes, articles include information on VA pension rates for VeteransView VA pension rates for Veterans, including Aid and Attendance and Housebound rates.


Are you interested in learning about other benefits of the VA Pension?


No, thank you I am not interested today.


Unfortunately, no relevant information is found.


Am I able to change my address on file?


Yes, you are able to change your address in your VA.gov profile.


Is it necessary for me to inquire about VA Aid and Attendance eligibility? Could you please tell me what they are?


You need another person to help you perform daily activities , like bathing , feeding , and dressing


not


You have to stay in bed or spend a large portion of the day in bed because of illness


yes


congratulations you are eligible for VA


how to make monthly payments added to the amount of a VA monthly pension


VA assistance or Housebound benefits provide payments


Hello, do I need information related to the requirements to apply for disability benefits?


Please review the kit this answers common questions about applying for Supplemental Security Income benefits for children.


If you need help in relation to the subject, you can inform me.


I really require I require information on the subject, what does the online report consist of?


It is important to review the steps to see if you apply to benefits.


If you have problems with deafness or have hearing problems?


You can contact 1 - 800 - 325 - 0778 and request information related to the topic.


Is it necessary to give permission to the child's doctor to give us information about his disability?


Sure, it's of utmost importance in addition to completing the Online Child Disability Report.


What should I know regarding the topic?


It is important that it collects highlights information about the child's disabling condition and how it affects their ability to function.


Can you explain what is the Starter Kit for disabled children?


Mainly answers common questions about applying for Supplemental Security Income benefits for children.


can you help me get information about Post-9/11 GI Bill (Chapter 33)


of course. Chapter 33 of the GI Bill Post-9/11 helps you pay for school or job training.


do I qualify if I have served on active duty after September 10, 2001?


of course if you can qualify for Chapter 33 of GI Bill Post-9/11.


Where will they determine the amount of the benefit?


Here is how we will determine how much of the benefit you will qualify for.


What requirements must I meet?


Have you served at least 90 days on active duty, all at once or with service interruptions beginning September 11, 2001?


yes


because if you meet the requirements you can get these educational benefits


If I am a qualified member of the service, can I transfer my months?


whether you can transfer the 36 months or a portion of your post-September 11 GI Bill benefits to a spouse or child. The Department of Defense approves a transfer of benefits.


I need help with a road test.


Schedule an appointment online.


Are you 18 or older?


Are you under 18?


No, I'm over.


What happens if I fail the test?


You can take it again.


Do I have to pay?


Yes, you can pay by phone or online.


What will I need for a motorcycle test?


A registered and inspected motorcycle.


What if I'm under 18.


You will need your parents to complete a form.


What if my learners is expired?


You must get a new one.


I need the counseling for a loan


Would you like to know more about Entrance Counseling?


not really, I'll just do it


Would you like to know who needs to complete this, just to make sure you need it?


no I know I need to do it


Would you like to know how long it will take so you don't get any surprises?


not really, I'll just do it when I have a lot of free time


Would you like to know what you will need to have to get started?


tell me what I need


You will need your FSA ID and the name of your school.


and where do I go once I'm ready to do this?


I will give you the link where you can Log In and Complete Entrance Counseling


Hello, I would like to obtain information about paid employment...


In that case to be eligible to receive funds under the Title IV Student Assistance Programs of the Higher Education Act, an educational program must lead to a degree in a public or non-profit institution or must prepare students for a "gainful employment in a recognized occupation.


and how is the earnings data calculated?


Could you read what was described above?


no


Unfortunately, no relevant information is found.


who calculates the annual rate of profit?


the numerator is the calculated annual loan payment amount, an estimate of the annual loan repayment amount based on the average educational debt of the cohort members. The denominator is the highest of the average or average income of the cohort obtained from the Social Security Administration SSA


Can you tell me on what types of loan are calculated for disclosure purposes?


The Medium Private Loans, Medium Institutional Loans, and Medium Title IV Loans were calculated for disclosure purposes and are NOT the median used in the Redemption Rate or Debt-to-Income Ratio calculations.


I also need more information about Medium Private Loans and  Medium Institutional Loans , where can I have more information?


you can use Glossary of terms used in the D / E data spreadsheet...


and where can i see my calculations?


Download the Debt to Profit Data Spreadsheet


what is reviewed under the third-party servicer program?


Outsourced services and functions necessary for a school to continue to provide federal student aid.


Did you know the reviews allow an institution to remain eligible to participate in the federal student aid programs?


yes


do they need to be in agreement with title iv?


Yes, when contracting with an institution, a third-party servicer and/or its contractors must comply with the various Title IV requirements applicable to its servicing agreement with the school.


About the Master Promissory Note (MPN), will I get information about the terms and conditions with my promissory note?


Yes, it explains the terms and conditions of your loan


where can I log in and do more?


I can give you a link so you can Log In


what's the use of the promissory note?


It is a legal document in which you promise to repay your loan and any accrued interest and fees to the U.S. Department of Education.


Will you keep me informed about when my insurance is about to lapse?


Yes. The New York State requires every motorist to maintain their insurance up to date so we at DMV make sure to inform you if you have any problem with your insurance.


Is it needed that my address is always up to date with you guys?


Yes, It is required. If not we won't be able to keep you informed about your insurance and we'll suspend your registration and license. You should make sure to turn in your vehicle's license plate before canceling your insurance policy


for the suspension to be put on hold until the result is known. Isn't there a chance for a hearing? May I at the very least request a hearing with the DMV?


Yes, you also have the right to a hearing before the DMV.


And what effect can the hearing have?


The purpose of the hearing is to determine whether the tolling authority notified you that you failed to pay tolls, fees or other charges related to 3 or more violations of the Authority's toll collection regulations, all such violations committed within a 5 year period, or failed to pay $ 200 in tolls accumulated within 5 years, if the violations occurred in a commercial vehicle, or failed to have them dismissed or transferred. At the hearing, you may NOT dispute whether you evaded a toll and/or failed to pay tolls, fees or other charges.


Well, that was very informative. Thank you. By the way, how can I dispute someone claiming I didn't pay my toll?


To do this, please contact the tolling authority listed on the Notice of Registration Suspension.


Alright. Back to the topic: do I have to appear at the hearing in person?


You may request an in-person DMV hearing or you may request a hearing by affidavit, this is a hearing on paper. The Notice of Registration Suspension provides instructions about how to submit the affidavit to DMV.


Hello, I need information on how I can review the third party service program


It is important that you review the amended HEA, where it allows higher education institutions to outsource any aspect of the institution's participation in federal student aid programs.


What requirements must be met to participate in federal student aid programs


Please can you inform me of the requirements


read modified HEA to determine to determine federal student aid programs


perfect modified HEA determines federal student aid programs


What are the characteristics of the student to receive federal student aid


The amended HEA stipulates the characteristics


it is important to have federal funds for student aid


When is it known if federal student aid funds are sufficient?


You must first review the program


the FSA is in charge of this process and at the end gives the information


can you give me details of Co-op training


A college or university co - op training program lets you get full - time work experience in between periods of going to school full time . You may be able to get help paying for some of your costs like books , tuition , and housing if you re part of a co - op . Find out if you can get these education benefits .


tell me the questions i must answer


You re using VA educational assistance


not


No You may be able to get disability benefits


What benefits can I get?


Help paying for tuition and Money for books and housing


If the program is at a private or foreign IHL?


I also hope to find out - benefits . Are there more benefits and information of GI Bill?


Yellow Ribbon Program Find out if your school participates in the Yellow Ribbon Program, which can help pay for tuition costs that the post-9/11 GI Bill does not cover.


we pay the lesser of the national maximum or the actual costs for in - state tuition and fees . We also pay for some of the cost of housing and books .


Btw, I'd like to know more information in co-op training program . How much will I get if I join a co-op training program?


The amount we cover depends on the benefit you use . View current payment ratess The Post-9/11 GI Bill


Who s covered?


Veterans


I want to self-certify


What driving type will you be certifying


Just for here in New york


okay, we will need a copy of your USDOT Medical Examiners Certificate


I have it but it is about to expire, is there a problem with that?


could be because you will not be certified to continue driving commercial vehicles if your certificate expires


just bring in your new medical certificate so you are still certified,if it expires you will have to go to a DMV with your new certificate


not expired yet, I'll stay up to date on it so it doesn't expire


have you been previously certified then downgraded to not certified?


No , this is my first go


what if I don't want to drive commercially but don't want to downgrade


You don't need a Medical Examiner's certificate in that case but you will have restrictions on your CDL license


Will anything happen if some of my info is wrong?


You might get rejected and they will let you know why, and you will have to correct the form or submit another one with the correct information


okay, but I should have a medical examiner's certificate so do I need anything else to certify?


If you get the certificate you will be certified with no restrictions and all set


Hello, can you tell me if foreign students can qualify for federal aid?


Sure, it all depends on the case.


If I am granted DACA, am I eligible for the aid?


It is noteworthy that undocumented students, including DACA beneficiaries, are not eligible for aid but may seek other options.


Can you give me more information than what you just told me?


Sure, you may be eligible for certain federal student aid.


