Is there anything I can do if I have a moving violation conviction before I get my driver license or permit with the problem restriction?


If you have been convicted of any of the following violations: following too closely, tailgating or speeding, the approval for a driver license or permit with the problem driver restriction will be withdrawn


What if my revocation of my license was not alcohol related?


In this instance, the restriction remains in place for two years from the date you received your driver license or permit


Hello. I'm looking for information.


If you need some extra information, you can watch our videos to learn how VA disability, ratings and compensations works.


You can start by 'Compensation 101: How did I get this rating?'


Wondeful, thanks. But where can I get this video?


You can search it on youtube by the name of Compensation 101


I just remember to ask about VA benefits and services is there any kind of nursing help or something for veterans?


Yes, there are. We can help you through the VA nursing homes and the health care homes.


By the way for the VA Benefits, what happens if I got any kind of doubt, or question?


If you have any question or comments about the videos, oplease call us at 877-827-1000. We'll be there for you monday through friday, 8a.m. to 9p.m.ET


What are procedures on how I can get dependent benefits?


If you re 30 % or more disabled due to a disability caused by service in the military , you can get financial support and benefits for your qualified dependents . Learn more about adding dependents to your disability benefits


Another question for you concerning the disability classification; however, could you explain how the rating system operates?


Yes. You need to look at your highest disability rating or highest combinated and your next lowest rating.


Is there any material about explanatory about the compensation by disability?


Yes, of course. You can look for compensation 101 at Youtube, with the name of what is disability compensation.


But how do you rate someone?


We look for your highest rating in the left column of the combined rating table and the next highest rating in the top row of the combined rating table.


Why would someone have to have an ignition interlock device?


They may be ordered for people with a history of alcohol-related violations.


I don't have a history of it, just the one time.


If I have a violation before I get my restricted license or permit, what would happen?


Your license will be revoked for 30 days.


If you have an interlock device, are there any other restrictions?


If you are required to install an ignition interlock device, you will be subjected to problem driving restrictions.


Is there a fee to install the device?


Yes, there is an installation fee.  A complete listing of fees is on the Ignition Interlock page.


When am I allowed to drive if I have a problem driving restriction?


To and from your place of employment during the hours of your employment.


Can I still drive to school?


Yes, you can drive to and from the school at which you are enrolled.


Hey, i'm want to get a driver license, but i was told i must get a novice or apprentice card or something. Could you help me out there?


What you are talking about is a learner permit. That's one of the first things in your to do list to get a driver license. In order to apply, you must be 16 or older.


Oh, really? So i have to start from there, huh? I guess i'll be required some preparation, right?


That's right. Because you'll have to prove your driving skills on a road test, you'll have to comply with have supervised driving practice and take a pre-license course or driver education course before you take your road test.


Are you under 18 right now?


Yeah, i'm 17 right now.


Good, That implies that you'll have to wait at least 6 months to schedule your road test, once you hopefully get your learner permit.


And someone that I know wanted me to ask you what they should include in their refund request if they obtained a license in another state?


If they exchanged their NYS driver license for a driver license in another state, they need to attach a photocopy of their out-of-state driver license to form MV-215


oh well, and when I take and pass my test, can I still have my temporary permit?


Sure, In fact, you keep that interim license until your new license arrives by mail in a 2 weeks time.


What is Step 6?


In step 6 you need to take your road test before your permit expires or renew your permit.


I wanted to know how you will give me the financial aid to pay for books


Has your school provided a way for you to obtain your books and supplies by the seventh day of the term?


no so what now?


Unfortunately, no relevant information is found.


is there anyway I can pay the bookstore later and get what I need now?


You can look to see if your school offers a bookstore voucher or other means for students to receive their books and supplies through the school or its bookstore.


I also need more info about Entrance Counseling? why do we have to do this?


The Federal Government requires you to complete entrance counseling to ensure that you understand the responsibilities and obligations you are getting into.


Ok, I appreciate it, but I also need to find out about grants.  I do not understand why the grant works in such a manner that I can't buy my books yet.


Usually the school first applies your grant money toward your tuition, fees, and room and board. Money left over is paid to you directly for other education expenses like the books you need.


about identifying your service provider, how do I find out who my loan manager is?


very easy call the FSAIC Federal Student Aid Information Center at 1 - 800 - 433 - 3243.


All right, about getting the financial aid funds for the course materials, can the school help me with the online materials I need for the classes?


Your school may have negotiated a deal with the publisher that will allow you online access at a fraction of the cost you would pay for a physical book.


when do they usually gives us the financial aid for books?


Your school must pay any money that is left over after your aid is applied to your tuition and fees to you directly within 14 days unless you authorize the school to keep the money to pay for future charges


Am I in the right place to access a benefits planner?


Yes, you can access your social security benefits for you, your spouse, and other eligible family members.


Am I able to apply for benefits online?


If you meet certain criteria, you can complete your benefits application online.


Can I apply for retirement benefits online?


Yes, as long as you meet certain criteria, agree to a terms of service agreement, and create a personal social security account.


How do I estimate what benefits i'm eligible for?


You can use a benefit calculator provided on the site to estimate your benefits.


Are you able to get earn disability protection even at a young age?


Yes, young workers may have already earned disability protection.


Are spouse's eligible for benefits?


Yes, a spouse is eligible for benefits if they are the spouse of a retired worker.


How does Recharge Tuition Help work?


Does your college tuition cost more than what the TA Tuition Assistance Program covers?


not


Unfortunately, no relevant information is found.


which are the requirements


You qualify for the Montgomery GI Bill Active Duty MGIB - AD or Post-9/11 GI Bill benefits,


You cannot get tuition assistance if you are approved for federal TA


ok and do you use the GI Bill Post-9/11?


Good to know, I wanted to know also about the post-9/11 GI Bill benefits, could you give me more information?


Post-9/11 GI Bill If you need help paying for school or job training and have served on active duty after September 10, 2001, find out if you can get educational benefits through the Post-9/11 GI Bill.


This benefit will be charged to you based on the training time, no matter how much money you are reimbursed. Part-time training rates reduce your GI Bill benefit by half a month for each month you enroll.


I use the GI Bill Post-9/11 and the DoD, I would like to know if I am going to receive a refund?


We will reimburse your school for the difference between the DoD payment and tuition and the approved maximum authorized fees.


I have some questions about accepting financial aid.


Of course. First, accept the financial aid funds you don't have to pay back.


Has your school financial aid office sent you an aid offer?


No, they didn't.


So which form of aid is the best to accept?


Free money first e.g., scholarships, grants, it depends on the situation.


Should I remember something?


Yes, always remember.


What if I must accept loans?


In that case you should accept the ones with the most favorable terms and conditions. That means choosing the federal student loans offered to you.


What if I don't accept the full amount  of the loan I'm eligible for?


Then you can simply increase the amount later.


How can I correct my FAFSA application?


We can guide you on how to review and correct your FAFSA application whenever you need to.


How can you help me with this?


We'll walk you through the actions you need to take to successfully accept and receive your aid.


Are there any media than I can read or watch to know more about what's next after the FAFSA?


Yes, you can watch our video on youtube about "After the FAFSA: What happens next?".


How can I make sure my FAFSA form was processed?


Did you already submit your FAFSA form online or through the myStudentAid app?


Yes, I did.


Then you can check its status immediately through the fafsa.gov website or to the app.


I was wondering on why does fafsa.gov allows me to renew my FAFSA form application?


It is just for your convenience to renew your form on fafsa.gov so everything is not complicated.


I'd like to know how many people at my school have applied for Federal Student Aid.


Are you planning on going to college?


I'm not sure yet but I probably won't be able to afford it.


Are there other factors involved in the decision to attend college besides financial concerns?


Yes I'm weighing other factors like not having time to take 3 years off of my life to do this.


We have found that there exists a strong correlation between FAFSA completion and college enrolment.


Is this information accurate?


Previously, high schools relied on self-reported surveys to estimate their FAFSA completion rate, but such information is not always accurate. So Federal Student Aid is now providing high schools with current data about their FAFSA submissions and completions


what does it mean when a school has less than 5 completed applications? can it be no applicants at all?


No, it does not mean there were zero applications.


why are some places white on the map?


Do you want to know why some districts are listed as missing or as having  insufficient data?


no, I'll look at it later when I have more time


Am I able to get benefits even if I volunteered for chemical research?


Are you a veteran who volunteered for medical research in the U.S.?


No, it wasn't in the U.S. but a U.S. territory.


Were you involved in chemical research on a voluntary basis?


Yes, correct.


You can get medical care through the U.S. Army if you meet both of the requirements listed below.


Do all of the requirements have to be true?


Yes, did you volunteer for research involving chemical and biological testing between 1942 and 1975?


No, I volunteered in 1978.


If you volunteered after the specified dates, you would not qualify.


Is there a number to call for more information?


Yes, you can call 800-984-8523.


I need help with making updates to my FAFSA application.


I can help you understand what types of corrections and updates you can make and how to make them.


That would be great. Can I make any changes to my FAFSA application once it's been processed?


Did you make a mistake that needs to be corrected on your FAFSA form?


No. I don't think so.


Did you happen to file out your FAFSA form using an incorrect SSN?


No. My social security number was correct.


Do you need to make updates, because there have been changes to your current situation?


Yes. I need to change my contact information.


Most of the information on your FAFSA form cannot be changed, because it must be accurate as of the day you originally signed it.