Can you let me know if my parents' immigration status affects my eligibility for help?


In this case it would not affect your help request for any reason.


Perfect, and what else can you do for me?


These processes are free, you must search for information on these procedures.


Under what conditions would you not be eligible for federal aid?


It all depends on approval for you to be eligible.


What if I only have a Notice of Approval to apply for permanent residence?


Then you are not eligible in that case.


Should I answer all the questions on the form?


ou must answer all questions truthfully.


Hello, I need help with getting my benefits.


Of course. Would you like to schedule your exam then?


Yes, sure.


Then you'll have to contact your local VA environmental health coordinator. If you qualify, you won't have to pay anything for this exam.


Sounds great. What if I had contact with that nasty agent orange? Does the exam cover this?


You can request a VA Agent Orange Registry health exam. Even if you don't have a known illness, the exam could alert you to illnesses that may be related to contact with herbicides.


Alright. How do I know if I qualify for such an exam?


You must have either served in Vietnam between 1962 and 1975 for any length of time, including in the inland waterways Brown Water Navy and within the 12-mile territorial seas Blue Water Navy, or in Korea in a unit in or near the Demilitarized Zone (DMZ) anytime between April 1, 1968, and August 31, 1971.


I see. What are you going to examine then?


Several things. For example, your history of contact with Agent Orange and other herbicides and your health history including any major illnesses or surgeries you may have had.


Is the exam free for veterans?


Yes, it's free for qualified Veterans.


What if I am a veteran who does qualify?


Then you won't have to pay anything for this exam.


Hello there. What can you tell me about medicare premiums?


The law requires an adjustment to your monthly Medicare Part B medical insurance and Medicare prescription drug coverage premiums. This affects less than five percent of people with Medicare. Most people don t pay higher premiums.


What if I suddenly earn a lot more at my work?


Do you have a higher income now?


No, I'm just asking.


What would you do if you determine that I'm a higher-income beneficiary, anyway?


You'd pay a larger percentage of the total cost of Part B based on the income you normally report to the Internal Revenue Service IRS. You'd pay monthly Part B premiums equal to 35, 50, 65, 80, or 85 percent of the total cost, depending on what you report to the IRS.


What if I amended my tax return?


In that case, if it changes the income to determine the income-related monthly adjustment amounts your MAGI, you should inform us about it.


And if I'm a higher-income beneficiary, what happens then?


Then we deduct this amount from your monthly Social Security payments regardless of how you usually pay your monthly prescription plan premiums.


Hi, can you tell me how to estimate federal aid?


So far, it is not available to request the debt estimate.


For when would it be available to request the estimate?


Unfortunately, no relevant information is found.


What is the FAFSA4caster?


Do you have to understand all the FAFSA4caster options?


I'd like to ask about Understanding Financial Aid.


As you prepare for college or career school , explore how financial aid works, learn about the types of aid, and find out if you re eligible. You can also estimate what aid you may be eligible for when you check out FAFSA4caster. And where can I find out if I am eligible for the assistance?


I'd also want to ask regarding  FAFSA4caster. What kinds of questions can you expect to see on FAFSA4caster?


You can find financial and other questions that are used to estimate your eligibility.


I was wondering on how does my school calculate my need-based aid?


As for non-need based aid, they use various factors to calculate that.


I'm curious about FAFSA4caster as well. Which estimate is the most precise?


It is vitally important to answer all FAFSA4caster questions.


What does FAFSA4caster consist of?


It is primarily a useful tool for anyone who is not yet ready to submit a FAFSA form.


How much is it to replace my registration?


The fee to replace your vehicle registration document and windshield sticker is $ 3.00


Was your loss of registration and/or plates the result of a crime??


Yes to both the registration and plates.


In that case you must apply by mail or at a DMV office.  There is more information in the following section called lost or stolen plates [ 2 ].


That's what I thought. But what about a temporary registration?


You can download and print a temporary registration in PDF format that is valid for 10 days. We also attach a copy to your confirmation email. You will get your new registration document by mail within 10 days.


My address has changed since I got my last registration, will this cause a problem?


If your are sending it in by mail, you can just write your new address on the application.


I see. May I ask another question. for temporary registration, once I do this process, do I have to go to the DMV office?


We recommend you come to the dmv now to get an enhanced or real id, so you can avoid a second office visit later.


Anything else I want to know regarding my address change, will it be possible for all DMV documents to be mailed?


There is no guarantee that the USPS will forward all DMV documents to your new address.


Is there a faster way to change my address?


Yes, you can first change your address online and then renew the information.


It will be too long to send my application by mail and I don't have the time to go by the office, can't I get a registration like now?


Yes you can replace registration documents online for most vehicles with the condition that your computer must accept cookies.


Would you like to know the type of vehicles that are ineligible for online registration replacement?


Yes that would be helpful.


Amongst others, there are vehicles older than model year 1973, boats, snowmobiles or ATVs.


Hello, I need information on how I can Plan benefits?


It is noteworthy that Social Security can provide benefits to several of your relatives.


Perfect, what else do I need to know?


Can you tell me which members of your family can get benefits?


That depends on your earnings record.


Where can I find more information?


We will give you information related to the phone or make an appointment.


Which relatives can receive the benefit?


They receive when you retire.


Benefits can be received by you, your spouse, and other eligible family members.


What is the Direct Deposit of Social Security?


It is important that you are already receiving benefits.


What if I am already receiving benefits?


If you already receive SSI and have a bank account, you can qualify.


Perfect, can you tell me more about it?


If you qualify you can sign up for Direct Deposit using.


In the event that you do not get the benefits but want to apply what should I do?


It is important that you seek the Social Security representative when applying for the benefits you want to enroll in Direct Deposit.


You can further expand that information.


It is important to seek more information with your management agent.


What if you don't have an account?


It is noteworthy that you must open an account in order to register.


Hello, sir or ma'am. I came here to find more information, perhaps you can help me.


Of course. On our page you can learn how we assign disability ratings and effective dates, and what to do after you get your rating.


Would you like to learn more about other VA benefits and services?


No, I am well informed about that.


Unfortunately, no relevant information is found.


What can you tell me about the disability compensation? This is something that affects and interests me.


The VA disability compensation pay offers a monthly tax-free payment to Veterans who got sick or injured while serving in the military and to Veterans whose service made an existing condition worse. You may qualify for VA disability benefits for physical conditions like a chronic illness or injury and mental health conditions like PTSD that developed before, during, or after service.


I see. But what if I need more aid than I'm currently receiving?


by the way do you know the assistance benefits VA or homebound? Can you help me see if I qualify for a homebound assignment?


Yes, we can help you see if you qualify for these benefits.


We can find out if you're eligible for extra monthly pension payments if you need more aid than you're currently receiving.


Okay, that's fine. Now, let's talk about the exam. That would be fantastic. If you have any extra information on this exam? That is a claim test.


Of course. We can find out why you might need a claim exam, how to schedule and prepare for your appointment, and what to expect during and after the exam.


Now we're talking. Can you also tell me how to add my wife to my disability benefits?


Yes. We can help you find out how and when to add a dependent spouse, child, or parent to your VA disability benefits.


Then please do that. Also, what else can you tell me about the disability benefits you just mentioned?


We can help you find out how to apply for and manage the Veterans disability benefits you've earned on our page, if you want.


How do I go about accepting Student financial aid?


The process begins with you accepting the funding that you don't have to pay back


Has your school sent you any correspondence in relation to an aid offer?


No, I haven't received anything from my school in this regard


Is there any help you can give me in making an effective budget regarding borrowings that I will need for my education?


Yes, we have advice on budgets available to all applicants


What if I discover that my living expenses are not going to be as high as has been estimated by my school, do I have to accept all the loan that has been given to me?


You are entitled to turn down any loan that is provided or even to request a lower amount of borrowing. Your school will be able to help you with this query, should it arise


Do schools have specific financial plans in place for students that re attending the school?


Yes, a lot of schools have tuition payment plans, these are monthly interest-free payments towards tuition. These plans can help in reducing the amount of borrowing you need. The financial aid office in your school will have more details


How do I let my school know what type of financial aid I will be accepting?


Any offer of student aid that you receive will include instructions on how to accpt the aid. You will need to follow these instructions carefully. You may have to enter amounts that you are accepting in an online form and then submit the form


I'm under 18 and need help getting my learner permit.


Are you under 18 or are you the parent of of a driver under 18?


I'm under 18 and looking to get the permit for myself.


Great. It's very important to understand the Graduated Driver License and the restrictions on drivers under 18.


Can passengers ride in my vehicle while I have a learner permit?


No, only your supervising driver.


Can my 19 year old brother who has a license supervise me while I drive?


No, sorry. The supervising driver must be 21 or older and hold a valid license.


When can I take my road test?


Due to your age, you will need to wait 6 months after receiving your learner permit before you can schedule the road test.


What if I wanted to get a motorcycle license, do the same supervising rules apply?


Yes, but only a person who has a motorcycle license can supervise you.


Hello, I have an issue with the ownership of a vehicle. What happens if proof of ownership is not available?


Do you have a title certificate with the name of the previous owner?


No I do not.