Have you spent any of your savings since filing your FAFSA form?


Yes. I have.


Okay. For information like this, you cannot make an update to show a change in your savings amount.


Hello I would like to renew my driver's license, when is the right time to do so?


Renewal of a Driving School License must be performed between 30 and 60 days before the expiration date as seen on your license.


Would you like to begin the renewal process?


No I'm not ready yet.


I see that I have to provide a list of my driving school's vehicles, is that really necessary?


Yes it is a requirement.


Alright I guess, what else do I need to provide?


You must also submit a Signature Authorization List - Pre - Licensing Course if your school provides the Pre-licensing Course.


What if my Driving School License is already expired? Can I still renew or will I get into trouble?


The license can be renewed up to 6 months after the previous license expires BUT operating the school without a new License will be an infraction that could result in a $1000 fine and/or future denial of a Driving School license.


Does my signature Authorization List need to be submitted?


Yes it must be attached to your submission.


I would like to know if you have information about the VA medical benefits package


Of course, among the benefits we have:  We cover preventive care services, such as: Health screenings, including gender-specific screenings  Health education, including nutrition education


What do I have to do to use these services?


To use these services, you must be enrolled in VA health care, and you must have received care from us in the past 24 months.


What other requirements should I meet?


Are you enrolled in VA Health Care?


¿Está inscrito en VA Health Care?


Are you assigned to a VA primary care provider?


Yes I am


Have you given your VA provider your medical records from your non-VA provider?


do not


we cannot process prescriptions from a non-VA community provider unless you meet certain requirements


I need to know more about spouses and social security retirement benefits and amounts paid out?


Is your spouse eligible for retirement benefits on his or her own record ?


yes, she is


If your spouse is eligible for retirement benefits on his or her own record , we will always pay that amount first . But if the spouse benefit that is payable on your record is a higher amount ,he or she will get a combination of benefits that equals that higher amount.


About disability and supplemental income security, under what programs are disability benefits paid?


We pay under two programs he Social Security disability insurance program our adult child also may qualify for benefits on your earnings record


What does the disablilty planner help find out?


How you can qualify and apply for benefits and what happens if your application is approved


Is there information for Attorneys and third parties?


Yes there are some things you should know if you are an Advocate , Attorney , or Third Party Representative


Yes I have an attorney helping me


Unfortunately, no relevant information is found.


Can SS provide valuable help to me?


Yes we can provide valuable help


Am I eligible to use the VA Appointments tools?


You can use these tools if you meet all of the requirements.


what are those requirements?


For example, Are you enrolled in VA health care?


Yes, I am.


Are you scheduling your appointment with a VA health facility that uses online scheduling?


no, I am not.


Sorry, you don't meet all of the requirements to use the VA Appointments tools.


What types of VA medical appointments can I schedule online?


This will depend on the VA health facility where you re receiving care.


But if I was enrolled in your health care program, for example, I wouldn't have to pay a fee, right?


Correct. If you were covered under the VA health care program in 2018, you won't have to pay the fee when you file your 2018 taxes.


What if i all ready have Medicare?


Do you all ready have Medicare?


Yes, I all ready have Medicare.


You can still use the application to apply for your retirement benefits.


Can other family members receive benefits under my work record?


What happens after I apply?


Once we get your application we will review it.


What happens if I don't have Medicare and three months within age 65?


You can use the application to apply for both Medicare and retirement benefits within 3 months of age 65.


What are examples i cannot do when entering my address?


You are not allowed to use a period as part of your address.


What if I have trouble answering questions?


If you have trouble answering questions you can find additional information in our more info links.


when will I get the money to pay for books I need because you are late and I need it?


Has your school not provided a way for you to obtain your books and supplies by the seventh day of the term?


no they haven't


Unfortunately, no relevant information is found.


also can you tell me how a directplus loan is payed out like a grant?


Direct PLUS Loan funds are disbursed according to the same type of schedule


Can you please tell me on where can I check the information regarding my loans if my loan is passed to a different administrator?


All of your loan information will be transferred from your assigned administrator to your new administrator, but you may only be able to view information online that covers the period since your new administrator took over your loans....


I'd like to ask another question regarding my finacial aid. If ever I have money left in my financial aid after it is applied to my tuition fees and other school charges, where can I use the remaining balance?


Any money left over will be paid out to you directly within 14 days unless you authorize the school to keep the money to pay for future institutional charges


I would personally prefer the 2nd option that the money is used for future charges. What if I have already completed the financial aid process?


Then you've accomplished the most important task submitting the Free Application for Federal Student Aid (FAFSA) form. Find out what you need to do next.


One more thing, if I have finished the financial aid process, how do you cancel my work-study? Could it be through my bank account?


Yes, they can send your payments directly to your bank account


so the government is the one that pays us?


Your college not the U.S. Department of Education will distribute your federal student aid .


I'm about to turn 16 and I need help with getting a learner permit.


I can help you with that. Obtaining a permit is your first step to getting a driver license. Once you turn 16, you can apply for your learner permit in person at a DMV office.


How do I get a driver license?


Once you have made it through all the requirements and have passed the road test, your examiner will give you an interim license that allows you to drive.


Another question: I'm a high school student, and driving lessons are still available. Will taking the course assist me in obtaining a license in some way?


Sure it will. Once you complete that course, you'll get an Student Certificate of Completion, and won't need to pass through the other course. With that certificate you can schedule your road test. Remember to bring it so you can turn it in to your license examiner.


That sounds nice. i'll look into it. But lets say i'm still interested in the other course, how i can find one, please?


No problem. You can use your local telephone directory to search for a driving instruction facility or go online and perform the same search.


Ok, What can you tell me about the topics being discussed on the course?


As said before, the course cover many important topics for you as new driver, but for example, a pair of topics would be attitudes and risk taking while driving and other would be use of drugs.


Um, ok. And before to go on my road test, what i should focus on?


Well, you have many topics but for name some of them, you can focus on steering and acceleration, it is pretty much the most important.


What is a mandated ignition interlock device?


Have you had alcohol related violations?


Yes.


You may be required to install one on your vehicle.


What if I have a problem while on driver restriction?


You license will be revoked for at least 30 days.


Is there an installation fee?


You can visit the Ignition Interlock page.


Can I be convicted?


If you are your driver license will be revoked.


Can I drive thru New York with an out of state license while on driver restriction?


Yes but you must carry attachment and abide by the rules.


What are the restrictions?


They will be outlined on an attachment issued to you by the DMV.


can you give me details of How we determine combined VA disability ratings


you have more than one disability


not


Unfortunately, no relevant information is found.


How we use the combined ratings table


we look for your highest rating in the left column of the combined ratings table , and the next highest rating in the top row of the combined ratings table


I want to ask about VA disability benefits, if I was eligible for that benefit, what medical conditions are covered by the program?


Some of the conditions that are covered by VA disability benefits are chronic long-lasting back pain resulting in a current diagnosed back disability, breathing problems resulting from a current lung condition or lung disease. There are other benefits that are also covered.


I would like more information on how to get my notes?


YouTube Compensation 101


When logging into ebenefits to see my payment history, do My HealtheVet or ID.me credentials also work for ebenefits?


That isn't the same, you will need Premium DS Logon account. You can sign up for that right on the eBenefits page!


Can you give me more information about VA Disability Ratings and Compensation?


give me an example


If you had 2 disabilities rated as 50 % disabling and 30 % disabling ,  we d rank them in this order : 50 % , then 30 % .


What is the maximum amount my family will receive?


Each family member may be eligible for up to 50 percent of your disability amount.


What happens if the sum of the benefits payable on my account is greater than the family limit?


Your benefits will not be decreased, but your family members will be reduced equally.


If I go back to work, how does this affect my benefits? Could you give me more information about it?


You can check the following publication: Working While disabled: How we can help.


Um, i supposed that if i get some improvement, i should notify it, isn't?


Certainly, you should. You are responsible to inform any improvement in your condition, or if you go back to work. In any case, you should check the booklet we send you with your application.


Of course, of course. I suppose is not a good thing to try to live on social benefits, huh?


Well, no. If you are a responsible person, is most than probable that you would rather going back to work that only live from social benefits.


But, lets say i need to keep those, is there any chance for that to happen?


Well, there certain rules that could help you to keep both your cash and medicare benefits. These are called "work incentives".


I would like to know more about VA health benefits


you need to be eligible for VA health care


how do I know if I qualify?


[2] If you qualify for VA health care , [3] you ll receive coverage for the services you need to help you get and stay healthy .s   [4] Learn more about your health care benefits .


What care and services does VA health care cover?


[6] Each Veteran s medical benefits package is unique .s   [7] Yours will include care and services to help :s   [8] Treat illnesses and injuriess


tell me more about the medical benefits package


[30] We cover preventive care services , like :s   [31] Health exams including gender - specific examss   [32] Health education including nutrition educations


What requirements must I meet so that you fill prescriptions by a non - VA community provider?


are  you enrolled in VA health care?


no


you are not eligible for these benefits


How do I renew my license?


Your application for renewal of a Driving School License must be submitted between 30 and 60 days before the license expires.


Are you in the renewal process?


Yes, I am.


You must provide updated information about your driving school including Driving School Renewal Application form MV-522, proof of Worker's Compensation form C-105.2 or U-26.3/


What if my Driving School License has expired?


You must immediately stop operating your driving school business.  Your school will not be licensed to operate.


What are Driving School License?