What if there were no previous owners?


The sellers must provide proofs of all previous ownership and provide a bill of sale.


What if the NY State transferable registration was misplaced?


The person who currently owns the vehicle can apply for a duplicate registration document at the DMV. They must use the Application for Registration or Title PDF with the appropriate instructions.


Is there any other means to prove ownership?


Yes other evidence of ownership may be provided.


Other evidence of ownership must be presented such as an old registration or an original Manufacturer 's Certificate or Statement of Origin. Does the owner possess these documents?


No I don't think so.


Are you certain that these documents are not available?


there must be some other way, no?


Yes the current owner may use the MV-51B for proof of ownership.


what information appears on a lifetime driving record?


A "lifetime" driving record contains all the licence information the DMV currently has available about a driver. it displays all the information that the DMV possesses.


would you like me to give you some more details about what it actually contains?


no thank you, thats okay


what else can you tell me about the lifetime driving record?


there is some information that may not appear on the driving record.


what information does appear on the driving record?


information such as name, status, ie. whether the person is alive or deceased.


what happens if i fail to pay a fine?


it will include information such as:


where would i have to go if i fail to pay the fine?


depending on the situation, you may have to go to the out-of-state courts. the address and phone number will be on the record.


How do I calculate my benefits?


To estimate your future spouse 's , widow 's , or widower 's benefits under the GPO  you need two things :   The estimated " gross " monthly amount of your pension from your government job not covered by Social Security .


Is that all of the information I need?


you need two things :s   The estimated " gross " monthly amount of your pension from your government job not covered by Social Security The estimated monthly amount of your Social Security benefit as a spouse , widow , or widower before the effect of GPO


I do not have access to my spouses records, can you help?


please call our toll free number at 1 - 800 - 772 - 1213 If you are deaf or hard of hearing , call our TTY number at 1 - 800 - 325 - 0778  or contact your local Social Security office


What ages are benefits available?


No matter what your full retirement age or normal retirement age is you may start receiving benefits as early as age 62 or as late as age 70.


How do I find out what the reduction amount are when taking early retirement benefits?


The chart below lists age 62 reduction amounts and includes examples based on an estimated monthly benefit of $1,000 at full retirement age.  Just select your year of birth to find out how much your benefit would be reduced if you took early retirement.


What is full retirement age?


Full retirement age is the age at which a person may first become entitled to full or unreduced retirement benefits.


Tell me about the FAFSA application renewal.


The first thing you need to know is that you have to renew your FAFSA application every year.


Can you guide me through it?


Sure, Have you already logged in to renew your application?


Not yet.


Unfortunately, no relevant information is found.


Can I do it through the myStudentAid app?


Yes, you can. Once you log in as a student on the app the FAFSA renewal form should display automatically if you are eligible for renewal.


I just did it and it looks like the form is already filled.


What you see in the form is the prefilled information from your previous academic year. You need to update any needed information and add your new income and tax information.


Great. And, I'm just curious but what does FAFSA mean?


It means Free Application for Federal Student Aid.


can you give me details of How to apply for a Veteran ID Card


A Veteran ID Card VIC is a form of photo ID you can use to get discounts offered to Veterans at many restaurants , hotels , stores , and other businesses


If that is my case, what can I do?


Find out if you re eligible for a Veteran ID Card and how to apply


Am I eligible for a Veteran ID Card?


we ll have to verify your eligibility before we approve your application .


tell me the questions i must answer


Served on active duty , in the Reserves , or in the National Guard including the Coast Guard


yes


Received an honorable or general discharge under honorable conditions


not


No, you may be able to get the benefits if you do not meet the requirements


If I am not eligible for a Veteran Identification Card, what can I do?


If you have an uncharacterized or unknown discharge status ,


I'm looking to apply for the Direct PLUS Loan and would like some information please.


Are you a Graduate or Professional Student?


No, not yet but I'm planning ahead a bit.


Are you seeking supplemental information about the aid on offer?


No.


Unfortunately, no relevant information is found.


My application process has been stalled, why is this?


It might be because of the following: If you have placed a security freeze on your credit file, you must lift or remove the freeze at each credit bureau before you continue. Your application will not be processed if you have a security freeze. .


I find myself needing more information, is that possible?


We can provide you with supplemental information in connection with your application for a Federal Direct PLUS Loan  through the William D. Ford Federal Direct Loan Direct Loan Program.


What do I have to do in order to apply for a Direct PLUS Loan?


You must first complete a Direct PLUS Loan Master Promissory Note Direct PLUS Loan MPN, which explains all of the terms and conditions of Direct PLUS Loans.


I need some guidance on how to provide the verification you need of me.


Of course. You might see a note on your SAR saying you ve been selected for verification, or your school might contact you to inform you that you've been selected. Verification is the process your school uses to confirm that the data reported on your FAFSA form is accurate.


Have you been selected for verification?


Yes, I have been selected.


In that case your school will request additional documentation that supports the information you reported.


Good to know. I'd like to ask another information regarding the COA . Can you tell me what does COA means, please?


Sure, it's the amount it will cost you to go to school.


I also want to know about how my aid is being paid out.  So when it comes to my financial aid, what should I be mindful of?


Be sure to keep in touch with your school's financial aid office so that you understand the whole process of receiving your aid.


Alright. I'd also like to know about Master Promissory Note (MPN). Can you please explain to me what is a Master Promissory Note and where is it used for?


A Master Promissory Note or MPN is a legal document in which you promise to repay your loan and any accrued interest and fees to the U.S. Department of Education.


I see what you mean. And what do I do now that I've heard everything there is to know about the type of aid I want to accept?


Then you should decide what aid you really need, and then respond to the school's aid offer within the deadline set by the school.


I have to send them those documents they requested, right?


Yes. All you need to do is provide the documentation your school asks for and be sure to do so by the school's deadline, or you won't be able to get financial aid.


What will the status of my application be then?


The status of your application will be one of those listed on our website.


I want to know about the IT Standards Library, especially about the General and Federal Guidelines section.


this is the section that highlights federal organizations involved in establishing and coordinating the implementation of federal laws, regulations, standards, and guidelines applicable to information and information technology management.


Do you want to know about the resources available to you?


Not right now.


Unfortunately, no relevant information is found.


Please tell me some of the resources available about the Lifecycle Management Methodology.


Apart from the Lifecycle Management Methodology in itself, you can also get information about the LMM Tailoring Plan Template.


I'm curious if all the forecasted procurements in the federal student aid is finalized?


No. They are subject to revision or cancellation.


Who do I contact if I need additional assistance?


Do you have more questions about Federal Student Aid's Acquisition activities?


Yes, I do.


You can email FSA Acquisitions for more help.


Why should I share DMV information?


The DMV information shared with bus companies , employers , insurance companies , researchers , and motor vehicle manufacturers , through each of the three sharing methods , makes our lives safer and more convenient


If this information were not made available traffic safety and commerce would be negatively impacted, do you need more infromation on this?


Yes


A few examples of how DMV s information sharing programs benefit all of us are provided below


How much does the DMV get from pay-per-search sales?


$ 58 million per year


How much does it get from over the counter sales?


Approximately $ 3.0 million per year


How long does a quote take?


You can expect a rate quote within minutes. Insurance companies are able to provide this convenient service because they have direct pay - per - search access to DMV information


How much does the DMV get from contract sales?


Approximately $ 2.2 million per year


Where can I get more info on this?


How can I plan my retirement


When do you plan to start your benefits?


Not sure I know what the best age is


Well there are things to consider as there is no one best age for everyone


I am going to be 62


You shold make the decision about when to apply based on your individual and family circumstances


yes


I need more information about the benefits that widows and widowers will get, or first tell me about the benefits that are available to them as they get older.


ok. For your widow, the benefit could start as soon as she turns 60, getting reduced benefits, or full benefits at the full retirement age. If your widow is disabled she could start getting the benefits at age 50 if her disability started before your death or up to seven years after.


Do you happen to be familiar with other things to consider?  What happens if I'm married and my spouse has a job?


You may be able to switch to their health insurance


I still need to find out about Social Security pay death benefits. Is it possible for a son to receive the payment?


If there is no surviving spouse the payment is made to a child who is eligible for benefits on the deceased's record in the month of death.


I wanted to know what happens if my military records were damaged during that fire you had


Did you want to know how the VA reconstructs your records?


no


Do you need to get a copy of your records?


yes, I need them


Are you filing a VA disability compensation claim?


no I'm not


Unfortunately, no relevant information is found.


so how do you get them together if I need them but they were burned?


We submit a specific request to the NPRC for any additional service records they may have . With the information we provide, the NPRC searches for documents that may help to reconstruct your records. They may also reach out to other government agencies to put your records together.


What other ways do I have to obtain my military registration?


Yes.


Okay, now for help filing a claim or appeal, how can I find an accredited representative or a VSO?


You can find an accredited representative or a VSO by going to eBenefits to find a local representative including a recognized VSO, an attorney, or a claims agent by state/territory, zip code, or the organization's name, for example.


I am looking to remove a lienholder from a title certificate, how do I go about this?


Is there a lienholder currently appearing on your title certificate?