Driving School Licenses are issued to businesses that qualify to operate a driving school.  They are renewed for 2 years.  The license must be renewed before the expiration date shown on the license if the driving school wants to continue to operate the business.


What if my school uses vehicles for instruction?


You must attach a list of Driving School Vehicles, MV-527.


Can I renew if my license has expired?


Driving School Licenses can be renewed up to six months after they expire, but the Driving School business can not operate unless the license is valid.


Hello, I would like to know How do I make changes to my FAFSA form?


You can make changes in one of the following ways


Did you file an amended 1040X return?


yes


Contact your school's financial aid office to discuss whether it would be appropriate for the school to adjust the information on your FAFSA.


and what items should i update?


You must update anything that changes your dependency status, for example, you are now pregnant or under legal guardianship, except for a change in your marital status


that is to say that if I am pregnant I must also update


is correct You must update anything that changes your dependency status, for example now you are pregnant


And what are the questions on the form for?


Most of the questions on the FAFSA form want to know your situation from the day you sign the application.


and what method do you recommend?


Recommended Practice: You can submit a new FAFSA form online. In many cases, this is the easiest and fastest option.


Hi, i'm planning to go abroad in order to study there. Do you have any program related to that?


There are, indeed. I understand you are planning to study in a foreign school?


No , not that, other thing.


In any case, what requirements i would need to meet?


Are you a veteran, service member, reservist or qualified dependent?


Yeah, that's correct.


Do you have a program that has been approved by us?


Yes, yes, i have one.


That program you have approved, Is that at an institution of higher learning where you'll earn a standard associate's degree or higher or a degree of equal value at that foreign school?


No, none of that.


I see. Sorry, but sadly you can access to those benefits then.


Hello, I came here to learn more about completing the FAFSA for my school.


Of course. Are you aware that the cost of college continues to increase?


No, I haven't been following the developments over the recent years. I'm new to all this.


That's fine. Do you know that many factors are involved in the decision to attend college?


Yes, it was quite complicated to decide on what to do.


Then you should know that a strong correlation exists between FAFSA completion and college enrollment. Previously, high schools relied on self-reported surveys to estimate their FAFSA completion rate, and that data can be inaccurate.


How are applications reported for each high school?


The number of submitted and completed applications is reported for the current application cycle 2020-2021 and the same time period last year for the previous application cycle 2019-2020.


What does it mean when a school only has 5 applications completed? Is it possible that there are no applicants at all?


No, it does not mean there were zero applications.


why are some places white on the map?


Do you want to know why some districts are listed as missing or as having  insufficient data?


no, I'll look at it later when I have more time


how should I decide on what school aid to use?


You need to find out if you can get free money such as a grant or scholarship, or if you will need a loan.


what do I do next if I need that loan?


Decide what aid you really need, and then respond to the school’s aid offer within the deadline set by the school.


Do I get the school money in a check or debit card?


Have you been offered financial aid that you accepted?


yes, I will get help


The financial aid staff at your college will explain exactly how and when your aid will be paid out.  If you are receiving a federal student loan for the first time you should expect to be required to sign a promissory note and go through entrance counseling


Yes, of course. Now I have to inquire about renewal. After logging in to fafsa.gov, what should I do?


You have to select FAFSA Renewal. If you do it through the app then the FAFSA renewal form should display automatically if you are eligible for renewal.


just to be sure, to log in to fafsa.gov I should use my FSA ID, right?


Yes, you log in with your FSA ID as your username and use your password.


I'm on the edge about accepting student aid. Should I?


First, you should accept the financial aid funds you don't have to pay back.


Has your school financial aid office sent you an aid offer?


Yes, they did. That's why I'm wondering about this.


Then they'll ask you to indicate which financial aid you want. Look carefully at your options and make an informed decision.


Another thing I must choose very well the financial aid option that best suits me and about debt relief companies, I suppose they are reliable companies, where can I consult?


Certainly, you can refer to this list of trusted companies that work with ED to provide student loan services.


Also, what should I bear in mind when determining whether or not to accept financial aid when selecting the best financial aid?


You should always accept free money first e.g., scholarships, grants.


Thank you, I thought it was the proper thing to do. I read of a Loan Agreement, do I need to do that as well?


Yes, is one of the next steps after your submission. Before that, you must complete a Master Promissory Note or MPN.


OK thanks. I'd also want to find out the Best Financial Aid to Accept. What else do you have to say about this subject?


Keep the following in mind when you get an aid offer and are deciding which aid is the best to accept.


I see. And what if I have to accept loans?


In that case you should accept the ones with the most favorable terms and conditions. Usually, that means choosing the federal student loans offered to you.


Alright, that is some sound advice. And what do I agree to by signing the promissory note?


By doing so, you are promising to repay your student loan. The financial aid office will guide you through the paperwork or direct you to the online Master Promissory Note if appropriate.


Good day. I came here to find out how I can cut some costs when going to college. Can you tell me how?


Of course. Here you can learn about college costs and get tips on how to lower costs when you go to school.


Then how can I lower the cost of college?


We have some suggestions on how you might be able to lower the cost of college.


Do you want to hear these suggestions?


No, thank you.


Unfortunately, no relevant information is found.


What if I go to a college near my home? Can I save costs?


Yes, you should consider living with your parents or other family.


What happens if I obtain federal student assistance but have to drop out of college? What is the procedure for requesting a refund?


A college's return of aid policy differs from school to school, but it's possible that some of that money might have to be given back to the source by the school or yourself.


Why should I consider applying to multiple schools?


Financial aid packages will differ from school to school. Of course, some packages will be more attractive than others, so applying to multiple schools is the best way to go.


What Program Reviews does federal student aid routinely do?


Do you mean as part of their oversight duties?


No that is not what I mean.


Does federal student aid issue a final report of the determination of the program review?


Yes, Federal Student Aid issues a Final Program Review Determination which is the report that has each finding identified in the review report, the school's response, and the Departments final determination.


How do I locate Final Program Review Determinations from completed third-party servicer program reviews?


You would need to visit the "third-party Servicer Program Reviews page.


What happens after completing the program review?


Federal Student Aid will issue a Final Program Review Determination which is a report that includes each finding identified in the program review report, school's response to the findings, and the Department's final determination.


What else does the FPRD do?


The FPRD identifies liabilities if there are any and they are calculated based on the findings of the program review; provides instruction for the payment of those liabilities; notifies them of its right to appeal the amount of liabilities as appropriate; and closes the program review.


My wife is working under Social Security. I was wondering about what that means for my benefits.


Is your wife eligible for retirement benefits on her own record?


Yes, she is.


In that case we will always pay that amount first, but if your wife's benefit that is payable on your record is a higher amount she will get a combination of benefits that equals that higher amount.


Ah, now I get how it works. So if she gets a higher benefit, she'll receive an equal amount. Does that sound right?


Yes, that is correct.


I don't have an estimate of how much I will receive. Where do I get this?


You can go online with your personal my Social Security account or use our Benefit Calculators


When do the payments start?


They are paid in the month following the month for which they 're due


Where can I find infromation how other payment may affect my disablitly benefits?


You can  refer to the following publications How Workers Compensation And Other Disability Payments May Affect Your Benefit  and Windfall Elimination Provision


What about medicare parts A and B?


For more information  we recommend you read Medicare


I need help with Phase 2


The Medical Certification changes?


No.


I need help with changes to phase 3


OK, new restrictions include if the vehicle has an automatic transmission, and if this is your first road test in a commercial motor vehicle CMV you will be given an E restriction.


If the vehicle used for the test has an automatic transmission then what?


If it is and this is your first road test in a commercial motor vehicle CMV, you will be given an E restriction.


What are the employer responsibilities with regards to CLP?


Section 140 of the New York State Transportation Law is amended to provide that no employer will allow an employee to operate a commercial motor vehicle during any period in which the operator does not have a valid CLP or CDL or does not have those with a proper class or endorsement


What if I have a CDL with an L restriction?


You will be upgraded from an L to a Z restriction


What happens if my medical certification becomes not certified?


The New York State DMV will send CLP holders a notification if their medical certification status becomes " Not Certified.


If I have a problem driver restriction on my license, how long does this restriction last and is there anything I can do to remove this restriction early?


Was your license revoked due to an alcohol-related incident?


Yes it was


In this instance, the restriction is in place for five years from the date that you received your permit or license


If there are alcohol-related violations associated with my driver history, does this affect problem driver restrictions with a DMV Mandated Ignition Interlock  Device?


If this is the case, you may have to install an ignition interlock device. You will be subject to problem driving restrictions, and these restrictions will indicate that you are required to have an ignition interlock device


What happens if there is a moving violation conviction received before receiving a driver licence with a problem driver restriction?


If you have been convicted of any moving violations including tailgating or speeding, the approval that you received for a driver license or permit will be withdrawn


Where can I find more information regarding installation fees for Mandated Ignition Interlock Devices?


This information can be found at the Ignition Interlock page at the NYS Division of Criminal Justice Services website


What happens if I am convicted of an offence while driving out of restriction?


In this instance, your license will be revoked


Hi, Can you tell me who is eligible for health care benefits?


Are you the spouse, surviving spouse, dependent child or family caregiver of a Veteran or service member?


Yes I am.


As a spouse, surviving spouse, dependent child or family caregiver of a Veteran or service member you may qualify for health care benefits. In certain cases you may also qualify for health care benefits due to a disability related to your Veteran's service.