Not on mine, no


To remove a lienholder from a certificate you must have proof that a lien is satisfied, do you have any proof of this?


What is acceptable proof that a lien on a title is satisfied?


There are currently two types of proof, the first proof is to provide the DMV with what's known as a Recorded Lien MV-901


What happens if the lienholder present on the title certificate is a person and not a loan company?


In this instance, the letter that is sent to the DMV must be notarized


I have a lien on my title certificate, but my certificate is lost, is there anything I can do in this instance?


You must send an application for a Duplicate Certificate of Title and original proof which shows that a lien is satisfied to the address that is listed or alternatively, bring them to a DMV office. The DMV will issue you with a duplicate certificate but this does not list the lien. The certificate is mailed to you for a fee of $20.00


Hi, I have come on hard times and am battling to pay my student loan. Is there a way I could lower my payments for a time?


Yes there is a way  you can make lower payment, we will help you successfully repay your loan.


If I qualify and apply for an Income-Driven Repayment Plan and am successful with my application, what happens after I apply?


Once you have applied your federal loan servicer will let you know regarding your eligibility and, if you qualify, what you loan payment amount will be.


I'd like to ask you another question about student loans. What are the requirements for a deferment?


Do you think that you may qualify for a Hardship Deferment?


How do I find out if I qualify for that Hardship Deferment?


Are you receiving any sort of welfare?


I am not receiving any sort of welfare at all.


Are you working full-time with earnings that would fall below 150% of the poverty guideline for your family size and state of residence?


I am not working full-time as I am a student.


Are you serving in the Peace Corps?


I am not.  I am simply a full-time student.


Unfortunately, then, I am sorry.  This program is not for you. You may have to continue to seek other alteratives.


Hello I need information about How to pay the penalty insurance


Want to determine if you can pay?


no that's not my doubt


you want to know if you can pay online?


do not


Do you want to know if you can pay by mail?


want to pay at a DMV office?


Do you want to know how much you should pay?


Yes please


Your DMV suspension order shows how much you must pay. The amount depends on how long you did not have insurance coverage. Your payment is calculated based on the following table


the expiration of your insurance is 25 days?


Unfortunately, no relevant information is found.


What guarantee do I have to solve the problem if I pay?


Your payment does not guarantee that the DMV will restore your registration , or close other suspensions or revocations you have .  It is your responsibility to know if the DMV restored your registration before you drive the vehicle . You can check the status of your driving privilege and vehicle registrations through MyDMV


Do you know about trailer plates registration, if ever it has no valid registration? Do I need to surrender trailer plates?


You must surrender your plate if your trailer doesn't have a valid registration, it's ok if you "lost" it as long as your registration is valid.


Hello, can you tell me about the maximum family amount please?


Of course. Each family member may be eligible for a monthly benefit of up to 50 percent of your disability benefit amount. However, there is a limit to the amount we can pay your family.


Is the sum of the benefits payable on your account greater than the family limit?


No, it isn't.


So, what about benefits if my spouse collects a higher Social Security benefit than me?


In that case the spouse benefit amount will be permanently reduced by a percentage based on the number of months until his or her full retirement age.


Oh, so if she also works under Social Security that has an effect on the benefit as well?


Yes, that is correct. His or her Social Security benefit on your record may be affected.


I see. And if she didn't work under Social Security that would not be an issue, right?


Yes, that is correct.


And when would benefits be payable for my spouse?


Benefits are payable for your spouse at age 62 or older.


I want to contest a decision you made and need to know what to consider.


Do you disagree with the decision we made about your income-related monthly adjustment amounts?


No, it's about another issue.


Look, can you just give me a link or something to more information?


Of course. Do you want more information about the income-related monthly adjustment amounts or to apply for Medicare Part A or B?


No, nothing of that!


Let me be more direct: what adjustments need to be done to my premium?


The law requires an adjustment to your monthly Medicare Part B medical insurance and Medicare prescription drug coverage premiums. This affects less than five percent of people with Medicare. Most people don t pay higher premiums.


Finally we are making some progress. And what if I filed federal income tax return for the year in question?


In that case you need to show us your signed copy of the return. Use Form Medicare Income - Related Monthly Adjustment Amount Life - Changing Event to report a major life - changing event.


Hello, what can you tell me about those Empire Gold plates?


Since April 1, 2010, DMV has issued Empire Gold vehicle license plates. DMV no longer issues Empire Blue and White plates.


Ah, I saw my neighbour with one of these plates and immediately wondered what those are. Now I know. What if my car is registered in one of the classes listed on your website?


In that case you can keep the same plate number from your current plates on your new Empire Gold plates for an additional fee of $ 20.00.


I understand. And how do I place an order?


You can order Empire Gold plates by phone, online or at a DMV office. The new plates and registration documents will be sent to you separately in the mail.


I have another question. Do you know how I can avoid traffic tickets before my plates arrive?


Yes. Simply put the new registration document on your vehicle even if your new plates have not yet arrived. Put the new plates on your vehicle as soon as you receive them.


Do I have to order Empire Gold plates when I renew my registration online?


Yes. This also applies when you renew your registration by mail or at a DMV office to replace your current plates when your registration is not due for renewal.


And what should I do with my old plates?


Did you receive your new Empire Gold plates?


Yes, I have them here.


Then do not return your old plate to the DMV. Recycle your old plates based on local guidelines.


I have questions about the TEACH Grant Agreement To Serve.


Are you interested in completing the TEACH Grant ATS?


Yes, I am.


Great. You will first need to log into your account.


How do I know if I qualify for this grant?


This grant is for students who are completing or plan to complete any coursework that is required to begin a career in teaching. To qualify for this grant, you also need to agree to teach full time for at least 4 years.


How do I know if I should complete this?


If you are a student receiving a TEACH grant and have completed TEACH Initial and Subsequent Counseling in the same Award Year, you should complete this.


What information will I need to complete this?


You will need your verified FSA ID.


How long does it take to complete the ATS?


Most individuals complete the ATS in 20-30 minutes. Please be advised that this must be completed in one session.


Am I eligible to use the VA appointment tools?


You can use these tools if you meet all of the requirements


How do I connect with someone right now?


you 're a Veteran in crisis or concerned about one , connect with our caring , qualified Veterans Crisis Line responders for confidential help . Many of them are Veterans themselves . This service is private , free , and available 24/7 .


Do you also know about this - This service is private, free and available 24 hours a day? And how do I update some of the information I sent?


Do you want to update personal, financial, or insurance information from an earlier application?


Yes


You need to fill out a Health Benefits Update Form VA Form 10-10EZR


can you tell me how to apply in person and do it in spanish so someone next to me can read it?


Para llenar su solicitude en persona , encuetre el Centro Medico de Veteranos mas cercano, o reciba ayuda por medio del Departmaneto de Veteranos de su estado


How do I apply in person?


You will need to go to your nearest VA medical center or clinic. Bring a signed Application for Health Benefits with you.


What is good advice when accepting financial aid?


Always accept the financial aid funds you don't have to repay.


Have you received your school financial aid offer?


Yes, I have received the college I am attending financial aid offer.


That's good but remember to indicate which financial aid you would like to accept by making an informed decision.


I'd like to know if the Internal Revenue Service (IRS) offers tax breaks for education. Is there any kind of tax assistance available for college students?


Yes,  there are tax credits, which can help you to get access to tuitions, books, supplies and equipment for college or career school, this also will help you to reduce the amount of your income taxes.


you who have been in this area longer and could give me excellent advice. How do I choose the best financial aid to accept?


There are many things to keep in mind when you get an aid offer such as, free money first earned money second, borrowed money last.


Do you have any information on where can I know if my school will pay for my aid and the period each payment covers?


Find out when your school will pay your aid and the period each payment covers.


Do you have any  suggestion which student loan is good to accept ?


Usually choose the federal student loans offered to you first because they usually have the most favorable terms.


What if my living expenses are not as costly as the amount estimated by the school I am attending?


You always can turn down the loan or ask for a lower amount and your school will help you with this.


How do I inform my school which aid I will accept?


Follow the directions on your student aid offer and sometimes you might have to enter the amounts you are accepting in an online form and then submit the form.


I need to get a new veteran ID card.


There are many different typed of identification cards that you can use to show you are a veteran.  Do you know which type of card you are needing?


I had an ID card that allowed me to get discounts at stores and restaurants.  How can I replace this?


Have you served on active duty, in the Reserves, or in the National Guard or Coast Guard and received an honorable or a general discharge under honorable conditions?


I was not honorably discharged, no.


If you were discharged under less than honorable conditions, then you may not hold a veteran ID card.


I am trying to access the records of my uncle who was discharged in 1982, will I be able to obtain any information from his file?


If you are not their next of kin, you may only be able to request limited information from their Military Personnel File.


I'm trying to access my uncle's record so that he can have a military burial, where do I call?


Call our National Cemetery Scheduling Office at 800-535-1117. They will be able to help you get access to his DD214 or other discharge documents.


What other types of records can be accessed on milConnect?


You can access documents from your Official Military Personnel File to view and download. Connect today to find out.


Am I in the right place to learn more about the National Call to Service Program?


Yes, you are. Have you ever performed a period of national service?


No, I have not but my spouse has.


Can you tell me what the National Call to Service Program provides?


Yes, it's a program which allows you to choose an education benefit as an alternative to the Montgomery GI Bill.


Do I need to meet all the specified requirements to qualify?


Yes, have you completed your initial entry training and then continued to serve on active duty for 15 months in a military occupational specialty designated by the Secretary of Defense?


No, I did not serve 15 months it was only 13.


Unfortunately you would not be able to qualify as all requirements must be met.


Can you tell me what benefits I would receive if I qualified?


Yes, you would get to choose one of the following options: A cash bonus of $5,000 or repayment of a qualifying student loan of not more than $18,000, among other choices that can be found listed below.


Does active duty in the Selective Reserve count towards qualifying?


Yes, that would be eligible.


I need some information about the Graduated Repayment Plan.


Allow me to assist you with that. Under the Graduated Repayment Plan, payments start low and increase every two years. These payments will be made for up to 10 years.


Are you considered low income, but expect your income to increase over time?


Yes. I'll be making more money later on.


Great. This plan could be right for you.


Are FFEL Consolidation Loans eligible for this plan?


Yes, they are.


What other loans are eligible?


Most loans from the William D. Ford Federal Direct Loan Program and the FFEL Program are eligible for this plan.


Can I use the loan simulator to estimate my payments under the Graduated Repayment Plan?


Absolutely. We recommend that you use our loan simulator before you contact your loan servicer.


How will my payments differ with a FFEL Consolidation Loan?


In this case, the length of your repayment period would be determined by the amount of your total education loan debt. This includes your consolidation loan and any other student loan debt.


I would like to know How to apply for rehabilitation and employment at VA Voc


want to know how to apply for VA Voc rehabilitation and employment, also known as vocational rehabilitation and employment benefits, VR&E


yes


I tell you that you don't need to wait for a rating. Instead, fill out VA Vocational Rehabilitation - Advance after exiting form VA 28-0588.


can i be eligible for VR&E benefits and services


Are you Going through the Physical Evaluation Board process?


not


you are waiting for a discharge that is not dishonorable and have a VA memo score of 20% or more


Have you entered the IDES Integrated Disability Assessment System?


Yes You can be eligible for VR&E benefits and services


What do I need to renew my Driving School license?


It needs to be done 30-60 days prior to expiration.


Do you have updated information about your school?


Yes, everything is updated.


Then you need your Driving School Renewal Application, Proof of Workers Compensation form, and Disability Benefits Coverage form.


What if we provide the Pre-licensing course?


Then you need to attach a Signature Authorization List- Pre-licensing Course.


What about if we use vehicles for instruction?


You need to attach a List of Driving School Vehicles.


Which form is that?


MV-278 6


What if my license expired?


You must stop operating.


Is there anything else?


Make sure you attach the required documents.


How can I become eligible for VA home loan programs?


You need to keep in mind that for a VA-backed home loan, you will also need to meet your lender requirements for credit and income.  We also provide a COE to show your lender you qualify based on your service history.


Is is really possible for me to get a COE as a spouse of a Veteran?


Yes, you might be able to get a COE if you are the surviving spouse of a Veteran or one missing in action or a POW.


What will happen if I received a dishonorable or bad conduct discharge?


You may not be able to get any VA benefits.


How do I request an entitlement restoration?


You will need to fill out a Request for a Certificate of Eligibility VA Form-26-1880 and send it to your regional VA loan center in the state you live.


What must I do to use a COE I used before?


Have you sold the home you bought with the past loan and paid in full?


Yes, I have sold the home and paid it in full.


Then you will be able to restore an entitlement you used to purchase another home with a VA direct loan.


hi can you help update my FAFSA application


Of course we can give you information so that you learn what types of corrections and updates you can do and how to do them.


Want to know what changes you can make to your FAFSA once it has been processed?


no thanks


Do you want to know how to make changes to your FAFSA?


Is it possible to change the information later?


There are some cases in which you will want or need to change the information you reported.


If the number of family members changes as a result of a change in my marital status, what should I do?


in that case you should speak to the financial aid office of the school you plan to attend to determine if you can update the FAFSA form


What if you made a mistake in what you reported on the FAFSA?


you will need to make a correction. Find out how to make changes to your FAFSA information


Hello, can you tell me about the maximum family amount please?


Of course. Each family member may be eligible for a monthly benefit of up to 50 percent of your disability benefit amount. However, there is a limit to the amount we can pay your family.


Is the sum of the benefits payable on your account greater than the family limit?


No, it isn't.


Unfortunately, no relevant information is found.


So, what about benefits if my spouse collects a higher Social Security benefit than me?


In that case the spouse benefit amount will be permanently reduced by a percentage based on the number of months until his or her full retirement age.


I am very happy that the percentage is reduced, do not expect it, excellent surprise, can I read more about this so that it does not take me by surprise?


We have some available publications: Disability Benefits,  What You Need To Know When You Get Social Security Disability Benefits and How We Decide if You Still Have a Qualifying Disability


how do I know if I'm improving without really working and If I work do I lose benefits?


A lot of people would rather work than live on disability benefits. There are special rules that help you keep your cash benefits and Medicare while you test your ability to work, so you don't have to worry about losing benefits .


what kind of rules are they so I can read more on them?


There are special rules that help you keep your cash benefits and Medicare while you test your ability to work .We call these rules " work incentives "


and what can cause my disability to get taken away if they review?


Two things can cause us to decide that you are no longer disabled and to stop your benefits.  if you work at a level we consider " substantial"  or if we decide that your medical condition has improved to the point that you are no longer disabled .


I need to learn about VA health benefits.


Do you qualify for VA health care?


Yes, i qualify for the VA health benefits.


Then you will receive coverage for the services you need to help you stay and get healthy.


What must be true for me to fill a non-Va community provider?


Are you enrolled in VA health care at this time?


No, I did not qualify for VA health benefits.


Then we cannot fill your prescription from a non-VA community provider at this time.


Since I am signed up for the VA health care program, what things am I able to do online?


You can manage your VA health care benefits online.


How can I call you and what times?


You can dial 877-222-8387 Monday through Friday, 8 a.m. to 8 p.m., eastern time.


Do I need to be enrolled in VA healthcare to use services?


Yes, you need to be enrolled in VA  health care, and you will need to have received care from us within the past 24 months to use VA urgent care.


What is the best plan for accepting financial aid for college?


Best plan is to accept financial aid funds you don't have to pay back.


Did you school financial aid office send you an aid offer?


No, I have not received an aid offer from the college I want to go to.


Unfortunately, no relevant information is found.


What is the best advice to keep in mind when I do get a financial aid offer and want to decide is the best offer?


You should always accept free money first such as scholarships and grants.


What should I do about receiving a paper aid offer?


You most likely will have to sign it and mail it back to the school.


What if I take a loan out from the Direct Loan Program?


If you will be taking a loan from the Direct Loan Program then the U.S. Department of Education will be your lender.


What are the best ways to decide what student loans to accept?


Your first priority for student loans should be the one with the most favorable terms and conditions.


How can I get information about foreign programs for VA


Of course, do you plan to study in a foreign school?


do not


What requirements do I need to meet?


Are you eligible or already receiving VA educational assistance as a veteran, service member, reservist, or qualified dependent?


since you do not meet all the requirements you can not get educational benefits sorry


What should I do before I enroll?


I have another question about benefit rates and how to use your benefits? How can I put my benefits to use?


Undergraduate and graduate degrees from institutions of higher learningIf you re looking to earn an undergraduate or graduate degree , find out if you can get VA benefits to help pay for courses


You can send us a question through the GI Bill website. Go to the GI Bill website You can also send us a request for information on the approval status of your program by mail. Submit your request


Also, to sign up. and I have another question, do you accept school degrees in foreign countries?


We will accept degrees from schools in foreign countries that are similar to degrees from accredited American colleges and universities. Accredited means that a group of experts has confirmed that the school meets certain recognized quality standards.


OK thanks. If I am outside the United States, what number can I contact?


call + 1 - 918 - 781 - 5678, Monday through Friday, s [90] from 8:00 a.m. at 7:00 p.m. we're at your service


I need help getting a learner permit.


I can help you with that. You need to be 16 or older to obtain a permit and you must apply in person at a DMV office.


Where do I go if I need to find more information about this?


You can find a list of various learner permit topics and information for each online at our website. These topics include getting a Certification of Supervised Driving form and special requirements needed for motorcycle and commercial learner permits.


I'd like to ask about what do I do if my children go to school in a different state?


a judge considers these facts to decide if your intent is to make NYS a " fixed and permanent " residence . According to this law , students from other states or from other nations who attend school in New York State are usually not considered residents of NYS .


I am studying in New York State. Do I need a New York State driver license?