I have another question regarding health care benefits, what if I'm re-entitled to Medicare A? Do I qualify for CHAMPVA then?


Then you'll also need to enroll in Medicare Part B to be eligible for CHAMPVA.


Alright, that's good to know. Are there any other conditions I need to fulfill?


Yes. Are you the spouse or child of a Veteran who s been rated permanently and totally disabled for a service-connected disability by a VA regional benefit office?


Yes. You see, my husband stepped on a mine during a combat mission, which crippled him. He passed away a while later due to the injuries.


In that case you can get health care through CHAMPVA, but only if you don't qualify for TRICARE and you meet additional requirements.


That would be the case. Say, how long will I have to wait once I sent you all documents?


It'll take about 6 weeks after we get your package until you get your CHAMPVA ID card and related materials.


Do you have any more info about CHAMPVA?


Yes, you can get answers to frequently asked questions about CHAMPVA on our page.


I need some help with benefits planning.


Let me help you with that. Social Security can provide you, and certain family members, with benefits.


What if I become disabled or die?


We can discuss that. By using our planners to help you better understand your Social Security protection you can plan for your financial future.


Can I apply for benefits online?


Are you looking to apply for retirement benefits, disability benefits, or Medicare?


No, I am not.


Then we can not process your request.


That is too bad, how can I apply?


You will get specific information on how to contact us by phone or schedule an appointment.


Does anything change if I am the spouse of a retired worker?


Yes, you do need to meet certain criteria, including being within 3 months of age 62.


I am a federal student loan borrower and need a little help understanding about it.


We have checklists that can help you not feel overwhelmed with the process of student loan repayment.


What does the checklist help me with as I work through it?


It will help with finding out how to make payments and figure out which repayment would be best for you and it can help with knowing what to do if you are having problems repaying.


May I know how will I protect my self from student loan scam?


Do you think you've been the victim of a Student Loan Scam?


Yes I might have been. I would like to know what it resembles.


Borrowers have reported receiving phone calls, emails, letters , and/or texts offering them relief from their federal student loans or warning them that student loan forgiveness programs would end soon.


Oh no ! How can I tell if my personal student information has been stolen?


In that case, it is important to act quickly.  Click here for a list of offices that will help you determine what steps to take depending on your situation.


Can you give me an example?


You can contact Equifax Credit Bureau to report a possible fraud.


I need the know how on how to get a personalized plate


Would you like to order a personalized plate?


yes sir


You can order personalized plates for passenger vehicles, commercial vehicles and motorcycles.


is there a way to know what is fair game when it comes to customizing it?


Yes there is, we can help you learn more about restrictions.


I want to ask about the restrictions, is it possible to use a CDL given in another state?


Will you be needing a New York State issued CDL?


I'm not sure.


Does your out of state CDL have the HAZMAT endorsement?


Yes, it does.


Okay. You'll need to pass the hazardous materials knowledge test, if you apply for your New York State CDL. You will also need to provide fingerprints for federal and NY State background checks for criminal violations.


we want to open a snowmobile dealership


Would you like to know how to apply for a snowmobile dealer business certificate?


yeah


To apply for a snowmobile dealer business certificate you must use the Application for a Snowmobile Dealer Registration form.


we have the name and everything ready so what do we do if we are going at it as an LLC?


LLCs have to submit a copy of their Filing Receipt from the Department of State.


how do we do that?


Instructions to file can be found on the NY State Department of State website.


what do we do about the certificate of authority?


The Certificate of Authority and Sales Tax ID number are issued by the New York State Department of Taxation and Finance.  You can apply by visiting the NY State DTF website.


do we get a surety bond with you?


The DMV does not provide Surety Bonds. You will have to contact a surety insurance company and have them fill out the Dealer Bond Under NY State Vehicle and Traffic Law Section 415.


last question, what does our official registered dealer sign have to be size-wise?


The sign must measure at least 3 feet wide by 2 feet tall, and it needs to be a red background with white lettering.


I have a few questions about federal grants.


I'll be happy to help you learn about federal grant programs that are available from the U.S. Dept. of Education.


What happens if I receive outside grants that reduce my need for federal student aid?


You may end up having to repay the grant.


What are the different types of grants offered?


The U.S. Department of Education(ED) offers a variety of federal grants to students attending colleges or career schools.


How do I know if I need to repay a grant?


Your school is responsible for notifying you, if you need to repay part your grant. You will then have 45 days to repay the grant or enter into a repayment arrangement.


Are you currently entered into a repayment arrangement for a grant?


No, I'm not.


Do all grants have to either be partially or fully repaid?


While some situations will call for grant repayment, most grants are free money and do not have to be repaid.


I need some explanations regarding the social security direct deposit.


Of course. Are you already receiving benefits?


Yes, I am.


Do you also have a bank account?


Yes, I do.


Have you started or changed Direct Deposit online Social Security benefits only?


Yes. That'd be the case.


Is having started or changed Direct Deposit online Social Security benefits enough to sign up for direct deposit?


That is correct.


Is there another viable option than that?


Yes, you could consider the Direct Express debit card as another viable option.


What about contacting my bank? Would that work?


Yes, that would also work.


How is the VA Mortgage Loan Programs for surviving spouses


To obtain a VA-backed mortgage loan as a surviving spouse of a Veteran


if it is about a surviving spouse of a Veteran


What if I was given a bad grade? Everyone made mistakes during those turbulent times.


In that case you may not be eligible for VA benefits.


You will need a COE Eligibility Certificate to demonstrate to your lender that you qualify for this benefit.Find out if you can get a COE.  Please note that you will also need to meet the credit and income requirements of your lender to obtain a loan.


I need VA financial counseling since I already have a secured loan but have trouble paying my mortgage


We can help you avoid foreclosure and keep your home. want to learn about VA financial counseling


But can I get a COE?


You may be able to get a COE if you are the spouse of a veteran


but at least it must meet some characteristics, let me ask you?


yes of course ask all the questions


Veteran Tube Missing in Action?


yes


Are you a prisoner of war prisoner of war?


not


if possible you can get a COE


I'm having difficulty keeping up with my student loan payments and need to find a way to lower them.


I'll do my best to help you stay on the path of sucessful repayment of your student loans.


Thank you. Should I apply for an Income-Driven Repayment Plan?


An IDR plan can help make your payments more affordable, because they are based on your income.


Will you be applying for an IDR plan?


I don't know yet. I need more information about IDR plans first.


Unfortunately, no relevant information is found.


Does it matter that I just started repaying my loan 6 months ago?


There are solutions for everyone, regardless of how long they have been repaying their loans.


One more thing for information on the questions you would have to answer on FAFSA4caster. Could situations affect your eligibility for help?


All of the billing elements of your student loan are handled by your loan servicer. You are advised to contact them to find out more and get any help you may need


Is there a section on the website dedicated to servicing my Great Lakes or Nelnet Loan?


Yes, on the webite, there is a section entitled "Make a Payment to Great Lakes or Nelnet". This will have all the information that you require


can you give me details of GI Bill and other education benefit eligibility


Learn about GI Bill eligibility requirements and find out if you can get these benefits . VA education benefits can help you pay your tuition , pick out a school , choose a career , and more


Are you an active duty member or a veteran?


yes


tell me the questions i must answer


Have either a 6-year service obligation you agreed to serve 6 years in the Selected Service


not


No, you may be able to get the benefits if you do not meet the requirements


Can I get VA education benefits through the Post-9/11 GI Bill?


You may be able to get benefits through the Post-9/11 GI Bill if you ve served on active duty for at least 90 days , whether continuous all at once or interrupted for shorter periods over time , after September 10 , 2001


what form is used for dependents?


You will need to submit a Dependent’s Request for Change of Program or Place of Training  VA Form 22-5495. You can complete this form online


so I do have to request a change to keep getting aid?


Yes, you have to request changes to your GI Bill since you are transferring to a different school


Am I able to apply for special claims?


Do you have a disability that isn't listed on this site as being linked to military service?


No, I have a disability that is listed.


Are you a Veteran with a disability we've concluded is the result of an illness or injury caused or made worse by your active - duty service called a service - connected disability?


No, it hasn't been officially verified yet by anyone.


Do you provide temporary disability payments or benefits?


Yes, if you've recovered from surgery or an immobilizing disability that's left you unable to move, you may qualify for temporary disability benefits.


Are the payments only temporary?


Correct, the payments are temporary.


If my service-connected disability prevents from driving, can I get money to help get special equipment for my vehicle?


Yes, you may qualify to get money to help buy a specially equipped vehicle.


Is my child eligible for any benefits?


Yes, if your child has Birth defects linked to Agent Orange If you were exposed to specific chemicals while serving in Vietnam, Thailand, or the Korean Demilitarized Zone, and your child has spina bifida or other birth defects, your child may be eligible for disability benefits.


How do I surrender my plates?


Are they New York Plates or from another state?


They are from another state.


Do i also need to surrender motorcycle plates?


You do not need to surrender motorcycle plates.


What if the plates are lost?


You will need to report it and surrender registration.


Can I do this by mail?


Yes as long as the frame and fasteners are removed.


Can I surrender them temporarily?


Yes you can before a season.


Can another person surrender them for me?


Yes at the DMV OFFICE.


Hello, I would like to obtain Information about the downloadable paid employment spreadsheet


The 2011 Downloadable Paid Employment Worksheet provides the public with information about educational programs that prepare students for paid employment in a GE recognized occupation program. In accordance with regulations effective July 1, 2012, the United States Department of Education calculates metrics for GE Programs each year.


Have you already seen the publication of the informative rates?


yes


The Department determined that the published Title IV Medium Loan amount reflected student debt information for the most recent loan year, but did not include debt information for prior years.


why can't reporting rates form a basis for making assumptions?


The 2011 Disclosure Rates are not intended to form a basis for making general or specific assumptions or determinations about specific GE Programs, or for projections of future years' rates.


What if the program had less than 30 students?


The 2011 GE reporting rates were not calculated for a GE program if the program had 30 or fewer alumni in the relevant two-year period.


and with these informative rates can be projections on the rates of future years?


The information of the rate with which intention was produced?


The 2011 GE information rate information included in the downloadable spreadsheet was produced to provide institutions with preliminary information that they can use to evaluate their GE programs in preparation for the official paid employment metrics that are They will calculate for the first time in 2013.


Hey, how's everything?. I have some issues with veterans related fiduciary claims. Can you help me?


I guess you filed a review request already. Is that request dated under a year?


That's right. Lees than a year from the date i filed that.


Very well. Just for you to be clear, in case of future request, that you have only one year from the date on your decision to request a review.


Huh, i didn't knew that, I just filed the thing as soon as i could. Anyway, i already filed my request so, what's next?


That was a very wise decision, even if it was by mere luck in that moment. Regarding what comes next of your review request, well, in first instance, you don't have to do nothing, just to way Veterans Affairs contact you, if needed.


Have Veterans Affairs scheduled you for any exams?


Yeah, in fact they have me scheduled for some test soon.


Excellent. It's pretty obvious, but be sure to not miss those exams.


Look, i know many of these request are rejected by you. Do i have any other tool to get a review of my claim?


In fact, you have. You can request a Board Appeal after an initial claim after a higher level review decision. About this, you should now that you can't do this in a row manner.


Uh, i think i understand, but i must say that's a little restrictive. Anyway, lets say after all this, i still doesn't like your board decision. Can i do something about it?


You can, but i must tell you that would imply to bring new and significant evidence for the case. Do you think you could do that, given the situation?


Yes, i have confidence that i can do that,


All right. In the given situation you disagree with the board's decision, you still can file a supplemental claim. You can even resort to appeal before the U.S Court of Appeals for Veterans Claims, in order to get your voice heard.


What types of Veteran ID cards are there?


We provide multiple types of ID cards to use as a Veteran and only really need to show one.


Can I use my DoD Identification Card or do I have to use another as an ID?


Go ahead and use your DoD as your main ID to prove you are a Veteran.


Is there an ID based on my status?


The DoD will issue you either a Common Access Card or a Uniformed Services ID.


What is a Veteran ID Card and what do I need to qualify for one?


Did you serve on active duty, in the Reserves, or in the National Guard?


No, I did not serve active duty in the Reserves or National Guard.


Then it looks like you are not eligible for a Veteran ID card.


What must be true for me to get a DoD Card?


You will have to match our requirements such as retired from military or on active duty.


Hello, I need information on how I can review the third party service program


It is important that you review the amended HEA, where it allows higher education institutions to outsource any aspect of the institution's participation in federal student aid programs.


What requirements must be met to participate in federal student aid programs


Please can you inform me of the requirements


read modified HEA to determine to determine federal student aid programs


perfect modified HEA determines federal student aid programs


What are the characteristics of the student to receive federal student aid


The amended HEA stipulates the characteristics


it is important to have federal funds for student aid


When is it known if federal student aid funds are sufficient?


You must first review the program


the FSA is in charge of this process and at the end gives the information


can you give me information about the PLUS direct loan application for postgraduate students


Do you want to know what is a direct PLUS loan application for graduate / professional students?


no


Do you know what to do to apply for a PLUS loan?


Yes please


the first thing you should do is LOG IN TO GET STARTED


I have another question about PLUS loan application, do I have to complete exit counseling when graduating, too?


Yes, you do.


That's interesting, didn't know that. And who needs to complete exit counseling?


Students who have received a subsidized, unsubsidized or PLUS loan under the Direct Loan Program or the (FFEL) Program, must complete exit counseling each time they drop below half-time enrollment, graduate, or leave school.


Do I also need a verified FSA ID for this?


Yes, you need a verified FSA ID.


Hi, good morning. i'll soon be on need to renew my student aid, is it mandatory to do?


Well, certainly, it is. Every single year, you have to apply in order to renew your request.


So, do you want to know how to renew your Finacial Aid form?


No, it's not necessary right now. I read something about it.


Unfortunately, no relevant information is found.


If i want to try to apply from scratch, can i do that?


That's correct, you can do it if you want. However, that's why we give you the advantage to renew your form, in order to ease your paperwork.


Another question I have is how do I know if my aid has been paid out. Is it also necessary for me to sign a promissory note?


Yes, you should expect to be required to sign a promissory note and go through entrance counseling.


I thought so. And what is this SAR I read about?


The SAR is a summary of the FAFSA data you submitted. You the student will get your SAR within three days to three weeks after you submit your FAFSA form.


Ah, that makes sense. Thank you for the explanation! So what if I receive a student loan for the very first time?


In that case you should expect to be required to sign a promissory note and go through entrance counseling.


hi i need help on applying for a veteran id card


You should first know that A VIC Veteran Identification Card is a form of photo identification that you can use to obtain discounts offered to veterans at many restaurants, hotels, stores, and other businesses.


What requirements do I need to meet?


a Served you on active duty, in the Reserves or in the National Guard, including the Coast Guard?


Yes


Did you receive honorable or general approval under honorable conditions?


do not


We regret to inform you that you may not be able to obtain the benefit since it does not meet all the requirements


What happens if you received a discharge character that is not honorable, misconduct or dishonorable?


If you received a termination character that is not honorable, misconduct, or dishonorable, you are not eligible for a veteran ID card....


Where can i get more information?


If you have any questions or need help, please email us. Email us at vic@va.gov


excuse me can you check my email?


vic@va.gov


I need to learn about VA health benefits.


Do you qualify for VA health care?


Yes, i qualify for the VA health benefits.


Then you will receive coverage for the services you need to help you stay and get healthy.


Regarding the health care benefits program, can I access the benefits program if I am the son of a veteran of the Korean or Vietnamese war and I was diagnosed with spina bifida?


If you are the biological child of a Korean or Vietnam War Veteran and you have been diagnosed with spina bifida, you may qualify for disability benefits, including health care benefits.


do you also offer help for a relative that took care of a veteran?


If you are a family member caring for a Veteran with disabilities who was injured in the line of duty on or after September 11 , 2001 you could be eligible for health care benefits through the Program of Comprehensive Assistance for Family Caregivers.    We can help you find out if you qualify for this program and how to apply


what help would they get?


They may qualify for health care benefits and other caregiver support through the Program of Comprehensive Assistance for Family Caregivers


I also need info on the Camp Lejeune program do you have anything?


If you lived there during a certain time you may have had contact with contaminants in the drinking water there .  Evidence has shown an association between exposure to these contaminants and the development of certain diseases later on . You might be eligible for benefits if you developed a disease from your time there


Good to know. Do you happen to know aboutT R I C.Also, for XXXX . do you have anything else?


We have the TRICARE program, If you’re the family member of an active-duty, retired, or deceased service member, National Guard soldier, Reservist, or Medal of Honor recipient, you may qualify for the program


Hello there. My daughter is 17 years old and I came here to find out what she needs to consider, being an underage driver.


Are you under the age of 18 or are you the parent of a driver under the age of 18 ?


Yes, my daughter is under the age of 18.


Then it is very important that you understand the Graduated Driver License (GDL) Law and the restrictions on drivers under age 18.


She has a learner permit though, does this mean she can't drive on her own?


Yes, she may not drive unless accompanied by a supervising driver age 21 or older who has a valid license to operate the vehicle she is driving. For example, only a person with a motorcycle license may supervise a person learning to drive a motorcycle.


I see. And how long until my daughter can take her road test? She just got her learner permit.


She must wait at least 6 months from the date she received her learner permit to schedule her road test.


So... how long until my daughter can take her road test? She just got her learner permit.


Are you under the age of 18?


No. I wanted to ask for my daughter, though.


What if she operates a moped with any valid class of learner permit?


In that case the same passenger rules as for normal vehicles apply.


Hi, I need help in the financial area.


Follow these steps, accept financial aid funds.


Also, apply to your school's financial aid office.


What offers do they give at school?


Where can I verify student aid amounts?


Fill in the online form to request help


Is it possible to make a paper offer of help?


follow the steps and send the information by mail


Report the types of loans they offer?


At school they must manage that information


Que oficinas puedo recurrir para buscar la informacion?


Payment commitment is needed in a suitable time.


How do I obtain a disabilities parking permit while out of state?


Most states honor New York parking permits. If traveling out of state, be sure to contact your local motor vehicle agency to inquire if the state you are traveling to accepts New York parking permits.


Be sure to check with the police or motor vehicle agency to inquire if the state you are traveling to accepts New York parking permits.


This isn't the information that I'm looking for.


If I have a parking permit for disabilities, will I still have to pay for parking regulations and fees?


No, you will not be exempt from parking regulations or fees.


To obtain a parking permit, do I need to supply my address and phone number?


For more information please contact the NYC Department of Transportation, Bureau of Parking Permits


I do not wish to give out my address or phone number.