Students from other states , countries or nations who attend school in New York State are normally not considered residents of New York State , so they don t need to exchange their current driver license .


there are more details of DMV


This transaction can only be processed in person , at a DMV office


Do you want a faster service?


not


want information for all other counties


How is the Tuition Recharge Help system


Does your college tuition cost more than what the TA Tuition Assistance Program covers?


yes


You want to find out if you can get more money to help pay for school through the Tuition Assistance program.


if what are the requirements


Do you qualify for the Montgomery GI Bill Active Duty MGIB - AD or Post-9/11 GI Bill benefits?


you can't get tuition assistance I'm sorry


I'd like to find out if you can get more money to help pay for school


you can do it when you meet the requirements


how can i qualify for tuition assistance if you get approved for federal TA


You meet the two requirements listed below.  Both must be true:  You qualify for the Montgomery GI Bill Active Duty MGIB - AD or Post-9/11 GI Bill benefits, and   The cost of the course and fees is more than what TA will cover.


How can I use the benefits planner?


Social Security can give you, your spouse,, and other eligible family members with benefits.


Can my spouse get benefits?


Your spouse or divorced spouse can get benefits under Social Security.


Is there a way to estimate survivor benefits?


You can use one of our benefit calculators to estimate future retirement, disability, and survivors benefits.


What if I want to apply for benefits online?


Do you want to apply for benefits online?


Yes, I want to apply for benefits online.


You can complete your application online.  You will need to agree to terms of service and create a log in.


What happens if you are a spouse or divorced spouse of a retired or disabled worker?


You can fill out your application for monthly benefits or just Medicare online within 3 months of age 62 or older.


Yes i am already getting benefits


you already receive Social Security or SSI benefits and you have a bank account ?


not


When do you decide which account is right for me?


let the representative at the financial institution know that you are interested in signing up to receive your benefits by Direct Deposit


you can sign up for Direct Deposit?


yes, starting or changing Direct Deposit online Social Security benefits only


I am currently not receiving benefits


you don t get Social Security or SSI benefits yet but are planning to apply?


yes


tell the Social Security representative when you apply for benefits that you want to sign up for Direct Deposit


Can you please fill me in on how to pay a driver civil penalty?


Of course. Do you wish to pay a driver civil penalty by mail for uninsured operation or uninsured accident?


No, not by mail.


What fee do I have to pay for a penalty that was issued on March 3, 1996?


In that case the civil penalty is $ 500.


And what fee do I have to pay for a penalty that was issued on August 21, 1988?


In that case the civil penalty is $ 300.


Alright, fair enough. Can you suggest a topic?


Tickets.


What fee would I have to pay for a penalty that was issued on October 7, 2005?


In that case the civil penalty is $ 350.


And what fee do I have to pay for a penalty that was issued on March 22, 1995?


What payments are available through the Income-Sensitive Repayment Plan who have Federal Family Education Loan Program loans?


The payments under the Income-Sensitive Repayment Plan may increase or decrease based on your income.


Do you need to make lower payments on your FFEL Program loans?


Yes, I am getting less hours at work and need to lower my payments.


Then this plan might be right for you.


Are the FFEL Consolidation Loans eligible?


Yes, they are available for the Income-Sensitive Plan.


How can I get more information about FFEL Program loans?


You should contact your loans servicer for more information.


Where should I go to find out about federal student loans I have received?


You should visit My Federal Student aid to view information about all of the federal student loans you have received and to find contact information for the loan servicer or lender for you loans.


Are unsubsidized Federal Stafford Loans eligible for Income-Sensitive Repayment?


Yes, they are eligible for Income-Sensitive Repayment.


Good morning I would like to know about Foreign programs


Are you planning to study at a foreign school?


Yes I am pretty interested in that


Great, in that case, you can use some VA benefits to cover tuition and fees


I have another question about VA benefits. What if I'm re-using the Montgomery GI Bill MGIB?


In that case, you can get up to $600 before we charge your benefits.


How can I get this benefit?


Your teacher at your school must agree that you need a tutor and write a letter on your behalf and he/she should send the letter to your school's certifying official and add a copy to your VA student file.


How do I know if I am eligible for this benefit?


Are you re enrolled in an educational program for half-time or more?


No, I don't...


You are not eligible if you are not re using VA educational assistance.


I am concerned because I have been told that I can no longer get federal student aid


Don't worry, there are things you can do to get back your eligibility for financial aid


What if I don't have a high school diploma


In that case, you need to talk to the financial aid office at your school to find out what to do


I also need to know about federal student loan, what things should I avoid when I sign the certification statement?


you don't owe money on a federal student scholarship,


How can I show that I am qualified?


Do you have a high school diploma or a recognized equivalent such as a General Educational Development GED certificate?


no


have you completed a secondary education?


yes


then you may qualify for a college or career education


and should I register for the selective service?


Most male students must register with the Selective Service to receive federal student aid. You must register if you are a man and you are not currently on active duty in the United States Armed Forces.


What more can I learn about my medical benefits package?


The information you need to know is that we cover preventive care services like health exams and health education including nutrition education.


Are you enrolled in VA healthcare?


No, i am not enrolled in VA healthcare.


Do you need us to consider covering non-VA emergency care for a non-service-connected condition?


No, I do not need you to cover a non-VA emergency.


Are there non-medical services I can get help with?


Yes, you may be able to get help with non-medical services such as beneficiary travel benefits or caregiver support help for the person who cares for you.


What can i get help with as a veteran?


You may be able to get help with assisted living, residential live-in or home health care through VA.


What must be true for my non-VA prescription to get filled?


Are you enrolled in VA health care right now?


No, I am not enrolled right now.


Then you non-VA prescription can not get filled.


I am looking for information regarding what benefits my children may qualify for?


Do you qualify for Social Security disability benefits?


No, not at this time


Unfortunately, no relevant information is found.


What are the requirements for my children to qualify for benefits from my Social Security record?


If you qualify for Social Security disability benefits, your children may also qualify for benefits. Eligible children are classified as your biological child, adopted child or stepchild. Dependent grandchildren may also qualify


What are the rules governing when children can receive benefits under my Social Security record?


The first rule is that your child must be unmarried


Are there any publications that I can view regarding benefits?


You can view the following publications; Disability Benefits, Benefits for Children and also What You Need To Know When You Get Social Security Disability Benefits


Is there any way that a child can receive benefits after the age of 18?


If a child is till in full-time education at a secondary or elementary school at the age of 18, benefots for the child will continue until the child graduates or until two months after the child turns 19, whichever is first


hi could you help me update my FAFSA application


Of course, we can help you learn what types of corrections and updates you can do and how to do them.


ok and what kind of changes can I make to my FAFSA form once it has been processed?


did you make a mistake on the form?


no


did you fill out a FAFSA using an incorrect social security number (SSN)?


Has your situation changed?


do you want to add or remove a school?


neither. anyway thanks for the help


Is VA survivors pension paid to surviving spouses and children?


Yes, A VA Survivors Pension offers monthly payments to qualified surviving spouses and unmarried dependent children of wartime Veterans who meet certain income and net worth limits set by Congress


Which requirements must I meet as a child of a deceased wartime veteran?


Are you under the age of 18?


Yes, I am 16 years old.


Based on your age, you may be eligible for benefits.


Can I still receive VA Survivors Pension if my spouse was dishonorably discharged?


No, your spouse has to be honorably discharged.


Do only certain wartime periods qualify?


Yes, under current law only the wartime periods listed below qualify.


Do I have to be unmarried to claim these benefits?


Correct.


How do I renew?


Your application for renewal of a Driving School License must be submitted between 30 and 60 days before the license expires.


Are you in the process of renewing?


No not at this time.


How do I get my expiration date?


It is printed on your license.


What if my school uses vehicles for instruction?


Yes my school uses vehicles for instruction.


You must attach a List of Driving School Vehicles-MV-527


What about pre-licensing?


You must attach a Signature Authorization List-Pre-Licensing Course, MV-278.6


How long are licenses renewed for?


Licenses are renewed for two years.


Is the Income-Sensitive Repayment Plan help lower payments?


Yes, the income-sensitive repayment plan can decrease or increase based on your income.


Do you need to make lower payments on your FFEL Program loans?


No not at this time but looks like I could in the future.


What will happen with my monthly payments on Income-Sensitive Repayment Plan?


Your monthly payments could increase or decrease.


How can I get more information if I have FFEL Program loans owned by the US Department of Education?


You would have to contact your loan servicer.


What loans are not eligible?


William D. Ford Federal Direct Loans are not eligible.


What FFEL Program Loans are eligible for Income Sensitive Repayment?


There are certain loans like Subsidized Federal Stafford Loans that are eligible.


Hello there. I need some guidance with paying a driver civil penalty by mail.


Of course. Do you want to pay a driver civil penalty by mail for uninsured operation or uninsured accident?


Yes, I do.


Then you should send us a certified check, personal check or money order payable to Commissioner of Motor Vehicles.


What penalty do I have to pay if the order was issued on April 1, 1993?


In that case the civil penalty is $ 200.


I see. And in which cases do I need to pay the penalty?


If you refused to take a chemical test for alcohol or drugs, if you operated or permitted the operation of a motor vehicle without automobile liability insurance or if you operated a motor vehicle involved in a traffic crash and the vehicle was not covered by automobile liability insurance and your driver license or driving privilege was revoked you need to pay the penalty.


I have another penalty, issued on August 1, 1989. What penalty do I have to expect from that?