Who do I contact to obtain a permanent parking permit?


You would need to contact your city to find which local agency near you issues the permits.


Is there anything you could tell me about Social Security Direct Deposit?


Do you need to know about how to sign up for direct deposit?


No, not at this time.


Are you receiving benefits yet?


No I am not receiving benefits yet?


Should I have a copy of my checkbook with me when I apply?


Yes, have your checkbook or a copy of your bank statement with you when you apply for benefits.


Is it wise to let the representative at my financial institution know ahead of time that I will receive benefits by Direct Deposit?


Yes, that is a great choice to let the representative know ahead of time.


Do I need to open an account before I sign up for direct deposit?


Yes, sign up for an account before you sign up for your benefits to be put into direct deposit and look around at different places to find the best features.


how can I get VA disability compensation


VA disability compensation pay offers a monthly tax - free payment to Veterans who got sick or injured while serving in the military and to Veterans whose service made an existing condition worse


do you need to know what page to llok on>?


no thanks


Unfortunately, no relevant information is found.


How do you Get VA disability compensation (pay


EligibilityFind out if you re eligible for VA disability benefits for a presumptive disability or other service - connected condition


can I  Managemy Veterans disability benefits


Check your VA claim or appeal statusTrack the status of your disability claim or appeal .


Can I get More information and resources


Anything else about Specially Adapted Housing (SAH). What kinds of service-connected disabilities will I use to get a SAH benefit?


Well, in that regard, you would have the following: The loss or loss of use of more than one limb; or the loss or loss of use of a lower leg along the residuals lasting effects of an organic natural disease or injury.


Disability housing grants for VeteransFind out how to apply for a housing grant as a Veteran or service member with a service - connected disability


This reminds me that I have not received updates on benefits, where can I receive them?


Get updates Veterans benefits email updates


what if i already have a lifetime sporting license or safe boating certificate?


you may request the icons to be added to your dmv photo document in two ways


when  can i do this?


when visiting the dmv office


what do the adventure custom plates cost?


how do i take advantage of this easy new service?


you may choose to get your new dmv photo document with the icons immediately


any fees for the adventures custom plates?


no online ordering is possible


when do motorcycle classes renew?


motorcycle classes renew every 1 year


new lifetime sporting license purchasers and those that complete a boating safety course can opt to have icons added


Can I have more information?


Are you a widow or widower?


no i am not


What is a GPO?


If you want to know if you meet the requirements for an exemption  please read the " When wo n't my Social Security benefits be reduced


Is there a way to calculate my benefits?


please call our toll free number at 1 - 800 - 772 - 1213 If you are deaf or hard of hearing , call our TTY number at 1 - 800 - 325 - 0778


How do I know if iam exempt from the offset?


f you want to know if you meet the requirements for an exemption please read the " When wo n't my Social Security benefits be reduced ?


I am hard hearing, is there a special number to call?


please call our toll free number at 1 - 800 - 772 - 1213 If you are deaf or hard of hearing , call our TTY number at 1 - 800 - 325 - 0778 or contact your local Social Security office


What is it based on?


As well as a higher benefit based on your spouse 's earnings  it will also affect your benefits as a spouse , widow , or widower


Is there any way that a student with a criminal conviction can get federal student aid?


All applicants are advised to ensure that they understand their status and not to assume that they won't receive financial aid


What is an applicant has a drug conviction?


In this case, you are provided with a worksheet to help determine whether your conviction affects your eligibility or not


So what if I'm not an eligible non-citizen due to criminal or drug conviction. Can I still have a chance to get any type of financial aid to study in the U.S.?


Ask the college or career school you plan to attend whether they offer any aid for students like you.


In which case would that be possible?


For example, when you hold a T nonimmigrant status "T-visa" for victims of human trafficking or your parent holds a T-1 nonimmigrant status. Your college or career school's financial aid office will ask to see your visa and/or certification letter from the U.S. Department of Health and Human Services.


Hello. Can you tell me more about the GI Bill from after 9/11?


Of course. The Post-9/11 GI Bill Chapter 33 helps you pay for school or job training.


Have you served on active duty after September 10, 2001?


No, I haven't.


But what do I need to do to qualify for GI Bill benefits after 9/11?


Have you served at least 90 days on active duty either all at once or with breaks in service on or after September 11, 2001?


No, I haven't served in that time.


Have you received a Purple Heart on or after September 11, 2001, and were honorably discharged after any amount of service?


No, I wasn't lucky enough to receive such an award.


Have you served for at least 30 continuous days all at once, without a break in service on or after September 11, 2001?


No, I haven't. Sorry.


Are you a dependent child using benefits transferred by a qualifying Veteran or service member then?


No.


Then I'm afraid you can't get these education benefits. I'm sorry.


Can you help me with the retirement estimator?


Of course. Do you need help with how the retirement estimator works?


Yes, I have some questions about that.


Would you like to know who can use the retirement estimator?


No, that's not it.


Would you like to know how long you can stay on each page?


Actually, yes. That is one of the questions I have.


We do have security reasons for the time you can stay on each page. Would you like to hear more about that?


No, that's not what I was wondering about.


Unfortunately, no relevant information is found.


Can you tell me the conditions for using the Retirement Estimator?


Of course. You can use the Retirement Estimator, if you have enough Social Security credits at this time to qualify for benefits.


So anything unexpected like accidents and health problems should be taken into consideration?


Yes, that is correct.


for the Post-9/11 GI Bill (Chapter 33)


The Post-9/11 GI Bill Chapter 33 helps you pay for school or job training .


Have you served on active duty after September 10, 2001?


yes


may qualify for Chapter 33 of GI Bill Post-9/11. Find out if you can get this educational benefit


which are the requirements?


Served at least 90 days on active duty either all at once or with breaks in service on or after September 11 , 2001


not


Received a Purple Heart on or after September 11 , 2001 , and were honorably discharged after any amount of service


You can get these educational benefits meet one of the requirements


What if I qualify for other VA education benefits too?


You will have to choose which benefit you would like to use. This is an irrevocable decision, which means that you cannot change your mind.


I need to learn about disability benefits.


Social Security pay disability to people who cannot work because they have a medical condition that lasts longer than a year or result in death.


Do you want to sign up for Social security benefits?


No I do not need to sign up at this time.


What information do I need to apply for Social Security Disability benefits?


We would like for you to have two things on hand.


I forgot my social security account so the question here is. What if I don't have a Social Security account?


You can create a my Social Security account today if you do not have one.


How do I learn more about the Appeals Council review?


You will need to visit Federal Court Review Process.


What happens if I disagree with the Appeals Council's decision?


You can file a civil suit in a federal district court; which is the last level of the appeals process.


What if I disagree with the hearing decision?


You may request a review by Social Security's Appeals Council online.


Can you keep me up to date with my insurance so it doesn't lapse?


The New York State requires every motorist to maintain auto insurance always that a vehicle is registered, due to that, DMV works with insurance companies to monitor your insurance coverage and keep you informed.


How would you contact me about any insurance problem?


After knowing about the problem we will send you a mail with an insurance inquiry letter to allow you to solve the problem.


What if I request a DMV hearing and have another concern about paying tolls, fines, or other charges?


the suspension is placed on hold pending the outcome of the hearing


Besides that, will I receive a notice?


the NYS Department of Motor Vehicles , " DMV " may send you a Notice of Registration Suspension


If you submit the affidavit?


you will not have to appear at a DMV hearing


How can I respond to a tolling authority about a non-payment of tolls?


DO NOT contact the New York State DMV to dispute whether you violated a toll regulation or failed to pay the toll , fees or other charges


a


Yes, I have read that.


Then you should know that the SSA calculates and returns to the U.S. Department of Education the Department the mean and median annual earnings of a cohort of students who completed the GE program during a specified cohort period.


Also, have you heard of GE Programs? When did the new rules become effective?


In accordance with regulations effective July 1, 2012, the United States Department of Education calculates metrics for GE Programs each year.


and do you know the reasons why assumptions cannot be made?


no but i want to meet them


The 2011 Disclosure Rates are not intended to form a basis for making general or specific assumptions or determinations about specific GE Programs, or for projections of future years' rates.


I want to calculate some benefits


Did you want to find the estimated amount of the retirement benefit your spouse would be eligible to receive at full retirement age?


no I was looking for something else


Did you want to know how to do the calculations?


no I don't know some of the numbers I would probably need


You won't be able to get a good estimate of the benefits if you don't know some of those numbers.


so the GPO reduces or can reduce benefits?


It can reduce any Social Security benefits you may be eligible to receive on your spouse's record under certain circumstances.


can I come back and do some estimates once I get those numbers I need?


Yes, you can call our toll free number at 1-800-772-1213, or contact your local Social Security office for more help.


once I get those numbers what would I subtract something to get something else?


Subtract the estimated amount of your retirement benefit from the estimated amount of your spouse'sbenefit before GPO. Enter that amount in Step # 2 of "Calculate Your Benefits" and select "Compute"


What is required to apply for disability benefits?


Sure, you're mainly asked to check the Starter Kit for Disabled Children.


If you require advice with the online report you can tell us.


What does this online process consist of?


If the child has a disability related to deafness or has hearing problems, you must report it through an online registration.


Okay, what else can you tell me about it?


To be more explicit in the information you can call us at 1 - 800 - 325 - 0778.


By calling 1 - 800 - 772 - 1213 will you answer any questions regarding disability benefits?


When calling this number, you will be given all the instructions on the steps to follow.


What is the SSI request?


You can be advised when completing the application, call the number given and request an appointment to carry out such a process.


Is a Child Disability Report required?


Of course, you must also fill out the SSI. complete the information online.


What are the fees and taxes for passenger vehicles?


You will use both the registration and county use tax charts to determine you registration fee and county use tax.


Is this the original registration of your vehicle?


Yes it is.


I am outside New York City, how do I get those fees?


You will have to ask the city or county where you reside.


Do I have to pay a vehicle use tax?


Residents of New York City and several counties in New York State must pay a vehicle use tax when they register or renew a passenger vehicle registration.


What if I am exempt from the vehicle use tax?


You will complete form UT-11C.


How much are the fees?


You must pay the fee for your vehicle plate which is $25 and your title certificate fee of $50.


can you give me details of About GI Bill benefits


GI Bill benefits help you pay for college , graduate school , and training programs . Since 1944 , the GI Bill has helped qualifying Veterans and their family members get money to cover all or some of the costs for school or training .


you applied for and were awarded Post-9/11 GI Bill education benefits ?


yes


your GI Bill Statement of Benefits will show you how much of your benefits you ve used and how much you have left to use


how do i find a veterans service organization


Use the GI Bill Comparison Tool Apply for education benefits


In what ways can I use my benefits?


Undergraduate and graduate degrees from institutions of higher learningIf you re looking to earn an undergraduate or graduate degree , find out if you can get VA benefits to help pay for courses


what other benefits are there


RatesLearn more about education benefit rates for tuition and books for qualifying Veterans and their family members


can you give me details of Post-9/11 GI Bill benefits


Transfer your Post-9/11 GI Bill benefits to your spouse and dependentsIf you have unused Post-9/11 GI Bill benefits , find out if you can transfer your benefits to your spouse or dependent children


Post-9/11 GI BillIf you need help paying for school or job training and you ve served on active duty after September 10 , 2001 , find out if you can get education benefits through the Post-9/11 GI Bill


I have a few questions about federal grants.


I'll be happy to help you learn about federal grant programs that are available from the U.S. Dept. of Education.


What happens if I receive outside grants that reduce my need for federal student aid?


You may end up having to repay the grant.


I see. And after paying the subsidy. If I could opt for the scholarships?


Unlike financial aid, scholarships provide free money for college expenses. Scholarships are usually given to students based on their academic merits.


How do student loans work?


When a person takes out a student loan, they are borrowing money for college that will be need to be paid back later. Like other loans, student loans accrue interest over time.


How do I get financial aid?


Financial aid can come from a variety of sources including federal, state, and private sources. You can find more information about this on our website.


Have you viewed the Federal Student Aid Video?


Yes, I have.


Excellent. The video is a great way to learn about federal grants, loans, and work-study jobs.


can non-citizens get financial aid for college?


You might be eligible for some aid, don't assume you can't get financial aid just because you are not a citizen


If I'm here because of DACA what do I answer for citizenship on the FAFSA application?


You must answer No, I am not a citizen or eligible noncitizen when asked if you are a U.S. citizen


There's one more thing about direct plus loans . Is there a chance my loan will be forgiven or discharged?


Only under certain conditions can you have all or some of the loan discharged or forgiven.


Are you seeking Public Service Loan Forgiveness?


Yes, I am seeking Public Service Loan Forgiveness.


You will need to repay your loans under an income-driven repayment plan then.


I would like some information about GI Bill benefits, what exactly are GI Bill benefits?


GI Bill benefits were set up to help pay for college, graduate school and training programs for Veterans and their family members who qualify to cover all or some of the costs for school or training.


Have you ever applied for GI Bill benefits?


I have and was awarded Post-9/11 GI Bill education benefits.


Since you were awarded Post-9/11 GI Bill education benefits you GI Bill Statement of Benefits will show you how much of your benefits you've used and how much you have left to use. I suggest you view  your GI Bill Statement of Benefits.


Is there a way that I can apply for benefits online?


Yes you can use the GI Bill Comparison Tool to apply for education benefits.


Over and above the GI Bill benefits are there any other GI Bill programs available?


Absolutely, there is the Montgomery GI Bill Active Duty (MGIB-AD) you might be able to apply for. If you served at least 2 years on active duty you might qualify for this benefit.


Who can apply for Post-9/11 GI Bill benefits?


If you need help paying for school or job training and you have served on active duty after September 10, 2001 you might qualify for education benefits through the Post-9/11 GI Bill.


What other benefits are available under the GI Bill program.


There is the Montgomery GI Bill Active Duty. If you served at least 2 years on active duty you might qualify for benefits under this program.


What types of Veteran ID cards are there?


We provide multiple types of ID cards to use as a Veteran and only really need to show one.


Can I use my DoD Identification Card or do I have to use another as an ID?


Go ahead and use your DoD as your main ID to prove you are a Veteran.


I also have a question about how to apply for a Veteran ID Card. What happens after I've submitted it?


Once you have submitted your VIC application, we will check your eligibility and verify certain things, such as does your character of discharge meet eligibility requirements


Would you like to know what happens after we have verified your eligibility


yes


We will send you an email letting you know the status of your application.


and what do I need to get a ID Card from you guys?


Let's find out if you eligible. Have you served on active duty, in the Reserves, or in the National Guard including the Coast Guard?


yes I have served


Have you received an honorable or general discharge under honorable conditions?


You are eligible for a Veteran ID Card


What forms do I need for driving school?


A driving school instructor can only be certified when s / he is employed by a licensed driving school


For additional information see below


What do I do if that does not apply to me?


Unfortunately, no relevant information is found.


How do I get more info on this?


DMV may conduct periodical inspections and audits to make sure you are following these requirements .


Can you tell me what would happen if I was accidentally late to renew my driver's license?


If you would be late, you must then immediately stop operation of the business completely.  You are considered not licensed to operate if your license expires.  Any services that you provide through your school license including Instructor Certificates, account to DMV's online road test appointment scheduling system, and authorization to order Pre-Licensing Course Completion Certificates will be terminated.  Until you correct the situation and have your new license issued, your instructors will not be able to teach for your school and your school will be unable to provide lessons to customers, teach the Pre-licensing Course, schedule road tests or bring customers to a road test.


Will I be able to renew my license for my school if it is expired?


You can renew the license up to six months after the previous license expires but any operation of your business between when your driving school license expired and the new license is issued will constitute unlicensed operation of a driving school, which could result in your having to pay a civil penalty of $1,000 and/or denial of future driving school license operations.


What was the document that I needed to renew my license if my school does use vehicles for instruction?


The document you will need if your school is using vehicles for instruction would be a List of Driving School Vehicles form MV-527.


Who do I make the check out to for renewal of my license?


Please make the check payable to Commissioner of Motor Vehicles.


Hello there. I hope you're doing well. The reason why I came here was to learn how I can change my address. Could you perhaps walk me through this process?


Of course. Do you want to update the address on your license, permit, or ID, vehicle registration and title?


No, not yet. I just wanted to figure out how things work first.


Are you planning to change your address online through MyDMV?


Yes, that is option I considered.


To change the address on your license, permit, non-driver ID and/or registration, you will need the ID number and document number from your New York State driver license and learner permit.


Is there a specific time to go for some kind of thing? should i make a reservation?


Yes, you'll need to check the local office hours, to make a reservation.


Once I do this process I'll have to go to the dmv office?


We recommend you come to the dmv now to get an enhanced or real id, so you can avoid a second office visit later.


Ok, I get it. But I'm planning to travel soon, probably I'll change my residence, do I have to go to the dmv to change anything?


Just if you want to change your driver license, permit or non-driver id. Then You must visit your local dmv office to bring proof your change.


When I registered myself the first time at the dmv, I was single, but now I'm married, do I have to do any change on my name ID?


If you changed your name, you can change your middle name or chose a different one.


I was without insurance and you guys want me to pay


Would you like to determine if you are able to pay and remove a suspension?


yes


Was your insurance lapse for 90 days or less?


nope it was longer


So your insurance lapse was for 91 days or more?


No, I was wrong....I looked at it and it was only 88 days


can you tell me how to take care of anything I have to pay at the DMV?


You can pay any fee in person at a DMV office with a certified check, personal check or money order, payable to “Commissioner of Motor Vehicles.”.


can you give me an idea of how much I would have to pay under certain scenarios?


Okay, say your insurance lapse is 90 days, you may pay a total penalty of $900 ($8 per day for the first 30 days = $240; plus $10 per day for 31 days to 60 = $300; plus $12 per day for days 61-90 = $360) and not turn in your plates


Hello! Hope you are well? I was just wondering how I go about applying?


THank you I am well, hope you are too. You can now file for Supplemental Security Income SSI online but only if you meet certain requirements


DO I have to be 65 years old


On a somewhat related note, I would like to apply for benefits. What if I don't want to do it in English?


It will give you the option to schedule an appointment to apply in your preferred language.


Does it take a long time to fill out?


No, you can finish it in as little as 15 minutes.


Can I apply in advance for benefits?


Yes, you just can't check the application status until 1 month before you start getting benefits.


When you process the application?


A soon as we have all of your information and documents, we will process your application.


What comes next after I finish the application?


You will be asked to confirm the truthfulness of your answers while being recorded.


You could answer a few questions I have about my tax return. That'd be very kind.


Of course. Do you want to know how we determine your 2020 income-related monthly adjustment amounts?