In that case the civil penalty is $ 250.


Finally, what does a penalty issued on August 12, 1994 cost me?


In that case the civil penalty is $ 500.


Can you suggest a topic?


Tickets.


How can I enroll in direct deposit if I am already receiving benefits


already receive Social Security or SSI benefits and have a bank account?


yes


Are you changing Social Security benefits online from direct deposit only?


And how is it done in the event that someone does not have an account?


You must open an account before you can sign up for Direct Deposit. You should compare prices in your area to find an account that has the features you want at a price you can afford.


What if I still don't receive benefits?


You still don't get Social Security or SSI benefits but are you planning to apply?


no


Do you already have an account?


Take your checkbook or a copy of your bank statement with you.


I would like to know more about benefits, please.


No problem. You can get benefits for you, your spouse or other family members, thanks to social security.


That's when you retire, isn't?


Correct, although retirement is just one option. There's disability and death, too.


I see, thanks. By the way, i saw one can apply via online. But, what happens if you can't process my request?


If that happens, you'll receive some specific information in order to you contact us by phone or schedule an appointment.


That's a relief. So, if a want to apply, what do i have to do?


Are you goig to apply for retirement, disability o medicare?


Yeah, i want to apply for those.


That's easy. Just go online and complete your application. Of course, there will be certain criteria you must meet in order to get benefits. Also you'll have to agreed on the terms of service and create a personal account.


Is there any tool i can use to make calculations about the benefits?


Sure, you can use our planners to help you get a better understanding of your social security protection. Plus, you can use a benefit calculator.


How can I get a Tuition Assistance Refill


Does your college tuition cost more than what the TA Tuition Assistance Program covers?


no that's not the case


Unfortunately, no relevant information is found.


Can it happen that the combined amount paid by DoD and VA is more than the total cost of the course?


In no event will the combined amount paid by DoD and VA be more than the total cost of the course.


I'm really interested in learning more about Co-op programs. What benefits am I qualified for?


Help paying for tuition and Money for books and housing


What happens if I use my GI Bill post-9/11?


In that case we will reimburse your school for the difference between the DoD payment and tuition and the approved maximum authorized fees.


Also, do you have any advice on how I should prepare before beginning my application? But hold on. Is there any other form I need to fill out for career counseling benefits?


Correct, you'll need to use a different application.


Perhaps an unrelated question now in gathering my data. What am I supposed to do with this PDF document?


for more information you should read the data sheet above PDF


If the amount paid by DoD and VA is less than the cost of the course, is it accepted?


is possible as long as the cost does not exceed the total of the course


What requirements must I meet to be eligible?


Do you qualify for the Montgomery GI Bill Active Duty MGIB - AD or Post-9/11 GI Bill benefits?


I do not qualify


since you don't meet the requirements you can't get tuition assistance


How are you doing today? I came here to learn more about getting a learner permit. Hopefully you can help me with the questions I have.


Of course. Getting a permit is the first step to get your driver license. Most people apply for a Class 'D-Operator' permit. You must be 16 or older and must apply in person at a DMV office.


Do I need to bring my proofs to the DMV office?


Yes, you need to bring along your proofs.


And how should I prepare for the tests?


You can study the NY State Driver's Manual and take the practice tests.


what do I need to do in the DMV if I want a Standard that is not for federal purposes?


You need to bring your current NY State license as proof of identity.


I plan to drive a taxi, what should I do?


You need  to contact the Taxi and Limousine Commission.


My licence was issued on January 25, 2017, What kind of document will I have?


You will have a Standard document.


I want to know if I am eligible to use the VA dating tools?


Sure, you can use these tools if you meet certain requirements


What phone number can I contact?


you can call 800 - 273 - 8255, then select 1.


I see what you mean. I'd like to ask you another question about the VA Extended Care Services. What kind of services do they offer?


If you need community care in a nursing home, home care, adult day care, geriatric evaluation, or respite care, you may need to complete a Request for VA Extended Care Services Form 10 - 10EC.


And what document should I download for the application?


Must Download VA Form 10 - 10CG PDF


And where should I go if I want to fill out the application personally?


To fill out your application in person, survey the nearest Veterans Medical Center in this league: Find the Veterans Center or Clinic closest to you OR you can help through your state's Department of Veterans.


What other application should I download?


Fill out the application for Health Benefits Form 10 - 10EZ. Obtaining VA Form 10 - 10EZ You or someone with legal power to represent you must sign the form, and include the date it was signed....


Where can i get more information?


Call our toll free hotline at 877 - 222 - 8387, Monday through Friday, s [26] 8:00 am to 8:00 pm


I am looking to apply for a TEACH Grant Agreement To Serve (ATS) through the FSA. How do I go about this?


Have you completed the TEACH Grant ATS form?


Yes, I have completed that form


Firstly, you will need to log in under your own credentials


What exactly is a TEACH Grant that is available through the FSA?


This type of grant is for students who are completing coursework in preparation for a career in teaching. The candidates need to agree to work in an elementary school, secondary school or educational service agency that serves students from a low-income family for at least four years


What type of student completes the TEACH Grant Agreement To Serve (ATS)?


Students that complete this form are those who are in receipt of a TEACH Grant and who have also completed TEACH Initial and Subsequent Counseling for the same Award Year


What do I need to apply for a TEACH Grant Agreement To Serve (ATS)?


Firstly, you will your verified FSA ID


What is the first step in completing the TEACH Grant Initial and Subsequent Counseling form?


Firstly, you need to log in to the website with your won personal log in credentials


Good evening. Can i get information about gold plates, please?


Well, you can. I can say to you that DMV has issuing those plates since April 1, 2010. Also, you must know that DMV no longer issues those blue and white plates.


I see. So, in case i receive a new Golden ones, what do i do with those old blue and white ones?


You can send or get them to a local recycling facility. Visit the NYS Department of Environmental Conservation to see a list of such facilities.


Is there any security measure i must take regarding the plates disposal?


In fact, there are. You must make sure to separate your plates and put them in the recycle bin with some time between them, such as two weeks time.


Oh, right, quite obvious really. Is receiving these plates means that i'll get a new plate number?


That's correct, but you can retain your old plate number under certain conditions. Does your vehicle has its registration under one of the following classes: Passenger, commercial motorcycle or trailer?


Oh yeah, it has its registration under passenger.


Good. Then you can keep the same plate number from your current plates on your new Empire Gold plates, just paying a $2.00 additional fee.


Umm, o.k, that doesn't seems too much. I know i should have asked this before but, what do i need to get those plates?


You're certainly right about that, but do not worry. You may be able to get these plates when you apply to replace plates that are lost or stolen, or apply for a new original registration, or when you order new personalized plates.


Good day. I would like to know how to contest a decision made by you, perhaps  you can enlighten me.


Do you disagree with the decision we made about your income-related monthly adjustment amounts?


No, but I want to know my rights.


How can I find more information about what Medicare covers?


You can visit the Medicare website, or call 1 - 800-MEDICARE 1 - 800 - 633 - 4227 ; TTY 1 - 877 - 486 - 2048. Your State Health Insurance Counseling and Assistance Program SHIP also can help answer your Medicare questions.


What if you have determined that I must pay a higher amount for Medicare prescription drug coverage?


Well, if you don't have this coverage, you must call the Centers for Medicare & Medicaid Services CMS at 1 - 800-MEDICARE 1 - 800 - 633 - 4227 ; TTY 1 - 877 - 486 - 2048 to make a correction. Social Security receives the information about your prescription drug coverage from CMS.


I see. And what if I disagree with the MAGI amount received from the IRS?


In that case, you must correct the information with the IRS.


Fair enough. And what should I do if I received a settlement from my employer because of bankruptcy?


Well, then you or your spouse received a settlement from an employer or former employer because of the employer's closure, bankruptcy, or reorganization.


How to apply for VA Voc Rehab and Employment


Find out how to apply for VA Voc Rehab and Employment also known as Vocational Rehabilitation and Employment , VR&E , or Chapter 31 benefits .


what if i'm eligible


we ll invite you to an orientation session at your nearest VA regional benefit office .


What happens after I apply?


we ll schedule a meeting for you with a Vocational Rehabilitation Counselor VRC to find out if you have an employment handicap and if you re eligible for VR&E benefits and services .


how they make the decision to approve or denyv


You have an employment handicap if your service - connected disability limits your ability to prepare for , obtain , and maintain suitable employment a job that doesn t make your disability worse , is stable , and matches your abilities , aptitudes , and interests .


What if I m a service member who hasn t yet received a service-connected disability rating?


You don t need to wait for a rating . please fill out VA Vocational Rehabilitation - Getting Ahead After You Get Out VA Form 28 - 0588 .


At least one of these must be true: Going through the Physical Evaluation Board process , or Expecting an other than dishonorable discharge and have a VA memorandum rating of 20 % or more


these points are mandatory?


Yes, Going through the Physical Evaluation Board process.


what else should i fulfill


You may be eligible for VR&E benefits and services if you re in at least one of the below situations .


Please, tell me about the Graduated Repayment Plan


Sure. Payments are made for up to 10 years between 10 and 30 years for consolidation loans


Do you hope to constantly increase your income over time?


Yes, I hope that


Ok, check this plan, maybe is good for you


What loans are eligible for the Graduated Repayment Plan?


Check the list below


Can you tell me about monthly payments for Federal Education Loans except Consolidation Loans ?


How can I include other student loan debts in determining the repayment period of my Direct Consolidation Loan?


You need to be sure to list those loans on your consolidation application in the section for listing loans that you do not want to consolidate , but want considered in the determination of your repayment period


How can I use the Loan Simulator to Estimate my Eligibility and Payment Amount Under the Graduated Repayment Plan?


Your loan servicer may help you choose a loan repayment plan that s best for you


Can you help with the National Call to Service program?


Sure, did you perform a period of national service?


Yes, I did perform a period of national service.


you may qualify for the National Call to Service program , which allows you to choose an education benefit as an alternative to the Montgomery GI Bill MGIB .


What criteria must be met?


To qualify both requirements must be met.


What are the two requirements?


Did you complete your initial entry training and then continued to serve on active duty for 15 months in a military occupational specialty designated by the Secretary of Defense?


No I did not.


Unfortunately you will not qualify.


Can I apply online?


Yes, you can apply online.


Hi, good afternoon. I was told that there were some courses for veterans.


Are you going to start some technology-related enterprise?


No, i'm not asking for something like that.


Unfortunately, no relevant information is found.


Look, i'm asking on a more personal level, o.k?. Anyway, lets say i'm goig to do something like that but i fail to attend for training some time, what could happen?


Well, if you don't attend to your training, for a period of a month, then we'll prorate your housing payment for the days you train.


That's great to hear! Another concern Is it possible to use VA education advantages to attend a foreign school? And how do I get this tuition assistance?


You can get education benefits if you meet all of the requirements


Ok, ok can I certify that I have completed the program? Is there any way of doing this?


Of course. After completion, you'll receive a certificate which will validate your new skills.


I'd like to know on where I can send the requirements for my application in VA?


You can see a list of our offices.


It has to be that way, and I like it that way. So, how do I find out if I'm eligible for this?


Well, you can be eligible if you meet the proper requirements. That would be all you need.


And each and every one of those must be certain?


It would be the preferred scenario, yes. May i ask if you aren't on active service duty?


No, i'm not, in fact i'm still on service.


Oh, well, i'm very sorry but you can't access to these courses then. You'll have to look for another options.


How do I go about accepting Student financial aid?


The process begins with you accepting the funding that you don't have to pay back


Has your school sent you any correspondence in relation to an aid offer?


No, I haven't received anything from my school in this regard


Unfortunately, no relevant information is found.


Is there any help you can give me in making an effective budget regarding borrowings that I will need for my education?


Yes, we have advice on budgets available to all applicants


What if I discover that my living expenses are not going to be as high as has been estimated by my school, do I have to accept all the loan that has been given to me?


You are entitled to turn down any loan that is provided or even to request a lower amount of borrowing. Your school will be able to help you with this query, should it arise


Do schools have specific financial plans in place for students that re attending the school?


Yes, a lot of schools have tuition payment plans, these are monthly interest-free payments towards tuition. These plans can help in reducing the amount of borrowing you need. The financial aid office in your school will have more details


How do I let my school know what type of financial aid I will be accepting?


Any offer of student aid that you receive will include instructions on how to accpt the aid. You will need to follow these instructions carefully. You may have to enter amounts that you are accepting in an online form and then submit the form


Is there a benefits planner geared towards retirement?


Yes there is, are interested in learning more?


Yes, I would like to learn things to consider regarding retirement.


What age would you consider to be the best to start your benefits?


I am not sure what age is best to start considering retirement.


What happens to my benefits if I stop working? Will I lose them?


You will lose your paycheck but you also may lose your employer provided health insurance although there are some exceptions to this.


What if my ex-husband is entitled to his own retirement benefits?


He can then switch to his own retirement benefit.


What happens to my benefits if I have additional income on my record?


If you have additional earnings recorded, we will check to see if it increases your monthly benefit. If they do, we'll send you a letter alerting you to your new benefit amount.


I'd like to know if there is a minimum of credits my spouse need to provide in order to be eligible for the Social Security benefits?


That would depend on worker's age when it dies. For social Security benefits, it won't be necessary more than 40 credits or 10 years of work to be eligible.


Do you sell our personal information to companies without our consent?


We do for a fee. That includes contract sales, a pay-per-search, and over-the-counter.


Would you like to know if your information is being sold under contract sales?


Yes, I would like to know if my information is being sold via contract sales.


We sell registration and vehicle data every two years and the information can only be used for purposes such as warranties or safety recalls.


What happens if insurance companies cannot access my information through their searches?


The insurance company would need you to seed them a copy of your driver record in order for them to send you a quote. This makes it harder for customers to get affordable rates.


How will I be made aware of any safety recalls on my used car?


Manufacturers will be able to contact you about safety recalls by the data they have through their DMV contract sales program.


How are insurance companies able to provide quotes so quickly?


They can provide quick quotes because they are able to quickly and easily access your driving records.


Is contract sales legal?


Contract sales are legal. They follow New York State Law and federal law.


Is anyone able to access the pay-per-search feature?


Yes, to access pay-per-search you must apply at the DMV and sign an agreement form which must then be verified and approved.


Do you know of any Federal Student Aid specific resources?


Yes, this section of the IT Standards Library includes documents that are specific to the Federal Student Aid It lifecycle for all projects and lists other important references that an IT project may be required to comply with dependent on the contract.


Would you like some General References?


No, I do not need them at this time.


Would you like to know about IT Security?


No, no need for IT Security at this time.


Do you need to know about Data Management?


Yes, please explain Data Management to me.


We have Data Management Resources that we use.


Might I ask a question about Acquisition Notices and Contract Solicitations? FedBizOpps is something I heard about. Will you elaborate?


No problem. As you may know, FedBizOpps stands for Federal business opportunities, Government single point of entry for doing federal business. Within FedBizOpps there are copies of request for quotations from proposed contract actions expected to exceed $10,000 but not to exceed $25,000.


Another question, aside from Data Management Resources, what other resources are available not mentioned yet?


We have Office of Management and Budget Resources.


What testing services are available?


We use Enterprise Test Management Standards.


I came here to figure out how to update my FAFSA form, I have a typo on it.


Do you want to know how you can correct mistakes?


Yes, that's why I'm here.


Once your application has been processed, you can correct your FAFSA form online or on paper.


What if I accepted an offer for financial aid?


Then the financial aid staff at your college or career school will explain exactly how and when your aid will be paid out. They'll also tell you whether you need to fill out any more paperwork or meet other requirements.


Do you know someone who has forgotten their username and password? What would the process be like if I have entered some wrong information and I want to renew my FAFSA form?


No problem. Just Login into your account and select FAFSA renewal once there. It all will develop  automatically.


You mean i just sign in there after that, all i have to do is submit the form?


That's correct. Only log in, sign after you filled the form and submit.


Then, to resume, i just follow the instructions and then i'll be able to renew, right?


Totally right. You just need to follow instructions and everything will go fine.


I am looking for information regarding what benefits my children may qualify for?


Do you qualify for Social Security disability benefits?


No, not at this time


What are the requirements for my children to qualify for benefits from my Social Security record?


If you qualify for Social Security disability benefits, your children may also qualify for benefits. Eligible children are classified as your biological child, adopted child or stepchild. Dependent grandchildren may also qualify


What are the rules governing when children can receive benefits under my Social Security record?


The first rule is that your child must be unmarried


Are there any publications that I can view regarding benefits?


You can view the following publications; Disability Benefits, Benefits for Children and also What You Need To Know When You Get Social Security Disability Benefits


Is there any way that a child can receive benefits after the age of 18?


If a child is till in full-time education at a secondary or elementary school at the age of 18, benefots for the child will continue until the child graduates or until two months after the child turns 19, whichever is first


Hello, I have a suspension order. How much should I pay?


Your DMV suspension order shows how much you must pay. The amount depends on how long you did not have insurance coverage. Your payment is calculated based on the following table


the expiration of your insurance is 25 days?


do not


Unfortunately, no relevant information is found.


and once I pay, will my refund be restored?


Your payment does not guarantee that the DMV will restore your registration or close any other suspensions or revocations you have. It is your responsibility to know if the DMV restored your registration before driving the vehicle. You can check the status of your driving privilege and vehicle records through MyDMV


Could you tell me more or less for what day could the restoration be ready? Cool! I accidentally lost my insurance identification card, but I have a copy, would dmv accept a copy or a fax of my IIC?


Yes, they accept faxes or copies. Don't worry about that. However, if the barcode is not readable DMV won't accept it.


Thanks! One more question, I was living in a different State a few months ago, so I have an Insurance coverage from another state, If I want to register my vehicle here in new york can that out-of-state insurance be accepted?


No, those documents are not accepted. If you want to register a car in New York, it MUST have a New York State insurance coverage.


Hello, how can I lower or suspend my aid payments?


We will give you all the advice to carry out your procedures successfully.


Can you give me the advice?