No, thank you.


Do we use the 2017 tax data for you?


No, you have more recent tax data about me.


Unfortunately, no relevant information is found.


What if you determine that I'm a higher-income beneficiary?


Then you'll pay a larger percentage of the total cost of Part B based on the income you normally report to the Internal Revenue Service IRS.


What if I disagree with the MAGI amount from the IRS?


Then you must correct the information with the IRS.


Makes sense. Well, how high are the monthly part B premiums going to be?


You'll pay monthly Part B premiums equal to 35, 50, 65, 80, or 85 percent of the total cost, depending on what you report to the IRS.


Hey, do I need an insurance to register a vehicle? If so, what are the New York State Insurance requirements.


Yes, the DMV requires auto liability insurance to register a vehicle in New York .


Okey, I have a bit of a problem: I have a different name on both my vehicle registration application and my Insurance Identification Card, do they have to be the same or that woudn't be a problem?


Yes, that's a problem. Your insurance cards and vehicles must have the same name.


I'll sort that out then. I want to know what sort of proof will I receive after getting the insurance?


Your insurance company will issue a proof of insurance in two ways: 1) They will either give you to original NY state Insurance Cards or provide you with acces to your digital electronic NY State Insurance.2) They will send  an electronic notice of insurance coverage  to the DMV.


Great! I accidentally lost my Insurance Identification Card but I have a copy, would DMV accept a copy or a fax of my IIC?


Yes, they accept faxes or copies. Don't worry about that. However, if the barcode is not readable DMV won't accept it.


Thanks! One more question, I was living in a different State a few months ago, so I have an Insurance coverage from another state, If I want to register my vehicle here in new york can that out-of-state insurance be accepted?


No, those documents are not accepted. If you want to register a car in New York, it MUST have a New York State insurance coverage.


Hello, I would like to know If I remove a vehicle from the road, can I keep my photo or my professional license plates?


Yes You can store your photograph or professional license plates at most DMV offices.


Do you want to use your stored photo or professional license plates to register another vehicle?


Yes


To register the vehicle again, or to use your stored photo or professional license plates to register another vehicle, you must visit the office that has your vehicle plates. Be sure to bring the FS-6 T receipt and the other documents necessary to register your vehicle.


What are personalized plates?


Personalized plates are standard series plates that have a combination of numbers and letters that you select.


Where could I locally seek information in person about personalized plates?


For more information, contact your local police or parking enforcement agency, or the agency responsible for parking regulations.


And how can I register my license plates in another vehicle?


You should visit the office that has the license plates on your vehicle. Be sure to bring the FS-6 T receipt and the other documents necessary to register your vehicle.


And won't I pay the custom license plate fees when I renew my registration?


If your registration is in the first year of a two-year registration, you must submit a Refund Request or Fee Paid for Motor Vehicle Registrations and Driver's Licenses pdf MV-215 to request a refund of the fee balance. A $ 1.00 processing fee is subtracted from your refund. You will not receive a refund if the registration expires in less than a year.


and the plates can give me some benefit?


Professional license plates do not entitle you to any special parking privileges unless the city, town, or village where you park your vehicle has granted you those privileges.


Hello, what are the requirements for federal aid?


To qualify for aid, basic eligibility criteria must be met


It is noteworthy that financial aid the school offers an eligible career program.


La capacidad con la que cuenta la institución es importante


This looks like a reminder of me staying eligible and keep receiving my federal student aid. Should I fill a form each year?


Are you asking about the FAFSA form?


yes


Each FAFSA form you fill out is for aid for a specific year. In order to receive aid for that year, you will need to submit that year’s FAFSA form.


what is considered satisfactory academic progress?


You need to make good enough grades, and complete enough credit hours, to keep progressing toward successfully completing your degree or certificate.


Do you know about your school's satisfactory academic progress policy for financial aid purposes?


no but I will look for it


Hello, I want to know some things about disability and supplemental security income. Can you help me out?


Of course. We pay disability benefits under two programs. One of them is the Social Security disability insurance program, which pays benefits to you and certain family members if you worked long enough and paid Social Security taxes. Your adult child also may qualify for benefits on your earnings record if he or she has a disability that started before age 22.


(not possible to ask a question)


(not possible to confirm)


Yes, the medical requirements are the same under both programs and disability is determined by the same process.


Oh. Does this mean I am not a special case?


Not at all. Studies show that just over one in four of today's 20-year-olds will become disabled before reaching age 67.


Can Social Security support me with my disability?


Absolutely. While we spend a lot of time working to succeed in our jobs and careers, few of us think about ensuring that we have a safety net to fall back on should we become disabled. This is an area where Social Security can provide valuable help to you.


That sounds great. But if I request your aid, do I have to prove my disability somehow?


Whether you apply for Social Security disability or SSI, we ask you for information about your medical condition, work, and education history to help us decide if you are disabled under our rules.


I already thought so. And how exactly is this disability planner going to help me?


The disability planner helps you find out how you can qualify and apply for benefits and what happens if your application is approved.


Hey there. I was wondering if you could help me to find out some information related to close a, escrow account.


Sure, there is no problem. I need to ask you, the account belongs to you?


Yes, is related to me.


Alright. Sure. There is a process you have to go through, you need to send a request to close your account by mail, fax or email to the dmv revenue accounts. The request must be on your letter head, there must be your account number and must be signed and dated too.


Regarding of Transferring ownership of a deceased individual's vehicle?  Where can I get the title of his car transferred to me?


There is a checklist you can go through to make sure you have everything you need, please reference that.


Do I have to surrender his plates when I do this?


You can, although you may be eligibile for a refund if you meet the pre-reqs for it.


You need to make sure the estate is settled, though, before you begin this process.


It is currently ongoing, we''re waiting on the executor to finish the will.


I would then refer you to the DM Accounting Unit.


What if I have more questions about this than just fees?


If they have outstanding tickets or fees, you may or may not be liable for them if you take over the registration. Please check with the appropriate department to determine this.


Is their number (518) 474-0902?


Yes, that number will connect you with one of the departments you need to speak with.


Good, how can I qualify for Social Security Credits?


To qualify, it is important to fulfill at least 40 Social Security credits.


What happens if you are already receiving retirement or disability benefits at the time of your death?


We will primarily pay your survivors based on that right.


What if I was born after 1928?


Having 40 credits is vital to qualify for retirement.


How can you earn credits for this purpose?


I recommend that you read our post, which addresses that matter.


Can you tell me what requirements are needed to be eligible?


You must present a recent proof of work and a proof of duration to be eligible for this purpose.


Can you advise me, in relation to obtain the credits?


It is primary to work and pay Social Security taxes.


Perfect, thanks for the information.


are they going to add fees to my loan if a debt collector gets involved?


Have you defaulted on a federal student loan?


not yet but you know


Unfortunately, no relevant information is found.


who do I talk to about wage garnishment or avoiding it?


You can contact your loan holder.


Another thing about non-compliance. What is loan rehabilitation?


There are different programs for this. William D. Ford Federal Direct Loan (Direct Loan) Program and Federal Family Education Loan (FFEL) Program


what happens when the debt collector gets involved?


If your loan is placed with a collection agency, you will be responsible for costs incurred by your loan holder to get payment. These costs amount to 17.92% of your loan amount if your loan is held by ED. Other loan holders may charge a different amount.


I have more questions about student loans, what if I want deferment? Do you have any advice on this?


If that is the way you go consider paying the interest that accrues during that period, so that you can avoid some of the consequences.


Something else I want to ask, if my wife is my beneficiary, you will notify me before transferring you


Yes, they will let you know. Before a defaulted loan is placed with a private collection agency, you will get an explanation on what you can do to avoid both the assignment to a private collection agency and the reporting of default status to credit agencies.


are these people that offer to help me with the loan for a fee any good?


You should Contact the Default Resolution Group if you are contacted by a company asking you to pay to help you get out of default.


I don't understand the protection features.


Are you trying to verify online?


Yes, and I can't get it to move forward.


We have an extensive security system in place to keep your info safe.


How are you doing that?


We have a new identity verification process.


What do I have to do now?


You need to sign in with a username and password.


Why do I have to do all that?


It provides extra security for you.


So it verifies who I am?


Yes, it verifies who you are to protect your sensitive information.


How can I tell if an email is really from you?


If the web address says .gov/  and the / should always be there.


Do all of your emails say .gov?


Yes, our emails currently end with ssa.gov


Excuse me, I need some help with the social security direct deposit.


Of course. Are you already receiving benefits?


Yes, I am.


Do you already receive Social Security or SSI benefits and you have a bank account?


No, I don't have an account yet.


Unfortunately, no relevant information is found.


How can I sign up for direct deposit?


You can sign up by contacting your bank, credit union or savings and loan association.


Ok, thanks, if I am already receiving benefits, can I register with a credit union that I have?


Yes it is possible to sign up through them.


All right, and about receiving the benefits, what if I don't have a bank account to receive these?


Then you must open an account before you can sign up for Direct Deposit. You should shop around in your area to find an account that has the features you want at a price you can afford.


What if I didn't receive any benefits yet, but I was planning to apply?


Then you should tell the Social Security representative when you apply for benefits that you want to sign up for Direct Deposit.


Hey there, good afternoon. I wanted to know if you have some kind of benefits for veteran's family members?


Are you a spouse, surviving spouse, dependent child or family caregiver of a veteran or service member?


Yeah, i am.